Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Advancial Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,017 |
| Total Mortgage Loan Application Amount | $354,805,000 |
| Average Mortgage Loan Application Amount | $285,000 |
| Highest Mortgage Loan Application Amount | $2,875,000 |
| Average Applicant Income | $180,000 |
| Highest Applicant Income | $2,099,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 59 | $ 11,705,000 | $ 198,000 | $ 123,000 |
| Harris County Texas | 57 | $ 18,245,000 | $ 320,000 | $ 174,000 |
| Collin County Texas | 43 | $ 11,495,000 | $ 267,000 | $ 138,000 |
| Los Angeles County California | 39 | $ 27,775,000 | $ 712,000 | $ 273,000 |
| Lafayette County Louisiana | 38 | $ 4,900,000 | $ 128,000 | $ 91,000 |
| Maricopa County Arizona | 31 | $ 11,825,000 | $ 381,000 | $ 194,000 |
| Fort Bend County Texas | 29 | $ 9,445,000 | $ 325,000 | $ 211,000 |
| Denton County Texas | 25 | $ 7,065,000 | $ 282,000 | $ 171,000 |
| Broward County Florida | 24 | $ 6,660,000 | $ 277,000 | $ 256,000 |
| Orange County Florida | 20 | $ 5,400,000 | $ 270,000 | $ 270,000 |
| San Diego County California | 19 | $ 9,255,000 | $ 487,000 | $ 304,000 |
| Anchorage County Alaska | 16 | $ 3,480,000 | $ 217,000 | $ 163,000 |
| Kings County New York | 14 | $ 6,570,000 | $ 469,000 | $ 665,000 |
| Travis County Texas | 14 | $ 5,470,000 | $ 390,000 | $ 293,000 |
| King County Washington | 14 | $ 8,990,000 | $ 642,000 | $ 282,000 |
| Pinellas County Florida | 13 | $ 4,185,000 | $ 321,000 | $ 236,000 |
| New York County New York | 13 | $ 5,145,000 | $ 395,000 | $ 233,000 |
| Tarrant County Texas | 13 | $ 4,295,000 | $ 330,000 | $ 224,000 |
| Santa Clara County California | 12 | $ 13,670,000 | $ 1,139,000 | $ 284,000 |
| Palm Beach County Florida | 12 | $ 2,620,000 | $ 218,000 | $ 159,000 |
| Summit County Utah | 12 | $ 3,970,000 | $ 330,000 | $ 325,000 |
| San Mateo County California | 11 | $ 9,895,000 | $ 899,000 | $ 263,000 |
| Cook County Illinois | 11 | $ 4,165,000 | $ 378,000 | $ 211,000 |
| Alameda County California | 10 | $ 6,390,000 | $ 639,000 | $ 281,000 |
| Miami-Dade County Florida | 9 | $ 4,085,000 | $ 453,000 | $ 264,000 |
| Rockwall County Texas | 9 | $ 1,585,000 | $ 176,000 | $ 108,000 |
| Manatee County Florida | 8 | $ 2,230,000 | $ 278,000 | $ 258,000 |
| Clark County Nevada | 8 | $ 1,660,000 | $ 207,000 | $ 201,000 |
| Ellis County Texas | 8 | $ 1,440,000 | $ 180,000 | $ 132,000 |
| Marin County California | 7 | $ 5,385,000 | $ 769,000 | $ 203,000 |
| Riverside County California | 7 | $ 4,285,000 | $ 612,000 | $ 394,000 |
| San Francisco County California | 7 | $ 4,675,000 | $ 667,000 | $ 265,000 |
| Fairfield County Connecticut | 7 | $ 4,195,000 | $ 599,000 | $ 187,000 |
| Fulton County Georgia | 7 | $ 3,145,000 | $ 449,000 | $ 163,000 |
| Montgomery County Texas | 7 | $ 1,315,000 | $ 187,000 | $ 139,000 |
| Orange County California | 6 | $ 3,610,000 | $ 601,000 | $ 242,000 |
| Denver County Colorado | 6 | $ 3,320,000 | $ 553,000 | $ 171,000 |
| Bay County Florida | 6 | $ 1,170,000 | $ 195,000 | $ 201,000 |
| Vermilion County Louisiana | 6 | $ 490,000 | $ 81,000 | $ 129,000 |
| Westchester County New York | 6 | $ 3,740,000 | $ 623,000 | $ 218,000 |
| Kaufman County Texas | 6 | $ 1,180,000 | $ 196,000 | $ 100,000 |
| DuPage County Illinois | 5 | $ 945,000 | $ 189,000 | $ 96,000 |
| St. Martin County Louisiana | 5 | $ 975,000 | $ 195,000 | $ 116,000 |
| Queens County New York | 5 | $ 1,735,000 | $ 347,000 | $ 137,000 |
| Clackamas County Oregon | 5 | $ 3,185,000 | $ 637,000 | $ 278,000 |
| Placer County California | 4 | $ 1,240,000 | $ 310,000 | $ 240,000 |
| Arapahoe County Colorado | 4 | $ 1,030,000 | $ 257,000 | $ 96,000 |
| Douglas County Colorado | 4 | $ 2,280,000 | $ 570,000 | $ 159,000 |
| Cobb County Georgia | 4 | $ 1,750,000 | $ 437,000 | $ 276,000 |
| Acadia County Louisiana | 4 | $ 300,000 | $ 75,000 | $ 107,000 |
| Iberia County Louisiana | 4 | $ 430,000 | $ 107,000 | $ 80,000 |
| Hudson County New Jersey | 4 | $ 600,000 | $ 150,000 | $ 229,000 |
| Monmouth County New Jersey | 4 | $ 1,720,000 | $ 430,000 | $ 171,000 |
| Oklahoma County Oklahoma | 4 | $ 560,000 | $ 140,000 | $ 95,000 |
| Yavapai County Arizona | 3 | $ 345,000 | $ 115,000 | $ 31,000 |
| Contra Costa County California | 3 | $ 2,775,000 | $ 925,000 | $ 231,000 |
| San Bernardino County California | 3 | $ 1,185,000 | $ 395,000 | $ 199,000 |
| Solano County California | 3 | $ 615,000 | $ 205,000 | $ 215,000 |
| Sonoma County California | 3 | $ 1,665,000 | $ 555,000 | $ 302,000 |
| Hillsborough County Florida | 3 | $ 915,000 | $ 305,000 | $ 139,000 |
| Lee County Florida | 3 | $ 575,000 | $ 191,000 | $ 90,000 |
| Okaloosa County Florida | 3 | $ 625,000 | $ 208,000 | $ 284,000 |
| Polk County Florida | 3 | $ 775,000 | $ 258,000 | $ 479,000 |
| Sarasota County Florida | 3 | $ 1,325,000 | $ 441,000 | $ 292,000 |
| St. Landry County Louisiana | 3 | $ 405,000 | $ 135,000 | $ 97,000 |
| Norfolk County Massachusetts | 3 | $ 825,000 | $ 275,000 | $ 111,000 |
| Suffolk County Massachusetts | 3 | $ 925,000 | $ 308,000 | $ 179,000 |
| Washoe County Nevada | 3 | $ 645,000 | $ 215,000 | $ 133,000 |
| Nassau County New York | 3 | $ 2,455,000 | $ 818,000 | $ 282,000 |
| Mecklenburg County North Carolina | 3 | $ 1,635,000 | $ 545,000 | $ 231,000 |
| Multnomah County Oregon | 3 | $ 875,000 | $ 291,000 | $ 185,000 |
| Horry County South Carolina | 3 | $ 315,000 | $ 105,000 | $ 158,000 |
| Henderson County Texas | 3 | $ 965,000 | $ 321,000 | $ 165,000 |
| Hunt County Texas | 3 | $ 615,000 | $ 205,000 | $ 119,000 |
| Washington County Utah | 3 | $ 1,675,000 | $ 558,000 | $ 294,000 |
| Kittitas County Washington | 3 | $ 585,000 | $ 195,000 | $ 246,000 |
| Fresno County California | 2 | $ 280,000 | $ 140,000 | $ 136,000 |
| Monterey County California | 2 | $ 2,440,000 | $ 1,220,000 | $ 441,000 |
| Napa County California | 2 | $ 900,000 | $ 450,000 | $ 136,000 |
| Santa Barbara County California | 2 | $ 1,120,000 | $ 560,000 | $ 521,000 |
| Gunnison County Colorado | 2 | $ 770,000 | $ 385,000 | $ 624,000 |
| Jefferson County Colorado | 2 | $ 440,000 | $ 220,000 | $ 142,000 |
| Collier County Florida | 2 | $ 1,150,000 | $ 575,000 | $ 104,000 |
| Lake County Florida | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Monroe County Florida | 2 | $ 720,000 | $ 360,000 | $ 136,000 |
| Osceola County Florida | 2 | $ 310,000 | $ 155,000 | $ 178,000 |
| Volusia County Florida | 2 | $ 460,000 | $ 230,000 | $ 106,000 |
| Walton County Florida | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
| Hawaii County Hawaii | 2 | $ 380,000 | $ 190,000 | $ 71,000 |
| Kauai County Hawaii | 2 | $ 1,150,000 | $ 575,000 | $ 426,000 |
| Maui County Hawaii | 2 | $ 530,000 | $ 265,000 | $ 119,000 |
| Ada County Idaho | 2 | $ 480,000 | $ 240,000 | $ 62,000 |
| Valley County Idaho | 2 | $ 680,000 | $ 340,000 | $ 184,000 |
| Essex County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 67,000 |
| Middlesex County Massachusetts | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Hennepin County Minnesota | 2 | $ 1,090,000 | $ 545,000 | $ 191,000 |
| Ramsey County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Jackson County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 169,000 |
| St. Charles County Missouri | 2 | $ 1,000,000 | $ 500,000 | $ 185,000 |
| St. Louis County Missouri | 2 | $ 250,000 | $ 125,000 | $ 130,000 |
| Ocean County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 102,000 |
| Sussex County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 186,000 |
| Santa Fe County New Mexico | 2 | $ 350,000 | $ 175,000 | $ 95,000 |
| Rockland County New York | 2 | $ 680,000 | $ 340,000 | $ 112,000 |
| Suffolk County New York | 2 | $ 2,080,000 | $ 1,040,000 | $ 290,000 |
| Wake County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Franklin County Ohio | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Hamilton County Ohio | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Tulsa County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 96,000 |
| Washington County Oregon | 2 | $ 1,390,000 | $ 695,000 | $ 377,000 |
| Allegheny County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 63,000 |
| Chester County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 243,000 |
| Davidson County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 458,000 |
| Galveston County Texas | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Jefferson County Texas | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Midland County Texas | 2 | $ 650,000 | $ 325,000 | $ 128,000 |
| Nueces County Texas | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| Sabine County Texas | 2 | $ 450,000 | $ 225,000 | $ 104,000 |
| Washington County Texas | 2 | $ 350,000 | $ 175,000 | $ 205,000 |
| Williamson County Texas | 2 | $ 310,000 | $ 155,000 | $ 93,000 |
| Salt Lake County Utah | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Arlington County Virginia | 2 | $ 1,530,000 | $ 765,000 | $ 333,000 |
| Chelan County Washington | 2 | $ 910,000 | $ 455,000 | $ 671,000 |
| Pierce County Washington | 2 | $ 230,000 | $ 115,000 | $ 121,000 |
| Snohomish County Washington | 2 | $ 780,000 | $ 390,000 | $ 280,000 |
| Oneida County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 82,000 |
| Walworth County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 176,000 |
| Madison County Alabama | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Mobile County Alabama | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Matanuska-Susitna County Alaska | 1 | $ 95,000 | $ 95,000 | $ 228,000 |
| Coconino County Arizona | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Mohave County Arizona | 1 | $ 175,000 | $ 175,000 | $ 359,000 |
| Pima County Arizona | 1 | $ 125,000 | $ 125,000 | $ 493,000 |
| Calaveras County California | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| El Dorado County California | 1 | $ 415,000 | $ 415,000 | $ 88,000 |
| Lake County California | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Mariposa County California | 1 | $ 605,000 | $ 605,000 | $ 503,000 |
| Mono County California | 1 | $ 295,000 | $ 295,000 | $ 900,000 |
| Plumas County California | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
| Sacramento County California | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| San Benito County California | 1 | $ 935,000 | $ 935,000 | $ 417,000 |
| San Joaquin County California | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| San Luis Obispo County California | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Ventura County California | 1 | $ 555,000 | $ 555,000 | $ 357,000 |
| Yolo County California | 1 | $ 775,000 | $ 775,000 | $ 166,000 |
| Adams County Colorado | 1 | $ 415,000 | $ 415,000 | $ 293,000 |
| Boulder County Colorado | 1 | $ 755,000 | $ 755,000 | $ 188,000 |
| Delta County Colorado | 1 | $ 95,000 | $ 95,000 | $ 127,000 |
| El Paso County Colorado | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Lake County Colorado | 1 | $ 155,000 | $ 155,000 | $ 200,000 |
| Mesa County Colorado | 1 | $ 175,000 | $ 175,000 | $ 175,000 |
| Summit County Colorado | 1 | $ 975,000 | $ 975,000 | $ 369,000 |
| Weld County Colorado | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| New Haven County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| New Castle County Delaware | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Brevard County Florida | 1 | $ 205,000 | $ 205,000 | $ 142,000 |
| Charlotte County Florida | 1 | $ 505,000 | $ 505,000 | $ 412,000 |
| Duval County Florida | 1 | $ 445,000 | $ 445,000 | $ 200,000 |
| Martin County Florida | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Cherokee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 153,000 |
| DeKalb County Georgia | 1 | $ 545,000 | $ 545,000 | $ 250,000 |
| Fayette County Georgia | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Forsyth County Georgia | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Glynn County Georgia | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Jackson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Honolulu County Hawaii | 1 | $ 535,000 | $ 535,000 | $ 241,000 |
| Fremont County Idaho | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Kootenai County Idaho | 1 | $ 85,000 | $ 85,000 | $ 152,000 |
| Kendall County Illinois | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Woodford County Illinois | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Bartholomew County Indiana | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Oldham County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Pulaski County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Avoyelles County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Caddo County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| East Baton Rouge County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Jefferson Davis County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| York County Maine | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| Baltimore City County Maryland | 1 | $ 125,000 | $ 125,000 | $ 204,000 |
| Harford County Maryland | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Montgomery County Maryland | 1 | $ 305,000 | $ 305,000 | $ 327,000 |
| Worcester County Maryland | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Plymouth County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 233,000 |
| Berrien County Michigan | 1 | $ 165,000 | $ 165,000 | $ 147,000 |
| Kent County Michigan | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Oakland County Michigan | 1 | $ 535,000 | $ 535,000 | $ 308,000 |
| Oceana County Michigan | 1 | $ 205,000 | $ 205,000 | $ 177,000 |
| Pearl River County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Vernon County Missouri | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Madison County Montana | 1 | $ 175,000 | $ 175,000 | $ 309,000 |
| Lyon County Nevada | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Belknap County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Rockingham County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Essex County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 305,000 |
| Mercer County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Morris County New Jersey | 1 | $ 885,000 | $ 885,000 | $ 270,000 |
| Passaic County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Somerset County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 137,000 |
| Union County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 195,000 |
| Bernalillo County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 178,000 |
| Sandoval County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Dutchess County New York | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Monroe County New York | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Carteret County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Dare County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 339,000 |
| McDowell County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Pitt County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Union County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Warren County Ohio | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Canadian County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Coos County Oregon | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Deschutes County Oregon | 1 | $ 175,000 | $ 175,000 | $ 153,000 |
| Lane County Oregon | 1 | $ 855,000 | $ 855,000 | $ 823,000 |
| Lincoln County Oregon | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Linn County Oregon | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Lancaster County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Montgomery County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Westmoreland County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 151,000 |
| Kent County Rhode Island | 1 | $ 155,000 | $ 155,000 | $ 177,000 |
| Anderson County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Spartanburg County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 193,000 |
| Angelina County Texas | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Aransas County Texas | 1 | $ 265,000 | $ 265,000 | $ 325,000 |
| Bell County Texas | 1 | $ 65,000 | $ 65,000 | $ 196,000 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Bosque County Texas | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Brazos County Texas | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Colorado County Texas | 1 | $ 685,000 | $ 685,000 | $ 194,000 |
| Comal County Texas | 1 | $ 1,305,000 | $ 1,305,000 | $ 566,000 |
| Grayson County Texas | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Gregg County Texas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Hood County Texas | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Llano County Texas | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Mitchell County Texas | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Uvalde County Texas | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Van Zandt County Texas | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Wichita County Texas | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Davis County Utah | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Windham County Vermont | 1 | $ 345,000 | $ 345,000 | $ 349,000 |
| Fairfax County Virginia | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Warren County Virginia | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| York County Virginia | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Clallam County Washington | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Island County Washington | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| San Juan County Washington | 1 | $ 165,000 | $ 165,000 | $ 177,000 |
| Spokane County Washington | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Vilas County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Natrona County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 668 | $236,670,000 | $354,000 | $2,875,000 | $197,000 | $1,529,000 |
| Cash-out Refinancing | 221 | $90,025,000 | $407,000 | $2,005,000 | $231,000 | $2,099,000 |
| Refinancing | 77 | $25,835,000 | $335,000 | $1,455,000 | $175,000 | $470,000 |
| Home Improvement | 51 | $2,275,000 | $44,000 | $105,000 | $117,000 | $281,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 658 | $238,200,000 | $362,000 | $2,875,000 | $211,000 | $2,099,000 |
| Not Provided | 166 | $54,670,000 | $329,000 | $1,505,000 | $177,000 | $848,000 |
| Asian | 76 | $31,620,000 | $416,000 | $1,855,000 | $204,000 | $1,086,000 |
| Hispanic | 63 | $18,745,000 | $297,000 | $1,445,000 | $180,000 | $783,000 |
| Black or African American | 45 | $9,465,000 | $210,000 | $915,000 | $127,000 | $411,000 |
| Not applicable | 5 | $1,275,000 | $255,000 | $395,000 | $177,000 | $358,000 |
| American Indian or Alaskan Native | 2 | $450,000 | $225,000 | $415,000 | $114,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,017 | $354,805,000 | $348,000 | $2,875,000 | $199,000 | $2,099,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 839 | $292,225,000 | $348,000 | $2,875,000 | $200,000 | $2,099,000 |
| Application Withdrawn By Applicant | 87 | $32,145,000 | $369,000 | $1,565,000 | $218,000 | $1,529,000 |
| Application Approved But Not Accepted | 45 | $14,285,000 | $317,000 | $1,595,000 | $198,000 | $755,000 |
| Application Denied By Financial Institution | 42 | $15,400,000 | $366,000 | $2,005,000 | $151,000 | $664,000 |
| File Closed For Incompleteness | 2 | $330,000 | $165,000 | $245,000 | $143,000 | $174,000 |
| Preapproval Approved but not Accepted | 1 | $145,000 | $145,000 | $145,000 | $100,000 | $100,000 |
| Preapproval Denied by Financial Institution | 1 | $275,000 | $275,000 | $275,000 | $101,000 | $101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 974 | $339,130,000 | $348,000 | $2,875,000 | $201,000 | $2,099,000 |
| Credit History | 22 | $4,640,000 | $210,000 | $975,000 | $117,000 | $380,000 |
| Collateral | 7 | $4,525,000 | $646,000 | $2,005,000 | $135,000 | $301,000 |
| Debt-To-Income Ratio | 5 | $2,225,000 | $445,000 | $765,000 | $137,000 | $224,000 |
| Unverifiable Information | 4 | $2,430,000 | $607,000 | $1,315,000 | $386,000 | $664,000 |
| Other | 3 | $675,000 | $225,000 | $365,000 | $96,000 | $151,000 |
| Employment History | 1 | $125,000 | $125,000 | $125,000 | $91,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,055,000 | $1,055,000 | $1,055,000 | $310,000 | $310,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.