Ally Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ally Bank 2101 Rexford Road, Suite 350W Charlotte, NC 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 328,286 |
| Total Mortgage Loan Application Amount | $74,538,103,000 |
| Average Mortgage Loan Application Amount | $212,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Ally Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ally Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Ally Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ally Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ally Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ally Bank's mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 15,529 | $ 5,099,281,000 | $ 328,000 | $ 128,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 15,341 | $ 3,526,056,000 | $ 229,000 | $ 119,000 |
| DENVER-AURORA-BROOMFIELD, CO | 8,674 | $ 1,989,609,000 | $ 229,000 | $ 105,000 |
| PHOENIX-MESA-GLENDALE, AZ | 7,466 | $ 1,296,149,000 | $ 173,000 | $ 96,000 |
| PHILADELPHIA, PA | 7,096 | $ 1,587,301,000 | $ 223,000 | $ 115,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 6,984 | $ 2,526,634,000 | $ 361,000 | $ 139,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6,525 | $ 2,006,419,000 | $ 280,500 | $ 121,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 6,517 | $ 1,373,618,000 | $ 210,000 | $ 96,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 6,213 | $ 1,978,358,000 | $ 318,000 | $ 125,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 5,503 | $ 1,716,673,000 | $ 313,500 | $ 134,500 |
| OAKLAND-FREMONT-HAYWARD, CA | 5,221 | $ 1,813,400,000 | $ 347,000 | $ 129,000 |
| BOSTON-QUINCY, MA | 5,117 | $ 1,389,845,000 | $ 271,000 | $ 123,000 |
| EDISON-NEW BRUNSWICK, NJ | 4,696 | $ 1,219,550,000 | $ 259,000 | $ 130,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4,581 | $ 1,306,225,000 | $ 285,000 | $ 127,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4,494 | $ 1,311,423,000 | $ 291,000 | $ 119,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 4,447 | $ 874,193,000 | $ 196,000 | $ 119,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4,265 | $ 871,436,000 | $ 206,500 | $ 104,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4,157 | $ 1,702,231,000 | $ 409,000 | $ 148,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 4,102 | $ 915,147,000 | $ 223,000 | $ 109,000 |
| ST. LOUIS, MO-IL | 4,087 | $ 758,407,000 | $ 168,000 | $ 90,000 |
| BALTIMORE-TOWSON, MD | 4,076 | $ 1,019,975,000 | $ 250,000 | $ 111,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4,063 | $ 751,758,000 | $ 185,000 | $ 94,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4,000 | $ 693,376,000 | $ 173,000 | $ 105,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3,769 | $ 854,133,000 | $ 217,000 | $ 95,500 |
| DALLAS-PLANO-IRVING, TX | 3,755 | $ 783,223,000 | $ 208,000 | $ 121,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3,640 | $ 1,638,293,000 | $ 450,000 | $ 162,000 |
| INDIANAPOLIS-CARMEL, IN | 3,481 | $ 606,170,000 | $ 174,000 | $ 99,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3,213 | $ 648,611,000 | $ 201,000 | $ 111,000 |
| NEWARK-UNION, NJ-PA | 3,209 | $ 890,351,000 | $ 219,500 | $ 116,000 |
| KANSAS CITY, MO-KS | 3,159 | $ 573,970,000 | $ 181,000 | $ 104,000 |
| CAMDEN, NJ | 2,957 | $ 572,148,000 | $ 193,000 | $ 101,000 |
| TUCSON, AZ | 2,938 | $ 501,080,000 | $ 170,000 | $ 86,000 |
| PEABODY, MA | 2,497 | $ 654,422,000 | $ 262,000 | $ 119,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 2,315 | $ 495,198,000 | $ 213,000 | $ 117,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 2,162 | $ 683,707,000 | $ 316,000 | $ 141,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 2,158 | $ 436,512,000 | $ 195,500 | $ 98,500 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,962 | $ 420,957,000 | $ 215,000 | $ 98,500 |
| RALEIGH-CARY, NC | 1,921 | $ 407,462,000 | $ 212,000 | $ 104,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,766 | $ 445,779,000 | $ 220,000 | $ 126,500 |
| FORT WORTH-ARLINGTON, TX | 1,741 | $ 317,974,000 | $ 182,000 | $ 114,000 |
| COLORADO SPRINGS, CO | 1,705 | $ 345,478,000 | $ 202,000 | $ 88,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,598 | $ 291,237,000 | $ 182,000 | $ 98,000 |
| WORCESTER, MA | 1,574 | $ 346,588,000 | $ 220,000 | $ 108,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,567 | $ 503,546,000 | $ 321,000 | $ 122,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,557 | $ 349,867,000 | $ 260,000 | $ 144,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,521 | $ 317,220,000 | $ 208,000 | $ 100,000 |
| RICHMOND, VA | 1,519 | $ 299,183,000 | $ 196,000 | $ 99,000 |
| NASSAU-SUFFOLK, NY | 1,491 | $ 437,639,000 | $ 293,000 | $ 134,000 |
| SALT LAKE CITY, UT | 1,481 | $ 330,993,000 | $ 223,000 | $ 100,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,427 | $ 240,755,000 | $ 168,000 | $ 90,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,379 | $ 275,999,000 | $ 200,000 | $ 91,000 |
| FORT WAYNE, IN | 1,327 | $ 185,387,000 | $ 139,000 | $ 83,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,327 | $ 231,243,000 | $ 174,000 | $ 94,000 |
| BOULDER, CO | 1,213 | $ 328,228,000 | $ 270,000 | $ 120,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1,192 | $ 245,653,000 | $ 206,000 | $ 102,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,191 | $ 231,861,000 | $ 194,000 | $ 110,000 |
| TACOMA, WA | 1,178 | $ 263,719,000 | $ 223,000 | $ 92,000 |
| LAS VEGAS-PARADISE, NV | 1,171 | $ 171,663,000 | $ 146,000 | $ 78,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1,161 | $ 252,211,000 | $ 217,000 | $ 101,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,154 | $ 371,102,000 | $ 321,000 | $ 149,000 |
| WILMINGTON, DE-MD-NJ | 1,114 | $ 222,470,000 | $ 191,333 | $ 90,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,105 | $ 207,948,000 | $ 197,000 | $ 96,500 |
| SANTA ROSA-PETALUMA, CA | 1,097 | $ 317,592,000 | $ 289,000 | $ 117,000 |
| COLUMBUS, OH | 1,082 | $ 195,111,000 | $ 180,000 | $ 93,000 |
| PITTSBURGH, PA | 1,061 | $ 170,767,000 | $ 160,000 | $ 91,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,027 | $ 164,205,000 | $ 159,000 | $ 100,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,006 | $ 210,560,000 | $ 209,000 | $ 127,000 |
| FORT COLLINS-LOVELAND, CO | 977 | $ 207,158,000 | $ 212,000 | $ 97,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 977 | $ 193,469,000 | $ 198,000 | $ 102,000 |
| ALBUQUERQUE, NM | 974 | $ 172,863,000 | $ 177,000 | $ 88,000 |
| PROVO-OREM, UT | 955 | $ 194,403,000 | $ 203,000 | $ 85,000 |
| NEW HAVEN-MILFORD, CT | 952 | $ 195,868,000 | $ 205,000 | $ 96,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 934 | $ 134,104,000 | $ 139,000 | $ 83,000 |
| BIRMINGHAM-HOOVER, AL | 921 | $ 163,834,000 | $ 177,000 | $ 84,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 921 | $ 194,850,000 | $ 211,000 | $ 105,000 |
| MANCHESTER-NASHUA, NH | 907 | $ 182,895,000 | $ 201,000 | $ 98,000 |
| FRESNO, CA | 853 | $ 160,116,000 | $ 187,000 | $ 93,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 829 | $ 132,183,000 | $ 146,500 | $ 83,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 825 | $ 136,114,000 | $ 159,500 | $ 77,000 |
| ANN ARBOR, MI | 792 | $ 148,975,000 | $ 188,000 | $ 115,000 |
| STOCKTON, CA | 766 | $ 147,435,000 | $ 192,000 | $ 93,000 |
| COLUMBIA, SC | 760 | $ 135,758,000 | $ 178,000 | $ 104,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 702 | $ 121,295,000 | $ 162,000 | $ 86,000 |
| BAKERSFIELD-DELANO, CA | 700 | $ 116,414,000 | $ 166,000 | $ 87,000 |
| GARY, IN | 698 | $ 113,584,000 | $ 162,000 | $ 82,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 686 | $ 111,933,000 | $ 163,000 | $ 89,000 |
| BARNSTABLE TOWN, MA | 685 | $ 168,283,000 | $ 245,000 | $ 140,000 |
| BOISE CITY-NAMPA, ID | 685 | $ 107,207,000 | $ 156,000 | $ 79,000 |
| BATON ROUGE, LA | 680 | $ 121,660,000 | $ 178,000 | $ 98,000 |
| DURHAM-CHAPEL HILL, NC | 676 | $ 146,486,000 | $ 216,000 | $ 106,000 |
| BELLINGHAM, WA | 659 | $ 147,633,000 | $ 224,000 | $ 89,000 |
| BLOOMINGTON, IN | 656 | $ 103,378,000 | $ 157,000 | $ 93,000 |
| VALLEJO-FAIRFIELD, CA | 650 | $ 143,371,000 | $ 220,000 | $ 102,000 |
| OKLAHOMA CITY, OK | 644 | $ 101,541,000 | $ 157,000 | $ 90,000 |
| JACKSONVILLE, FL | 642 | $ 119,431,000 | $ 186,000 | $ 90,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 626 | $ 189,640,000 | $ 302,000 | $ 119,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 623 | $ 108,785,000 | $ 174,000 | $ 91,000 |
| OGDEN-CLEARFIELD, UT | 623 | $ 121,229,000 | $ 194,000 | $ 75,000 |
| LEXINGTON-FAYETTE, KY | 618 | $ 104,524,000 | $ 169,000 | $ 91,000 |
| LINCOLN, NE | 618 | $ 95,415,000 | $ 154,000 | $ 91,000 |
| MEMPHIS, TN-MS-AR | 606 | $ 104,415,000 | $ 159,666 | $ 87,333 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 582 | $ 194,132,000 | $ 333,000 | $ 136,000 |
| DES MOINES-WEST DES MOINES, IA | 578 | $ 95,557,000 | $ 165,000 | $ 88,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 572 | $ 103,003,000 | $ 180,000 | $ 99,000 |
| TRENTON-EWING, NJ | 570 | $ 133,573,000 | $ 234,000 | $ 123,000 |
| SPOKANE, WA | 569 | $ 95,691,000 | $ 168,000 | $ 78,000 |
| GREENSBORO-HIGH POINT, NC | 561 | $ 91,117,000 | $ 162,000 | $ 93,000 |
| MODESTO, CA | 525 | $ 83,095,000 | $ 158,000 | $ 85,000 |
| GREELEY, CO | 524 | $ 103,529,000 | $ 197,000 | $ 88,000 |
| SANTA CRUZ-WATSONVILLE, CA | 519 | $ 177,903,000 | $ 342,000 | $ 131,000 |
| EUGENE-SPRINGFIELD, OR | 511 | $ 97,837,000 | $ 191,000 | $ 78,000 |
| HONOLULU, HI | 507 | $ 198,716,000 | $ 391,000 | $ 104,000 |
| YORK-HANOVER, PA | 495 | $ 80,622,000 | $ 162,000 | $ 82,000 |
| GRAND JUNCTION, CO | 494 | $ 91,445,000 | $ 185,000 | $ 77,000 |
| WILMINGTON, NC | 484 | $ 99,545,000 | $ 205,000 | $ 106,000 |
| HARRISBURG-CARLISLE, PA | 480 | $ 80,950,000 | $ 168,000 | $ 84,000 |
| HUNTSVILLE, AL | 467 | $ 85,046,000 | $ 182,000 | $ 91,000 |
| ROCHESTER, NY | 466 | $ 67,704,000 | $ 145,000 | $ 89,000 |
| MADISON, WI | 463 | $ 94,473,000 | $ 204,000 | $ 92,000 |
| CAPE CORAL-FORT MYERS, FL | 461 | $ 78,134,000 | $ 169,000 | $ 106,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 460 | $ 91,755,000 | $ 199,000 | $ 114,000 |
| LANCASTER, PA | 453 | $ 72,149,000 | $ 159,000 | $ 77,000 |
| SPRINGFIELD, MA | 452 | $ 79,160,000 | $ 175,000 | $ 89,000 |
| SPRINGFIELD, MO | 448 | $ 65,655,000 | $ 146,000 | $ 82,000 |
| FLINT, MI | 433 | $ 56,216,000 | $ 129,000 | $ 80,000 |
| GRAND RAPIDS-WYOMING, MI | 428 | $ 64,071,000 | $ 149,000 | $ 86,000 |
| OCEAN CITY, NJ | 425 | $ 105,116,000 | $ 247,000 | $ 155,000 |
| SALINAS, CA | 418 | $ 124,210,000 | $ 297,000 | $ 116,000 |
| WICHITA, KS | 418 | $ 63,671,000 | $ 152,000 | $ 88,000 |
| BUFFALO-NIAGARA FALLS, NY | 409 | $ 52,669,000 | $ 128,000 | $ 75,000 |
| BREMERTON-SILVERDALE, WA | 405 | $ 96,554,000 | $ 238,000 | $ 94,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 397 | $ 72,260,000 | $ 182,000 | $ 111,000 |
| AKRON, OH | 389 | $ 63,484,000 | $ 163,000 | $ 95,000 |
| EVANSVILLE, IN-KY | 389 | $ 55,893,000 | $ 138,000 | $ 83,500 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 387 | $ 87,571,000 | $ 226,000 | $ 110,000 |
| PRESCOTT, AZ | 383 | $ 70,487,000 | $ 184,000 | $ 93,000 |
| WINSTON-SALEM, NC | 382 | $ 62,509,000 | $ 163,000 | $ 85,000 |
| OLYMPIA, WA | 377 | $ 84,269,000 | $ 223,000 | $ 83,000 |
| READING, PA | 366 | $ 57,513,000 | $ 157,000 | $ 81,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 362 | $ 48,536,000 | $ 144,000 | $ 80,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 355 | $ 59,433,000 | $ 167,000 | $ 92,000 |
| ANCHORAGE, AK | 353 | $ 80,436,000 | $ 227,000 | $ 95,000 |
| EL PASO, TX | 351 | $ 52,729,000 | $ 150,000 | $ 80,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 348 | $ 60,558,000 | $ 174,000 | $ 82,000 |
| AMARILLO, TX | 346 | $ 55,810,000 | $ 161,000 | $ 89,000 |
| SCRANTON--WILKES-BARRE, PA | 333 | $ 47,989,000 | $ 144,000 | $ 80,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 332 | $ 54,211,000 | $ 163,000 | $ 106,000 |
| ASHEVILLE, NC | 327 | $ 65,552,000 | $ 200,000 | $ 91,000 |
| MOUNT VERNON-ANACORTES, WA | 319 | $ 67,797,000 | $ 212,000 | $ 82,000 |
| KNOXVILLE, TN | 317 | $ 56,321,000 | $ 177,000 | $ 82,000 |
| NORWICH-NEW LONDON, CT | 305 | $ 59,669,000 | $ 195,000 | $ 93,000 |
| TALLAHASSEE, FL | 304 | $ 54,599,000 | $ 179,000 | $ 93,000 |
| LANSING-EAST LANSING, MI | 302 | $ 42,838,000 | $ 141,000 | $ 87,000 |
| BOWLING GREEN, KY | 296 | $ 47,388,000 | $ 160,000 | $ 78,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 296 | $ 47,466,000 | $ 160,000 | $ 71,000 |
| ROANOKE, VA | 294 | $ 48,459,000 | $ 164,000 | $ 84,000 |
| TULSA, OK | 294 | $ 43,940,000 | $ 149,000 | $ 85,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 293 | $ 45,740,000 | $ 156,000 | $ 77,000 |
| DULUTH, MN-WI | 291 | $ 46,951,000 | $ 150,500 | $ 82,000 |
| VISALIA-PORTERVILLE, CA | 290 | $ 49,981,000 | $ 172,000 | $ 86,000 |
| BEND, OR | 289 | $ 58,557,000 | $ 202,000 | $ 109,000 |
| CHICO, CA | 284 | $ 50,802,000 | $ 178,000 | $ 83,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 283 | $ 41,295,000 | $ 145,000 | $ 89,000 |
| LAFAYETTE, IN | 282 | $ 35,793,000 | $ 126,000 | $ 71,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 282 | $ 41,299,000 | $ 146,000 | $ 84,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 281 | $ 40,193,000 | $ 143,000 | $ 73,000 |
| PUEBLO, CO | 280 | $ 39,562,000 | $ 141,000 | $ 74,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 279 | $ 57,877,000 | $ 207,000 | $ 96,000 |
| FAYETTEVILLE, NC | 278 | $ 39,642,000 | $ 142,000 | $ 60,000 |
| CHATTANOOGA, TN-GA | 277 | $ 42,312,000 | $ 146,000 | $ 80,500 |
| SALEM, OR | 275 | $ 46,551,000 | $ 169,000 | $ 67,000 |
| SAVANNAH, GA | 275 | $ 49,915,000 | $ 181,000 | $ 87,000 |
| MIDLAND, TX | 270 | $ 52,731,000 | $ 195,000 | $ 120,000 |
| WATERLOO-CEDAR FALLS, IA | 269 | $ 36,579,000 | $ 135,000 | $ 74,000 |
| REDDING, CA | 257 | $ 46,801,000 | $ 182,000 | $ 89,000 |
| WENATCHEE-EAST WENATCHEE, WA | 248 | $ 51,035,000 | $ 205,000 | $ 94,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 247 | $ 45,561,000 | $ 184,000 | $ 84,500 |
| MONTGOMERY, AL | 246 | $ 37,183,000 | $ 151,000 | $ 81,000 |
| ALBANY-SCHENECTADY-TROY, NY | 245 | $ 46,565,000 | $ 190,000 | $ 97,000 |
| MORGANTOWN, WV | 238 | $ 40,554,000 | $ 170,000 | $ 92,000 |
| YUMA, AZ | 232 | $ 38,086,000 | $ 164,000 | $ 79,000 |
| LYNCHBURG, VA | 231 | $ 35,315,000 | $ 152,000 | $ 73,000 |
| MEDFORD, OR | 228 | $ 42,140,000 | $ 184,000 | $ 75,000 |
| PORT ST. LUCIE, FL | 228 | $ 37,850,000 | $ 166,000 | $ 94,000 |
| RACINE, WI | 226 | $ 39,596,000 | $ 175,000 | $ 89,000 |
| CORPUS CHRISTI, TX | 222 | $ 34,630,000 | $ 155,000 | $ 118,000 |
| YAKIMA, WA | 220 | $ 34,864,000 | $ 158,000 | $ 72,000 |
| CHARLOTTESVILLE, VA | 219 | $ 49,344,000 | $ 225,000 | $ 103,000 |
| CLARKSVILLE, TN-KY | 217 | $ 31,092,000 | $ 139,500 | $ 64,000 |
| NAPA, CA | 215 | $ 68,656,000 | $ 319,000 | $ 114,000 |
| SHREVEPORT-BOSSIER CITY, LA | 215 | $ 39,036,000 | $ 181,000 | $ 85,000 |
| AUBURN-OPELIKA, AL | 214 | $ 35,976,000 | $ 168,000 | $ 97,000 |
| GREEN BAY, WI | 213 | $ 30,201,000 | $ 141,000 | $ 72,000 |
| LAKELAND-WINTER HAVEN, FL | 213 | $ 27,709,000 | $ 130,000 | $ 72,000 |
| CANTON-MASSILLON, OH | 210 | $ 29,756,000 | $ 141,000 | $ 86,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 206 | $ 32,963,000 | $ 157,000 | $ 106,500 |
| FLAGSTAFF, AZ | 205 | $ 42,745,000 | $ 208,000 | $ 125,000 |
| MCALLEN-EDINBURG-MISSION, TX | 204 | $ 33,077,000 | $ 162,000 | $ 100,000 |
| NAPLES-MARCO ISLAND, FL | 202 | $ 46,585,000 | $ 230,000 | $ 142,000 |
| COLUMBUS, GA-AL | 200 | $ 31,970,000 | $ 151,500 | $ 68,000 |
| ROCKFORD, IL | 199 | $ 25,713,000 | $ 129,000 | $ 83,000 |
| RENO-SPARKS, NV | 198 | $ 38,119,000 | $ 192,000 | $ 102,000 |
| APPLETON, WI | 197 | $ 28,627,000 | $ 145,000 | $ 92,000 |
| OCALA, FL | 197 | $ 30,817,000 | $ 156,000 | $ 92,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 197 | $ 28,256,000 | $ 143,000 | $ 72,000 |
| RAPID CITY, SD | 196 | $ 29,059,000 | $ 148,000 | $ 80,000 |
| POCATELLO, ID | 194 | $ 25,228,000 | $ 130,000 | $ 67,000 |
| BURLINGTON, NC | 193 | $ 30,613,000 | $ 158,000 | $ 125,000 |
| DAYTON, OH | 189 | $ 30,550,000 | $ 161,000 | $ 80,000 |
| DOVER, DE | 187 | $ 35,085,000 | $ 187,000 | $ 88,000 |
| CEDAR RAPIDS, IA | 186 | $ 26,612,000 | $ 143,000 | $ 82,000 |
| DUBUQUE, IA | 183 | $ 29,018,000 | $ 158,000 | $ 88,000 |
| LUBBOCK, TX | 180 | $ 28,232,000 | $ 156,000 | $ 98,000 |
| JACKSON, MS | 174 | $ 27,638,000 | $ 158,000 | $ 86,000 |
| MERCED, CA | 174 | $ 24,513,000 | $ 140,000 | $ 75,000 |
| YUBA CITY, CA | 169 | $ 26,927,000 | $ 159,000 | $ 99,000 |
| BILLINGS, MT | 168 | $ 28,495,000 | $ 169,000 | $ 78,000 |
| GAINESVILLE, FL | 166 | $ 29,366,000 | $ 176,000 | $ 95,000 |
| HICKORY-LENOIR-MORGANTON, NC | 166 | $ 27,536,000 | $ 165,000 | $ 76,000 |
| ELIZABETHTOWN, KY | 164 | $ 25,049,000 | $ 152,000 | $ 72,000 |
| WINCHESTER, VA-WV | 164 | $ 29,740,000 | $ 155,500 | $ 81,500 |
| HOLLAND-GRAND HAVEN, MI | 162 | $ 25,734,000 | $ 158,000 | $ 88,000 |
| MOBILE, AL | 162 | $ 22,381,000 | $ 138,000 | $ 79,000 |
| SANTA FE, NM | 162 | $ 37,208,000 | $ 229,000 | $ 108,000 |
| ST. GEORGE, UT | 162 | $ 32,062,000 | $ 197,000 | $ 108,000 |
| IDAHO FALLS, ID | 159 | $ 23,174,000 | $ 145,000 | $ 85,000 |
| SYRACUSE, NY | 158 | $ 20,619,000 | $ 130,000 | $ 85,000 |
| KOKOMO, IN | 156 | $ 18,052,000 | $ 115,000 | $ 70,000 |
| JACKSONVILLE, NC | 153 | $ 26,208,000 | $ 171,000 | $ 62,000 |
| LAFAYETTE, LA | 153 | $ 26,904,000 | $ 175,000 | $ 88,000 |
| KALAMAZOO-PORTAGE, MI | 152 | $ 24,759,000 | $ 162,000 | $ 93,000 |
| MADERA-CHOWCHILLA, CA | 146 | $ 25,518,000 | $ 174,000 | $ 91,000 |
| BROWNSVILLE-HARLINGEN, TX | 139 | $ 17,908,000 | $ 128,000 | $ 109,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 137 | $ 22,620,000 | $ 144,000 | $ 73,000 |
| FLORENCE, SC | 135 | $ 19,677,000 | $ 145,000 | $ 80,000 |
| MACON, GA | 134 | $ 20,215,000 | $ 150,000 | $ 69,000 |
| WARNER ROBINS, GA | 134 | $ 20,659,000 | $ 154,000 | $ 136,000 |
| ELKHART-GOSHEN, IN | 131 | $ 15,413,000 | $ 117,000 | $ 67,000 |
| HARRISONBURG, VA | 131 | $ 25,945,000 | $ 198,000 | $ 86,000 |
| CUMBERLAND, MD-WV | 128 | $ 15,942,000 | $ 125,000 | $ 71,500 |
| SPARTANBURG, SC | 127 | $ 20,669,000 | $ 162,000 | $ 69,000 |
| WACO, TX | 125 | $ 20,083,000 | $ 160,000 | $ 96,000 |
| BEAUMONT-PORT ARTHUR, TX | 124 | $ 18,464,000 | $ 148,000 | $ 91,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 123 | $ 24,161,000 | $ 196,000 | $ 85,000 |
| NILES-BENTON HARBOR, MI | 123 | $ 21,765,000 | $ 176,000 | $ 117,000 |
| GAINESVILLE, GA | 122 | $ 20,069,000 | $ 164,000 | $ 81,000 |
| COLLEGE STATION-BRYAN, TX | 121 | $ 20,477,000 | $ 169,000 | $ 112,000 |
| TUSCALOOSA, AL | 121 | $ 21,541,000 | $ 178,000 | $ 92,000 |
| ANDERSON, SC | 120 | $ 18,355,000 | $ 152,000 | $ 67,000 |
| COEUR D'ALENE, ID | 117 | $ 23,032,000 | $ 196,000 | $ 81,000 |
| SHERMAN-DENISON, TX | 117 | $ 18,487,000 | $ 158,000 | $ 106,000 |
| MONROE, LA | 114 | $ 21,958,000 | $ 192,000 | $ 107,000 |
| STATE COLLEGE, PA | 112 | $ 20,143,000 | $ 179,000 | $ 88,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 111 | $ 13,203,000 | $ 118,000 | $ 75,000 |
| TOLEDO, OH | 111 | $ 18,243,000 | $ 164,000 | $ 101,000 |
| ANDERSON, IN | 110 | $ 13,196,000 | $ 119,000 | $ 71,000 |
| LEBANON, PA | 110 | $ 17,387,000 | $ 158,000 | $ 86,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 109 | $ 19,927,000 | $ 182,000 | $ 92,000 |
| BANGOR, ME | 105 | $ 14,845,000 | $ 141,000 | $ 65,000 |
| SIOUX CITY, IA-NE-SD | 105 | $ 12,305,000 | $ 126,000 | $ 70,333 |
| LEWISTON-AUBURN, ME | 102 | $ 15,473,000 | $ 151,000 | $ 77,000 |
| PEORIA, IL | 102 | $ 14,732,000 | $ 144,000 | $ 79,000 |
| ANNISTON-OXFORD, AL | 101 | $ 12,185,000 | $ 120,000 | $ 69,000 |
| TOPEKA, KS | 101 | $ 13,651,000 | $ 135,000 | $ 80,000 |
| LONGVIEW, WA | 100 | $ 18,918,000 | $ 189,000 | $ 91,000 |
| ATHENS-CLARKE COUNTY, GA | 99 | $ 16,187,000 | $ 163,000 | $ 86,000 |
| CORVALLIS, OR | 99 | $ 21,459,000 | $ 216,000 | $ 114,000 |
| GREAT FALLS, MT | 99 | $ 15,878,000 | $ 160,000 | $ 76,000 |
| MUNCIE, IN | 98 | $ 10,143,000 | $ 103,000 | $ 59,000 |
| LAKE CHARLES, LA | 97 | $ 13,547,000 | $ 139,000 | $ 79,000 |
| OSHKOSH-NEENAH, WI | 97 | $ 14,011,000 | $ 144,000 | $ 74,000 |
| TYLER, TX | 96 | $ 13,855,000 | $ 144,000 | $ 91,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 96 | $ 14,698,000 | $ 156,000 | $ 71,500 |
| CHEYENNE, WY | 95 | $ 15,738,000 | $ 165,000 | $ 76,000 |
| MICHIGAN CITY-LA PORTE, IN | 95 | $ 13,979,000 | $ 147,000 | $ 88,000 |
| PUNTA GORDA, FL | 95 | $ 14,482,000 | $ 152,000 | $ 80,000 |
| COLUMBIA, MO | 93 | $ 16,787,000 | $ 180,000 | $ 91,000 |
| FAIRBANKS, AK | 93 | $ 16,932,000 | $ 182,000 | $ 90,000 |
| ROCHESTER, MN | 91 | $ 16,059,000 | $ 176,000 | $ 82,000 |
| HANFORD-CORCORAN, CA | 89 | $ 15,772,000 | $ 177,000 | $ 88,000 |
| SPRINGFIELD, OH | 89 | $ 13,264,000 | $ 149,000 | $ 101,000 |
| MANHATTAN, KS | 88 | $ 13,689,000 | $ 155,000 | $ 67,000 |
| LAS CRUCES, NM | 86 | $ 14,540,000 | $ 169,000 | $ 74,000 |
| EL CENTRO, CA | 85 | $ 10,955,000 | $ 128,000 | $ 91,000 |
| MISSOULA, MT | 85 | $ 17,782,000 | $ 209,000 | $ 91,000 |
| GREENVILLE, NC | 84 | $ 14,035,000 | $ 167,000 | $ 97,000 |
| MONROE, MI | 84 | $ 12,802,000 | $ 152,000 | $ 78,000 |
| FARMINGTON, NM | 83 | $ 15,081,000 | $ 181,000 | $ 101,000 |
| JACKSON, MI | 82 | $ 10,524,000 | $ 128,000 | $ 78,000 |
| JANESVILLE, WI | 82 | $ 10,782,000 | $ 131,000 | $ 63,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 82 | $ 15,561,000 | $ 189,000 | $ 75,000 |
| FARGO, ND-MN | 80 | $ 13,067,000 | $ 161,000 | $ 93,500 |
| FLORENCE-MUSCLE SHOALS, AL | 80 | $ 9,702,000 | $ 121,000 | $ 61,000 |
| LOGAN, UT-ID | 79 | $ 15,076,000 | $ 188,000 | $ 57,000 |
| GULFPORT-BILOXI, MS | 78 | $ 10,195,000 | $ 130,000 | $ 69,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 78 | $ 12,411,000 | $ 166,000 | $ 90,000 |
| DECATUR, AL | 75 | $ 10,311,000 | $ 137,000 | $ 73,000 |
| SUMTER, SC | 75 | $ 10,203,000 | $ 136,000 | $ 54,000 |
| JOHNSON CITY, TN | 74 | $ 12,102,000 | $ 163,000 | $ 72,000 |
| KINGSTON, NY | 71 | $ 16,086,000 | $ 226,000 | $ 115,000 |
| PALM COAST, FL | 71 | $ 12,484,000 | $ 175,000 | $ 85,000 |
| SEBASTIAN-VERO BEACH, FL | 70 | $ 12,886,000 | $ 184,000 | $ 105,000 |
| DOTHAN, AL | 69 | $ 10,363,000 | $ 150,000 | $ 74,000 |
| EAU CLAIRE, WI | 69 | $ 10,939,000 | $ 158,000 | $ 95,000 |
| ERIE, PA | 68 | $ 10,009,000 | $ 147,000 | $ 74,000 |
| LAWRENCE, KS | 68 | $ 11,341,000 | $ 166,000 | $ 81,000 |
| MUSKEGON-NORTON SHORES, MI | 68 | $ 8,981,000 | $ 132,000 | $ 72,000 |
| SIOUX FALLS, SD | 68 | $ 11,472,000 | $ 168,000 | $ 74,000 |
| CHAMPAIGN-URBANA, IL | 67 | $ 10,613,000 | $ 158,000 | $ 84,000 |
| KANKAKEE-BRADLEY, IL | 67 | $ 10,694,000 | $ 159,000 | $ 78,000 |
| JOPLIN, MO | 66 | $ 8,216,000 | $ 124,000 | $ 77,000 |
| LAWTON, OK | 66 | $ 9,362,000 | $ 141,000 | $ 58,000 |
| UTICA-ROME, NY | 66 | $ 7,452,000 | $ 112,000 | $ 67,000 |
| GADSDEN, AL | 63 | $ 8,001,000 | $ 127,000 | $ 70,000 |
| ST. CLOUD, MN | 63 | $ 10,640,000 | $ 168,000 | $ 83,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 62 | $ 9,802,000 | $ 114,000 | $ 81,500 |
| VALDOSTA, GA | 62 | $ 9,491,000 | $ 153,000 | $ 61,000 |
| ABILENE, TX | 61 | $ 8,520,000 | $ 139,000 | $ 83,000 |
| BAY CITY, MI | 61 | $ 6,681,000 | $ 109,000 | $ 63,000 |
| WICHITA FALLS, TX | 61 | $ 7,302,000 | $ 119,000 | $ 83,000 |
| BLOOMINGTON-NORMAL, IL | 60 | $ 10,419,000 | $ 173,000 | $ 89,000 |
| CHARLESTON, WV | 60 | $ 7,929,000 | $ 132,000 | $ 82,000 |
| LONGVIEW, TX | 60 | $ 9,186,000 | $ 153,000 | $ 89,000 |
| BRUNSWICK, GA | 59 | $ 10,078,000 | $ 170,000 | $ 100,000 |
| HINESVILLE-FORT STEWART, GA | 59 | $ 8,386,000 | $ 142,000 | $ 49,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 59 | $ 8,477,000 | $ 143,000 | $ 70,000 |
| SHEBOYGAN, WI | 59 | $ 9,057,000 | $ 153,000 | $ 102,000 |
| HOT SPRINGS, AR | 58 | $ 8,243,000 | $ 142,000 | $ 86,000 |
| LEWISTON, ID-WA | 58 | $ 9,847,000 | $ 166,000 | $ 101,000 |
| CASPER, WY | 56 | $ 9,434,000 | $ 168,000 | $ 99,000 |
| FORT SMITH, AR-OK | 56 | $ 7,427,000 | $ 124,000 | $ 92,500 |
| SALISBURY, MD | 54 | $ 8,899,000 | $ 164,000 | $ 74,000 |
| LAREDO, TX | 53 | $ 7,650,000 | $ 144,000 | $ 91,000 |
| ODESSA, TX | 53 | $ 7,984,000 | $ 150,000 | $ 106,000 |
| OWENSBORO, KY | 51 | $ 6,802,000 | $ 133,000 | $ 79,000 |
| MORRISTOWN, TN | 50 | $ 7,599,000 | $ 151,000 | $ 64,000 |
| PITTSFIELD, MA | 50 | $ 10,114,000 | $ 202,000 | $ 145,000 |
| ROME, GA | 50 | $ 7,381,000 | $ 147,000 | $ 72,000 |
| ALBANY, GA | 49 | $ 7,692,000 | $ 156,000 | $ 85,000 |
| CLEVELAND, TN | 48 | $ 7,951,000 | $ 165,000 | $ 66,000 |
| GOLDSBORO, NC | 48 | $ 6,740,000 | $ 140,000 | $ 65,000 |
| VICTORIA, TX | 48 | $ 6,682,000 | $ 139,000 | $ 89,000 |
| WAUSAU, WI | 48 | $ 7,121,000 | $ 148,000 | $ 61,000 |
| GLENS FALLS, NY | 47 | $ 8,172,000 | $ 173,000 | $ 116,000 |
| AMES, IA | 46 | $ 7,543,000 | $ 163,000 | $ 99,000 |
| IOWA CITY, IA | 45 | $ 7,575,000 | $ 168,000 | $ 106,000 |
| ALTOONA, PA | 43 | $ 5,773,000 | $ 134,000 | $ 83,000 |
| DECATUR, IL | 43 | $ 5,382,000 | $ 125,000 | $ 89,000 |
| COLUMBUS, IN | 42 | $ 6,036,000 | $ 143,000 | $ 74,000 |
| SAN ANGELO, TX | 42 | $ 7,243,000 | $ 172,000 | $ 82,000 |
| TERRE HAUTE, IN | 42 | $ 5,495,000 | $ 130,000 | $ 58,000 |
| WILLIAMSPORT, PA | 41 | $ 5,733,000 | $ 139,000 | $ 84,000 |
| DANVILLE, VA | 40 | $ 4,425,000 | $ 110,000 | $ 59,000 |
| TEXARKANA, TX-TEXARKANA, AR | 39 | $ 5,934,000 | $ 147,000 | $ 76,000 |
| SPRINGFIELD, IL | 38 | $ 4,264,000 | $ 112,000 | $ 61,000 |
| PASCAGOULA, MS | 37 | $ 4,935,000 | $ 133,000 | $ 73,000 |
| ALEXANDRIA, LA | 36 | $ 5,355,000 | $ 148,000 | $ 72,000 |
| BISMARCK, ND | 35 | $ 5,253,000 | $ 150,000 | $ 91,000 |
| MANKATO-NORTH MANKATO, MN | 35 | $ 5,973,000 | $ 170,000 | $ 84,000 |
| ROCKY MOUNT, NC | 35 | $ 4,730,000 | $ 135,000 | $ 75,000 |
| HATTIESBURG, MS | 34 | $ 5,031,000 | $ 147,000 | $ 75,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 33 | $ 4,005,000 | $ 120,666 | $ 65,333 |
| ST. JOSEPH, MO-KS | 33 | $ 4,393,000 | $ 133,000 | $ 79,000 |
| JEFFERSON CITY, MO | 32 | $ 4,165,000 | $ 130,000 | $ 66,000 |
| JONESBORO, AR | 32 | $ 4,605,000 | $ 143,000 | $ 110,000 |
| BATTLE CREEK, MI | 30 | $ 3,571,000 | $ 119,000 | $ 67,000 |
| DALTON, GA | 30 | $ 4,841,000 | $ 161,000 | $ 76,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 30 | $ 3,708,000 | $ 123,000 | $ 82,000 |
| LA CROSSE, WI-MN | 29 | $ 5,312,000 | $ 139,500 | $ 93,500 |
| JOHNSTOWN, PA | 27 | $ 3,214,000 | $ 119,000 | $ 74,000 |
| SANDUSKY, OH | 27 | $ 3,548,000 | $ 131,000 | $ 80,000 |
| FOND DU LAC, WI | 25 | $ 3,684,000 | $ 147,000 | $ 81,000 |
| WHEELING, WV-OH | 25 | $ 2,998,000 | $ 119,000 | $ 57,500 |
| BINGHAMTON, NY | 24 | $ 2,997,000 | $ 124,000 | $ 84,000 |
| ELMIRA, NY | 24 | $ 2,216,000 | $ 92,000 | $ 64,000 |
| JACKSON, TN | 24 | $ 3,257,000 | $ 135,000 | $ 83,000 |
| GRAND FORKS, ND-MN | 21 | $ 2,692,000 | $ 125,000 | $ 100,500 |
| MANSFIELD, OH | 21 | $ 3,027,000 | $ 144,000 | $ 62,000 |
| PINE BLUFF, AR | 21 | $ 2,522,000 | $ 120,000 | $ 75,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 21 | $ 2,036,000 | $ 99,500 | $ 68,500 |
| CARSON CITY, NV | 18 | $ 3,008,000 | $ 167,000 | $ 82,000 |
| DANVILLE, IL | 18 | $ 1,381,000 | $ 76,000 | $ 61,000 |
| LIMA, OH | 10 | $ 1,113,000 | $ 111,000 | $ 58,000 |
| ITHACA, NY | 9 | $ 1,167,000 | $ 129,000 | $ 54,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 238,901 | $55,377,358,000 | $231,000 | $2,000,000 | $110,000 | $9,999,000 |
| Home Purchase | 83,498 | $18,041,988,000 | $216,000 | $2,000,000 | $101,000 | $6,752,000 |
| Home Improvement | 5,887 | $1,118,757,000 | $190,000 | $1,300,000 | $98,000 | $2,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 163,186 | $36,645,777,000 | $224,000 | $1,463,000 | $102,000 | $6,269,000 |
| White | 120,483 | $27,398,015,000 | $227,000 | $2,000,000 | $116,000 | $9,999,000 |
| Not Provided | 14,103 | $3,369,521,000 | $238,000 | $2,000,000 | $116,000 | $4,500,000 |
| Asian | 10,403 | $3,086,956,000 | $296,000 | $2,000,000 | $132,000 | $2,630,000 |
| Hispanic | 10,358 | $2,155,733,000 | $208,000 | $2,000,000 | $89,000 | $2,500,000 |
| Black or African American | 7,939 | $1,509,366,000 | $190,000 | $1,908,000 | $86,000 | $9,999,000 |
| American Indian or Alaskan Native | 1,238 | $232,563,000 | $187,000 | $850,000 | $90,000 | $2,400,000 |
| Native Hawaiian or Other Pacific Islander | 576 | $140,172,000 | $243,000 | $915,000 | $105,000 | $1,950,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 282,784 | $65,523,703,000 | $231,000 | $2,000,000 | $115,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 32,600 | $6,153,009,000 | $188,000 | $1,125,000 | $68,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 12,272 | $2,780,887,000 | $226,000 | $1,095,000 | $44,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 630 | $80,504,000 | $127,000 | $394,000 | $43,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 163,186 | $36,645,777,000 | $224,000 | $1,463,000 | $102,000 | $6,269,000 |
| Loan Originated | 82,383 | $19,418,994,000 | $235,000 | $2,000,000 | $119,000 | $8,400,000 |
| Application Denied By Financial Institution | 33,886 | $8,464,626,000 | $249,000 | $2,000,000 | $107,000 | $9,999,000 |
| File Closed For Incompleteness | 26,539 | $5,327,125,000 | $200,000 | $1,942,000 | $109,000 | $9,999,000 |
| Application Withdrawn By Applicant | 17,337 | $3,562,260,000 | $205,000 | $2,000,000 | $105,000 | $7,856,000 |
| Application Approved But Not Accepted | 4,848 | $1,088,445,000 | $224,000 | $1,867,000 | $115,000 | $3,355,000 |
| Preapproval Denied by Financial Institution | 107 | $30,876,000 | $288,000 | $1,300,000 | $98,000 | $584,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.