Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Altra Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,524 |
| Total Mortgage Loan Application Amount | $441,464,000 |
| Average Mortgage Loan Application Amount | $102,000 |
| Highest Mortgage Loan Application Amount | $2,425,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $1,118,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 1,977 | $ 245,484,000 | $ 124,000 | $ 77,000 |
| Smith County Texas | 255 | $ 33,150,000 | $ 130,000 | $ 100,000 |
| Houston County Minnesota | 223 | $ 30,660,000 | $ 137,000 | $ 75,000 |
| Winona County Minnesota | 155 | $ 17,987,000 | $ 116,000 | $ 63,000 |
| Montgomery County Tennessee | 131 | $ 14,543,000 | $ 111,000 | $ 71,000 |
| Vernon County Wisconsin | 129 | $ 14,941,000 | $ 115,000 | $ 71,000 |
| Monroe County Wisconsin | 67 | $ 7,725,000 | $ 115,000 | $ 78,000 |
| Trempealeau County Wisconsin | 60 | $ 6,904,000 | $ 115,000 | $ 65,000 |
| Fayette County Kentucky | 20 | $ 2,187,000 | $ 109,000 | $ 79,000 |
| Buffalo County Wisconsin | 20 | $ 2,134,000 | $ 106,000 | $ 68,000 |
| Pueblo County Colorado | 19 | $ 2,223,000 | $ 117,000 | $ 101,000 |
| Henderson County Texas | 18 | $ 2,366,000 | $ 131,000 | $ 65,000 |
| Van Zandt County Texas | 14 | $ 1,383,000 | $ 98,000 | $ 80,000 |
| Jackson County Wisconsin | 14 | $ 1,666,000 | $ 119,000 | $ 65,000 |
| Crawford County Wisconsin | 13 | $ 1,683,000 | $ 129,000 | $ 62,000 |
| Fillmore County Minnesota | 12 | $ 1,075,000 | $ 89,000 | $ 62,000 |
| Hennepin County Minnesota | 11 | $ 2,078,000 | $ 188,000 | $ 109,000 |
| Dane County Wisconsin | 11 | $ 1,929,000 | $ 175,000 | $ 99,000 |
| Allamakee County Iowa | 10 | $ 703,000 | $ 70,000 | $ 52,000 |
| Olmsted County Minnesota | 10 | $ 2,345,000 | $ 234,000 | $ 92,000 |
| Harris County Texas | 10 | $ 1,415,000 | $ 141,000 | $ 106,000 |
| Washington County Minnesota | 9 | $ 2,526,000 | $ 280,000 | $ 142,000 |
| Waukesha County Wisconsin | 9 | $ 1,692,000 | $ 188,000 | $ 110,000 |
| Cherokee County Texas | 8 | $ 1,004,000 | $ 125,000 | $ 66,000 |
| Sebastian County Arkansas | 7 | $ 390,000 | $ 55,000 | $ 48,000 |
| Clark County Kentucky | 7 | $ 601,000 | $ 85,000 | $ 78,000 |
| Dakota County Minnesota | 7 | $ 929,000 | $ 132,000 | $ 93,000 |
| Mercer County New Jersey | 7 | $ 1,043,000 | $ 149,000 | $ 68,000 |
| Ramsey County Minnesota | 6 | $ 891,000 | $ 148,000 | $ 107,000 |
| Juneau County Wisconsin | 6 | $ 1,262,000 | $ 210,000 | $ 157,000 |
| Milwaukee County Wisconsin | 6 | $ 782,000 | $ 130,000 | $ 103,000 |
| Bourbon County Kentucky | 5 | $ 388,000 | $ 77,000 | $ 73,000 |
| Scott County Kentucky | 5 | $ 643,000 | $ 128,000 | $ 110,000 |
| Bucks County Pennsylvania | 5 | $ 619,000 | $ 123,000 | $ 46,000 |
| Tarrant County Texas | 5 | $ 654,000 | $ 130,000 | $ 90,000 |
| Eau Claire County Wisconsin | 5 | $ 984,000 | $ 196,000 | $ 118,000 |
| Sauk County Wisconsin | 5 | $ 781,000 | $ 156,000 | $ 64,000 |
| Estill County Kentucky | 4 | $ 136,000 | $ 34,000 | $ 49,000 |
| Houston County Tennessee | 4 | $ 219,000 | $ 54,000 | $ 64,000 |
| Robertson County Tennessee | 4 | $ 734,000 | $ 183,000 | $ 75,000 |
| Stewart County Tennessee | 4 | $ 350,000 | $ 87,000 | $ 48,000 |
| Wood County Texas | 4 | $ 346,000 | $ 86,000 | $ 57,000 |
| Barron County Wisconsin | 4 | $ 652,000 | $ 163,000 | $ 180,000 |
| Clark County Wisconsin | 4 | $ 875,000 | $ 218,000 | $ 96,000 |
| Summit County Colorado | 3 | $ 739,000 | $ 246,000 | $ 212,000 |
| Cook County Illinois | 3 | $ 701,000 | $ 233,000 | $ 125,000 |
| Black Hawk County Iowa | 3 | $ 401,000 | $ 133,000 | $ 77,000 |
| Des Moines County Iowa | 3 | $ 225,000 | $ 75,000 | $ 63,000 |
| Scott County Iowa | 3 | $ 209,000 | $ 69,000 | $ 127,000 |
| Christian County Kentucky | 3 | $ 325,000 | $ 108,000 | $ 61,000 |
| Montgomery County Kentucky | 3 | $ 126,000 | $ 42,000 | $ 52,000 |
| Todd County Kentucky | 3 | $ 144,000 | $ 48,000 | $ 34,000 |
| Anoka County Minnesota | 3 | $ 654,000 | $ 218,000 | $ 95,000 |
| Wabasha County Minnesota | 3 | $ 494,000 | $ 164,000 | $ 63,000 |
| Burlington County New Jersey | 3 | $ 111,000 | $ 37,000 | $ 105,000 |
| Anderson County Texas | 3 | $ 216,000 | $ 72,000 | $ 79,000 |
| Dallas County Texas | 3 | $ 304,000 | $ 101,000 | $ 58,000 |
| Denton County Texas | 3 | $ 356,000 | $ 118,000 | $ 61,000 |
| Gregg County Texas | 3 | $ 432,000 | $ 144,000 | $ 64,000 |
| Rusk County Texas | 3 | $ 245,000 | $ 81,000 | $ 37,000 |
| Travis County Texas | 3 | $ 558,000 | $ 186,000 | $ 92,000 |
| Adams County Wisconsin | 3 | $ 442,000 | $ 147,000 | $ 323,000 |
| Chippewa County Wisconsin | 3 | $ 400,000 | $ 133,000 | $ 83,000 |
| Waushara County Wisconsin | 3 | $ 251,000 | $ 83,000 | $ 96,000 |
| Logan County Arkansas | 2 | $ 36,000 | $ 18,000 | $ 54,000 |
| Lee County Florida | 2 | $ 203,000 | $ 101,000 | $ 155,000 |
| Miami-Dade County Florida | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Osceola County Florida | 2 | $ 199,000 | $ 99,000 | $ 61,000 |
| Volusia County Florida | 2 | $ 309,000 | $ 154,000 | $ 87,000 |
| Fulton County Georgia | 2 | $ 272,000 | $ 136,000 | $ 100,000 |
| Knox County Illinois | 2 | $ 102,000 | $ 51,000 | $ 97,000 |
| Madison County Illinois | 2 | $ 118,000 | $ 59,000 | $ 62,000 |
| Rush County Indiana | 2 | $ 89,000 | $ 44,000 | $ 49,000 |
| Johnson County Iowa | 2 | $ 228,000 | $ 114,000 | $ 46,000 |
| Garrard County Kentucky | 2 | $ 172,000 | $ 86,000 | $ 78,000 |
| Jefferson County Kentucky | 2 | $ 375,000 | $ 187,000 | $ 172,000 |
| Madison County Kentucky | 2 | $ 158,000 | $ 79,000 | $ 71,000 |
| Nicholas County Kentucky | 2 | $ 203,000 | $ 101,000 | $ 55,000 |
| Pulaski County Kentucky | 2 | $ 325,000 | $ 162,000 | $ 60,000 |
| Webster County Louisiana | 2 | $ 59,000 | $ 29,000 | $ 33,000 |
| Sherburne County Minnesota | 2 | $ 389,000 | $ 194,000 | $ 83,000 |
| Le Flore County Oklahoma | 2 | $ 104,000 | $ 52,000 | $ 48,000 |
| Cheatham County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 43,000 |
| Davidson County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 67,000 |
| Collin County Texas | 2 | $ 369,000 | $ 184,000 | $ 126,000 |
| Fort Bend County Texas | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| Upshur County Texas | 2 | $ 425,000 | $ 212,000 | $ 84,000 |
| Bayfield County Wisconsin | 2 | $ 284,000 | $ 142,000 | $ 83,000 |
| Pepin County Wisconsin | 2 | $ 286,000 | $ 143,000 | $ 64,000 |
| Pierce County Wisconsin | 2 | $ 462,000 | $ 231,000 | $ 108,000 |
| Portage County Wisconsin | 2 | $ 2,510,000 | $ 1,255,000 | $ 34,000 |
| Richland County Wisconsin | 2 | $ 158,000 | $ 79,000 | $ 58,000 |
| Maricopa County Arizona | 1 | $ 30,000 | $ 30,000 | $ 250,000 |
| Pima County Arizona | 1 | $ 130,000 | $ 130,000 | $ 112,000 |
| Crawford County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Faulkner County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Pike County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Pulaski County Arkansas | 1 | $ 31,000 | $ 31,000 | $ 115,000 |
| Fresno County California | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Madera County California | 1 | $ 89,000 | $ 89,000 | $ 79,000 |
| Denver County Colorado | 1 | $ 434,000 | $ 434,000 | $ 189,000 |
| El Paso County Colorado | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Fremont County Colorado | 1 | $ 73,000 | $ 73,000 | $ 64,000 |
| Hartford County Connecticut | 1 | $ 407,000 | $ 407,000 | $ 150,000 |
| Alachua County Florida | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Bay County Florida | 1 | $ 137,000 | $ 137,000 | $ 81,000 |
| Okaloosa County Florida | 1 | $ 56,000 | $ 56,000 | $ 118,000 |
| Orange County Florida | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Sarasota County Florida | 1 | $ 37,000 | $ 37,000 | $ 86,000 |
| Bibb County Georgia | 1 | $ 64,000 | $ 64,000 | $ 91,000 |
| Douglas County Georgia | 1 | $ 11,000 | $ 11,000 | $ 107,000 |
| Johnson County Georgia | 1 | $ 32,000 | $ 32,000 | $ 55,000 |
| Honolulu County Hawaii | 1 | $ 400,000 | $ 400,000 | $ 240,000 |
| DeKalb County Illinois | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| DuPage County Illinois | 1 | $ 149,000 | $ 149,000 | $ 47,000 |
| Kane County Illinois | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| McHenry County Illinois | 1 | $ 189,000 | $ 189,000 | $ 150,000 |
| Hamilton County Iowa | 1 | $ 162,000 | $ 162,000 | $ 265,000 |
| Linn County Iowa | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Polk County Iowa | 1 | $ 88,000 | $ 88,000 | $ 56,000 |
| Story County Iowa | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| Winneshiek County Iowa | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Johnson County Kansas | 1 | $ 181,000 | $ 181,000 | $ 292,000 |
| Anderson County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| Bullitt County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 110,000 |
| Harrison County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Jackson County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Johnson County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 66,000 |
| Logan County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Mercer County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Rockcastle County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 40,000 |
| Spencer County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 61,000 |
| Woodford County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 39,000 |
| Iberia County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 123,000 |
| Lincoln County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 80,000 |
| St. John the Baptist County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Barry County Michigan | 1 | $ 122,000 | $ 122,000 | $ 333,000 |
| Oakland County Michigan | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Ottawa County Michigan | 1 | $ 42,000 | $ 42,000 | $ 67,000 |
| Cass County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Chisago County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 100,000 |
| Freeborn County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Goodhue County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 120,000 |
| Meeker County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 145,000 |
| Pine County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 123,000 |
| Scott County Minnesota | 1 | $ 241,000 | $ 241,000 | $ 124,000 |
| Wadena County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 46,000 |
| Wright County Minnesota | 1 | $ 518,000 | $ 518,000 | $ 125,000 |
| Platte County Missouri | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Hunterdon County New Jersey | 1 | $ 316,000 | $ 316,000 | $ 110,000 |
| Sussex County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Onondaga County New York | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Mecklenburg County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 110,000 |
| Cuyahoga County Ohio | 1 | $ 80,000 | $ 80,000 | $ 137,000 |
| Franklin County Ohio | 1 | $ 54,000 | $ 54,000 | $ 70,000 |
| Chester County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 137,000 |
| Montgomery County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 99,000 |
| Westmoreland County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Henry County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 101,000 |
| Knox County Tennessee | 1 | $ 398,000 | $ 398,000 | $ 110,000 |
| Marshall County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
| Rutherford County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Sequatchie County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 114,000 |
| Sevier County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 104,000 |
| Williamson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Bell County Texas | 1 | $ 42,000 | $ 42,000 | $ 81,000 |
| Brazos County Texas | 1 | $ 116,000 | $ 116,000 | $ 122,000 |
| Ellis County Texas | 1 | $ 127,000 | $ 127,000 | $ 119,000 |
| Franklin County Texas | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Grayson County Texas | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
| McLennan County Texas | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Navarro County Texas | 1 | $ 203,000 | $ 203,000 | $ 254,000 |
| Taylor County Texas | 1 | $ 146,000 | $ 146,000 | $ 75,000 |
| Utah County Utah | 1 | $ 206,000 | $ 206,000 | $ 46,000 |
| Windsor County Vermont | 1 | $ 119,000 | $ 119,000 | $ 62,000 |
| Kanawha County West Virginia | 1 | $ 79,000 | $ 79,000 | $ 105,000 |
| Brown County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 156,000 |
| Burnett County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Dodge County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Douglas County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 85,000 |
| Jefferson County Wisconsin | 1 | $ 273,000 | $ 273,000 | $ 142,000 |
| Marathon County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Marinette County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| Marquette County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 50,000 |
| Polk County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| Rusk County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 90,000 |
| Sawyer County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 152,000 |
| Shawano County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Vilas County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 232,000 |
| Washington County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 68,000 |
| Wood County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,799 | $365,308,000 | $130,000 | $1,316,000 | $80,000 | $974,000 |
| Home Purchase | 539 | $66,085,000 | $122,000 | $2,425,000 | $72,000 | $1,118,000 |
| Home Improvement | 186 | $10,071,000 | $54,000 | $360,000 | $75,000 | $292,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,282 | $412,350,000 | $125,000 | $2,425,000 | $79,000 | $1,118,000 |
| Not Provided | 74 | $10,340,000 | $139,000 | $367,000 | $85,000 | $386,000 |
| Asian | 61 | $7,865,000 | $128,000 | $460,000 | $83,000 | $183,000 |
| Black or African American | 56 | $5,976,000 | $106,000 | $351,000 | $62,000 | $224,000 |
| Hispanic | 40 | $3,750,000 | $93,000 | $288,000 | $56,000 | $170,000 |
| American Indian or Alaskan Native | 5 | $590,000 | $118,000 | $177,000 | $65,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $520,000 | $173,000 | $276,000 | $71,000 | $85,000 |
| Not applicable | 3 | $73,000 | $24,000 | $41,000 | $80,000 | $105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,468 | $433,178,000 | $124,000 | $2,425,000 | $79,000 | $1,118,000 |
| VA-guaranteed (Veterans Administration) | 29 | $4,839,000 | $166,000 | $367,000 | $66,000 | $124,000 |
| FHA-insured (Federal Housing Administration) | 27 | $3,447,000 | $127,000 | $377,000 | $59,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,916 | $366,511,000 | $125,000 | $2,425,000 | $80,000 | $1,118,000 |
| Application Withdrawn By Applicant | 395 | $52,734,000 | $133,000 | $518,000 | $76,000 | $427,000 |
| Application Denied By Financial Institution | 181 | $20,189,000 | $111,000 | $800,000 | $65,000 | $442,000 |
| File Closed For Incompleteness | 32 | $2,030,000 | $63,000 | $280,000 | $64,000 | $140,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 45 | $4,799,000 | $106,000 | $220,000 | $62,000 | $134,000 |
| Debt-To-Income Ratio | 42 | $6,665,000 | $158,000 | $767,000 | $65,000 | $222,000 |
| Collateral | 27 | $4,324,000 | $160,000 | $377,000 | $75,000 | $188,000 |
| Unverifiable Information | 3 | $555,000 | $185,000 | $185,000 | $234,000 | $234,000 |
| Employment History | 1 | $186,000 | $186,000 | $186,000 | $42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $118,000 | $118,000 | $118,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 1 | $80,000 | $80,000 | $80,000 | $25,000 | $25,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.