Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Advancial Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,422 |
| Total Mortgage Loan Application Amount | $531,720,000 |
| Average Mortgage Loan Application Amount | $304,750 |
| Highest Mortgage Loan Application Amount | $3,365,000 |
| Average Applicant Income | $183,500 |
| Highest Applicant Income | $3,620,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 129 | $ 37,425,000 | $ 290,000 | $ 166,000 |
| Lafayette County Louisiana | 96 | $ 16,460,000 | $ 171,000 | $ 98,000 |
| Collin County Texas | 94 | $ 24,150,000 | $ 256,000 | $ 148,000 |
| Harris County Texas | 92 | $ 24,140,000 | $ 262,000 | $ 159,000 |
| Fort Bend County Texas | 51 | $ 13,785,000 | $ 270,000 | $ 195,000 |
| Denton County Texas | 42 | $ 13,210,000 | $ 314,000 | $ 153,000 |
| Los Angeles County California | 40 | $ 35,070,000 | $ 876,000 | $ 283,000 |
| Tarrant County Texas | 36 | $ 8,720,000 | $ 242,000 | $ 152,000 |
| Anchorage County Alaska | 30 | $ 9,440,000 | $ 314,000 | $ 155,000 |
| Summit County Utah | 25 | $ 10,085,000 | $ 403,000 | $ 487,000 |
| Oklahoma County Oklahoma | 23 | $ 5,685,000 | $ 247,000 | $ 172,000 |
| Maricopa County Arizona | 22 | $ 15,590,000 | $ 708,000 | $ 238,000 |
| Kaufman County Texas | 19 | $ 3,735,000 | $ 196,000 | $ 114,000 |
| Rockwall County Texas | 19 | $ 4,515,000 | $ 237,000 | $ 150,000 |
| Acadia County Louisiana | 18 | $ 2,540,000 | $ 141,000 | $ 114,000 |
| Broward County Florida | 17 | $ 7,255,000 | $ 426,000 | $ 270,000 |
| Travis County Texas | 17 | $ 6,715,000 | $ 395,000 | $ 249,000 |
| Iberia County Louisiana | 16 | $ 2,530,000 | $ 158,000 | $ 85,000 |
| Vermilion County Louisiana | 16 | $ 2,330,000 | $ 145,000 | $ 106,000 |
| San Diego County California | 14 | $ 9,890,000 | $ 706,000 | $ 299,000 |
| King County Washington | 14 | $ 14,900,000 | $ 1,064,000 | $ 493,000 |
| Miami-Dade County Florida | 13 | $ 4,705,000 | $ 361,000 | $ 188,000 |
| Palm Beach County Florida | 13 | $ 7,475,000 | $ 575,000 | $ 339,000 |
| St. Martin County Louisiana | 12 | $ 1,180,000 | $ 98,000 | $ 90,000 |
| Alameda County California | 11 | $ 9,495,000 | $ 863,000 | $ 243,000 |
| St. Landry County Louisiana | 11 | $ 1,695,000 | $ 154,000 | $ 108,000 |
| Ellis County Texas | 11 | $ 1,955,000 | $ 177,000 | $ 113,000 |
| Montgomery County Texas | 11 | $ 3,975,000 | $ 361,000 | $ 160,000 |
| Contra Costa County California | 10 | $ 8,170,000 | $ 817,000 | $ 214,000 |
| Orange County California | 10 | $ 12,830,000 | $ 1,283,000 | $ 574,000 |
| Suffolk County New York | 10 | $ 4,380,000 | $ 438,000 | $ 312,000 |
| Bexar County Texas | 10 | $ 2,310,000 | $ 231,000 | $ 100,000 |
| Orange County Florida | 9 | $ 6,585,000 | $ 731,000 | $ 210,000 |
| Cook County Illinois | 9 | $ 4,015,000 | $ 446,000 | $ 170,000 |
| Clark County Nevada | 9 | $ 2,395,000 | $ 266,000 | $ 146,000 |
| Matanuska-Susitna County Alaska | 7 | $ 2,605,000 | $ 372,000 | $ 194,000 |
| Marin County California | 7 | $ 9,395,000 | $ 1,342,000 | $ 353,000 |
| Santa Clara County California | 7 | $ 4,915,000 | $ 702,000 | $ 303,000 |
| Sarasota County Florida | 7 | $ 4,145,000 | $ 592,000 | $ 253,000 |
| Kings County New York | 7 | $ 2,275,000 | $ 325,000 | $ 117,000 |
| Grayson County Texas | 7 | $ 1,505,000 | $ 215,000 | $ 114,000 |
| San Mateo County California | 6 | $ 8,740,000 | $ 1,456,000 | $ 451,000 |
| District of Columbia County District Of Columbia | 6 | $ 2,760,000 | $ 460,000 | $ 166,000 |
| Pinellas County Florida | 6 | $ 1,820,000 | $ 303,000 | $ 225,000 |
| Queens County New York | 6 | $ 4,160,000 | $ 693,000 | $ 327,000 |
| Brazoria County Texas | 6 | $ 1,300,000 | $ 216,000 | $ 127,000 |
| Glynn County Georgia | 5 | $ 1,405,000 | $ 281,000 | $ 339,000 |
| Evangeline County Louisiana | 5 | $ 725,000 | $ 145,000 | $ 113,000 |
| St. Tammany County Louisiana | 5 | $ 735,000 | $ 147,000 | $ 95,000 |
| New York County New York | 5 | $ 1,525,000 | $ 305,000 | $ 139,000 |
| Napa County California | 4 | $ 4,080,000 | $ 1,020,000 | $ 603,000 |
| Placer County California | 4 | $ 1,350,000 | $ 337,000 | $ 560,000 |
| San Francisco County California | 4 | $ 5,660,000 | $ 1,415,000 | $ 404,000 |
| Hillsborough County Florida | 4 | $ 2,030,000 | $ 507,000 | $ 181,000 |
| Volusia County Florida | 4 | $ 1,630,000 | $ 407,000 | $ 253,000 |
| Mercer County New Jersey | 4 | $ 2,440,000 | $ 610,000 | $ 274,000 |
| Ocean County New Jersey | 4 | $ 2,080,000 | $ 520,000 | $ 1,051,000 |
| Comal County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 172,000 |
| Galveston County Texas | 4 | $ 920,000 | $ 230,000 | $ 130,000 |
| Waller County Texas | 4 | $ 1,340,000 | $ 335,000 | $ 110,000 |
| Williamson County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 158,000 |
| Salt Lake County Utah | 4 | $ 1,350,000 | $ 337,000 | $ 206,000 |
| Kittitas County Washington | 4 | $ 1,600,000 | $ 400,000 | $ 667,000 |
| Baldwin County Alabama | 3 | $ 415,000 | $ 138,000 | $ 112,000 |
| Fresno County California | 3 | $ 1,775,000 | $ 591,000 | $ 298,000 |
| Ventura County California | 3 | $ 4,605,000 | $ 1,535,000 | $ 406,000 |
| Arapahoe County Colorado | 3 | $ 1,705,000 | $ 568,000 | $ 229,000 |
| Jefferson County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 151,000 |
| Fairfield County Connecticut | 3 | $ 3,505,000 | $ 1,168,000 | $ 359,000 |
| Bay County Florida | 3 | $ 495,000 | $ 165,000 | $ 101,000 |
| Polk County Florida | 3 | $ 545,000 | $ 181,000 | $ 171,000 |
| Walton County Florida | 3 | $ 1,795,000 | $ 598,000 | $ 310,000 |
| Fulton County Georgia | 3 | $ 1,345,000 | $ 448,000 | $ 175,000 |
| Gwinnett County Georgia | 3 | $ 1,115,000 | $ 371,000 | $ 297,000 |
| Maui County Hawaii | 3 | $ 3,045,000 | $ 1,015,000 | $ 340,000 |
| Suffolk County Massachusetts | 3 | $ 2,415,000 | $ 805,000 | $ 495,000 |
| Berrien County Michigan | 3 | $ 625,000 | $ 208,000 | $ 244,000 |
| Hennepin County Minnesota | 3 | $ 1,135,000 | $ 378,000 | $ 72,000 |
| Morris County New Jersey | 3 | $ 945,000 | $ 315,000 | $ 177,000 |
| Rogers County Oklahoma | 3 | $ 445,000 | $ 148,000 | $ 169,000 |
| Henderson County Texas | 3 | $ 885,000 | $ 295,000 | $ 113,000 |
| Hunt County Texas | 3 | $ 625,000 | $ 208,000 | $ 109,000 |
| Midland County Texas | 3 | $ 755,000 | $ 251,000 | $ 177,000 |
| Kenai Peninsula County Alaska | 2 | $ 980,000 | $ 490,000 | $ 246,000 |
| Coconino County Arizona | 2 | $ 680,000 | $ 340,000 | $ 120,000 |
| Pima County Arizona | 2 | $ 1,660,000 | $ 830,000 | $ 383,000 |
| Pulaski County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 224,000 |
| Monterey County California | 2 | $ 1,860,000 | $ 930,000 | $ 342,000 |
| San Joaquin County California | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Santa Barbara County California | 2 | $ 2,030,000 | $ 1,015,000 | $ 545,000 |
| Santa Cruz County California | 2 | $ 1,230,000 | $ 615,000 | $ 480,000 |
| Solano County California | 2 | $ 720,000 | $ 360,000 | $ 252,000 |
| Yolo County California | 2 | $ 560,000 | $ 280,000 | $ 488,000 |
| Boulder County Colorado | 2 | $ 2,360,000 | $ 1,180,000 | $ 335,000 |
| El Paso County Colorado | 2 | $ 530,000 | $ 265,000 | $ 156,000 |
| Summit County Colorado | 2 | $ 950,000 | $ 475,000 | $ 378,000 |
| Middlesex County Connecticut | 2 | $ 1,020,000 | $ 510,000 | $ 204,000 |
| Brevard County Florida | 2 | $ 820,000 | $ 410,000 | $ 281,000 |
| Manatee County Florida | 2 | $ 890,000 | $ 445,000 | $ 192,000 |
| Okaloosa County Florida | 2 | $ 940,000 | $ 470,000 | $ 169,000 |
| Seminole County Florida | 2 | $ 580,000 | $ 290,000 | $ 128,000 |
| Cobb County Georgia | 2 | $ 670,000 | $ 335,000 | $ 145,000 |
| Honolulu County Hawaii | 2 | $ 1,380,000 | $ 690,000 | $ 113,000 |
| Ada County Idaho | 2 | $ 510,000 | $ 255,000 | $ 218,000 |
| Kootenai County Idaho | 2 | $ 1,650,000 | $ 825,000 | $ 244,000 |
| DuPage County Illinois | 2 | $ 600,000 | $ 300,000 | $ 222,000 |
| Kane County Illinois | 2 | $ 740,000 | $ 370,000 | $ 183,000 |
| Lake County Illinois | 2 | $ 360,000 | $ 180,000 | $ 166,000 |
| Worcester County Maryland | 2 | $ 240,000 | $ 120,000 | $ 149,000 |
| Hudson County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 176,000 |
| Westchester County New York | 2 | $ 2,040,000 | $ 1,020,000 | $ 416,000 |
| Brunswick County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 470,000 |
| Hamilton County Ohio | 2 | $ 530,000 | $ 265,000 | $ 79,000 |
| Logan County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 167,000 |
| Tulsa County Oklahoma | 2 | $ 1,090,000 | $ 545,000 | $ 188,000 |
| Lincoln County Oregon | 2 | $ 300,000 | $ 150,000 | $ 167,000 |
| Washington County Oregon | 2 | $ 1,040,000 | $ 520,000 | $ 262,000 |
| Jasper County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 156,000 |
| York County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 146,000 |
| Davidson County Tennessee | 2 | $ 1,310,000 | $ 655,000 | $ 436,000 |
| Brazos County Texas | 2 | $ 430,000 | $ 215,000 | $ 89,000 |
| Johnson County Texas | 2 | $ 190,000 | $ 95,000 | $ 147,000 |
| San Jacinto County Texas | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Smith County Texas | 2 | $ 320,000 | $ 160,000 | $ 105,000 |
| Clark County Washington | 2 | $ 1,060,000 | $ 530,000 | $ 217,000 |
| San Juan County Washington | 2 | $ 2,420,000 | $ 1,210,000 | $ 822,000 |
| Madison County Alabama | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Fairbanks North Star County Alaska | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Benton County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Franklin County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Calaveras County California | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Inyo County California | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Riverside County California | 1 | $ 365,000 | $ 365,000 | $ 260,000 |
| Sacramento County California | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| San Benito County California | 1 | $ 615,000 | $ 615,000 | $ 503,000 |
| San Bernardino County California | 1 | $ 745,000 | $ 745,000 | $ 233,000 |
| San Luis Obispo County California | 1 | $ 405,000 | $ 405,000 | $ 258,000 |
| Sonoma County California | 1 | $ 1,805,000 | $ 1,805,000 | $ 530,000 |
| Archuleta County Colorado | 1 | $ 255,000 | $ 255,000 | $ 258,000 |
| Delta County Colorado | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| La Plata County Colorado | 1 | $ 705,000 | $ 705,000 | $ 125,000 |
| Weld County Colorado | 1 | $ 425,000 | $ 425,000 | $ 143,000 |
| New Haven County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 155,000 |
| New London County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Collier County Florida | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Flagler County Florida | 1 | $ 475,000 | $ 475,000 | $ 297,000 |
| Levy County Florida | 1 | $ 175,000 | $ 175,000 | $ 200,000 |
| Marion County Florida | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Monroe County Florida | 1 | $ 3,365,000 | $ 3,365,000 | $ 1,263,000 |
| Osceola County Florida | 1 | $ 285,000 | $ 285,000 | $ 249,000 |
| Pasco County Florida | 1 | $ 135,000 | $ 135,000 | $ 181,000 |
| St. Johns County Florida | 1 | $ 205,000 | $ 205,000 | $ 14,000 |
| Cherokee County Georgia | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Coweta County Georgia | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Forsyth County Georgia | 1 | $ 665,000 | $ 665,000 | $ 192,000 |
| Henry County Georgia | 1 | $ 925,000 | $ 925,000 | $ 227,000 |
| Paulding County Georgia | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Rockdale County Georgia | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Adams County Idaho | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Bonner County Idaho | 1 | $ 1,255,000 | $ 1,255,000 | $ 881,000 |
| Canyon County Idaho | 1 | $ 485,000 | $ 485,000 | $ 315,000 |
| Twin Falls County Idaho | 1 | $ 95,000 | $ 95,000 | $ 170,000 |
| McHenry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Tippecanoe County Indiana | 1 | $ 145,000 | $ 145,000 | $ 203,000 |
| Shawnee County Kansas | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Boone County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Ascension County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Beauregard County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Bossier County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 164,000 |
| Concordia County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| East Baton Rouge County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Iberville County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Lafourche County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Pointe Coupee County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| St. Mary County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Terrebonne County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Lincoln County Maine | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| York County Maine | 1 | $ 1,475,000 | $ 1,475,000 | $ 510,000 |
| Frederick County Maryland | 1 | $ 1,445,000 | $ 1,445,000 | $ 292,000 |
| Hampden County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Middlesex County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 230,000 |
| Forrest County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Harrison County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 177,000 |
| St. Louis City County Missouri | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Taney County Missouri | 1 | $ 75,000 | $ 75,000 | $ 159,000 |
| Gallatin County Montana | 1 | $ 1,035,000 | $ 1,035,000 | $ 278,000 |
| Ravalli County Montana | 1 | $ 175,000 | $ 175,000 | $ 221,000 |
| Saline County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Nye County Nevada | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Washoe County Nevada | 1 | $ 295,000 | $ 295,000 | $ 327,000 |
| Strafford County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Burlington County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Essex County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Middlesex County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Monmouth County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 1,039,000 |
| Passaic County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Union County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 142,000 |
| Warren County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 157,000 |
| Bernalillo County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Lincoln County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 230,000 |
| San Juan County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 214,000 |
| Santa Fe County New Mexico | 1 | $ 465,000 | $ 465,000 | $ 159,000 |
| Taos County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Torrance County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Bronx County New York | 1 | $ 165,000 | $ 165,000 | $ 157,000 |
| Richmond County New York | 1 | $ 865,000 | $ 865,000 | $ 204,000 |
| Ulster County New York | 1 | $ 205,000 | $ 205,000 | $ 207,000 |
| Craven County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Union County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Wake County North Carolina | 1 | $ 825,000 | $ 825,000 | $ 525,000 |
| Geauga County Ohio | 1 | $ 685,000 | $ 685,000 | $ 486,000 |
| Madison County Ohio | 1 | $ 125,000 | $ 125,000 | $ 786,000 |
| Bryan County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Canadian County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Cleveland County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Latimer County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Pontotoc County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Washington County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Clackamas County Oregon | 1 | $ 405,000 | $ 405,000 | $ 316,000 |
| Jackson County Oregon | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Marion County Oregon | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Multnomah County Oregon | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| Bucks County Pennsylvania | 1 | $ 1,085,000 | $ 1,085,000 | $ 558,000 |
| Columbia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Montgomery County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 241,000 |
| Montour County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Philadelphia County Pennsylvania | 1 | $ 1,245,000 | $ 1,245,000 | $ 325,000 |
| Westmoreland County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 192,000 |
| York County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 274,000 |
| Anderson County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Dorchester County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Lexington County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Minnehaha County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Knox County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Maury County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Rutherford County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Shelby County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Cameron County Texas | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| Cherokee County Texas | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Colorado County Texas | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Fannin County Texas | 1 | $ 175,000 | $ 175,000 | $ 137,000 |
| Gillespie County Texas | 1 | $ 755,000 | $ 755,000 | $ 281,000 |
| Gregg County Texas | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| Guadalupe County Texas | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Hays County Texas | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Hockley County Texas | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Hood County Texas | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Jefferson County Texas | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Kendall County Texas | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Lamar County Texas | 1 | $ 245,000 | $ 245,000 | $ 169,000 |
| Lavaca County Texas | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Lubbock County Texas | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| McLennan County Texas | 1 | $ 225,000 | $ 225,000 | $ 188,000 |
| Mills County Texas | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Nueces County Texas | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Parker County Texas | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Rains County Texas | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Tyler County Texas | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Van Zandt County Texas | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
| Washington County Texas | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Wise County Texas | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Wood County Texas | 1 | $ 225,000 | $ 225,000 | $ 195,000 |
| Washington County Utah | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Caledonia County Vermont | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Arlington County Virginia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Chesterfield County Virginia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Dinwiddie County Virginia | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Fairfax County Virginia | 1 | $ 445,000 | $ 445,000 | $ 261,000 |
| King George County Virginia | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
| Loudoun County Virginia | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Roanoke County Virginia | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Virginia Beach County Virginia | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Chelan County Washington | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Pacific County Washington | 1 | $ 375,000 | $ 375,000 | $ 254,000 |
| Pierce County Washington | 1 | $ 205,000 | $ 205,000 | $ 226,000 |
| Skagit County Washington | 1 | $ 815,000 | $ 815,000 | $ 217,000 |
| Snohomish County Washington | 1 | $ 555,000 | $ 555,000 | $ 441,000 |
| Spokane County Washington | 1 | $ 265,000 | $ 265,000 | $ 211,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 558 | $145,700,000 | $261,000 | $1,605,000 | $150,000 | $1,693,000 |
| Home Purchase | 486 | $254,030,000 | $522,000 | $3,365,000 | $251,000 | $1,771,000 |
| Cash-out Refinancing | 342 | $129,970,000 | $380,000 | $2,405,000 | $206,000 | $3,620,000 |
| Home Improvement | 36 | $2,020,000 | $56,000 | $105,000 | $127,000 | $283,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 898 | $343,040,000 | $382,000 | $3,365,000 | $203,000 | $1,720,000 |
| Not Provided | 280 | $99,590,000 | $355,000 | $2,505,000 | $193,000 | $3,620,000 |
| Hispanic | 80 | $26,970,000 | $337,000 | $1,605,000 | $159,000 | $769,000 |
| Asian | 79 | $41,715,000 | $528,000 | $2,505,000 | $268,000 | $967,000 |
| Black or African American | 75 | $18,025,000 | $240,000 | $1,355,000 | $127,000 | $633,000 |
| American Indian or Alaskan Native | 9 | $2,165,000 | $240,000 | $315,000 | $130,000 | $316,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $195,000 | $195,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,422 | $531,720,000 | $373,000 | $3,365,000 | $197,000 | $3,620,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,155 | $423,635,000 | $366,000 | $2,625,000 | $193,000 | $1,720,000 |
| Application Withdrawn By Applicant | 165 | $66,775,000 | $404,000 | $2,505,000 | $225,000 | $3,620,000 |
| Application Denied By Financial Institution | 77 | $38,425,000 | $499,000 | $3,365,000 | $216,000 | $1,771,000 |
| Application Approved But Not Accepted | 21 | $1,865,000 | $88,000 | $325,000 | $154,000 | $283,000 |
| File Closed For Incompleteness | 4 | $1,020,000 | $255,000 | $295,000 | $163,000 | $210,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,345 | $493,295,000 | $366,000 | $2,625,000 | $196,000 | $3,620,000 |
| Debt-To-Income Ratio | 29 | $15,995,000 | $551,000 | $2,505,000 | $160,000 | $719,000 |
| Collateral | 12 | $2,690,000 | $224,000 | $505,000 | $185,000 | $937,000 |
| Other | 10 | $7,370,000 | $737,000 | $1,985,000 | $396,000 | $1,771,000 |
| Credit History | 10 | $5,010,000 | $501,000 | $3,365,000 | $208,000 | $1,263,000 |
| Employment History | 6 | $2,960,000 | $493,000 | $1,145,000 | $136,000 | $375,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $3,365,000 | $673,000 | $1,275,000 | $350,000 | $752,000 |
| Credit Application Incomplete | 3 | $515,000 | $171,000 | $225,000 | $208,000 | $240,000 |
| Unverifiable Information | 2 | $520,000 | $260,000 | $315,000 | $265,000 | $457,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.