Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Affinity 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,326 |
| Total Mortgage Loan Application Amount | $837,635,000 |
| Average Mortgage Loan Application Amount | $199,666 |
| Highest Mortgage Loan Application Amount | $980,000 |
| Average Applicant Income | $110,907 |
| Highest Applicant Income | $1,096,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 968 | $ 193,457,000 | $ 199,000 | $ 108,000 |
| Morris County New Jersey | 644 | $ 134,655,000 | $ 209,000 | $ 108,000 |
| Middlesex County New Jersey | 548 | $ 95,333,000 | $ 173,000 | $ 97,000 |
| Hunterdon County New Jersey | 356 | $ 73,578,000 | $ 206,000 | $ 115,000 |
| Union County New Jersey | 233 | $ 46,368,000 | $ 199,000 | $ 104,000 |
| Monmouth County New Jersey | 228 | $ 44,884,000 | $ 196,000 | $ 126,000 |
| Warren County New Jersey | 147 | $ 24,668,000 | $ 167,000 | $ 79,000 |
| Essex County New Jersey | 128 | $ 25,687,000 | $ 200,000 | $ 108,000 |
| Sussex County New Jersey | 105 | $ 16,761,000 | $ 159,000 | $ 95,000 |
| Mercer County New Jersey | 94 | $ 19,069,000 | $ 202,000 | $ 120,000 |
| Ocean County New Jersey | 89 | $ 16,553,000 | $ 185,000 | $ 99,000 |
| Bergen County New Jersey | 79 | $ 16,520,000 | $ 209,000 | $ 95,000 |
| Northampton County Pennsylvania | 78 | $ 12,180,000 | $ 156,000 | $ 84,000 |
| Passaic County New Jersey | 53 | $ 9,551,000 | $ 180,000 | $ 92,000 |
| Hudson County New Jersey | 46 | $ 8,288,000 | $ 180,000 | $ 107,000 |
| Bucks County Pennsylvania | 35 | $ 6,558,000 | $ 187,000 | $ 104,000 |
| Burlington County New Jersey | 31 | $ 5,382,000 | $ 173,000 | $ 93,000 |
| Nassau County New York | 22 | $ 4,865,000 | $ 221,000 | $ 142,000 |
| Westchester County New York | 15 | $ 3,210,000 | $ 214,000 | $ 99,000 |
| Richmond County New York | 14 | $ 2,789,000 | $ 199,000 | $ 82,000 |
| Suffolk County New York | 14 | $ 3,347,000 | $ 239,000 | $ 155,000 |
| Monroe County Pennsylvania | 14 | $ 2,012,000 | $ 143,000 | $ 85,000 |
| Rockland County New York | 13 | $ 2,793,000 | $ 214,000 | $ 103,000 |
| Orange County New York | 12 | $ 2,263,000 | $ 188,000 | $ 97,000 |
| Lehigh County Pennsylvania | 11 | $ 1,932,000 | $ 175,000 | $ 87,000 |
| Montgomery County Pennsylvania | 11 | $ 2,098,000 | $ 190,000 | $ 117,000 |
| Broward County Florida | 10 | $ 1,218,000 | $ 121,000 | $ 83,000 |
| DeKalb County Georgia | 10 | $ 1,620,000 | $ 162,000 | $ 103,000 |
| Camden County New Jersey | 10 | $ 1,409,000 | $ 140,000 | $ 98,000 |
| Fairfield County Connecticut | 7 | $ 2,271,000 | $ 324,000 | $ 123,000 |
| Palm Beach County Florida | 7 | $ 1,574,000 | $ 224,000 | $ 81,000 |
| Lackawanna County Pennsylvania | 7 | $ 719,000 | $ 102,000 | $ 67,000 |
| Gwinnett County Georgia | 6 | $ 1,101,000 | $ 183,000 | $ 87,000 |
| Cape May County New Jersey | 6 | $ 988,000 | $ 164,000 | $ 105,000 |
| Queens County New York | 6 | $ 1,287,000 | $ 214,000 | $ 126,000 |
| Pike County Pennsylvania | 6 | $ 720,000 | $ 120,000 | $ 51,000 |
| New Castle County Delaware | 5 | $ 728,000 | $ 145,000 | $ 103,000 |
| Lee County Florida | 5 | $ 430,000 | $ 86,000 | $ 72,000 |
| Fulton County Georgia | 5 | $ 1,025,000 | $ 205,000 | $ 112,000 |
| Montgomery County Maryland | 5 | $ 833,000 | $ 166,000 | $ 90,000 |
| Kings County New York | 5 | $ 1,502,000 | $ 300,000 | $ 113,000 |
| Wayne County Pennsylvania | 5 | $ 723,000 | $ 144,000 | $ 115,000 |
| Fairfax County Virginia | 5 | $ 1,300,000 | $ 260,000 | $ 107,000 |
| Plymouth County Massachusetts | 4 | $ 1,118,000 | $ 279,000 | $ 85,000 |
| Berks County Pennsylvania | 4 | $ 734,000 | $ 183,000 | $ 69,000 |
| Chester County Pennsylvania | 4 | $ 877,000 | $ 219,000 | $ 154,000 |
| Alameda County California | 3 | $ 955,000 | $ 318,000 | $ 69,000 |
| San Diego County California | 3 | $ 662,000 | $ 220,000 | $ 128,000 |
| Sussex County Delaware | 3 | $ 468,000 | $ 156,000 | $ 11,000 |
| Miami-Dade County Florida | 3 | $ 495,000 | $ 165,000 | $ 70,000 |
| Monroe County Florida | 3 | $ 397,000 | $ 132,000 | $ 136,000 |
| Orange County Florida | 3 | $ 662,000 | $ 220,000 | $ 91,000 |
| Sarasota County Florida | 3 | $ 845,000 | $ 281,000 | $ 123,000 |
| Seminole County Florida | 3 | $ 534,000 | $ 178,000 | $ 68,000 |
| St. Lucie County Florida | 3 | $ 220,000 | $ 73,000 | $ 52,000 |
| Cobb County Georgia | 3 | $ 597,000 | $ 199,000 | $ 146,000 |
| Kendall County Illinois | 3 | $ 586,000 | $ 195,000 | $ 83,000 |
| Anne Arundel County Maryland | 3 | $ 579,000 | $ 193,000 | $ 96,000 |
| Baltimore City County Maryland | 3 | $ 178,000 | $ 59,000 | $ 42,000 |
| Frederick County Maryland | 3 | $ 686,000 | $ 228,000 | $ 61,000 |
| Barnstable County Massachusetts | 3 | $ 694,000 | $ 231,000 | $ 107,000 |
| Hampden County Massachusetts | 3 | $ 504,000 | $ 168,000 | $ 127,000 |
| Gloucester County New Jersey | 3 | $ 387,000 | $ 129,000 | $ 73,000 |
| Mecklenburg County North Carolina | 3 | $ 473,000 | $ 157,000 | $ 66,000 |
| Carbon County Pennsylvania | 3 | $ 245,000 | $ 81,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 3 | $ 842,000 | $ 280,000 | $ 76,000 |
| Maricopa County Arizona | 2 | $ 503,000 | $ 251,000 | $ 115,000 |
| El Dorado County California | 2 | $ 623,000 | $ 311,000 | $ 92,000 |
| Santa Clara County California | 2 | $ 979,000 | $ 489,000 | $ 153,000 |
| Boulder County Colorado | 2 | $ 396,000 | $ 198,000 | $ 105,000 |
| Denver County Colorado | 2 | $ 297,000 | $ 148,000 | $ 69,000 |
| Brevard County Florida | 2 | $ 175,000 | $ 87,000 | $ 52,000 |
| Charlotte County Florida | 2 | $ 226,000 | $ 113,000 | $ 99,000 |
| Collier County Florida | 2 | $ 338,000 | $ 169,000 | $ 74,000 |
| Hernando County Florida | 2 | $ 150,000 | $ 75,000 | $ 43,000 |
| Osceola County Florida | 2 | $ 296,000 | $ 148,000 | $ 78,000 |
| Pinellas County Florida | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Volusia County Florida | 2 | $ 169,000 | $ 84,000 | $ 47,000 |
| Forsyth County Georgia | 2 | $ 344,000 | $ 172,000 | $ 87,000 |
| Lake County Illinois | 2 | $ 501,000 | $ 250,000 | $ 139,000 |
| Will County Illinois | 2 | $ 689,000 | $ 344,000 | $ 159,000 |
| Middlesex County Massachusetts | 2 | $ 296,000 | $ 148,000 | $ 77,000 |
| Calhoun County Michigan | 2 | $ 187,000 | $ 93,000 | $ 61,000 |
| Hennepin County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 154,000 |
| Ramsey County Minnesota | 2 | $ 195,000 | $ 97,000 | $ 151,000 |
| St. Louis County Missouri | 2 | $ 456,000 | $ 228,000 | $ 120,000 |
| Atlantic County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 121,000 |
| Putnam County New York | 2 | $ 525,000 | $ 262,000 | $ 115,000 |
| Beaufort County North Carolina | 2 | $ 525,000 | $ 262,000 | $ 126,000 |
| Guilford County North Carolina | 2 | $ 252,000 | $ 126,000 | $ 46,000 |
| Delaware County Pennsylvania | 2 | $ 186,000 | $ 93,000 | $ 63,000 |
| Lamoille County Vermont | 2 | $ 200,000 | $ 100,000 | $ 115,000 |
| Loudoun County Virginia | 2 | $ 558,000 | $ 279,000 | $ 96,000 |
| Virginia Beach County Virginia | 2 | $ 305,000 | $ 152,000 | $ 62,000 |
| Sacramento County California | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| San Francisco County California | 1 | $ 550,000 | $ 550,000 | $ 219,000 |
| San Luis Obispo County California | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Arapahoe County Colorado | 1 | $ 300,000 | $ 300,000 | $ 89,000 |
| Jefferson County Colorado | 1 | $ 200,000 | $ 200,000 | $ 135,000 |
| Larimer County Colorado | 1 | $ 80,000 | $ 80,000 | $ 91,000 |
| Ouray County Colorado | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Summit County Colorado | 1 | $ 830,000 | $ 830,000 | $ 179,000 |
| Hartford County Connecticut | 1 | $ 129,000 | $ 129,000 | $ 67,000 |
| Middlesex County Connecticut | 1 | $ 186,000 | $ 186,000 | $ 81,000 |
| Kent County Delaware | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| District of Columbia County District Of Columbia | 1 | $ 212,000 | $ 212,000 | $ 88,000 |
| Hillsborough County Florida | 1 | $ 171,000 | $ 171,000 | $ 72,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Nassau County Florida | 1 | $ 350,000 | $ 350,000 | $ 274,000 |
| Pasco County Florida | 1 | $ 98,000 | $ 98,000 | $ 91,000 |
| Sumter County Florida | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Coweta County Georgia | 1 | $ 253,000 | $ 253,000 | $ 73,000 |
| Dade County Georgia | 1 | $ 90,000 | $ 90,000 | $ 100,000 |
| Dawson County Georgia | 1 | $ 186,000 | $ 186,000 | $ 83,000 |
| Fayette County Georgia | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Morgan County Georgia | 1 | $ 260,000 | $ 260,000 | $ 91,000 |
| Newton County Georgia | 1 | $ 260,000 | $ 260,000 | $ 14,000 |
| Oconee County Georgia | 1 | $ 288,000 | $ 288,000 | $ 245,000 |
| Kauai County Hawaii | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Kane County Illinois | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Linn County Iowa | 1 | $ 143,000 | $ 143,000 | $ 99,000 |
| Johnson County Kansas | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| Baltimore County Maryland | 1 | $ 251,000 | $ 251,000 | $ 104,000 |
| Harford County Maryland | 1 | $ 144,000 | $ 144,000 | $ 34,000 |
| Prince George's County Maryland | 1 | $ 186,000 | $ 186,000 | $ 129,000 |
| St. Mary's County Maryland | 1 | $ 187,000 | $ 187,000 | $ 90,000 |
| Talbot County Maryland | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 97,000 | $ 97,000 | $ 90,000 |
| Norfolk County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 160,000 |
| Suffolk County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
| Genesee County Michigan | 1 | $ 143,000 | $ 143,000 | $ 108,000 |
| Houghton County Michigan | 1 | $ 160,000 | $ 160,000 | $ 182,000 |
| Washtenaw County Michigan | 1 | $ 281,000 | $ 281,000 | $ 60,000 |
| Big Stone County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| Rice County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Stearns County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 34,000 |
| Washington County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Jackson County Missouri | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Clark County Nevada | 1 | $ 134,000 | $ 134,000 | $ 98,000 |
| Hillsborough County New Hampshire | 1 | $ 171,000 | $ 171,000 | $ 117,000 |
| Merrimack County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Rockingham County New Hampshire | 1 | $ 252,000 | $ 252,000 | $ 108,000 |
| Los Alamos County New Mexico | 1 | $ 274,000 | $ 274,000 | $ 162,000 |
| Bronx County New York | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
| Columbia County New York | 1 | $ 310,000 | $ 310,000 | $ 588,000 |
| Delaware County New York | 1 | $ 62,000 | $ 62,000 | $ 100,000 |
| Erie County New York | 1 | $ 120,000 | $ 120,000 | $ 159,000 |
| Essex County New York | 1 | $ 59,000 | $ 59,000 | $ 84,000 |
| Fulton County New York | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Greene County New York | 1 | $ 73,000 | $ 73,000 | $ 72,000 |
| Monroe County New York | 1 | $ 400,000 | $ 400,000 | $ 260,000 |
| New York County New York | 1 | $ 570,000 | $ 570,000 | $ 210,000 |
| Ulster County New York | 1 | $ 263,000 | $ 263,000 | $ 138,000 |
| Brunswick County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Cabarrus County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Dare County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 175,000 |
| Forsyth County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 300,000 |
| Pamlico County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 126,000 |
| Pitt County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Robeson County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Rutherford County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 56,000 |
| Wake County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 199,000 |
| Cuyahoga County Ohio | 1 | $ 198,000 | $ 198,000 | $ 265,000 |
| Muskingum County Ohio | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Lane County Oregon | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Allegheny County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Bradford County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Butler County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 62,000 |
| Cumberland County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 97,000 |
| Luzerne County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Schuylkill County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 37,000 |
| Washington County Rhode Island | 1 | $ 240,000 | $ 240,000 | $ 123,000 |
| Aiken County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 67,000 |
| Greenville County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 88,000 |
| Davidson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| Dallas County Texas | 1 | $ 300,000 | $ 300,000 | $ 151,000 |
| Denton County Texas | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Ellis County Texas | 1 | $ 207,000 | $ 207,000 | $ 99,000 |
| Harris County Texas | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Salt Lake County Utah | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Bennington County Vermont | 1 | $ 50,000 | $ 50,000 | $ 167,000 |
| Rutland County Vermont | 1 | $ 70,000 | $ 70,000 | $ 198,000 |
| Washington County Vermont | 1 | $ 169,000 | $ 169,000 | $ 360,000 |
| Albemarle County Virginia | 1 | $ 206,000 | $ 206,000 | $ 72,000 |
| Arlington County Virginia | 1 | $ 500,000 | $ 500,000 | $ 211,000 |
| Franklin County Virginia | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Frederick County Virginia | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Henrico County Virginia | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Isle of Wight County Virginia | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| James City County Virginia | 1 | $ 545,000 | $ 545,000 | $ 207,000 |
| Prince William County Virginia | 1 | $ 400,000 | $ 400,000 | $ 257,000 |
| Stafford County Virginia | 1 | $ 381,000 | $ 381,000 | $ 144,000 |
| King County Washington | 1 | $ 233,000 | $ 233,000 | $ 75,000 |
| Milwaukee County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Affinity in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,763 | $709,628,000 | $190,500 | $980,000 | $106,562 | $1,096,000 |
| Home Purchase (one-to-four family) | 561 | $127,492,000 | $210,904 | $950,000 | $115,190 | $655,000 |
| Home Improvement (one-to-four family) | 2 | $515,000 | $257,000 | $350,000 | $160,000 | $208,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,829 | $539,751,000 | $205,806 | $980,000 | $105,548 | $655,000 |
| Information not provided by applicant in mail or telephone application | 598 | $115,160,000 | $193,058 | $795,000 | $109,764 | $750,000 |
| Asian or Pacific Islander | 478 | $103,489,000 | $213,000 | $650,000 | $122,846 | $500,000 |
| Black | 215 | $36,712,000 | $131,500 | $625,000 | $63,700 | $1,096,000 |
| Hispanic | 147 | $30,244,000 | $203,888 | $800,000 | $104,555 | $428,000 |
| Other | 36 | $7,932,000 | $242,857 | $420,000 | $112,714 | $211,000 |
| American Indian or Alaskan Native | 23 | $4,347,000 | $166,000 | $395,000 | $88,666 | $177,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,325 | $837,371,000 | $193,285 | $980,000 | $105,914 | $1,096,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $264,000 | $264,000 | $264,000 | $91,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,189 | $615,062,000 | $196,413 | $950,000 | $98,931 | $1,096,000 |
| Application Withdrawn By Applicant | 808 | $161,514,000 | $200,846 | $850,000 | $124,961 | $655,000 |
| Application Denied By Financial Institution | 211 | $38,959,000 | $185,538 | $980,000 | $71,461 | $342,000 |
| File Closed For Incompleteness | 100 | $18,935,000 | $164,000 | $604,000 | $125,222 | $750,000 |
| Application Approved But Not Accepted | 18 | $3,165,000 | $185,000 | $385,000 | $82,500 | $194,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $1,189,000 | $153,000 | $300,000 | $52,000 | $120,000 |
| Debt-To-Income Ratio | 4 | $821,000 | $205,000 | $460,000 | $42,000 | $84,000 |
| Employment History | 3 | $444,000 | $145,500 | $176,000 | $72,500 | $120,000 |
| Other | 2 | $324,000 | $162,000 | $181,000 | $107,000 | $140,000 |
| Unverifiable Information | 1 | $383,000 | $383,000 | $383,000 | $120,000 | $120,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.