Alliant Credit Union Mortgage Lending & HMDA Data, 2016

In 2016, Alliant Credit Union of Chicago, IL reported 3,081 mortgage applications totaling $1.3 billion, up 41% from 2015. The average application was for $432,381, and applicants reported an average income of $170,366. 44% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (835), Denver-Aurora-Lakewood, CO (188) and Los Angeles-Long Beach-Glendale, CA (128) (applications in parentheses).

Mortgage Company & Address Alliant Credit Union
11545 W Touhy
Chicago, IL 60666
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,081
Total Mortgage Loan Application Amount $1,332,166,000
Average Mortgage Loan Application Amount $432,381
Highest Mortgage Loan Application Amount $11,040,000
Average Applicant Income $170,366
Highest Applicant Income $2,460,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliant Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Alliant Credit Union by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 649 $ 301,591,000 $ 464,701 $ 191,000
Los Angeles, California 128 $ 71,396,000 $ 557,781 $ 178,000
DuPage, Illinois 122 $ 50,985,000 $ 417,909 $ 213,000
Maricopa, Arizona 102 $ 35,785,000 $ 350,833 $ 155,000
Lake, Illinois 92 $ 40,827,000 $ 443,771 $ 199,000
Alameda, California 74 $ 44,666,000 $ 603,594 $ 165,000
Santa Clara, California 73 $ 53,899,000 $ 738,342 $ 195,000
San Mateo, California 67 $ 36,670,000 $ 547,313 $ 135,000
Orange, California 49 $ 29,676,000 $ 605,632 $ 205,000
Kane, Illinois 47 $ 11,701,000 $ 248,957 $ 137,000
Contra Costa, California 46 $ 24,303,000 $ 528,326 $ 157,000
Denver, Colorado 45 $ 16,251,000 $ 361,133 $ 107,000
King, Washington 45 $ 21,736,000 $ 483,022 $ 187,000
Douglas, Colorado 41 $ 13,861,000 $ 338,073 $ 214,000
Middlesex, Massachusetts 41 $ 24,135,000 $ 588,658 $ 187,000
San Francisco, California 40 $ 27,259,000 $ 681,475 $ 213,000
Jefferson, Colorado 40 $ 13,981,000 $ 349,525 $ 156,000
Arapahoe, Colorado 36 $ 10,239,000 $ 284,416 $ 147,000
Harris, Texas 36 $ 9,230,000 $ 256,388 $ 186,000
San Diego, California 35 $ 21,931,000 $ 626,600 $ 169,000
Suffolk, Massachusetts 31 $ 18,401,000 $ 593,580 $ 175,000
McHenry, Illinois 29 $ 5,796,000 $ 199,862 $ 125,000
Riverside, California 27 $ 12,001,000 $ 444,481 $ 143,000
Will, Illinois 27 $ 9,248,000 $ 342,518 $ 161,000
Broward, Florida 24 $ 5,265,000 $ 219,375 $ 93,000
Solano, California 23 $ 7,583,000 $ 329,695 $ 124,000
Clark, Nevada 22 $ 6,013,000 $ 273,318 $ 158,000
Sacramento, California 21 $ 6,506,000 $ 309,809 $ 114,000
Palm Beach, Florida 20 $ 8,896,000 $ 444,800 $ 266,000
Montgomery, Texas 18 $ 4,226,000 $ 234,777 $ 135,000
San Bernardino, California 16 $ 5,955,000 $ 372,187 $ 117,000
San Joaquin, California 16 $ 5,706,000 $ 356,625 $ 118,000
Adams, Colorado 16 $ 4,129,000 $ 258,062 $ 171,000
Boulder, Colorado 16 $ 7,587,000 $ 474,187 $ 208,000
Prince William, Virginia 15 $ 4,960,000 $ 330,666 $ 112,000
Miami-Dade, Florida 14 $ 3,920,000 $ 280,000 $ 112,000
Norfolk, Massachusetts 13 $ 8,623,000 $ 663,307 $ 302,000
Ventura, California 12 $ 6,817,000 $ 568,083 $ 174,000
Fulton, Georgia 12 $ 3,706,000 $ 308,833 $ 156,000
Loudoun, Virginia 12 $ 3,370,000 $ 280,833 $ 117,000
El Paso, Colorado 10 $ 3,242,000 $ 324,200 $ 180,000
District of Columbia, District Of Columbia 10 $ 4,361,000 $ 436,100 $ 154,000
Pinellas, Florida 10 $ 2,496,000 $ 249,600 $ 202,000
Essex, Massachusetts 10 $ 4,226,000 $ 422,600 $ 158,000
Burlington, New Jersey 10 $ 3,209,000 $ 320,900 $ 187,000
Wake, North Carolina 10 $ 4,630,000 $ 463,000 $ 168,000
Denton, Texas 10 $ 4,027,000 $ 402,700 $ 192,000
Placer, California 9 $ 5,036,000 $ 559,555 $ 238,000
Sonoma, California 9 $ 4,380,000 $ 486,666 $ 256,000
Weld, Colorado 9 $ 2,512,000 $ 279,111 $ 111,000
Fairfield, Connecticut 9 $ 3,416,000 $ 379,555 $ 207,000
Worcester, Massachusetts 9 $ 4,335,000 $ 481,666 $ 148,000
Mecklenburg, North Carolina 9 $ 3,588,000 $ 398,666 $ 160,000
Dallas, Texas 9 $ 5,462,000 $ 606,888 $ 252,000
Tarrant, Texas 9 $ 2,473,000 $ 274,777 $ 207,000
Fairfax, Virginia 9 $ 3,552,000 $ 394,666 $ 118,000
Clark, Washington 9 $ 2,331,000 $ 259,000 $ 157,000
Marin, California 8 $ 4,787,000 $ 598,375 $ 167,000
Larimer, Colorado 8 $ 2,837,000 $ 354,625 $ 105,000
Kendall, Illinois 8 $ 1,945,000 $ 243,125 $ 112,000
Snohomish, Washington 8 $ 2,852,000 $ 356,500 $ 118,000
Elbert, Colorado 7 $ 2,304,000 $ 329,142 $ 140,000
Seminole, Florida 7 $ 2,138,000 $ 305,428 $ 114,000
Cobb, Georgia 7 $ 1,891,000 $ 270,142 $ 170,000
DeKalb, Georgia 7 $ 1,612,000 $ 230,285 $ 106,000
Gwinnett, Georgia 7 $ 1,434,000 $ 204,857 $ 114,000
Wayne, Michigan 7 $ 1,184,000 $ 169,142 $ 114,000
Hennepin, Minnesota 7 $ 1,963,000 $ 280,428 $ 104,000
Middlesex, New Jersey 7 $ 3,251,000 $ 464,428 $ 208,000
Fort Bend, Texas 7 $ 2,818,000 $ 402,571 $ 147,000
Hillsborough, Florida 6 $ 1,442,000 $ 240,333 $ 249,000
Volusia, Florida 6 $ 1,168,000 $ 194,666 $ 169,000
Forsyth, Georgia 6 $ 1,681,000 $ 280,166 $ 181,000
Honolulu, Hawaii 6 $ 644,000 $ 107,333 $ 144,000
Washoe, Nevada 6 $ 2,382,000 $ 397,000 $ 241,000
Cuyahoga, Ohio 6 $ 2,630,000 $ 438,333 $ 200,000
Philadelphia, Pennsylvania 6 $ 2,442,000 $ 407,000 $ 184,000
Collin, Texas 6 $ 2,697,000 $ 449,500 $ 193,000
Travis, Texas 6 $ 2,776,000 $ 462,666 $ 368,000
Utah, Utah 6 $ 2,736,000 $ 456,000 $ 143,000
Pierce, Washington 6 $ 1,499,000 $ 249,833 $ 92,000
Pima, Arizona 5 $ 932,000 $ 186,400 $ 129,000
El Dorado, California 5 $ 2,835,000 $ 567,000 $ 212,000
Santa Cruz, California 5 $ 2,413,000 $ 482,600 $ 113,000
Maui, Hawaii 5 $ 3,051,000 $ 610,200 $ 173,000
Oakland, Michigan 5 $ 2,031,000 $ 406,200 $ 210,000
Bergen, New Jersey 5 $ 2,367,000 $ 473,400 $ 135,000
Morris, New Jersey 5 $ 1,818,000 $ 363,600 $ 390,000
Kings, New York 5 $ 3,032,000 $ 606,400 $ 181,000
York, Pennsylvania 5 $ 662,000 $ 132,400 $ 81,000
Summit, Utah 5 $ 3,408,000 $ 681,600 $ 250,000
Milwaukee, Wisconsin 5 $ 1,594,000 $ 318,800 $ 197,000
Monterey, California 4 $ 2,606,000 $ 651,500 $ 192,000
Napa, California 4 $ 1,790,000 $ 447,500 $ 137,000
Santa Barbara, California 4 $ 3,975,000 $ 993,750 $ 222,000
Lee, Florida 4 $ 840,000 $ 210,000 $ 114,000
Orange, Florida 4 $ 1,830,000 $ 457,500 $ 132,000
Ada, Idaho 4 $ 1,631,000 $ 407,750 $ 341,000
Hamilton, Indiana 4 $ 781,000 $ 195,250 $ 199,000
Marion, Indiana 4 $ 617,000 $ 154,250 $ 76,000
Plymouth, Massachusetts 4 $ 2,078,000 $ 519,500 $ 181,000
Essex, New Jersey 4 $ 1,109,000 $ 277,250 $ 101,000
Mercer, New Jersey 4 $ 1,448,000 $ 362,000 $ 137,000
Nassau, New York 4 $ 1,735,000 $ 433,750 $ 207,000
Queens, New York 4 $ 1,325,000 $ 331,250 $ 83,000
Durham, North Carolina 4 $ 915,000 $ 228,750 $ 107,000
Mahoning, Ohio 4 $ 1,207,000 $ 301,750 $ 176,000
Oklahoma, Oklahoma 4 $ 978,000 $ 244,500 $ 108,000
Clackamas, Oregon 4 $ 1,603,000 $ 400,750 $ 133,000
Multnomah, Oregon 4 $ 1,018,000 $ 254,500 $ 112,000
Davidson, Tennessee 4 $ 1,332,000 $ 333,000 $ 125,000
Yavapai, Arizona 3 $ 901,000 $ 300,333 $ 54,000
Stanislaus, California 3 $ 749,000 $ 249,666 $ 190,000
Broomfield, Colorado 3 $ 1,039,000 $ 346,333 $ 186,000
Eagle, Colorado 3 $ 1,001,000 $ 333,666 $ 120,000
Mesa, Colorado 3 $ 890,000 $ 296,666 $ 105,000
Summit, Colorado 3 $ 1,641,000 $ 547,000 $ 147,000
Brevard, Florida 3 $ 338,000 $ 112,666 $ 164,000
Collier, Florida 3 $ 1,197,000 $ 399,000 $ 316,000
Martin, Florida 3 $ 651,000 $ 217,000 $ 147,000
Hawaii, Hawaii 3 $ 731,000 $ 243,666 $ 101,000
Allegan, Michigan 3 $ 942,000 $ 314,000 $ 196,000
Kent, Michigan 3 $ 370,000 $ 123,333 $ 83,000
Washtenaw, Michigan 3 $ 830,000 $ 276,666 $ 229,000
Ramsey, Minnesota 3 $ 1,281,000 $ 427,000 $ 204,000
Jackson, Missouri 3 $ 673,000 $ 224,333 $ 152,000
Douglas, Nebraska 3 $ 579,000 $ 193,000 $ 73,000
Hillsborough, New Hampshire 3 $ 1,568,000 $ 522,666 $ 185,000
Rockingham, New Hampshire 3 $ 817,000 $ 272,333 $ 160,000
Camden, New Jersey 3 $ 323,000 $ 107,666 $ 66,000
Hudson, New Jersey 3 $ 1,917,000 $ 639,000 $ 181,000
Monmouth, New Jersey 3 $ 1,111,000 $ 370,333 $ 92,000
Rockland, New York 3 $ 1,487,000 $ 495,666 $ 165,000
Suffolk, New York 3 $ 1,139,000 $ 379,666 $ 217,000
Westchester, New York 3 $ 1,416,000 $ 472,000 $ 223,000
Forsyth, North Carolina 3 $ 395,000 $ 131,666 $ 57,000
New Hanover, North Carolina 3 $ 898,000 $ 299,333 $ 124,000
Franklin, Ohio 3 $ 1,203,000 $ 401,000 $ 208,000
Washington, Oregon 3 $ 1,492,000 $ 497,333 $ 109,000
Delaware, Pennsylvania 3 $ 722,000 $ 240,666 $ 135,000
Charleston, South Carolina 3 $ 1,810,000 $ 603,333 $ 140,000
Dorchester, South Carolina 3 $ 11,440,000 $ 3,813,333 $ 53,000
Hamilton, Tennessee 3 $ 858,000 $ 286,000 $ 107,000
Shelby, Tennessee 3 $ 5,004,000 $ 1,668,000 $ 101,000
Fauquier, Virginia 3 $ 930,000 $ 310,000 $ 156,000
Spokane, Washington 3 $ 1,161,000 $ 387,000 $ 192,000
Mohave, Arizona 2 $ 633,000 $ 316,500 $ 283,000
Pinal, Arizona 2 $ 253,000 $ 126,500 $ 85,000
Amador, California 2 $ 408,000 $ 204,000 $ 70,000
Butte, California 2 $ 128,000 $ 64,000 $ 46,000
Humboldt, California 2 $ 500,000 $ 250,000 $ 40,000
Nevada, California 2 $ 1,141,000 $ 570,500 $ 215,000
San Luis Obispo, California 2 $ 625,000 $ 312,500 $ 97,000
Hartford, Connecticut 2 $ 803,000 $ 401,500 $ 203,000
Charlotte, Florida 2 $ 185,000 $ 92,500 $ 167,000
Duval, Florida 2 $ 288,000 $ 144,000 $ 37,000
Osceola, Florida 2 $ 404,000 $ 202,000 $ 160,000
Sarasota, Florida 2 $ 504,000 $ 252,000 $ 100,000
DeKalb, Illinois 2 $ 234,000 $ 117,000 $ 47,000
Hendricks, Indiana 2 $ 305,000 $ 152,500 $ 113,000
Lake, Indiana 2 $ 216,000 $ 108,000 $ 90,000
Porter, Indiana 2 $ 579,000 $ 289,500 $ 143,000
Kenton, Kentucky 2 $ 110,000 $ 55,000 $ 76,000
Baltimore City, Maryland 2 $ 860,000 $ 430,000 $ 238,000
Berrien, Michigan 2 $ 10,161,000 $ 5,080,500 $ 102,000
Dakota, Minnesota 2 $ 996,000 $ 498,000 $ 242,000
Washington, Minnesota 2 $ 324,000 $ 162,000 $ 174,000
St. Charles, Missouri 2 $ 365,000 $ 182,500 $ 67,000
St. Louis City, Missouri 2 $ 143,000 $ 71,500 $ 57,000
Flathead, Montana 2 $ 376,000 $ 188,000 $ 264,000
Gloucester, New Jersey 2 $ 345,000 $ 172,500 $ 117,000
Passaic, New Jersey 2 $ 280,000 $ 140,000 $ 135,000
Sussex, New Jersey 2 $ 322,000 $ 161,000 $ 104,000
Bernalillo, New Mexico 2 $ 756,000 $ 378,000 $ 139,000
Erie, New York 2 $ 406,000 $ 203,000 $ 198,000
Brunswick, North Carolina 2 $ 328,000 $ 164,000 $ 62,000
Lincoln, North Carolina 2 $ 672,000 $ 336,000 $ 132,000
Orange, North Carolina 2 $ 770,000 $ 385,000 $ 136,000
Union, North Carolina 2 $ 942,000 $ 471,000 $ 251,000
Medina, Ohio 2 $ 133,000 $ 66,500 $ 68,000
Allegheny, Pennsylvania 2 $ 591,000 $ 295,500 $ 238,000
Lancaster, Pennsylvania 2 $ 35,000 $ 17,500 $ 51,000
Lehigh, Pennsylvania 2 $ 537,000 $ 268,500 $ 81,000
Williamson, Tennessee 2 $ 485,000 $ 242,500 $ 108,000
Guadalupe, Texas 2 $ 200,000 $ 100,000 $ 107,000
Hood, Texas 2 $ 530,000 $ 265,000 $ 249,000
Williamson, Texas 2 $ 1,206,000 $ 603,000 $ 210,000
Davis, Utah 2 $ 928,000 $ 464,000 $ 120,000
Salt Lake, Utah 2 $ 410,000 $ 205,000 $ 53,000
Arlington, Virginia 2 $ 1,438,000 $ 719,000 $ 428,000
Chesapeake, Virginia 2 $ 124,000 $ 62,000 $ 122,000
Rockingham, Virginia 2 $ 555,000 $ 277,500 $ 108,000
Spotsylvania, Virginia 2 $ 1,055,000 $ 527,500 $ 244,000
Kitsap, Washington 2 $ 526,000 $ 263,000 $ 87,000
Whatcom, Washington 2 $ 284,000 $ 142,000 $ 73,000
Berkeley, West Virginia 2 $ 271,000 $ 135,500 $ 62,000
Jefferson, West Virginia 2 $ 472,000 $ 236,000 $ 203,000
Dane, Wisconsin 2 $ 1,084,000 $ 542,000 $ 397,000
Kenosha, Wisconsin 2 $ 471,000 $ 235,500 $ 133,000
Rock, Wisconsin 2 $ 279,000 $ 139,500 $ 95,000
Sawyer, Wisconsin 2 $ 316,000 $ 158,000 $ 156,000
Walworth, Wisconsin 2 $ 421,000 $ 210,500 $ 93,000
Waukesha, Wisconsin 2 $ 1,455,000 $ 727,500 $ 349,000
Teton, Wyoming 2 $ 1,471,000 $ 735,500 $ 232,000
Jefferson, Alabama 1 $ 216,000 $ 216,000 $ 179,000
Madison, Alabama 1 $ 2,450,000 $ 2,450,000 $ 0
Marshall, Alabama 1 $ 344,000 $ 344,000 $ 163,000
Gila, Arizona 1 $ 150,000 $ 150,000 $ 98,000
Benton, Arkansas 1 $ 91,000 $ 91,000 $ 109,000
Greene, Arkansas 1 $ 325,000 $ 325,000 $ 1,090,000
Calaveras, California 1 $ 140,000 $ 140,000 $ 120,000
Mendocino, California 1 $ 498,000 $ 498,000 $ 300,000
Merced, California 1 $ 197,000 $ 197,000 $ 65,000
Yolo, California 1 $ 240,000 $ 240,000 $ 92,000
Custer, Colorado 1 $ 276,000 $ 276,000 $ 56,000
Delta, Colorado 1 $ 271,000 $ 271,000 $ 71,000
Garfield, Colorado 1 $ 353,000 $ 353,000 $ 123,000
La Plata, Colorado 1 $ 424,000 $ 424,000 $ 52,000
Las Animas, Colorado 1 $ 150,000 $ 150,000 $ 63,000
Otero, Colorado 1 $ 62,000 $ 62,000 $ 87,000
Pitkin, Colorado 1 $ 83,000 $ 83,000 $ 87,000
New London, Connecticut 1 $ 173,000 $ 173,000 $ 110,000
Windham, Connecticut 1 $ 19,000 $ 19,000 $ 44,000
Alachua, Florida 1 $ 148,000 $ 148,000 $ 67,000
Bay, Florida 1 $ 417,000 $ 417,000 $ 99,000
Franklin, Florida 1 $ 391,000 $ 391,000 $ 477,000
Pasco, Florida 1 $ 115,000 $ 115,000 $ 80,000
Polk, Florida 1 $ 130,000 $ 130,000 $ 69,000
St. Johns, Florida 1 $ 416,000 $ 416,000 $ 245,000
St. Lucie, Florida 1 $ 176,000 $ 176,000 $ 177,000
Sumter, Florida 1 $ 180,000 $ 180,000 $ 70,000
Walton, Florida 1 $ 317,000 $ 317,000 $ 129,000
Clayton, Georgia 1 $ 52,000 $ 52,000 $ 65,000
Fayette, Georgia 1 $ 250,000 $ 250,000 $ 87,000
Gilmer, Georgia 1 $ 220,000 $ 220,000 $ 68,000
Madison, Georgia 1 $ 50,000 $ 50,000 $ 55,000
Paulding, Georgia 1 $ 109,000 $ 109,000 $ 50,000
Towns, Georgia 1 $ 200,000 $ 200,000 $ 167,000
Kauai, Hawaii 1 $ 225,000 $ 225,000 $ 80,000
Blaine, Idaho 1 $ 600,000 $ 600,000 $ 216,000
Caribou, Idaho 1 $ 129,000 $ 129,000 $ 48,000
Adams, Illinois 1 $ 5,200,000 $ 5,200,000 $ 0
Carroll, Illinois 1 $ 682,000 $ 682,000 $ 249,000
Champaign, Illinois 1 $ 67,000 $ 67,000 $ 163,000
De Witt, Illinois 1 $ 20,000 $ 20,000 $ 48,000
Jackson, Illinois 1 $ 560,000 $ 560,000 $ 229,000
Jo Daviess, Illinois 1 $ 356,000 $ 356,000 $ 350,000
LaSalle, Illinois 1 $ 57,000 $ 57,000 $ 142,000
McLean, Illinois 1 $ 5,256,000 $ 5,256,000 $ 0
Ogle, Illinois 1 $ 675,000 $ 675,000 $ 131,000
Vermilion, Illinois 1 $ 152,000 $ 152,000 $ 118,000
Winnebago, Illinois 1 $ 80,000 $ 80,000 $ 36,000
Boone, Indiana 1 $ 638,000 $ 638,000 $ 152,000
Floyd, Indiana 1 $ 198,000 $ 198,000 $ 93,000
Fountain, Indiana 1 $ 154,000 $ 154,000 $ 85,000
Steuben, Indiana 1 $ 557,000 $ 557,000 $ 105,000
Dickinson, Iowa 1 $ 325,000 $ 325,000 $ 127,000
Polk, Iowa 1 $ 156,000 $ 156,000 $ 66,000
Johnson, Kansas 1 $ 165,000 $ 165,000 $ 235,000
Bullitt, Kentucky 1 $ 124,000 $ 124,000 $ 53,000
Jefferson, Kentucky 1 $ 392,000 $ 392,000 $ 124,000
Jessamine, Kentucky 1 $ 103,000 $ 103,000 $ 37,000
Madison, Kentucky 1 $ 232,000 $ 232,000 $ 160,000
Acadia, Louisiana 1 $ 285,000 $ 285,000 $ 141,000
Ascension, Louisiana 1 $ 320,000 $ 320,000 $ 110,000
Calcasieu, Louisiana 1 $ 133,000 $ 133,000 $ 83,000
Rapides, Louisiana 1 $ 70,000 $ 70,000 $ 97,000
St. Tammany, Louisiana 1 $ 152,000 $ 152,000 $ 47,000
Cumberland, Maine 1 $ 368,000 $ 368,000 $ 186,000
Kennebec, Maine 1 $ 138,000 $ 138,000 $ 195,000
York, Maine 1 $ 217,000 $ 217,000 $ 80,000
Anne Arundel, Maryland 1 $ 272,000 $ 272,000 $ 79,000
Frederick, Maryland 1 $ 252,000 $ 252,000 $ 186,000
Berkshire, Massachusetts 1 $ 476,000 $ 476,000 $ 251,000
Bristol, Massachusetts 1 $ 350,000 $ 350,000 $ 80,000
Hampshire, Massachusetts 1 $ 299,000 $ 299,000 $ 125,000
Delta, Michigan 1 $ 160,000 $ 160,000 $ 90,000
Ingham, Michigan 1 $ 90,000 $ 90,000 $ 57,000
Jackson, Michigan 1 $ 98,000 $ 98,000 $ 141,000
Kalamazoo, Michigan 1 $ 675,000 $ 675,000 $ 176,000
Mecosta, Michigan 1 $ 76,000 $ 76,000 $ 61,000
Ottawa, Michigan 1 $ 147,000 $ 147,000 $ 40,000
Rice, Minnesota 1 $ 200,000 $ 200,000 $ 152,000
Scott, Minnesota 1 $ 540,000 $ 540,000 $ 128,000
Sherburne, Minnesota 1 $ 235,000 $ 235,000 $ 177,000
Wright, Minnesota 1 $ 256,000 $ 256,000 $ 143,000
Cape Girardeau, Missouri 1 $ 94,000 $ 94,000 $ 55,000
Greene, Missouri 1 $ 56,000 $ 56,000 $ 302,000
Mercer, Missouri 1 $ 213,000 $ 213,000 $ 67,000
St. Louis, Missouri 1 $ 687,000 $ 687,000 $ 194,000
Lewis and Clark, Montana 1 $ 303,000 $ 303,000 $ 98,000
Douglas, Nevada 1 $ 377,000 $ 377,000 $ 268,000
White Pine, Nevada 1 $ 115,000 $ 115,000 $ 112,000
Cheshire, New Hampshire 1 $ 224,000 $ 224,000 $ 320,000
Grafton, New Hampshire 1 $ 683,000 $ 683,000 $ 384,000
Cape May, New Jersey 1 $ 320,000 $ 320,000 $ 117,000
Cumberland, New Jersey 1 $ 276,000 $ 276,000 $ 226,000
Hunterdon, New Jersey 1 $ 360,000 $ 360,000 $ 145,000
Somerset, New Jersey 1 $ 250,000 $ 250,000 $ 100,000
Union, New Jersey 1 $ 650,000 $ 650,000 $ 150,000
Warren, New Jersey 1 $ 40,000 $ 40,000 $ 139,000
Dona Ana, New Mexico 1 $ 100,000 $ 100,000 $ 51,000
Los Alamos, New Mexico 1 $ 143,000 $ 143,000 $ 150,000
Sandoval, New Mexico 1 $ 240,000 $ 240,000 $ 229,000
Santa Fe, New Mexico 1 $ 601,000 $ 601,000 $ 206,000
Taos, New Mexico 1 $ 120,000 $ 120,000 $ 28,000
Bronx, New York 1 $ 328,000 $ 328,000 $ 186,000
Monroe, New York 1 $ 85,000 $ 85,000 $ 106,000
New York, New York 1 $ 551,000 $ 551,000 $ 95,000
Niagara, New York 1 $ 215,000 $ 215,000 $ 197,000
St. Lawrence, New York 1 $ 180,000 $ 180,000 $ 117,000
Alamance, North Carolina 1 $ 1,500,000 $ 1,500,000 $ 0
Cabarrus, North Carolina 1 $ 230,000 $ 230,000 $ 88,000
Catawba, North Carolina 1 $ 87,000 $ 87,000 $ 59,000
Dare, North Carolina 1 $ 170,000 $ 170,000 $ 75,000
Montgomery, North Carolina 1 $ 145,000 $ 145,000 $ 264,000
Moore, North Carolina 1 $ 586,000 $ 586,000 $ 282,000
Nash, North Carolina 1 $ 178,000 $ 178,000 $ 84,000
Onslow, North Carolina 1 $ 140,000 $ 140,000 $ 81,000
Pender, North Carolina 1 $ 500,000 $ 500,000 $ 223,000
Rutherford, North Carolina 1 $ 70,000 $ 70,000 $ 127,000
Transylvania, North Carolina 1 $ 200,000 $ 200,000 $ 119,000
Wilson, North Carolina 1 $ 268,000 $ 268,000 $ 118,000
Ashtabula, Ohio 1 $ 73,000 $ 73,000 $ 64,000
Athens, Ohio 1 $ 155,000 $ 155,000 $ 37,000
Champaign, Ohio 1 $ 740,000 $ 740,000 $ 0
Columbiana, Ohio 1 $ 68,000 $ 68,000 $ 84,000
Delaware, Ohio 1 $ 375,000 $ 375,000 $ 105,000
Fairfield, Ohio 1 $ 210,000 $ 210,000 $ 70,000
Lorain, Ohio 1 $ 91,000 $ 91,000 $ 25,000
Montgomery, Ohio 1 $ 50,000 $ 50,000 $ 66,000
Ottawa, Ohio 1 $ 455,000 $ 455,000 $ 189,000
Summit, Ohio 1 $ 252,000 $ 252,000 $ 138,000
Cleveland, Oklahoma 1 $ 144,000 $ 144,000 $ 66,000
Mayes, Oklahoma 1 $ 68,000 $ 68,000 $ 56,000
Tulsa, Oklahoma 1 $ 130,000 $ 130,000 $ 31,000
Deschutes, Oregon 1 $ 417,000 $ 417,000 $ 82,000
Jackson, Oregon 1 $ 200,000 $ 200,000 $ 44,000
Linn, Oregon 1 $ 415,000 $ 415,000 $ 130,000
Berks, Pennsylvania 1 $ 30,000 $ 30,000 $ 180,000
Bucks, Pennsylvania 1 $ 162,000 $ 162,000 $ 83,000
Chester, Pennsylvania 1 $ 339,000 $ 339,000 $ 101,000
Columbia, Pennsylvania 1 $ 233,000 $ 233,000 $ 110,000
Luzerne, Pennsylvania 1 $ 248,000 $ 248,000 $ 79,000
Monroe, Pennsylvania 1 $ 197,000 $ 197,000 $ 61,000
Montgomery, Pennsylvania 1 $ 574,000 $ 574,000 $ 269,000
Northampton, Pennsylvania 1 $ 415,000 $ 415,000 $ 115,000
Schuylkill, Pennsylvania 1 $ 415,000 $ 415,000 $ 400,000
Washington, Pennsylvania 1 $ 135,000 $ 135,000 $ 200,000
Westmoreland, Pennsylvania 1 $ 153,000 $ 153,000 $ 90,000
Providence, Rhode Island 1 $ 219,000 $ 219,000 $ 82,000
Washington, Rhode Island 1 $ 300,000 $ 300,000 $ 122,000
Horry, South Carolina 1 $ 100,000 $ 100,000 $ 88,000
York, South Carolina 1 $ 327,000 $ 327,000 $ 119,000
Carter, Tennessee 1 $ 283,000 $ 283,000 $ 240,000
Loudon, Tennessee 1 $ 155,000 $ 155,000 $ 97,000
Maury, Tennessee 1 $ 260,000 $ 260,000 $ 58,000
Montgomery, Tennessee 1 $ 80,000 $ 80,000 $ 41,000
Washington, Tennessee 1 $ 188,000 $ 188,000 $ 100,000
Wilson, Tennessee 1 $ 286,000 $ 286,000 $ 57,000
Brazoria, Texas 1 $ 98,000 $ 98,000 $ 207,000
Brazos, Texas 1 $ 50,000 $ 50,000 $ 216,000
Cameron, Texas 1 $ 50,000 $ 50,000 $ 72,000
El Paso, Texas 1 $ 60,000 $ 60,000 $ 65,000
Galveston, Texas 1 $ 420,000 $ 420,000 $ 174,000
Gregg, Texas 1 $ 78,000 $ 78,000 $ 27,000
Hunt, Texas 1 $ 60,000 $ 60,000 $ 103,000
Orange, Texas 1 $ 2,000,000 $ 2,000,000 $ 0
Polk, Texas 1 $ 100,000 $ 100,000 $ 31,000
Runnels, Texas 1 $ 91,000 $ 91,000 $ 57,000
San Jacinto, Texas 1 $ 151,000 $ 151,000 $ 140,000
Washington, Utah 1 $ 366,000 $ 366,000 $ 91,000
Frederick, Virginia 1 $ 158,000 $ 158,000 $ 93,000
Gloucester, Virginia 1 $ 85,000 $ 85,000 $ 82,000
Henrico, Virginia 1 $ 435,000 $ 435,000 $ 229,000
Manassas, Virginia 1 $ 40,000 $ 40,000 $ 62,000
Mecklenburg, Virginia 1 $ 261,000 $ 261,000 $ 90,000
Northumberland, Virginia 1 $ 60,000 $ 60,000 $ 37,000
Portsmouth, Virginia 1 $ 153,000 $ 153,000 $ 55,000
Richmond City, Virginia 1 $ 298,000 $ 298,000 $ 99,000
Stafford, Virginia 1 $ 117,000 $ 117,000 $ 52,000
Warren, Virginia 1 $ 305,000 $ 305,000 $ 148,000
Westmoreland, Virginia 1 $ 374,000 $ 374,000 $ 227,000
Chelan, Washington 1 $ 164,000 $ 164,000 $ 235,000
Island, Washington 1 $ 650,000 $ 650,000 $ 346,000
Mason, Washington 1 $ 362,000 $ 362,000 $ 156,000
Skamania, Washington 1 $ 200,000 $ 200,000 $ 37,000
Thurston, Washington 1 $ 176,000 $ 176,000 $ 77,000
Whitman, Washington 1 $ 172,000 $ 172,000 $ 80,000
Ohio, West Virginia 1 $ 44,000 $ 44,000 $ 13,000
Bayfield, Wisconsin 1 $ 120,000 $ 120,000 $ 68,000
Door, Wisconsin 1 $ 219,000 $ 219,000 $ 295,000
Lincoln, Wisconsin 1 $ 115,000 $ 115,000 $ 78,000
Menominee, Wisconsin 1 $ 173,000 $ 173,000 $ 275,000
Ozaukee, Wisconsin 1 $ 508,000 $ 508,000 $ 345,000
Washington, Wisconsin 1 $ 176,000 $ 176,000 $ 53,000
Platte, Wyoming 1 $ 52,000 $ 52,000 $ 198,000

Mortgage Loan Application Detail Totals for Alliant Credit Union in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,493 $619,236,000 $414,000 $11,040,000 $161,000 $1,414,000
Home Purchase 1,401 $688,531,000 $491,000 $5,256,000 $184,000 $1,309,000
Home Improvement 187 $24,399,000 $130,000 $1,000,000 $143,000 $2,460,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,795 $799,303,000 $445,000 $2,452,000 $180,000 $1,414,000
Not Provided 768 $257,611,000 $335,000 $1,500,000 $159,000 $2,460,000
Asian 315 $165,784,000 $526,000 $2,000,000 $170,000 $1,248,000
Hispanic 120 $39,109,000 $325,000 $1,237,000 $128,000 $425,000
Black or African American 61 $21,175,000 $347,000 $837,000 $163,000 $2,100,000
Not applicable 10 $44,577,000 $4,457,000 $11,040,000 $0 $0
American Indian or Alaskan Native 7 $2,666,000 $380,000 $1,000,000 $152,000 $250,000
Native Hawaiin or Other Pacific Islander 5 $1,941,000 $388,000 $671,000 $179,000 $349,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,081 $1,332,166,000 $432,000 $11,040,000 $170,000 $2,460,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,363 $506,695,000 $371,000 $11,040,000 $149,000 $1,013,000
Loan Purchased By The Institution 937 $616,523,000 $657,000 $2,452,000 $221,000 $1,414,000
Application Withdrawn By Applicant 441 $121,302,000 $275,000 $1,000,000 $144,000 $1,161,000
Application Denied By Financial Institution 218 $43,669,000 $200,000 $1,500,000 $149,000 $2,460,000
File Closed For Incompleteness 104 $37,550,000 $361,000 $1,000,000 $148,000 $533,000
Application Approved But Not Accepted 18 $6,427,000 $357,000 $1,237,000 $144,000 $345,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 47 $11,788,000 $250,000 $744,000 $167,000 $787,000
Debt-To-Income Ratio 40 $12,447,000 $311,000 $1,119,000 $99,000 $364,000
Other 38 $5,939,000 $156,000 $1,500,000 $185,000 $2,100,000
Credit History 27 $7,605,000 $281,000 $600,000 $153,000 $420,000
Credit Application Incomplete 5 $993,000 $198,000 $320,000 $181,000 $264,000
Unverifiable Information 3 $622,000 $207,000 $460,000 $184,000 $292,000
Employment History 2 $298,000 $149,000 $238,000 $145,000 $168,000
Insufficient Cash (Downpayment, Closing Cost) 2 $416,000 $208,000 $300,000 $56,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Alliant Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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