Allstate Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Allstate Home Loans, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Allstate Home Loans, Inc. 5 Corporate Park, Suite 100 Irvine, CA 92606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 |
| Total Number of Mortgage Applications | 4,387 |
| Total Mortgage Loan Application Amount | $1,062,968,000 |
| Average Mortgage Loan Application Amount | $177,900 |
| Highest Mortgage Loan Application Amount | $11,125,000 |
| Average Applicant Income | $107,475 |
| Highest Applicant Income | $3,180,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Allstate Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Allstate Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Allstate Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Allstate Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Allstate Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Allstate Home Loans, Inc.'s mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 761 | $ 225,043,000 | $ 295,000 | $ 128,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 676 | $ 149,808,000 | $ 221,000 | $ 118,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 339 | $ 140,215,000 | $ 413,000 | $ 183,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 244 | $ 46,803,000 | $ 191,000 | $ 119,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 175 | $ 64,117,000 | $ 366,000 | $ 163,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 132 | $ 28,431,000 | $ 215,000 | $ 113,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 108 | $ 17,961,000 | $ 166,000 | $ 92,000 |
| LAS VEGAS-PARADISE, NV | 105 | $ 21,371,000 | $ 203,000 | $ 110,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 75 | $ 27,877,000 | $ 371,000 | $ 153,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 74 | $ 8,659,000 | $ 117,000 | $ 125,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 67 | $ 14,853,000 | $ 221,000 | $ 118,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 47 | $ 10,490,000 | $ 223,000 | $ 123,000 |
| STOCKTON, CA | 46 | $ 11,097,000 | $ 241,000 | $ 117,000 |
| BAKERSFIELD, CA | 44 | $ 6,675,000 | $ 151,000 | $ 74,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 43 | $ 8,570,000 | $ 199,000 | $ 111,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 42 | $ 6,933,000 | $ 165,000 | $ 74,000 |
| ST. LOUIS, MO-IL | 40 | $ 5,192,000 | $ 129,000 | $ 136,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 39 | $ 8,381,000 | $ 214,000 | $ 103,000 |
| TACOMA, WA | 37 | $ 6,424,000 | $ 173,000 | $ 124,000 |
| MODESTO, CA | 36 | $ 6,788,000 | $ 188,000 | $ 106,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 34 | $ 6,124,000 | $ 180,000 | $ 126,000 |
| INDIANAPOLIS, IN | 30 | $ 3,544,000 | $ 118,000 | $ 53,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 29 | $ 7,709,000 | $ 265,000 | $ 178,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 27 | $ 4,568,000 | $ 169,000 | $ 112,000 |
| DENVER-AURORA, CO | 23 | $ 3,757,000 | $ 163,000 | $ 93,000 |
| KANSAS CITY, MO-KS | 23 | $ 1,634,000 | $ 71,000 | $ 98,000 |
| OGDEN-CLEARFIELD, UT | 23 | $ 1,914,000 | $ 83,000 | $ 193,000 |
| GARY, IN | 22 | $ 1,624,000 | $ 73,000 | $ 49,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 21 | $ 1,619,000 | $ 77,000 | $ 131,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 20 | $ 7,932,000 | $ 396,000 | $ 151,000 |
| BALTIMORE-TOWSON, MD | 19 | $ 3,157,000 | $ 166,000 | $ 103,000 |
| CAPE CORAL-FORT MYERS, FL | 18 | $ 2,555,000 | $ 141,000 | $ 85,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 18 | $ 8,464,000 | $ 470,000 | $ 202,000 |
| FRESNO, CA | 17 | $ 3,188,000 | $ 187,000 | $ 88,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 17 | $ 3,132,000 | $ 184,000 | $ 142,000 |
| HONOLULU, HI | 16 | $ 7,064,000 | $ 441,000 | $ 161,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 15 | $ 6,131,000 | $ 408,000 | $ 192,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 15 | $ 3,267,000 | $ 217,000 | $ 83,000 |
| SALT LAKE CITY, UT | 15 | $ 2,178,000 | $ 145,000 | $ 90,000 |
| BOISE CITY-NAMPA, ID | 14 | $ 1,762,000 | $ 125,000 | $ 79,000 |
| COLUMBUS, GA-AL | 14 | $ 1,051,000 | $ 75,000 | $ 108,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 12 | $ 1,981,000 | $ 165,000 | $ 119,000 |
| VALLEJO-FAIRFIELD, CA | 12 | $ 2,801,000 | $ 233,000 | $ 76,000 |
| VISALIA-PORTERVILLE, CA | 12 | $ 1,933,000 | $ 161,000 | $ 109,000 |
| GRAND RAPIDS-WYOMING, MI | 11 | $ 923,000 | $ 83,000 | $ 127,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 11 | $ 1,105,000 | $ 100,000 | $ 54,000 |
| CHICO, CA | 10 | $ 1,388,000 | $ 138,000 | $ 266,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 908,000 | $ 90,000 | $ 50,000 |
| PRESCOTT, AZ | 10 | $ 2,645,000 | $ 264,000 | $ 181,000 |
| TUCSON, AZ | 10 | $ 1,584,000 | $ 158,000 | $ 94,000 |
| COLORADO SPRINGS, CO | 9 | $ 1,386,000 | $ 154,000 | $ 76,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 9 | $ 2,123,000 | $ 235,000 | $ 198,000 |
| JACKSONVILLE, FL | 9 | $ 2,020,000 | $ 224,000 | $ 97,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 9 | $ 1,604,000 | $ 178,000 | $ 81,000 |
| OCALA, FL | 9 | $ 806,000 | $ 89,000 | $ 109,000 |
| ORLANDO, FL | 9 | $ 2,240,000 | $ 248,000 | $ 69,000 |
| RALEIGH-CARY, NC | 9 | $ 1,419,000 | $ 157,000 | $ 122,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 8 | $ 1,873,000 | $ 234,000 | $ 67,000 |
| FLINT, MI | 8 | $ 2,426,000 | $ 303,000 | $ 85,000 |
| LAKELAND, FL | 8 | $ 1,191,000 | $ 148,000 | $ 92,000 |
| OLYMPIA, WA | 8 | $ 985,000 | $ 123,000 | $ 89,000 |
| ASHEVILLE, NC | 7 | $ 1,185,000 | $ 169,000 | $ 120,000 |
| COEUR D'ALENE, ID | 7 | $ 809,000 | $ 115,000 | $ 90,000 |
| MERCED, CA | 7 | $ 1,513,000 | $ 216,000 | $ 48,000 |
| PROVO-OREM, UT | 7 | $ 1,139,000 | $ 162,000 | $ 178,000 |
| RENO-SPARKS, NV | 7 | $ 1,378,000 | $ 196,000 | $ 118,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 7 | $ 2,821,000 | $ 403,000 | $ 235,000 |
| ALBUQUERQUE, NM | 6 | $ 579,000 | $ 96,000 | $ 357,000 |
| EL CENTRO, CA | 6 | $ 812,000 | $ 135,000 | $ 81,000 |
| MOUNT VERNON-ANACORTES, WA | 6 | $ 804,000 | $ 134,000 | $ 54,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 863,000 | $ 143,000 | $ 85,000 |
| ST. GEORGE, UT | 6 | $ 946,000 | $ 157,000 | $ 58,000 |
| YUMA, AZ | 6 | $ 570,000 | $ 95,000 | $ 58,000 |
| JACKSON, MS | 5 | $ 642,000 | $ 128,000 | $ 79,000 |
| MEDFORD, OR | 5 | $ 1,155,000 | $ 231,000 | $ 59,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 5 | $ 1,092,000 | $ 218,000 | $ 42,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 447,000 | $ 89,000 | $ 111,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5 | $ 1,674,000 | $ 334,000 | $ 112,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,216,000 | $ 443,000 | $ 179,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 516,000 | $ 129,000 | $ 19,000 |
| JACKSONVILLE, NC | 4 | $ 168,000 | $ 42,000 | $ 83,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 4 | $ 382,000 | $ 95,000 | $ 255,000 |
| KNOXVILLE, TN | 4 | $ 330,000 | $ 82,000 | $ 55,000 |
| MADISON, WI | 4 | $ 746,000 | $ 186,000 | $ 104,000 |
| SANTA ROSA-PETALUMA, CA | 4 | $ 1,676,000 | $ 419,000 | $ 227,000 |
| SARASOTA-BRADENTON-VENICE, FL | 4 | $ 694,000 | $ 173,000 | $ 53,000 |
| ANN ARBOR, MI | 3 | $ 478,000 | $ 159,000 | $ 163,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 261,000 | $ 87,000 | $ 50,000 |
| BEND, OR | 3 | $ 526,000 | $ 175,000 | $ 95,000 |
| COLUMBIA, SC | 3 | $ 310,000 | $ 103,000 | $ 48,000 |
| ELKHART-GOSHEN, IN | 3 | $ 1,103,000 | $ 367,000 | $ 258,000 |
| EUGENE-SPRINGFIELD, OR | 3 | $ 351,000 | $ 117,000 | $ 81,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 293,000 | $ 97,000 | $ 86,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 267,000 | $ 89,000 | $ 69,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 351,000 | $ 117,000 | $ 77,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 3 | $ 453,000 | $ 151,000 | $ 106,000 |
| OKLAHOMA CITY, OK | 3 | $ 189,000 | $ 63,000 | $ 53,000 |
| SPOKANE, WA | 3 | $ 308,000 | $ 102,000 | $ 84,000 |
| YUBA CITY, CA | 3 | $ 643,000 | $ 214,000 | $ 204,000 |
| BATTLE CREEK, MI | 2 | $ 118,000 | $ 59,000 | $ 40,000 |
| BELLINGHAM, WA | 2 | $ 450,000 | $ 225,000 | $ 162,000 |
| BOULDER, CO | 2 | $ 204,000 | $ 102,000 | $ 96,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 284,000 | $ 142,000 | $ 47,000 |
| CAMDEN, NJ | 2 | $ 226,000 | $ 113,000 | $ 59,000 |
| CHATTANOOGA, TN-GA | 2 | $ 130,000 | $ 65,000 | $ 90,000 |
| ESSEX COUNTY, MA | 2 | $ 1,000,000 | $ 500,000 | $ 83,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 99,000 | $ 49,000 | $ 48,000 |
| FLAGSTAFF, AZ | 2 | $ 232,000 | $ 116,000 | $ 66,000 |
| GREELEY, CO | 2 | $ 715,000 | $ 357,000 | $ 162,000 |
| GREENVILLE, SC | 2 | $ 143,000 | $ 71,000 | $ 0 |
| GULFPORT-BILOXI, MS | 2 | $ 142,000 | $ 71,000 | $ 83,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 226,000 | $ 113,000 | $ 118,000 |
| HOT SPRINGS, AR | 2 | $ 157,000 | $ 78,000 | $ 150,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 131,000 | $ 65,000 | $ 109,000 |
| LANSING-EAST LANSING, MI | 2 | $ 213,000 | $ 106,000 | $ 41,000 |
| LONGVIEW, WA | 2 | $ 1,195,000 | $ 597,000 | $ 300,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 314,000 | $ 157,000 | $ 58,000 |
| MOBILE, AL | 2 | $ 77,000 | $ 38,000 | $ 38,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 602,000 | $ 301,000 | $ 207,000 |
| NAPA, CA | 2 | $ 702,000 | $ 351,000 | $ 192,000 |
| NASSAU-SUFFOLK, NY | 2 | $ 578,000 | $ 289,000 | $ 168,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 222,000 | $ 111,000 | $ 114,000 |
| REDDING, CA | 2 | $ 504,000 | $ 252,000 | $ 44,000 |
| SALINAS, CA | 2 | $ 1,367,000 | $ 683,000 | $ 214,000 |
| SANTA FE, NM | 2 | $ 670,000 | $ 335,000 | $ 193,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 92,000 | $ 46,000 | $ 92,000 |
| TALLAHASSEE, FL | 2 | $ 219,000 | $ 109,000 | $ 156,000 |
| WENATCHEE, WA | 2 | $ 262,000 | $ 131,000 | $ 132,000 |
| WILMINGTON, NC | 2 | $ 1,426,000 | $ 713,000 | $ 727,000 |
| ANCHORAGE, AK | 1 | $ 600,000 | $ 600,000 | $ 180,000 |
| ANDERSON, SC | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| BATON ROUGE, LA | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
| BOSTON-QUINCY, MA | 1 | $ 214,000 | $ 214,000 | $ 66,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 151,000 | $ 151,000 | $ 240,000 |
| CHEYENNE, WY | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| COLUMBUS, OH | 1 | $ 202,000 | $ 202,000 | $ 72,000 |
| CORPUS CHRISTI, TX | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| CUMBERLAND, MD-WV | 1 | $ 180,000 | $ 180,000 | $ 33,000 |
| DES MOINES, IA | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| DULUTH, MN-WI | 1 | $ 181,000 | $ 181,000 | $ 63,000 |
| DURHAM, NC | 1 | $ 124,000 | $ 124,000 | $ 0 |
| EDISON, NJ | 1 | $ 370,000 | $ 370,000 | $ 0 |
| EL PASO, TX | 1 | $ 240,000 | $ 240,000 | $ 135,000 |
| EVANSVILLE, IN-KY | 1 | $ 54,000 | $ 54,000 | $ 96,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| FORT WAYNE, IN | 1 | $ 186,000 | $ 186,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 168,000 | $ 168,000 | $ 54,000 |
| GAINESVILLE, FL | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| GAINESVILLE, GA | 1 | $ 104,000 | $ 104,000 | $ 68,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| IDAHO FALLS, ID | 1 | $ 127,000 | $ 127,000 | $ 50,000 |
| MADERA, CA | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| MONTGOMERY, AL | 1 | $ 132,000 | $ 132,000 | $ 150,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 218,000 | $ 218,000 | $ 144,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| OWENSBORO, KY | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| PHILADELPHIA, PA | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| TULSA, OK | 1 | $ 552,000 | $ 552,000 | $ 154,000 |
| WINSTON-SALEM, NC | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| YAKIMA, WA | 1 | $ 270,000 | $ 270,000 | $ 28,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Allstate Home Loans, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,490 | $530,056,000 | $140,473 | $2,275,000 | $108,000 | $1,080,000 |
| Refinancing | 1,897 | $532,912,000 | $211,761 | $11,125,000 | $107,000 | $3,180,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,287 | $569,031,000 | $192,636 | $11,125,000 | $103,136 | $3,180,000 |
| White | 946 | $231,402,000 | $183,322 | $6,000,000 | $126,419 | $1,320,000 |
| Hispanic | 628 | $150,138,000 | $183,238 | $2,000,000 | $89,619 | $1,080,000 |
| Black or African American | 345 | $63,532,000 | $141,045 | $1,000,000 | $81,500 | $600,000 |
| Asian | 148 | $40,564,000 | $154,166 | $1,445,000 | $137,583 | $774,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $7,041,000 | $242,600 | $666,000 | $102,600 | $199,000 |
| American Indian or Alaskan Native | 7 | $1,260,000 | $197,200 | $375,000 | $78,400 | $216,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,387 | $1,062,968,000 | $180,155 | $11,125,000 | $107,600 | $3,180,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,010 | $469,345,000 | $150,500 | $6,000,000 | $106,027 | $1,320,000 |
| Application Approved But Not Accepted | 988 | $231,404,000 | $181,029 | $2,030,000 | $101,117 | $774,000 |
| Application Denied By Financial Institution | 815 | $210,596,000 | $274,105 | $2,600,000 | $172,710 | $2,400,000 |
| Application Withdrawn By Applicant | 302 | $70,877,000 | $204,483 | $1,500,000 | $83,709 | $654,000 |
| File Closed For Incompleteness | 267 | $80,035,000 | $170,150 | $11,125,000 | $109,200 | $3,180,000 |
| Loan Purchased By The Institution | 5 | $711,000 | $142,000 | $194,000 | $228,000 | $240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 116 | $33,466,000 | $216,823 | $2,000,000 | $124,647 | $1,080,000 |
| Credit History | 113 | $31,634,000 | $352,562 | $2,600,000 | $233,125 | $2,400,000 |
| Collateral | 105 | $22,892,000 | $184,950 | $1,260,000 | $100,350 | $585,000 |
| Debt-To-Income Ratio | 81 | $18,869,000 | $195,333 | $708,000 | $97,583 | $372,000 |
| Employment History | 26 | $6,769,000 | $216,444 | $1,275,000 | $142,666 | $396,000 |
| Unverifiable Information | 25 | $7,840,000 | $243,800 | $720,000 | $283,600 | $364,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,391,000 | $463,000 | $1,000,000 | $169,000 | $341,000 |
| Credit Application Incomplete | 2 | $488,000 | $244,000 | $368,000 | $62,500 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Allstate Home Loans, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Allstate Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.