Allstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Allstate Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Allstate Bank 3100 Sanders Rd, Suite N4A Northbrook, IL 60062 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 244 |
| Total Mortgage Loan Application Amount | $39,660,000 |
| Average Mortgage Loan Application Amount | $159,917 |
| Highest Mortgage Loan Application Amount | $589,000 |
| Average Applicant Income | $99,027 |
| Highest Applicant Income | $1,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Allstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Allstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Allstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Allstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Allstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Allstate Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 18 | $ 3,397,000 | $ 188,000 | $ 82,000 |
| Maricopa County Arizona | 8 | $ 1,128,000 | $ 141,000 | $ 79,000 |
| Broward County Florida | 5 | $ 680,000 | $ 136,000 | $ 50,000 |
| Lake County Illinois | 4 | $ 893,000 | $ 223,000 | $ 105,000 |
| Clark County Nevada | 4 | $ 648,000 | $ 162,000 | $ 80,000 |
| Los Angeles County California | 3 | $ 974,000 | $ 324,000 | $ 81,000 |
| San Bernardino County California | 3 | $ 489,000 | $ 163,000 | $ 136,000 |
| Hartford County Connecticut | 3 | $ 499,000 | $ 166,000 | $ 57,000 |
| Fulton County Georgia | 3 | $ 830,000 | $ 276,000 | $ 203,000 |
| DuPage County Illinois | 3 | $ 776,000 | $ 258,000 | $ 83,000 |
| Queens County New York | 3 | $ 735,000 | $ 245,000 | $ 169,000 |
| Suffolk County New York | 3 | $ 566,000 | $ 188,000 | $ 174,000 |
| Clackamas County Oregon | 3 | $ 676,000 | $ 225,000 | $ 92,000 |
| Allegheny County Pennsylvania | 3 | $ 155,000 | $ 51,000 | $ 42,000 |
| Chester County Pennsylvania | 3 | $ 360,000 | $ 120,000 | $ 112,000 |
| Montgomery County Pennsylvania | 3 | $ 740,000 | $ 246,000 | $ 108,000 |
| Anchorage County Alaska | 2 | $ 314,000 | $ 157,000 | $ 95,000 |
| Denver County Colorado | 2 | $ 391,000 | $ 195,000 | $ 91,000 |
| Clay County Florida | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Duval County Florida | 2 | $ 265,000 | $ 132,000 | $ 164,000 |
| Miami-Dade County Florida | 2 | $ 228,000 | $ 114,000 | $ 90,000 |
| Pinellas County Florida | 2 | $ 453,000 | $ 226,000 | $ 88,000 |
| Dougherty County Georgia | 2 | $ 122,000 | $ 61,000 | $ 95,000 |
| McHenry County Illinois | 2 | $ 459,000 | $ 229,000 | $ 74,000 |
| Hamilton County Indiana | 2 | $ 425,000 | $ 212,000 | $ 138,000 |
| Jefferson County Louisiana | 2 | $ 293,000 | $ 146,000 | $ 100,000 |
| Jefferson Davis County Louisiana | 2 | $ 65,000 | $ 32,000 | $ 18,000 |
| Baltimore County Maryland | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Baltimore City County Maryland | 2 | $ 94,000 | $ 47,000 | $ 61,000 |
| Frederick County Maryland | 2 | $ 222,000 | $ 111,000 | $ 129,000 |
| Harford County Maryland | 2 | $ 387,000 | $ 193,000 | $ 70,000 |
| Rankin County Mississippi | 2 | $ 440,000 | $ 220,000 | $ 58,000 |
| St. Charles County Missouri | 2 | $ 365,000 | $ 182,000 | $ 44,000 |
| Ocean County New Jersey | 2 | $ 431,000 | $ 215,000 | $ 76,000 |
| Taos County New Mexico | 2 | $ 296,000 | $ 148,000 | $ 46,000 |
| Erie County New York | 2 | $ 213,000 | $ 106,000 | $ 90,000 |
| Kings County New York | 2 | $ 341,000 | $ 170,000 | $ 95,000 |
| Orange County New York | 2 | $ 521,000 | $ 260,000 | $ 81,000 |
| Oswego County New York | 2 | $ 278,000 | $ 139,000 | $ 62,000 |
| Ulster County New York | 2 | $ 201,000 | $ 100,000 | $ 78,000 |
| Mecklenburg County North Carolina | 2 | $ 238,000 | $ 119,000 | $ 113,000 |
| Oklahoma County Oklahoma | 2 | $ 395,000 | $ 197,000 | $ 101,000 |
| Washington County Oregon | 2 | $ 402,000 | $ 201,000 | $ 111,000 |
| Bexar County Texas | 2 | $ 283,000 | $ 141,000 | $ 82,000 |
| Kaufman County Texas | 2 | $ 110,000 | $ 55,000 | $ 120,000 |
| Tarrant County Texas | 2 | $ 230,000 | $ 115,000 | $ 99,000 |
| Snohomish County Washington | 2 | $ 334,000 | $ 167,000 | $ 60,000 |
| Cherokee County Alabama | 1 | $ 143,000 | $ 143,000 | $ 128,000 |
| Macon County Alabama | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Madison County Alabama | 1 | $ 57,000 | $ 57,000 | $ 82,000 |
| Marshall County Alabama | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Tuscaloosa County Alabama | 1 | $ 10,000 | $ 10,000 | $ 96,000 |
| Coconino County Arizona | 1 | $ 427,000 | $ 427,000 | $ 150,000 |
| Navajo County Arizona | 1 | $ 122,000 | $ 122,000 | $ 116,000 |
| Jefferson County Arkansas | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
| Pulaski County Arkansas | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| Union County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Kern County California | 1 | $ 252,000 | $ 252,000 | $ 85,000 |
| Riverside County California | 1 | $ 360,000 | $ 360,000 | $ 78,000 |
| San Diego County California | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Santa Barbara County California | 1 | $ 588,000 | $ 588,000 | $ 175,000 |
| Shasta County California | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Stanislaus County California | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Adams County Colorado | 1 | $ 233,000 | $ 233,000 | $ 76,000 |
| Eagle County Colorado | 1 | $ 589,000 | $ 589,000 | $ 1,400,000 |
| Weld County Colorado | 1 | $ 239,000 | $ 239,000 | $ 39,000 |
| Litchfield County Connecticut | 1 | $ 118,000 | $ 118,000 | $ 85,000 |
| New Haven County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Alachua County Florida | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Citrus County Florida | 1 | $ 95,000 | $ 95,000 | $ 173,000 |
| Collier County Florida | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Hernando County Florida | 1 | $ 132,000 | $ 132,000 | $ 125,000 |
| Hillsborough County Florida | 1 | $ 229,000 | $ 229,000 | $ 84,000 |
| Lake County Florida | 1 | $ 144,000 | $ 144,000 | $ 66,000 |
| Marion County Florida | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| Orange County Florida | 1 | $ 176,000 | $ 176,000 | $ 26,000 |
| Palm Beach County Florida | 1 | $ 50,000 | $ 50,000 | $ 139,000 |
| Sarasota County Florida | 1 | $ 194,000 | $ 194,000 | $ 82,000 |
| Cherokee County Georgia | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| DeKalb County Georgia | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
| Harris County Georgia | 1 | $ 183,000 | $ 183,000 | $ 61,000 |
| Newton County Georgia | 1 | $ 91,000 | $ 91,000 | $ 24,000 |
| Richmond County Georgia | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Walker County Georgia | 1 | $ 147,000 | $ 147,000 | $ 97,000 |
| Hawaii County Hawaii | 1 | $ 407,000 | $ 407,000 | $ 275,000 |
| Honolulu County Hawaii | 1 | $ 208,000 | $ 208,000 | $ 299,000 |
| Custer County Idaho | 1 | $ 59,000 | $ 59,000 | $ 57,000 |
| Kane County Illinois | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Madison County Illinois | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Allen County Indiana | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Lake County Indiana | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Marion County Indiana | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Fayette County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 68,000 |
| Livingston County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 49,000 |
| St. Charles County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| St. Tammany County Louisiana | 1 | $ 240,000 | $ 240,000 | $ 130,000 |
| Montgomery County Maryland | 1 | $ 201,000 | $ 201,000 | $ 35,000 |
| Wayne County Michigan | 1 | $ 53,000 | $ 53,000 | $ 53,000 |
| Jackson County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 35,000 |
| Lincoln County Missouri | 1 | $ 150,000 | $ 150,000 | $ 126,000 |
| St. Louis County Missouri | 1 | $ 43,000 | $ 43,000 | $ 41,000 |
| St. Louis City County Missouri | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Sarpy County Nebraska | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Churchill County Nevada | 1 | $ 194,000 | $ 194,000 | $ 77,000 |
| Lyon County Nevada | 1 | $ 144,000 | $ 144,000 | $ 114,000 |
| Washoe County Nevada | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Burlington County New Jersey | 1 | $ 152,000 | $ 152,000 | $ 85,000 |
| Camden County New Jersey | 1 | $ 141,000 | $ 141,000 | $ 26,000 |
| Monmouth County New Jersey | 1 | $ 333,000 | $ 333,000 | $ 109,000 |
| Morris County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Passaic County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 59,000 |
| Chemung County New York | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
| Richmond County New York | 1 | $ 320,000 | $ 320,000 | $ 120,000 |
| Saratoga County New York | 1 | $ 297,000 | $ 297,000 | $ 203,000 |
| Warren County New York | 1 | $ 103,000 | $ 103,000 | $ 46,000 |
| Cabarrus County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 95,000 |
| Lenoir County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| Lincoln County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Stanly County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Burleigh County North Dakota | 1 | $ 12,000 | $ 12,000 | $ 75,000 |
| Cuyahoga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Miami County Ohio | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
| Summit County Ohio | 1 | $ 142,000 | $ 142,000 | $ 86,000 |
| Cleveland County Oklahoma | 1 | $ 188,000 | $ 188,000 | $ 978,000 |
| Adams County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 62,000 |
| Berks County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Bucks County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 53,000 |
| Butler County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Luzerne County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 205,000 |
| Westmoreland County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Providence County Rhode Island | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Cherokee County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
| Georgetown County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 58,000 |
| Greenville County South Carolina | 1 | $ 281,000 | $ 281,000 | $ 120,000 |
| Knox County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Maury County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Putnam County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 258,000 |
| Shelby County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Dallas County Texas | 1 | $ 77,000 | $ 77,000 | $ 184,000 |
| El Paso County Texas | 1 | $ 236,000 | $ 236,000 | $ 66,000 |
| Grayson County Texas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Harrison County Texas | 1 | $ 136,000 | $ 136,000 | $ 112,000 |
| Clarke County Virginia | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Hanover County Virginia | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Henrico County Virginia | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Loudoun County Virginia | 1 | $ 164,000 | $ 164,000 | $ 39,000 |
| Newport News County Virginia | 1 | $ 188,000 | $ 188,000 | $ 127,000 |
| Norfolk County Virginia | 1 | $ 111,000 | $ 111,000 | $ 58,000 |
| Stafford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Tazewell County Virginia | 1 | $ 169,000 | $ 169,000 | $ 88,000 |
| Clark County Washington | 1 | $ 483,000 | $ 483,000 | $ 129,000 |
| Cowlitz County Washington | 1 | $ 146,000 | $ 146,000 | $ 97,000 |
| Pierce County Washington | 1 | $ 188,000 | $ 188,000 | $ 38,000 |
| Preston County West Virginia | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Raleigh County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Kenosha County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Allstate Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 158 | $24,254,000 | $151,810 | $504,000 | $83,162 | $399,000 |
| Home Purchase | 70 | $13,031,000 | $190,807 | $589,000 | $136,115 | $1,400,000 |
| Home Improvement | 16 | $2,375,000 | $109,600 | $512,000 | $61,300 | $288,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 144 | $24,567,000 | $160,093 | $589,000 | $108,812 | $1,400,000 |
| Not Provided | 38 | $5,981,000 | $152,000 | $588,000 | $93,800 | $399,000 |
| Black or African American | 33 | $4,869,000 | $151,888 | $300,000 | $70,500 | $277,000 |
| Hispanic | 17 | $2,446,000 | $125,916 | $289,000 | $61,333 | $109,000 |
| Asian | 7 | $896,000 | $115,166 | $235,000 | $119,166 | $299,000 |
| American Indian or Alaskan Native | 2 | $188,000 | $94,000 | $143,000 | $64,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $670,000 | $335,000 | $439,000 | $219,500 | $368,000 |
| Not applicable | 1 | $43,000 | $43,000 | $43,000 | $120,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 244 | $39,660,000 | $151,289 | $589,000 | $97,552 | $1,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 147 | $26,207,000 | $165,620 | $588,000 | $87,103 | $299,000 |
| Application Denied By Financial Institution | 47 | $6,673,000 | $144,875 | $483,000 | $74,083 | $399,000 |
| Application Approved But Not Accepted | 21 | $2,738,000 | $136,125 | $439,000 | $142,812 | $978,000 |
| Application Withdrawn By Applicant | 15 | $2,840,000 | $168,272 | $589,000 | $172,636 | $1,400,000 |
| File Closed For Incompleteness | 14 | $1,202,000 | $86,250 | $200,000 | $76,500 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 21 | $3,267,000 | $150,125 | $483,000 | $76,625 | $399,000 |
| Debt-To-Income Ratio | 10 | $1,340,000 | $134,000 | $247,000 | $39,200 | $120,000 |
| Other | 6 | $1,059,000 | $186,600 | $295,000 | $124,400 | $200,000 |
| Credit Application Incomplete | 4 | $225,000 | $56,666 | $68,000 | $63,000 | $139,000 |
| Credit History | 4 | $400,000 | $100,000 | $186,000 | $52,750 | $86,000 |
| Employment History | 1 | $143,000 | $143,000 | $143,000 | $128,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $239,000 | $239,000 | $239,000 | $103,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Allstate Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Allstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.