Ally Bank Mortgage Lending & HMDA Data, 2011

In 2011, Ally Bank of Charlotte, NC reported 328,286 mortgage applications totaling $74.5 billion. The average application was for $227,052, and applicants reported an average income of $107,495. 25% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (15,529), Chicago-Joliet-Naperville, IL (15,341) and Denver-Aurora-Broomfield, CO (8,674) (applications in parentheses).

Mortgage Company & Address Ally Bank
2101 Rexford Road, Suite 350w
Charlotte, NC 28211
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 328,286
Total Mortgage Loan Application Amount $74,538,103,000
Average Mortgage Loan Application Amount $227,052
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $107,495
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 15,529 $ 5,099,281,000 $ 328,371 $ 128,000
Chicago-Joliet-Naperville, IL 15,341 $ 3,526,056,000 $ 229,845 $ 119,000
Denver-Aurora-Broomfield, CO 8,674 $ 1,989,609,000 $ 229,376 $ 105,000
Phoenix-Mesa-Glendale, AZ 7,466 $ 1,296,149,000 $ 173,606 $ 96,000
Philadelphia, PA 7,096 $ 1,587,301,000 $ 223,689 $ 115,000
Santa Ana-Anaheim-Irvine, CA 6,984 $ 2,526,634,000 $ 361,774 $ 139,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 6,525 $ 2,006,419,000 $ 307,497 $ 127,757
Riverside-San Bernardino-Ontario, CA 6,517 $ 1,373,618,000 $ 210,774 $ 96,000
San Diego-Carlsbad-San Marcos, CA 6,213 $ 1,978,358,000 $ 318,422 $ 125,000
New York-White Plains-Wayne, NY-NJ 5,503 $ 1,716,673,000 $ 311,952 $ 134,381
Oakland-Fremont-Hayward, CA 5,221 $ 1,813,400,000 $ 347,328 $ 129,000
Boston-Quincy, MA 5,117 $ 1,389,845,000 $ 271,613 $ 123,000
Edison-New Brunswick, NJ 4,696 $ 1,219,550,000 $ 259,699 $ 130,000
Cambridge-Newton-Framingham, MA 4,581 $ 1,306,225,000 $ 285,139 $ 127,000
Seattle-Bellevue-Everett, WA 4,494 $ 1,311,423,000 $ 291,816 $ 119,000
Houston-Sugar Land-Baytown, TX 4,447 $ 874,193,000 $ 196,580 $ 119,000
Minneapolis-St. Paul-Bloomington, MN-WI 4,265 $ 871,436,000 $ 204,322 $ 104,950
San Jose-Sunnyvale-Santa Clara, CA 4,157 $ 1,702,231,000 $ 409,485 $ 148,000
Sacramento--Arden-Arcade--Roseville, CA 4,102 $ 915,147,000 $ 223,097 $ 109,000
St. Louis, MO-IL 4,087 $ 758,407,000 $ 185,565 $ 103,956
Baltimore-Towson, MD 4,076 $ 1,019,975,000 $ 250,239 $ 111,000
Atlanta-Sandy Springs-Marietta, GA 4,063 $ 751,758,000 $ 185,025 $ 94,000
Warren-Troy-Farmington Hills, MI 4,000 $ 693,376,000 $ 173,344 $ 105,000
Portland-Vancouver-Hillsboro, OR-WA 3,769 $ 854,133,000 $ 226,620 $ 97,761
Dallas-Plano-Irving, TX 3,755 $ 783,223,000 $ 208,581 $ 121,000
San Francisco-San Mateo-Redwood City, CA 3,640 $ 1,638,293,000 $ 450,080 $ 162,000
Indianapolis-Carmel, IN 3,481 $ 606,170,000 $ 174,136 $ 99,000
Milwaukee-Waukesha-West Allis, WI 3,213 $ 648,611,000 $ 201,870 $ 111,000
Newark-Union, NJ-PA 3,209 $ 890,351,000 $ 277,454 $ 135,403
Kansas City, MO-KS 3,159 $ 573,970,000 $ 181,693 $ 104,261
Camden, NJ 2,957 $ 572,148,000 $ 193,489 $ 101,000
Tucson, AZ 2,938 $ 501,080,000 $ 170,551 $ 86,000
Peabody, MA 2,497 $ 654,422,000 $ 262,083 $ 119,000
Austin-Round Rock-San Marcos, TX 2,315 $ 495,198,000 $ 213,908 $ 117,000
Bethesda-Rockville-Frederick, MD 2,162 $ 683,707,000 $ 316,238 $ 141,000
Charlotte-Gastonia-Rock Hill, NC-SC 2,158 $ 436,512,000 $ 202,276 $ 103,253
Providence-New Bedford-Fall River, RI-MA 1,962 $ 420,957,000 $ 214,555 $ 98,191
Raleigh-Cary, NC 1,921 $ 407,462,000 $ 212,109 $ 104,000
Lake County-Kenosha County, IL-WI 1,766 $ 445,779,000 $ 252,422 $ 137,863
Fort Worth-Arlington, TX 1,741 $ 317,974,000 $ 182,638 $ 114,000
Colorado Springs, CO 1,705 $ 345,478,000 $ 202,626 $ 88,000
San Antonio-New Braunfels, TX 1,598 $ 291,237,000 $ 182,250 $ 98,000
Worcester, MA 1,574 $ 346,588,000 $ 220,195 $ 108,000
Oxnard-Thousand Oaks-Ventura, CA 1,567 $ 503,546,000 $ 321,343 $ 122,000
Virginia Beach-Norfolk-Newport News, VA-NC 1,557 $ 349,867,000 $ 224,705 $ 92,660
Hartford-West Hartford-East Hartford, CT 1,521 $ 317,220,000 $ 208,560 $ 100,000
Richmond, VA 1,519 $ 299,183,000 $ 196,960 $ 99,000
Nassau-Suffolk, NY 1,491 $ 437,639,000 $ 293,520 $ 134,000
Salt Lake City, UT 1,481 $ 330,993,000 $ 223,492 $ 100,000
Tampa-St. Petersburg-Clearwater, FL 1,427 $ 240,755,000 $ 168,714 $ 90,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1,379 $ 275,999,000 $ 200,144 $ 91,000
Fort Wayne, IN 1,327 $ 185,387,000 $ 139,703 $ 83,000
Orlando-Kissimmee-Sanford, FL 1,327 $ 231,243,000 $ 174,259 $ 94,000
Boulder, CO 1,213 $ 328,228,000 $ 270,591 $ 120,000
Portland-South Portland-Biddeford, ME 1,192 $ 245,653,000 $ 206,084 $ 102,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1,191 $ 231,861,000 $ 194,677 $ 110,000
Tacoma, WA 1,178 $ 263,719,000 $ 223,870 $ 92,000
Las Vegas-Paradise, NV 1,171 $ 171,663,000 $ 146,595 $ 78,000
Rockingham County-Strafford County, NH 1,161 $ 252,211,000 $ 217,236 $ 101,000
Bridgeport-Stamford-Norwalk, CT 1,154 $ 371,102,000 $ 321,578 $ 149,000
Wilmington, DE-MD-NJ 1,114 $ 222,470,000 $ 199,703 $ 93,998
Allentown-Bethlehem-Easton, PA-NJ 1,105 $ 207,948,000 $ 188,188 $ 94,814
Santa Rosa-Petaluma, CA 1,097 $ 317,592,000 $ 289,509 $ 117,000
Columbus, OH 1,082 $ 195,111,000 $ 180,324 $ 93,000
Pittsburgh, PA 1,061 $ 170,767,000 $ 160,949 $ 91,000
Detroit-Livonia-Dearborn, MI 1,027 $ 164,205,000 $ 159,888 $ 100,000
West Palm Beach-Boca Raton-Boynton Beach, FL 1,006 $ 210,560,000 $ 209,304 $ 127,000
Fort Collins-Loveland, CO 977 $ 207,158,000 $ 212,034 $ 97,000
Miami-Miami Beach-Kendall, FL 977 $ 193,469,000 $ 198,023 $ 102,000
Albuquerque, NM 974 $ 172,863,000 $ 177,477 $ 88,000
Provo-Orem, UT 955 $ 194,403,000 $ 203,563 $ 85,000
New Haven-Milford, CT 952 $ 195,868,000 $ 205,743 $ 96,000
Davenport-Moline-Rock Island, IA-IL 934 $ 134,104,000 $ 143,580 $ 84,468
Birmingham-Hoover, AL 921 $ 163,834,000 $ 177,887 $ 84,000
Charleston-North Charleston-Summerville, SC 921 $ 194,850,000 $ 211,563 $ 105,000
Manchester-Nashua, NH 907 $ 182,895,000 $ 201,648 $ 98,000
Fresno, CA 853 $ 160,116,000 $ 187,709 $ 93,000
Omaha-Council Bluffs, NE-IA 829 $ 132,183,000 $ 159,448 $ 92,626
Louisville-Jefferson County, KY-IN 825 $ 136,114,000 $ 164,986 $ 81,109
Ann Arbor, MI 792 $ 148,975,000 $ 188,099 $ 115,000
Stockton, CA 766 $ 147,435,000 $ 192,473 $ 93,000
Columbia, SC 760 $ 135,758,000 $ 178,628 $ 104,000
Cincinnati-Middletown, OH-KY-IN 702 $ 121,295,000 $ 172,784 $ 92,353
Bakersfield-Delano, CA 700 $ 116,414,000 $ 166,305 $ 87,000
Gary, IN 698 $ 113,584,000 $ 162,727 $ 82,000
Cleveland-Elyria-Mentor, OH 686 $ 111,933,000 $ 163,167 $ 89,000
Barnstable Town, MA 685 $ 168,283,000 $ 245,668 $ 140,000
Boise City-Nampa, ID 685 $ 107,207,000 $ 156,506 $ 79,000
Baton Rouge, LA 680 $ 121,660,000 $ 178,911 $ 98,000
Durham-Chapel Hill, NC 676 $ 146,486,000 $ 216,695 $ 106,000
Bellingham, WA 659 $ 147,633,000 $ 224,025 $ 89,000
Bloomington, IN 656 $ 103,378,000 $ 157,588 $ 93,000
Vallejo-Fairfield, CA 650 $ 143,371,000 $ 220,570 $ 102,000
Oklahoma City, OK 644 $ 101,541,000 $ 157,672 $ 90,000
Jacksonville, FL 642 $ 119,431,000 $ 186,029 $ 90,000
San Luis Obispo-Paso Robles, CA 626 $ 189,640,000 $ 302,939 $ 119,000
New Orleans-Metairie-Kenner, LA 623 $ 108,785,000 $ 174,614 $ 91,000
Ogden-Clearfield, UT 623 $ 121,229,000 $ 194,589 $ 75,000
Lexington-Fayette, KY 618 $ 104,524,000 $ 169,132 $ 91,000
Lincoln, NE 618 $ 95,415,000 $ 154,393 $ 91,000
Memphis, TN-MS-AR 606 $ 104,415,000 $ 172,301 $ 98,080
Santa Barbara-Santa Maria-Goleta, CA 582 $ 194,132,000 $ 333,560 $ 136,000
Des Moines-West Des Moines, IA 578 $ 95,557,000 $ 165,323 $ 88,000
Greenville-Mauldin-Easley, SC 572 $ 103,003,000 $ 180,075 $ 99,000
Trenton-Ewing, NJ 570 $ 133,573,000 $ 234,338 $ 123,000
Spokane, WA 569 $ 95,691,000 $ 168,173 $ 78,000
Greensboro-High Point, NC 561 $ 91,117,000 $ 162,418 $ 93,000
Modesto, CA 525 $ 83,095,000 $ 158,276 $ 85,000
Greeley, CO 524 $ 103,529,000 $ 197,574 $ 88,000
Santa Cruz-Watsonville, CA 519 $ 177,903,000 $ 342,780 $ 131,000
Eugene-Springfield, OR 511 $ 97,837,000 $ 191,461 $ 78,000
Honolulu, HI 507 $ 198,716,000 $ 391,944 $ 104,000
York-Hanover, PA 495 $ 80,622,000 $ 162,872 $ 82,000
Grand Junction, CO 494 $ 91,445,000 $ 185,111 $ 77,000
Wilmington, NC 484 $ 99,545,000 $ 205,671 $ 106,000
Harrisburg-Carlisle, PA 480 $ 80,950,000 $ 168,645 $ 84,000
Huntsville, AL 467 $ 85,046,000 $ 182,111 $ 91,000
Rochester, NY 466 $ 67,704,000 $ 145,287 $ 89,000
Madison, WI 463 $ 94,473,000 $ 204,045 $ 92,000
Cape Coral-Fort Myers, FL 461 $ 78,134,000 $ 169,488 $ 106,000
Atlantic City-Hammonton, NJ 460 $ 91,755,000 $ 199,467 $ 114,000
Lancaster, PA 453 $ 72,149,000 $ 159,269 $ 77,000
Springfield, MA 452 $ 79,160,000 $ 175,132 $ 89,000
Springfield, MO 448 $ 65,655,000 $ 146,551 $ 82,000
Flint, MI 433 $ 56,216,000 $ 129,829 $ 80,000
Grand Rapids-Wyoming, MI 428 $ 64,071,000 $ 149,698 $ 86,000
Ocean City, NJ 425 $ 105,116,000 $ 247,331 $ 155,000
Salinas, CA 418 $ 124,210,000 $ 297,153 $ 116,000
Wichita, KS 418 $ 63,671,000 $ 152,322 $ 88,000
Buffalo-Niagara Falls, NY 409 $ 52,669,000 $ 128,775 $ 75,000
Bremerton-Silverdale, WA 405 $ 96,554,000 $ 238,404 $ 94,000
North Port-Bradenton-Sarasota, FL 397 $ 72,260,000 $ 182,015 $ 111,000
Akron, OH 389 $ 63,484,000 $ 163,197 $ 95,000
Evansville, IN-KY 389 $ 55,893,000 $ 143,683 $ 79,647
Poughkeepsie-Newburgh-Middletown, NY 387 $ 87,571,000 $ 226,281 $ 110,000
Prescott, AZ 383 $ 70,487,000 $ 184,039 $ 93,000
Winston-Salem, NC 382 $ 62,509,000 $ 163,636 $ 85,000
Olympia, WA 377 $ 84,269,000 $ 223,525 $ 83,000
Reading, PA 366 $ 57,513,000 $ 157,139 $ 81,000
South Bend-Mishawaka, IN-MI 362 $ 48,536,000 $ 134,077 $ 79,265
Little Rock-North Little Rock-Conway, AR 355 $ 59,433,000 $ 167,416 $ 92,000
Anchorage, AK 353 $ 80,436,000 $ 227,864 $ 95,000
El Paso, TX 351 $ 52,729,000 $ 150,225 $ 80,000
Kennewick-Pasco-Richland, WA 348 $ 60,558,000 $ 174,017 $ 82,000
Amarillo, TX 346 $ 55,810,000 $ 161,300 $ 89,000
Scranton--Wilkes-Barre, PA 333 $ 47,989,000 $ 144,111 $ 80,000
Myrtle Beach-North Myrtle Beach-Conway, SC 332 $ 54,211,000 $ 163,286 $ 106,000
Asheville, NC 327 $ 65,552,000 $ 200,464 $ 91,000
Mount Vernon-Anacortes, WA 319 $ 67,797,000 $ 212,529 $ 82,000
Knoxville, TN 317 $ 56,321,000 $ 177,668 $ 82,000
Norwich-New London, CT 305 $ 59,669,000 $ 195,636 $ 93,000
Tallahassee, FL 304 $ 54,599,000 $ 179,601 $ 93,000
Lansing-East Lansing, MI 302 $ 42,838,000 $ 141,847 $ 87,000
Bowling Green, KY 296 $ 47,388,000 $ 160,094 $ 78,000
Pensacola-Ferry Pass-Brent, FL 296 $ 47,466,000 $ 160,358 $ 71,000
Roanoke, VA 294 $ 48,459,000 $ 164,826 $ 84,000
Tulsa, OK 294 $ 43,940,000 $ 149,455 $ 85,000
Palm Bay-Melbourne-Titusville, FL 293 $ 45,740,000 $ 156,109 $ 77,000
Duluth, MN-WI 291 $ 46,951,000 $ 161,343 $ 88,182
Visalia-Porterville, CA 290 $ 49,981,000 $ 172,348 $ 86,000
Bend, OR 289 $ 58,557,000 $ 202,619 $ 109,000
Chico, CA 284 $ 50,802,000 $ 178,880 $ 83,000
Deltona-Daytona Beach-Ormond Beach, FL 283 $ 41,295,000 $ 145,918 $ 89,000
Lafayette, IN 282 $ 35,793,000 $ 126,925 $ 71,000
Lake Havasu City-Kingman, AZ 282 $ 41,299,000 $ 146,450 $ 84,000
Killeen-Temple-Fort Hood, TX 281 $ 40,193,000 $ 143,035 $ 73,000
Pueblo, CO 280 $ 39,562,000 $ 141,292 $ 74,000
Burlington-South Burlington, VT 279 $ 57,877,000 $ 207,444 $ 96,000
Fayetteville, NC 278 $ 39,642,000 $ 142,597 $ 60,000
Chattanooga, TN-GA 277 $ 42,312,000 $ 152,750 $ 82,902
Salem, OR 275 $ 46,551,000 $ 169,276 $ 67,000
Savannah, GA 275 $ 49,915,000 $ 181,509 $ 87,000
Midland, TX 270 $ 52,731,000 $ 195,300 $ 120,000
Waterloo-Cedar Falls, IA 269 $ 36,579,000 $ 135,981 $ 74,000
Redding, CA 257 $ 46,801,000 $ 182,105 $ 89,000
Wenatchee-East Wenatchee, WA 248 $ 51,035,000 $ 205,786 $ 94,000
Hagerstown-Martinsburg, MD-WV 247 $ 45,561,000 $ 184,457 $ 84,510
Montgomery, AL 246 $ 37,183,000 $ 151,150 $ 81,000
Albany-Schenectady-Troy, NY 245 $ 46,565,000 $ 190,061 $ 97,000
Morgantown, WV 238 $ 40,554,000 $ 170,394 $ 92,000
Yuma, AZ 232 $ 38,086,000 $ 164,163 $ 79,000
Lynchburg, VA 231 $ 35,315,000 $ 152,878 $ 73,000
Medford, OR 228 $ 42,140,000 $ 184,824 $ 75,000
Port St. Lucie, FL 228 $ 37,850,000 $ 166,008 $ 94,000
Racine, WI 226 $ 39,596,000 $ 175,203 $ 89,000
Corpus Christi, TX 222 $ 34,630,000 $ 155,990 $ 118,000
Yakima, WA 220 $ 34,864,000 $ 158,472 $ 72,000
Charlottesville, VA 219 $ 49,344,000 $ 225,315 $ 103,000
Clarksville, TN-KY 217 $ 31,092,000 $ 143,281 $ 57,843
Napa, CA 215 $ 68,656,000 $ 319,330 $ 114,000
Shreveport-Bossier City, LA 215 $ 39,036,000 $ 181,562 $ 85,000
Auburn-Opelika, AL 214 $ 35,976,000 $ 168,112 $ 97,000
Green Bay, WI 213 $ 30,201,000 $ 141,788 $ 72,000
Lakeland-Winter Haven, FL 213 $ 27,709,000 $ 130,089 $ 72,000
Canton-Massillon, OH 210 $ 29,756,000 $ 141,695 $ 86,000
Augusta-Richmond County, GA-SC 206 $ 32,963,000 $ 160,014 $ 118,490
Flagstaff, AZ 205 $ 42,745,000 $ 208,512 $ 125,000
McAllen-Edinburg-Mission, TX 204 $ 33,077,000 $ 162,142 $ 100,000
Naples-Marco Island, FL 202 $ 46,585,000 $ 230,618 $ 142,000
Columbus, GA-AL 200 $ 31,970,000 $ 159,850 $ 70,600
Rockford, IL 199 $ 25,713,000 $ 129,211 $ 83,000
Reno-Sparks, NV 198 $ 38,119,000 $ 192,520 $ 102,000
Appleton, WI 197 $ 28,627,000 $ 145,314 $ 92,000
Ocala, FL 197 $ 30,817,000 $ 156,431 $ 92,000
Vineland-Millville-Bridgeton, NJ 197 $ 28,256,000 $ 143,431 $ 72,000
Rapid City, SD 196 $ 29,059,000 $ 148,260 $ 80,000
Pocatello, ID 194 $ 25,228,000 $ 130,041 $ 67,000
Burlington, NC 193 $ 30,613,000 $ 158,616 $ 125,000
Dayton, OH 189 $ 30,550,000 $ 161,640 $ 80,000
Dover, DE 187 $ 35,085,000 $ 187,620 $ 88,000
Cedar Rapids, IA 186 $ 26,612,000 $ 143,075 $ 82,000
Dubuque, IA 183 $ 29,018,000 $ 158,568 $ 88,000
Lubbock, TX 180 $ 28,232,000 $ 156,844 $ 98,000
Jackson, MS 174 $ 27,638,000 $ 158,839 $ 86,000
Merced, CA 174 $ 24,513,000 $ 140,879 $ 75,000
Yuba City, CA 169 $ 26,927,000 $ 159,331 $ 99,000
Billings, MT 168 $ 28,495,000 $ 169,613 $ 78,000
Gainesville, FL 166 $ 29,366,000 $ 176,903 $ 95,000
Hickory-Lenoir-Morganton, NC 166 $ 27,536,000 $ 165,879 $ 76,000
Elizabethtown, KY 164 $ 25,049,000 $ 152,737 $ 72,000
Winchester, VA-WV 164 $ 29,740,000 $ 181,341 $ 80,402
Holland-Grand Haven, MI 162 $ 25,734,000 $ 158,851 $ 88,000
Mobile, AL 162 $ 22,381,000 $ 138,154 $ 79,000
Santa Fe, NM 162 $ 37,208,000 $ 229,679 $ 108,000
St. George, UT 162 $ 32,062,000 $ 197,913 $ 108,000
Idaho Falls, ID 159 $ 23,174,000 $ 145,748 $ 85,000
Syracuse, NY 158 $ 20,619,000 $ 130,500 $ 85,000
Kokomo, IN 156 $ 18,052,000 $ 115,717 $ 70,000
Jacksonville, NC 153 $ 26,208,000 $ 171,294 $ 62,000
Lafayette, LA 153 $ 26,904,000 $ 175,843 $ 88,000
Kalamazoo-Portage, MI 152 $ 24,759,000 $ 162,888 $ 93,000
Madera-Chowchilla, CA 146 $ 25,518,000 $ 174,780 $ 91,000
Brownsville-Harlingen, TX 139 $ 17,908,000 $ 128,834 $ 109,000
Fayetteville-Springdale-Rogers, AR-MO 137 $ 22,620,000 $ 165,109 $ 94,357
Florence, SC 135 $ 19,677,000 $ 145,755 $ 80,000
Macon, GA 134 $ 20,215,000 $ 150,858 $ 69,000
Warner Robins, GA 134 $ 20,659,000 $ 154,171 $ 136,000
Elkhart-Goshen, IN 131 $ 15,413,000 $ 117,656 $ 67,000
Harrisonburg, VA 131 $ 25,945,000 $ 198,053 $ 86,000
Cumberland, MD-WV 128 $ 15,942,000 $ 124,546 $ 71,781
Spartanburg, SC 127 $ 20,669,000 $ 162,748 $ 69,000
Waco, TX 125 $ 20,083,000 $ 160,664 $ 96,000
Beaumont-Port Arthur, TX 124 $ 18,464,000 $ 148,903 $ 91,000
Crestview-Fort Walton Beach-Destin, FL 123 $ 24,161,000 $ 196,430 $ 85,000
Niles-Benton Harbor, MI 123 $ 21,765,000 $ 176,951 $ 117,000
Gainesville, GA 122 $ 20,069,000 $ 164,500 $ 81,000
College Station-Bryan, TX 121 $ 20,477,000 $ 169,231 $ 112,000
Tuscaloosa, AL 121 $ 21,541,000 $ 178,024 $ 92,000
Anderson, SC 120 $ 18,355,000 $ 152,958 $ 67,000
Coeur D'Alene, ID 117 $ 23,032,000 $ 196,854 $ 81,000
Sherman-Denison, TX 117 $ 18,487,000 $ 158,008 $ 106,000
Monroe, LA 114 $ 21,958,000 $ 192,614 $ 107,000
State College, PA 112 $ 20,143,000 $ 179,848 $ 88,000
Saginaw-Saginaw Township North, MI 111 $ 13,203,000 $ 118,945 $ 75,000
Toledo, OH 111 $ 18,243,000 $ 164,351 $ 101,000
Anderson, IN 110 $ 13,196,000 $ 119,963 $ 71,000
Lebanon, PA 110 $ 17,387,000 $ 158,063 $ 86,000
Blacksburg-Christiansburg-Radford, VA 109 $ 19,927,000 $ 182,816 $ 92,000
Bangor, ME 105 $ 14,845,000 $ 141,380 $ 65,000
Sioux City, IA-NE-SD 105 $ 12,305,000 $ 117,190 $ 67,190
Lewiston-Auburn, ME 102 $ 15,473,000 $ 151,696 $ 77,000
Peoria, IL 102 $ 14,732,000 $ 144,431 $ 79,000
Anniston-Oxford, AL 101 $ 12,185,000 $ 120,643 $ 69,000
Topeka, KS 101 $ 13,651,000 $ 135,158 $ 80,000
Longview, WA 100 $ 18,918,000 $ 189,180 $ 91,000
Athens-Clarke County, GA 99 $ 16,187,000 $ 163,505 $ 86,000
Corvallis, OR 99 $ 21,459,000 $ 216,757 $ 114,000
Great Falls, MT 99 $ 15,878,000 $ 160,383 $ 76,000
Muncie, IN 98 $ 10,143,000 $ 103,500 $ 59,000
Lake Charles, LA 97 $ 13,547,000 $ 139,659 $ 79,000
Oshkosh-Neenah, WI 97 $ 14,011,000 $ 144,443 $ 74,000
Tyler, TX 96 $ 13,855,000 $ 144,322 $ 91,000
Youngstown-Warren-Boardman, OH-PA 96 $ 14,698,000 $ 153,104 $ 70,937
Cheyenne, WY 95 $ 15,738,000 $ 165,663 $ 76,000
Michigan City-La Porte, IN 95 $ 13,979,000 $ 147,147 $ 88,000
Punta Gorda, FL 95 $ 14,482,000 $ 152,442 $ 80,000
Columbia, MO 93 $ 16,787,000 $ 180,505 $ 91,000
Fairbanks, AK 93 $ 16,932,000 $ 182,064 $ 90,000
Rochester, MN 91 $ 16,059,000 $ 176,472 $ 82,000
Hanford-Corcoran, CA 89 $ 15,772,000 $ 177,213 $ 88,000
Springfield, OH 89 $ 13,264,000 $ 149,033 $ 101,000
Manhattan, KS 88 $ 13,689,000 $ 155,556 $ 67,000
Las Cruces, NM 86 $ 14,540,000 $ 169,069 $ 74,000
El Centro, CA 85 $ 10,955,000 $ 128,882 $ 91,000
Missoula, MT 85 $ 17,782,000 $ 209,200 $ 91,000
Greenville, NC 84 $ 14,035,000 $ 167,083 $ 97,000
Monroe, MI 84 $ 12,802,000 $ 152,404 $ 78,000
Farmington, NM 83 $ 15,081,000 $ 181,698 $ 101,000
Jackson, MI 82 $ 10,524,000 $ 128,341 $ 78,000
Janesville, WI 82 $ 10,782,000 $ 131,487 $ 63,000
Panama City-Lynn Haven-Panama City Beach, FL 82 $ 15,561,000 $ 189,768 $ 75,000
Fargo, ND-MN 80 $ 13,067,000 $ 163,337 $ 95,750
Florence-Muscle Shoals, AL 80 $ 9,702,000 $ 121,275 $ 61,000
Logan, UT-ID 79 $ 15,076,000 $ 190,835 $ 68,582
Gulfport-Biloxi, MS 78 $ 10,195,000 $ 130,705 $ 69,000
Kingsport-Bristol-Bristol, TN-VA 78 $ 12,411,000 $ 159,115 $ 91,025
Decatur, AL 75 $ 10,311,000 $ 137,480 $ 73,000
Sumter, SC 75 $ 10,203,000 $ 136,040 $ 54,000
Johnson City, TN 74 $ 12,102,000 $ 163,540 $ 72,000
Kingston, NY 71 $ 16,086,000 $ 226,563 $ 115,000
Palm Coast, FL 71 $ 12,484,000 $ 175,830 $ 85,000
Sebastian-Vero Beach, FL 70 $ 12,886,000 $ 184,085 $ 105,000
Dothan, AL 69 $ 10,363,000 $ 150,188 $ 74,000
Eau Claire, WI 69 $ 10,939,000 $ 158,536 $ 95,000
Erie, PA 68 $ 10,009,000 $ 147,191 $ 74,000
Lawrence, KS 68 $ 11,341,000 $ 166,779 $ 81,000
Muskegon-Norton Shores, MI 68 $ 8,981,000 $ 132,073 $ 72,000
Sioux Falls, SD 68 $ 11,472,000 $ 168,705 $ 74,000
Champaign-Urbana, IL 67 $ 10,613,000 $ 158,402 $ 84,000
Kankakee-Bradley, IL 67 $ 10,694,000 $ 159,611 $ 78,000
Joplin, MO 66 $ 8,216,000 $ 124,484 $ 77,000
Lawton, OK 66 $ 9,362,000 $ 141,848 $ 58,000
Utica-Rome, NY 66 $ 7,452,000 $ 112,909 $ 67,000
Gadsden, AL 63 $ 8,001,000 $ 127,000 $ 70,000
St. Cloud, MN 63 $ 10,640,000 $ 168,888 $ 83,000
Cape Girardeau-Jackson, MO-IL 62 $ 9,802,000 $ 158,096 $ 84,661
Valdosta, GA 62 $ 9,491,000 $ 153,080 $ 61,000
Abilene, TX 61 $ 8,520,000 $ 139,672 $ 83,000
Bay City, MI 61 $ 6,681,000 $ 109,524 $ 63,000
Wichita Falls, TX 61 $ 7,302,000 $ 119,704 $ 83,000
Bloomington-Normal, IL 60 $ 10,419,000 $ 173,650 $ 89,000
Charleston, WV 60 $ 7,929,000 $ 132,150 $ 82,000
Longview, TX 60 $ 9,186,000 $ 153,100 $ 89,000
Brunswick, GA 59 $ 10,078,000 $ 170,813 $ 100,000
Hinesville-Fort Stewart, GA 59 $ 8,386,000 $ 142,135 $ 49,000
Houma-Bayou Cane-Thibodaux, LA 59 $ 8,477,000 $ 143,677 $ 70,000
Sheboygan, WI 59 $ 9,057,000 $ 153,508 $ 102,000
Hot Springs, AR 58 $ 8,243,000 $ 142,120 $ 86,000
Lewiston, ID-WA 58 $ 9,847,000 $ 169,775 $ 104,862
Casper, WY 56 $ 9,434,000 $ 168,464 $ 99,000
Fort Smith, AR-OK 56 $ 7,427,000 $ 132,625 $ 95,785
Salisbury, MD 54 $ 8,899,000 $ 164,796 $ 74,000
Laredo, TX 53 $ 7,650,000 $ 144,339 $ 91,000
Odessa, TX 53 $ 7,984,000 $ 150,641 $ 106,000
Owensboro, KY 51 $ 6,802,000 $ 133,372 $ 79,000
Morristown, TN 50 $ 7,599,000 $ 151,980 $ 64,000
Pittsfield, MA 50 $ 10,114,000 $ 202,280 $ 145,000
Rome, GA 50 $ 7,381,000 $ 147,620 $ 72,000
Albany, GA 49 $ 7,692,000 $ 156,979 $ 85,000
Cleveland, TN 48 $ 7,951,000 $ 165,645 $ 66,000
Goldsboro, NC 48 $ 6,740,000 $ 140,416 $ 65,000
Victoria, TX 48 $ 6,682,000 $ 139,208 $ 89,000
Wausau, WI 48 $ 7,121,000 $ 148,354 $ 61,000
Glens Falls, NY 47 $ 8,172,000 $ 173,872 $ 116,000
Ames, IA 46 $ 7,543,000 $ 163,978 $ 99,000
Iowa City, IA 45 $ 7,575,000 $ 168,333 $ 106,000
Altoona, PA 43 $ 5,773,000 $ 134,255 $ 83,000
Decatur, IL 43 $ 5,382,000 $ 125,162 $ 89,000
Columbus, IN 42 $ 6,036,000 $ 143,714 $ 74,000
San Angelo, TX 42 $ 7,243,000 $ 172,452 $ 82,000
Terre Haute, IN 42 $ 5,495,000 $ 130,833 $ 58,000
Williamsport, PA 41 $ 5,733,000 $ 139,829 $ 84,000
Danville, VA 40 $ 4,425,000 $ 110,625 $ 59,000
Texarkana, Tx-Texarkana, AR 39 $ 5,934,000 $ 152,153 $ 79,666
Springfield, IL 38 $ 4,264,000 $ 112,210 $ 61,000
Pascagoula, MS 37 $ 4,935,000 $ 133,378 $ 73,000
Alexandria, LA 36 $ 5,355,000 $ 148,750 $ 72,000
Bismarck, ND 35 $ 5,253,000 $ 150,085 $ 91,000
Mankato-North Mankato, MN 35 $ 5,973,000 $ 170,657 $ 84,000
Rocky Mount, NC 35 $ 4,730,000 $ 135,142 $ 75,000
Hattiesburg, MS 34 $ 5,031,000 $ 147,970 $ 75,000
Huntington-Ashland, WV-KY-OH 33 $ 4,005,000 $ 121,363 $ 67,545
St. Joseph, MO-KS 33 $ 4,393,000 $ 133,121 $ 79,000
Jefferson City, MO 32 $ 4,165,000 $ 130,156 $ 66,000
Jonesboro, AR 32 $ 4,605,000 $ 143,906 $ 110,000
Battle Creek, MI 30 $ 3,571,000 $ 119,033 $ 67,000
Dalton, GA 30 $ 4,841,000 $ 161,366 $ 76,000
Parkersburg-Marietta-Vienna, WV-OH 30 $ 3,708,000 $ 123,600 $ 85,200
La Crosse, WI-MN 29 $ 5,312,000 $ 183,172 $ 108,172
Johnstown, PA 27 $ 3,214,000 $ 119,037 $ 74,000
Sandusky, OH 27 $ 3,548,000 $ 131,407 $ 80,000
Fond Du Lac, WI 25 $ 3,684,000 $ 147,360 $ 81,000
Wheeling, WV-OH 25 $ 2,998,000 $ 119,920 $ 57,560
Binghamton, NY 24 $ 2,997,000 $ 124,875 $ 84,000
Elmira, NY 24 $ 2,216,000 $ 92,333 $ 64,000
Jackson, TN 24 $ 3,257,000 $ 135,708 $ 83,000
Grand Forks, ND-MN 21 $ 2,692,000 $ 128,190 $ 102,571
Mansfield, OH 21 $ 3,027,000 $ 144,142 $ 62,000
Pine Bluff, AR 21 $ 2,522,000 $ 120,095 $ 75,000
Steubenville-Weirton, OH-WV 21 $ 2,036,000 $ 96,952 $ 66,714
Carson City, NV 18 $ 3,008,000 $ 167,111 $ 82,000
Danville, IL 18 $ 1,381,000 $ 76,722 $ 61,000
Lima, OH 10 $ 1,113,000 $ 111,300 $ 58,000
Ithaca, NY 9 $ 1,167,000 $ 129,666 $ 54,000

Mortgage Loan Application Detail Totals for Ally Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 238,901 $55,377,358,000 $231,000 $2,000,000 $110,000 $9,999,000
Home Purchase 83,498 $18,041,988,000 $216,000 $2,000,000 $101,000 $6,752,000
Home Improvement 5,887 $1,118,757,000 $190,000 $1,300,000 $98,000 $2,400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 163,186 $36,645,777,000 $224,000 $1,463,000 $102,000 $6,269,000
White 120,483 $27,398,015,000 $227,000 $2,000,000 $116,000 $9,999,000
Not Provided 14,103 $3,369,521,000 $238,000 $2,000,000 $116,000 $4,500,000
Asian 10,403 $3,086,956,000 $296,000 $2,000,000 $132,000 $2,630,000
Hispanic 10,358 $2,155,733,000 $208,000 $2,000,000 $89,000 $2,500,000
Black or African American 7,939 $1,509,366,000 $190,000 $1,908,000 $86,000 $9,999,000
American Indian or Alaskan Native 1,238 $232,563,000 $187,000 $850,000 $90,000 $2,400,000
Native Hawaiian or Other Pacific Islander 576 $140,172,000 $243,000 $915,000 $105,000 $1,950,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 282,784 $65,523,703,000 $231,000 $2,000,000 $115,000 $9,999,000
FHA-insured (Federal Housing Administration) 32,600 $6,153,009,000 $188,000 $1,125,000 $68,000 $9,999,000
VA-guaranteed (Veterans Administration) 12,272 $2,780,887,000 $226,000 $1,095,000 $44,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 630 $80,504,000 $127,000 $394,000 $43,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 163,186 $36,645,777,000 $224,000 $1,463,000 $102,000 $6,269,000
Loan Originated 82,383 $19,418,994,000 $235,000 $2,000,000 $119,000 $8,400,000
Application Denied By Financial Institution 33,886 $8,464,626,000 $249,000 $2,000,000 $107,000 $9,999,000
File Closed For Incompleteness 26,539 $5,327,125,000 $200,000 $1,942,000 $109,000 $9,999,000
Application Withdrawn By Applicant 17,337 $3,562,260,000 $205,000 $2,000,000 $105,000 $7,856,000
Application Approved But Not Accepted 4,848 $1,088,445,000 $224,000 $1,867,000 $115,000 $3,355,000
Preapproval Denied by Financial Institution 107 $30,876,000 $288,000 $1,300,000 $98,000 $584,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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