American Bank Of Freedom
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
American Bank Of Freedom 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Bank Of Freedom 127 West Hudson Wellsville, MO 63384 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,028 |
| Total Mortgage Loan Application Amount | $162,017,000 |
| Average Mortgage Loan Application Amount | $149,333 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $43,666 |
| Highest Applicant Income | $377,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with American Bank Of Freedom. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank Of Freedom's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down American Bank Of Freedom's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank Of Freedom serves its applicants.
Each category highlights the total number of mortgage applications processed by American Bank Of Freedom, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank Of Freedom's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pennington County South Dakota | 77 | $ 13,636,000 | $ 177,000 | $ 72,000 |
| St. Louis County Missouri | 61 | $ 11,245,000 | $ 184,000 | $ 5,000 |
| Campbell County Wyoming | 53 | $ 12,135,000 | $ 228,000 | $ 87,000 |
| Sweetwater County Wyoming | 52 | $ 11,118,000 | $ 213,000 | $ 87,000 |
| Callaway County Missouri | 43 | $ 4,748,000 | $ 110,000 | $ 36,000 |
| St. Charles County Missouri | 30 | $ 6,473,000 | $ 215,000 | $ 32,000 |
| Marion County Missouri | 27 | $ 2,804,000 | $ 103,000 | $ 29,000 |
| Muscatine County Iowa | 26 | $ 2,751,000 | $ 105,000 | $ 49,000 |
| Warren County Missouri | 25 | $ 2,839,000 | $ 113,000 | $ 38,000 |
| Newton County Missouri | 24 | $ 2,662,000 | $ 110,000 | $ 44,000 |
| St. Louis City County Missouri | 24 | $ 5,595,000 | $ 233,000 | $ 3,000 |
| Minnehaha County South Dakota | 21 | $ 2,991,000 | $ 142,000 | $ 75,000 |
| Jasper County Missouri | 19 | $ 1,808,000 | $ 95,000 | $ 41,000 |
| Meade County South Dakota | 16 | $ 3,143,000 | $ 196,000 | $ 78,000 |
| Lincoln County Missouri | 15 | $ 2,188,000 | $ 145,000 | $ 67,000 |
| McKenzie County North Dakota | 15 | $ 3,669,000 | $ 244,000 | $ 104,000 |
| Tippecanoe County Indiana | 14 | $ 1,550,000 | $ 110,000 | $ 48,000 |
| Stark County North Dakota | 14 | $ 3,381,000 | $ 241,000 | $ 95,000 |
| Lawrence County Indiana | 13 | $ 996,000 | $ 76,000 | $ 31,000 |
| Polk County Florida | 12 | $ 1,510,000 | $ 125,000 | $ 58,000 |
| Logan County Illinois | 11 | $ 949,000 | $ 86,000 | $ 46,000 |
| Williams County North Dakota | 11 | $ 3,089,000 | $ 280,000 | $ 124,000 |
| Lincoln County South Dakota | 10 | $ 1,421,000 | $ 142,000 | $ 61,000 |
| Jefferson County Missouri | 9 | $ 1,749,000 | $ 194,000 | $ 46,000 |
| Ralls County Missouri | 9 | $ 1,046,000 | $ 116,000 | $ 25,000 |
| Natrona County Wyoming | 9 | $ 1,859,000 | $ 206,000 | $ 76,000 |
| Vernon County Missouri | 8 | $ 1,006,000 | $ 125,000 | $ 49,000 |
| Perry County Illinois | 7 | $ 862,000 | $ 123,000 | $ 64,000 |
| Sangamon County Illinois | 7 | $ 601,000 | $ 85,000 | $ 51,000 |
| Will County Illinois | 7 | $ 954,000 | $ 136,000 | $ 76,000 |
| Marion County Florida | 6 | $ 543,000 | $ 90,000 | $ 49,000 |
| Linn County Iowa | 6 | $ 974,000 | $ 162,000 | $ 66,000 |
| Boone County Missouri | 6 | $ 669,000 | $ 111,000 | $ 28,000 |
| McDonald County Missouri | 6 | $ 470,000 | $ 78,000 | $ 41,000 |
| Montgomery County Missouri | 6 | $ 257,000 | $ 42,000 | $ 29,000 |
| Yellowstone County Montana | 6 | $ 1,091,000 | $ 181,000 | $ 51,000 |
| Monroe County Pennsylvania | 6 | $ 1,103,000 | $ 183,000 | $ 72,000 |
| Custer County South Dakota | 6 | $ 1,103,000 | $ 183,000 | $ 78,000 |
| Sublette County Wyoming | 6 | $ 920,000 | $ 153,000 | $ 91,000 |
| Tazewell County Illinois | 5 | $ 524,000 | $ 104,000 | $ 71,000 |
| Clinton County Indiana | 5 | $ 480,000 | $ 96,000 | $ 39,000 |
| Mills County Iowa | 5 | $ 653,000 | $ 130,000 | $ 51,000 |
| Barton County Missouri | 5 | $ 461,000 | $ 92,000 | $ 40,000 |
| Buchanan County Missouri | 5 | $ 601,000 | $ 120,000 | $ 43,000 |
| Lawrence County South Dakota | 5 | $ 954,000 | $ 190,000 | $ 96,000 |
| Shelby County Tennessee | 5 | $ 374,000 | $ 74,000 | $ 39,000 |
| Fremont County Wyoming | 5 | $ 1,019,000 | $ 203,000 | $ 76,000 |
| Weston County Wyoming | 5 | $ 923,000 | $ 184,000 | $ 70,000 |
| Mobile County Alabama | 4 | $ 488,000 | $ 122,000 | $ 47,000 |
| Christian County Illinois | 4 | $ 436,000 | $ 109,000 | $ 56,000 |
| Kankakee County Illinois | 4 | $ 518,000 | $ 129,000 | $ 57,000 |
| McDonough County Illinois | 4 | $ 452,000 | $ 113,000 | $ 101,000 |
| Jefferson County Indiana | 4 | $ 295,000 | $ 73,000 | $ 46,000 |
| White County Indiana | 4 | $ 534,000 | $ 133,000 | $ 84,000 |
| Cass County Iowa | 4 | $ 297,000 | $ 74,000 | $ 47,000 |
| Dallas County Iowa | 4 | $ 366,000 | $ 91,000 | $ 44,000 |
| Audrain County Missouri | 4 | $ 321,000 | $ 80,000 | $ 44,000 |
| Sheridan County Wyoming | 4 | $ 623,000 | $ 155,000 | $ 68,000 |
| Palm Beach County Florida | 3 | $ 761,000 | $ 253,000 | $ 72,000 |
| Madison County Illinois | 3 | $ 798,000 | $ 266,000 | $ 18,000 |
| Montgomery County Illinois | 3 | $ 260,000 | $ 86,000 | $ 61,000 |
| Peoria County Illinois | 3 | $ 205,000 | $ 68,000 | $ 51,000 |
| Buchanan County Iowa | 3 | $ 309,000 | $ 103,000 | $ 53,000 |
| Genesee County Michigan | 3 | $ 365,000 | $ 121,000 | $ 48,000 |
| Cedar County Missouri | 3 | $ 351,000 | $ 117,000 | $ 52,000 |
| Nodaway County Missouri | 3 | $ 255,000 | $ 85,000 | $ 53,000 |
| Fall River County South Dakota | 3 | $ 593,000 | $ 197,000 | $ 71,000 |
| Limestone County Texas | 3 | $ 244,000 | $ 81,000 | $ 46,000 |
| Laramie County Wyoming | 3 | $ 495,000 | $ 165,000 | $ 55,000 |
| Archuleta County Colorado | 2 | $ 536,000 | $ 268,000 | $ 84,000 |
| Mesa County Colorado | 2 | $ 328,000 | $ 164,000 | $ 47,000 |
| Weld County Colorado | 2 | $ 309,000 | $ 154,000 | $ 112,000 |
| Clay County Florida | 2 | $ 253,000 | $ 126,000 | $ 42,000 |
| Hillsborough County Florida | 2 | $ 157,000 | $ 78,000 | $ 27,000 |
| Pinellas County Florida | 2 | $ 265,000 | $ 132,000 | $ 42,000 |
| Adams County Illinois | 2 | $ 209,000 | $ 104,000 | $ 0 |
| Cook County Illinois | 2 | $ 231,000 | $ 115,000 | $ 50,000 |
| Lawrence County Illinois | 2 | $ 101,000 | $ 50,000 | $ 13,000 |
| Wabash County Illinois | 2 | $ 118,000 | $ 59,000 | $ 34,000 |
| Washington County Illinois | 2 | $ 158,000 | $ 79,000 | $ 36,000 |
| Whiteside County Illinois | 2 | $ 154,000 | $ 77,000 | $ 39,000 |
| Carroll County Indiana | 2 | $ 102,000 | $ 51,000 | $ 55,000 |
| Cass County Indiana | 2 | $ 136,000 | $ 68,000 | $ 31,000 |
| Howard County Indiana | 2 | $ 203,000 | $ 101,000 | $ 52,000 |
| Fremont County Iowa | 2 | $ 503,000 | $ 251,000 | $ 107,000 |
| Kossuth County Iowa | 2 | $ 153,000 | $ 76,000 | $ 38,000 |
| Montgomery County Iowa | 2 | $ 277,000 | $ 138,000 | $ 68,000 |
| Polk County Iowa | 2 | $ 266,000 | $ 133,000 | $ 51,000 |
| Wright County Iowa | 2 | $ 177,000 | $ 88,000 | $ 43,000 |
| East Baton Rouge County Louisiana | 2 | $ 427,000 | $ 213,000 | $ 102,000 |
| Jackson County Minnesota | 2 | $ 238,000 | $ 119,000 | $ 51,000 |
| Andrew County Missouri | 2 | $ 365,000 | $ 182,000 | $ 126,000 |
| Barry County Missouri | 2 | $ 136,000 | $ 68,000 | $ 28,000 |
| Lawrence County Missouri | 2 | $ 205,000 | $ 102,000 | $ 28,000 |
| Phelps County Missouri | 2 | $ 1,192,000 | $ 596,000 | $ 0 |
| Dawson County Montana | 2 | $ 302,000 | $ 151,000 | $ 73,000 |
| Turner County South Dakota | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Union County South Dakota | 2 | $ 305,000 | $ 152,000 | $ 58,000 |
| Anderson County Texas | 2 | $ 172,000 | $ 86,000 | $ 37,000 |
| Brown County Texas | 2 | $ 215,000 | $ 107,000 | $ 61,000 |
| Jefferson County Texas | 2 | $ 353,000 | $ 176,000 | $ 105,000 |
| Leon County Texas | 2 | $ 197,000 | $ 98,000 | $ 50,000 |
| Converse County Wyoming | 2 | $ 415,000 | $ 207,000 | $ 76,000 |
| Crook County Wyoming | 2 | $ 375,000 | $ 187,000 | $ 81,000 |
| Cherokee County Alabama | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Tuscaloosa County Alabama | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Washington County Alabama | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Sebastian County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 21,000 |
| Adams County Colorado | 1 | $ 272,000 | $ 272,000 | $ 88,000 |
| Arapahoe County Colorado | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Garfield County Colorado | 1 | $ 250,000 | $ 250,000 | $ 62,000 |
| La Plata County Colorado | 1 | $ 117,000 | $ 117,000 | $ 59,000 |
| Montrose County Colorado | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Pitkin County Colorado | 1 | $ 379,000 | $ 379,000 | $ 148,000 |
| Bay County Florida | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Brevard County Florida | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
| Broward County Florida | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Citrus County Florida | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Highlands County Florida | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Lake County Florida | 1 | $ 201,000 | $ 201,000 | $ 68,000 |
| Miami-Dade County Florida | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Osceola County Florida | 1 | $ 167,000 | $ 167,000 | $ 54,000 |
| Pasco County Florida | 1 | $ 83,000 | $ 83,000 | $ 59,000 |
| St. Johns County Florida | 1 | $ 257,000 | $ 257,000 | $ 60,000 |
| Volusia County Florida | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Champaign County Illinois | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Crawford County Illinois | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| DeKalb County Illinois | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Fayette County Illinois | 1 | $ 116,000 | $ 116,000 | $ 27,000 |
| Ford County Illinois | 1 | $ 131,000 | $ 131,000 | $ 30,000 |
| Fulton County Illinois | 1 | $ 32,000 | $ 32,000 | $ 25,000 |
| Hancock County Illinois | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Jersey County Illinois | 1 | $ 143,000 | $ 143,000 | $ 264,000 |
| LaSalle County Illinois | 1 | $ 69,000 | $ 69,000 | $ 36,000 |
| Mason County Illinois | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Morgan County Illinois | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Piatt County Illinois | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Pulaski County Illinois | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Saline County Illinois | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Shelby County Illinois | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
| Fulton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| Greene County Indiana | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Marion County Indiana | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Montgomery County Indiana | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Newton County Indiana | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Orange County Indiana | 1 | $ 72,000 | $ 72,000 | $ 56,000 |
| Putnam County Indiana | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Vanderburgh County Indiana | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Benton County Iowa | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Chickasaw County Iowa | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Floyd County Iowa | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Johnson County Iowa | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Palo Alto County Iowa | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Scott County Iowa | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Crawford County Kansas | 1 | $ 61,000 | $ 61,000 | $ 36,000 |
| Caddo County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 190,000 |
| Terrebonne County Louisiana | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Gladwin County Michigan | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Isabella County Michigan | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Oakland County Michigan | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Tuscola County Michigan | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Cottonwood County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Rock County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 28,000 |
| St. Louis County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Adams County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Hinds County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Pike County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 15,000 |
| Warren County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Butler County Missouri | 1 | $ 118,000 | $ 118,000 | $ 90,000 |
| Clay County Missouri | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Clinton County Missouri | 1 | $ 81,000 | $ 81,000 | $ 77,000 |
| Cole County Missouri | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| DeKalb County Missouri | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Franklin County Missouri | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Gentry County Missouri | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Holt County Missouri | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Linn County Missouri | 1 | $ 46,000 | $ 46,000 | $ 34,000 |
| Moniteau County Missouri | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Pettis County Missouri | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Stoddard County Missouri | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Wayne County Missouri | 1 | $ 97,000 | $ 97,000 | $ 68,000 |
| Webster County Missouri | 1 | $ 213,000 | $ 213,000 | $ 104,000 |
| Musselshell County Montana | 1 | $ 31,000 | $ 31,000 | $ 27,000 |
| Rosebud County Montana | 1 | $ 157,000 | $ 157,000 | $ 89,000 |
| Douglas County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Harlan County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Stanton County Nebraska | 1 | $ 83,000 | $ 83,000 | $ 65,000 |
| San Juan County New Mexico | 1 | $ 294,000 | $ 294,000 | $ 89,000 |
| Burleigh County North Dakota | 1 | $ 182,000 | $ 182,000 | $ 88,000 |
| Grant County North Dakota | 1 | $ 82,000 | $ 82,000 | $ 78,000 |
| Traill County North Dakota | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Wells County North Dakota | 1 | $ 48,000 | $ 48,000 | $ 86,000 |
| Champaign County Ohio | 1 | $ 82,000 | $ 82,000 | $ 46,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Mahoning County Ohio | 1 | $ 122,000 | $ 122,000 | $ 58,000 |
| Northumberland County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Bennett County South Dakota | 1 | $ 48,000 | $ 48,000 | $ 24,000 |
| Brookings County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Butte County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Davison County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Yankton County South Dakota | 1 | $ 152,000 | $ 152,000 | $ 77,000 |
| Cheatham County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 17,000 |
| Claiborne County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 24,000 |
| Wilson County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 28,000 |
| Bastrop County Texas | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Brazoria County Texas | 1 | $ 79,000 | $ 79,000 | $ 77,000 |
| Brazos County Texas | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Callahan County Texas | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Dallas County Texas | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Ellis County Texas | 1 | $ 149,000 | $ 149,000 | $ 85,000 |
| Freestone County Texas | 1 | $ 66,000 | $ 66,000 | $ 55,000 |
| Hardin County Texas | 1 | $ 97,000 | $ 97,000 | $ 53,000 |
| Harris County Texas | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Hays County Texas | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| Henderson County Texas | 1 | $ 132,000 | $ 132,000 | $ 77,000 |
| Ward County Texas | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Williamson County Texas | 1 | $ 162,000 | $ 162,000 | $ 64,000 |
| Albany County Wyoming | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Carbon County Wyoming | 1 | $ 159,000 | $ 159,000 | $ 82,000 |
| Park County Wyoming | 1 | $ 360,000 | $ 360,000 | $ 149,000 |
| Uinta County Wyoming | 1 | $ 179,000 | $ 179,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for American Bank Of Freedom in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 861 | $128,851,000 | $149,000 | $1,365,000 | $57,000 | $377,000 |
| Refinancing | 150 | $31,638,000 | $210,000 | $6,000,000 | $45,000 | $338,000 |
| Home Improvement | 17 | $1,528,000 | $89,000 | $406,000 | $29,000 | $86,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 861 | $138,862,000 | $161,000 | $6,000,000 | $57,000 | $377,000 |
| White | 159 | $22,135,000 | $139,000 | $968,000 | $42,000 | $366,000 |
| Black or African American | 5 | $494,000 | $98,000 | $119,000 | $29,000 | $64,000 |
| Hispanic | 2 | $198,000 | $99,000 | $130,000 | $54,000 | $108,000 |
| Asian | 1 | $328,000 | $328,000 | $328,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 355 | $68,487,000 | $192,000 | $6,000,000 | $54,000 | $366,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 294 | $35,695,000 | $121,000 | $308,000 | $44,000 | $98,000 |
| FHA-insured (Federal Housing Administration) | 290 | $40,171,000 | $138,000 | $298,000 | $62,000 | $377,000 |
| VA-guaranteed (Veterans Administration) | 89 | $17,664,000 | $198,000 | $413,000 | $67,000 | $157,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 761 | $113,796,000 | $149,000 | $416,000 | $65,000 | $377,000 |
| Loan Originated | 191 | $35,478,000 | $185,000 | $6,000,000 | $31,000 | $366,000 |
| Application Denied By Financial Institution | 39 | $6,026,000 | $154,000 | $1,200,000 | $12,000 | $85,000 |
| Application Withdrawn By Applicant | 22 | $3,562,000 | $161,000 | $596,000 | $0 | $0 |
| Application Approved But Not Accepted | 12 | $2,376,000 | $198,000 | $960,000 | $46,000 | $302,000 |
| File Closed For Incompleteness | 3 | $779,000 | $259,000 | $596,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank Of Freedom's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank Of Freedom's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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