Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Affinity 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,002 |
| Total Mortgage Loan Application Amount | $561,540,000 |
| Average Mortgage Loan Application Amount | $198,500 |
| Highest Mortgage Loan Application Amount | $7,805,000 |
| Average Applicant Income | $146,000 |
| Highest Applicant Income | $3,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 490 | $ 88,120,000 | $ 179,000 | $ 133,000 |
| Middlesex County New Jersey | 369 | $ 65,615,000 | $ 177,000 | $ 135,000 |
| Morris County New Jersey | 316 | $ 60,590,000 | $ 191,000 | $ 154,000 |
| Hunterdon County New Jersey | 198 | $ 29,450,000 | $ 148,000 | $ 125,000 |
| Monmouth County New Jersey | 181 | $ 36,355,000 | $ 200,000 | $ 158,000 |
| Union County New Jersey | 165 | $ 32,455,000 | $ 196,000 | $ 145,000 |
| Essex County New Jersey | 106 | $ 21,150,000 | $ 199,000 | $ 129,000 |
| Bergen County New Jersey | 98 | $ 22,280,000 | $ 227,000 | $ 138,000 |
| Ocean County New Jersey | 74 | $ 14,400,000 | $ 194,000 | $ 158,000 |
| Rockland County New York | 52 | $ 7,110,000 | $ 136,000 | $ 144,000 |
| Warren County New Jersey | 51 | $ 5,905,000 | $ 115,000 | $ 110,000 |
| Hudson County New Jersey | 41 | $ 9,775,000 | $ 238,000 | $ 176,000 |
| Passaic County New Jersey | 39 | $ 7,495,000 | $ 192,000 | $ 115,000 |
| Sussex County New Jersey | 39 | $ 5,105,000 | $ 130,000 | $ 118,000 |
| Northampton County Pennsylvania | 38 | $ 4,150,000 | $ 109,000 | $ 110,000 |
| Mercer County New Jersey | 36 | $ 6,400,000 | $ 177,000 | $ 158,000 |
| Fairfield County Connecticut | 29 | $ 5,365,000 | $ 185,000 | $ 151,000 |
| Westchester County New York | 25 | $ 4,315,000 | $ 172,000 | $ 163,000 |
| Bucks County Pennsylvania | 19 | $ 3,585,000 | $ 188,000 | $ 126,000 |
| Monroe County Pennsylvania | 18 | $ 1,920,000 | $ 106,000 | $ 102,000 |
| Burlington County New Jersey | 17 | $ 3,415,000 | $ 200,000 | $ 164,000 |
| New Haven County Connecticut | 16 | $ 2,660,000 | $ 166,000 | $ 93,000 |
| Kings County New York | 14 | $ 4,850,000 | $ 346,000 | $ 137,000 |
| Orange County New York | 14 | $ 2,290,000 | $ 163,000 | $ 104,000 |
| Queens County New York | 14 | $ 2,440,000 | $ 174,000 | $ 151,000 |
| Palm Beach County Florida | 13 | $ 2,825,000 | $ 217,000 | $ 198,000 |
| Collin County Texas | 12 | $ 5,040,000 | $ 420,000 | $ 138,000 |
| Fulton County Georgia | 11 | $ 1,525,000 | $ 138,000 | $ 110,000 |
| Nassau County New York | 10 | $ 2,080,000 | $ 208,000 | $ 112,000 |
| Fairfax County Virginia | 10 | $ 4,960,000 | $ 496,000 | $ 227,000 |
| Broward County Florida | 9 | $ 1,985,000 | $ 220,000 | $ 111,000 |
| Suffolk County New York | 9 | $ 2,395,000 | $ 266,000 | $ 128,000 |
| Loudoun County Virginia | 9 | $ 4,355,000 | $ 483,000 | $ 179,000 |
| Gwinnett County Georgia | 8 | $ 1,880,000 | $ 235,000 | $ 132,000 |
| Richmond County New York | 8 | $ 1,050,000 | $ 131,000 | $ 111,000 |
| Pike County Pennsylvania | 8 | $ 450,000 | $ 56,000 | $ 76,000 |
| Cobb County Georgia | 7 | $ 1,015,000 | $ 145,000 | $ 83,000 |
| Hennepin County Minnesota | 6 | $ 880,000 | $ 146,000 | $ 87,000 |
| Clark County Nevada | 6 | $ 690,000 | $ 115,000 | $ 133,000 |
| Atlantic County New Jersey | 6 | $ 1,560,000 | $ 260,000 | $ 245,000 |
| Los Angeles County California | 5 | $ 875,000 | $ 175,000 | $ 98,000 |
| Sarasota County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 92,000 |
| Sumter County Florida | 5 | $ 655,000 | $ 131,000 | $ 75,000 |
| Montgomery County Maryland | 5 | $ 1,395,000 | $ 279,000 | $ 134,000 |
| Camden County New Jersey | 5 | $ 1,035,000 | $ 207,000 | $ 113,000 |
| Gloucester County New Jersey | 5 | $ 835,000 | $ 167,000 | $ 94,000 |
| Wake County North Carolina | 5 | $ 1,295,000 | $ 259,000 | $ 289,000 |
| Chester County Pennsylvania | 5 | $ 865,000 | $ 173,000 | $ 111,000 |
| Philadelphia County Pennsylvania | 5 | $ 405,000 | $ 81,000 | $ 170,000 |
| Dallas County Texas | 5 | $ 405,000 | $ 81,000 | $ 223,000 |
| Maricopa County Arizona | 4 | $ 1,020,000 | $ 255,000 | $ 153,000 |
| San Diego County California | 4 | $ 1,420,000 | $ 355,000 | $ 163,000 |
| Arapahoe County Colorado | 4 | $ 1,360,000 | $ 340,000 | $ 126,000 |
| Denver County Colorado | 4 | $ 350,000 | $ 87,000 | $ 146,000 |
| Hartford County Connecticut | 4 | $ 320,000 | $ 80,000 | $ 69,000 |
| New Castle County Delaware | 4 | $ 710,000 | $ 177,000 | $ 107,000 |
| Hillsborough County Florida | 4 | $ 340,000 | $ 85,000 | $ 139,000 |
| Lee County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 378,000 |
| Orange County Florida | 4 | $ 460,000 | $ 115,000 | $ 119,000 |
| Pasco County Florida | 4 | $ 930,000 | $ 232,000 | $ 167,000 |
| Pinellas County Florida | 4 | $ 220,000 | $ 55,000 | $ 64,000 |
| DeKalb County Georgia | 4 | $ 1,310,000 | $ 327,000 | $ 139,000 |
| Bronx County New York | 4 | $ 190,000 | $ 47,000 | $ 82,000 |
| Horry County South Carolina | 4 | $ 730,000 | $ 182,000 | $ 152,000 |
| Denton County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 133,000 |
| King County Washington | 4 | $ 800,000 | $ 200,000 | $ 140,000 |
| Santa Clara County California | 3 | $ 3,015,000 | $ 1,005,000 | $ 313,000 |
| Sussex County Delaware | 3 | $ 425,000 | $ 141,000 | $ 82,000 |
| Lake County Florida | 3 | $ 115,000 | $ 38,000 | $ 87,000 |
| Seminole County Florida | 3 | $ 345,000 | $ 115,000 | $ 90,000 |
| Forsyth County Georgia | 3 | $ 665,000 | $ 221,000 | $ 202,000 |
| Henry County Georgia | 3 | $ 705,000 | $ 235,000 | $ 140,000 |
| Cook County Illinois | 3 | $ 645,000 | $ 215,000 | $ 162,000 |
| Harford County Maryland | 3 | $ 185,000 | $ 61,000 | $ 122,000 |
| Scott County Minnesota | 3 | $ 375,000 | $ 125,000 | $ 139,000 |
| Rockingham County New Hampshire | 3 | $ 705,000 | $ 235,000 | $ 142,000 |
| Gaston County North Carolina | 3 | $ 75,000 | $ 25,000 | $ 69,000 |
| Mecklenburg County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 89,000 |
| Delaware County Ohio | 3 | $ 995,000 | $ 331,000 | $ 124,000 |
| Delaware County Pennsylvania | 3 | $ 775,000 | $ 258,000 | $ 181,000 |
| Lehigh County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 132,000 |
| Wayne County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 89,000 |
| Beaufort County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 170,000 |
| Rutherford County Tennessee | 3 | $ 165,000 | $ 55,000 | $ 49,000 |
| Williamson County Texas | 3 | $ 385,000 | $ 128,000 | $ 77,000 |
| Snohomish County Washington | 3 | $ 985,000 | $ 328,000 | $ 170,000 |
| Baldwin County Alabama | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
| Jefferson County Alabama | 2 | $ 910,000 | $ 455,000 | $ 126,000 |
| Winston County Alabama | 2 | $ 70,000 | $ 35,000 | $ 79,000 |
| Boulder County Colorado | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Broomfield County Colorado | 2 | $ 640,000 | $ 320,000 | $ 174,000 |
| Douglas County Colorado | 2 | $ 960,000 | $ 480,000 | $ 84,000 |
| Litchfield County Connecticut | 2 | $ 190,000 | $ 95,000 | $ 630,000 |
| Middlesex County Connecticut | 2 | $ 150,000 | $ 75,000 | $ 73,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,260,000 | $ 630,000 | $ 220,000 |
| Alachua County Florida | 2 | $ 280,000 | $ 140,000 | $ 102,000 |
| Bay County Florida | 2 | $ 1,710,000 | $ 855,000 | $ 402,000 |
| Brevard County Florida | 2 | $ 430,000 | $ 215,000 | $ 143,000 |
| Collier County Florida | 2 | $ 350,000 | $ 175,000 | $ 128,000 |
| Marion County Florida | 2 | $ 150,000 | $ 75,000 | $ 139,000 |
| Santa Rosa County Florida | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| St. Johns County Florida | 2 | $ 620,000 | $ 310,000 | $ 145,000 |
| St. Lucie County Florida | 2 | $ 320,000 | $ 160,000 | $ 156,000 |
| Douglas County Georgia | 2 | $ 130,000 | $ 65,000 | $ 41,000 |
| Richmond County Georgia | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Will County Illinois | 2 | $ 580,000 | $ 290,000 | $ 169,000 |
| Porter County Indiana | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Knox County Maine | 2 | $ 500,000 | $ 250,000 | $ 139,000 |
| Prince George's County Maryland | 2 | $ 60,000 | $ 30,000 | $ 200,000 |
| Norfolk County Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 280,000 |
| Worcester County Massachusetts | 2 | $ 420,000 | $ 210,000 | $ 224,000 |
| Oakland County Michigan | 2 | $ 480,000 | $ 240,000 | $ 225,000 |
| Washtenaw County Michigan | 2 | $ 60,000 | $ 30,000 | $ 106,000 |
| Washoe County Nevada | 2 | $ 680,000 | $ 340,000 | $ 194,000 |
| Hillsborough County New Hampshire | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Cape May County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 297,000 |
| Sandoval County New Mexico | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Dutchess County New York | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Jefferson County New York | 2 | $ 30,000 | $ 15,000 | $ 41,000 |
| New York County New York | 2 | $ 3,170,000 | $ 1,585,000 | $ 522,000 |
| Brunswick County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Chatham County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 122,000 |
| Lenoir County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 113,000 |
| Union County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 103,000 |
| Cuyahoga County Ohio | 2 | $ 60,000 | $ 30,000 | $ 32,000 |
| Stark County Ohio | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| Washington County Oregon | 2 | $ 1,430,000 | $ 715,000 | $ 481,000 |
| Allegheny County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
| Dauphin County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 162,000 |
| Luzerne County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 71,000 |
| Florence County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 202,000 |
| Greenville County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 117,000 |
| Lexington County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 69,000 |
| York County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 79,000 |
| Knox County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 96,000 |
| Shelby County Tennessee | 2 | $ 100,000 | $ 50,000 | $ 68,000 |
| Travis County Texas | 2 | $ 650,000 | $ 325,000 | $ 163,000 |
| Alexandria County Virginia | 2 | $ 930,000 | $ 465,000 | $ 142,000 |
| Arlington County Virginia | 2 | $ 80,000 | $ 40,000 | $ 247,000 |
| Virginia Beach County Virginia | 2 | $ 70,000 | $ 35,000 | $ 71,000 |
| Cullman County Alabama | 1 | $ 175,000 | $ 175,000 | $ 26,000 |
| Pima County Arizona | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Hempstead County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Washington County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Alameda County California | 1 | $ 715,000 | $ 715,000 | $ 246,000 |
| Butte County California | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Monterey County California | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Placer County California | 1 | $ 895,000 | $ 895,000 | $ 708,000 |
| Sacramento County California | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| San Joaquin County California | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Trinity County California | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Tuolumne County California | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Adams County Colorado | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Duval County Florida | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Hernando County Florida | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Manatee County Florida | 1 | $ 265,000 | $ 265,000 | $ 185,000 |
| Miami-Dade County Florida | 1 | $ 645,000 | $ 645,000 | $ 230,000 |
| Monroe County Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 577,000 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 199,000 |
| Bartow County Georgia | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Cherokee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| Clayton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Lumpkin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Honolulu County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Ada County Idaho | 1 | $ 215,000 | $ 215,000 | $ 1,000 |
| Lake County Illinois | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Macon County Illinois | 1 | $ 185,000 | $ 185,000 | $ 216,000 |
| Hamilton County Indiana | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Marion County Indiana | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Ohio County Indiana | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Graves County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Lafayette County Louisiana | 1 | $ 1,305,000 | $ 1,305,000 | $ 550,000 |
| Oxford County Maine | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Anne Arundel County Maryland | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Baltimore City County Maryland | 1 | $ 225,000 | $ 225,000 | $ 242,000 |
| Frederick County Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 18,000 |
| Howard County Maryland | 1 | $ 425,000 | $ 425,000 | $ 137,000 |
| Wicomico County Maryland | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Barnstable County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 265,000 |
| Dukes County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Essex County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 208,000 |
| Plymouth County Massachusetts | 1 | $ 675,000 | $ 675,000 | $ 208,000 |
| Suffolk County Massachusetts | 1 | $ 715,000 | $ 715,000 | $ 158,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Anoka County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Beltrami County Minnesota | 1 | $ 765,000 | $ 765,000 | $ 391,000 |
| Clearwater County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Itasca County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Ramsey County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 179,000 |
| Redwood County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Washington County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Hinds County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Leake County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| St. Charles County Missouri | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| St. Louis City County Missouri | 1 | $ 525,000 | $ 525,000 | $ 219,000 |
| Lancaster County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Sarpy County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Belknap County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Coos County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Salem County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Bernalillo County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Eddy County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Santa Fe County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Clinton County New York | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Erie County New York | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Lewis County New York | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Monroe County New York | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Oneida County New York | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Onondaga County New York | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Putnam County New York | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Rensselaer County New York | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Ulster County New York | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Caldwell County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Cumberland County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Durham County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Forsyth County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Moore County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| New Hanover County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
| Pender County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Polk County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Rockingham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Sampson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
| Stanly County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Butler County Ohio | 1 | $ 355,000 | $ 355,000 | $ 219,000 |
| Erie County Ohio | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Geauga County Ohio | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Lorain County Ohio | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Lucas County Ohio | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Cleveland County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| Clackamas County Oregon | 1 | $ 35,000 | $ 35,000 | $ 143,000 |
| Multnomah County Oregon | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Butler County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Carbon County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Centre County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 328,000 |
| Montgomery County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Potter County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Schuylkill County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Tioga County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Anderson County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Berkeley County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Spartanburg County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Benton County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Davidson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Fayette County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Hamilton County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Maury County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Weakley County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Fort Bend County Texas | 1 | $ 65,000 | $ 65,000 | $ 427,000 |
| Hale County Texas | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Harris County Texas | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Hidalgo County Texas | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Tarrant County Texas | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Cache County Utah | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| Washington County Utah | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Bennington County Vermont | 1 | $ 95,000 | $ 95,000 | $ 182,000 |
| Windham County Vermont | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Albemarle County Virginia | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Chesterfield County Virginia | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Fairfax City County Virginia | 1 | $ 415,000 | $ 415,000 | $ 625,000 |
| Franklin County Virginia | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| James City County Virginia | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Louisa County Virginia | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Lunenburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Lynchburg County Virginia | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Spotsylvania County Virginia | 1 | $ 485,000 | $ 485,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Affinity in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 956 | $74,270,000 | $77,000 | $1,005,000 | $132,000 | $3,900,000 |
| Home Purchase | 778 | $258,120,000 | $331,000 | $7,805,000 | $149,000 | $1,140,000 |
| Cash-out Refinancing | 504 | $129,450,000 | $256,000 | $2,485,000 | $150,000 | $2,378,000 |
| Other Purpose | 501 | $36,455,000 | $72,000 | $1,005,000 | $124,000 | $3,187,000 |
| Refinancing | 260 | $62,600,000 | $240,000 | $4,705,000 | $137,000 | $480,000 |
| Not Applicable | 3 | $645,000 | $215,000 | $505,000 | $184,000 | $217,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,793 | $309,655,000 | $172,000 | $2,485,000 | $140,000 | $2,378,000 |
| Not Provided | 353 | $68,905,000 | $195,000 | $1,605,000 | $144,000 | $3,900,000 |
| Black or African American | 313 | $42,575,000 | $136,000 | $995,000 | $105,000 | $503,000 |
| Asian | 227 | $61,195,000 | $269,000 | $3,005,000 | $175,000 | $3,187,000 |
| Hispanic | 168 | $22,380,000 | $133,000 | $1,005,000 | $121,000 | $984,000 |
| Not applicable | 29 | $27,595,000 | $951,000 | $7,805,000 | $133,000 | $265,000 |
| American Indian or Alaskan Native | 15 | $3,565,000 | $237,000 | $835,000 | $103,000 | $286,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $660,000 | $82,000 | $175,000 | $103,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,002 | $561,540,000 | $187,000 | $7,805,000 | $139,000 | $3,900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,710 | $355,790,000 | $208,000 | $7,805,000 | $148,000 | $1,140,000 |
| Application Denied By Financial Institution | 674 | $81,560,000 | $121,000 | $2,485,000 | $107,000 | $804,000 |
| Application Withdrawn By Applicant | 506 | $93,420,000 | $184,000 | $4,705,000 | $150,000 | $3,900,000 |
| File Closed For Incompleteness | 59 | $17,485,000 | $296,000 | $855,000 | $151,000 | $743,000 |
| Application Approved But Not Accepted | 53 | $13,285,000 | $250,000 | $855,000 | $129,000 | $402,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,328 | $479,980,000 | $206,000 | $7,805,000 | $148,000 | $3,900,000 |
| Debt-To-Income Ratio | 245 | $31,735,000 | $129,000 | $2,485,000 | $74,000 | $313,000 |
| Other | 148 | $13,580,000 | $91,000 | $1,005,000 | $119,000 | $804,000 |
| Credit History | 123 | $15,195,000 | $123,000 | $995,000 | $126,000 | $576,000 |
| Collateral | 63 | $10,355,000 | $164,000 | $705,000 | $148,000 | $528,000 |
| Unverifiable Information | 62 | $5,420,000 | $87,000 | $285,000 | $133,000 | $409,000 |
| Credit Application Incomplete | 15 | $1,425,000 | $95,000 | $505,000 | $128,000 | $307,000 |
| Employment History | 14 | $2,850,000 | $203,000 | $1,005,000 | $93,000 | $400,000 |
| Mortgage Insurance Denied | 3 | $805,000 | $268,000 | $375,000 | $112,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $64,000 | $64,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.