Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Advancial Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 731 |
| Total Mortgage Loan Application Amount | $322,635,000 |
| Average Mortgage Loan Application Amount | $364,500 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $207,500 |
| Highest Applicant Income | $3,607,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 30 | $ 9,140,000 | $ 304,000 | $ 185,000 |
| Lafayette County Louisiana | 27 | $ 3,225,000 | $ 119,000 | $ 102,000 |
| Broward County Florida | 22 | $ 6,950,000 | $ 315,000 | $ 273,000 |
| King County Washington | 22 | $ 14,800,000 | $ 672,000 | $ 222,000 |
| Dallas County Texas | 20 | $ 4,830,000 | $ 241,000 | $ 154,000 |
| Horry County South Carolina | 17 | $ 2,625,000 | $ 154,000 | $ 147,000 |
| Los Angeles County California | 15 | $ 12,515,000 | $ 834,000 | $ 306,000 |
| Pinellas County Florida | 14 | $ 2,970,000 | $ 212,000 | $ 136,000 |
| Collin County Texas | 14 | $ 6,600,000 | $ 471,000 | $ 219,000 |
| Tarrant County Texas | 14 | $ 7,590,000 | $ 542,000 | $ 269,000 |
| Maricopa County Arizona | 12 | $ 6,070,000 | $ 505,000 | $ 299,000 |
| Bay County Florida | 12 | $ 3,680,000 | $ 306,000 | $ 235,000 |
| Vermilion County Louisiana | 12 | $ 1,210,000 | $ 100,000 | $ 88,000 |
| Miami-Dade County Florida | 11 | $ 3,295,000 | $ 299,000 | $ 233,000 |
| Clark County Nevada | 11 | $ 2,185,000 | $ 198,000 | $ 309,000 |
| Kings County New York | 11 | $ 6,655,000 | $ 605,000 | $ 314,000 |
| Orange County Florida | 9 | $ 4,315,000 | $ 479,000 | $ 231,000 |
| Orange County California | 8 | $ 9,060,000 | $ 1,132,000 | $ 546,000 |
| New York County New York | 8 | $ 4,940,000 | $ 617,000 | $ 261,000 |
| Fort Bend County Texas | 8 | $ 2,780,000 | $ 347,000 | $ 170,000 |
| Montgomery County Texas | 8 | $ 3,320,000 | $ 415,000 | $ 208,000 |
| Alameda County California | 7 | $ 9,185,000 | $ 1,312,000 | $ 368,000 |
| Palm Beach County Florida | 7 | $ 4,975,000 | $ 710,000 | $ 346,000 |
| Anchorage County Alaska | 6 | $ 610,000 | $ 101,000 | $ 142,000 |
| Riverside County California | 6 | $ 5,030,000 | $ 838,000 | $ 385,000 |
| Manatee County Florida | 6 | $ 1,890,000 | $ 315,000 | $ 231,000 |
| Cook County Illinois | 6 | $ 2,290,000 | $ 381,000 | $ 263,000 |
| Bergen County New Jersey | 6 | $ 2,450,000 | $ 408,000 | $ 229,000 |
| Colfax County New Mexico | 6 | $ 860,000 | $ 143,000 | $ 234,000 |
| Denton County Texas | 6 | $ 2,090,000 | $ 348,000 | $ 273,000 |
| Ellis County Texas | 6 | $ 3,920,000 | $ 653,000 | $ 204,000 |
| Travis County Texas | 6 | $ 7,990,000 | $ 1,331,000 | $ 426,000 |
| Fairfield County Connecticut | 5 | $ 2,985,000 | $ 597,000 | $ 220,000 |
| District of Columbia County District Of Columbia | 5 | $ 2,135,000 | $ 427,000 | $ 225,000 |
| Hillsborough County Florida | 5 | $ 2,775,000 | $ 555,000 | $ 244,000 |
| Sarasota County Florida | 5 | $ 3,205,000 | $ 641,000 | $ 395,000 |
| Acadia County Louisiana | 5 | $ 265,000 | $ 53,000 | $ 86,000 |
| Morris County New Jersey | 5 | $ 2,555,000 | $ 511,000 | $ 190,000 |
| Westchester County New York | 5 | $ 1,795,000 | $ 359,000 | $ 232,000 |
| Summit County Utah | 5 | $ 2,805,000 | $ 561,000 | $ 536,000 |
| Santa Clara County California | 4 | $ 6,250,000 | $ 1,562,000 | $ 385,000 |
| Larimer County Colorado | 4 | $ 1,310,000 | $ 327,000 | $ 203,000 |
| Okaloosa County Florida | 4 | $ 2,770,000 | $ 692,000 | $ 223,000 |
| St. Johns County Florida | 4 | $ 1,380,000 | $ 345,000 | $ 177,000 |
| Walton County Florida | 4 | $ 4,730,000 | $ 1,182,000 | $ 407,000 |
| St. Martin County Louisiana | 4 | $ 250,000 | $ 62,000 | $ 117,000 |
| Cape May County New Jersey | 4 | $ 590,000 | $ 147,000 | $ 158,000 |
| Sussex County New Jersey | 4 | $ 920,000 | $ 230,000 | $ 156,000 |
| Baldwin County Alabama | 3 | $ 845,000 | $ 281,000 | $ 120,000 |
| Contra Costa County California | 3 | $ 3,405,000 | $ 1,135,000 | $ 384,000 |
| Placer County California | 3 | $ 1,255,000 | $ 418,000 | $ 434,000 |
| San Diego County California | 3 | $ 2,345,000 | $ 781,000 | $ 307,000 |
| Adams County Colorado | 3 | $ 1,245,000 | $ 415,000 | $ 67,000 |
| Grand County Colorado | 3 | $ 1,935,000 | $ 645,000 | $ 681,000 |
| Collier County Florida | 3 | $ 2,225,000 | $ 741,000 | $ 214,000 |
| Lee County Florida | 3 | $ 495,000 | $ 165,000 | $ 97,000 |
| Honolulu County Hawaii | 3 | $ 2,755,000 | $ 918,000 | $ 402,000 |
| St. Landry County Louisiana | 3 | $ 215,000 | $ 71,000 | $ 68,000 |
| Anne Arundel County Maryland | 3 | $ 1,645,000 | $ 548,000 | $ 244,000 |
| Queens County New York | 3 | $ 665,000 | $ 221,000 | $ 150,000 |
| Brunswick County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 259,000 |
| Buncombe County North Carolina | 3 | $ 1,915,000 | $ 638,000 | $ 309,000 |
| Wake County North Carolina | 3 | $ 945,000 | $ 315,000 | $ 255,000 |
| Hunt County Texas | 3 | $ 975,000 | $ 325,000 | $ 181,000 |
| Nueces County Texas | 3 | $ 465,000 | $ 155,000 | $ 170,000 |
| Rockwall County Texas | 3 | $ 615,000 | $ 205,000 | $ 194,000 |
| Webb County Texas | 3 | $ 2,185,000 | $ 728,000 | $ 1,473,000 |
| Salt Lake County Utah | 3 | $ 3,265,000 | $ 1,088,000 | $ 258,000 |
| Snohomish County Washington | 3 | $ 1,245,000 | $ 415,000 | $ 137,000 |
| Kenai Peninsula County Alaska | 2 | $ 280,000 | $ 140,000 | $ 209,000 |
| El Dorado County California | 2 | $ 1,480,000 | $ 740,000 | $ 399,000 |
| San Luis Obispo County California | 2 | $ 1,510,000 | $ 755,000 | $ 241,000 |
| San Mateo County California | 2 | $ 2,420,000 | $ 1,210,000 | $ 397,000 |
| Santa Barbara County California | 2 | $ 1,950,000 | $ 975,000 | $ 539,000 |
| Boulder County Colorado | 2 | $ 1,720,000 | $ 860,000 | $ 295,000 |
| Brevard County Florida | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Seminole County Florida | 2 | $ 480,000 | $ 240,000 | $ 131,000 |
| DeKalb County Georgia | 2 | $ 280,000 | $ 140,000 | $ 170,000 |
| Forsyth County Georgia | 2 | $ 1,980,000 | $ 990,000 | $ 271,000 |
| Hawaii County Hawaii | 2 | $ 680,000 | $ 340,000 | $ 178,000 |
| DuPage County Illinois | 2 | $ 1,030,000 | $ 515,000 | $ 317,000 |
| Orleans County Louisiana | 2 | $ 360,000 | $ 180,000 | $ 35,000 |
| St. Mary County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 218,000 |
| Montgomery County Maryland | 2 | $ 660,000 | $ 330,000 | $ 236,000 |
| Prince George's County Maryland | 2 | $ 830,000 | $ 415,000 | $ 189,000 |
| Worcester County Maryland | 2 | $ 320,000 | $ 160,000 | $ 198,000 |
| Barnstable County Massachusetts | 2 | $ 2,380,000 | $ 1,190,000 | $ 199,000 |
| Jefferson County Missouri | 2 | $ 670,000 | $ 335,000 | $ 106,000 |
| St. Louis County Missouri | 2 | $ 1,550,000 | $ 775,000 | $ 342,000 |
| Flathead County Montana | 2 | $ 1,430,000 | $ 715,000 | $ 341,000 |
| Gallatin County Montana | 2 | $ 2,540,000 | $ 1,270,000 | $ 514,000 |
| Burlington County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 95,000 |
| Camden County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| Mercer County New Jersey | 2 | $ 960,000 | $ 480,000 | $ 377,000 |
| Santa Fe County New Mexico | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| Bronx County New York | 2 | $ 360,000 | $ 180,000 | $ 156,000 |
| Nassau County New York | 2 | $ 930,000 | $ 465,000 | $ 117,000 |
| Suffolk County New York | 2 | $ 1,900,000 | $ 950,000 | $ 329,000 |
| Mecklenburg County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 152,000 |
| Allegheny County Pennsylvania | 2 | $ 1,250,000 | $ 625,000 | $ 350,000 |
| Bucks County Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 124,000 |
| Brazos County Texas | 2 | $ 170,000 | $ 85,000 | $ 247,000 |
| Cooke County Texas | 2 | $ 810,000 | $ 405,000 | $ 138,000 |
| Galveston County Texas | 2 | $ 240,000 | $ 120,000 | $ 260,000 |
| Henderson County Texas | 2 | $ 800,000 | $ 400,000 | $ 155,000 |
| Johnson County Texas | 2 | $ 580,000 | $ 290,000 | $ 163,000 |
| Smith County Texas | 2 | $ 460,000 | $ 230,000 | $ 102,000 |
| Titus County Texas | 2 | $ 340,000 | $ 170,000 | $ 119,000 |
| Van Zandt County Texas | 2 | $ 420,000 | $ 210,000 | $ 131,000 |
| Utah County Utah | 2 | $ 840,000 | $ 420,000 | $ 102,000 |
| Wasatch County Utah | 2 | $ 1,850,000 | $ 925,000 | $ 398,000 |
| Washington County Utah | 2 | $ 660,000 | $ 330,000 | $ 120,000 |
| Loudoun County Virginia | 2 | $ 1,780,000 | $ 890,000 | $ 412,000 |
| Norfolk County Virginia | 2 | $ 290,000 | $ 145,000 | $ 106,000 |
| Chelan County Washington | 2 | $ 500,000 | $ 250,000 | $ 404,000 |
| Skagit County Washington | 2 | $ 1,150,000 | $ 575,000 | $ 176,000 |
| Lincoln County Wisconsin | 2 | $ 2,610,000 | $ 1,305,000 | $ 373,000 |
| Santa Cruz County Arizona | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Washington County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Fresno County California | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Humboldt County California | 1 | $ 435,000 | $ 435,000 | $ 176,000 |
| Napa County California | 1 | $ 765,000 | $ 765,000 | $ 1,119,000 |
| San Bernardino County California | 1 | $ 325,000 | $ 325,000 | $ 620,000 |
| San Francisco County California | 1 | $ 505,000 | $ 505,000 | $ 321,000 |
| San Joaquin County California | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Shasta County California | 1 | $ 985,000 | $ 985,000 | $ 885,000 |
| Sonoma County California | 1 | $ 1,925,000 | $ 1,925,000 | $ 438,000 |
| Stanislaus County California | 1 | $ 1,135,000 | $ 1,135,000 | $ 286,000 |
| El Paso County Colorado | 1 | $ 695,000 | $ 695,000 | $ 209,000 |
| Jefferson County Colorado | 1 | $ 1,475,000 | $ 1,475,000 | $ 531,000 |
| La Plata County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 3,607,000 |
| Weld County Colorado | 1 | $ 425,000 | $ 425,000 | $ 86,000 |
| New Haven County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 237,000 |
| New London County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 266,000 |
| Tolland County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Kent County Delaware | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| New Castle County Delaware | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Sussex County Delaware | 1 | $ 425,000 | $ 425,000 | $ 177,000 |
| Alachua County Florida | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Duval County Florida | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 266,000 |
| Indian River County Florida | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Lake County Florida | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Marion County Florida | 1 | $ 485,000 | $ 485,000 | $ 125,000 |
| Osceola County Florida | 1 | $ 115,000 | $ 115,000 | $ 515,000 |
| Polk County Florida | 1 | $ 205,000 | $ 205,000 | $ 303,000 |
| Volusia County Florida | 1 | $ 85,000 | $ 85,000 | $ 180,000 |
| Fulton County Georgia | 1 | $ 395,000 | $ 395,000 | $ 156,000 |
| Pike County Georgia | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| Rabun County Georgia | 1 | $ 915,000 | $ 915,000 | $ 627,000 |
| Kauai County Hawaii | 1 | $ 495,000 | $ 495,000 | $ 168,000 |
| Idaho County Idaho | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Kootenai County Idaho | 1 | $ 605,000 | $ 605,000 | $ 250,000 |
| Kankakee County Illinois | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Lake County Illinois | 1 | $ 415,000 | $ 415,000 | $ 190,000 |
| Will County Illinois | 1 | $ 835,000 | $ 835,000 | $ 1,590,000 |
| St. Joseph County Indiana | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Butler County Kansas | 1 | $ 235,000 | $ 235,000 | $ 240,000 |
| Johnson County Kansas | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Pottawatomie County Kansas | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Sedgwick County Kansas | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Seward County Kansas | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Fayette County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 114,000 |
| Caddo County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 187,000 |
| Evangeline County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| York County Maine | 1 | $ 205,000 | $ 205,000 | $ 280,000 |
| Baltimore City County Maryland | 1 | $ 175,000 | $ 175,000 | $ 193,000 |
| Berkshire County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Plymouth County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Grand Traverse County Michigan | 1 | $ 1,685,000 | $ 1,685,000 | $ 871,000 |
| St. Clair County Michigan | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Wayne County Michigan | 1 | $ 925,000 | $ 925,000 | $ 312,000 |
| Harrison County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Cass County Missouri | 1 | $ 1,955,000 | $ 1,955,000 | $ 420,000 |
| Knox County Missouri | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Gloucester County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 164,000 |
| Ocean County New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 582,000 |
| Bernalillo County New Mexico | 1 | $ 995,000 | $ 995,000 | $ 335,000 |
| Taos County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 281,000 |
| Delaware County New York | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Rockland County New York | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| Sullivan County New York | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Columbus County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| Pasquotank County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Columbiana County Ohio | 1 | $ 305,000 | $ 305,000 | $ 1,062,000 |
| Cuyahoga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 125,000 |
| Franklin County Ohio | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Oklahoma County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Curry County Oregon | 1 | $ 605,000 | $ 605,000 | $ 146,000 |
| Deschutes County Oregon | 1 | $ 305,000 | $ 305,000 | $ 445,000 |
| Josephine County Oregon | 1 | $ 745,000 | $ 745,000 | $ 542,000 |
| Lane County Oregon | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Multnomah County Oregon | 1 | $ 775,000 | $ 775,000 | $ 733,000 |
| Adams County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Beaver County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 128,000 |
| Butler County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 217,000 |
| Chester County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 26,000 |
| Philadelphia County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Susquehanna County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Tioga County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 171,000 |
| Washington County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Providence County Rhode Island | 1 | $ 465,000 | $ 465,000 | $ 220,000 |
| Lexington County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Clay County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Cumberland County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 71,000 |
| Davidson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 180,000 |
| Sevier County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 216,000 |
| Shelby County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| Archer County Texas | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Bastrop County Texas | 1 | $ 45,000 | $ 45,000 | $ 285,000 |
| Bexar County Texas | 1 | $ 335,000 | $ 335,000 | $ 179,000 |
| Brazoria County Texas | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| El Paso County Texas | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Hale County Texas | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Jefferson County Texas | 1 | $ 475,000 | $ 475,000 | $ 259,000 |
| Kaufman County Texas | 1 | $ 175,000 | $ 175,000 | $ 351,000 |
| Lubbock County Texas | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| McLennan County Texas | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Sabine County Texas | 1 | $ 215,000 | $ 215,000 | $ 271,000 |
| Waller County Texas | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Washington County Texas | 1 | $ 85,000 | $ 85,000 | $ 250,000 |
| Williamson County Texas | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Wise County Texas | 1 | $ 1,405,000 | $ 1,405,000 | $ 436,000 |
| Cache County Utah | 1 | $ 495,000 | $ 495,000 | $ 143,000 |
| Weber County Utah | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Washington County Vermont | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Windsor County Vermont | 1 | $ 665,000 | $ 665,000 | $ 1,526,000 |
| Fairfax County Virginia | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Greensville County Virginia | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Isle of Wight County Virginia | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| York County Virginia | 1 | $ 505,000 | $ 505,000 | $ 294,000 |
| Clark County Washington | 1 | $ 615,000 | $ 615,000 | $ 328,000 |
| Grays Harbor County Washington | 1 | $ 135,000 | $ 135,000 | $ 220,000 |
| Kittitas County Washington | 1 | $ 395,000 | $ 395,000 | $ 404,000 |
| Klickitat County Washington | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Lewis County Washington | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Mason County Washington | 1 | $ 245,000 | $ 245,000 | $ 230,000 |
| Spokane County Washington | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Thurston County Washington | 1 | $ 505,000 | $ 505,000 | $ 1,606,000 |
| Pocahontas County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Adams County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Outagamie County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Winnebago County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Lincoln County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 171,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 541 | $249,775,000 | $461,000 | $2,915,000 | $256,000 | $3,607,000 |
| Cash-out Refinancing | 111 | $55,655,000 | $501,000 | $3,005,000 | $251,000 | $1,803,000 |
| Home Improvement | 46 | $2,900,000 | $63,000 | $165,000 | $147,000 | $396,000 |
| Refinancing | 33 | $14,305,000 | $433,000 | $2,765,000 | $176,000 | $714,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 445 | $190,785,000 | $428,000 | $3,005,000 | $240,000 | $3,607,000 |
| Not Provided | 127 | $69,825,000 | $549,000 | $2,765,000 | $271,000 | $2,005,000 |
| Hispanic | 67 | $21,225,000 | $316,000 | $1,605,000 | $250,000 | $1,803,000 |
| Asian | 48 | $27,110,000 | $564,000 | $2,505,000 | $258,000 | $1,590,000 |
| Black or African American | 38 | $8,620,000 | $226,000 | $1,295,000 | $168,000 | $882,000 |
| American Indian or Alaskan Native | 4 | $3,920,000 | $980,000 | $2,005,000 | $356,000 | $774,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,150,000 | $575,000 | $745,000 | $402,000 | $542,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 731 | $322,635,000 | $441,000 | $3,005,000 | $245,000 | $3,607,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 562 | $240,780,000 | $428,000 | $2,765,000 | $245,000 | $3,607,000 |
| Application Withdrawn By Applicant | 118 | $64,740,000 | $548,000 | $2,915,000 | $280,000 | $1,526,000 |
| Application Denied By Financial Institution | 48 | $16,930,000 | $352,000 | $3,005,000 | $166,000 | $734,000 |
| Application Approved But Not Accepted | 3 | $185,000 | $61,000 | $115,000 | $156,000 | $280,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 683 | $305,705,000 | $447,000 | $2,915,000 | $250,000 | $3,607,000 |
| Collateral | 16 | $6,870,000 | $429,000 | $3,005,000 | $205,000 | $734,000 |
| Debt-To-Income Ratio | 12 | $3,610,000 | $300,000 | $1,065,000 | $116,000 | $211,000 |
| Credit History | 10 | $1,720,000 | $172,000 | $525,000 | $103,000 | $291,000 |
| Other | 5 | $1,005,000 | $201,000 | $315,000 | $172,000 | $249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,495,000 | $498,000 | $1,085,000 | $193,000 | $323,000 |
| Employment History | 2 | $2,230,000 | $1,115,000 | $1,925,000 | $393,000 | $600,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.