Alliant Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Alliant Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,081 |
| Total Mortgage Loan Application Amount | $1,332,166,000 |
| Average Mortgage Loan Application Amount | $345,000 |
| Highest Mortgage Loan Application Amount | $11,040,000 |
| Average Applicant Income | $162,666 |
| Highest Applicant Income | $2,460,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Alliant Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliant Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Alliant Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliant Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliant Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliant Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 649 | $ 301,591,000 | $ 464,000 | $ 191,000 |
| Los Angeles County California | 128 | $ 71,396,000 | $ 557,000 | $ 178,000 |
| DuPage County Illinois | 122 | $ 50,985,000 | $ 417,000 | $ 213,000 |
| Maricopa County Arizona | 102 | $ 35,785,000 | $ 350,000 | $ 155,000 |
| Lake County Illinois | 92 | $ 40,827,000 | $ 443,000 | $ 199,000 |
| Alameda County California | 74 | $ 44,666,000 | $ 603,000 | $ 165,000 |
| Santa Clara County California | 73 | $ 53,899,000 | $ 738,000 | $ 195,000 |
| San Mateo County California | 67 | $ 36,670,000 | $ 547,000 | $ 135,000 |
| Orange County California | 49 | $ 29,676,000 | $ 605,000 | $ 205,000 |
| Kane County Illinois | 47 | $ 11,701,000 | $ 248,000 | $ 137,000 |
| Contra Costa County California | 46 | $ 24,303,000 | $ 528,000 | $ 157,000 |
| Denver County Colorado | 45 | $ 16,251,000 | $ 361,000 | $ 107,000 |
| King County Washington | 45 | $ 21,736,000 | $ 483,000 | $ 187,000 |
| Douglas County Colorado | 41 | $ 13,861,000 | $ 338,000 | $ 214,000 |
| Middlesex County Massachusetts | 41 | $ 24,135,000 | $ 588,000 | $ 187,000 |
| San Francisco County California | 40 | $ 27,259,000 | $ 681,000 | $ 213,000 |
| Jefferson County Colorado | 40 | $ 13,981,000 | $ 349,000 | $ 156,000 |
| Arapahoe County Colorado | 36 | $ 10,239,000 | $ 284,000 | $ 147,000 |
| Harris County Texas | 36 | $ 9,230,000 | $ 256,000 | $ 186,000 |
| San Diego County California | 35 | $ 21,931,000 | $ 626,000 | $ 169,000 |
| Suffolk County Massachusetts | 31 | $ 18,401,000 | $ 593,000 | $ 175,000 |
| McHenry County Illinois | 29 | $ 5,796,000 | $ 199,000 | $ 125,000 |
| Riverside County California | 27 | $ 12,001,000 | $ 444,000 | $ 143,000 |
| Will County Illinois | 27 | $ 9,248,000 | $ 342,000 | $ 161,000 |
| Broward County Florida | 24 | $ 5,265,000 | $ 219,000 | $ 93,000 |
| Solano County California | 23 | $ 7,583,000 | $ 329,000 | $ 124,000 |
| Clark County Nevada | 22 | $ 6,013,000 | $ 273,000 | $ 158,000 |
| Sacramento County California | 21 | $ 6,506,000 | $ 309,000 | $ 114,000 |
| Palm Beach County Florida | 20 | $ 8,896,000 | $ 444,000 | $ 266,000 |
| Montgomery County Texas | 18 | $ 4,226,000 | $ 234,000 | $ 135,000 |
| San Bernardino County California | 16 | $ 5,955,000 | $ 372,000 | $ 117,000 |
| San Joaquin County California | 16 | $ 5,706,000 | $ 356,000 | $ 118,000 |
| Adams County Colorado | 16 | $ 4,129,000 | $ 258,000 | $ 171,000 |
| Boulder County Colorado | 16 | $ 7,587,000 | $ 474,000 | $ 208,000 |
| Prince William County Virginia | 15 | $ 4,960,000 | $ 330,000 | $ 112,000 |
| Miami-Dade County Florida | 14 | $ 3,920,000 | $ 280,000 | $ 112,000 |
| Norfolk County Massachusetts | 13 | $ 8,623,000 | $ 663,000 | $ 302,000 |
| Ventura County California | 12 | $ 6,817,000 | $ 568,000 | $ 174,000 |
| Fulton County Georgia | 12 | $ 3,706,000 | $ 308,000 | $ 156,000 |
| Loudoun County Virginia | 12 | $ 3,370,000 | $ 280,000 | $ 117,000 |
| El Paso County Colorado | 10 | $ 3,242,000 | $ 324,000 | $ 180,000 |
| District of Columbia County District Of Columbia | 10 | $ 4,361,000 | $ 436,000 | $ 154,000 |
| Pinellas County Florida | 10 | $ 2,496,000 | $ 249,000 | $ 202,000 |
| Essex County Massachusetts | 10 | $ 4,226,000 | $ 422,000 | $ 158,000 |
| Burlington County New Jersey | 10 | $ 3,209,000 | $ 320,000 | $ 187,000 |
| Wake County North Carolina | 10 | $ 4,630,000 | $ 463,000 | $ 168,000 |
| Denton County Texas | 10 | $ 4,027,000 | $ 402,000 | $ 192,000 |
| Placer County California | 9 | $ 5,036,000 | $ 559,000 | $ 238,000 |
| Sonoma County California | 9 | $ 4,380,000 | $ 486,000 | $ 256,000 |
| Weld County Colorado | 9 | $ 2,512,000 | $ 279,000 | $ 111,000 |
| Fairfield County Connecticut | 9 | $ 3,416,000 | $ 379,000 | $ 207,000 |
| Worcester County Massachusetts | 9 | $ 4,335,000 | $ 481,000 | $ 148,000 |
| Mecklenburg County North Carolina | 9 | $ 3,588,000 | $ 398,000 | $ 160,000 |
| Dallas County Texas | 9 | $ 5,462,000 | $ 606,000 | $ 252,000 |
| Tarrant County Texas | 9 | $ 2,473,000 | $ 274,000 | $ 207,000 |
| Fairfax County Virginia | 9 | $ 3,552,000 | $ 394,000 | $ 118,000 |
| Clark County Washington | 9 | $ 2,331,000 | $ 259,000 | $ 157,000 |
| Marin County California | 8 | $ 4,787,000 | $ 598,000 | $ 167,000 |
| Larimer County Colorado | 8 | $ 2,837,000 | $ 354,000 | $ 105,000 |
| Kendall County Illinois | 8 | $ 1,945,000 | $ 243,000 | $ 112,000 |
| Snohomish County Washington | 8 | $ 2,852,000 | $ 356,000 | $ 118,000 |
| Elbert County Colorado | 7 | $ 2,304,000 | $ 329,000 | $ 140,000 |
| Seminole County Florida | 7 | $ 2,138,000 | $ 305,000 | $ 114,000 |
| Cobb County Georgia | 7 | $ 1,891,000 | $ 270,000 | $ 170,000 |
| DeKalb County Georgia | 7 | $ 1,612,000 | $ 230,000 | $ 106,000 |
| Gwinnett County Georgia | 7 | $ 1,434,000 | $ 204,000 | $ 114,000 |
| Wayne County Michigan | 7 | $ 1,184,000 | $ 169,000 | $ 114,000 |
| Hennepin County Minnesota | 7 | $ 1,963,000 | $ 280,000 | $ 104,000 |
| Middlesex County New Jersey | 7 | $ 3,251,000 | $ 464,000 | $ 208,000 |
| Fort Bend County Texas | 7 | $ 2,818,000 | $ 402,000 | $ 147,000 |
| Hillsborough County Florida | 6 | $ 1,442,000 | $ 240,000 | $ 249,000 |
| Volusia County Florida | 6 | $ 1,168,000 | $ 194,000 | $ 169,000 |
| Forsyth County Georgia | 6 | $ 1,681,000 | $ 280,000 | $ 181,000 |
| Honolulu County Hawaii | 6 | $ 644,000 | $ 107,000 | $ 144,000 |
| Washoe County Nevada | 6 | $ 2,382,000 | $ 397,000 | $ 241,000 |
| Cuyahoga County Ohio | 6 | $ 2,630,000 | $ 438,000 | $ 200,000 |
| Philadelphia County Pennsylvania | 6 | $ 2,442,000 | $ 407,000 | $ 184,000 |
| Collin County Texas | 6 | $ 2,697,000 | $ 449,000 | $ 193,000 |
| Travis County Texas | 6 | $ 2,776,000 | $ 462,000 | $ 368,000 |
| Utah County Utah | 6 | $ 2,736,000 | $ 456,000 | $ 143,000 |
| Pierce County Washington | 6 | $ 1,499,000 | $ 249,000 | $ 92,000 |
| Pima County Arizona | 5 | $ 932,000 | $ 186,000 | $ 129,000 |
| El Dorado County California | 5 | $ 2,835,000 | $ 567,000 | $ 212,000 |
| Santa Cruz County California | 5 | $ 2,413,000 | $ 482,000 | $ 113,000 |
| Maui County Hawaii | 5 | $ 3,051,000 | $ 610,000 | $ 173,000 |
| Oakland County Michigan | 5 | $ 2,031,000 | $ 406,000 | $ 210,000 |
| Bergen County New Jersey | 5 | $ 2,367,000 | $ 473,000 | $ 135,000 |
| Morris County New Jersey | 5 | $ 1,818,000 | $ 363,000 | $ 390,000 |
| Kings County New York | 5 | $ 3,032,000 | $ 606,000 | $ 181,000 |
| York County Pennsylvania | 5 | $ 662,000 | $ 132,000 | $ 81,000 |
| Summit County Utah | 5 | $ 3,408,000 | $ 681,000 | $ 250,000 |
| Milwaukee County Wisconsin | 5 | $ 1,594,000 | $ 318,000 | $ 197,000 |
| Monterey County California | 4 | $ 2,606,000 | $ 651,000 | $ 192,000 |
| Napa County California | 4 | $ 1,790,000 | $ 447,000 | $ 137,000 |
| Santa Barbara County California | 4 | $ 3,975,000 | $ 993,000 | $ 222,000 |
| Lee County Florida | 4 | $ 840,000 | $ 210,000 | $ 114,000 |
| Orange County Florida | 4 | $ 1,830,000 | $ 457,000 | $ 132,000 |
| Ada County Idaho | 4 | $ 1,631,000 | $ 407,000 | $ 341,000 |
| Hamilton County Indiana | 4 | $ 781,000 | $ 195,000 | $ 199,000 |
| Marion County Indiana | 4 | $ 617,000 | $ 154,000 | $ 76,000 |
| Plymouth County Massachusetts | 4 | $ 2,078,000 | $ 519,000 | $ 181,000 |
| Essex County New Jersey | 4 | $ 1,109,000 | $ 277,000 | $ 101,000 |
| Mercer County New Jersey | 4 | $ 1,448,000 | $ 362,000 | $ 137,000 |
| Nassau County New York | 4 | $ 1,735,000 | $ 433,000 | $ 207,000 |
| Queens County New York | 4 | $ 1,325,000 | $ 331,000 | $ 83,000 |
| Durham County North Carolina | 4 | $ 915,000 | $ 228,000 | $ 107,000 |
| Mahoning County Ohio | 4 | $ 1,207,000 | $ 301,000 | $ 176,000 |
| Oklahoma County Oklahoma | 4 | $ 978,000 | $ 244,000 | $ 108,000 |
| Clackamas County Oregon | 4 | $ 1,603,000 | $ 400,000 | $ 133,000 |
| Multnomah County Oregon | 4 | $ 1,018,000 | $ 254,000 | $ 112,000 |
| Davidson County Tennessee | 4 | $ 1,332,000 | $ 333,000 | $ 125,000 |
| Yavapai County Arizona | 3 | $ 901,000 | $ 300,000 | $ 54,000 |
| Stanislaus County California | 3 | $ 749,000 | $ 249,000 | $ 190,000 |
| Broomfield County Colorado | 3 | $ 1,039,000 | $ 346,000 | $ 186,000 |
| Eagle County Colorado | 3 | $ 1,001,000 | $ 333,000 | $ 120,000 |
| Mesa County Colorado | 3 | $ 890,000 | $ 296,000 | $ 105,000 |
| Summit County Colorado | 3 | $ 1,641,000 | $ 547,000 | $ 147,000 |
| Brevard County Florida | 3 | $ 338,000 | $ 112,000 | $ 164,000 |
| Collier County Florida | 3 | $ 1,197,000 | $ 399,000 | $ 316,000 |
| Martin County Florida | 3 | $ 651,000 | $ 217,000 | $ 147,000 |
| Hawaii County Hawaii | 3 | $ 731,000 | $ 243,000 | $ 101,000 |
| Allegan County Michigan | 3 | $ 942,000 | $ 314,000 | $ 196,000 |
| Kent County Michigan | 3 | $ 370,000 | $ 123,000 | $ 83,000 |
| Washtenaw County Michigan | 3 | $ 830,000 | $ 276,000 | $ 229,000 |
| Ramsey County Minnesota | 3 | $ 1,281,000 | $ 427,000 | $ 204,000 |
| Jackson County Missouri | 3 | $ 673,000 | $ 224,000 | $ 152,000 |
| Douglas County Nebraska | 3 | $ 579,000 | $ 193,000 | $ 73,000 |
| Hillsborough County New Hampshire | 3 | $ 1,568,000 | $ 522,000 | $ 185,000 |
| Rockingham County New Hampshire | 3 | $ 817,000 | $ 272,000 | $ 160,000 |
| Camden County New Jersey | 3 | $ 323,000 | $ 107,000 | $ 66,000 |
| Hudson County New Jersey | 3 | $ 1,917,000 | $ 639,000 | $ 181,000 |
| Monmouth County New Jersey | 3 | $ 1,111,000 | $ 370,000 | $ 92,000 |
| Rockland County New York | 3 | $ 1,487,000 | $ 495,000 | $ 165,000 |
| Suffolk County New York | 3 | $ 1,139,000 | $ 379,000 | $ 217,000 |
| Westchester County New York | 3 | $ 1,416,000 | $ 472,000 | $ 223,000 |
| Forsyth County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 57,000 |
| New Hanover County North Carolina | 3 | $ 898,000 | $ 299,000 | $ 124,000 |
| Franklin County Ohio | 3 | $ 1,203,000 | $ 401,000 | $ 208,000 |
| Washington County Oregon | 3 | $ 1,492,000 | $ 497,000 | $ 109,000 |
| Delaware County Pennsylvania | 3 | $ 722,000 | $ 240,000 | $ 135,000 |
| Charleston County South Carolina | 3 | $ 1,810,000 | $ 603,000 | $ 140,000 |
| Dorchester County South Carolina | 3 | $ 11,440,000 | $ 3,813,000 | $ 53,000 |
| Hamilton County Tennessee | 3 | $ 858,000 | $ 286,000 | $ 107,000 |
| Shelby County Tennessee | 3 | $ 5,004,000 | $ 1,668,000 | $ 101,000 |
| Fauquier County Virginia | 3 | $ 930,000 | $ 310,000 | $ 156,000 |
| Spokane County Washington | 3 | $ 1,161,000 | $ 387,000 | $ 192,000 |
| Mohave County Arizona | 2 | $ 633,000 | $ 316,000 | $ 283,000 |
| Pinal County Arizona | 2 | $ 253,000 | $ 126,000 | $ 85,000 |
| Amador County California | 2 | $ 408,000 | $ 204,000 | $ 70,000 |
| Butte County California | 2 | $ 128,000 | $ 64,000 | $ 46,000 |
| Humboldt County California | 2 | $ 500,000 | $ 250,000 | $ 40,000 |
| Nevada County California | 2 | $ 1,141,000 | $ 570,000 | $ 215,000 |
| San Luis Obispo County California | 2 | $ 625,000 | $ 312,000 | $ 97,000 |
| Hartford County Connecticut | 2 | $ 803,000 | $ 401,000 | $ 203,000 |
| Charlotte County Florida | 2 | $ 185,000 | $ 92,000 | $ 167,000 |
| Duval County Florida | 2 | $ 288,000 | $ 144,000 | $ 37,000 |
| Osceola County Florida | 2 | $ 404,000 | $ 202,000 | $ 160,000 |
| Sarasota County Florida | 2 | $ 504,000 | $ 252,000 | $ 100,000 |
| DeKalb County Illinois | 2 | $ 234,000 | $ 117,000 | $ 47,000 |
| Hendricks County Indiana | 2 | $ 305,000 | $ 152,000 | $ 113,000 |
| Lake County Indiana | 2 | $ 216,000 | $ 108,000 | $ 90,000 |
| Porter County Indiana | 2 | $ 579,000 | $ 289,000 | $ 143,000 |
| Kenton County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 76,000 |
| Baltimore City County Maryland | 2 | $ 860,000 | $ 430,000 | $ 238,000 |
| Berrien County Michigan | 2 | $ 10,161,000 | $ 5,080,000 | $ 102,000 |
| Dakota County Minnesota | 2 | $ 996,000 | $ 498,000 | $ 242,000 |
| Washington County Minnesota | 2 | $ 324,000 | $ 162,000 | $ 174,000 |
| St. Charles County Missouri | 2 | $ 365,000 | $ 182,000 | $ 67,000 |
| St. Louis City County Missouri | 2 | $ 143,000 | $ 71,000 | $ 57,000 |
| Flathead County Montana | 2 | $ 376,000 | $ 188,000 | $ 264,000 |
| Gloucester County New Jersey | 2 | $ 345,000 | $ 172,000 | $ 117,000 |
| Passaic County New Jersey | 2 | $ 280,000 | $ 140,000 | $ 135,000 |
| Sussex County New Jersey | 2 | $ 322,000 | $ 161,000 | $ 104,000 |
| Bernalillo County New Mexico | 2 | $ 756,000 | $ 378,000 | $ 139,000 |
| Erie County New York | 2 | $ 406,000 | $ 203,000 | $ 198,000 |
| Brunswick County North Carolina | 2 | $ 328,000 | $ 164,000 | $ 62,000 |
| Lincoln County North Carolina | 2 | $ 672,000 | $ 336,000 | $ 132,000 |
| Orange County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 136,000 |
| Union County North Carolina | 2 | $ 942,000 | $ 471,000 | $ 251,000 |
| Medina County Ohio | 2 | $ 133,000 | $ 66,000 | $ 68,000 |
| Allegheny County Pennsylvania | 2 | $ 591,000 | $ 295,000 | $ 238,000 |
| Lancaster County Pennsylvania | 2 | $ 35,000 | $ 17,000 | $ 51,000 |
| Lehigh County Pennsylvania | 2 | $ 537,000 | $ 268,000 | $ 81,000 |
| Williamson County Tennessee | 2 | $ 485,000 | $ 242,000 | $ 108,000 |
| Guadalupe County Texas | 2 | $ 200,000 | $ 100,000 | $ 107,000 |
| Hood County Texas | 2 | $ 530,000 | $ 265,000 | $ 249,000 |
| Williamson County Texas | 2 | $ 1,206,000 | $ 603,000 | $ 210,000 |
| Davis County Utah | 2 | $ 928,000 | $ 464,000 | $ 120,000 |
| Salt Lake County Utah | 2 | $ 410,000 | $ 205,000 | $ 53,000 |
| Arlington County Virginia | 2 | $ 1,438,000 | $ 719,000 | $ 428,000 |
| Chesapeake County Virginia | 2 | $ 124,000 | $ 62,000 | $ 122,000 |
| Rockingham County Virginia | 2 | $ 555,000 | $ 277,000 | $ 108,000 |
| Spotsylvania County Virginia | 2 | $ 1,055,000 | $ 527,000 | $ 244,000 |
| Kitsap County Washington | 2 | $ 526,000 | $ 263,000 | $ 87,000 |
| Whatcom County Washington | 2 | $ 284,000 | $ 142,000 | $ 73,000 |
| Berkeley County West Virginia | 2 | $ 271,000 | $ 135,000 | $ 62,000 |
| Jefferson County West Virginia | 2 | $ 472,000 | $ 236,000 | $ 203,000 |
| Dane County Wisconsin | 2 | $ 1,084,000 | $ 542,000 | $ 397,000 |
| Kenosha County Wisconsin | 2 | $ 471,000 | $ 235,000 | $ 133,000 |
| Rock County Wisconsin | 2 | $ 279,000 | $ 139,000 | $ 95,000 |
| Sawyer County Wisconsin | 2 | $ 316,000 | $ 158,000 | $ 156,000 |
| Walworth County Wisconsin | 2 | $ 421,000 | $ 210,000 | $ 93,000 |
| Waukesha County Wisconsin | 2 | $ 1,455,000 | $ 727,000 | $ 349,000 |
| Teton County Wyoming | 2 | $ 1,471,000 | $ 735,000 | $ 232,000 |
| Jefferson County Alabama | 1 | $ 216,000 | $ 216,000 | $ 179,000 |
| Madison County Alabama | 1 | $ 2,450,000 | $ 2,450,000 | $ 0 |
| Marshall County Alabama | 1 | $ 344,000 | $ 344,000 | $ 163,000 |
| Gila County Arizona | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Benton County Arkansas | 1 | $ 91,000 | $ 91,000 | $ 109,000 |
| Greene County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 1,090,000 |
| Calaveras County California | 1 | $ 140,000 | $ 140,000 | $ 120,000 |
| Mendocino County California | 1 | $ 498,000 | $ 498,000 | $ 300,000 |
| Merced County California | 1 | $ 197,000 | $ 197,000 | $ 65,000 |
| Yolo County California | 1 | $ 240,000 | $ 240,000 | $ 92,000 |
| Custer County Colorado | 1 | $ 276,000 | $ 276,000 | $ 56,000 |
| Delta County Colorado | 1 | $ 271,000 | $ 271,000 | $ 71,000 |
| Garfield County Colorado | 1 | $ 353,000 | $ 353,000 | $ 123,000 |
| La Plata County Colorado | 1 | $ 424,000 | $ 424,000 | $ 52,000 |
| Las Animas County Colorado | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Otero County Colorado | 1 | $ 62,000 | $ 62,000 | $ 87,000 |
| Pitkin County Colorado | 1 | $ 83,000 | $ 83,000 | $ 87,000 |
| New London County Connecticut | 1 | $ 173,000 | $ 173,000 | $ 110,000 |
| Windham County Connecticut | 1 | $ 19,000 | $ 19,000 | $ 44,000 |
| Alachua County Florida | 1 | $ 148,000 | $ 148,000 | $ 67,000 |
| Bay County Florida | 1 | $ 417,000 | $ 417,000 | $ 99,000 |
| Franklin County Florida | 1 | $ 391,000 | $ 391,000 | $ 477,000 |
| Pasco County Florida | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Polk County Florida | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| St. Johns County Florida | 1 | $ 416,000 | $ 416,000 | $ 245,000 |
| St. Lucie County Florida | 1 | $ 176,000 | $ 176,000 | $ 177,000 |
| Sumter County Florida | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Walton County Florida | 1 | $ 317,000 | $ 317,000 | $ 129,000 |
| Clayton County Georgia | 1 | $ 52,000 | $ 52,000 | $ 65,000 |
| Fayette County Georgia | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Gilmer County Georgia | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| Madison County Georgia | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Paulding County Georgia | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Towns County Georgia | 1 | $ 200,000 | $ 200,000 | $ 167,000 |
| Kauai County Hawaii | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Blaine County Idaho | 1 | $ 600,000 | $ 600,000 | $ 216,000 |
| Caribou County Idaho | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Adams County Illinois | 1 | $ 5,200,000 | $ 5,200,000 | $ 0 |
| Carroll County Illinois | 1 | $ 682,000 | $ 682,000 | $ 249,000 |
| Champaign County Illinois | 1 | $ 67,000 | $ 67,000 | $ 163,000 |
| De Witt County Illinois | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Jackson County Illinois | 1 | $ 560,000 | $ 560,000 | $ 229,000 |
| Jo Daviess County Illinois | 1 | $ 356,000 | $ 356,000 | $ 350,000 |
| LaSalle County Illinois | 1 | $ 57,000 | $ 57,000 | $ 142,000 |
| McLean County Illinois | 1 | $ 5,256,000 | $ 5,256,000 | $ 0 |
| Ogle County Illinois | 1 | $ 675,000 | $ 675,000 | $ 131,000 |
| Vermilion County Illinois | 1 | $ 152,000 | $ 152,000 | $ 118,000 |
| Winnebago County Illinois | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Boone County Indiana | 1 | $ 638,000 | $ 638,000 | $ 152,000 |
| Floyd County Indiana | 1 | $ 198,000 | $ 198,000 | $ 93,000 |
| Fountain County Indiana | 1 | $ 154,000 | $ 154,000 | $ 85,000 |
| Steuben County Indiana | 1 | $ 557,000 | $ 557,000 | $ 105,000 |
| Dickinson County Iowa | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
| Polk County Iowa | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Johnson County Kansas | 1 | $ 165,000 | $ 165,000 | $ 235,000 |
| Bullitt County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| Jefferson County Kentucky | 1 | $ 392,000 | $ 392,000 | $ 124,000 |
| Jessamine County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Madison County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 160,000 |
| Acadia County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 141,000 |
| Ascension County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 110,000 |
| Calcasieu County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 83,000 |
| Rapides County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| St. Tammany County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Cumberland County Maine | 1 | $ 368,000 | $ 368,000 | $ 186,000 |
| Kennebec County Maine | 1 | $ 138,000 | $ 138,000 | $ 195,000 |
| York County Maine | 1 | $ 217,000 | $ 217,000 | $ 80,000 |
| Anne Arundel County Maryland | 1 | $ 272,000 | $ 272,000 | $ 79,000 |
| Frederick County Maryland | 1 | $ 252,000 | $ 252,000 | $ 186,000 |
| Berkshire County Massachusetts | 1 | $ 476,000 | $ 476,000 | $ 251,000 |
| Bristol County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 80,000 |
| Hampshire County Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 125,000 |
| Delta County Michigan | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Ingham County Michigan | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Jackson County Michigan | 1 | $ 98,000 | $ 98,000 | $ 141,000 |
| Kalamazoo County Michigan | 1 | $ 675,000 | $ 675,000 | $ 176,000 |
| Mecosta County Michigan | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| Ottawa County Michigan | 1 | $ 147,000 | $ 147,000 | $ 40,000 |
| Rice County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 152,000 |
| Scott County Minnesota | 1 | $ 540,000 | $ 540,000 | $ 128,000 |
| Sherburne County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Wright County Minnesota | 1 | $ 256,000 | $ 256,000 | $ 143,000 |
| Cape Girardeau County Missouri | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Greene County Missouri | 1 | $ 56,000 | $ 56,000 | $ 302,000 |
| Mercer County Missouri | 1 | $ 213,000 | $ 213,000 | $ 67,000 |
| St. Louis County Missouri | 1 | $ 687,000 | $ 687,000 | $ 194,000 |
| Lewis and Clark County Montana | 1 | $ 303,000 | $ 303,000 | $ 98,000 |
| Douglas County Nevada | 1 | $ 377,000 | $ 377,000 | $ 268,000 |
| White Pine County Nevada | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Cheshire County New Hampshire | 1 | $ 224,000 | $ 224,000 | $ 320,000 |
| Grafton County New Hampshire | 1 | $ 683,000 | $ 683,000 | $ 384,000 |
| Cape May County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 117,000 |
| Cumberland County New Jersey | 1 | $ 276,000 | $ 276,000 | $ 226,000 |
| Hunterdon County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 145,000 |
| Somerset County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Union County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 150,000 |
| Warren County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 139,000 |
| Dona Ana County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Los Alamos County New Mexico | 1 | $ 143,000 | $ 143,000 | $ 150,000 |
| Sandoval County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 229,000 |
| Santa Fe County New Mexico | 1 | $ 601,000 | $ 601,000 | $ 206,000 |
| Taos County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| Bronx County New York | 1 | $ 328,000 | $ 328,000 | $ 186,000 |
| Monroe County New York | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| New York County New York | 1 | $ 551,000 | $ 551,000 | $ 95,000 |
| Niagara County New York | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| St. Lawrence County New York | 1 | $ 180,000 | $ 180,000 | $ 117,000 |
| Alamance County North Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 88,000 |
| Catawba County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 59,000 |
| Dare County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
| Montgomery County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 264,000 |
| Moore County North Carolina | 1 | $ 586,000 | $ 586,000 | $ 282,000 |
| Nash County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 84,000 |
| Onslow County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Pender County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 223,000 |
| Rutherford County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 127,000 |
| Transylvania County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 119,000 |
| Wilson County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 118,000 |
| Ashtabula County Ohio | 1 | $ 73,000 | $ 73,000 | $ 64,000 |
| Athens County Ohio | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Champaign County Ohio | 1 | $ 740,000 | $ 740,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 68,000 | $ 68,000 | $ 84,000 |
| Delaware County Ohio | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Fairfield County Ohio | 1 | $ 210,000 | $ 210,000 | $ 70,000 |
| Lorain County Ohio | 1 | $ 91,000 | $ 91,000 | $ 25,000 |
| Montgomery County Ohio | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Ottawa County Ohio | 1 | $ 455,000 | $ 455,000 | $ 189,000 |
| Summit County Ohio | 1 | $ 252,000 | $ 252,000 | $ 138,000 |
| Cleveland County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 66,000 |
| Mayes County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Tulsa County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Deschutes County Oregon | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Jackson County Oregon | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Linn County Oregon | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Berks County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 180,000 |
| Bucks County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| Chester County Pennsylvania | 1 | $ 339,000 | $ 339,000 | $ 101,000 |
| Columbia County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 110,000 |
| Luzerne County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 79,000 |
| Monroe County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 61,000 |
| Montgomery County Pennsylvania | 1 | $ 574,000 | $ 574,000 | $ 269,000 |
| Northampton County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Schuylkill County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 400,000 |
| Washington County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| Westmoreland County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 90,000 |
| Providence County Rhode Island | 1 | $ 219,000 | $ 219,000 | $ 82,000 |
| Washington County Rhode Island | 1 | $ 300,000 | $ 300,000 | $ 122,000 |
| Horry County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| York County South Carolina | 1 | $ 327,000 | $ 327,000 | $ 119,000 |
| Carter County Tennessee | 1 | $ 283,000 | $ 283,000 | $ 240,000 |
| Loudon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Maury County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 58,000 |
| Montgomery County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Washington County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 100,000 |
| Wilson County Tennessee | 1 | $ 286,000 | $ 286,000 | $ 57,000 |
| Brazoria County Texas | 1 | $ 98,000 | $ 98,000 | $ 207,000 |
| Brazos County Texas | 1 | $ 50,000 | $ 50,000 | $ 216,000 |
| Cameron County Texas | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| El Paso County Texas | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Galveston County Texas | 1 | $ 420,000 | $ 420,000 | $ 174,000 |
| Gregg County Texas | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Hunt County Texas | 1 | $ 60,000 | $ 60,000 | $ 103,000 |
| Orange County Texas | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Polk County Texas | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Runnels County Texas | 1 | $ 91,000 | $ 91,000 | $ 57,000 |
| San Jacinto County Texas | 1 | $ 151,000 | $ 151,000 | $ 140,000 |
| Washington County Utah | 1 | $ 366,000 | $ 366,000 | $ 91,000 |
| Frederick County Virginia | 1 | $ 158,000 | $ 158,000 | $ 93,000 |
| Gloucester County Virginia | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Henrico County Virginia | 1 | $ 435,000 | $ 435,000 | $ 229,000 |
| Manassas County Virginia | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Mecklenburg County Virginia | 1 | $ 261,000 | $ 261,000 | $ 90,000 |
| Northumberland County Virginia | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Portsmouth County Virginia | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| Richmond City County Virginia | 1 | $ 298,000 | $ 298,000 | $ 99,000 |
| Stafford County Virginia | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Warren County Virginia | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Westmoreland County Virginia | 1 | $ 374,000 | $ 374,000 | $ 227,000 |
| Chelan County Washington | 1 | $ 164,000 | $ 164,000 | $ 235,000 |
| Island County Washington | 1 | $ 650,000 | $ 650,000 | $ 346,000 |
| Mason County Washington | 1 | $ 362,000 | $ 362,000 | $ 156,000 |
| Skamania County Washington | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Thurston County Washington | 1 | $ 176,000 | $ 176,000 | $ 77,000 |
| Whitman County Washington | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Ohio County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 13,000 |
| Bayfield County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Door County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 295,000 |
| Lincoln County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Menominee County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 275,000 |
| Ozaukee County Wisconsin | 1 | $ 508,000 | $ 508,000 | $ 345,000 |
| Washington County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 53,000 |
| Platte County Wyoming | 1 | $ 52,000 | $ 52,000 | $ 198,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,493 | $619,236,000 | $414,000 | $11,040,000 | $161,000 | $1,414,000 |
| Home Purchase | 1,401 | $688,531,000 | $491,000 | $5,256,000 | $184,000 | $1,309,000 |
| Home Improvement | 187 | $24,399,000 | $130,000 | $1,000,000 | $143,000 | $2,460,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,795 | $799,303,000 | $445,000 | $2,452,000 | $180,000 | $1,414,000 |
| Not Provided | 768 | $257,611,000 | $335,000 | $1,500,000 | $159,000 | $2,460,000 |
| Asian | 315 | $165,784,000 | $526,000 | $2,000,000 | $170,000 | $1,248,000 |
| Hispanic | 120 | $39,109,000 | $325,000 | $1,237,000 | $128,000 | $425,000 |
| Black or African American | 61 | $21,175,000 | $347,000 | $837,000 | $163,000 | $2,100,000 |
| Not applicable | 10 | $44,577,000 | $4,457,000 | $11,040,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $2,666,000 | $380,000 | $1,000,000 | $152,000 | $250,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $1,941,000 | $388,000 | $671,000 | $179,000 | $349,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,081 | $1,332,166,000 | $432,000 | $11,040,000 | $170,000 | $2,460,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,363 | $506,695,000 | $371,000 | $11,040,000 | $149,000 | $1,013,000 |
| Loan Purchased By The Institution | 937 | $616,523,000 | $657,000 | $2,452,000 | $221,000 | $1,414,000 |
| Application Withdrawn By Applicant | 441 | $121,302,000 | $275,000 | $1,000,000 | $144,000 | $1,161,000 |
| Application Denied By Financial Institution | 218 | $43,669,000 | $200,000 | $1,500,000 | $149,000 | $2,460,000 |
| File Closed For Incompleteness | 104 | $37,550,000 | $361,000 | $1,000,000 | $148,000 | $533,000 |
| Application Approved But Not Accepted | 18 | $6,427,000 | $357,000 | $1,237,000 | $144,000 | $345,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 47 | $11,788,000 | $250,000 | $744,000 | $167,000 | $787,000 |
| Debt-To-Income Ratio | 40 | $12,447,000 | $311,000 | $1,119,000 | $99,000 | $364,000 |
| Other | 38 | $5,939,000 | $156,000 | $1,500,000 | $185,000 | $2,100,000 |
| Credit History | 27 | $7,605,000 | $281,000 | $600,000 | $153,000 | $420,000 |
| Credit Application Incomplete | 5 | $993,000 | $198,000 | $320,000 | $181,000 | $264,000 |
| Unverifiable Information | 3 | $622,000 | $207,000 | $460,000 | $184,000 | $292,000 |
| Employment History | 2 | $298,000 | $149,000 | $238,000 | $145,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $416,000 | $208,000 | $300,000 | $56,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.