Ally Bank Mortgage Lending & HMDA Data, 2013

In 2013, Ally Bank of Charlotte, NC reported 41,580 mortgage applications totaling $9.3 billion, down 81% from 2012. The average application was for $224,448, and applicants reported an average income of $115,652. 46% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,003), Chicago-Joliet-Naperville, IL (1,239) and Denver-Aurora-Broomfield, CO (1,077) (applications in parentheses).

Mortgage Company & Address Ally Bank
2101 Rexford Road, Suite 350w
Charlotte, NC 28211
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 41,580
Total Mortgage Loan Application Amount $9,332,571,000
Average Mortgage Loan Application Amount $224,448
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $115,652
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,003 $ 642,163,000 $ 320,600 $ 125,000
Maricopa, Arizona 999 $ 202,527,000 $ 202,729 $ 120,000
Orange, California 793 $ 285,257,000 $ 359,718 $ 156,000
Cook, Illinois 760 $ 185,596,000 $ 244,205 $ 134,000
San Diego, California 691 $ 206,764,000 $ 299,224 $ 126,000
Middlesex, Massachusetts 641 $ 176,107,000 $ 274,737 $ 125,000
Riverside, California 526 $ 112,387,000 $ 213,663 $ 113,000
Santa Clara, California 512 $ 233,885,000 $ 456,806 $ 163,000
San Bernardino, California 466 $ 92,788,000 $ 199,115 $ 100,000
Oakland, Michigan 459 $ 77,985,000 $ 169,901 $ 106,000
King, Washington 433 $ 151,804,000 $ 350,586 $ 151,000
Sacramento, California 380 $ 71,902,000 $ 189,215 $ 98,000
Harris, Texas 363 $ 77,814,000 $ 214,363 $ 132,000
Alameda, California 362 $ 119,113,000 $ 329,041 $ 139,000
Hennepin, Minnesota 336 $ 78,741,000 $ 234,348 $ 139,000
Essex, Massachusetts 325 $ 78,485,000 $ 241,492 $ 105,000
Pima, Arizona 306 $ 51,716,000 $ 169,006 $ 124,000
Travis, Texas 301 $ 83,715,000 $ 278,122 $ 151,000
Contra Costa, California 282 $ 90,637,000 $ 321,407 $ 136,000
Broward, Florida 266 $ 53,644,000 $ 201,669 $ 111,000
Wayne, Michigan 264 $ 35,610,000 $ 134,886 $ 102,000
Norfolk, Massachusetts 263 $ 77,806,000 $ 295,840 $ 135,000
Denver, Colorado 257 $ 62,080,000 $ 241,556 $ 120,000
Dallas, Texas 250 $ 57,916,000 $ 231,664 $ 150,000
Suffolk, Massachusetts 242 $ 63,153,000 $ 260,962 $ 120,000
Macomb, Michigan 231 $ 33,186,000 $ 143,662 $ 87,000
Jefferson, Colorado 228 $ 49,078,000 $ 215,254 $ 104,000
Arapahoe, Colorado 217 $ 49,437,000 $ 227,820 $ 112,000
Tarrant, Texas 212 $ 40,297,000 $ 190,080 $ 127,000
Montgomery, Pennsylvania 209 $ 48,829,000 $ 233,631 $ 134,000
Palm Beach, Florida 207 $ 46,902,000 $ 226,579 $ 153,000
Salt Lake, Utah 206 $ 40,332,000 $ 195,786 $ 85,000
Collin, Texas 201 $ 43,655,000 $ 217,189 $ 155,000
Miami-Dade, Florida 195 $ 35,907,000 $ 184,138 $ 92,000
Ventura, California 194 $ 63,864,000 $ 329,195 $ 145,000
Sonoma, California 193 $ 55,256,000 $ 286,300 $ 129,000
San Mateo, California 191 $ 86,964,000 $ 455,308 $ 156,000
Philadelphia, Pennsylvania 185 $ 32,979,000 $ 178,264 $ 112,000
Worcester, Massachusetts 181 $ 35,647,000 $ 196,944 $ 94,000
DuPage, Illinois 180 $ 42,283,000 $ 234,905 $ 131,000
Multnomah, Oregon 176 $ 38,430,000 $ 218,352 $ 118,000
Bergen, New Jersey 175 $ 49,246,000 $ 281,405 $ 136,000
Denton, Texas 174 $ 39,533,000 $ 227,201 $ 130,000
Wake, North Carolina 170 $ 32,947,000 $ 193,805 $ 118,000
Honolulu, Hawaii 169 $ 63,549,000 $ 376,029 $ 130,000
San Francisco, California 168 $ 78,813,000 $ 469,125 $ 172,000
Douglas, Colorado 166 $ 42,520,000 $ 256,144 $ 120,000
Suffolk, New York 166 $ 45,309,000 $ 272,945 $ 111,000
Marion, Indiana 165 $ 24,207,000 $ 146,709 $ 118,000
Montgomery, Maryland 164 $ 53,232,000 $ 324,585 $ 175,000
Chester, Pennsylvania 164 $ 40,114,000 $ 244,597 $ 140,000
Mecklenburg, North Carolina 161 $ 35,262,000 $ 219,018 $ 129,000
Orange, Florida 160 $ 31,082,000 $ 194,262 $ 104,000
Monmouth, New Jersey 156 $ 40,987,000 $ 262,737 $ 139,000
El Paso, Colorado 155 $ 31,034,000 $ 200,219 $ 97,000
Plymouth, Massachusetts 155 $ 36,948,000 $ 238,374 $ 106,000
New Haven, Connecticut 154 $ 31,790,000 $ 206,428 $ 107,000
Fresno, California 150 $ 29,800,000 $ 198,666 $ 103,000
San Joaquin, California 150 $ 29,651,000 $ 197,673 $ 91,000
Fairfax, Virginia 150 $ 48,619,000 $ 324,126 $ 157,000
Hillsborough, New Hampshire 149 $ 29,990,000 $ 201,275 $ 113,000
Ocean, New Jersey 149 $ 29,175,000 $ 195,805 $ 112,000
Bucks, Pennsylvania 148 $ 34,546,000 $ 233,418 $ 123,000
Pierce, Washington 148 $ 29,863,000 $ 201,777 $ 96,000
Snohomish, Washington 148 $ 33,818,000 $ 228,500 $ 91,000
Washtenaw, Michigan 147 $ 26,415,000 $ 179,693 $ 142,000
Adams, Colorado 146 $ 27,154,000 $ 185,986 $ 87,000
Clark, Nevada 145 $ 27,614,000 $ 190,441 $ 113,000
Kern, California 141 $ 23,007,000 $ 163,170 $ 112,000
Prince George's, Maryland 140 $ 29,173,000 $ 208,378 $ 91,000
Burlington, New Jersey 135 $ 24,463,000 $ 181,207 $ 103,000
Hillsborough, Florida 133 $ 24,070,000 $ 180,977 $ 101,000
Middlesex, New Jersey 131 $ 28,724,000 $ 219,267 $ 110,000
Baltimore, Maryland 129 $ 27,592,000 $ 213,891 $ 100,000
Dakota, Minnesota 129 $ 24,543,000 $ 190,255 $ 99,000
Bexar, Texas 129 $ 24,136,000 $ 187,100 $ 113,000
St. Louis, Missouri 128 $ 28,357,000 $ 221,539 $ 125,000
Larimer, Colorado 127 $ 25,161,000 $ 198,118 $ 90,000
Placer, California 122 $ 32,912,000 $ 269,770 $ 133,000
Stanislaus, California 121 $ 20,503,000 $ 169,446 $ 101,000
Rockingham, New Hampshire 121 $ 27,293,000 $ 225,561 $ 119,000
Hartford, Connecticut 120 $ 23,780,000 $ 198,166 $ 134,000
Washington, Oregon 120 $ 28,414,000 $ 236,783 $ 119,000
New Castle, Delaware 118 $ 23,011,000 $ 195,008 $ 104,000
Williamson, Texas 118 $ 20,369,000 $ 172,618 $ 112,000
Lake, Illinois 117 $ 27,684,000 $ 236,615 $ 194,000
Fulton, Georgia 114 $ 37,315,000 $ 327,324 $ 161,000
Marin, California 113 $ 57,623,000 $ 509,938 $ 193,000
Nassau, New York 113 $ 35,673,000 $ 315,690 $ 140,000
Fort Bend, Texas 113 $ 22,930,000 $ 202,920 $ 123,000
Queens, New York 112 $ 36,415,000 $ 325,133 $ 97,000
Johnson, Kansas 111 $ 22,823,000 $ 205,612 $ 106,000
Morris, New Jersey 111 $ 27,908,000 $ 251,423 $ 140,000
Boulder, Colorado 110 $ 33,071,000 $ 300,645 $ 154,000
Camden, New Jersey 109 $ 18,308,000 $ 167,963 $ 100,000
Ramsey, Minnesota 108 $ 20,009,000 $ 185,268 $ 116,000
Clark, Washington 108 $ 22,582,000 $ 209,092 $ 100,000
Delaware, Pennsylvania 107 $ 21,835,000 $ 204,065 $ 110,000
Fairfield, Connecticut 106 $ 27,720,000 $ 261,509 $ 130,000
Bristol, Massachusetts 105 $ 22,996,000 $ 219,009 $ 107,000
Milwaukee, Wisconsin 104 $ 15,840,000 $ 152,307 $ 108,000
Anne Arundel, Maryland 102 $ 26,366,000 $ 258,490 $ 117,000
Utah, Utah 102 $ 19,704,000 $ 193,176 $ 135,000
Kane, Illinois 100 $ 20,820,000 $ 208,200 $ 116,000
Solano, California 99 $ 22,675,000 $ 229,040 $ 85,000
Hamilton, Indiana 99 $ 19,411,000 $ 196,070 $ 126,000
Genesee, Michigan 99 $ 12,760,000 $ 128,888 $ 74,000
Westchester, New York 99 $ 30,301,000 $ 306,070 $ 141,000
Kings, New York 98 $ 36,506,000 $ 372,510 $ 120,000
Will, Illinois 97 $ 18,511,000 $ 190,835 $ 110,000
Allen, Indiana 97 $ 14,964,000 $ 154,268 $ 102,000
Clackamas, Oregon 97 $ 29,543,000 $ 304,567 $ 149,000
Lee, Florida 95 $ 17,658,000 $ 185,873 $ 98,000
Washington, Minnesota 92 $ 21,844,000 $ 237,434 $ 132,000
Barnstable, Massachusetts 91 $ 25,191,000 $ 276,824 $ 138,000
Somerset, New Jersey 91 $ 24,878,000 $ 273,384 $ 143,000
Passaic, New Jersey 90 $ 19,721,000 $ 219,122 $ 109,000
Anoka, Minnesota 89 $ 17,147,000 $ 192,662 $ 95,000
Gloucester, New Jersey 89 $ 15,707,000 $ 176,483 $ 126,000
Pinellas, Florida 88 $ 12,794,000 $ 145,386 $ 78,000
Charleston, South Carolina 87 $ 25,066,000 $ 288,114 $ 140,000
District of Columbia, District Of Columbia 85 $ 27,031,000 $ 318,011 $ 171,000
Livingston, Michigan 85 $ 16,492,000 $ 194,023 $ 110,000
Lehigh, Pennsylvania 84 $ 14,586,000 $ 173,642 $ 108,000
Cobb, Georgia 83 $ 16,474,000 $ 198,481 $ 116,000
DeKalb, Georgia 83 $ 16,042,000 $ 193,277 $ 90,000
Gwinnett, Georgia 83 $ 16,884,000 $ 203,421 $ 102,000
Essex, New Jersey 83 $ 21,288,000 $ 256,481 $ 131,000
Chesterfield, Virginia 82 $ 14,994,000 $ 182,853 $ 109,000
Henrico, Virginia 82 $ 16,026,000 $ 195,439 $ 116,000
Seminole, Florida 81 $ 14,621,000 $ 180,506 $ 101,000
Monterey, California 80 $ 23,446,000 $ 293,075 $ 135,000
Cumberland, Maine 80 $ 16,334,000 $ 204,175 $ 120,000
Monroe, Indiana 79 $ 13,191,000 $ 166,974 $ 103,000
Kent, Michigan 77 $ 12,179,000 $ 158,168 $ 83,000
Jackson, Missouri 77 $ 9,515,000 $ 123,571 $ 88,000
Horry, South Carolina 77 $ 12,213,000 $ 158,610 $ 109,000
Howard, Maryland 76 $ 20,848,000 $ 274,315 $ 131,000
Hudson, New Jersey 76 $ 20,970,000 $ 275,921 $ 144,000
Waukesha, Wisconsin 76 $ 18,096,000 $ 238,105 $ 135,000
Ada, Idaho 73 $ 11,365,000 $ 155,684 $ 72,000
Baltimore City, Maryland 73 $ 9,943,000 $ 136,205 $ 91,000
Providence, Rhode Island 73 $ 13,348,000 $ 182,849 $ 84,000
Bernalillo, New Mexico 72 $ 15,020,000 $ 208,611 $ 103,000
Richmond, New York 72 $ 21,417,000 $ 297,458 $ 103,000
Deschutes, Oregon 72 $ 15,588,000 $ 216,500 $ 119,000
El Dorado, California 69 $ 16,640,000 $ 241,159 $ 95,000
Santa Barbara, California 68 $ 19,375,000 $ 284,926 $ 122,000
Duval, Florida 68 $ 11,473,000 $ 168,720 $ 103,000
San Luis Obispo, California 67 $ 20,067,000 $ 299,507 $ 135,000
Weld, Colorado 67 $ 13,973,000 $ 208,552 $ 108,000
Polk, Florida 67 $ 9,623,000 $ 143,626 $ 72,000
Volusia, Florida 67 $ 9,661,000 $ 144,194 $ 77,000
Johnson, Indiana 67 $ 11,238,000 $ 167,731 $ 91,000
Montgomery, Texas 66 $ 18,033,000 $ 273,227 $ 140,000
Santa Cruz, California 65 $ 21,828,000 $ 335,815 $ 125,000
McHenry, Illinois 64 $ 11,664,000 $ 182,250 $ 109,000
Spokane, Washington 64 $ 10,345,000 $ 161,640 $ 86,000
Berks, Pennsylvania 62 $ 8,969,000 $ 144,661 $ 87,000
Orange, New York 61 $ 12,773,000 $ 209,393 $ 103,000
Greenville, South Carolina 61 $ 11,453,000 $ 187,754 $ 130,000
Tulare, California 60 $ 10,287,000 $ 171,450 $ 90,000
Jefferson, Kentucky 60 $ 9,475,000 $ 157,916 $ 93,000
St. Charles, Missouri 60 $ 11,156,000 $ 185,933 $ 97,000
Shelby, Tennessee 60 $ 10,552,000 $ 175,866 $ 117,000
Nevada, California 59 $ 13,168,000 $ 223,186 $ 119,000
Atlantic, New Jersey 59 $ 9,743,000 $ 165,135 $ 110,000
Mercer, New Jersey 59 $ 14,219,000 $ 241,000 $ 146,000
Davidson, Tennessee 59 $ 9,927,000 $ 168,254 $ 96,000
Pinal, Arizona 58 $ 8,780,000 $ 151,379 $ 90,000
Sussex, Delaware 58 $ 13,650,000 $ 235,344 $ 130,000
Pasco, Florida 58 $ 10,034,000 $ 173,000 $ 79,000
El Paso, Texas 58 $ 8,154,000 $ 140,586 $ 78,000
Douglas, Nebraska 57 $ 8,792,000 $ 154,245 $ 102,000
Lane, Oregon 57 $ 11,616,000 $ 203,789 $ 112,000
Lancaster, Pennsylvania 57 $ 8,309,000 $ 145,771 $ 97,000
Prince William, Virginia 57 $ 15,276,000 $ 268,000 $ 111,000
Virginia Beach, Virginia 57 $ 12,562,000 $ 220,385 $ 127,000
Mohave, Arizona 56 $ 8,599,000 $ 153,553 $ 87,000
York, Maine 56 $ 11,935,000 $ 213,125 $ 115,000
Guilford, North Carolina 56 $ 10,074,000 $ 179,892 $ 106,000
Franklin, Ohio 56 $ 8,527,000 $ 152,267 $ 108,000
Allegheny, Pennsylvania 55 $ 8,618,000 $ 156,690 $ 94,000
Jefferson, Alabama 54 $ 8,720,000 $ 161,481 $ 87,000
Brevard, Florida 54 $ 9,795,000 $ 181,388 $ 120,000
Hunterdon, New Jersey 54 $ 13,463,000 $ 249,314 $ 124,000
Union, New Jersey 53 $ 13,210,000 $ 249,245 $ 126,000
Dutchess, New York 53 $ 11,805,000 $ 222,735 $ 99,000
Durham, North Carolina 53 $ 7,768,000 $ 146,566 $ 128,000
Scott, Minnesota 52 $ 11,087,000 $ 213,211 $ 102,000
Northampton, Pennsylvania 52 $ 8,815,000 $ 169,519 $ 112,000
Chatham, Georgia 51 $ 9,206,000 $ 180,509 $ 105,000
Yavapai, Arizona 50 $ 9,057,000 $ 181,140 $ 96,000
Yolo, California 50 $ 12,669,000 $ 253,380 $ 121,000
Harford, Maryland 50 $ 9,917,000 $ 198,340 $ 104,000
Yuma, Arizona 49 $ 7,720,000 $ 157,551 $ 86,000
Escambia, Florida 49 $ 6,924,000 $ 141,306 $ 90,000
Sarasota, Florida 49 $ 8,976,000 $ 183,183 $ 107,000
Frederick, Maryland 49 $ 11,084,000 $ 226,204 $ 111,000
Rockland, New York 49 $ 12,872,000 $ 262,693 $ 129,000
Davis, Utah 48 $ 8,621,000 $ 179,604 $ 76,000
Middlesex, Connecticut 47 $ 8,568,000 $ 182,297 $ 86,000
Galveston, Texas 47 $ 7,960,000 $ 169,361 $ 126,000
New London, Connecticut 46 $ 9,738,000 $ 211,695 $ 111,000
Osceola, Florida 46 $ 6,991,000 $ 151,978 $ 79,000
Tippecanoe, Indiana 46 $ 5,502,000 $ 119,608 $ 69,000
Napa, California 45 $ 14,140,000 $ 314,222 $ 156,000
Richland, South Carolina 45 $ 8,058,000 $ 179,066 $ 110,000
Cape May, New Jersey 44 $ 9,861,000 $ 224,113 $ 153,000
Whatcom, Washington 44 $ 9,420,000 $ 214,090 $ 108,000
Hendricks, Indiana 43 $ 6,648,000 $ 154,604 $ 98,000
La Plata, Colorado 42 $ 11,105,000 $ 264,404 $ 108,000
Hernando, Florida 42 $ 4,575,000 $ 108,928 $ 65,000
Cherokee, Georgia 41 $ 7,472,000 $ 182,243 $ 85,000
Warren, Kentucky 41 $ 6,222,000 $ 151,756 $ 70,000
Beaufort, South Carolina 41 $ 8,632,000 $ 210,536 $ 85,000
Hanover, Virginia 41 $ 7,340,000 $ 179,024 $ 77,000
Collier, Florida 40 $ 9,719,000 $ 242,975 $ 122,000
Hampden, Massachusetts 40 $ 7,402,000 $ 185,050 $ 99,000
York, South Carolina 40 $ 8,409,000 $ 210,225 $ 95,000
Hays, Texas 40 $ 6,982,000 $ 174,550 $ 99,000
Hidalgo, Texas 39 $ 6,431,000 $ 164,897 $ 116,000
Madera, California 38 $ 6,938,000 $ 182,578 $ 87,000
Merced, California 38 $ 5,976,000 $ 157,263 $ 75,000
Cuyahoga, Ohio 38 $ 4,568,000 $ 120,210 $ 77,000
Oklahoma, Oklahoma 38 $ 5,421,000 $ 142,657 $ 109,000
Randall, Texas 38 $ 6,731,000 $ 177,131 $ 109,000
Mesa, Colorado 37 $ 7,052,000 $ 190,594 $ 85,000
Lake, Florida 37 $ 6,579,000 $ 177,810 $ 90,000
Fayette, Kentucky 37 $ 5,806,000 $ 156,918 $ 107,000
Ingham, Michigan 37 $ 4,815,000 $ 130,135 $ 96,000
Clay, Missouri 37 $ 6,367,000 $ 172,081 $ 105,000
Lancaster, Nebraska 37 $ 4,824,000 $ 130,378 $ 88,000
Williamson, Tennessee 37 $ 12,145,000 $ 328,243 $ 195,000
Loudoun, Virginia 37 $ 12,763,000 $ 344,945 $ 161,000
Kitsap, Washington 37 $ 9,473,000 $ 256,027 $ 132,000
Butte, California 36 $ 6,564,000 $ 182,333 $ 78,000
Carver, Minnesota 36 $ 9,326,000 $ 259,055 $ 117,000
Rockwall, Texas 36 $ 6,721,000 $ 186,694 $ 110,000
Madison, Alabama 35 $ 5,521,000 $ 157,742 $ 101,000
Manatee, Florida 35 $ 7,859,000 $ 224,542 $ 136,000
Luzerne, Pennsylvania 35 $ 4,715,000 $ 134,714 $ 112,000
Thurston, Washington 35 $ 7,531,000 $ 215,171 $ 101,000
Litchfield, Connecticut 34 $ 6,908,000 $ 203,176 $ 96,000
St. Lucie, Florida 34 $ 5,903,000 $ 173,617 $ 100,000
Lake, Indiana 34 $ 5,216,000 $ 153,411 $ 101,000
Bronx, New York 34 $ 8,900,000 $ 261,764 $ 114,000
New Hanover, North Carolina 34 $ 7,498,000 $ 220,529 $ 118,000
Spotsylvania, Virginia 34 $ 7,000,000 $ 205,882 $ 104,000
St. Mary's, Maryland 33 $ 6,528,000 $ 197,818 $ 107,000
Washoe, Nevada 33 $ 5,583,000 $ 169,181 $ 80,000
Buncombe, North Carolina 33 $ 7,060,000 $ 213,939 $ 113,000
Marion, Oregon 33 $ 5,638,000 $ 170,848 $ 102,000
York, Pennsylvania 33 $ 5,837,000 $ 176,878 $ 99,000
Brazoria, Texas 33 $ 5,176,000 $ 156,848 $ 103,000
Pueblo, Colorado 32 $ 4,269,000 $ 133,406 $ 68,000
Charles, Maryland 32 $ 6,997,000 $ 218,656 $ 96,000
Broomfield, Colorado 31 $ 6,159,000 $ 198,677 $ 95,000
Polk, Iowa 31 $ 4,804,000 $ 154,967 $ 75,000
Washington, Maryland 31 $ 5,392,000 $ 173,935 $ 87,000
Merrimack, New Hampshire 31 $ 5,712,000 $ 184,258 $ 90,000
Putnam, New York 31 $ 6,901,000 $ 222,612 $ 126,000
Arlington, Virginia 31 $ 10,589,000 $ 341,580 $ 147,000
Washington, Wisconsin 31 $ 7,171,000 $ 231,322 $ 141,000
Wright, Minnesota 30 $ 6,335,000 $ 211,166 $ 126,000
Jackson, Oregon 30 $ 5,937,000 $ 197,900 $ 121,000
Leon, Florida 29 $ 4,880,000 $ 168,275 $ 118,000
Okaloosa, Florida 29 $ 4,572,000 $ 157,655 $ 82,000
Santa Rosa, Florida 29 $ 5,108,000 $ 176,137 $ 89,000
Monroe, New York 29 $ 4,450,000 $ 153,448 $ 129,000
Benton, Washington 29 $ 4,074,000 $ 140,482 $ 70,000
Shasta, California 28 $ 4,809,000 $ 171,750 $ 101,000
Lapeer, Michigan 28 $ 3,685,000 $ 131,607 $ 76,000
Midland, Texas 28 $ 6,721,000 $ 240,035 $ 139,000
Forsyth, Georgia 27 $ 6,310,000 $ 233,703 $ 118,000
Saginaw, Michigan 27 $ 2,861,000 $ 105,962 $ 75,000
Kent, Rhode Island 27 $ 4,888,000 $ 181,037 $ 99,000
Skagit, Washington 27 $ 5,974,000 $ 221,259 $ 130,000
Kings, California 26 $ 4,292,000 $ 165,076 $ 88,000
Maui, Hawaii 26 $ 9,199,000 $ 353,807 $ 96,000
East Baton Rouge, Louisiana 26 $ 5,159,000 $ 198,423 $ 99,000
Jefferson, Louisiana 26 $ 3,599,000 $ 138,423 $ 76,000
Carroll, Maryland 26 $ 6,274,000 $ 241,307 $ 130,000
St. Louis, Minnesota 26 $ 4,722,000 $ 181,615 $ 144,000
Sussex, New Jersey 26 $ 5,638,000 $ 216,846 $ 121,000
Sandoval, New Mexico 26 $ 4,656,000 $ 179,076 $ 85,000
Cabarrus, North Carolina 26 $ 4,283,000 $ 164,730 $ 91,000
Pitt, North Carolina 26 $ 3,867,000 $ 148,730 $ 101,000
Washington, Rhode Island 26 $ 6,771,000 $ 260,423 $ 136,000
Weber, Utah 26 $ 4,427,000 $ 170,269 $ 70,000
Summit, Colorado 25 $ 7,753,000 $ 310,120 $ 190,000
Scott, Iowa 25 $ 3,669,000 $ 146,760 $ 97,000
St. Louis City, Missouri 25 $ 3,619,000 $ 144,760 $ 77,000
Union, North Carolina 25 $ 5,022,000 $ 200,880 $ 83,000
Cumberland, Pennsylvania 25 $ 3,804,000 $ 152,160 $ 87,000
Smith, Texas 25 $ 3,963,000 $ 158,520 $ 105,000
Shelby, Alabama 24 $ 3,402,000 $ 141,750 $ 83,000
Tolland, Connecticut 24 $ 4,407,000 $ 183,625 $ 99,000
Martin, Florida 24 $ 5,223,000 $ 217,625 $ 100,000
Henry, Georgia 24 $ 3,118,000 $ 129,916 $ 69,000
Carroll, New Hampshire 24 $ 3,600,000 $ 150,000 $ 112,000
Strafford, New Hampshire 24 $ 4,659,000 $ 194,125 $ 115,000
Alamance, North Carolina 24 $ 3,309,000 $ 137,875 $ 97,000
Carteret, North Carolina 24 $ 4,551,000 $ 189,625 $ 105,000
Dauphin, Pennsylvania 24 $ 3,063,000 $ 127,625 $ 90,000
Chesapeake, Virginia 24 $ 4,725,000 $ 196,875 $ 105,000
Ozaukee, Wisconsin 24 $ 4,715,000 $ 196,458 $ 108,000
St. Johns, Florida 23 $ 4,561,000 $ 198,304 $ 94,000
Jefferson, Missouri 23 $ 3,093,000 $ 134,478 $ 101,000
Brunswick, North Carolina 23 $ 4,605,000 $ 200,217 $ 101,000
Lexington, South Carolina 23 $ 3,088,000 $ 134,260 $ 69,000
Parker, Texas 23 $ 3,870,000 $ 168,260 $ 94,000
Anchorage, Alaska 22 $ 5,691,000 $ 258,681 $ 141,000
Coconino, Arizona 22 $ 4,854,000 $ 220,636 $ 119,000
Mendocino, California 22 $ 5,665,000 $ 257,500 $ 128,000
Paulding, Georgia 22 $ 2,702,000 $ 122,818 $ 75,000
Ottawa, Michigan 22 $ 3,619,000 $ 164,500 $ 87,000
Tuolumne, California 21 $ 4,511,000 $ 214,809 $ 93,000
Alachua, Florida 21 $ 3,586,000 $ 170,761 $ 83,000
Bay, Florida 21 $ 4,195,000 $ 199,761 $ 129,000
Warren, New Jersey 21 $ 4,222,000 $ 201,047 $ 114,000
Santa Fe, New Mexico 21 $ 5,306,000 $ 252,666 $ 97,000
Westmoreland, Pennsylvania 21 $ 2,924,000 $ 139,238 $ 86,000
Bell, Texas 21 $ 2,824,000 $ 134,476 $ 112,000
Comal, Texas 21 $ 5,156,000 $ 245,523 $ 108,000
Washington, Utah 21 $ 3,831,000 $ 182,428 $ 117,000
Imperial, California 20 $ 3,012,000 $ 150,600 $ 86,000
Charlotte, Florida 20 $ 3,578,000 $ 178,900 $ 126,000
Indian River, Florida 20 $ 3,314,000 $ 165,700 $ 63,000
Douglas, Georgia 20 $ 2,697,000 $ 134,850 $ 51,000
Thomas, Georgia 20 $ 3,673,000 $ 183,650 $ 127,000
Kendall, Illinois 20 $ 4,034,000 $ 201,700 $ 107,000
Orleans, Louisiana 20 $ 4,168,000 $ 208,400 $ 141,000
Eaton, Michigan 20 $ 2,646,000 $ 132,300 $ 95,000
Iredell, North Carolina 20 $ 3,771,000 $ 188,550 $ 103,000
Pike, Pennsylvania 20 $ 2,493,000 $ 124,650 $ 89,000
Berkeley, South Carolina 20 $ 3,418,000 $ 170,900 $ 125,000
Sumner, Tennessee 20 $ 3,846,000 $ 192,300 $ 83,000
Lubbock, Texas 20 $ 2,629,000 $ 131,450 $ 131,000
McLennan, Texas 20 $ 3,346,000 $ 167,300 $ 102,000
Nueces, Texas 20 $ 3,011,000 $ 150,550 $ 150,000
Alexandria, Virginia 20 $ 5,381,000 $ 269,050 $ 162,000
Fauquier, Virginia 20 $ 5,238,000 $ 261,900 $ 97,000
Norfolk, Virginia 20 $ 3,235,000 $ 161,750 $ 70,000
Baldwin, Alabama 19 $ 3,223,000 $ 169,631 $ 85,000
Mobile, Alabama 19 $ 3,469,000 $ 182,578 $ 82,000
Hancock, Indiana 19 $ 2,737,000 $ 144,052 $ 67,000
St. Joseph, Indiana 19 $ 2,172,000 $ 114,315 $ 85,000
Jackson, Michigan 19 $ 2,683,000 $ 141,210 $ 78,000
Monroe, Pennsylvania 19 $ 2,980,000 $ 156,842 $ 111,000
Richmond City, Virginia 19 $ 3,121,000 $ 164,263 $ 92,000
Chelan, Washington 19 $ 4,154,000 $ 218,631 $ 239,000
Island, Washington 19 $ 4,786,000 $ 251,894 $ 91,000
Calaveras, California 18 $ 2,634,000 $ 146,333 $ 80,000
Sutter, California 18 $ 3,068,000 $ 170,444 $ 79,000
Elbert, Colorado 18 $ 4,185,000 $ 232,500 $ 109,000
Kent, Delaware 18 $ 2,762,000 $ 153,444 $ 55,000
Marion, Florida 18 $ 2,458,000 $ 136,555 $ 72,000
Delaware, Indiana 18 $ 1,766,000 $ 98,111 $ 72,000
Worcester, Maryland 18 $ 3,677,000 $ 204,277 $ 214,000
Cass, Missouri 18 $ 3,220,000 $ 178,888 $ 71,000
Forsyth, North Carolina 18 $ 2,033,000 $ 112,944 $ 86,000
Delaware, Ohio 18 $ 3,653,000 $ 202,944 $ 147,000
Summit, Ohio 18 $ 2,358,000 $ 131,000 $ 89,000
Rutherford, Tennessee 18 $ 2,768,000 $ 153,777 $ 86,000
Brown, Wisconsin 18 $ 2,474,000 $ 137,444 $ 72,000
St. Croix, Wisconsin 18 $ 3,706,000 $ 205,888 $ 153,000
Elmore, Alabama 17 $ 2,325,000 $ 136,764 $ 77,000
Pulaski, Arkansas 17 $ 2,960,000 $ 174,117 $ 121,000
Citrus, Florida 17 $ 3,014,000 $ 177,294 $ 119,000
Porter, Indiana 17 $ 2,851,000 $ 167,705 $ 68,000
Scott, Kentucky 17 $ 2,537,000 $ 149,235 $ 78,000
Hampshire, Massachusetts 17 $ 3,385,000 $ 199,117 $ 141,000
Sherburne, Minnesota 17 $ 2,634,000 $ 154,941 $ 87,000
Flathead, Montana 17 $ 3,586,000 $ 210,941 $ 86,000
Sarpy, Nebraska 17 $ 2,868,000 $ 168,705 $ 86,000
Belknap, New Hampshire 17 $ 3,086,000 $ 181,529 $ 84,000
Salem, New Jersey 17 $ 2,878,000 $ 169,294 $ 103,000
Erie, New York 17 $ 2,523,000 $ 148,411 $ 68,000
Newport, Rhode Island 17 $ 4,003,000 $ 235,470 $ 118,000
Dorchester, South Carolina 17 $ 2,797,000 $ 164,529 $ 63,000
Spartanburg, South Carolina 17 $ 2,590,000 $ 152,352 $ 107,000
Cameron, Texas 17 $ 2,574,000 $ 151,411 $ 146,000
Grayson, Texas 17 $ 3,123,000 $ 183,705 $ 70,000
Hampton, Virginia 17 $ 2,251,000 $ 132,411 $ 89,000
Roanoke, Virginia 17 $ 3,317,000 $ 195,117 $ 71,000
Amador, California 16 $ 2,886,000 $ 180,375 $ 113,000
Flagler, Florida 16 $ 3,768,000 $ 235,500 $ 200,000
Coweta, Georgia 16 $ 3,117,000 $ 194,812 $ 94,000
Houston, Georgia 16 $ 2,152,000 $ 134,500 $ 88,000
Newton, Georgia 16 $ 1,826,000 $ 114,125 $ 75,000
Sedgwick, Kansas 16 $ 1,821,000 $ 113,812 $ 81,000
Lafayette, Louisiana 16 $ 1,963,000 $ 122,687 $ 85,000
St. Clair, Michigan 16 $ 2,173,000 $ 135,812 $ 80,000
Greene, Missouri 16 $ 1,685,000 $ 105,312 $ 67,000
Tulsa, Oklahoma 16 $ 2,880,000 $ 180,000 $ 116,000
Linn, Oregon 16 $ 1,997,000 $ 124,812 $ 81,000
Albemarle, Virginia 16 $ 4,146,000 $ 259,125 $ 175,000
San Benito, California 15 $ 4,370,000 $ 291,333 $ 115,000
Grand, Colorado 15 $ 3,645,000 $ 243,000 $ 137,000
Clay, Florida 15 $ 2,377,000 $ 158,466 $ 80,000
Clayton, Georgia 15 $ 1,901,000 $ 126,733 $ 52,000
Hall, Georgia 15 $ 2,297,000 $ 153,133 $ 79,000
Canyon, Idaho 15 $ 1,604,000 $ 106,933 $ 69,000
DeKalb, Illinois 15 $ 2,084,000 $ 138,933 $ 138,000
Livingston, Louisiana 15 $ 2,144,000 $ 142,933 $ 56,000
Calvert, Maryland 15 $ 3,531,000 $ 235,400 $ 104,000
DeSoto, Mississippi 15 $ 1,956,000 $ 130,400 $ 76,000
New York, New York 15 $ 5,217,000 $ 347,800 $ 184,000
Hood River, Oregon 15 $ 3,867,000 $ 257,800 $ 118,000
Carbon, Pennsylvania 15 $ 2,243,000 $ 149,533 $ 130,000
Lackawanna, Pennsylvania 15 $ 2,437,000 $ 162,466 $ 110,000
Anderson, South Carolina 15 $ 2,926,000 $ 195,066 $ 116,000
Rockingham, Virginia 15 $ 2,780,000 $ 185,333 $ 107,000
Dane, Wisconsin 15 $ 2,508,000 $ 167,200 $ 83,000
Fairbanks North Star, Alaska 14 $ 2,537,000 $ 181,214 $ 106,000
Cochise, Arizona 14 $ 2,009,000 $ 143,500 $ 69,000
Lake, California 14 $ 2,091,000 $ 149,357 $ 71,000
Yuba, California 14 $ 1,908,000 $ 136,285 $ 57,000
Eagle, Colorado 14 $ 5,611,000 $ 400,785 $ 285,000
Rock Island, Illinois 14 $ 1,674,000 $ 119,571 $ 90,000
LaPorte, Indiana 14 $ 1,680,000 $ 120,000 $ 122,000
Berrien, Michigan 14 $ 2,322,000 $ 165,857 $ 135,000
Muskegon, Michigan 14 $ 1,543,000 $ 110,214 $ 77,000
Hinds, Mississippi 14 $ 2,415,000 $ 172,500 $ 115,000
Dona Ana, New Mexico 14 $ 2,926,000 $ 209,000 $ 119,000
Benton, Oregon 14 $ 3,489,000 $ 249,214 $ 144,000
Adams, Pennsylvania 14 $ 2,745,000 $ 196,071 $ 83,000
Butler, Pennsylvania 14 $ 3,035,000 $ 216,785 $ 89,000
Bristol, Rhode Island 14 $ 3,819,000 $ 272,785 $ 139,000
Florence, South Carolina 14 $ 1,915,000 $ 136,785 $ 84,000
Ellis, Texas 14 $ 3,171,000 $ 226,500 $ 132,000
Montgomery, Virginia 14 $ 2,587,000 $ 184,785 $ 81,000
Powhatan, Virginia 14 $ 2,924,000 $ 208,857 $ 91,000
Stafford, Virginia 14 $ 2,784,000 $ 198,857 $ 98,000
Navajo, Arizona 13 $ 1,906,000 $ 146,615 $ 104,000
Garfield, Colorado 13 $ 3,541,000 $ 272,384 $ 68,000
Montezuma, Colorado 13 $ 1,932,000 $ 148,615 $ 81,000
Walton, Georgia 13 $ 2,019,000 $ 155,307 $ 67,000
Boone, Indiana 13 $ 2,682,000 $ 206,307 $ 120,000
Androscoggin, Maine 13 $ 1,781,000 $ 137,000 $ 74,000
Cecil, Maryland 13 $ 2,275,000 $ 175,000 $ 84,000
Ulster, New York 13 $ 2,777,000 $ 213,615 $ 72,000
Catawba, North Carolina 13 $ 2,744,000 $ 211,076 $ 92,000
Butler, Ohio 13 $ 2,021,000 $ 155,461 $ 72,000
Pennington, South Dakota 13 $ 2,086,000 $ 160,461 $ 80,000
Knox, Tennessee 13 $ 2,016,000 $ 155,076 $ 63,000
Chittenden, Vermont 13 $ 1,918,000 $ 147,538 $ 75,000
Marathon, Wisconsin 13 $ 2,366,000 $ 182,000 $ 104,000
Sweetwater, Wyoming 13 $ 2,817,000 $ 216,692 $ 108,000
Walker, Alabama 12 $ 1,826,000 $ 152,166 $ 72,000
Fayette, Georgia 12 $ 2,048,000 $ 170,666 $ 138,000
Rockdale, Georgia 12 $ 1,731,000 $ 144,250 $ 85,000
Bannock, Idaho 12 $ 1,474,000 $ 122,833 $ 58,000
Howard, Indiana 12 $ 1,493,000 $ 124,416 $ 74,000
Linn, Iowa 12 $ 1,405,000 $ 117,083 $ 64,000
Monroe, Michigan 12 $ 1,358,000 $ 113,166 $ 84,000
Platte, Missouri 12 $ 2,290,000 $ 190,833 $ 90,000
Cascade, Montana 12 $ 1,338,000 $ 111,500 $ 52,000
Cumberland, New Jersey 12 $ 1,598,000 $ 133,166 $ 92,000
Chatham, North Carolina 12 $ 2,508,000 $ 209,000 $ 144,000
Cumberland, North Carolina 12 $ 1,365,000 $ 113,750 $ 97,000
Gaston, North Carolina 12 $ 1,831,000 $ 152,583 $ 80,000
Johnston, North Carolina 12 $ 2,211,000 $ 184,250 $ 84,000
Montgomery, Ohio 12 $ 1,402,000 $ 116,833 $ 100,000
Yamhill, Oregon 12 $ 2,163,000 $ 180,250 $ 77,000
Wilson, Tennessee 12 $ 1,991,000 $ 165,916 $ 58,000
Potter, Texas 12 $ 1,988,000 $ 165,666 $ 129,000
Windsor, Vermont 12 $ 2,772,000 $ 231,000 $ 281,000
Portsmouth, Virginia 12 $ 2,117,000 $ 176,416 $ 87,000
Cowlitz, Washington 12 $ 1,695,000 $ 141,250 $ 69,000
Grant, Washington 12 $ 2,492,000 $ 207,666 $ 96,000
Yakima, Washington 12 $ 1,990,000 $ 165,833 $ 64,000
Polk, Wisconsin 12 $ 2,412,000 $ 201,000 $ 168,000
Lauderdale, Alabama 11 $ 1,750,000 $ 159,090 $ 89,000
Lee, Alabama 11 $ 2,300,000 $ 209,090 $ 105,000
Montgomery, Alabama 11 $ 1,718,000 $ 156,181 $ 84,000
Gila, Arizona 11 $ 1,748,000 $ 158,909 $ 82,000
Humboldt, California 11 $ 2,444,000 $ 222,181 $ 74,000
Teller, Colorado 11 $ 2,014,000 $ 183,090 $ 90,000
Blaine, Idaho 11 $ 2,127,000 $ 193,363 $ 164,000
St. Clair, Illinois 11 $ 1,300,000 $ 118,181 $ 73,000
DeKalb, Indiana 11 $ 1,346,000 $ 122,363 $ 71,000
Kosciusko, Indiana 11 $ 1,742,000 $ 158,363 $ 311,000
Wyandotte, Kansas 11 $ 1,161,000 $ 105,545 $ 70,000
Ascension, Louisiana 11 $ 1,838,000 $ 167,090 $ 149,000
Caddo, Louisiana 11 $ 1,581,000 $ 143,727 $ 66,000
St. Tammany, Louisiana 11 $ 1,865,000 $ 169,545 $ 102,000
Penobscot, Maine 11 $ 1,677,000 $ 152,454 $ 103,000
Kalamazoo, Michigan 11 $ 1,471,000 $ 133,727 $ 79,000
Olmsted, Minnesota 11 $ 1,781,000 $ 161,909 $ 92,000
Niagara, New York 11 $ 1,174,000 $ 106,727 $ 62,000
Dare, North Carolina 11 $ 2,980,000 $ 270,909 $ 266,000
Orange, North Carolina 11 $ 2,979,000 $ 270,818 $ 122,000
Medina, Ohio 11 $ 1,790,000 $ 162,727 $ 93,000
Union, Ohio 11 $ 1,870,000 $ 170,000 $ 94,000
Comanche, Oklahoma 11 $ 1,183,000 $ 107,545 $ 47,000
Josephine, Oregon 11 $ 1,971,000 $ 179,181 $ 98,000
Hamilton, Tennessee 11 $ 1,602,000 $ 145,636 $ 109,000
Harrisonburg, Virginia 11 $ 1,735,000 $ 157,727 $ 111,000
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Mortgage Loan Application Detail Totals for Ally Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 35,846 $7,855,954,000 $219,000 $2,000,000 $114,000 $9,999,000
Home Purchase 5,152 $1,350,945,000 $262,000 $2,000,000 $127,000 $5,262,000
Home Improvement 582 $125,672,000 $215,000 $1,500,000 $117,000 $1,975,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,213 $4,778,735,000 $225,000 $2,000,000 $117,000 $9,999,000
Not applicable 11,703 $2,566,469,000 $219,000 $1,285,000 $118,000 $3,195,000
Hispanic 2,366 $475,002,000 $200,000 $1,400,000 $88,000 $2,400,000
Not Provided 2,265 $545,746,000 $240,000 $1,833,000 $121,000 $3,000,000
Asian 2,066 $607,387,000 $293,000 $1,811,000 $130,000 $2,494,000
Black or African American 1,647 $290,375,000 $176,000 $1,313,000 $85,000 $745,000
American Indian or Alaskan Native 208 $37,647,000 $180,000 $1,395,000 $95,000 $991,000
Native Hawaiian or Other Pacific Islander 112 $31,210,000 $278,000 $1,540,000 $107,000 $434,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 41,134 $9,241,947,000 $224,000 $2,000,000 $116,000 $9,999,000
FHA-insured (Federal Housing Administration) 361 $69,443,000 $192,000 $636,000 $70,000 $239,000
VA-guaranteed (Veterans Administration) 85 $21,181,000 $249,000 $614,000 $83,000 $216,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,027 $4,148,362,000 $218,000 $2,000,000 $113,000 $7,787,000
Loan Purchased By The Institution 11,703 $2,566,469,000 $219,000 $1,285,000 $118,000 $3,195,000
Application Denied By Financial Institution 6,780 $1,821,630,000 $268,000 $2,000,000 $124,000 $5,262,000
File Closed For Incompleteness 1,851 $343,559,000 $185,000 $801,000 $97,000 $1,691,000
Application Approved But Not Accepted 1,144 $226,237,000 $197,000 $1,436,000 $105,000 $1,700,000
Application Withdrawn By Applicant 976 $198,883,000 $203,000 $1,248,000 $112,000 $9,999,000
Preapproval Denied by Financial Institution 99 $27,431,000 $277,000 $1,100,000 $91,000 $698,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 2,534 $663,694,000 $261,000 $1,980,000 $135,000 $2,494,000
Collateral 1,250 $346,242,000 $276,000 $2,000,000 $130,000 $1,800,000
Unverifiable Information 937 $252,818,000 $269,000 $1,908,000 $135,000 $5,262,000
Debt-To-Income Ratio 899 $261,642,000 $291,000 $1,869,000 $79,000 $712,000
Credit History 515 $129,448,000 $251,000 $2,000,000 $113,000 $2,400,000
Insufficient Cash (Downpayment, Closing Cost) 294 $98,055,000 $333,000 $1,980,000 $144,000 $1,057,000
Credit Application Incomplete 33 $9,154,000 $277,000 $999,000 $254,000 $1,796,000
Employment History 30 $7,736,000 $257,000 $865,000 $111,000 $368,000
Mortgage Insurance Denied 20 $4,703,000 $235,000 $452,000 $83,000 $282,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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