Allstate Home Loans, Inc. Mortgage Lending & HMDA Data, 2005

In 2005, Allstate Home Loans, Inc. of Irvine, CA reported 4,387 mortgage applications totaling $1.1 billion. The average application was for $242,299, and applicants reported an average income of $126,523. 46% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (761), Riverside-San Bernardino-Ontario, CA (676) and Santa Ana-Anaheim-Irvine, CA (339) (applications in parentheses).

Mortgage Company & Address Allstate Home Loans, Inc.
5 Corporate Park, Suite 100
Irvine, CA 92606
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  
Total Number of Mortgage Applications 4,387
Total Mortgage Loan Application Amount $1,062,968,000
Average Mortgage Loan Application Amount $242,299
Highest Mortgage Loan Application Amount $11,125,000
Average Applicant Income $126,523
Highest Applicant Income $3,180,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Allstate Home Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Allstate Home Loans, Inc. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 761 $ 225,043,000 $ 295,720 $ 128,000
San Bernardino, California 370 $ 76,898,000 $ 207,832 $ 112,000
Orange, California 339 $ 140,215,000 $ 413,613 $ 183,000
Riverside, California 306 $ 72,910,000 $ 238,267 $ 126,000
Maricopa, Arizona 209 $ 42,442,000 $ 203,071 $ 115,000
San Diego, California 175 $ 64,117,000 $ 366,382 $ 163,000
King, Washington 112 $ 24,735,000 $ 220,848 $ 107,000
Clark, Nevada 105 $ 21,371,000 $ 203,533 $ 110,000
Hawaii, Hawaii 78 $ 20,775,000 $ 266,346 $ 141,000
Wayne, Michigan 74 $ 8,659,000 $ 117,013 $ 125,000
Broward, Florida 67 $ 14,853,000 $ 221,686 $ 118,000
Alameda, California 57 $ 22,445,000 $ 393,771 $ 166,000
San Joaquin, California 46 $ 11,097,000 $ 241,239 $ 117,000
Kern, California 44 $ 6,675,000 $ 151,704 $ 74,000
Sacramento, California 41 $ 8,192,000 $ 199,804 $ 134,000
Palm Beach, Florida 39 $ 8,381,000 $ 214,897 $ 103,000
Pierce, Washington 37 $ 6,424,000 $ 173,621 $ 124,000
Stanislaus, California 36 $ 6,788,000 $ 188,555 $ 106,000
Pinal, Arizona 35 $ 4,361,000 $ 124,600 $ 134,000
Cook, Illinois 34 $ 6,785,000 $ 199,558 $ 102,000
Miami-Dade, Florida 29 $ 7,709,000 $ 265,827 $ 178,000
Marion, Indiana 24 $ 2,549,000 $ 106,208 $ 62,000
St. Charles, Missouri 24 $ 3,843,000 $ 160,125 $ 94,000
Kauai, Hawaii 22 $ 6,745,000 $ 306,590 $ 191,000
Jackson, Missouri 22 $ 1,514,000 $ 68,818 $ 102,000
Oakland, Michigan 20 $ 3,294,000 $ 164,700 $ 117,000
Hennepin, Minnesota 20 $ 3,527,000 $ 176,350 $ 81,000
Snohomish, Washington 20 $ 3,696,000 $ 184,800 $ 134,000
Fulton, Georgia 19 $ 2,382,000 $ 125,368 $ 108,000
Mohave, Arizona 18 $ 2,726,000 $ 151,444 $ 138,000
Contra Costa, California 18 $ 5,432,000 $ 301,777 $ 117,000
Santa Clara, California 18 $ 8,464,000 $ 470,222 $ 202,000
Hillsborough, Florida 18 $ 2,242,000 $ 124,555 $ 50,000
Lee, Florida 18 $ 2,555,000 $ 141,944 $ 85,000
Cobb, Georgia 18 $ 3,757,000 $ 208,722 $ 117,000
Fresno, California 17 $ 3,188,000 $ 187,529 $ 88,000
Brevard, Florida 17 $ 3,132,000 $ 184,235 $ 142,000
Gwinnett, Georgia 17 $ 3,786,000 $ 222,705 $ 78,000
Mecklenburg, North Carolina 17 $ 1,144,000 $ 67,294 $ 138,000
DeKalb, Georgia 16 $ 3,088,000 $ 193,000 $ 102,000
Honolulu, Hawaii 16 $ 7,064,000 $ 441,500 $ 161,000
San Mateo, California 15 $ 5,568,000 $ 371,200 $ 149,000
Ventura, California 15 $ 6,131,000 $ 408,733 $ 192,000
Lake, Indiana 15 $ 1,152,000 $ 76,800 $ 36,000
Pasco, Florida 14 $ 3,527,000 $ 251,928 $ 138,000
Muscogee, Georgia 14 $ 1,051,000 $ 75,071 $ 108,000
Johnson, Kansas 14 $ 1,972,000 $ 140,857 $ 139,000
Prince George's, Maryland 13 $ 2,781,000 $ 213,923 $ 87,000
Salt Lake, Utah 13 $ 2,005,000 $ 154,230 $ 90,000
Weber, Utah 13 $ 919,000 $ 70,692 $ 132,000
Solano, California 12 $ 2,801,000 $ 233,416 $ 76,000
Tulare, California 12 $ 1,933,000 $ 161,083 $ 109,000
Clayton, Georgia 12 $ 947,000 $ 78,916 $ 54,000
Iron, Utah 12 $ 1,060,000 $ 88,333 $ 160,000
Maui, Hawaii 11 $ 4,277,000 $ 388,818 $ 111,000
Ada, Idaho 11 $ 1,585,000 $ 144,090 $ 68,000
Kent, Michigan 11 $ 923,000 $ 83,909 $ 127,000
Pima, Arizona 10 $ 1,584,000 $ 158,400 $ 94,000
Yavapai, Arizona 10 $ 2,645,000 $ 264,500 $ 181,000
Butte, California 10 $ 1,388,000 $ 138,800 $ 266,000
Macomb, Michigan 10 $ 1,200,000 $ 120,000 $ 67,000
Davidson, Tennessee 10 $ 705,000 $ 70,500 $ 45,000
Shelby, Tennessee 10 $ 908,000 $ 90,800 $ 50,000
Davis, Utah 10 $ 995,000 $ 99,500 $ 264,000
El Paso, Colorado 9 $ 1,386,000 $ 154,000 $ 76,000
Marion, Florida 9 $ 806,000 $ 89,555 $ 109,000
Okaloosa, Florida 9 $ 2,123,000 $ 235,888 $ 198,000
Wake, North Carolina 9 $ 1,419,000 $ 157,666 $ 122,000
Arapahoe, Colorado 8 $ 1,683,000 $ 210,375 $ 115,000
Pinellas, Florida 8 $ 961,000 $ 120,125 $ 41,000
Polk, Florida 8 $ 1,191,000 $ 148,875 $ 92,000
St. Lucie, Florida 8 $ 1,282,000 $ 160,250 $ 101,000
Genesee, Michigan 8 $ 2,426,000 $ 303,250 $ 85,000
Thurston, Washington 8 $ 985,000 $ 123,125 $ 89,000
Merced, California 7 $ 1,513,000 $ 216,142 $ 48,000
San Luis Obispo, California 7 $ 2,821,000 $ 403,000 $ 235,000
Adams, Colorado 7 $ 1,026,000 $ 146,571 $ 70,000
Kootenai, Idaho 7 $ 809,000 $ 115,571 $ 90,000
Montgomery, Maryland 7 $ 1,733,000 $ 247,571 $ 75,000
St. Louis City, Missouri 7 $ 482,000 $ 68,857 $ 148,000
Washoe, Nevada 7 $ 1,378,000 $ 196,857 $ 118,000
Washington, Oregon 7 $ 1,501,000 $ 214,428 $ 62,000
Utah, Utah 7 $ 1,139,000 $ 162,714 $ 178,000
Yuma, Arizona 6 $ 570,000 $ 95,000 $ 58,000
Imperial, California 6 $ 812,000 $ 135,333 $ 81,000
Denver, Colorado 6 $ 743,000 $ 123,833 $ 112,000
St. Johns, Florida 6 $ 1,556,000 $ 259,333 $ 165,000
Washington, Utah 6 $ 946,000 $ 157,666 $ 58,000
Skagit, Washington 6 $ 804,000 $ 134,000 $ 54,000
Milwaukee, Wisconsin 6 $ 508,000 $ 84,666 $ 69,000
San Francisco, California 5 $ 2,364,000 $ 472,800 $ 158,000
Santa Barbara, California 5 $ 1,674,000 $ 334,800 $ 112,000
Santa Cruz, California 5 $ 2,216,000 $ 443,200 $ 179,000
Orange, Florida 5 $ 881,000 $ 176,200 $ 60,000
Rockdale, Georgia 5 $ 412,000 $ 82,400 $ 44,000
Porter, Indiana 5 $ 313,000 $ 62,600 $ 90,000
Wyandotte, Kansas 5 $ 435,000 $ 87,000 $ 40,000
Anne Arundel, Maryland 5 $ 883,000 $ 176,600 $ 156,000
Baltimore, Maryland 5 $ 932,000 $ 186,400 $ 74,000
Baltimore City, Maryland 5 $ 453,000 $ 90,600 $ 74,000
Buncombe, North Carolina 5 $ 876,000 $ 175,200 $ 113,000
Clackamas, Oregon 5 $ 1,340,000 $ 268,000 $ 125,000
Jackson, Oregon 5 $ 1,155,000 $ 231,000 $ 59,000
Clark, Washington 5 $ 660,000 $ 132,000 $ 52,000
Lake, California 4 $ 721,000 $ 180,250 $ 80,000
Sonoma, California 4 $ 1,676,000 $ 419,000 $ 227,000
Martin, Florida 4 $ 699,000 $ 174,750 $ 159,000
Volusia, Florida 4 $ 516,000 $ 129,000 $ 19,000
Carroll, Georgia 4 $ 290,000 $ 72,500 $ 79,000
Fayette, Georgia 4 $ 676,000 $ 169,000 $ 80,000
Henry, Georgia 4 $ 545,000 $ 136,250 $ 132,000
White, Georgia 4 $ 492,000 $ 123,000 $ 72,000
McHenry, Illinois 4 $ 963,000 $ 240,750 $ 155,000
Leavenworth, Kansas 4 $ 158,000 $ 39,500 $ 60,000
Charles, Maryland 4 $ 1,048,000 $ 262,000 $ 105,000
Livingston, Michigan 4 $ 1,630,000 $ 407,500 $ 264,000
Anoka, Minnesota 4 $ 691,000 $ 172,750 $ 355,000
Lee, Mississippi 4 $ 152,000 $ 38,000 $ 81,000
Camden, Missouri 4 $ 1,730,000 $ 432,500 $ 90,000
Jefferson, Missouri 4 $ 517,000 $ 129,250 $ 110,000
Bronx, New York 4 $ 942,000 $ 235,500 $ 63,000
Dare, North Carolina 4 $ 816,000 $ 204,000 $ 66,000
Onslow, North Carolina 4 $ 168,000 $ 42,000 $ 83,000
Providence, Rhode Island 4 $ 643,000 $ 160,750 $ 74,000
Beaufort, South Carolina 4 $ 575,000 $ 143,750 $ 92,000
Franklin, Washington 4 $ 382,000 $ 95,500 $ 255,000
Dane, Wisconsin 4 $ 746,000 $ 186,500 $ 104,000
Saline, Arkansas 3 $ 453,000 $ 151,000 $ 106,000
El Dorado, California 3 $ 883,000 $ 294,333 $ 63,000
Mendocino, California 3 $ 1,390,000 $ 463,333 $ 216,000
Placer, California 3 $ 1,415,000 $ 471,666 $ 118,000
Duval, Florida 3 $ 464,000 $ 154,666 $ 52,000
Manatee, Florida 3 $ 465,000 $ 155,000 $ 51,000
Seminole, Florida 3 $ 1,177,000 $ 392,333 $ 76,000
Clarke, Georgia 3 $ 261,000 $ 87,000 $ 50,000
Cook, Georgia 3 $ 92,000 $ 30,666 $ 84,000
Paulding, Georgia 3 $ 309,000 $ 103,000 $ 38,000
Canyon, Idaho 3 $ 177,000 $ 59,000 $ 132,000
Valley, Idaho 3 $ 584,000 $ 194,666 $ 100,000
Kane, Illinois 3 $ 690,000 $ 230,000 $ 73,000
Elkhart, Indiana 3 $ 1,103,000 $ 367,666 $ 258,000
Kalamazoo, Michigan 3 $ 351,000 $ 117,000 $ 77,000
Washtenaw, Michigan 3 $ 478,000 $ 159,333 $ 163,000
Ramsey, Minnesota 3 $ 350,000 $ 116,666 $ 75,000
Hinds, Mississippi 3 $ 543,000 $ 181,000 $ 96,000
St. Louis, Missouri 3 $ 206,000 $ 68,666 $ 323,000
Strafford, New Hampshire 3 $ 327,000 $ 109,000 $ 104,000
Bernalillo, New Mexico 3 $ 307,000 $ 102,333 $ 531,000
Sandoval, New Mexico 3 $ 272,000 $ 90,666 $ 96,000
Guilford, North Carolina 3 $ 293,000 $ 97,666 $ 86,000
Oklahoma, Oklahoma 3 $ 189,000 $ 63,000 $ 53,000
Deschutes, Oregon 3 $ 526,000 $ 175,333 $ 95,000
Lane, Oregon 3 $ 351,000 $ 117,000 $ 81,000
Multnomah, Oregon 3 $ 426,000 $ 142,000 $ 60,000
Richland, South Carolina 3 $ 310,000 $ 103,333 $ 48,000
Knox, Tennessee 3 $ 242,000 $ 80,666 $ 50,000
Spokane, Washington 3 $ 308,000 $ 102,666 $ 84,000
Waukesha, Wisconsin 3 $ 1,096,000 $ 365,333 $ 106,000
Macon, Alabama 2 $ 338,000 $ 169,000 $ 115,000
Mobile, Alabama 2 $ 77,000 $ 38,500 $ 38,000
Juneau, Alaska 2 $ 452,000 $ 226,000 $ 58,000
Cochise, Arizona 2 $ 307,000 $ 153,500 $ 36,000
Coconino, Arizona 2 $ 232,000 $ 116,000 $ 66,000
Garland, Arkansas 2 $ 157,000 $ 78,500 $ 150,000
Washington, Arkansas 2 $ 99,000 $ 49,500 $ 48,000
Calaveras, California 2 $ 479,000 $ 239,500 $ 51,000
Monterey, California 2 $ 1,367,000 $ 683,500 $ 214,000
Napa, California 2 $ 702,000 $ 351,000 $ 192,000
Shasta, California 2 $ 504,000 $ 252,000 $ 44,000
Tehama, California 2 $ 284,000 $ 142,000 $ 78,000
Yuba, California 2 $ 368,000 $ 184,000 $ 252,000
Boulder, Colorado 2 $ 204,000 $ 102,000 $ 96,000
Jefferson, Colorado 2 $ 305,000 $ 152,500 $ 59,000
Weld, Colorado 2 $ 715,000 $ 357,500 $ 162,000
Escambia, Florida 2 $ 222,000 $ 111,000 $ 114,000
Hernando, Florida 2 $ 203,000 $ 101,500 $ 156,000
Leon, Florida 2 $ 219,000 $ 109,500 $ 156,000
Cherokee, Georgia 2 $ 444,000 $ 222,000 $ 50,000
Douglas, Georgia 2 $ 245,000 $ 122,500 $ 95,000
Forsyth, Georgia 2 $ 1,080,000 $ 540,000 $ 294,000
Lake, Illinois 2 $ 131,000 $ 65,500 $ 109,000
Madison, Illinois 2 $ 179,000 $ 89,500 $ 72,000
Johnson, Indiana 2 $ 235,000 $ 117,500 $ 24,000
St. Joseph, Indiana 2 $ 92,000 $ 46,000 $ 92,000
Howard, Maryland 2 $ 374,000 $ 187,000 $ 22,000
St. Mary's, Maryland 2 $ 615,000 $ 307,500 $ 22,000
Washington, Maryland 2 $ 226,000 $ 113,000 $ 118,000
Essex, Massachusetts 2 $ 1,000,000 $ 500,000 $ 83,000
Benzie, Michigan 2 $ 206,000 $ 103,000 $ 108,000
Calhoun, Michigan 2 $ 118,000 $ 59,000 $ 40,000
Eaton, Michigan 2 $ 213,000 $ 106,500 $ 41,000
Muskegon, Michigan 2 $ 602,000 $ 301,000 $ 207,000
Roscommon, Michigan 2 $ 407,000 $ 203,500 $ 216,000
Itasca, Minnesota 2 $ 259,000 $ 129,500 $ 115,000
Attala, Mississippi 2 $ 112,000 $ 56,000 $ 102,000
Harrison, Mississippi 2 $ 142,000 $ 71,000 $ 83,000
Madison, Mississippi 2 $ 99,000 $ 49,500 $ 55,000
Morgan, Missouri 2 $ 663,000 $ 331,500 $ 468,000
Warren, Missouri 2 $ 144,000 $ 72,000 $ 117,000
Douglas, Nevada 2 $ 380,000 $ 190,000 $ 70,000
Cheshire, New Hampshire 2 $ 122,000 $ 61,000 $ 126,000
Hillsborough, New Hampshire 2 $ 314,000 $ 157,000 $ 58,000
Rockingham, New Hampshire 2 $ 120,000 $ 60,000 $ 133,000
Burlington, New Jersey 2 $ 226,000 $ 113,000 $ 59,000
Santa Fe, New Mexico 2 $ 670,000 $ 335,000 $ 193,000
Suffolk, New York 2 $ 578,000 $ 289,000 $ 168,000
Cabarrus, North Carolina 2 $ 104,000 $ 52,000 $ 104,000
Caldwell, North Carolina 2 $ 179,000 $ 89,500 $ 106,000
Henderson, North Carolina 2 $ 309,000 $ 154,500 $ 139,000
Union, North Carolina 2 $ 371,000 $ 185,500 $ 108,000
Washington, Rhode Island 2 $ 220,000 $ 110,000 $ 96,000
Greenville, South Carolina 2 $ 143,000 $ 71,500 $ 0
Hamilton, Tennessee 2 $ 130,000 $ 65,000 $ 90,000
Maury, Tennessee 2 $ 160,000 $ 80,000 $ 126,000
Summit, Utah 2 $ 173,000 $ 86,500 $ 91,000
Arlington, Virginia 2 $ 403,000 $ 201,500 $ 70,000
Fairfax, Virginia 2 $ 810,000 $ 405,000 $ 229,000
Cowlitz, Washington 2 $ 1,195,000 $ 597,500 $ 300,000
Douglas, Washington 2 $ 262,000 $ 131,000 $ 132,000
Grant, Washington 2 $ 234,000 $ 117,000 $ 52,000
Island, Washington 2 $ 371,000 $ 185,500 $ 381,000
Kitsap, Washington 2 $ 284,000 $ 142,000 $ 47,000
Lewis, Washington 2 $ 80,000 $ 40,000 $ 66,000
San Juan, Washington 2 $ 421,000 $ 210,500 $ 118,000
Whatcom, Washington 2 $ 450,000 $ 225,000 $ 162,000
Kenosha, Wisconsin 2 $ 175,000 $ 87,500 $ 59,000
Montgomery, Alabama 1 $ 132,000 $ 132,000 $ 150,000
Talladega, Alabama 1 $ 100,000 $ 100,000 $ 61,000
Anchorage, Alaska 1 $ 600,000 $ 600,000 $ 180,000
Hot Spring, Arkansas 1 $ 65,000 $ 65,000 $ 33,000
Amador, California 1 $ 125,000 $ 125,000 $ 42,000
Glenn, California 1 $ 171,000 $ 171,000 $ 49,000
Humboldt, California 1 $ 360,000 $ 360,000 $ 83,000
Lassen, California 1 $ 150,000 $ 150,000 $ 62,000
Madera, California 1 $ 150,000 $ 150,000 $ 39,000
Mono, California 1 $ 500,000 $ 500,000 $ 204,000
Nevada, California 1 $ 100,000 $ 100,000 $ 60,000
Sutter, California 1 $ 275,000 $ 275,000 $ 157,000
Tuolumne, California 1 $ 85,000 $ 85,000 $ 25,000
Eagle, Colorado 1 $ 330,000 $ 330,000 $ 66,000
La Plata, Colorado 1 $ 720,000 $ 720,000 $ 300,000
Larimer, Colorado 1 $ 160,000 $ 160,000 $ 62,000
San Miguel, Colorado 1 $ 1,200,000 $ 1,200,000 $ 240,000
Summit, Colorado 1 $ 174,000 $ 174,000 $ 432,000
New London, Connecticut 1 $ 110,000 $ 110,000 $ 33,000
Windham, Connecticut 1 $ 133,000 $ 133,000 $ 31,000
Collier, Florida 1 $ 215,000 $ 215,000 $ 0
Columbia, Florida 1 $ 175,000 $ 175,000 $ 70,000
Gilchrist, Florida 1 $ 87,000 $ 87,000 $ 40,000
Okeechobee, Florida 1 $ 110,000 $ 110,000 $ 41,000
Osceola, Florida 1 $ 182,000 $ 182,000 $ 90,000
Sarasota, Florida 1 $ 229,000 $ 229,000 $ 60,000
Walton, Florida 1 $ 130,000 $ 130,000 $ 69,000
Dade, Georgia 1 $ 102,000 $ 102,000 $ 36,000
Hall, Georgia 1 $ 104,000 $ 104,000 $ 68,000
Liberty, Georgia 1 $ 74,000 $ 74,000 $ 74,000
Blaine, Idaho 1 $ 1,145,000 $ 1,145,000 $ 660,000
Bonneville, Idaho 1 $ 127,000 $ 127,000 $ 50,000
DuPage, Illinois 1 $ 82,000 $ 82,000 $ 111,000
Jasper, Illinois 1 $ 85,000 $ 85,000 $ 47,000
Kendall, Illinois 1 $ 50,000 $ 50,000 $ 211,000
Allen, Indiana 1 $ 186,000 $ 186,000 $ 0
Boone, Indiana 1 $ 108,000 $ 108,000 $ 29,000
Brown, Indiana 1 $ 196,000 $ 196,000 $ 72,000
Clark, Indiana 1 $ 96,000 $ 96,000 $ 39,000
Hamilton, Indiana 1 $ 314,000 $ 314,000 $ 107,000
Hancock, Indiana 1 $ 142,000 $ 142,000 $ 0
Jasper, Indiana 1 $ 60,000 $ 60,000 $ 17,000
Newton, Indiana 1 $ 99,000 $ 99,000 $ 33,000
Starke, Indiana 1 $ 137,000 $ 137,000 $ 34,000
Vanderburgh, Indiana 1 $ 54,000 $ 54,000 $ 96,000
Polk, Iowa 1 $ 100,000 $ 100,000 $ 34,000
Daviess, Kentucky 1 $ 88,000 $ 88,000 $ 55,000
Kenton, Kentucky 1 $ 143,000 $ 143,000 $ 102,000
East Baton Rouge, Louisiana 1 $ 217,000 $ 217,000 $ 67,000
Orleans, Louisiana 1 $ 55,000 $ 55,000 $ 42,000
Allegany, Maryland 1 $ 180,000 $ 180,000 $ 33,000
Carroll, Maryland 1 $ 284,000 $ 284,000 $ 177,000
Frederick, Maryland 1 $ 140,000 $ 140,000 $ 32,000
Harford, Maryland 1 $ 231,000 $ 231,000 $ 110,000
Dukes, Massachusetts 1 $ 2,600,000 $ 2,600,000 $ 2,400,000
Middlesex, Massachusetts 1 $ 280,000 $ 280,000 $ 90,000
Suffolk, Massachusetts 1 $ 214,000 $ 214,000 $ 66,000
Berrien, Michigan 1 $ 83,000 $ 83,000 $ 40,000
Charlevoix, Michigan 1 $ 128,000 $ 128,000 $ 56,000
Cheboygan, Michigan 1 $ 183,000 $ 183,000 $ 77,000
Chippewa, Michigan 1 $ 64,000 $ 64,000 $ 68,000
Gratiot, Michigan 1 $ 105,000 $ 105,000 $ 20,000
Leelanau, Michigan 1 $ 95,000 $ 95,000 $ 150,000
Mackinac, Michigan 1 $ 345,000 $ 345,000 $ 102,000
Shiawassee, Michigan 1 $ 109,000 $ 109,000 $ 62,000
Wexford, Michigan 1 $ 176,000 $ 176,000 $ 78,000
Carlton, Minnesota 1 $ 181,000 $ 181,000 $ 63,000
Kandiyohi, Minnesota 1 $ 288,000 $ 288,000 $ 68,000
DeSoto, Mississippi 1 $ 306,000 $ 306,000 $ 324,000
Clay, Missouri 1 $ 120,000 $ 120,000 $ 45,000
Stoddard, Missouri 1 $ 89,000 $ 89,000 $ 29,000
Gallatin, Montana 1 $ 160,000 $ 160,000 $ 83,000
Lyon, Nevada 1 $ 158,000 $ 158,000 $ 48,000
Merrimack, New Hampshire 1 $ 98,000 $ 98,000 $ 0
Middlesex, New Jersey 1 $ 370,000 $ 370,000 $ 0
New York, New York 1 $ 150,000 $ 150,000 $ 0
Alleghany, North Carolina 1 $ 251,000 $ 251,000 $ 180,000
Beaufort, North Carolina 1 $ 39,000 $ 39,000 $ 100,000
Brunswick, North Carolina 1 $ 1,177,000 $ 1,177,000 $ 1,128,000
Burke, North Carolina 1 $ 88,000 $ 88,000 $ 32,000
Durham, North Carolina 1 $ 124,000 $ 124,000 $ 0
Forsyth, North Carolina 1 $ 138,000 $ 138,000 $ 38,000
Granville, North Carolina 1 $ 28,000 $ 28,000 $ 0
Iredell, North Carolina 1 $ 158,000 $ 158,000 $ 45,000
Jackson, North Carolina 1 $ 600,000 $ 600,000 $ 255,000
Pender, North Carolina 1 $ 249,000 $ 249,000 $ 327,000
Rowan, North Carolina 1 $ 89,000 $ 89,000 $ 17,000
Swain, North Carolina 1 $ 116,000 $ 116,000 $ 20,000
Cuyahoga, Ohio 1 $ 77,000 $ 77,000 $ 35,000
Franklin, Ohio 1 $ 202,000 $ 202,000 $ 72,000
Trumbull, Ohio 1 $ 162,000 $ 162,000 $ 45,000
Osage, Oklahoma 1 $ 552,000 $ 552,000 $ 154,000
Coos, Oregon 1 $ 240,000 $ 240,000 $ 120,000
Curry, Oregon 1 $ 250,000 $ 250,000 $ 49,000
Douglas, Oregon 1 $ 113,000 $ 113,000 $ 36,000
Josephine, Oregon 1 $ 239,000 $ 239,000 $ 0
Lincoln, Oregon 1 $ 132,000 $ 132,000 $ 0
Montgomery, Pennsylvania 1 $ 55,000 $ 55,000 $ 109,000
Anderson, South Carolina 1 $ 110,000 $ 110,000 $ 38,000
Berkeley, South Carolina 1 $ 151,000 $ 151,000 $ 240,000
Clarendon, South Carolina 1 $ 108,000 $ 108,000 $ 39,000
Colleton, South Carolina 1 $ 98,000 $ 98,000 $ 65,000
Horry, South Carolina 1 $ 218,000 $ 218,000 $ 144,000
Blount, Tennessee 1 $ 88,000 $ 88,000 $ 61,000
Lauderdale, Tennessee 1 $ 225,000 $ 225,000 $ 96,000
Williamson, Tennessee 1 $ 400,000 $ 400,000 $ 82,000
El Paso, Texas 1 $ 240,000 $ 240,000 $ 135,000
Nueces, Texas 1 $ 63,000 $ 63,000 $ 48,000
Tarrant, Texas 1 $ 168,000 $ 168,000 $ 54,000
Skamania, Washington 1 $ 165,000 $ 165,000 $ 43,000
Yakima, Washington 1 $ 270,000 $ 270,000 $ 28,000
Harrison, West Virginia 1 $ 65,000 $ 65,000 $ 0
Laramie, Wyoming 1 $ 70,000 $ 70,000 $ 76,000
Sheridan, Wyoming 1 $ 225,000 $ 225,000 $ 66,000
Sweetwater, Wyoming 1 $ 242,000 $ 242,000 $ 68,000

Mortgage Loan Application Detail Totals for Allstate Home Loans, Inc. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,490 $530,056,000 $140,473 $2,275,000 $108,000 $1,080,000
Refinancing 1,897 $532,912,000 $211,761 $11,125,000 $107,000 $3,180,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,287 $569,031,000 $192,636 $11,125,000 $103,136 $3,180,000
White 946 $231,402,000 $183,322 $6,000,000 $126,419 $1,320,000
Hispanic 628 $150,138,000 $183,238 $2,000,000 $89,619 $1,080,000
Black or African American 345 $63,532,000 $141,045 $1,000,000 $81,500 $600,000
Asian 148 $40,564,000 $154,166 $1,445,000 $137,583 $774,000
Native Hawaiian or Other Pacific Islander 26 $7,041,000 $242,600 $666,000 $102,600 $199,000
American Indian or Alaskan Native 7 $1,260,000 $197,200 $375,000 $78,400 $216,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,387 $1,062,968,000 $180,155 $11,125,000 $107,600 $3,180,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,010 $469,345,000 $150,500 $6,000,000 $106,027 $1,320,000
Application Approved But Not Accepted 988 $231,404,000 $181,029 $2,030,000 $101,117 $774,000
Application Denied By Financial Institution 815 $210,596,000 $274,105 $2,600,000 $172,710 $2,400,000
Application Withdrawn By Applicant 302 $70,877,000 $204,483 $1,500,000 $83,709 $654,000
File Closed For Incompleteness 267 $80,035,000 $170,150 $11,125,000 $109,200 $3,180,000
Loan Purchased By The Institution 5 $711,000 $142,000 $194,000 $228,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 116 $33,466,000 $216,823 $2,000,000 $124,647 $1,080,000
Credit History 113 $31,634,000 $352,562 $2,600,000 $233,125 $2,400,000
Collateral 105 $22,892,000 $184,950 $1,260,000 $100,350 $585,000
Debt-To-Income Ratio 81 $18,869,000 $195,333 $708,000 $97,583 $372,000
Employment History 26 $6,769,000 $216,444 $1,275,000 $142,666 $396,000
Unverifiable Information 25 $7,840,000 $243,800 $720,000 $283,600 $364,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,391,000 $463,000 $1,000,000 $169,000 $341,000
Credit Application Incomplete 2 $488,000 $244,000 $368,000 $62,500 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Allstate Home Loans, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Allstate Home Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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