Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Altra Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,286 |
| Total Mortgage Loan Application Amount | $769,530,000 |
| Average Mortgage Loan Application Amount | $181,200 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $3,282,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 1,509 | $ 248,625,000 | $ 164,000 | $ 112,000 |
| Smith County Texas | 457 | $ 97,535,000 | $ 213,000 | $ 119,000 |
| Montgomery County Tennessee | 355 | $ 59,115,000 | $ 166,000 | $ 115,000 |
| Winona County Minnesota | 284 | $ 40,640,000 | $ 143,000 | $ 89,000 |
| Olmsted County Minnesota | 225 | $ 51,045,000 | $ 226,000 | $ 134,000 |
| Houston County Minnesota | 188 | $ 26,870,000 | $ 142,000 | $ 95,000 |
| Vernon County Wisconsin | 112 | $ 16,230,000 | $ 144,000 | $ 101,000 |
| Monroe County Wisconsin | 99 | $ 13,225,000 | $ 133,000 | $ 90,000 |
| Trempealeau County Wisconsin | 90 | $ 15,760,000 | $ 175,000 | $ 101,000 |
| Cherokee County Texas | 68 | $ 11,570,000 | $ 170,000 | $ 105,000 |
| Fillmore County Minnesota | 53 | $ 7,175,000 | $ 135,000 | $ 87,000 |
| Buffalo County Wisconsin | 36 | $ 4,320,000 | $ 120,000 | $ 92,000 |
| Henderson County Texas | 29 | $ 5,945,000 | $ 205,000 | $ 89,000 |
| Jackson County Wisconsin | 28 | $ 3,270,000 | $ 116,000 | $ 80,000 |
| Dodge County Minnesota | 25 | $ 4,435,000 | $ 177,000 | $ 105,000 |
| Goodhue County Minnesota | 25 | $ 15,025,000 | $ 601,000 | $ 90,000 |
| Van Zandt County Texas | 20 | $ 2,770,000 | $ 138,000 | $ 87,000 |
| Stewart County Tennessee | 17 | $ 1,755,000 | $ 103,000 | $ 91,000 |
| Gregg County Texas | 17 | $ 3,005,000 | $ 176,000 | $ 91,000 |
| Hennepin County Minnesota | 16 | $ 3,610,000 | $ 225,000 | $ 119,000 |
| Wood County Texas | 16 | $ 3,300,000 | $ 206,000 | $ 99,000 |
| Wabasha County Minnesota | 15 | $ 1,925,000 | $ 128,000 | $ 122,000 |
| Dakota County Minnesota | 14 | $ 2,570,000 | $ 183,000 | $ 128,000 |
| Cheatham County Tennessee | 14 | $ 3,120,000 | $ 222,000 | $ 130,000 |
| Robertson County Tennessee | 14 | $ 2,480,000 | $ 177,000 | $ 118,000 |
| Crawford County Wisconsin | 14 | $ 2,340,000 | $ 167,000 | $ 108,000 |
| Ramsey County Minnesota | 13 | $ 3,165,000 | $ 243,000 | $ 125,000 |
| Juneau County Wisconsin | 13 | $ 1,225,000 | $ 94,000 | $ 83,000 |
| Pueblo County Colorado | 12 | $ 2,130,000 | $ 177,000 | $ 109,000 |
| Christian County Kentucky | 12 | $ 960,000 | $ 80,000 | $ 89,000 |
| Dane County Wisconsin | 12 | $ 2,140,000 | $ 178,000 | $ 125,000 |
| Mower County Minnesota | 11 | $ 1,725,000 | $ 156,000 | $ 62,000 |
| Rusk County Texas | 11 | $ 1,815,000 | $ 165,000 | $ 73,000 |
| Houston County Tennessee | 9 | $ 2,805,000 | $ 311,000 | $ 91,000 |
| Anderson County Texas | 9 | $ 1,285,000 | $ 142,000 | $ 91,000 |
| Adams County Wisconsin | 9 | $ 1,595,000 | $ 177,000 | $ 152,000 |
| Dallas County Texas | 8 | $ 1,770,000 | $ 221,000 | $ 195,000 |
| Sawyer County Wisconsin | 8 | $ 2,560,000 | $ 320,000 | $ 195,000 |
| Barron County Wisconsin | 7 | $ 2,845,000 | $ 406,000 | $ 152,000 |
| Washington County Minnesota | 6 | $ 1,550,000 | $ 258,000 | $ 147,000 |
| Dickson County Tennessee | 6 | $ 1,540,000 | $ 256,000 | $ 128,000 |
| Bayfield County Wisconsin | 6 | $ 2,610,000 | $ 435,000 | $ 294,000 |
| Eau Claire County Wisconsin | 6 | $ 960,000 | $ 160,000 | $ 115,000 |
| Wood County Wisconsin | 6 | $ 850,000 | $ 141,000 | $ 83,000 |
| Broward County Florida | 5 | $ 405,000 | $ 81,000 | $ 204,000 |
| Allamakee County Iowa | 5 | $ 565,000 | $ 113,000 | $ 85,000 |
| Todd County Kentucky | 5 | $ 1,145,000 | $ 229,000 | $ 95,000 |
| Tarrant County Texas | 5 | $ 885,000 | $ 177,000 | $ 150,000 |
| Upshur County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 112,000 |
| Clark County Wisconsin | 5 | $ 995,000 | $ 199,000 | $ 130,000 |
| Waukesha County Wisconsin | 5 | $ 1,105,000 | $ 221,000 | $ 197,000 |
| Sebastian County Arkansas | 4 | $ 440,000 | $ 110,000 | $ 87,000 |
| Lee County Florida | 4 | $ 850,000 | $ 212,000 | $ 106,000 |
| Oakland County Michigan | 4 | $ 110,000 | $ 27,000 | $ 105,000 |
| Freeborn County Minnesota | 4 | $ 320,000 | $ 80,000 | $ 79,000 |
| Rice County Minnesota | 4 | $ 770,000 | $ 192,000 | $ 132,000 |
| Davidson County Tennessee | 4 | $ 620,000 | $ 155,000 | $ 118,000 |
| Knox County Tennessee | 4 | $ 1,180,000 | $ 295,000 | $ 115,000 |
| Rutherford County Tennessee | 4 | $ 730,000 | $ 182,000 | $ 65,000 |
| Sumner County Tennessee | 4 | $ 880,000 | $ 220,000 | $ 101,000 |
| Wilson County Tennessee | 4 | $ 1,480,000 | $ 370,000 | $ 179,000 |
| Hunt County Texas | 4 | $ 700,000 | $ 175,000 | $ 95,000 |
| Brown County Wisconsin | 4 | $ 770,000 | $ 192,000 | $ 245,000 |
| Chippewa County Wisconsin | 4 | $ 670,000 | $ 167,000 | $ 56,000 |
| Milwaukee County Wisconsin | 4 | $ 510,000 | $ 127,000 | $ 102,000 |
| Outagamie County Wisconsin | 4 | $ 1,160,000 | $ 290,000 | $ 143,000 |
| St. Croix County Wisconsin | 4 | $ 600,000 | $ 150,000 | $ 152,000 |
| Manatee County Florida | 3 | $ 875,000 | $ 291,000 | $ 141,000 |
| Cook County Illinois | 3 | $ 145,000 | $ 48,000 | $ 51,000 |
| Scott County Kentucky | 3 | $ 725,000 | $ 241,000 | $ 101,000 |
| Trigg County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 83,000 |
| Anoka County Minnesota | 3 | $ 925,000 | $ 308,000 | $ 114,000 |
| Blue Earth County Minnesota | 3 | $ 545,000 | $ 181,000 | $ 80,000 |
| Carver County Minnesota | 3 | $ 1,105,000 | $ 368,000 | $ 171,000 |
| Steele County Minnesota | 3 | $ 365,000 | $ 121,000 | $ 91,000 |
| Wright County Minnesota | 3 | $ 1,395,000 | $ 465,000 | $ 214,000 |
| Mercer County New Jersey | 3 | $ 135,000 | $ 45,000 | $ 54,000 |
| Bucks County Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 150,000 |
| Jefferson County Tennessee | 3 | $ 865,000 | $ 288,000 | $ 782,000 |
| Williamson County Tennessee | 3 | $ 955,000 | $ 318,000 | $ 288,000 |
| Grant County Wisconsin | 3 | $ 185,000 | $ 61,000 | $ 76,000 |
| Lincoln County Wisconsin | 3 | $ 565,000 | $ 188,000 | $ 71,000 |
| Pepin County Wisconsin | 3 | $ 575,000 | $ 191,000 | $ 90,000 |
| Pierce County Wisconsin | 3 | $ 6,895,000 | $ 2,298,000 | $ 113,000 |
| Rock County Wisconsin | 3 | $ 515,000 | $ 171,000 | $ 143,000 |
| Rusk County Wisconsin | 3 | $ 845,000 | $ 281,000 | $ 289,000 |
| Sauk County Wisconsin | 3 | $ 685,000 | $ 228,000 | $ 110,000 |
| Adams County Colorado | 2 | $ 380,000 | $ 190,000 | $ 213,000 |
| El Paso County Colorado | 2 | $ 690,000 | $ 345,000 | $ 249,000 |
| Bay County Florida | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Brevard County Florida | 2 | $ 480,000 | $ 240,000 | $ 138,000 |
| Charlotte County Florida | 2 | $ 860,000 | $ 430,000 | $ 289,000 |
| Marion County Florida | 2 | $ 1,950,000 | $ 975,000 | $ 235,000 |
| Miami-Dade County Florida | 2 | $ 400,000 | $ 200,000 | $ 252,000 |
| Palm Beach County Florida | 2 | $ 100,000 | $ 50,000 | $ 169,000 |
| Pasco County Florida | 2 | $ 300,000 | $ 150,000 | $ 109,000 |
| St. Johns County Florida | 2 | $ 720,000 | $ 360,000 | $ 121,000 |
| St. Lucie County Florida | 2 | $ 680,000 | $ 340,000 | $ 119,000 |
| Toombs County Georgia | 2 | $ 90,000 | $ 45,000 | $ 111,000 |
| Clayton County Iowa | 2 | $ 360,000 | $ 180,000 | $ 104,000 |
| Fayette County Iowa | 2 | $ 200,000 | $ 100,000 | $ 105,000 |
| Winneshiek County Iowa | 2 | $ 310,000 | $ 155,000 | $ 107,000 |
| Estill County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Fayette County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 154,000 |
| Jessamine County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Livingston County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 192,000 |
| Chisago County Minnesota | 2 | $ 760,000 | $ 380,000 | $ 102,000 |
| Scott County Minnesota | 2 | $ 880,000 | $ 440,000 | $ 127,000 |
| Sherburne County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 147,000 |
| Santa Fe County New Mexico | 2 | $ 420,000 | $ 210,000 | $ 101,000 |
| Wake County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 154,000 |
| Hamilton County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 144,000 |
| Henry County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 124,000 |
| Bell County Texas | 2 | $ 700,000 | $ 350,000 | $ 100,000 |
| Bexar County Texas | 2 | $ 580,000 | $ 290,000 | $ 137,000 |
| Denton County Texas | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Harrison County Texas | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| Kaufman County Texas | 2 | $ 130,000 | $ 65,000 | $ 125,000 |
| Fond du Lac County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Marquette County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Oneida County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 99,000 |
| Polk County Wisconsin | 2 | $ 680,000 | $ 340,000 | $ 108,000 |
| Portage County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 87,000 |
| Vilas County Wisconsin | 2 | $ 560,000 | $ 280,000 | $ 309,000 |
| Waushara County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Maricopa County Arizona | 1 | $ 505,000 | $ 505,000 | $ 168,000 |
| Pima County Arizona | 1 | $ 45,000 | $ 45,000 | $ 180,000 |
| Faulkner County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 185,000 |
| Garland County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Pulaski County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Alameda County California | 1 | $ 155,000 | $ 155,000 | $ 174,000 |
| Santa Cruz County California | 1 | $ 175,000 | $ 175,000 | $ 303,000 |
| Arapahoe County Colorado | 1 | $ 545,000 | $ 545,000 | $ 105,000 |
| Archuleta County Colorado | 1 | $ 245,000 | $ 245,000 | $ 148,000 |
| Denver County Colorado | 1 | $ 825,000 | $ 825,000 | $ 297,000 |
| Elbert County Colorado | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Jefferson County Colorado | 1 | $ 495,000 | $ 495,000 | $ 93,000 |
| La Plata County Colorado | 1 | $ 315,000 | $ 315,000 | $ 187,000 |
| Larimer County Colorado | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Mesa County Colorado | 1 | $ 475,000 | $ 475,000 | $ 153,000 |
| New London County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 198,000 |
| Sussex County Delaware | 1 | $ 125,000 | $ 125,000 | $ 136,000 |
| Duval County Florida | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 165,000 |
| Hillsborough County Florida | 1 | $ 705,000 | $ 705,000 | $ 227,000 |
| Lake County Florida | 1 | $ 385,000 | $ 385,000 | $ 50,000 |
| Orange County Florida | 1 | $ 505,000 | $ 505,000 | $ 87,000 |
| Osceola County Florida | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
| Polk County Florida | 1 | $ 155,000 | $ 155,000 | $ 153,000 |
| Sumter County Florida | 1 | $ 645,000 | $ 645,000 | $ 327,000 |
| Cobb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 239,000 |
| Douglas County Georgia | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Telfair County Georgia | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Ada County Idaho | 1 | $ 275,000 | $ 275,000 | $ 43,000 |
| DuPage County Illinois | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Elkhart County Indiana | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Butler County Iowa | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Emmet County Iowa | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Howard County Iowa | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Polk County Iowa | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Story County Iowa | 1 | $ 605,000 | $ 605,000 | $ 171,000 |
| Webster County Iowa | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Anderson County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Bourbon County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Kenton County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 156,000 |
| Oldham County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Pike County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Powell County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Shelby County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| East Baton Rouge County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Lafayette County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Harford County Maryland | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Montgomery County Maryland | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Prince George's County Maryland | 1 | $ 345,000 | $ 345,000 | $ 312,000 |
| Hampden County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Allegan County Michigan | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Wayne County Michigan | 1 | $ 75,000 | $ 75,000 | $ 491,000 |
| Aitkin County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Beltrami County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Cass County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Faribault County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Hubbard County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Jackson County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Nicollet County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Renville County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Waseca County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| DeSoto County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Flathead County Montana | 1 | $ 415,000 | $ 415,000 | $ 159,000 |
| Nye County Nevada | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Burlington County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Camden County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 116,000 |
| Somerset County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Warren County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 166,000 |
| Erie County New York | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Henderson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 284,000 |
| Rowan County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Franklin County Ohio | 1 | $ 65,000 | $ 65,000 | $ 229,000 |
| Stark County Ohio | 1 | $ 95,000 | $ 95,000 | $ 153,000 |
| McCurtain County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Rogers County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Tulsa County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 188,000 |
| Woods County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 210,000 |
| Hood River County Oregon | 1 | $ 65,000 | $ 65,000 | $ 201,000 |
| Josephine County Oregon | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Lackawanna County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Monroe County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 187,000 |
| Dorchester County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 185,000 |
| Greenville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 250,000 |
| Richland County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 244,000 |
| Benton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Carter County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Cumberland County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Fayette County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 151,000 |
| Giles County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 219,000 |
| Hamblen County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 115,000 |
| Hardin County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 260,000 |
| Humphreys County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Lawrence County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Loudon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Maury County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Morgan County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Sevier County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 126,000 |
| Sullivan County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Wayne County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Brazoria County Texas | 1 | $ 215,000 | $ 215,000 | $ 242,000 |
| Camp County Texas | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Cass County Texas | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Collin County Texas | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Ellis County Texas | 1 | $ 425,000 | $ 425,000 | $ 134,000 |
| Falls County Texas | 1 | $ 195,000 | $ 195,000 | $ 211,000 |
| Fort Bend County Texas | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Galveston County Texas | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Guadalupe County Texas | 1 | $ 445,000 | $ 445,000 | $ 218,000 |
| Hardin County Texas | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Hays County Texas | 1 | $ 505,000 | $ 505,000 | $ 149,000 |
| Houston County Texas | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Jefferson County Texas | 1 | $ 5,485,000 | $ 5,485,000 | $ 0 |
| Johnson County Texas | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Marion County Texas | 1 | $ 345,000 | $ 345,000 | $ 171,000 |
| Midland County Texas | 1 | $ 335,000 | $ 335,000 | $ 191,000 |
| Nacogdoches County Texas | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Navarro County Texas | 1 | $ 215,000 | $ 215,000 | $ 161,000 |
| Panola County Texas | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Taylor County Texas | 1 | $ 55,000 | $ 55,000 | $ 219,000 |
| Travis County Texas | 1 | $ 475,000 | $ 475,000 | $ 140,000 |
| Webb County Texas | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Williamson County Texas | 1 | $ 835,000 | $ 835,000 | $ 332,000 |
| Wilson County Texas | 1 | $ 75,000 | $ 75,000 | $ 159,000 |
| Salt Lake County Utah | 1 | $ 155,000 | $ 155,000 | $ 263,000 |
| Burnett County Wisconsin | 1 | $ 765,000 | $ 765,000 | $ 791,000 |
| Calumet County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Columbia County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Door County Wisconsin | 1 | $ 815,000 | $ 815,000 | $ 383,000 |
| Kenosha County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 238,000 |
| Marathon County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Oconto County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Ozaukee County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 268,000 |
| Richland County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Sheboygan County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 223,000 |
| Walworth County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 186,000 |
| Washburn County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 452,000 |
| Washington County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Winnebago County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Converse County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,607 | $398,135,000 | $247,000 | $5,055,000 | $114,000 | $3,282,000 |
| Refinancing | 1,011 | $191,795,000 | $189,000 | $1,235,000 | $114,000 | $2,122,000 |
| Home Improvement | 829 | $52,415,000 | $63,000 | $1,365,000 | $113,000 | $926,000 |
| Other Purpose | 585 | $41,345,000 | $70,000 | $745,000 | $104,000 | $1,200,000 |
| Cash-out Refinancing | 254 | $85,840,000 | $337,000 | $10,005,000 | $110,000 | $398,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,502 | $599,830,000 | $171,000 | $5,485,000 | $110,000 | $1,200,000 |
| Not Provided | 345 | $81,385,000 | $235,000 | $6,795,000 | $130,000 | $2,122,000 |
| Hispanic | 201 | $32,865,000 | $163,000 | $1,365,000 | $110,000 | $3,282,000 |
| Black or African American | 119 | $18,065,000 | $151,000 | $735,000 | $105,000 | $466,000 |
| Asian | 92 | $19,270,000 | $209,000 | $905,000 | $132,000 | $600,000 |
| Not applicable | 14 | $15,510,000 | $1,107,000 | $10,005,000 | $98,000 | $127,000 |
| American Indian or Alaskan Native | 8 | $670,000 | $83,000 | $155,000 | $165,000 | $552,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,258 | $761,950,000 | $178,000 | $10,005,000 | $112,000 | $3,282,000 |
| VA-guaranteed (Veterans Administration) | 15 | $4,755,000 | $317,000 | $495,000 | $106,000 | $162,000 |
| FHA-insured (Federal Housing Administration) | 13 | $2,825,000 | $217,000 | $345,000 | $70,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,720 | $684,150,000 | $183,000 | $10,005,000 | $114,000 | $3,282,000 |
| Application Denied By Financial Institution | 243 | $23,555,000 | $96,000 | $505,000 | $80,000 | $1,200,000 |
| Application Withdrawn By Applicant | 207 | $47,815,000 | $230,000 | $905,000 | $119,000 | $720,000 |
| File Closed For Incompleteness | 65 | $6,485,000 | $99,000 | $355,000 | $109,000 | $552,000 |
| Application Approved But Not Accepted | 51 | $7,525,000 | $147,000 | $545,000 | $97,000 | $314,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,043 | $745,975,000 | $184,000 | $10,005,000 | $114,000 | $3,282,000 |
| Credit History | 67 | $4,865,000 | $72,000 | $285,000 | $72,000 | $162,000 |
| Other | 65 | $5,025,000 | $77,000 | $265,000 | $100,000 | $1,200,000 |
| Debt-To-Income Ratio | 63 | $8,515,000 | $135,000 | $505,000 | $53,000 | $437,000 |
| Collateral | 27 | $2,775,000 | $102,000 | $235,000 | $74,000 | $166,000 |
| Unverifiable Information | 18 | $1,860,000 | $103,000 | $505,000 | $136,000 | $496,000 |
| Employment History | 2 | $330,000 | $165,000 | $175,000 | $66,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $135,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.