Alliance Financial Resources 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliance Financial Resources 5410 East High Street Suite 200 Phoenix, AZ 85054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,674 |
| Total Mortgage Loan Application Amount | $435,230,000 |
| Average Mortgage Loan Application Amount | $148,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $63,333 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Alliance Financial Resources. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliance Financial Resources's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Alliance Financial Resources's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliance Financial Resources serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliance Financial Resources, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliance Financial Resources's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 1,282 | $ 182,995,000 | $ 142,000 | $ 57,000 |
| Bernalillo County New Mexico | 136 | $ 23,341,000 | $ 171,000 | $ 70,000 |
| Jefferson County Alabama | 106 | $ 12,363,000 | $ 116,000 | $ 43,000 |
| Pinal County Arizona | 93 | $ 9,759,000 | $ 104,000 | $ 49,000 |
| Los Angeles County California | 60 | $ 18,273,000 | $ 304,000 | $ 74,000 |
| Mohave County Arizona | 49 | $ 6,845,000 | $ 139,000 | $ 88,000 |
| Sandoval County New Mexico | 40 | $ 8,228,000 | $ 205,000 | $ 73,000 |
| Pima County Arizona | 34 | $ 4,132,000 | $ 121,000 | $ 60,000 |
| San Diego County California | 29 | $ 9,694,000 | $ 334,000 | $ 83,000 |
| Salt Lake County Utah | 24 | $ 3,642,000 | $ 151,000 | $ 35,000 |
| Riverside County California | 21 | $ 3,798,000 | $ 180,000 | $ 61,000 |
| Mobile County Alabama | 20 | $ 2,112,000 | $ 105,000 | $ 36,000 |
| Orange County California | 19 | $ 6,885,000 | $ 362,000 | $ 110,000 |
| Harris County Texas | 16 | $ 2,741,000 | $ 171,000 | $ 115,000 |
| Contra Costa County California | 15 | $ 5,375,000 | $ 358,000 | $ 163,000 |
| Madison County Alabama | 14 | $ 2,469,000 | $ 176,000 | $ 64,000 |
| Montgomery County Alabama | 14 | $ 2,023,000 | $ 144,000 | $ 47,000 |
| San Bernardino County California | 14 | $ 2,731,000 | $ 195,000 | $ 71,000 |
| Tulare County California | 14 | $ 2,299,000 | $ 164,000 | $ 94,000 |
| El Paso County Colorado | 14 | $ 2,966,000 | $ 211,000 | $ 59,000 |
| Jefferson County Colorado | 14 | $ 2,407,000 | $ 171,000 | $ 47,000 |
| Yavapai County Arizona | 12 | $ 1,786,000 | $ 148,000 | $ 60,000 |
| Coconino County Arizona | 11 | $ 3,261,000 | $ 296,000 | $ 135,000 |
| Kern County California | 11 | $ 1,600,000 | $ 145,000 | $ 52,000 |
| Sonoma County California | 11 | $ 3,464,000 | $ 314,000 | $ 65,000 |
| Adams County Colorado | 11 | $ 2,603,000 | $ 236,000 | $ 56,000 |
| Arapahoe County Colorado | 11 | $ 2,248,000 | $ 204,000 | $ 81,000 |
| Denver County Colorado | 11 | $ 1,915,000 | $ 174,000 | $ 55,000 |
| Cullman County Alabama | 10 | $ 1,298,000 | $ 129,000 | $ 47,000 |
| Shelby County Alabama | 10 | $ 1,635,000 | $ 163,000 | $ 32,000 |
| Alameda County California | 10 | $ 3,281,000 | $ 328,000 | $ 102,000 |
| Valencia County New Mexico | 10 | $ 1,689,000 | $ 168,000 | $ 42,000 |
| Dallas County Alabama | 9 | $ 1,076,000 | $ 119,000 | $ 46,000 |
| St. Clair County Alabama | 8 | $ 1,414,000 | $ 176,000 | $ 53,000 |
| Fresno County California | 8 | $ 1,462,000 | $ 182,000 | $ 106,000 |
| Monterey County California | 8 | $ 1,499,000 | $ 187,000 | $ 57,000 |
| San Joaquin County California | 8 | $ 1,415,000 | $ 176,000 | $ 70,000 |
| Santa Clara County California | 8 | $ 3,296,000 | $ 412,000 | $ 96,000 |
| Weld County Colorado | 8 | $ 1,494,000 | $ 186,000 | $ 67,000 |
| Santa Fe County New Mexico | 8 | $ 1,470,000 | $ 183,000 | $ 74,000 |
| Shelby County Tennessee | 8 | $ 1,319,000 | $ 164,000 | $ 64,000 |
| Sacramento County California | 7 | $ 1,039,000 | $ 148,000 | $ 35,000 |
| Dallas County Texas | 7 | $ 827,000 | $ 118,000 | $ 41,000 |
| Denton County Texas | 7 | $ 1,256,000 | $ 179,000 | $ 86,000 |
| Utah County Utah | 7 | $ 1,222,000 | $ 174,000 | $ 62,000 |
| Covington County Alabama | 6 | $ 685,000 | $ 114,000 | $ 26,000 |
| Etowah County Alabama | 6 | $ 491,000 | $ 81,000 | $ 38,000 |
| Tuscaloosa County Alabama | 6 | $ 904,000 | $ 150,000 | $ 58,000 |
| Solano County California | 6 | $ 1,377,000 | $ 229,000 | $ 60,000 |
| Ventura County California | 6 | $ 2,522,000 | $ 420,000 | $ 130,000 |
| Douglas County Colorado | 6 | $ 1,603,000 | $ 267,000 | $ 79,000 |
| Fort Bend County Texas | 6 | $ 953,000 | $ 158,000 | $ 77,000 |
| Chilton County Alabama | 5 | $ 579,000 | $ 115,000 | $ 42,000 |
| Houston County Alabama | 5 | $ 712,000 | $ 142,000 | $ 46,000 |
| Lee County Alabama | 5 | $ 844,000 | $ 168,000 | $ 36,000 |
| Limestone County Alabama | 5 | $ 601,000 | $ 120,000 | $ 29,000 |
| Cochise County Arizona | 5 | $ 852,000 | $ 170,000 | $ 71,000 |
| Santa Cruz County Arizona | 5 | $ 788,000 | $ 157,000 | $ 63,000 |
| San Francisco County California | 5 | $ 2,334,000 | $ 466,000 | $ 167,000 |
| Pueblo County Colorado | 5 | $ 979,000 | $ 195,000 | $ 25,000 |
| Ada County Idaho | 5 | $ 754,000 | $ 150,000 | $ 71,000 |
| Davidson County Tennessee | 5 | $ 458,000 | $ 91,000 | $ 54,000 |
| Madison County Tennessee | 5 | $ 491,000 | $ 98,000 | $ 45,000 |
| Brazos County Texas | 5 | $ 919,000 | $ 183,000 | $ 129,000 |
| Weber County Utah | 5 | $ 946,000 | $ 189,000 | $ 52,000 |
| Baldwin County Alabama | 4 | $ 596,000 | $ 149,000 | $ 54,000 |
| Dale County Alabama | 4 | $ 319,000 | $ 79,000 | $ 76,000 |
| DeKalb County Alabama | 4 | $ 380,000 | $ 95,000 | $ 41,000 |
| Jackson County Alabama | 4 | $ 515,000 | $ 128,000 | $ 80,000 |
| Talladega County Alabama | 4 | $ 382,000 | $ 95,000 | $ 36,000 |
| Yuma County Arizona | 4 | $ 534,000 | $ 133,000 | $ 39,000 |
| San Luis Obispo County California | 4 | $ 1,014,000 | $ 253,000 | $ 71,000 |
| San Mateo County California | 4 | $ 1,491,000 | $ 372,000 | $ 107,000 |
| Santa Cruz County California | 4 | $ 1,543,000 | $ 385,000 | $ 97,000 |
| Stanislaus County California | 4 | $ 740,000 | $ 185,000 | $ 31,000 |
| Yolo County California | 4 | $ 1,350,000 | $ 337,000 | $ 51,000 |
| Boulder County Colorado | 4 | $ 939,000 | $ 234,000 | $ 97,000 |
| Fremont County Colorado | 4 | $ 556,000 | $ 139,000 | $ 42,000 |
| Taos County New Mexico | 4 | $ 1,113,000 | $ 278,000 | $ 51,000 |
| Blount County Alabama | 3 | $ 448,000 | $ 149,000 | $ 38,000 |
| Calhoun County Alabama | 3 | $ 256,000 | $ 85,000 | $ 21,000 |
| Coffee County Alabama | 3 | $ 242,000 | $ 80,000 | $ 43,000 |
| Elmore County Alabama | 3 | $ 349,000 | $ 116,000 | $ 43,000 |
| Randolph County Alabama | 3 | $ 364,000 | $ 121,000 | $ 39,000 |
| Russell County Alabama | 3 | $ 423,000 | $ 141,000 | $ 52,000 |
| Sumter County Alabama | 3 | $ 485,000 | $ 161,000 | $ 63,000 |
| Tallapoosa County Alabama | 3 | $ 250,000 | $ 83,000 | $ 33,000 |
| Gila County Arizona | 3 | $ 466,000 | $ 155,000 | $ 23,000 |
| Imperial County California | 3 | $ 237,000 | $ 79,000 | $ 22,000 |
| Lake County California | 3 | $ 629,000 | $ 209,000 | $ 53,000 |
| Merced County California | 3 | $ 448,000 | $ 149,000 | $ 76,000 |
| Nevada County California | 3 | $ 525,000 | $ 175,000 | $ 56,000 |
| Placer County California | 3 | $ 826,000 | $ 275,000 | $ 119,000 |
| Santa Barbara County California | 3 | $ 1,537,000 | $ 512,000 | $ 324,000 |
| Broomfield County Colorado | 3 | $ 382,000 | $ 127,000 | $ 52,000 |
| Garfield County Colorado | 3 | $ 615,000 | $ 205,000 | $ 32,000 |
| San Miguel County Colorado | 3 | $ 1,576,000 | $ 525,000 | $ 107,000 |
| Curry County New Mexico | 3 | $ 366,000 | $ 122,000 | $ 78,000 |
| Dona Ana County New Mexico | 3 | $ 300,000 | $ 100,000 | $ 48,000 |
| San Juan County New Mexico | 3 | $ 470,000 | $ 156,000 | $ 58,000 |
| Torrance County New Mexico | 3 | $ 459,000 | $ 153,000 | $ 81,000 |
| Greene County Tennessee | 3 | $ 251,000 | $ 83,000 | $ 37,000 |
| Ellis County Texas | 3 | $ 489,000 | $ 163,000 | $ 86,000 |
| Tarrant County Texas | 3 | $ 541,000 | $ 180,000 | $ 61,000 |
| Washington County Texas | 3 | $ 592,000 | $ 197,000 | $ 81,000 |
| Box Elder County Utah | 3 | $ 612,000 | $ 204,000 | $ 99,000 |
| Davis County Utah | 3 | $ 490,000 | $ 163,000 | $ 18,000 |
| Sanpete County Utah | 3 | $ 537,000 | $ 179,000 | $ 34,000 |
| Tooele County Utah | 3 | $ 572,000 | $ 190,000 | $ 46,000 |
| Uintah County Utah | 3 | $ 379,000 | $ 126,000 | $ 81,000 |
| Washington County Utah | 3 | $ 593,000 | $ 197,000 | $ 9,000 |
| Butler County Alabama | 2 | $ 215,000 | $ 107,000 | $ 66,000 |
| Chambers County Alabama | 2 | $ 148,000 | $ 74,000 | $ 29,000 |
| Choctaw County Alabama | 2 | $ 398,000 | $ 199,000 | $ 85,000 |
| Cleburne County Alabama | 2 | $ 366,000 | $ 183,000 | $ 53,000 |
| Colbert County Alabama | 2 | $ 164,000 | $ 82,000 | $ 26,000 |
| Lauderdale County Alabama | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Lowndes County Alabama | 2 | $ 486,000 | $ 243,000 | $ 76,000 |
| Macon County Alabama | 2 | $ 116,000 | $ 58,000 | $ 29,000 |
| Morgan County Alabama | 2 | $ 307,000 | $ 153,000 | $ 52,000 |
| Pickens County Alabama | 2 | $ 154,000 | $ 77,000 | $ 26,000 |
| Pike County Alabama | 2 | $ 163,000 | $ 81,000 | $ 38,000 |
| Walker County Alabama | 2 | $ 338,000 | $ 169,000 | $ 61,000 |
| Wilcox County Alabama | 2 | $ 176,000 | $ 88,000 | $ 0 |
| La Paz County Arizona | 2 | $ 233,000 | $ 116,000 | $ 56,000 |
| Navajo County Arizona | 2 | $ 374,000 | $ 187,000 | $ 90,000 |
| Calaveras County California | 2 | $ 323,000 | $ 161,000 | $ 45,000 |
| Kings County California | 2 | $ 298,000 | $ 149,000 | $ 54,000 |
| Madera County California | 2 | $ 200,000 | $ 100,000 | $ 78,000 |
| Yuba County California | 2 | $ 429,000 | $ 214,000 | $ 202,000 |
| Delta County Colorado | 2 | $ 426,000 | $ 213,000 | $ 63,000 |
| Larimer County Colorado | 2 | $ 437,000 | $ 218,000 | $ 36,000 |
| Montezuma County Colorado | 2 | $ 444,000 | $ 222,000 | $ 84,000 |
| Montrose County Colorado | 2 | $ 345,000 | $ 172,000 | $ 83,000 |
| Park County Colorado | 2 | $ 244,000 | $ 122,000 | $ 36,000 |
| Rio Blanco County Colorado | 2 | $ 369,000 | $ 184,000 | $ 47,000 |
| Teller County Colorado | 2 | $ 297,000 | $ 148,000 | $ 41,000 |
| Bonneville County Idaho | 2 | $ 271,000 | $ 135,000 | $ 91,000 |
| Elmore County Idaho | 2 | $ 251,000 | $ 125,000 | $ 42,000 |
| Kootenai County Idaho | 2 | $ 414,000 | $ 207,000 | $ 49,000 |
| Nez Perce County Idaho | 2 | $ 259,000 | $ 129,000 | $ 54,000 |
| Grant County New Mexico | 2 | $ 344,000 | $ 172,000 | $ 58,000 |
| Los Alamos County New Mexico | 2 | $ 617,000 | $ 308,000 | $ 0 |
| McKinley County New Mexico | 2 | $ 295,000 | $ 147,000 | $ 16,000 |
| Cumberland County Tennessee | 2 | $ 151,000 | $ 75,000 | $ 43,000 |
| Franklin County Tennessee | 2 | $ 365,000 | $ 182,000 | $ 90,000 |
| Hamilton County Tennessee | 2 | $ 362,000 | $ 181,000 | $ 44,000 |
| Hawkins County Tennessee | 2 | $ 298,000 | $ 149,000 | $ 29,000 |
| McMinn County Tennessee | 2 | $ 311,000 | $ 155,000 | $ 24,000 |
| Rutherford County Tennessee | 2 | $ 261,000 | $ 130,000 | $ 55,000 |
| Brazoria County Texas | 2 | $ 275,000 | $ 137,000 | $ 39,000 |
| El Paso County Texas | 2 | $ 241,000 | $ 120,000 | $ 42,000 |
| Cache County Utah | 2 | $ 411,000 | $ 205,000 | $ 64,000 |
| Carbon County Utah | 2 | $ 155,000 | $ 77,000 | $ 60,000 |
| Morgan County Utah | 2 | $ 226,000 | $ 113,000 | $ 64,000 |
| Autauga County Alabama | 1 | $ 111,000 | $ 111,000 | $ 35,000 |
| Barbour County Alabama | 1 | $ 123,000 | $ 123,000 | $ 34,000 |
| Cherokee County Alabama | 1 | $ 129,000 | $ 129,000 | $ 67,000 |
| Clarke County Alabama | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Clay County Alabama | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Coosa County Alabama | 1 | $ 276,000 | $ 276,000 | $ 85,000 |
| Fayette County Alabama | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Geneva County Alabama | 1 | $ 117,000 | $ 117,000 | $ 75,000 |
| Greene County Alabama | 1 | $ 113,000 | $ 113,000 | $ 28,000 |
| Henry County Alabama | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Marengo County Alabama | 1 | $ 72,000 | $ 72,000 | $ 323,000 |
| Marion County Alabama | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
| Graham County Arizona | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| Butte County California | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Inyo County California | 1 | $ 296,000 | $ 296,000 | $ 69,000 |
| Marin County California | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Mendocino County California | 1 | $ 248,000 | $ 248,000 | $ 33,000 |
| Napa County California | 1 | $ 158,000 | $ 158,000 | $ 36,000 |
| Siskiyou County California | 1 | $ 272,000 | $ 272,000 | $ 65,000 |
| Sutter County California | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Tehama County California | 1 | $ 157,000 | $ 157,000 | $ 68,000 |
| Tuolumne County California | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Costilla County Colorado | 1 | $ 131,000 | $ 131,000 | $ 85,000 |
| Eagle County Colorado | 1 | $ 253,000 | $ 253,000 | $ 76,000 |
| Gunnison County Colorado | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| La Plata County Colorado | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Mesa County Colorado | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| Moffat County Colorado | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
| Morgan County Colorado | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Pitkin County Colorado | 1 | $ 3,000,000 | $ 3,000,000 | $ 1,000,000 |
| Routt County Colorado | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Summit County Colorado | 1 | $ 441,000 | $ 441,000 | $ 280,000 |
| Miami-Dade County Florida | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Bannock County Idaho | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Bonner County Idaho | 1 | $ 300,000 | $ 300,000 | $ 65,000 |
| Boundary County Idaho | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Minidoka County Idaho | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Payette County Idaho | 1 | $ 161,000 | $ 161,000 | $ 26,000 |
| DeKalb County Illinois | 1 | $ 130,000 | $ 130,000 | $ 108,000 |
| Dallas County Iowa | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
| Ascension County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 31,000 |
| Chaves County New Mexico | 1 | $ 254,000 | $ 254,000 | $ 113,000 |
| Roosevelt County New Mexico | 1 | $ 89,000 | $ 89,000 | $ 65,000 |
| Washington County Oregon | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Anderson County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Blount County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Bradley County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 66,000 |
| Carroll County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| Dickson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Hickman County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Knox County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 67,000 |
| Lauderdale County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| Lawrence County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Lewis County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Maury County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Roane County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Sequatchie County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Sullivan County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 27,000 |
| Sumner County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Washington County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 27,000 |
| Wayne County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Bexar County Texas | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Collin County Texas | 1 | $ 227,000 | $ 227,000 | $ 89,000 |
| Gregg County Texas | 1 | $ 74,000 | $ 74,000 | $ 27,000 |
| Hays County Texas | 1 | $ 257,000 | $ 257,000 | $ 92,000 |
| Hidalgo County Texas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Johnson County Texas | 1 | $ 76,000 | $ 76,000 | $ 118,000 |
| Palo Pinto County Texas | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Panola County Texas | 1 | $ 129,000 | $ 129,000 | $ 76,000 |
| Travis County Texas | 1 | $ 253,000 | $ 253,000 | $ 77,000 |
| Webb County Texas | 1 | $ 137,000 | $ 137,000 | $ 61,000 |
| Duchesne County Utah | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Grand County Utah | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Iron County Utah | 1 | $ 142,000 | $ 142,000 | $ 46,000 |
| Juab County Utah | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Kane County Utah | 1 | $ 199,000 | $ 199,000 | $ 92,000 |
| Millard County Utah | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Sevier County Utah | 1 | $ 63,000 | $ 63,000 | $ 12,000 |
| Summit County Utah | 1 | $ 359,000 | $ 359,000 | $ 61,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,421 | $193,856,000 | $136,000 | $845,000 | $61,000 | $1,200,000 |
| Refinancing | 1,239 | $239,728,000 | $193,000 | $3,000,000 | $61,000 | $1,000,000 |
| Home Improvement | 14 | $1,646,000 | $117,000 | $205,000 | $68,000 | $166,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,565 | $286,267,000 | $182,000 | $3,000,000 | $68,000 | $1,200,000 |
| Hispanic | 739 | $93,401,000 | $126,000 | $865,000 | $45,000 | $921,000 |
| Black or African American | 248 | $33,847,000 | $136,000 | $625,000 | $51,000 | $480,000 |
| Asian | 58 | $10,594,000 | $182,000 | $556,000 | $100,000 | $375,000 |
| Not Provided | 53 | $8,638,000 | $162,000 | $730,000 | $71,000 | $251,000 |
| American Indian or Alaskan Native | 6 | $1,359,000 | $226,000 | $578,000 | $90,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,124,000 | $224,000 | $415,000 | $66,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,578 | $227,691,000 | $144,000 | $664,000 | $48,000 | $1,200,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 904 | $175,688,000 | $194,000 | $3,000,000 | $88,000 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 168 | $28,723,000 | $170,000 | $997,000 | $43,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $3,128,000 | $130,000 | $386,000 | $41,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,307 | $205,917,000 | $157,000 | $997,000 | $62,000 | $836,000 |
| Application Withdrawn By Applicant | 1,196 | $203,825,000 | $170,000 | $3,000,000 | $62,000 | $1,200,000 |
| Application Denied By Financial Institution | 164 | $24,693,000 | $150,000 | $1,000,000 | $51,000 | $346,000 |
| File Closed For Incompleteness | 5 | $648,000 | $129,000 | $266,000 | $58,000 | $170,000 |
| Application Approved But Not Accepted | 2 | $147,000 | $73,000 | $88,000 | $34,000 | $42,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 46 | $6,156,000 | $133,000 | $391,000 | $39,000 | $120,000 |
| Debt-To-Income Ratio | 42 | $7,036,000 | $167,000 | $1,000,000 | $62,000 | $300,000 |
| Collateral | 31 | $4,608,000 | $148,000 | $548,000 | $62,000 | $346,000 |
| Other | 20 | $3,315,000 | $165,000 | $408,000 | $53,000 | $134,000 |
| Employment History | 11 | $1,230,000 | $111,000 | $224,000 | $31,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,808,000 | $200,000 | $845,000 | $49,000 | $81,000 |
| Unverifiable Information | 5 | $540,000 | $108,000 | $170,000 | $55,000 | $130,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Financial Resources's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliance Financial Resources's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.