Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Advancial Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,318 |
| Total Mortgage Loan Application Amount | $431,835,000 |
| Average Mortgage Loan Application Amount | $240,000 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $186,333 |
| Highest Applicant Income | $2,967,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 99 | $ 26,788,000 | $ 270,000 | $ 150,000 |
| Harris County Texas | 98 | $ 28,365,000 | $ 289,000 | $ 181,000 |
| Collin County Texas | 76 | $ 15,713,000 | $ 206,000 | $ 152,000 |
| Lafayette County Louisiana | 65 | $ 9,673,000 | $ 148,000 | $ 101,000 |
| Fort Bend County Texas | 43 | $ 10,007,000 | $ 232,000 | $ 185,000 |
| Los Angeles County California | 40 | $ 37,943,000 | $ 948,000 | $ 579,000 |
| Anchorage County Alaska | 30 | $ 8,443,000 | $ 281,000 | $ 156,000 |
| Maricopa County Arizona | 30 | $ 7,732,000 | $ 257,000 | $ 164,000 |
| Denton County Texas | 29 | $ 8,294,000 | $ 286,000 | $ 189,000 |
| Tarrant County Texas | 28 | $ 7,293,000 | $ 260,000 | $ 154,000 |
| Osceola County Florida | 25 | $ 4,357,000 | $ 174,000 | $ 235,000 |
| Santa Clara County California | 23 | $ 16,633,000 | $ 723,000 | $ 240,000 |
| Cook County Illinois | 23 | $ 10,020,000 | $ 435,000 | $ 345,000 |
| Clark County Nevada | 23 | $ 5,048,000 | $ 219,000 | $ 191,000 |
| Polk County Florida | 22 | $ 2,583,000 | $ 117,000 | $ 152,000 |
| San Diego County California | 19 | $ 6,001,000 | $ 315,000 | $ 173,000 |
| Broward County Florida | 18 | $ 4,968,000 | $ 276,000 | $ 160,000 |
| Palm Beach County Florida | 16 | $ 4,232,000 | $ 264,000 | $ 140,000 |
| Pinellas County Florida | 16 | $ 3,680,000 | $ 230,000 | $ 178,000 |
| Travis County Texas | 14 | $ 4,762,000 | $ 340,000 | $ 198,000 |
| Summit County Utah | 14 | $ 9,210,000 | $ 657,000 | $ 644,000 |
| Fulton County Georgia | 13 | $ 5,034,000 | $ 387,000 | $ 313,000 |
| San Francisco County California | 12 | $ 10,272,000 | $ 856,000 | $ 496,000 |
| San Mateo County California | 12 | $ 9,118,000 | $ 759,000 | $ 290,000 |
| Vermilion County Louisiana | 12 | $ 1,124,000 | $ 93,000 | $ 67,000 |
| Oklahoma County Oklahoma | 12 | $ 2,900,000 | $ 241,000 | $ 159,000 |
| Montgomery County Texas | 11 | $ 5,284,000 | $ 480,000 | $ 319,000 |
| Fairfield County Connecticut | 10 | $ 7,720,000 | $ 772,000 | $ 385,000 |
| Rockwall County Texas | 10 | $ 1,523,000 | $ 152,000 | $ 94,000 |
| Kings County New York | 9 | $ 5,807,000 | $ 645,000 | $ 325,000 |
| Kaufman County Texas | 9 | $ 1,526,000 | $ 169,000 | $ 105,000 |
| Williamson County Texas | 9 | $ 2,023,000 | $ 224,000 | $ 123,000 |
| Miami-Dade County Florida | 8 | $ 3,435,000 | $ 429,000 | $ 386,000 |
| Bergen County New Jersey | 8 | $ 4,892,000 | $ 611,000 | $ 380,000 |
| New York County New York | 8 | $ 3,805,000 | $ 475,000 | $ 253,000 |
| Ellis County Texas | 8 | $ 1,447,000 | $ 180,000 | $ 90,000 |
| King County Washington | 8 | $ 3,664,000 | $ 458,000 | $ 255,000 |
| Denver County Colorado | 7 | $ 3,135,000 | $ 447,000 | $ 201,000 |
| St. Landry County Louisiana | 7 | $ 703,000 | $ 100,000 | $ 102,000 |
| Alameda County California | 6 | $ 3,446,000 | $ 574,000 | $ 204,000 |
| Orange County California | 6 | $ 4,568,000 | $ 761,000 | $ 486,000 |
| Riverside County California | 6 | $ 2,161,000 | $ 360,000 | $ 180,000 |
| Sarasota County Florida | 6 | $ 2,457,000 | $ 409,000 | $ 442,000 |
| Gwinnett County Georgia | 6 | $ 1,162,000 | $ 193,000 | $ 202,000 |
| St. Martin County Louisiana | 6 | $ 945,000 | $ 157,000 | $ 83,000 |
| Westchester County New York | 6 | $ 3,687,000 | $ 614,000 | $ 373,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,064,000 | $ 177,000 | $ 91,000 |
| Santa Barbara County California | 5 | $ 3,642,000 | $ 728,000 | $ 362,000 |
| Multnomah County Oregon | 5 | $ 1,572,000 | $ 314,000 | $ 183,000 |
| Contra Costa County California | 4 | $ 1,942,000 | $ 485,000 | $ 249,000 |
| Ventura County California | 4 | $ 3,444,000 | $ 861,000 | $ 285,000 |
| District of Columbia County District Of Columbia | 4 | $ 2,708,000 | $ 677,000 | $ 309,000 |
| Hillsborough County Florida | 4 | $ 823,000 | $ 205,000 | $ 87,000 |
| Orange County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 219,000 |
| Cobb County Georgia | 4 | $ 2,178,000 | $ 544,000 | $ 336,000 |
| Forsyth County Georgia | 4 | $ 1,277,000 | $ 319,000 | $ 161,000 |
| Kauai County Hawaii | 4 | $ 3,015,000 | $ 753,000 | $ 376,000 |
| Acadia County Louisiana | 4 | $ 586,000 | $ 146,000 | $ 44,000 |
| Middlesex County Massachusetts | 4 | $ 1,363,000 | $ 340,000 | $ 126,000 |
| Rockingham County New Hampshire | 4 | $ 942,000 | $ 235,000 | $ 77,000 |
| Santa Fe County New Mexico | 4 | $ 427,000 | $ 106,000 | $ 97,000 |
| Queens County New York | 4 | $ 1,839,000 | $ 459,000 | $ 157,000 |
| Wake County North Carolina | 4 | $ 1,432,000 | $ 358,000 | $ 338,000 |
| Galveston County Texas | 4 | $ 852,000 | $ 213,000 | $ 209,000 |
| Utah County Utah | 4 | $ 1,076,000 | $ 269,000 | $ 106,000 |
| Fairfax County Virginia | 4 | $ 835,000 | $ 208,000 | $ 116,000 |
| Kenai Peninsula County Alaska | 3 | $ 496,000 | $ 165,000 | $ 137,000 |
| Pima County Arizona | 3 | $ 982,000 | $ 327,000 | $ 219,000 |
| Marin County California | 3 | $ 3,631,000 | $ 1,210,000 | $ 645,000 |
| Napa County California | 3 | $ 1,125,000 | $ 375,000 | $ 258,000 |
| Adams County Colorado | 3 | $ 578,000 | $ 192,000 | $ 104,000 |
| Boulder County Colorado | 3 | $ 2,491,000 | $ 830,000 | $ 199,000 |
| Eagle County Colorado | 3 | $ 1,247,000 | $ 415,000 | $ 156,000 |
| El Paso County Colorado | 3 | $ 912,000 | $ 304,000 | $ 91,000 |
| Larimer County Colorado | 3 | $ 659,000 | $ 219,000 | $ 259,000 |
| Collier County Florida | 3 | $ 518,000 | $ 172,000 | $ 116,000 |
| Duval County Florida | 3 | $ 1,511,000 | $ 503,000 | $ 294,000 |
| DeKalb County Georgia | 3 | $ 644,000 | $ 214,000 | $ 131,000 |
| Valley County Idaho | 3 | $ 1,165,000 | $ 388,000 | $ 175,000 |
| Warrick County Indiana | 3 | $ 769,000 | $ 256,000 | $ 182,000 |
| Iberia County Louisiana | 3 | $ 274,000 | $ 91,000 | $ 73,000 |
| Plaquemines County Louisiana | 3 | $ 705,000 | $ 235,000 | $ 115,000 |
| St. Louis County Missouri | 3 | $ 1,778,000 | $ 592,000 | $ 303,000 |
| Monmouth County New Jersey | 3 | $ 945,000 | $ 315,000 | $ 316,000 |
| Somerset County New Jersey | 3 | $ 1,906,000 | $ 635,000 | $ 231,000 |
| New Hanover County North Carolina | 3 | $ 546,000 | $ 182,000 | $ 136,000 |
| Bexar County Texas | 3 | $ 418,000 | $ 139,000 | $ 123,000 |
| Brazoria County Texas | 3 | $ 555,000 | $ 185,000 | $ 114,000 |
| Henderson County Texas | 3 | $ 582,000 | $ 194,000 | $ 94,000 |
| Midland County Texas | 3 | $ 502,000 | $ 167,000 | $ 107,000 |
| Salt Lake County Utah | 3 | $ 869,000 | $ 289,000 | $ 94,000 |
| Kittitas County Washington | 3 | $ 661,000 | $ 220,000 | $ 280,000 |
| Waukesha County Wisconsin | 3 | $ 688,000 | $ 229,000 | $ 278,000 |
| Matanuska-Susitna County Alaska | 2 | $ 457,000 | $ 228,000 | $ 111,000 |
| Bay County Florida | 2 | $ 288,000 | $ 144,000 | $ 103,000 |
| Highlands County Florida | 2 | $ 278,000 | $ 139,000 | $ 265,000 |
| Honolulu County Hawaii | 2 | $ 1,325,000 | $ 662,000 | $ 343,000 |
| Evangeline County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| Jefferson County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 91,000 |
| Sabine County Louisiana | 2 | $ 491,000 | $ 245,000 | $ 339,000 |
| Norfolk County Massachusetts | 2 | $ 850,000 | $ 425,000 | $ 149,000 |
| Dakota County Minnesota | 2 | $ 223,000 | $ 111,000 | $ 108,000 |
| Morris County New Jersey | 2 | $ 1,159,000 | $ 579,000 | $ 178,000 |
| Nassau County New York | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Buncombe County North Carolina | 2 | $ 642,000 | $ 321,000 | $ 175,000 |
| Canadian County Oklahoma | 2 | $ 169,000 | $ 84,000 | $ 75,000 |
| Logan County Oklahoma | 2 | $ 564,000 | $ 282,000 | $ 142,000 |
| Tulsa County Oklahoma | 2 | $ 490,000 | $ 245,000 | $ 125,000 |
| Benton County Oregon | 2 | $ 195,000 | $ 97,000 | $ 121,000 |
| Clackamas County Oregon | 2 | $ 272,000 | $ 136,000 | $ 49,000 |
| Lincoln County Oregon | 2 | $ 380,000 | $ 190,000 | $ 158,000 |
| Beaufort County South Carolina | 2 | $ 652,000 | $ 326,000 | $ 135,000 |
| Greenville County South Carolina | 2 | $ 561,000 | $ 280,000 | $ 147,000 |
| Horry County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 98,000 |
| Knox County Tennessee | 2 | $ 518,000 | $ 259,000 | $ 95,000 |
| Williamson County Tennessee | 2 | $ 762,000 | $ 381,000 | $ 152,000 |
| Hidalgo County Texas | 2 | $ 204,000 | $ 102,000 | $ 68,000 |
| Llano County Texas | 2 | $ 574,000 | $ 287,000 | $ 239,000 |
| Smith County Texas | 2 | $ 359,000 | $ 179,000 | $ 150,000 |
| Van Zandt County Texas | 2 | $ 440,000 | $ 220,000 | $ 50,000 |
| Waller County Texas | 2 | $ 168,000 | $ 84,000 | $ 181,000 |
| Wood County Texas | 2 | $ 309,000 | $ 154,000 | $ 119,000 |
| Wasatch County Utah | 2 | $ 1,634,000 | $ 817,000 | $ 404,000 |
| Washington County Utah | 2 | $ 635,000 | $ 317,000 | $ 229,000 |
| Yavapai County Arizona | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Sebastian County Arkansas | 1 | $ 166,000 | $ 166,000 | $ 141,000 |
| El Dorado County California | 1 | $ 132,000 | $ 132,000 | $ 237,000 |
| Mendocino County California | 1 | $ 460,000 | $ 460,000 | $ 181,000 |
| Monterey County California | 1 | $ 1,800,000 | $ 1,800,000 | $ 800,000 |
| Placer County California | 1 | $ 440,000 | $ 440,000 | $ 455,000 |
| Plumas County California | 1 | $ 260,000 | $ 260,000 | $ 193,000 |
| Sacramento County California | 1 | $ 127,000 | $ 127,000 | $ 575,000 |
| Santa Cruz County California | 1 | $ 139,000 | $ 139,000 | $ 158,000 |
| Sonoma County California | 1 | $ 110,000 | $ 110,000 | $ 109,000 |
| Arapahoe County Colorado | 1 | $ 247,000 | $ 247,000 | $ 87,000 |
| Douglas County Colorado | 1 | $ 257,000 | $ 257,000 | $ 140,000 |
| Garfield County Colorado | 1 | $ 520,000 | $ 520,000 | $ 96,000 |
| La Plata County Colorado | 1 | $ 337,000 | $ 337,000 | $ 165,000 |
| Las Animas County Colorado | 1 | $ 298,000 | $ 298,000 | $ 257,000 |
| Weld County Colorado | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Alachua County Florida | 1 | $ 103,000 | $ 103,000 | $ 116,000 |
| Indian River County Florida | 1 | $ 126,000 | $ 126,000 | $ 80,000 |
| Lake County Florida | 1 | $ 110,000 | $ 110,000 | $ 83,000 |
| Lee County Florida | 1 | $ 376,000 | $ 376,000 | $ 95,000 |
| Manatee County Florida | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Martin County Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 430,000 |
| Monroe County Florida | 1 | $ 533,000 | $ 533,000 | $ 2,016,000 |
| Nassau County Florida | 1 | $ 189,000 | $ 189,000 | $ 304,000 |
| St. Johns County Florida | 1 | $ 130,000 | $ 130,000 | $ 215,000 |
| St. Lucie County Florida | 1 | $ 380,000 | $ 380,000 | $ 198,000 |
| Sumter County Florida | 1 | $ 126,000 | $ 126,000 | $ 113,000 |
| Chatham County Georgia | 1 | $ 127,000 | $ 127,000 | $ 191,000 |
| Cherokee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 196,000 |
| Fayette County Georgia | 1 | $ 283,000 | $ 283,000 | $ 120,000 |
| Walton County Georgia | 1 | $ 131,000 | $ 131,000 | $ 250,000 |
| Hawaii County Hawaii | 1 | $ 164,000 | $ 164,000 | $ 97,000 |
| Maui County Hawaii | 1 | $ 346,000 | $ 346,000 | $ 545,000 |
| Canyon County Idaho | 1 | $ 417,000 | $ 417,000 | $ 185,000 |
| Twin Falls County Idaho | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Kane County Illinois | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Lake County Illinois | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| McHenry County Illinois | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| St. Clair County Illinois | 1 | $ 72,000 | $ 72,000 | $ 95,000 |
| Will County Illinois | 1 | $ 426,000 | $ 426,000 | $ 161,000 |
| Hamilton County Indiana | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Vanderburgh County Indiana | 1 | $ 198,000 | $ 198,000 | $ 105,000 |
| Ford County Kansas | 1 | $ 69,000 | $ 69,000 | $ 87,000 |
| Sedgwick County Kansas | 1 | $ 63,000 | $ 63,000 | $ 80,000 |
| Caddo County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Calcasieu County Louisiana | 1 | $ 91,000 | $ 91,000 | $ 89,000 |
| Lafourche County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 173,000 |
| St. Charles County Louisiana | 1 | $ 244,000 | $ 244,000 | $ 157,000 |
| Anne Arundel County Maryland | 1 | $ 385,000 | $ 385,000 | $ 121,000 |
| Montgomery County Maryland | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Talbot County Maryland | 1 | $ 600,000 | $ 600,000 | $ 375,000 |
| Worcester County Maryland | 1 | $ 580,000 | $ 580,000 | $ 345,000 |
| Barnstable County Massachusetts | 1 | $ 391,000 | $ 391,000 | $ 506,000 |
| Berkshire County Massachusetts | 1 | $ 706,000 | $ 706,000 | $ 515,000 |
| Franklin County Massachusetts | 1 | $ 189,000 | $ 189,000 | $ 71,000 |
| Nantucket County Massachusetts | 1 | $ 1,250,000 | $ 1,250,000 | $ 406,000 |
| Suffolk County Massachusetts | 1 | $ 318,000 | $ 318,000 | $ 119,000 |
| Lake County Michigan | 1 | $ 100,000 | $ 100,000 | $ 112,000 |
| Leelanau County Michigan | 1 | $ 358,000 | $ 358,000 | $ 101,000 |
| Hennepin County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 128,000 |
| Jackson County Mississippi | 1 | $ 230,000 | $ 230,000 | $ 61,000 |
| Pearl River County Mississippi | 1 | $ 197,000 | $ 197,000 | $ 92,000 |
| St. Louis City County Missouri | 1 | $ 98,000 | $ 98,000 | $ 220,000 |
| Essex County New Jersey | 1 | $ 1,500,000 | $ 1,500,000 | $ 607,000 |
| Hudson County New Jersey | 1 | $ 296,000 | $ 296,000 | $ 107,000 |
| Hunterdon County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 549,000 |
| Mercer County New Jersey | 1 | $ 136,000 | $ 136,000 | $ 164,000 |
| Middlesex County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 81,000 |
| Ocean County New Jersey | 1 | $ 358,000 | $ 358,000 | $ 1,261,000 |
| Union County New Jersey | 1 | $ 511,000 | $ 511,000 | $ 156,000 |
| Taos County New Mexico | 1 | $ 119,000 | $ 119,000 | $ 300,000 |
| Bronx County New York | 1 | $ 201,000 | $ 201,000 | $ 277,000 |
| Brunswick County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| Chatham County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 110,000 |
| Johnston County North Carolina | 1 | $ 383,000 | $ 383,000 | $ 150,000 |
| Mecklenburg County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Orange County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Cuyahoga County Ohio | 1 | $ 98,000 | $ 98,000 | $ 273,000 |
| Fairfield County Ohio | 1 | $ 144,000 | $ 144,000 | $ 123,000 |
| Lake County Ohio | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| Alfalfa County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Cleveland County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 84,000 |
| Clatsop County Oregon | 1 | $ 203,000 | $ 203,000 | $ 188,000 |
| Washington County Oregon | 1 | $ 111,000 | $ 111,000 | $ 145,000 |
| Allegheny County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 123,000 |
| Bucks County Pennsylvania | 1 | $ 670,000 | $ 670,000 | $ 218,000 |
| Centre County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 173,000 |
| Chester County Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 102,000 |
| Montgomery County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Northampton County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 206,000 |
| York County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 175,000 |
| Bristol County Rhode Island | 1 | $ 153,000 | $ 153,000 | $ 116,000 |
| Charleston County South Carolina | 1 | $ 650,000 | $ 650,000 | $ 208,000 |
| York County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 189,000 |
| Davidson County Tennessee | 1 | $ 511,000 | $ 511,000 | $ 208,000 |
| Montgomery County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 140,000 |
| Rutherford County Tennessee | 1 | $ 318,000 | $ 318,000 | $ 170,000 |
| Brazos County Texas | 1 | $ 100,000 | $ 100,000 | $ 135,000 |
| Cameron County Texas | 1 | $ 107,000 | $ 107,000 | $ 186,000 |
| Comal County Texas | 1 | $ 211,000 | $ 211,000 | $ 202,000 |
| Franklin County Texas | 1 | $ 239,000 | $ 239,000 | $ 652,000 |
| Garza County Texas | 1 | $ 302,000 | $ 302,000 | $ 80,000 |
| Gonzales County Texas | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Grayson County Texas | 1 | $ 72,000 | $ 72,000 | $ 99,000 |
| Hardin County Texas | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Hays County Texas | 1 | $ 112,000 | $ 112,000 | $ 567,000 |
| Hood County Texas | 1 | $ 45,000 | $ 45,000 | $ 172,000 |
| Johnson County Texas | 1 | $ 40,000 | $ 40,000 | $ 105,000 |
| Kerr County Texas | 1 | $ 200,000 | $ 200,000 | $ 298,000 |
| Leon County Texas | 1 | $ 150,000 | $ 150,000 | $ 290,000 |
| Liberty County Texas | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| McLennan County Texas | 1 | $ 129,000 | $ 129,000 | $ 126,000 |
| Navarro County Texas | 1 | $ 90,000 | $ 90,000 | $ 95,000 |
| Parker County Texas | 1 | $ 233,000 | $ 233,000 | $ 132,000 |
| Washington County Texas | 1 | $ 145,000 | $ 145,000 | $ 300,000 |
| Wise County Texas | 1 | $ 162,000 | $ 162,000 | $ 193,000 |
| Chesterfield County Virginia | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Lexington County Virginia | 1 | $ 107,000 | $ 107,000 | $ 75,000 |
| Clark County Washington | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Snohomish County Washington | 1 | $ 500,000 | $ 500,000 | $ 113,000 |
| Whitman County Washington | 1 | $ 360,000 | $ 360,000 | $ 150,000 |
| Sauk County Wisconsin | 1 | $ 270,000 | $ 270,000 | $ 250,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 763 | $265,399,000 | $347,000 | $2,550,000 | $221,000 | $2,967,000 |
| Refinancing | 503 | $163,912,000 | $325,000 | $4,500,000 | $191,000 | $2,682,000 |
| Home Improvement | 52 | $2,524,000 | $48,000 | $150,000 | $147,000 | $527,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 713 | $266,150,000 | $373,000 | $2,974,000 | $223,000 | $2,830,000 |
| Not Provided | 319 | $83,947,000 | $263,000 | $2,000,000 | $154,000 | $1,392,000 |
| Asian | 107 | $45,051,000 | $421,000 | $4,500,000 | $293,000 | $2,725,000 |
| American Indian or Alaskan Native | 83 | $6,260,000 | $75,000 | $412,000 | $134,000 | $527,000 |
| Hispanic | 70 | $18,908,000 | $270,000 | $1,238,000 | $168,000 | $722,000 |
| Black or African American | 24 | $10,108,000 | $421,000 | $4,500,000 | $392,000 | $2,967,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $1,411,000 | $705,000 | $1,180,000 | $353,000 | $362,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,317 | $431,484,000 | $327,000 | $4,500,000 | $207,000 | $2,967,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $351,000 | $351,000 | $351,000 | $10,000 | $10,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,133 | $362,331,000 | $319,000 | $4,500,000 | $208,000 | $2,967,000 |
| Application Withdrawn By Applicant | 100 | $41,284,000 | $412,000 | $2,000,000 | $204,000 | $779,000 |
| Application Denied By Financial Institution | 58 | $19,569,000 | $337,000 | $4,500,000 | $182,000 | $1,705,000 |
| Application Approved But Not Accepted | 21 | $7,289,000 | $347,000 | $1,175,000 | $256,000 | $1,209,000 |
| File Closed For Incompleteness | 6 | $1,362,000 | $227,000 | $353,000 | $103,000 | $185,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $2,911,000 | $181,000 | $2,000,000 | $136,000 | $608,000 |
| Debt-To-Income Ratio | 12 | $2,370,000 | $197,000 | $500,000 | $70,000 | $295,000 |
| Other | 7 | $2,226,000 | $318,000 | $1,113,000 | $205,000 | $845,000 |
| Collateral | 4 | $390,000 | $97,000 | $122,000 | $97,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,195,000 | $398,000 | $517,000 | $252,000 | $348,000 |
| Employment History | 2 | $416,000 | $208,000 | $216,000 | $123,000 | $167,000 |
| Unverifiable Information | 1 | $113,000 | $113,000 | $113,000 | $159,000 | $159,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.