Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Altra Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,531 |
| Total Mortgage Loan Application Amount | $371,452,000 |
| Average Mortgage Loan Application Amount | $136,000 |
| Highest Mortgage Loan Application Amount | $4,675,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $1,131,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 953 | $ 144,826,000 | $ 151,000 | $ 88,000 |
| Smith County Texas | 343 | $ 54,692,000 | $ 159,000 | $ 97,000 |
| Winona County Minnesota | 177 | $ 23,305,000 | $ 131,000 | $ 71,000 |
| Montgomery County Tennessee | 148 | $ 15,871,000 | $ 107,000 | $ 84,000 |
| Houston County Minnesota | 122 | $ 17,755,000 | $ 145,000 | $ 83,000 |
| Vernon County Wisconsin | 68 | $ 9,596,000 | $ 141,000 | $ 80,000 |
| Olmsted County Minnesota | 67 | $ 11,802,000 | $ 176,000 | $ 158,000 |
| Trempealeau County Wisconsin | 60 | $ 8,466,000 | $ 141,000 | $ 81,000 |
| Monroe County Wisconsin | 55 | $ 7,945,000 | $ 144,000 | $ 68,000 |
| Cherokee County Texas | 26 | $ 4,360,000 | $ 167,000 | $ 97,000 |
| Jackson County Wisconsin | 26 | $ 3,349,000 | $ 128,000 | $ 75,000 |
| Fillmore County Minnesota | 25 | $ 3,216,000 | $ 128,000 | $ 82,000 |
| Hennepin County Minnesota | 24 | $ 5,268,000 | $ 219,000 | $ 128,000 |
| Henderson County Texas | 23 | $ 2,794,000 | $ 121,000 | $ 69,000 |
| Buffalo County Wisconsin | 22 | $ 1,962,000 | $ 89,000 | $ 68,000 |
| Van Zandt County Texas | 12 | $ 669,000 | $ 55,000 | $ 85,000 |
| Mercer County New Jersey | 11 | $ 746,000 | $ 67,000 | $ 85,000 |
| Fayette County Kentucky | 10 | $ 702,000 | $ 70,000 | $ 67,000 |
| Ramsey County Minnesota | 8 | $ 1,493,000 | $ 186,000 | $ 83,000 |
| Washington County Minnesota | 8 | $ 1,632,000 | $ 204,000 | $ 90,000 |
| Stewart County Tennessee | 8 | $ 562,000 | $ 70,000 | $ 78,000 |
| Rusk County Texas | 8 | $ 531,000 | $ 66,000 | $ 71,000 |
| Crawford County Wisconsin | 8 | $ 828,000 | $ 103,000 | $ 80,000 |
| Allamakee County Iowa | 7 | $ 640,000 | $ 91,000 | $ 94,000 |
| Dane County Wisconsin | 7 | $ 1,176,000 | $ 168,000 | $ 100,000 |
| Sawyer County Wisconsin | 7 | $ 1,649,000 | $ 235,000 | $ 223,000 |
| Wabasha County Minnesota | 6 | $ 849,000 | $ 141,000 | $ 57,000 |
| Anderson County Texas | 6 | $ 820,000 | $ 136,000 | $ 117,000 |
| Christian County Kentucky | 5 | $ 522,000 | $ 104,000 | $ 98,000 |
| Wood County Texas | 5 | $ 476,000 | $ 95,000 | $ 75,000 |
| Dunn County Wisconsin | 5 | $ 740,000 | $ 148,000 | $ 110,000 |
| Rock County Wisconsin | 5 | $ 878,000 | $ 175,000 | $ 112,000 |
| Waukesha County Wisconsin | 5 | $ 671,000 | $ 134,000 | $ 58,000 |
| Pueblo County Colorado | 4 | $ 10,000 | $ 2,000 | $ 47,000 |
| Bucks County Pennsylvania | 4 | $ 159,000 | $ 39,000 | $ 64,000 |
| Robertson County Tennessee | 4 | $ 331,000 | $ 82,000 | $ 53,000 |
| Denton County Texas | 4 | $ 912,000 | $ 228,000 | $ 217,000 |
| Harris County Texas | 4 | $ 1,275,000 | $ 318,000 | $ 117,000 |
| Rockwall County Texas | 4 | $ 616,000 | $ 154,000 | $ 116,000 |
| Upshur County Texas | 4 | $ 185,000 | $ 46,000 | $ 82,000 |
| Chippewa County Wisconsin | 4 | $ 546,000 | $ 136,000 | $ 76,000 |
| Eau Claire County Wisconsin | 4 | $ 464,000 | $ 116,000 | $ 75,000 |
| Wood County Wisconsin | 4 | $ 391,000 | $ 97,000 | $ 87,000 |
| Sebastian County Arkansas | 3 | $ 150,000 | $ 50,000 | $ 111,000 |
| Adams County Colorado | 3 | $ 615,000 | $ 205,000 | $ 72,000 |
| Miami-Dade County Florida | 3 | $ 537,000 | $ 179,000 | $ 131,000 |
| Montgomery County Georgia | 3 | $ 12,000 | $ 4,000 | $ 33,000 |
| Dallas County Iowa | 3 | $ 316,000 | $ 105,000 | $ 99,000 |
| Estill County Kentucky | 3 | $ 289,000 | $ 96,000 | $ 41,000 |
| Anoka County Minnesota | 3 | $ 426,000 | $ 142,000 | $ 229,000 |
| Dodge County Minnesota | 3 | $ 454,000 | $ 151,000 | $ 73,000 |
| Goodhue County Minnesota | 3 | $ 4,873,000 | $ 1,624,000 | $ 46,000 |
| Scott County Minnesota | 3 | $ 819,000 | $ 273,000 | $ 111,000 |
| St. Louis County Minnesota | 3 | $ 586,000 | $ 195,000 | $ 124,000 |
| Cheatham County Tennessee | 3 | $ 274,000 | $ 91,000 | $ 118,000 |
| Dickson County Tennessee | 3 | $ 368,000 | $ 122,000 | $ 101,000 |
| Henry County Tennessee | 3 | $ 613,000 | $ 204,000 | $ 246,000 |
| Houston County Tennessee | 3 | $ 225,000 | $ 75,000 | $ 73,000 |
| Dallas County Texas | 3 | $ 92,000 | $ 30,000 | $ 78,000 |
| Tarrant County Texas | 3 | $ 557,000 | $ 185,000 | $ 172,000 |
| Clark County Wisconsin | 3 | $ 428,000 | $ 142,000 | $ 72,000 |
| Columbia County Wisconsin | 3 | $ 658,000 | $ 219,000 | $ 92,000 |
| Fond du Lac County Wisconsin | 3 | $ 162,000 | $ 54,000 | $ 58,000 |
| Juneau County Wisconsin | 3 | $ 195,000 | $ 65,000 | $ 57,000 |
| Marathon County Wisconsin | 3 | $ 563,000 | $ 187,000 | $ 95,000 |
| Polk County Wisconsin | 3 | $ 280,000 | $ 93,000 | $ 82,000 |
| Collier County Florida | 2 | $ 514,000 | $ 257,000 | $ 129,000 |
| Lake County Florida | 2 | $ 222,000 | $ 111,000 | $ 32,000 |
| Lee County Florida | 2 | $ 398,000 | $ 199,000 | $ 277,000 |
| Manatee County Florida | 2 | $ 645,000 | $ 322,000 | $ 227,000 |
| Palm Beach County Florida | 2 | $ 910,000 | $ 455,000 | $ 251,000 |
| Emanuel County Georgia | 2 | $ 25,000 | $ 12,000 | $ 43,000 |
| Tattnall County Georgia | 2 | $ 6,000 | $ 3,000 | $ 29,000 |
| Toombs County Georgia | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| Bourbon County Kentucky | 2 | $ 62,000 | $ 31,000 | $ 45,000 |
| Clark County Kentucky | 2 | $ 121,000 | $ 60,000 | $ 41,000 |
| Lincoln County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Pulaski County Kentucky | 2 | $ 349,000 | $ 174,000 | $ 74,000 |
| Scott County Kentucky | 2 | $ 454,000 | $ 227,000 | $ 141,000 |
| Dakota County Minnesota | 2 | $ 351,000 | $ 175,000 | $ 200,000 |
| Wright County Minnesota | 2 | $ 278,000 | $ 139,000 | $ 57,000 |
| Gaston County North Carolina | 2 | $ 37,000 | $ 18,000 | $ 74,000 |
| Hamilton County Ohio | 2 | $ 103,000 | $ 51,000 | $ 68,000 |
| Oklahoma County Oklahoma | 2 | $ 373,000 | $ 186,000 | $ 144,000 |
| Davidson County Tennessee | 2 | $ 566,000 | $ 283,000 | $ 130,000 |
| Lawrence County Tennessee | 2 | $ 339,000 | $ 169,000 | $ 43,000 |
| Travis County Texas | 2 | $ 848,000 | $ 424,000 | $ 123,000 |
| Adams County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 138,000 |
| Barron County Wisconsin | 2 | $ 414,000 | $ 207,000 | $ 152,000 |
| Bayfield County Wisconsin | 2 | $ 517,000 | $ 258,000 | $ 82,000 |
| Brown County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 143,000 |
| Burnett County Wisconsin | 2 | $ 402,000 | $ 201,000 | $ 67,000 |
| Grant County Wisconsin | 2 | $ 262,000 | $ 131,000 | $ 81,000 |
| Green County Wisconsin | 2 | $ 416,000 | $ 208,000 | $ 89,000 |
| Oneida County Wisconsin | 2 | $ 177,000 | $ 88,000 | $ 118,000 |
| Pierce County Wisconsin | 2 | $ 1,006,000 | $ 503,000 | $ 303,000 |
| Rusk County Wisconsin | 2 | $ 106,000 | $ 53,000 | $ 172,000 |
| Sauk County Wisconsin | 2 | $ 198,000 | $ 99,000 | $ 103,000 |
| Taylor County Wisconsin | 2 | $ 284,000 | $ 142,000 | $ 52,000 |
| Washburn County Wisconsin | 2 | $ 333,000 | $ 166,000 | $ 133,000 |
| Washington County Wisconsin | 2 | $ 479,000 | $ 239,000 | $ 175,000 |
| Madison County Alabama | 1 | $ 63,000 | $ 63,000 | $ 197,000 |
| Maricopa County Arizona | 1 | $ 8,000 | $ 8,000 | $ 107,000 |
| Pima County Arizona | 1 | $ 146,000 | $ 146,000 | $ 125,000 |
| Pulaski County Arkansas | 1 | $ 509,000 | $ 509,000 | $ 353,000 |
| Saline County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Kern County California | 1 | $ 12,000 | $ 12,000 | $ 119,000 |
| Los Angeles County California | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Douglas County Colorado | 1 | $ 363,000 | $ 363,000 | $ 163,000 |
| Elbert County Colorado | 1 | $ 76,000 | $ 76,000 | $ 90,000 |
| Grand County Colorado | 1 | $ 159,000 | $ 159,000 | $ 124,000 |
| Marion County Florida | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Nassau County Florida | 1 | $ 218,000 | $ 218,000 | $ 147,000 |
| Orange County Florida | 1 | $ 80,000 | $ 80,000 | $ 166,000 |
| Osceola County Florida | 1 | $ 183,000 | $ 183,000 | $ 103,000 |
| Bibb County Georgia | 1 | $ 2,000 | $ 2,000 | $ 49,000 |
| Fayette County Georgia | 1 | $ 4,000 | $ 4,000 | $ 92,000 |
| Wheeler County Georgia | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Cook County Illinois | 1 | $ 839,000 | $ 839,000 | $ 268,000 |
| Marion County Indiana | 1 | $ 87,000 | $ 87,000 | $ 55,000 |
| Polk County Iowa | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Fleming County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Floyd County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 64,000 |
| Garrard County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 39,000 |
| Jefferson County Kentucky | 1 | $ 244,000 | $ 244,000 | $ 108,000 |
| Madison County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Shelby County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 71,000 |
| Trigg County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 52,000 |
| Washington County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Woodford County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 97,000 |
| West Baton Rouge County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 103,000 |
| Androscoggin County Maine | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Anne Arundel County Maryland | 1 | $ 45,000 | $ 45,000 | $ 182,000 |
| Bristol County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 83,000 |
| Washtenaw County Michigan | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Blue Earth County Minnesota | 1 | $ 313,000 | $ 313,000 | $ 175,000 |
| Faribault County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 129,000 |
| Freeborn County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Grant County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Mower County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Otter Tail County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| Rice County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Steele County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Jackson County Missouri | 1 | $ 81,000 | $ 81,000 | $ 150,000 |
| Washoe County Nevada | 1 | $ 108,000 | $ 108,000 | $ 1,000 |
| Burlington County New Jersey | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Oswego County New York | 1 | $ 29,000 | $ 29,000 | $ 90,000 |
| Queens County New York | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Lincoln County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 107,000 |
| Seneca County Ohio | 1 | $ 14,000 | $ 14,000 | $ 39,000 |
| Le Flore County Oklahoma | 1 | $ 252,000 | $ 252,000 | $ 93,000 |
| Lackawanna County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 95,000 |
| Horry County South Carolina | 1 | $ 4,000 | $ 4,000 | $ 42,000 |
| Lexington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Carroll County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Hamilton County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 106,000 |
| Humphreys County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 67,000 |
| Knox County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 140,000 |
| Aransas County Texas | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Brazos County Texas | 1 | $ 143,000 | $ 143,000 | $ 244,000 |
| Camp County Texas | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| Collin County Texas | 1 | $ 194,000 | $ 194,000 | $ 68,000 |
| Fannin County Texas | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Freestone County Texas | 1 | $ 171,000 | $ 171,000 | $ 110,000 |
| Gillespie County Texas | 1 | $ 153,000 | $ 153,000 | $ 175,000 |
| Gregg County Texas | 1 | $ 87,000 | $ 87,000 | $ 101,000 |
| Hidalgo County Texas | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| McLennan County Texas | 1 | $ 222,000 | $ 222,000 | $ 33,000 |
| Culpeper County Virginia | 1 | $ 151,000 | $ 151,000 | $ 86,000 |
| Danville County Virginia | 1 | $ 7,000 | $ 7,000 | $ 182,000 |
| Manassas County Virginia | 1 | $ 24,000 | $ 24,000 | $ 96,000 |
| King County Washington | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Ashland County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 96,000 |
| Douglas County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 58,000 |
| Jefferson County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Lafayette County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Milwaukee County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 59,000 |
| Outagamie County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Ozaukee County Wisconsin | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| Portage County Wisconsin | 1 | $ 256,000 | $ 256,000 | $ 200,000 |
| Richland County Wisconsin | 1 | $ 348,000 | $ 348,000 | $ 139,000 |
| St. Croix County Wisconsin | 1 | $ 232,000 | $ 232,000 | $ 88,000 |
| Vilas County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 170,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,179 | $221,813,000 | $188,000 | $4,675,000 | $92,000 | $956,000 |
| Refinancing | 680 | $91,086,000 | $133,000 | $1,210,000 | $95,000 | $1,131,000 |
| Home Improvement | 672 | $58,553,000 | $87,000 | $755,000 | $82,000 | $904,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,217 | $319,315,000 | $144,000 | $1,300,000 | $91,000 | $956,000 |
| Black or African American | 92 | $5,477,000 | $59,000 | $324,000 | $71,000 | $1,131,000 |
| Hispanic | 84 | $9,272,000 | $110,000 | $910,000 | $78,000 | $420,000 |
| Not Provided | 59 | $8,654,000 | $146,000 | $400,000 | $109,000 | $800,000 |
| Asian | 40 | $7,109,000 | $177,000 | $824,000 | $125,000 | $971,000 |
| Not applicable | 26 | $20,233,000 | $778,000 | $4,675,000 | $2,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $748,000 | $106,000 | $182,000 | $75,000 | $114,000 |
| American Indian or Alaskan Native | 6 | $644,000 | $107,000 | $252,000 | $73,000 | $99,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,435 | $354,584,000 | $145,000 | $4,675,000 | $91,000 | $1,131,000 |
| VA-guaranteed (Veterans Administration) | 56 | $10,953,000 | $195,000 | $360,000 | $81,000 | $170,000 |
| FHA-insured (Federal Housing Administration) | 40 | $5,915,000 | $147,000 | $247,000 | $66,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,070 | $311,965,000 | $150,000 | $4,675,000 | $92,000 | $956,000 |
| Application Withdrawn By Applicant | 225 | $36,739,000 | $163,000 | $1,210,000 | $93,000 | $1,131,000 |
| Application Denied By Financial Institution | 191 | $18,052,000 | $94,000 | $480,000 | $64,000 | $420,000 |
| Application Approved But Not Accepted | 25 | $2,053,000 | $82,000 | $289,000 | $91,000 | $412,000 |
| File Closed For Incompleteness | 20 | $2,643,000 | $132,000 | $259,000 | $90,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 64 | $8,005,000 | $125,000 | $480,000 | $52,000 | $350,000 |
| Credit History | 58 | $4,105,000 | $70,000 | $450,000 | $65,000 | $240,000 |
| Other | 31 | $2,179,000 | $70,000 | $206,000 | $70,000 | $420,000 |
| Collateral | 25 | $2,612,000 | $104,000 | $424,000 | $84,000 | $304,000 |
| Unverifiable Information | 7 | $706,000 | $100,000 | $235,000 | $90,000 | $171,000 |
| Employment History | 4 | $211,000 | $52,000 | $117,000 | $32,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $164,000 | $164,000 | $164,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.