Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Alerus Financial, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Alerus Financial, National Association Po Box 6001 Grand Forks, ND 58206 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,535 |
Total Mortgage Loan Application Amount | $773,970,000 |
Average Mortgage Loan Application Amount | $172,000 |
Highest Mortgage Loan Application Amount | $3,425,000 |
Average Applicant Income | $114,000 |
Highest Applicant Income | $1,592,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Hennepin County Minnesota | 1,364 | $ 339,729,000 | $ 249,000 | $ 128,000 |
Ramsey County Minnesota | 346 | $ 73,949,000 | $ 213,000 | $ 108,000 |
Grand Forks County North Dakota | 279 | $ 40,713,000 | $ 145,000 | $ 112,000 |
Cass County North Dakota | 236 | $ 39,886,000 | $ 169,000 | $ 98,000 |
Dakota County Minnesota | 202 | $ 46,059,000 | $ 228,000 | $ 106,000 |
Anoka County Minnesota | 171 | $ 34,859,000 | $ 203,000 | $ 93,000 |
Washington County Minnesota | 138 | $ 33,839,000 | $ 245,000 | $ 99,000 |
Carver County Minnesota | 112 | $ 28,658,000 | $ 255,000 | $ 122,000 |
Scott County Minnesota | 87 | $ 20,580,000 | $ 236,000 | $ 101,000 |
Clay County Minnesota | 55 | $ 9,752,000 | $ 177,000 | $ 82,000 |
Wright County Minnesota | 49 | $ 11,256,000 | $ 229,000 | $ 112,000 |
Polk County Minnesota | 47 | $ 5,669,000 | $ 120,000 | $ 98,000 |
Sherburne County Minnesota | 25 | $ 5,855,000 | $ 234,000 | $ 107,000 |
Maricopa County Arizona | 20 | $ 5,962,000 | $ 298,000 | $ 283,000 |
Becker County Minnesota | 16 | $ 4,326,000 | $ 270,000 | $ 208,000 |
Chisago County Minnesota | 16 | $ 3,624,000 | $ 226,000 | $ 105,000 |
Traill County North Dakota | 15 | $ 1,173,000 | $ 78,000 | $ 70,000 |
St. Croix County Wisconsin | 13 | $ 2,479,000 | $ 190,000 | $ 108,000 |
Isanti County Minnesota | 11 | $ 3,828,000 | $ 348,000 | $ 95,000 |
Walsh County North Dakota | 11 | $ 879,000 | $ 79,000 | $ 59,000 |
Marshall County Minnesota | 8 | $ 699,000 | $ 87,000 | $ 53,000 |
Cass County Minnesota | 7 | $ 1,266,000 | $ 180,000 | $ 178,000 |
Crow Wing County Minnesota | 7 | $ 2,204,000 | $ 314,000 | $ 386,000 |
Stearns County Minnesota | 7 | $ 4,513,000 | $ 644,000 | $ 54,000 |
Mille Lacs County Minnesota | 6 | $ 1,141,000 | $ 190,000 | $ 119,000 |
Otter Tail County Minnesota | 6 | $ 1,582,000 | $ 263,000 | $ 141,000 |
Richland County North Dakota | 6 | $ 734,000 | $ 122,000 | $ 221,000 |
Collier County Florida | 5 | $ 2,347,000 | $ 469,000 | $ 193,000 |
Aitkin County Minnesota | 5 | $ 776,000 | $ 155,000 | $ 118,000 |
Polk County Wisconsin | 5 | $ 1,064,000 | $ 212,000 | $ 219,000 |
Beltrami County Minnesota | 4 | $ 419,000 | $ 104,000 | $ 77,000 |
Goodhue County Minnesota | 4 | $ 417,000 | $ 104,000 | $ 158,000 |
Pennington County Minnesota | 4 | $ 358,000 | $ 89,000 | $ 70,000 |
Rice County Minnesota | 4 | $ 726,000 | $ 181,000 | $ 65,000 |
St. Louis County Minnesota | 4 | $ 1,358,000 | $ 339,000 | $ 282,000 |
Manatee County Florida | 3 | $ 1,726,000 | $ 575,000 | $ 290,000 |
Blue Earth County Minnesota | 3 | $ 456,000 | $ 152,000 | $ 93,000 |
Douglas County Minnesota | 3 | $ 573,000 | $ 191,000 | $ 127,000 |
Hubbard County Minnesota | 3 | $ 315,000 | $ 105,000 | $ 119,000 |
Le Sueur County Minnesota | 3 | $ 749,000 | $ 249,000 | $ 99,000 |
McLeod County Minnesota | 3 | $ 613,000 | $ 204,000 | $ 103,000 |
Wilkin County Minnesota | 3 | $ 352,000 | $ 117,000 | $ 101,000 |
Pierce County Wisconsin | 3 | $ 563,000 | $ 187,000 | $ 100,000 |
Sawyer County Wisconsin | 3 | $ 544,000 | $ 181,000 | $ 159,000 |
Los Angeles County California | 2 | $ 560,000 | $ 280,000 | $ 259,000 |
Riverside County California | 2 | $ 555,000 | $ 277,000 | $ 148,000 |
Lee County Florida | 2 | $ 528,000 | $ 264,000 | $ 318,000 |
Pulaski County Kentucky | 2 | $ 421,000 | $ 210,000 | $ 0 |
Benton County Minnesota | 2 | $ 209,000 | $ 104,000 | $ 78,000 |
Olmsted County Minnesota | 2 | $ 471,000 | $ 235,000 | $ 118,000 |
Douglas County Nebraska | 2 | $ 358,000 | $ 179,000 | $ 93,000 |
Wake County North Carolina | 2 | $ 507,000 | $ 253,000 | $ 151,000 |
Barnes County North Dakota | 2 | $ 160,000 | $ 80,000 | $ 109,000 |
Morton County North Dakota | 2 | $ 401,000 | $ 200,000 | $ 205,000 |
Stutsman County North Dakota | 2 | $ 437,000 | $ 218,000 | $ 127,000 |
Ward County North Dakota | 2 | $ 47,000 | $ 23,000 | $ 121,000 |
Charleston County South Carolina | 2 | $ 394,000 | $ 197,000 | $ 89,000 |
Bayfield County Wisconsin | 2 | $ 344,000 | $ 172,000 | $ 162,000 |
Navajo County Arizona | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
Pima County Arizona | 1 | $ 60,000 | $ 60,000 | $ 159,000 |
Pinal County Arizona | 1 | $ 140,000 | $ 140,000 | $ 118,000 |
Benton County Arkansas | 1 | $ 210,000 | $ 210,000 | $ 109,000 |
El Paso County Colorado | 1 | $ 292,000 | $ 292,000 | $ 475,000 |
Elbert County Colorado | 1 | $ 417,000 | $ 417,000 | $ 14,000 |
Larimer County Colorado | 1 | $ 252,000 | $ 252,000 | $ 97,000 |
Summit County Colorado | 1 | $ 365,000 | $ 365,000 | $ 223,000 |
District of Columbia County District Of Columbia | 1 | $ 410,000 | $ 410,000 | $ 314,000 |
Charlotte County Florida | 1 | $ 361,000 | $ 361,000 | $ 330,000 |
Lake County Florida | 1 | $ 202,000 | $ 202,000 | $ 114,000 |
Pasco County Florida | 1 | $ 179,000 | $ 179,000 | $ 47,000 |
Sarasota County Florida | 1 | $ 163,000 | $ 163,000 | $ 157,000 |
Fulton County Georgia | 1 | $ 476,000 | $ 476,000 | $ 381,000 |
DuPage County Illinois | 1 | $ 360,000 | $ 360,000 | $ 86,000 |
Campbell County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 0 |
Oldham County Kentucky | 1 | $ 440,000 | $ 440,000 | $ 249,000 |
Cumberland County Maine | 1 | $ 232,000 | $ 232,000 | $ 95,000 |
Baltimore County Maryland | 1 | $ 237,000 | $ 237,000 | $ 90,000 |
Leelanau County Michigan | 1 | $ 149,000 | $ 149,000 | $ 257,000 |
Muskegon County Michigan | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
Clearwater County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
Faribault County Minnesota | 1 | $ 69,000 | $ 69,000 | $ 132,000 |
Itasca County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 0 |
Kandiyohi County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 42,000 |
Lake County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
Lake of the Woods County Minnesota | 1 | $ 261,000 | $ 261,000 | $ 135,000 |
Meeker County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
Sibley County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 100,000 |
Steele County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
Todd County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 40,000 |
Winona County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 124,000 |
Jackson County Missouri | 1 | $ 417,000 | $ 417,000 | $ 362,000 |
Gallatin County Montana | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
Missoula County Montana | 1 | $ 279,000 | $ 279,000 | $ 153,000 |
Sanders County Montana | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
Lancaster County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 69,000 |
Union County New Jersey | 1 | $ 530,000 | $ 530,000 | $ 180,000 |
Erie County New York | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
Craven County North Carolina | 1 | $ 336,000 | $ 336,000 | $ 207,000 |
Mecklenburg County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 224,000 |
Benson County North Dakota | 1 | $ 3,000 | $ 3,000 | $ 86,000 |
Burleigh County North Dakota | 1 | $ 256,000 | $ 256,000 | $ 90,000 |
Emmons County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 288,000 |
Golden Valley County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
LaMoure County North Dakota | 1 | $ 280,000 | $ 280,000 | $ 117,000 |
McHenry County North Dakota | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
Mountrail County North Dakota | 1 | $ 300,000 | $ 300,000 | $ 0 |
Nelson County North Dakota | 1 | $ 120,000 | $ 120,000 | $ 168,000 |
Pembina County North Dakota | 1 | $ 73,000 | $ 73,000 | $ 93,000 |
Ramsey County North Dakota | 1 | $ 200,000 | $ 200,000 | $ 130,000 |
Ransom County North Dakota | 1 | $ 54,000 | $ 54,000 | $ 124,000 |
Steele County North Dakota | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
Hamilton County Ohio | 1 | $ 318,000 | $ 318,000 | $ 135,000 |
Canadian County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 173,000 |
Lane County Oregon | 1 | $ 390,000 | $ 390,000 | $ 103,000 |
Oconee County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 97,000 |
Brookings County South Dakota | 1 | $ 241,000 | $ 241,000 | $ 100,000 |
Lincoln County South Dakota | 1 | $ 183,000 | $ 183,000 | $ 87,000 |
Minnehaha County South Dakota | 1 | $ 186,000 | $ 186,000 | $ 60,000 |
Perkins County South Dakota | 1 | $ 180,000 | $ 180,000 | $ 170,000 |
Sumner County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
Dallas County Texas | 1 | $ 90,000 | $ 90,000 | $ 282,000 |
Fort Bend County Texas | 1 | $ 234,000 | $ 234,000 | $ 70,000 |
Hays County Texas | 1 | $ 394,000 | $ 394,000 | $ 175,000 |
Montgomery County Texas | 1 | $ 313,000 | $ 313,000 | $ 241,000 |
Williamson County Texas | 1 | $ 288,000 | $ 288,000 | $ 110,000 |
Wasatch County Utah | 1 | $ 320,000 | $ 320,000 | $ 81,000 |
Henrico County Virginia | 1 | $ 360,000 | $ 360,000 | $ 129,000 |
Spokane County Washington | 1 | $ 338,000 | $ 338,000 | $ 298,000 |
Barron County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 72,000 |
Brown County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
Douglas County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 85,000 |
Eau Claire County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
La Crosse County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 191,000 |
Ozaukee County Wisconsin | 1 | $ 376,000 | $ 376,000 | $ 123,000 |
Sauk County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 185,000 |
Washburn County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 550,000 |
Waukesha County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 348,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,753 | $610,096,000 | $221,000 | $3,425,000 | $111,000 | $1,592,000 |
Refinancing | 666 | $156,869,000 | $235,000 | $3,423,000 | $141,000 | $1,500,000 |
Home Improvement | 116 | $7,005,000 | $60,000 | $2,550,000 | $90,000 | $881,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,137 | $686,387,000 | $218,000 | $1,313,000 | $116,000 | $1,592,000 |
Asian | 142 | $31,872,000 | $224,000 | $636,000 | $125,000 | $800,000 |
Not Provided | 110 | $14,736,000 | $133,000 | $776,000 | $130,000 | $1,047,000 |
Hispanic | 59 | $10,908,000 | $184,000 | $546,000 | $82,000 | $325,000 |
Black or African American | 47 | $8,475,000 | $180,000 | $680,000 | $124,000 | $775,000 |
Not applicable | 25 | $19,105,000 | $764,000 | $3,425,000 | $0 | $0 |
American Indian or Alaskan Native | 11 | $2,095,000 | $190,000 | $417,000 | $79,000 | $176,000 |
Native Hawaiian or Other Pacific Islander | 4 | $392,000 | $98,000 | $142,000 | $76,000 | $159,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,946 | $664,566,000 | $225,000 | $3,425,000 | $125,000 | $1,592,000 |
FHA-insured (Federal Housing Administration) | 457 | $79,144,000 | $173,000 | $373,000 | $68,000 | $1,032,000 |
VA-guaranteed (Veterans Administration) | 132 | $30,260,000 | $229,000 | $751,000 | $84,000 | $407,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,155 | $698,155,000 | $221,000 | $3,423,000 | $116,000 | $1,500,000 |
Application Withdrawn By Applicant | 158 | $42,192,000 | $267,000 | $2,600,000 | $154,000 | $1,592,000 |
Preapproval Denied by Financial Institution | 103 | $11,848,000 | $115,000 | $810,000 | $57,000 | $1,032,000 |
Application Denied By Financial Institution | 78 | $13,029,000 | $167,000 | $858,000 | $84,000 | $475,000 |
Application Approved But Not Accepted | 33 | $8,603,000 | $260,000 | $3,425,000 | $133,000 | $592,000 |
Loan Purchased By The Institution | 7 | $28,000 | $4,000 | $11,000 | $57,000 | $121,000 |
File Closed For Incompleteness | 1 | $115,000 | $115,000 | $115,000 | $81,000 | $81,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 115 | $11,675,000 | $101,000 | $417,000 | $67,000 | $1,032,000 |
Debt-To-Income Ratio | 29 | $5,142,000 | $177,000 | $828,000 | $44,000 | $137,000 |
Collateral | 24 | $5,979,000 | $249,000 | $858,000 | $116,000 | $475,000 |
Employment History | 7 | $1,048,000 | $149,000 | $238,000 | $34,000 | $62,000 |
Other | 4 | $673,000 | $168,000 | $236,000 | $69,000 | $115,000 |
Unverifiable Information | 1 | $186,000 | $186,000 | $186,000 | $105,000 | $105,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $174,000 | $174,000 | $174,000 | $47,000 | $47,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.