Affinity
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Affinity.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Affinity
73 Mountainview Blvd.
Basking Ridge, NJ 08720
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,002
Total Mortgage Loan Application Amount $561,540,000
Average Mortgage Loan Application Amount $198,500
Highest Mortgage Loan Application Amount $7,805,000
Average Applicant Income $146,000
Highest Applicant Income $3,900,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Affinity by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Somerset County New Jersey 490 $ 88,120,000 $ 179,000 $ 133,000
Middlesex County New Jersey 369 $ 65,615,000 $ 177,000 $ 135,000
Morris County New Jersey 316 $ 60,590,000 $ 191,000 $ 154,000
Hunterdon County New Jersey 198 $ 29,450,000 $ 148,000 $ 125,000
Monmouth County New Jersey 181 $ 36,355,000 $ 200,000 $ 158,000
Union County New Jersey 165 $ 32,455,000 $ 196,000 $ 145,000
Essex County New Jersey 106 $ 21,150,000 $ 199,000 $ 129,000
Bergen County New Jersey 98 $ 22,280,000 $ 227,000 $ 138,000
Ocean County New Jersey 74 $ 14,400,000 $ 194,000 $ 158,000
Rockland County New York 52 $ 7,110,000 $ 136,000 $ 144,000
Warren County New Jersey 51 $ 5,905,000 $ 115,000 $ 110,000
Hudson County New Jersey 41 $ 9,775,000 $ 238,000 $ 176,000
Passaic County New Jersey 39 $ 7,495,000 $ 192,000 $ 115,000
Sussex County New Jersey 39 $ 5,105,000 $ 130,000 $ 118,000
Northampton County Pennsylvania 38 $ 4,150,000 $ 109,000 $ 110,000
Mercer County New Jersey 36 $ 6,400,000 $ 177,000 $ 158,000
Fairfield County Connecticut 29 $ 5,365,000 $ 185,000 $ 151,000
Westchester County New York 25 $ 4,315,000 $ 172,000 $ 163,000
Bucks County Pennsylvania 19 $ 3,585,000 $ 188,000 $ 126,000
Monroe County Pennsylvania 18 $ 1,920,000 $ 106,000 $ 102,000
Burlington County New Jersey 17 $ 3,415,000 $ 200,000 $ 164,000
New Haven County Connecticut 16 $ 2,660,000 $ 166,000 $ 93,000
Kings County New York 14 $ 4,850,000 $ 346,000 $ 137,000
Orange County New York 14 $ 2,290,000 $ 163,000 $ 104,000
Queens County New York 14 $ 2,440,000 $ 174,000 $ 151,000
Palm Beach County Florida 13 $ 2,825,000 $ 217,000 $ 198,000
Collin County Texas 12 $ 5,040,000 $ 420,000 $ 138,000
Fulton County Georgia 11 $ 1,525,000 $ 138,000 $ 110,000
Nassau County New York 10 $ 2,080,000 $ 208,000 $ 112,000
Fairfax County Virginia 10 $ 4,960,000 $ 496,000 $ 227,000
Broward County Florida 9 $ 1,985,000 $ 220,000 $ 111,000
Suffolk County New York 9 $ 2,395,000 $ 266,000 $ 128,000
Loudoun County Virginia 9 $ 4,355,000 $ 483,000 $ 179,000
Gwinnett County Georgia 8 $ 1,880,000 $ 235,000 $ 132,000
Richmond County New York 8 $ 1,050,000 $ 131,000 $ 111,000
Pike County Pennsylvania 8 $ 450,000 $ 56,000 $ 76,000
Cobb County Georgia 7 $ 1,015,000 $ 145,000 $ 83,000
Hennepin County Minnesota 6 $ 880,000 $ 146,000 $ 87,000
Clark County Nevada 6 $ 690,000 $ 115,000 $ 133,000
Atlantic County New Jersey 6 $ 1,560,000 $ 260,000 $ 245,000
Los Angeles County California 5 $ 875,000 $ 175,000 $ 98,000
Sarasota County Florida 5 $ 1,025,000 $ 205,000 $ 92,000
Sumter County Florida 5 $ 655,000 $ 131,000 $ 75,000
Montgomery County Maryland 5 $ 1,395,000 $ 279,000 $ 134,000
Camden County New Jersey 5 $ 1,035,000 $ 207,000 $ 113,000
Gloucester County New Jersey 5 $ 835,000 $ 167,000 $ 94,000
Wake County North Carolina 5 $ 1,295,000 $ 259,000 $ 289,000
Chester County Pennsylvania 5 $ 865,000 $ 173,000 $ 111,000
Philadelphia County Pennsylvania 5 $ 405,000 $ 81,000 $ 170,000
Dallas County Texas 5 $ 405,000 $ 81,000 $ 223,000
Maricopa County Arizona 4 $ 1,020,000 $ 255,000 $ 153,000
San Diego County California 4 $ 1,420,000 $ 355,000 $ 163,000
Arapahoe County Colorado 4 $ 1,360,000 $ 340,000 $ 126,000
Denver County Colorado 4 $ 350,000 $ 87,000 $ 146,000
Hartford County Connecticut 4 $ 320,000 $ 80,000 $ 69,000
New Castle County Delaware 4 $ 710,000 $ 177,000 $ 107,000
Hillsborough County Florida 4 $ 340,000 $ 85,000 $ 139,000
Lee County Florida 4 $ 1,160,000 $ 290,000 $ 378,000
Orange County Florida 4 $ 460,000 $ 115,000 $ 119,000
Pasco County Florida 4 $ 930,000 $ 232,000 $ 167,000
Pinellas County Florida 4 $ 220,000 $ 55,000 $ 64,000
DeKalb County Georgia 4 $ 1,310,000 $ 327,000 $ 139,000
Bronx County New York 4 $ 190,000 $ 47,000 $ 82,000
Horry County South Carolina 4 $ 730,000 $ 182,000 $ 152,000
Denton County Texas 4 $ 1,030,000 $ 257,000 $ 133,000
King County Washington 4 $ 800,000 $ 200,000 $ 140,000
Santa Clara County California 3 $ 3,015,000 $ 1,005,000 $ 313,000
Sussex County Delaware 3 $ 425,000 $ 141,000 $ 82,000
Lake County Florida 3 $ 115,000 $ 38,000 $ 87,000
Seminole County Florida 3 $ 345,000 $ 115,000 $ 90,000
Forsyth County Georgia 3 $ 665,000 $ 221,000 $ 202,000
Henry County Georgia 3 $ 705,000 $ 235,000 $ 140,000
Cook County Illinois 3 $ 645,000 $ 215,000 $ 162,000
Harford County Maryland 3 $ 185,000 $ 61,000 $ 122,000
Scott County Minnesota 3 $ 375,000 $ 125,000 $ 139,000
Rockingham County New Hampshire 3 $ 705,000 $ 235,000 $ 142,000
Gaston County North Carolina 3 $ 75,000 $ 25,000 $ 69,000
Mecklenburg County North Carolina 3 $ 325,000 $ 108,000 $ 89,000
Delaware County Ohio 3 $ 995,000 $ 331,000 $ 124,000
Delaware County Pennsylvania 3 $ 775,000 $ 258,000 $ 181,000
Lehigh County Pennsylvania 3 $ 705,000 $ 235,000 $ 132,000
Wayne County Pennsylvania 3 $ 305,000 $ 101,000 $ 89,000
Beaufort County South Carolina 3 $ 855,000 $ 285,000 $ 170,000
Rutherford County Tennessee 3 $ 165,000 $ 55,000 $ 49,000
Williamson County Texas 3 $ 385,000 $ 128,000 $ 77,000
Snohomish County Washington 3 $ 985,000 $ 328,000 $ 170,000
Baldwin County Alabama 2 $ 180,000 $ 90,000 $ 51,000
Jefferson County Alabama 2 $ 910,000 $ 455,000 $ 126,000
Winston County Alabama 2 $ 70,000 $ 35,000 $ 79,000
Boulder County Colorado 2 $ 490,000 $ 245,000 $ 93,000
Broomfield County Colorado 2 $ 640,000 $ 320,000 $ 174,000
Douglas County Colorado 2 $ 960,000 $ 480,000 $ 84,000
Litchfield County Connecticut 2 $ 190,000 $ 95,000 $ 630,000
Middlesex County Connecticut 2 $ 150,000 $ 75,000 $ 73,000
District of Columbia County District Of Columbia 2 $ 1,260,000 $ 630,000 $ 220,000
Alachua County Florida 2 $ 280,000 $ 140,000 $ 102,000
Bay County Florida 2 $ 1,710,000 $ 855,000 $ 402,000
Brevard County Florida 2 $ 430,000 $ 215,000 $ 143,000
Collier County Florida 2 $ 350,000 $ 175,000 $ 128,000
Marion County Florida 2 $ 150,000 $ 75,000 $ 139,000
Santa Rosa County Florida 2 $ 260,000 $ 130,000 $ 59,000
St. Johns County Florida 2 $ 620,000 $ 310,000 $ 145,000
St. Lucie County Florida 2 $ 320,000 $ 160,000 $ 156,000
Douglas County Georgia 2 $ 130,000 $ 65,000 $ 41,000
Richmond County Georgia 2 $ 130,000 $ 65,000 $ 66,000
Will County Illinois 2 $ 580,000 $ 290,000 $ 169,000
Porter County Indiana 2 $ 210,000 $ 105,000 $ 74,000
Knox County Maine 2 $ 500,000 $ 250,000 $ 139,000
Prince George's County Maryland 2 $ 60,000 $ 30,000 $ 200,000
Norfolk County Massachusetts 2 $ 730,000 $ 365,000 $ 280,000
Worcester County Massachusetts 2 $ 420,000 $ 210,000 $ 224,000
Oakland County Michigan 2 $ 480,000 $ 240,000 $ 225,000
Washtenaw County Michigan 2 $ 60,000 $ 30,000 $ 106,000
Washoe County Nevada 2 $ 680,000 $ 340,000 $ 194,000
Hillsborough County New Hampshire 2 $ 520,000 $ 260,000 $ 71,000
Cape May County New Jersey 2 $ 390,000 $ 195,000 $ 297,000
Sandoval County New Mexico 2 $ 480,000 $ 240,000 $ 72,000
Dutchess County New York 2 $ 210,000 $ 105,000 $ 85,000
Jefferson County New York 2 $ 30,000 $ 15,000 $ 41,000
New York County New York 2 $ 3,170,000 $ 1,585,000 $ 522,000
Brunswick County North Carolina 2 $ 380,000 $ 190,000 $ 70,000
Chatham County North Carolina 2 $ 70,000 $ 35,000 $ 122,000
Lenoir County North Carolina 2 $ 270,000 $ 135,000 $ 113,000
Union County North Carolina 2 $ 110,000 $ 55,000 $ 103,000
Cuyahoga County Ohio 2 $ 60,000 $ 30,000 $ 32,000
Stark County Ohio 2 $ 110,000 $ 55,000 $ 58,000
Washington County Oregon 2 $ 1,430,000 $ 715,000 $ 481,000
Allegheny County Pennsylvania 2 $ 160,000 $ 80,000 $ 78,000
Dauphin County Pennsylvania 2 $ 260,000 $ 130,000 $ 162,000
Luzerne County Pennsylvania 2 $ 100,000 $ 50,000 $ 71,000
Florence County South Carolina 2 $ 430,000 $ 215,000 $ 202,000
Greenville County South Carolina 2 $ 400,000 $ 200,000 $ 117,000
Lexington County South Carolina 2 $ 130,000 $ 65,000 $ 69,000
York County South Carolina 2 $ 120,000 $ 60,000 $ 79,000
Knox County Tennessee 2 $ 50,000 $ 25,000 $ 96,000
Shelby County Tennessee 2 $ 100,000 $ 50,000 $ 68,000
Travis County Texas 2 $ 650,000 $ 325,000 $ 163,000
Alexandria County Virginia 2 $ 930,000 $ 465,000 $ 142,000
Arlington County Virginia 2 $ 80,000 $ 40,000 $ 247,000
Virginia Beach County Virginia 2 $ 70,000 $ 35,000 $ 71,000
Cullman County Alabama 1 $ 175,000 $ 175,000 $ 26,000
Pima County Arizona 1 $ 65,000 $ 65,000 $ 53,000
Yavapai County Arizona 1 $ 305,000 $ 305,000 $ 165,000
Hempstead County Arkansas 1 $ 45,000 $ 45,000 $ 38,000
Washington County Arkansas 1 $ 165,000 $ 165,000 $ 52,000
Alameda County California 1 $ 715,000 $ 715,000 $ 246,000
Butte County California 1 $ 35,000 $ 35,000 $ 115,000
Monterey County California 1 $ 155,000 $ 155,000 $ 144,000
Placer County California 1 $ 895,000 $ 895,000 $ 708,000
Sacramento County California 1 $ 105,000 $ 105,000 $ 144,000
San Joaquin County California 1 $ 55,000 $ 55,000 $ 63,000
Trinity County California 1 $ 85,000 $ 85,000 $ 52,000
Tuolumne County California 1 $ 25,000 $ 25,000 $ 102,000
Adams County Colorado 1 $ 25,000 $ 25,000 $ 92,000
Duval County Florida 1 $ 205,000 $ 205,000 $ 196,000
Hernando County Florida 1 $ 55,000 $ 55,000 $ 70,000
Manatee County Florida 1 $ 265,000 $ 265,000 $ 185,000
Miami-Dade County Florida 1 $ 645,000 $ 645,000 $ 230,000
Monroe County Florida 1 $ 1,605,000 $ 1,605,000 $ 577,000
Osceola County Florida 1 $ 105,000 $ 105,000 $ 199,000
Bartow County Georgia 1 $ 45,000 $ 45,000 $ 41,000
Cherokee County Georgia 1 $ 295,000 $ 295,000 $ 138,000
Clayton County Georgia 1 $ 15,000 $ 15,000 $ 50,000
Lumpkin County Georgia 1 $ 65,000 $ 65,000 $ 122,000
Honolulu County Hawaii 1 $ 105,000 $ 105,000 $ 158,000
Ada County Idaho 1 $ 215,000 $ 215,000 $ 1,000
Lake County Illinois 1 $ 85,000 $ 85,000 $ 97,000
Macon County Illinois 1 $ 185,000 $ 185,000 $ 216,000
Hamilton County Indiana 1 $ 25,000 $ 25,000 $ 72,000
Marion County Indiana 1 $ 25,000 $ 25,000 $ 48,000
Ohio County Indiana 1 $ 205,000 $ 205,000 $ 48,000
Graves County Kentucky 1 $ 75,000 $ 75,000 $ 39,000
Lafayette County Louisiana 1 $ 1,305,000 $ 1,305,000 $ 550,000
Oxford County Maine 1 $ 105,000 $ 105,000 $ 100,000
Anne Arundel County Maryland 1 $ 105,000 $ 105,000 $ 144,000
Baltimore City County Maryland 1 $ 225,000 $ 225,000 $ 242,000
Frederick County Maryland 1 $ 1,005,000 $ 1,005,000 $ 18,000
Howard County Maryland 1 $ 425,000 $ 425,000 $ 137,000
Wicomico County Maryland 1 $ 95,000 $ 95,000 $ 19,000
Barnstable County Massachusetts 1 $ 325,000 $ 325,000 $ 265,000
Dukes County Massachusetts 1 $ 205,000 $ 205,000 $ 97,000
Essex County Massachusetts 1 $ 345,000 $ 345,000 $ 208,000
Plymouth County Massachusetts 1 $ 675,000 $ 675,000 $ 208,000
Suffolk County Massachusetts 1 $ 715,000 $ 715,000 $ 158,000
Wayne County Michigan 1 $ 25,000 $ 25,000 $ 91,000
Anoka County Minnesota 1 $ 25,000 $ 25,000 $ 55,000
Beltrami County Minnesota 1 $ 765,000 $ 765,000 $ 391,000
Clearwater County Minnesota 1 $ 75,000 $ 75,000 $ 37,000
Itasca County Minnesota 1 $ 15,000 $ 15,000 $ 84,000
Ramsey County Minnesota 1 $ 325,000 $ 325,000 $ 179,000
Redwood County Minnesota 1 $ 55,000 $ 55,000 $ 27,000
Washington County Minnesota 1 $ 205,000 $ 205,000 $ 140,000
Hinds County Mississippi 1 $ 105,000 $ 105,000 $ 61,000
Leake County Mississippi 1 $ 35,000 $ 35,000 $ 111,000
St. Charles County Missouri 1 $ 275,000 $ 275,000 $ 101,000
St. Louis City County Missouri 1 $ 525,000 $ 525,000 $ 219,000
Lancaster County Nebraska 1 $ 215,000 $ 215,000 $ 63,000
Sarpy County Nebraska 1 $ 55,000 $ 55,000 $ 104,000
Belknap County New Hampshire 1 $ 75,000 $ 75,000 $ 91,000
Coos County New Hampshire 1 $ 25,000 $ 25,000 $ 120,000
Salem County New Jersey 1 $ 25,000 $ 25,000 $ 97,000
Bernalillo County New Mexico 1 $ 215,000 $ 215,000 $ 125,000
Eddy County New Mexico 1 $ 35,000 $ 35,000 $ 86,000
Santa Fe County New Mexico 1 $ 105,000 $ 105,000 $ 69,000
Clinton County New York 1 $ 305,000 $ 305,000 $ 216,000
Erie County New York 1 $ 85,000 $ 85,000 $ 63,000
Lewis County New York 1 $ 35,000 $ 35,000 $ 62,000
Monroe County New York 1 $ 25,000 $ 25,000 $ 89,000
Oneida County New York 1 $ 55,000 $ 55,000 $ 117,000
Onondaga County New York 1 $ 15,000 $ 15,000 $ 42,000
Putnam County New York 1 $ 15,000 $ 15,000 $ 60,000
Rensselaer County New York 1 $ 115,000 $ 115,000 $ 48,000
Ulster County New York 1 $ 5,000 $ 5,000 $ 53,000
Caldwell County North Carolina 1 $ 55,000 $ 55,000 $ 35,000
Cumberland County North Carolina 1 $ 185,000 $ 185,000 $ 50,000
Durham County North Carolina 1 $ 5,000 $ 5,000 $ 61,000
Forsyth County North Carolina 1 $ 35,000 $ 35,000 $ 31,000
Moore County North Carolina 1 $ 45,000 $ 45,000 $ 43,000
New Hanover County North Carolina 1 $ 25,000 $ 25,000 $ 137,000
Pender County North Carolina 1 $ 185,000 $ 185,000 $ 75,000
Polk County North Carolina 1 $ 25,000 $ 25,000 $ 96,000
Rockingham County North Carolina 1 $ 215,000 $ 215,000 $ 119,000
Sampson County North Carolina 1 $ 105,000 $ 105,000 $ 129,000
Stanly County North Carolina 1 $ 145,000 $ 145,000 $ 38,000
Butler County Ohio 1 $ 355,000 $ 355,000 $ 219,000
Erie County Ohio 1 $ 5,000 $ 5,000 $ 51,000
Geauga County Ohio 1 $ 235,000 $ 235,000 $ 83,000
Lorain County Ohio 1 $ 25,000 $ 25,000 $ 80,000
Lucas County Ohio 1 $ 315,000 $ 315,000 $ 130,000
Cleveland County Oklahoma 1 $ 115,000 $ 115,000 $ 123,000
Clackamas County Oregon 1 $ 35,000 $ 35,000 $ 143,000
Multnomah County Oregon 1 $ 15,000 $ 15,000 $ 38,000
Butler County Pennsylvania 1 $ 55,000 $ 55,000 $ 132,000
Carbon County Pennsylvania 1 $ 95,000 $ 95,000 $ 53,000
Centre County Pennsylvania 1 $ 535,000 $ 535,000 $ 328,000
Montgomery County Pennsylvania 1 $ 205,000 $ 205,000 $ 55,000
Potter County Pennsylvania 1 $ 15,000 $ 15,000 $ 16,000
Schuylkill County Pennsylvania 1 $ 15,000 $ 15,000 $ 31,000
Tioga County Pennsylvania 1 $ 135,000 $ 135,000 $ 57,000
Anderson County South Carolina 1 $ 185,000 $ 185,000 $ 119,000
Berkeley County South Carolina 1 $ 365,000 $ 365,000 $ 187,000
Spartanburg County South Carolina 1 $ 185,000 $ 185,000 $ 92,000
Benton County Tennessee 1 $ 205,000 $ 205,000 $ 54,000
Davidson County Tennessee 1 $ 145,000 $ 145,000 $ 40,000
Fayette County Tennessee 1 $ 405,000 $ 405,000 $ 174,000
Hamilton County Tennessee 1 $ 65,000 $ 65,000 $ 24,000
Maury County Tennessee 1 $ 45,000 $ 45,000 $ 92,000
Weakley County Tennessee 1 $ 285,000 $ 285,000 $ 76,000
Fort Bend County Texas 1 $ 65,000 $ 65,000 $ 427,000
Hale County Texas 1 $ 55,000 $ 55,000 $ 65,000
Harris County Texas 1 $ 275,000 $ 275,000 $ 105,000
Hidalgo County Texas 1 $ 105,000 $ 105,000 $ 108,000
Tarrant County Texas 1 $ 35,000 $ 35,000 $ 91,000
Cache County Utah 1 $ 265,000 $ 265,000 $ 51,000
Washington County Utah 1 $ 65,000 $ 65,000 $ 102,000
Bennington County Vermont 1 $ 95,000 $ 95,000 $ 182,000
Windham County Vermont 1 $ 125,000 $ 125,000 $ 107,000
Albemarle County Virginia 1 $ 175,000 $ 175,000 $ 72,000
Chesterfield County Virginia 1 $ 35,000 $ 35,000 $ 120,000
Fairfax City County Virginia 1 $ 415,000 $ 415,000 $ 625,000
Franklin County Virginia 1 $ 45,000 $ 45,000 $ 18,000
James City County Virginia 1 $ 15,000 $ 15,000 $ 46,000
Louisa County Virginia 1 $ 135,000 $ 135,000 $ 88,000
Lunenburg County Virginia 1 $ 65,000 $ 65,000 $ 49,000
Lynchburg County Virginia 1 $ 5,000 $ 5,000 $ 20,000
Spotsylvania County Virginia 1 $ 485,000 $ 485,000 $ 108,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Affinity in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 956 $74,270,000 $77,000 $1,005,000 $132,000 $3,900,000
Home Purchase 778 $258,120,000 $331,000 $7,805,000 $149,000 $1,140,000
Cash-out Refinancing 504 $129,450,000 $256,000 $2,485,000 $150,000 $2,378,000
Other Purpose 501 $36,455,000 $72,000 $1,005,000 $124,000 $3,187,000
Refinancing 260 $62,600,000 $240,000 $4,705,000 $137,000 $480,000
Not Applicable 3 $645,000 $215,000 $505,000 $184,000 $217,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,793 $309,655,000 $172,000 $2,485,000 $140,000 $2,378,000
Not Provided 353 $68,905,000 $195,000 $1,605,000 $144,000 $3,900,000
Black or African American 313 $42,575,000 $136,000 $995,000 $105,000 $503,000
Asian 227 $61,195,000 $269,000 $3,005,000 $175,000 $3,187,000
Hispanic 168 $22,380,000 $133,000 $1,005,000 $121,000 $984,000
Not applicable 29 $27,595,000 $951,000 $7,805,000 $133,000 $265,000
American Indian or Alaskan Native 15 $3,565,000 $237,000 $835,000 $103,000 $286,000
Native Hawaiian or Other Pacific Islander 8 $660,000 $82,000 $175,000 $103,000 $150,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,002 $561,540,000 $187,000 $7,805,000 $139,000 $3,900,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,710 $355,790,000 $208,000 $7,805,000 $148,000 $1,140,000
Application Denied By Financial Institution 674 $81,560,000 $121,000 $2,485,000 $107,000 $804,000
Application Withdrawn By Applicant 506 $93,420,000 $184,000 $4,705,000 $150,000 $3,900,000
File Closed For Incompleteness 59 $17,485,000 $296,000 $855,000 $151,000 $743,000
Application Approved But Not Accepted 53 $13,285,000 $250,000 $855,000 $129,000 $402,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,328 $479,980,000 $206,000 $7,805,000 $148,000 $3,900,000
Debt-To-Income Ratio 245 $31,735,000 $129,000 $2,485,000 $74,000 $313,000
Other 148 $13,580,000 $91,000 $1,005,000 $119,000 $804,000
Credit History 123 $15,195,000 $123,000 $995,000 $126,000 $576,000
Collateral 63 $10,355,000 $164,000 $705,000 $148,000 $528,000
Unverifiable Information 62 $5,420,000 $87,000 $285,000 $133,000 $409,000
Credit Application Incomplete 15 $1,425,000 $95,000 $505,000 $128,000 $307,000
Employment History 14 $2,850,000 $203,000 $1,005,000 $93,000 $400,000
Mortgage Insurance Denied 3 $805,000 $268,000 $375,000 $112,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 1 $195,000 $195,000 $195,000 $64,000 $64,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.

Download the New Jersey Lender List