Allied First Bank,Sb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Allied First Bank,Sb 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Allied First Bank,Sb
3201 Orchard Rd
Oswego, IL 60543
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 806
Total Mortgage Loan Application Amount $190,597,000
Average Mortgage Loan Application Amount $191,333
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $75,000
Highest Applicant Income $730,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Allied First Bank,Sb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Allied First Bank,Sb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Allied First Bank,Sb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Allied First Bank,Sb serves its applicants.

Each category highlights the total number of mortgage applications processed by Allied First Bank,Sb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Allied First Bank,Sb's mortgage activity for 2015.

Mortgage Loan Application Totals for Allied First Bank,Sb by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 213 $ 40,558,000 $ 190,000 $ 90,000
ELGIN, IL 51 $ 8,372,000 $ 164,000 $ 70,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 22 $ 7,129,000 $ 324,000 $ 80,000
SAN DIEGO-CARLSBAD, CA 20 $ 9,354,000 $ 467,000 $ 131,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 19 $ 5,750,000 $ 302,000 $ 68,000
PHOENIX-MESA-SCOTTSDALE, AZ 18 $ 4,984,000 $ 276,000 $ 70,000
KANKAKEE, IL 17 $ 2,421,000 $ 142,000 $ 83,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 16 $ 6,287,000 $ 378,000 $ 42,333
SALT LAKE CITY, UT 13 $ 3,206,000 $ 246,000 $ 52,000
BALTIMORE-COLUMBIA-TOWSON, MD 12 $ 3,336,000 $ 278,000 $ 51,000
DALLAS-PLANO-IRVING, TX 10 $ 1,945,000 $ 194,000 $ 24,000
LAKELAND-WINTER HAVEN, FL 10 $ 1,699,000 $ 169,000 $ 71,000
ANAHEIM-SANTA ANA-IRVINE, CA 9 $ 4,484,000 $ 498,000 $ 115,000
AKRON, OH 8 $ 1,055,000 $ 131,000 $ 27,000
DENVER-AURORA-LAKEWOOD, CO 8 $ 2,911,000 $ 363,000 $ 87,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 8 $ 3,437,000 $ 429,500 $ 91,500
LAS VEGAS-HENDERSON-PARADISE, NV 7 $ 4,235,000 $ 605,000 $ 218,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 7 $ 1,613,000 $ 230,000 $ 17,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 6 $ 982,000 $ 163,000 $ 23,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 6 $ 1,089,000 $ 181,000 $ 60,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 6 $ 1,400,000 $ 233,000 $ 0
RICHMOND, VA 6 $ 1,575,000 $ 262,000 $ 46,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 6 $ 2,222,000 $ 370,000 $ 64,000
SEATTLE-BELLEVUE-EVERETT, WA 6 $ 2,038,000 $ 339,000 $ 30,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6 $ 1,027,000 $ 171,000 $ 11,000
AUSTIN-ROUND ROCK, TX 5 $ 956,000 $ 191,000 $ 42,000
BOSTON, MA 5 $ 1,464,000 $ 292,000 $ 48,000
NEWARK, NJ-PA 5 $ 1,592,000 $ 318,000 $ 81,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 5 $ 1,370,000 $ 260,000 $ 12,000
ALBUQUERQUE, NM 4 $ 519,000 $ 129,000 $ 34,000
BAKERSFIELD, CA 4 $ 905,000 $ 226,000 $ 40,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 4 $ 746,000 $ 186,000 $ 15,000
CLEVELAND-ELYRIA, OH 4 $ 563,000 $ 140,000 $ 15,000
GARY, IN 4 $ 717,000 $ 179,000 $ 31,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 4 $ 1,246,000 $ 329,500 $ 48,000
OAKLAND-HAYWARD-BERKELEY, CA 4 $ 1,213,000 $ 303,000 $ 43,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 4 $ 936,000 $ 234,000 $ 161,000
WILMINGTON, DE-MD-NJ 4 $ 1,136,000 $ 284,000 $ 70,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 3 $ 792,000 $ 264,000 $ 49,000
CLARKSVILLE, TN-KY 3 $ 585,000 $ 195,000 $ 13,000
DUTCHESS COUNTY-PUTNAM COUNTY, NY 3 $ 917,000 $ 305,000 $ 74,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 956,000 $ 318,000 $ 97,000
FORT WORTH-ARLINGTON, TX 3 $ 799,000 $ 266,000 $ 77,000
GREELEY, CO 3 $ 653,000 $ 217,000 $ 56,000
MEMPHIS, TN-MS-AR 3 $ 684,000 $ 228,000 $ 79,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 3 $ 863,000 $ 287,000 $ 0
NEW ORLEANS-METAIRIE, LA 3 $ 552,000 $ 184,000 $ 68,000
OKLAHOMA CITY, OK 3 $ 716,000 $ 238,000 $ 0
ROCKFORD, IL 3 $ 469,000 $ 156,000 $ 64,000
ST. LOUIS, MO-IL 3 $ 640,000 $ 210,000 $ 70,500
STOCKTON-LODI, CA 3 $ 1,076,000 $ 358,000 $ 32,000
TUCSON, AZ 3 $ 971,000 $ 323,000 $ 187,000
URBAN HONOLULU, HI 3 $ 1,807,000 $ 602,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 2 $ 419,000 $ 209,000 $ 20,000
ANCHORAGE, AK 2 $ 578,000 $ 289,000 $ 35,000
BOISE CITY, ID 2 $ 427,000 $ 213,000 $ 52,000
BOULDER, CO 2 $ 483,000 $ 241,000 $ 50,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 1,033,000 $ 516,000 $ 83,000
CINCINNATI, OH-KY-IN 2 $ 360,000 $ 180,000 $ 0
COLUMBUS, OH 2 $ 634,000 $ 317,000 $ 67,000
CORPUS CHRISTI, TX 2 $ 442,000 $ 221,000 $ 0
HAGERSTOWN-MARTINSBURG, MD-WV 2 $ 526,000 $ 263,000 $ 15,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 2 $ 388,000 $ 194,000 $ 0
JACKSONVILLE, FL 2 $ 439,000 $ 219,000 $ 0
KANSAS CITY, MO-KS 2 $ 206,000 $ 103,000 $ 88,000
LAKE HAVASU CITY-KINGMAN, AZ 2 $ 401,000 $ 200,000 $ 60,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 316,000 $ 158,000 $ 0
MIAMI-MIAMI BEACH-KENDALL, FL 2 $ 267,000 $ 133,000 $ 37,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2 $ 375,000 $ 187,000 $ 0
ORLANDO-KISSIMMEE-SANFORD, FL 2 $ 468,000 $ 234,000 $ 0
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 860,000 $ 430,000 $ 97,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 461,000 $ 230,000 $ 0
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 2 $ 370,000 $ 185,000 $ 25,000
PROVIDENCE-WARWICK, RI-MA 2 $ 777,000 $ 388,000 $ 100,000
PROVO-OREM, UT 2 $ 578,000 $ 289,000 $ 67,000
SALISBURY, MD-DE 2 $ 418,000 $ 209,000 $ 59,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 2 $ 453,000 $ 226,000 $ 57,000
SPOKANE-SPOKANE VALLEY, WA 2 $ 308,000 $ 154,000 $ 53,000
SPRINGFIELD, MO 2 $ 364,000 $ 182,000 $ 0
VISALIA-PORTERVILLE, CA 2 $ 428,000 $ 214,000 $ 0
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 332,000 $ 166,000 $ 72,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 188,000 $ 188,000 $ 0
APPLETON, WI 1 $ 211,000 $ 211,000 $ 171,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 159,000 $ 159,000 $ 0
BEND-REDMOND, OR 1 $ 703,000 $ 703,000 $ 280,000
BILLINGS, MT 1 $ 209,000 $ 209,000 $ 0
BIRMINGHAM-HOOVER, AL 1 $ 245,000 $ 245,000 $ 197,000
BREMERTON-SILVERDALE, WA 1 $ 211,000 $ 211,000 $ 58,000
BRUNSWICK, GA 1 $ 268,000 $ 268,000 $ 0
CAMDEN, NJ 1 $ 191,000 $ 191,000 $ 0
CANTON-MASSILLON, OH 1 $ 126,000 $ 126,000 $ 55,000
CAPE CORAL-FORT MYERS, FL 1 $ 241,000 $ 241,000 $ 0
CAPE GIRARDEAU, MO-IL 1 $ 136,000 $ 136,000 $ 52,000
CARSON CITY, NV 1 $ 135,000 $ 135,000 $ 0
CASPER, WY 1 $ 215,000 $ 215,000 $ 0
COLUMBUS, GA-AL 1 $ 208,000 $ 208,000 $ 0
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 86,000 $ 86,000 $ 17,000
DAPHNE-FAIRHOPE-FOLEY, AL 1 $ 124,000 $ 124,000 $ 45,000
DECATUR, AL 1 $ 130,000 $ 130,000 $ 96,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 200,000 $ 200,000 $ 59,000
DOTHAN, AL 1 $ 484,000 $ 484,000 $ 0
DOVER, DE 1 $ 152,000 $ 152,000 $ 79,000
EL PASO, TX 1 $ 195,000 $ 195,000 $ 0
ELIZABETHTOWN-FORT KNOX, KY 1 $ 219,000 $ 219,000 $ 0
EUGENE, OR 1 $ 155,000 $ 155,000 $ 0
FAIRBANKS, AK 1 $ 264,000 $ 264,000 $ 0
FARGO, ND-MN 1 $ 102,000 $ 102,000 $ 57,000
FAYETTEVILLE, NC 1 $ 191,000 $ 191,000 $ 0
FLAGSTAFF, AZ 1 $ 188,000 $ 188,000 $ 48,000
GADSDEN, AL 1 $ 75,000 $ 75,000 $ 107,000
GRANTS PASS, OR 1 $ 205,000 $ 205,000 $ 0
GREAT FALLS, MT 1 $ 158,000 $ 158,000 $ 0
GREENSBORO-HIGH POINT, NC 1 $ 218,000 $ 218,000 $ 0
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 154,000 $ 154,000 $ 0
HANFORD-CORCORAN, CA 1 $ 337,000 $ 337,000 $ 120,000
HARRISBURG-CARLISLE, PA 1 $ 256,000 $ 256,000 $ 88,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 233,000 $ 233,000 $ 164,000
HOMOSASSA SPRINGS, FL 1 $ 116,000 $ 116,000 $ 170,000
JACKSON, MS 1 $ 249,000 $ 249,000 $ 0
JACKSONVILLE, NC 1 $ 226,000 $ 226,000 $ 0
JANESVILLE-BELOIT, WI 1 $ 144,000 $ 144,000 $ 77,000
KALAMAZOO-PORTAGE, MI 1 $ 137,000 $ 137,000 $ 0
KENNEWICK-RICHLAND, WA 1 $ 259,000 $ 259,000 $ 0
KILLEEN-TEMPLE, TX 1 $ 198,000 $ 198,000 $ 0
KNOXVILLE, TN 1 $ 130,000 $ 130,000 $ 0
LAFAYETTE-WEST LAFAYETTE, IN 1 $ 84,000 $ 84,000 $ 0
LANSING-EAST LANSING, MI 1 $ 150,000 $ 150,000 $ 46,000
LAREDO, TX 1 $ 240,000 $ 240,000 $ 0
LINCOLN, NE 1 $ 334,000 $ 334,000 $ 139,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 228,000 $ 228,000 $ 0
MERCED, CA 1 $ 147,000 $ 147,000 $ 45,000
MODESTO, CA 1 $ 168,000 $ 168,000 $ 0
MONROE, LA 1 $ 351,000 $ 351,000 $ 116,000
MONROE, MI 1 $ 174,000 $ 174,000 $ 0
MONTGOMERY, AL 1 $ 193,000 $ 193,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1 $ 309,000 $ 309,000 $ 0
NAPA, CA 1 $ 588,000 $ 588,000 $ 347,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 310,000 $ 310,000 $ 261,000
NEW HAVEN-MILFORD, CT 1 $ 269,000 $ 269,000 $ 68,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 242,000 $ 242,000 $ 0
OCALA, FL 1 $ 85,000 $ 85,000 $ 67,000
OGDEN-CLEARFIELD, UT 1 $ 217,000 $ 217,000 $ 61,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 302,000 $ 302,000 $ 0
PEORIA, IL 1 $ 100,000 $ 100,000 $ 185,000
PHILADELPHIA, PA 1 $ 139,000 $ 139,000 $ 88,000
PITTSBURGH, PA 1 $ 187,000 $ 187,000 $ 0
PORT ST. LUCIE, FL 1 $ 157,000 $ 157,000 $ 38,000
PORTLAND-SOUTH PORTLAND, ME 1 $ 173,000 $ 173,000 $ 0
RALEIGH, NC 1 $ 155,000 $ 155,000 $ 56,000
RENO, NV 1 $ 123,000 $ 123,000 $ 0
ROCHESTER, NY 1 $ 139,000 $ 139,000 $ 92,000
SALINAS, CA 1 $ 618,000 $ 618,000 $ 180,000
SAN ANTONIO-NEW BRAUNFELS, TX 1 $ 236,000 $ 236,000 $ 0
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 200,000 $ 200,000 $ 120,000
SAN RAFAEL, CA 1 $ 516,000 $ 516,000 $ 0
SANTA ROSA, CA 1 $ 169,000 $ 169,000 $ 39,000
SHREVEPORT-BOSSIER CITY, LA 1 $ 368,000 $ 368,000 $ 0
SPARTANBURG, SC 1 $ 158,000 $ 158,000 $ 60,000
SPRINGFIELD, MA 1 $ 382,000 $ 382,000 $ 108,000
SUMTER, SC 1 $ 158,000 $ 158,000 $ 551,000
TACOMA-LAKEWOOD, WA 1 $ 412,000 $ 412,000 $ 86,000
TULSA, OK 1 $ 267,000 $ 267,000 $ 0
VALDOSTA, GA 1 $ 286,000 $ 286,000 $ 0
YUBA CITY, CA 1 $ 340,000 $ 340,000 $ 110,000

Mortgage Loan Application Detail Totals for Allied First Bank,Sb in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 573 $141,454,000 $246,000 $3,000,000 $57,000 $730,000
Home Purchase 232 $49,026,000 $211,000 $766,000 $96,000 $722,000
Home Improvement 1 $117,000 $117,000 $117,000 $72,000 $72,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 486 $112,200,000 $230,000 $1,145,000 $77,000 $722,000
Not Provided 162 $38,934,000 $240,000 $752,000 $41,000 $549,000
Black or African American 76 $15,816,000 $208,000 $540,000 $56,000 $280,000
Hispanic 51 $12,213,000 $239,000 $766,000 $61,000 $242,000
Asian 26 $10,032,000 $385,000 $3,000,000 $122,000 $730,000
Native Hawaiian or Other Pacific Islander 3 $1,057,000 $352,000 $480,000 $90,000 $177,000
Not applicable 1 $112,000 $112,000 $112,000 $0 $0
American Indian or Alaskan Native 1 $233,000 $233,000 $233,000 $43,000 $43,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 295 $72,770,000 $246,000 $3,000,000 $119,000 $730,000
FHA-insured (Federal Housing Administration) 283 $56,903,000 $201,000 $580,000 $44,000 $200,000
VA-guaranteed (Veterans Administration) 224 $60,318,000 $269,000 $921,000 $32,000 $551,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $606,000 $151,000 $235,000 $56,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 309 $62,159,000 $201,000 $752,000 $89,000 $549,000
Application Withdrawn By Applicant 203 $56,611,000 $278,000 $3,000,000 $50,000 $730,000
File Closed For Incompleteness 188 $46,785,000 $248,000 $1,145,000 $53,000 $551,000
Application Denied By Financial Institution 72 $16,667,000 $231,000 $528,000 $67,000 $271,000
Application Approved But Not Accepted 34 $8,375,000 $246,000 $745,000 $73,000 $255,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 27 $6,214,000 $230,000 $457,000 $61,000 $239,000
Debt-To-Income Ratio 15 $3,601,000 $240,000 $483,000 $57,000 $115,000
Collateral 15 $3,342,000 $222,000 $528,000 $88,000 $271,000
Other 5 $1,015,000 $203,000 $417,000 $73,000 $137,000
Employment History 5 $1,140,000 $228,000 $480,000 $80,000 $123,000
Unverifiable Information 1 $300,000 $300,000 $300,000 $84,000 $84,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Allied First Bank,Sb's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Allied First Bank,Sb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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