Ally Bank Mortgage Lending & HMDA Data, 2013
In 2013, Ally Bank of Charlotte, NC reported 41,580 mortgage applications totaling $9.3 billion, down 81% from 2012. The average application was for $224,448, and applicants reported an average income of $115,652. 46% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,003), Chicago-Joliet-Naperville, IL (1,239) and Denver-Aurora-Broomfield, CO (1,077) (applications in parentheses).
| Mortgage Company & Address | Ally Bank 2101 Rexford Road, Suite 350w Charlotte, NC 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 41,580 |
| Total Mortgage Loan Application Amount | $9,332,571,000 |
| Average Mortgage Loan Application Amount | $224,448 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $115,652 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 2,003 | $ 642,163,000 | $ 320,600 | $ 125,000 |
| Chicago-Joliet-Naperville, IL | 1,239 | $ 285,283,000 | $ 230,252 | $ 128,000 |
| Denver-Aurora-Broomfield, CO | 1,077 | $ 243,013,000 | $ 225,638 | $ 109,000 |
| Phoenix-Mesa-Glendale, AZ | 1,057 | $ 211,307,000 | $ 199,912 | $ 119,000 |
| Riverside-San Bernardino-Ontario, CA | 992 | $ 205,175,000 | $ 206,829 | $ 107,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 930 | $ 199,112,000 | $ 214,098 | $ 121,206 |
| New York-White Plains-Wayne, NY-NJ | 851 | $ 248,466,000 | $ 291,969 | $ 123,808 |
| Warren-Troy-Farmington Hills, MI | 819 | $ 133,521,000 | $ 163,029 | $ 100,000 |
| Philadelphia, PA | 813 | $ 178,303,000 | $ 219,314 | $ 125,000 |
| Santa Ana-Anaheim-Irvine, CA | 793 | $ 285,257,000 | $ 359,718 | $ 156,000 |
| Dallas-Plano-Irving, TX | 693 | $ 153,860,000 | $ 222,020 | $ 142,000 |
| San Diego-Carlsbad-San Marcos, CA | 691 | $ 206,764,000 | $ 299,224 | $ 126,000 |
| Boston-Quincy, MA | 660 | $ 177,907,000 | $ 269,556 | $ 122,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 660 | $ 178,927,000 | $ 271,101 | $ 128,165 |
| Houston-Sugar Land-Baytown, TX | 649 | $ 136,078,000 | $ 209,673 | $ 128,000 |
| Oakland-Fremont-Hayward, CA | 644 | $ 209,750,000 | $ 325,698 | $ 137,000 |
| Cambridge-Newton-Framingham, MA | 641 | $ 176,107,000 | $ 274,737 | $ 125,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 621 | $ 134,123,000 | $ 215,979 | $ 107,000 |
| Atlanta-Sandy Springs-Marietta, GA | 613 | $ 127,067,000 | $ 207,287 | $ 105,000 |
| Seattle-Bellevue-Everett, WA | 581 | $ 185,622,000 | $ 319,487 | $ 135,000 |
| Edison-New Brunswick, NJ | 527 | $ 123,764,000 | $ 234,846 | $ 125,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 527 | $ 238,255,000 | $ 452,096 | $ 161,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 522 | $ 122,505,000 | $ 234,683 | $ 118,241 |
| San Francisco-San Mateo-Redwood City, CA | 472 | $ 223,400,000 | $ 473,305 | $ 170,000 |
| Austin-Round Rock-San Marcos, TX | 469 | $ 112,762,000 | $ 240,430 | $ 135,000 |
| Baltimore-Towson, MD | 460 | $ 101,952,000 | $ 221,634 | $ 109,000 |
| Indianapolis-Carmel, IN | 423 | $ 69,213,000 | $ 163,624 | $ 110,000 |
| Newark-Union, NJ-PA | 347 | $ 84,000,000 | $ 242,074 | $ 128,579 |
| Camden, NJ | 333 | $ 58,478,000 | $ 175,609 | $ 108,000 |
| Peabody, MA | 325 | $ 78,485,000 | $ 241,492 | $ 105,000 |
| Orlando-Kissimmee-Sanford, FL | 324 | $ 59,273,000 | $ 182,941 | $ 98,000 |
| Tampa-St. Petersburg-Clearwater, FL | 321 | $ 51,473,000 | $ 160,352 | $ 86,000 |
| Tucson, AZ | 306 | $ 51,716,000 | $ 169,006 | $ 124,000 |
| Kansas City, MO-KS | 293 | $ 49,678,000 | $ 169,549 | $ 96,344 |
| Richmond, VA | 280 | $ 51,232,000 | $ 182,971 | $ 102,000 |
| Nassau-Suffolk, NY | 279 | $ 80,982,000 | $ 290,258 | $ 123,000 |
| St. Louis, MO-IL | 274 | $ 52,215,000 | $ 190,565 | $ 106,737 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 266 | $ 53,644,000 | $ 201,669 | $ 111,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 265 | $ 54,955,000 | $ 207,377 | $ 113,679 |
| Detroit-Livonia-Dearborn, MI | 264 | $ 35,610,000 | $ 134,886 | $ 102,000 |
| Providence-New Bedford-Fall River, RI-MA | 262 | $ 55,825,000 | $ 213,072 | $ 105,202 |
| Fort Worth-Arlington, TX | 251 | $ 46,713,000 | $ 186,107 | $ 124,000 |
| Milwaukee-Waukesha-West Allis, WI | 235 | $ 45,822,000 | $ 194,987 | $ 121,000 |
| Salt Lake City, UT | 222 | $ 44,032,000 | $ 198,342 | $ 85,000 |
| Bethesda-Rockville-Frederick, MD | 213 | $ 64,316,000 | $ 301,953 | $ 160,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 207 | $ 46,902,000 | $ 226,579 | $ 153,000 |
| Miami-Miami Beach-Kendall, FL | 195 | $ 35,907,000 | $ 184,138 | $ 92,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 194 | $ 63,864,000 | $ 329,195 | $ 145,000 |
| Santa Rosa-Petaluma, CA | 193 | $ 55,256,000 | $ 286,300 | $ 129,000 |
| Hartford-West Hartford-East Hartford, CT | 191 | $ 36,755,000 | $ 192,434 | $ 118,000 |
| Raleigh-Cary, NC | 191 | $ 36,299,000 | $ 190,047 | $ 112,000 |
| Worcester, MA | 181 | $ 35,647,000 | $ 196,944 | $ 94,000 |
| San Antonio-New Braunfels, TX | 177 | $ 34,921,000 | $ 197,293 | $ 109,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 177 | $ 34,545,000 | $ 195,169 | $ 101,638 |
| Allentown-Bethlehem-Easton, PA-NJ | 172 | $ 29,866,000 | $ 173,639 | $ 112,244 |
| Honolulu, HI | 169 | $ 63,549,000 | $ 376,029 | $ 130,000 |
| Colorado Springs, CO | 166 | $ 33,048,000 | $ 199,084 | $ 96,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 157 | $ 31,925,000 | $ 203,343 | $ 111,000 |
| New Haven-Milford, CT | 154 | $ 31,790,000 | $ 206,428 | $ 107,000 |
| Fresno, CA | 150 | $ 29,800,000 | $ 198,666 | $ 103,000 |
| Stockton, CA | 150 | $ 29,651,000 | $ 197,673 | $ 91,000 |
| Manchester-Nashua, NH | 149 | $ 29,990,000 | $ 201,275 | $ 113,000 |
| Tacoma, WA | 148 | $ 29,863,000 | $ 201,777 | $ 96,000 |
| Wilmington, DE-MD-NJ | 148 | $ 28,164,000 | $ 190,297 | $ 102,128 |
| Ann Arbor, MI | 147 | $ 26,415,000 | $ 179,693 | $ 142,000 |
| Las Vegas-Paradise, NV | 145 | $ 27,614,000 | $ 190,441 | $ 113,000 |
| Rockingham County-Strafford County, NH | 145 | $ 31,952,000 | $ 220,358 | $ 119,000 |
| Portland-South Portland-Biddeford, ME | 142 | $ 29,159,000 | $ 205,345 | $ 115,000 |
| Bakersfield-Delano, CA | 141 | $ 23,007,000 | $ 163,170 | $ 112,000 |
| Fort Collins-Loveland, CO | 127 | $ 25,161,000 | $ 198,118 | $ 90,000 |
| Lake County-Kenosha County, IL-WI | 126 | $ 29,052,000 | $ 230,571 | $ 187,285 |
| Charleston-North Charleston-Summerville, SC | 124 | $ 31,281,000 | $ 252,266 | $ 127,000 |
| Modesto, CA | 121 | $ 20,503,000 | $ 169,446 | $ 101,000 |
| Jacksonville, FL | 116 | $ 20,628,000 | $ 177,827 | $ 98,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 114 | $ 24,578,000 | $ 215,596 | $ 101,000 |
| Birmingham-Hoover, AL | 113 | $ 17,247,000 | $ 152,628 | $ 81,000 |
| Boulder, CO | 110 | $ 33,071,000 | $ 300,645 | $ 154,000 |
| Bridgeport-Stamford-Norwalk, CT | 106 | $ 27,720,000 | $ 261,509 | $ 130,000 |
| Pittsburgh, PA | 105 | $ 17,196,000 | $ 163,771 | $ 91,000 |
| Provo-Orem, UT | 104 | $ 19,947,000 | $ 191,798 | $ 133,000 |
| Albuquerque, NM | 103 | $ 20,312,000 | $ 197,203 | $ 96,000 |
| Fort Wayne, IN | 102 | $ 15,570,000 | $ 152,647 | $ 100,000 |
| Flint, MI | 99 | $ 12,760,000 | $ 128,888 | $ 74,000 |
| Vallejo-Fairfield, CA | 99 | $ 22,675,000 | $ 229,040 | $ 85,000 |
| Columbus, OH | 97 | $ 15,570,000 | $ 160,515 | $ 110,000 |
| Cape Coral-Fort Myers, FL | 95 | $ 17,658,000 | $ 185,873 | $ 98,000 |
| Boise City-Nampa, ID | 94 | $ 14,282,000 | $ 151,936 | $ 76,000 |
| Barnstable Town, MA | 91 | $ 25,191,000 | $ 276,824 | $ 138,000 |
| Grand Rapids-Wyoming, MI | 90 | $ 13,740,000 | $ 152,666 | $ 79,000 |
| Louisville/Jefferson County, KY-IN | 87 | $ 13,842,000 | $ 159,103 | $ 93,172 |
| Omaha-Council Bluffs, NE-IA | 85 | $ 13,475,000 | $ 158,529 | $ 100,823 |
| North Port-Bradenton-Sarasota, FL | 84 | $ 16,835,000 | $ 200,416 | $ 119,000 |
| Bloomington, IN | 81 | $ 13,383,000 | $ 165,222 | $ 103,000 |
| Salinas, CA | 80 | $ 23,446,000 | $ 293,075 | $ 135,000 |
| Memphis, TN-MS-AR | 78 | $ 12,955,000 | $ 166,089 | $ 106,974 |
| Pensacola-Ferry Pass-Brent, FL | 78 | $ 12,032,000 | $ 154,256 | $ 90,000 |
| Columbia, SC | 77 | $ 12,477,000 | $ 162,038 | $ 94,000 |
| Durham-Chapel Hill, NC | 77 | $ 13,333,000 | $ 173,155 | $ 129,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 77 | $ 12,213,000 | $ 158,610 | $ 109,000 |
| Ogden-Clearfield, UT | 75 | $ 13,268,000 | $ 176,906 | $ 74,000 |
| Bend, OR | 72 | $ 15,588,000 | $ 216,500 | $ 119,000 |
| Greenville-Mauldin-Easley, SC | 72 | $ 12,802,000 | $ 177,805 | $ 120,000 |
| Lexington-Fayette, KY | 71 | $ 10,673,000 | $ 150,323 | $ 96,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 68 | $ 19,375,000 | $ 284,926 | $ 122,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 67 | $ 9,661,000 | $ 144,194 | $ 77,000 |
| Greeley, CO | 67 | $ 13,973,000 | $ 208,552 | $ 108,000 |
| Lakeland-Winter Haven, FL | 67 | $ 9,623,000 | $ 143,626 | $ 72,000 |
| Lansing-East Lansing, MI | 67 | $ 8,964,000 | $ 133,791 | $ 90,000 |
| San Luis Obispo-Paso Robles, CA | 67 | $ 20,067,000 | $ 299,507 | $ 135,000 |
| Greensboro-High Point, NC | 66 | $ 11,231,000 | $ 170,166 | $ 99,000 |
| Santa Cruz-Watsonville, CA | 65 | $ 21,828,000 | $ 335,815 | $ 125,000 |
| Wilmington, NC | 65 | $ 13,382,000 | $ 205,876 | $ 107,000 |
| New Orleans-Metairie-Kenner, LA | 64 | $ 10,619,000 | $ 165,921 | $ 102,000 |
| Spokane, WA | 64 | $ 10,345,000 | $ 161,640 | $ 86,000 |
| Reading, PA | 62 | $ 8,969,000 | $ 144,661 | $ 87,000 |
| Savannah, GA | 62 | $ 11,324,000 | $ 182,645 | $ 104,000 |
| Cleveland-Elyria-Mentor, OH | 60 | $ 7,821,000 | $ 130,350 | $ 75,000 |
| Visalia-Porterville, CA | 60 | $ 10,287,000 | $ 171,450 | $ 90,000 |
| Atlantic City-Hammonton, NJ | 59 | $ 9,743,000 | $ 165,135 | $ 110,000 |
| Trenton-Ewing, NJ | 59 | $ 14,219,000 | $ 241,000 | $ 146,000 |
| El Paso, TX | 58 | $ 8,154,000 | $ 140,586 | $ 78,000 |
| Port St. Lucie, FL | 58 | $ 11,126,000 | $ 191,827 | $ 100,000 |
| Springfield, MA | 58 | $ 10,916,000 | $ 188,206 | $ 110,000 |
| Baton Rouge, LA | 57 | $ 9,964,000 | $ 174,807 | $ 95,000 |
| Eugene-Springfield, OR | 57 | $ 11,616,000 | $ 203,789 | $ 112,000 |
| Lancaster, PA | 57 | $ 8,309,000 | $ 145,771 | $ 97,000 |
| Gary, IN | 56 | $ 8,955,000 | $ 159,910 | $ 87,000 |
| Lake Havasu City-Kingman, AZ | 56 | $ 8,599,000 | $ 153,553 | $ 87,000 |
| Oklahoma City, OK | 54 | $ 7,472,000 | $ 138,370 | $ 100,000 |
| Palm Bay-Melbourne-Titusville, FL | 54 | $ 9,795,000 | $ 181,388 | $ 120,000 |
| Cincinnati-Middletown, OH-KY-IN | 52 | $ 8,539,000 | $ 164,211 | $ 94,846 |
| Lafayette, IN | 52 | $ 6,028,000 | $ 115,923 | $ 71,000 |
| Harrisburg-Carlisle, PA | 51 | $ 7,005,000 | $ 137,352 | $ 87,000 |
| Scranton--Wilkes-Barre, PA | 51 | $ 7,246,000 | $ 142,078 | $ 110,000 |
| Amarillo, TX | 50 | $ 8,719,000 | $ 174,380 | $ 114,000 |
| Prescott, AZ | 50 | $ 9,057,000 | $ 181,140 | $ 96,000 |
| Yuma, AZ | 49 | $ 7,720,000 | $ 157,551 | $ 86,000 |
| Norwich-New London, CT | 46 | $ 9,738,000 | $ 211,695 | $ 111,000 |
| Des Moines-West Des Moines, IA | 45 | $ 6,794,000 | $ 150,977 | $ 79,000 |
| Napa, CA | 45 | $ 14,140,000 | $ 314,222 | $ 156,000 |
| Asheville, NC | 44 | $ 8,812,000 | $ 200,272 | $ 99,000 |
| Bellingham, WA | 44 | $ 9,420,000 | $ 214,090 | $ 108,000 |
| Ocean City, NJ | 44 | $ 9,861,000 | $ 224,113 | $ 153,000 |
| Roanoke, VA | 43 | $ 9,082,000 | $ 211,209 | $ 131,000 |
| Davenport-Moline-Rock Island, IA-IL | 42 | $ 5,633,000 | $ 134,119 | $ 94,976 |
| Huntsville, AL | 42 | $ 6,228,000 | $ 148,285 | $ 97,000 |
| Bowling Green, KY | 41 | $ 6,222,000 | $ 151,756 | $ 70,000 |
| Hagerstown-Martinsburg, MD-WV | 41 | $ 6,834,000 | $ 166,682 | $ 87,000 |
| Naples-Marco Island, FL | 40 | $ 9,719,000 | $ 242,975 | $ 122,000 |
| Lincoln, NE | 39 | $ 5,037,000 | $ 129,153 | $ 88,000 |
| McAllen-Edinburg-Mission, TX | 39 | $ 6,431,000 | $ 164,897 | $ 116,000 |
| Duluth, MN-WI | 38 | $ 6,664,000 | $ 175,368 | $ 122,394 |
| Madera-Chowchilla, CA | 38 | $ 6,938,000 | $ 182,578 | $ 87,000 |
| Merced, CA | 38 | $ 5,976,000 | $ 157,263 | $ 75,000 |
| Montgomery, AL | 38 | $ 5,305,000 | $ 139,605 | $ 79,000 |
| Bremerton-Silverdale, WA | 37 | $ 9,473,000 | $ 256,027 | $ 132,000 |
| Grand Junction, CO | 37 | $ 7,052,000 | $ 190,594 | $ 85,000 |
| Salem, OR | 37 | $ 6,339,000 | $ 171,324 | $ 96,000 |
| Chico, CA | 36 | $ 6,564,000 | $ 182,333 | $ 78,000 |
| Olympia, WA | 35 | $ 7,531,000 | $ 215,171 | $ 101,000 |
| Rochester, NY | 35 | $ 6,219,000 | $ 177,685 | $ 130,000 |
| Tallahassee, FL | 35 | $ 6,105,000 | $ 174,428 | $ 109,000 |
| Charlottesville, VA | 34 | $ 7,994,000 | $ 235,117 | $ 136,000 |
| Reno-Sparks, NV | 34 | $ 5,637,000 | $ 165,794 | $ 79,000 |
| York-Hanover, PA | 33 | $ 5,837,000 | $ 176,878 | $ 99,000 |
| Anchorage, AK | 32 | $ 7,915,000 | $ 247,343 | $ 134,000 |
| Pueblo, CO | 32 | $ 4,269,000 | $ 133,406 | $ 68,000 |
| Springfield, MO | 32 | $ 3,654,000 | $ 114,187 | $ 70,000 |
| Yuba City, CA | 32 | $ 4,976,000 | $ 155,500 | $ 69,000 |
| Kennewick-Pasco-Richland, WA | 31 | $ 4,350,000 | $ 140,322 | $ 69,000 |
| Corpus Christi, TX | 30 | $ 4,205,000 | $ 140,166 | $ 144,000 |
| Medford, OR | 30 | $ 5,937,000 | $ 197,900 | $ 121,000 |
| Crestview-Fort Walton Beach-Destin, FL | 29 | $ 4,572,000 | $ 157,655 | $ 82,000 |
| Buffalo-Niagara Falls, NY | 28 | $ 3,697,000 | $ 132,035 | $ 66,000 |
| Midland, TX | 28 | $ 6,721,000 | $ 240,035 | $ 139,000 |
| Redding, CA | 28 | $ 4,809,000 | $ 171,750 | $ 101,000 |
| Mount Vernon-Anacortes, WA | 27 | $ 5,974,000 | $ 221,259 | $ 130,000 |
| Saginaw-Saginaw Township North, MI | 27 | $ 2,861,000 | $ 105,962 | $ 75,000 |
| Greenville, NC | 26 | $ 3,867,000 | $ 148,730 | $ 101,000 |
| Hanford-Corcoran, CA | 26 | $ 4,292,000 | $ 165,076 | $ 88,000 |
| Harrisonburg, VA | 26 | $ 4,515,000 | $ 173,653 | $ 109,000 |
| Jackson, MS | 26 | $ 4,340,000 | $ 166,923 | $ 101,000 |
| Killeen-Temple-Fort Hood, TX | 26 | $ 3,399,000 | $ 130,730 | $ 106,000 |
| Tulsa, OK | 26 | $ 4,860,000 | $ 186,923 | $ 116,000 |
| Wenatchee-East Wenatchee, WA | 26 | $ 5,246,000 | $ 201,769 | $ 196,000 |
| Winston-Salem, NC | 26 | $ 3,047,000 | $ 117,192 | $ 80,000 |
| Albany-Schenectady-Troy, NY | 25 | $ 4,010,000 | $ 160,400 | $ 74,000 |
| South Bend-Mishawaka, IN-MI | 25 | $ 3,058,000 | $ 122,320 | $ 95,080 |
| Tyler, TX | 25 | $ 3,963,000 | $ 158,520 | $ 105,000 |
| Burlington, NC | 24 | $ 3,309,000 | $ 137,875 | $ 97,000 |
| Hickory-Lenoir-Morganton, NC | 23 | $ 4,213,000 | $ 183,173 | $ 85,000 |
| Lynchburg, VA | 23 | $ 2,956,000 | $ 128,521 | $ 73,000 |
| Akron, OH | 22 | $ 2,839,000 | $ 129,045 | $ 97,000 |
| Flagstaff, AZ | 22 | $ 4,854,000 | $ 220,636 | $ 119,000 |
| Holland-Grand Haven, MI | 22 | $ 3,619,000 | $ 164,500 | $ 87,000 |
| Dayton, OH | 21 | $ 2,790,000 | $ 132,857 | $ 105,000 |
| Gainesville, FL | 21 | $ 3,586,000 | $ 170,761 | $ 83,000 |
| Knoxville, TN | 21 | $ 3,321,000 | $ 158,142 | $ 64,000 |
| Madison, WI | 21 | $ 3,170,000 | $ 150,952 | $ 74,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 21 | $ 4,195,000 | $ 199,761 | $ 129,000 |
| Santa Fe, NM | 21 | $ 5,306,000 | $ 252,666 | $ 97,000 |
| St. George, UT | 21 | $ 3,831,000 | $ 182,428 | $ 117,000 |
| El Centro, CA | 20 | $ 3,012,000 | $ 150,600 | $ 86,000 |
| Little Rock-North Little Rock-Conway, AR | 20 | $ 3,837,000 | $ 191,850 | $ 116,000 |
| Lubbock, TX | 20 | $ 2,629,000 | $ 131,450 | $ 131,000 |
| Punta Gorda, FL | 20 | $ 3,578,000 | $ 178,900 | $ 126,000 |
| Sebastian-Vero Beach, FL | 20 | $ 3,314,000 | $ 165,700 | $ 63,000 |
| Waco, TX | 20 | $ 3,346,000 | $ 167,300 | $ 102,000 |
| Augusta-Richmond County, GA-SC | 19 | $ 2,243,000 | $ 118,052 | $ 84,052 |
| Blacksburg-Christiansburg-Radford, VA | 19 | $ 3,316,000 | $ 174,526 | $ 75,000 |
| Jackson, MI | 19 | $ 2,683,000 | $ 141,210 | $ 78,000 |
| Mobile, AL | 19 | $ 3,469,000 | $ 182,578 | $ 82,000 |
| Shreveport-Bossier City, LA | 19 | $ 2,670,000 | $ 140,526 | $ 84,000 |
| Wichita, KS | 19 | $ 2,134,000 | $ 112,315 | $ 78,000 |
| Dover, DE | 18 | $ 2,762,000 | $ 153,444 | $ 55,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 18 | $ 3,657,000 | $ 203,166 | $ 123,000 |
| Green Bay, WI | 18 | $ 2,474,000 | $ 137,444 | $ 72,000 |
| Kalamazoo-Portage, MI | 18 | $ 2,396,000 | $ 133,111 | $ 70,000 |
| Muncie, IN | 18 | $ 1,766,000 | $ 98,111 | $ 72,000 |
| Ocala, FL | 18 | $ 2,458,000 | $ 136,555 | $ 72,000 |
| Rapid City, SD | 18 | $ 3,104,000 | $ 172,444 | $ 81,000 |
| Brownsville-Harlingen, TX | 17 | $ 2,574,000 | $ 151,411 | $ 146,000 |
| Burlington-South Burlington, VT | 17 | $ 2,962,000 | $ 174,235 | $ 103,000 |
| Florence, SC | 17 | $ 2,448,000 | $ 144,000 | $ 77,000 |
| Lafayette, LA | 17 | $ 2,023,000 | $ 119,000 | $ 81,000 |
| Sherman-Denison, TX | 17 | $ 3,123,000 | $ 183,705 | $ 70,000 |
| Spartanburg, SC | 17 | $ 2,590,000 | $ 152,352 | $ 107,000 |
| Mankato-North Mankato, MN | 16 | $ 2,552,000 | $ 159,500 | $ 144,000 |
| Palm Coast, FL | 16 | $ 3,768,000 | $ 235,500 | $ 200,000 |
| Warner Robins, GA | 16 | $ 2,152,000 | $ 134,500 | $ 88,000 |
| Anderson, SC | 15 | $ 2,926,000 | $ 195,066 | $ 116,000 |
| Chattanooga, TN-GA | 15 | $ 2,826,000 | $ 188,400 | $ 147,800 |
| Gainesville, GA | 15 | $ 2,297,000 | $ 153,133 | $ 79,000 |
| Winchester, VA-WV | 15 | $ 2,349,000 | $ 156,600 | $ 87,133 |
| Beaumont-Port Arthur, TX | 14 | $ 2,303,000 | $ 164,500 | $ 83,000 |
| Corvallis, OR | 14 | $ 3,489,000 | $ 249,214 | $ 144,000 |
| Evansville, IN-KY | 14 | $ 1,797,000 | $ 128,357 | $ 67,000 |
| Fairbanks, AK | 14 | $ 2,537,000 | $ 181,214 | $ 106,000 |
| Fayetteville, NC | 14 | $ 1,603,000 | $ 114,500 | $ 95,000 |
| Florence-Muscle Shoals, AL | 14 | $ 2,013,000 | $ 143,785 | $ 82,000 |
| Kokomo, IN | 14 | $ 1,801,000 | $ 128,642 | $ 75,000 |
| Las Cruces, NM | 14 | $ 2,926,000 | $ 209,000 | $ 119,000 |
| Michigan City-La Porte, IN | 14 | $ 1,680,000 | $ 120,000 | $ 122,000 |
| Muskegon-Norton Shores, MI | 14 | $ 1,543,000 | $ 110,214 | $ 77,000 |
| Niles-Benton Harbor, MI | 14 | $ 2,322,000 | $ 165,857 | $ 135,000 |
| Kingston, NY | 13 | $ 2,777,000 | $ 213,615 | $ 72,000 |
| Lewiston-Auburn, ME | 13 | $ 1,781,000 | $ 137,000 | $ 74,000 |
| Rochester, MN | 13 | $ 2,334,000 | $ 179,538 | $ 102,000 |
| Wausau, WI | 13 | $ 2,366,000 | $ 182,000 | $ 104,000 |
| Youngstown-Warren-Boardman, OH-PA | 13 | $ 1,455,000 | $ 111,923 | $ 70,384 |
| Cedar Rapids, IA | 12 | $ 1,405,000 | $ 117,083 | $ 64,000 |
| Cumberland, MD-WV | 12 | $ 1,890,000 | $ 157,500 | $ 83,250 |
| Great Falls, MT | 12 | $ 1,338,000 | $ 111,500 | $ 52,000 |
| Gulfport-Biloxi, MS | 12 | $ 1,946,000 | $ 162,166 | $ 294,000 |
| Logan, UT-ID | 12 | $ 1,909,000 | $ 159,083 | $ 41,666 |
| Longview, WA | 12 | $ 1,695,000 | $ 141,250 | $ 69,000 |
| Monroe, MI | 12 | $ 1,358,000 | $ 113,166 | $ 84,000 |
| Pocatello, ID | 12 | $ 1,474,000 | $ 122,833 | $ 58,000 |
| Rockford, IL | 12 | $ 1,218,000 | $ 101,500 | $ 61,000 |
| St. Cloud, MN | 12 | $ 2,381,000 | $ 198,416 | $ 103,000 |
| Syracuse, NY | 12 | $ 1,934,000 | $ 161,166 | $ 92,000 |
| Vineland-Millville-Bridgeton, NJ | 12 | $ 1,598,000 | $ 133,166 | $ 92,000 |
| Yakima, WA | 12 | $ 1,990,000 | $ 165,833 | $ 64,000 |
| Auburn-Opelika, AL | 11 | $ 2,300,000 | $ 209,090 | $ 105,000 |
| Bangor, ME | 11 | $ 1,677,000 | $ 152,454 | $ 103,000 |
| Canton-Massillon, OH | 11 | $ 1,923,000 | $ 174,818 | $ 75,000 |
| La Crosse, WI-MN | 11 | $ 1,504,000 | $ 136,727 | $ 61,000 |
| Lawton, OK | 11 | $ 1,183,000 | $ 107,545 | $ 47,000 |
| Macon, GA | 11 | $ 1,454,000 | $ 132,181 | $ 71,000 |
| Racine, WI | 11 | $ 1,917,000 | $ 174,272 | $ 90,000 |
| Toledo, OH | 11 | $ 1,146,000 | $ 104,181 | $ 74,000 |
| Tuscaloosa, AL | 11 | $ 1,407,000 | $ 127,909 | $ 73,000 |
| Anniston-Oxford, AL | 10 | $ 1,105,000 | $ 110,500 | $ 60,000 |
| Bay City, MI | 10 | $ 1,127,000 | $ 112,700 | $ 57,000 |
| Clarksville, TN-KY | 10 | $ 1,406,000 | $ 140,600 | $ 64,500 |
| College Station-Bryan, TX | 10 | $ 1,321,000 | $ 132,100 | $ 96,000 |
| Dubuque, IA | 10 | $ 2,451,000 | $ 245,100 | $ 131,000 |
| Idaho Falls, ID | 10 | $ 1,663,000 | $ 166,300 | $ 167,000 |
| Lewiston, ID-WA | 10 | $ 2,394,000 | $ 239,400 | $ 143,500 |
| Missoula, MT | 10 | $ 1,872,000 | $ 187,200 | $ 69,000 |
| Athens-Clarke County, GA | 9 | $ 1,135,000 | $ 126,111 | $ 81,000 |
| Cheyenne, WY | 9 | $ 1,319,000 | $ 146,555 | $ 78,000 |
| Coeur D'Alene, ID | 9 | $ 1,706,000 | $ 189,555 | $ 61,000 |
| Columbus, GA-AL | 9 | $ 1,101,000 | $ 122,333 | $ 89,111 |
| Jacksonville, NC | 9 | $ 1,558,000 | $ 173,111 | $ 130,000 |
| Lake Charles, LA | 9 | $ 1,690,000 | $ 187,777 | $ 81,000 |
| Lebanon, PA | 9 | $ 1,685,000 | $ 187,222 | $ 94,000 |
| Topeka, KS | 9 | $ 1,172,000 | $ 130,222 | $ 71,000 |
| Waterloo-Cedar Falls, IA | 9 | $ 1,166,000 | $ 129,555 | $ 72,000 |
| Brunswick, GA | 8 | $ 1,205,000 | $ 150,625 | $ 105,000 |
| Columbus, IN | 8 | $ 1,091,000 | $ 136,375 | $ 79,000 |
| Dalton, GA | 8 | $ 890,000 | $ 111,250 | $ 70,000 |
| Danville, VA | 8 | $ 1,587,000 | $ 198,375 | $ 104,000 |
| Decatur, AL | 8 | $ 828,000 | $ 103,500 | $ 82,000 |
| Dothan, AL | 8 | $ 801,000 | $ 100,125 | $ 48,000 |
| Janesville, WI | 8 | $ 1,026,000 | $ 128,250 | $ 52,000 |
| Johnson City, TN | 8 | $ 1,107,000 | $ 138,375 | $ 88,000 |
| Longview, TX | 8 | $ 1,486,000 | $ 185,750 | $ 99,000 |
| Monroe, LA | 8 | $ 1,702,000 | $ 212,750 | $ 125,000 |
| Sioux Falls, SD | 8 | $ 1,258,000 | $ 157,250 | $ 78,000 |
| Sumter, SC | 8 | $ 697,000 | $ 87,125 | $ 75,000 |
| Victoria, TX | 8 | $ 1,213,000 | $ 151,625 | $ 110,000 |
| Carson City, NV | 7 | $ 1,169,000 | $ 167,000 | $ 119,000 |
| Columbia, MO | 7 | $ 719,000 | $ 102,714 | $ 84,000 |
| Eau Claire, WI | 7 | $ 772,000 | $ 110,285 | $ 91,000 |
| Fort Smith, AR-OK | 7 | $ 1,499,000 | $ 214,142 | $ 130,428 |
| Goldsboro, NC | 7 | $ 787,000 | $ 112,428 | $ 62,000 |
| Hinesville-Fort Stewart, GA | 7 | $ 454,000 | $ 64,857 | $ 56,000 |
| Kingsport-Bristol-Bristol, TN-VA | 7 | $ 1,212,000 | $ 173,142 | $ 114,428 |
| Odessa, TX | 7 | $ 1,172,000 | $ 167,428 | $ 99,000 |
| Peoria, IL | 7 | $ 1,067,000 | $ 152,428 | $ 79,000 |
| Valdosta, GA | 7 | $ 847,000 | $ 121,000 | $ 81,000 |
| Anderson, IN | 6 | $ 676,000 | $ 112,666 | $ 49,000 |
| Billings, MT | 6 | $ 1,935,000 | $ 322,500 | $ 92,000 |
| Bloomington-Normal, IL | 6 | $ 983,000 | $ 163,833 | $ 92,000 |
| Elizabethtown, KY | 6 | $ 600,000 | $ 100,000 | $ 50,000 |
| Elkhart-Goshen, IN | 6 | $ 723,000 | $ 120,500 | $ 82,000 |
| Glens Falls, NY | 6 | $ 793,000 | $ 132,166 | $ 67,000 |
| Laredo, TX | 6 | $ 612,000 | $ 102,000 | $ 74,000 |
| Morgantown, WV | 6 | $ 1,054,000 | $ 175,666 | $ 110,000 |
| Pascagoula, MS | 6 | $ 882,000 | $ 147,000 | $ 241,000 |
| Rocky Mount, NC | 6 | $ 614,000 | $ 102,333 | $ 73,000 |
| Salisbury, MD | 6 | $ 1,114,000 | $ 185,666 | $ 65,000 |
| Sioux City, IA-NE-SD | 6 | $ 625,000 | $ 104,166 | $ 58,333 |
| State College, PA | 6 | $ 901,000 | $ 150,166 | $ 89,000 |
| Abilene, TX | 5 | $ 662,000 | $ 132,400 | $ 77,000 |
| Altoona, PA | 5 | $ 514,000 | $ 102,800 | $ 41,000 |
| Battle Creek, MI | 5 | $ 618,000 | $ 123,600 | $ 71,000 |
| Fargo, ND-MN | 5 | $ 987,000 | $ 197,400 | $ 127,600 |
| Farmington, NM | 5 | $ 1,048,000 | $ 209,600 | $ 105,000 |
| Hattiesburg, MS | 5 | $ 558,000 | $ 111,600 | $ 94,000 |
| Hot Springs, AR | 5 | $ 813,000 | $ 162,600 | $ 108,000 |
| Oshkosh-Neenah, WI | 5 | $ 682,000 | $ 136,400 | $ 71,000 |
| Pittsfield, MA | 5 | $ 806,000 | $ 161,200 | $ 123,000 |
| San Angelo, TX | 5 | $ 804,000 | $ 160,800 | $ 115,000 |
| Sheboygan, WI | 5 | $ 626,000 | $ 125,200 | $ 76,000 |
| St. Joseph, MO-KS | 5 | $ 601,000 | $ 120,200 | $ 90,000 |
| Terre Haute, IN | 5 | $ 584,000 | $ 116,800 | $ 65,000 |
| Albany, GA | 4 | $ 382,000 | $ 95,500 | $ 94,000 |
| Binghamton, NY | 4 | $ 542,000 | $ 135,500 | $ 62,000 |
| Cape Girardeau-Jackson, MO-IL | 4 | $ 551,000 | $ 137,750 | $ 92,000 |
| Danville, IL | 4 | $ 622,000 | $ 155,500 | $ 115,000 |
| Gadsden, AL | 4 | $ 453,000 | $ 113,250 | $ 47,000 |
| Grand Forks, ND-MN | 4 | $ 416,000 | $ 104,000 | $ 76,000 |
| Lawrence, KS | 4 | $ 1,022,000 | $ 255,500 | $ 179,000 |
| Morristown, TN | 4 | $ 343,000 | $ 85,750 | $ 54,000 |
| Wichita Falls, TX | 4 | $ 577,000 | $ 144,250 | $ 100,000 |
| Alexandria, LA | 3 | $ 400,000 | $ 133,333 | $ 52,000 |
| Ames, IA | 3 | $ 775,000 | $ 258,333 | $ 96,000 |
| Bismarck, ND | 3 | $ 575,000 | $ 191,666 | $ 64,000 |
| Charleston, WV | 3 | $ 309,000 | $ 103,000 | $ 70,000 |
| Erie, PA | 3 | $ 254,000 | $ 84,666 | $ 42,000 |
| Fond Du Lac, WI | 3 | $ 467,000 | $ 155,666 | $ 72,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 237,000 | $ 79,000 | $ 79,000 |
| Iowa City, IA | 3 | $ 1,086,000 | $ 362,000 | $ 160,000 |
| Jackson, TN | 3 | $ 347,000 | $ 115,666 | $ 19,000 |
| Jefferson City, MO | 3 | $ 250,000 | $ 83,333 | $ 51,000 |
| Joplin, MO | 3 | $ 377,000 | $ 125,666 | $ 69,000 |
| Kankakee-Bradley, IL | 3 | $ 283,000 | $ 94,333 | $ 44,000 |
| Sandusky, OH | 3 | $ 449,000 | $ 149,666 | $ 115,000 |
| Springfield, OH | 3 | $ 466,000 | $ 155,333 | $ 96,000 |
| Appleton, WI | 2 | $ 398,000 | $ 199,000 | $ 127,000 |
| Casper, WY | 2 | $ 395,000 | $ 197,500 | $ 51,000 |
| Champaign-Urbana, IL | 2 | $ 725,000 | $ 362,500 | $ 104,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 248,000 | $ 124,000 | $ 66,000 |
| Johnstown, PA | 2 | $ 149,000 | $ 74,500 | $ 111,000 |
| Manhattan, KS | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Mansfield, OH | 2 | $ 349,000 | $ 174,500 | $ 114,000 |
| Owensboro, KY | 2 | $ 558,000 | $ 279,000 | $ 114,000 |
| Pine Bluff, AR | 2 | $ 189,000 | $ 94,500 | $ 86,000 |
| Rome, GA | 2 | $ 587,000 | $ 293,500 | $ 116,000 |
| Springfield, IL | 2 | $ 263,000 | $ 131,500 | $ 153,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 206,000 | $ 103,000 | $ 39,000 |
| Utica-Rome, NY | 2 | $ 387,000 | $ 193,500 | $ 120,000 |
| Wheeling, WV-OH | 2 | $ 119,000 | $ 59,500 | $ 46,000 |
| Cleveland, TN | 1 | $ 192,000 | $ 192,000 | $ 50,000 |
| Elmira, NY | 1 | $ 69,000 | $ 69,000 | $ 50,000 |
| Jonesboro, AR | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 202,000 | $ 202,000 | $ 88,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 94,000 | $ 94,000 | $ 25,000 |
| Williamsport, PA | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
Mortgage Loan Application Detail Totals for Ally Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35,846 | $7,855,954,000 | $219,000 | $2,000,000 | $114,000 | $9,999,000 |
| Home Purchase | 5,152 | $1,350,945,000 | $262,000 | $2,000,000 | $127,000 | $5,262,000 |
| Home Improvement | 582 | $125,672,000 | $215,000 | $1,500,000 | $117,000 | $1,975,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,213 | $4,778,735,000 | $225,000 | $2,000,000 | $117,000 | $9,999,000 |
| Not applicable | 11,703 | $2,566,469,000 | $219,000 | $1,285,000 | $118,000 | $3,195,000 |
| Hispanic | 2,366 | $475,002,000 | $200,000 | $1,400,000 | $88,000 | $2,400,000 |
| Not Provided | 2,265 | $545,746,000 | $240,000 | $1,833,000 | $121,000 | $3,000,000 |
| Asian | 2,066 | $607,387,000 | $293,000 | $1,811,000 | $130,000 | $2,494,000 |
| Black or African American | 1,647 | $290,375,000 | $176,000 | $1,313,000 | $85,000 | $745,000 |
| American Indian or Alaskan Native | 208 | $37,647,000 | $180,000 | $1,395,000 | $95,000 | $991,000 |
| Native Hawaiian or Other Pacific Islander | 112 | $31,210,000 | $278,000 | $1,540,000 | $107,000 | $434,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,134 | $9,241,947,000 | $224,000 | $2,000,000 | $116,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 361 | $69,443,000 | $192,000 | $636,000 | $70,000 | $239,000 |
| VA-guaranteed (Veterans Administration) | 85 | $21,181,000 | $249,000 | $614,000 | $83,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,027 | $4,148,362,000 | $218,000 | $2,000,000 | $113,000 | $7,787,000 |
| Loan Purchased By The Institution | 11,703 | $2,566,469,000 | $219,000 | $1,285,000 | $118,000 | $3,195,000 |
| Application Denied By Financial Institution | 6,780 | $1,821,630,000 | $268,000 | $2,000,000 | $124,000 | $5,262,000 |
| File Closed For Incompleteness | 1,851 | $343,559,000 | $185,000 | $801,000 | $97,000 | $1,691,000 |
| Application Approved But Not Accepted | 1,144 | $226,237,000 | $197,000 | $1,436,000 | $105,000 | $1,700,000 |
| Application Withdrawn By Applicant | 976 | $198,883,000 | $203,000 | $1,248,000 | $112,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 99 | $27,431,000 | $277,000 | $1,100,000 | $91,000 | $698,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,534 | $663,694,000 | $261,000 | $1,980,000 | $135,000 | $2,494,000 |
| Collateral | 1,250 | $346,242,000 | $276,000 | $2,000,000 | $130,000 | $1,800,000 |
| Unverifiable Information | 937 | $252,818,000 | $269,000 | $1,908,000 | $135,000 | $5,262,000 |
| Debt-To-Income Ratio | 899 | $261,642,000 | $291,000 | $1,869,000 | $79,000 | $712,000 |
| Credit History | 515 | $129,448,000 | $251,000 | $2,000,000 | $113,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 294 | $98,055,000 | $333,000 | $1,980,000 | $144,000 | $1,057,000 |
| Credit Application Incomplete | 33 | $9,154,000 | $277,000 | $999,000 | $254,000 | $1,796,000 |
| Employment History | 30 | $7,736,000 | $257,000 | $865,000 | $111,000 | $368,000 |
| Mortgage Insurance Denied | 20 | $4,703,000 | $235,000 | $452,000 | $83,000 | $282,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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