American Bank Mortgage Lending & HMDA Data, 2013
In 2013, American Bank of Greenbelt, MD reported 8,214 mortgage applications totaling $1.8 billion, up 4% from 2012. The average application was for $214,926, and applicants reported an average income of $80,946. 27% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (612), Atlanta-Sandy Springs-Marietta, GA (314) and Columbus, OH (269) (applications in parentheses).
| Mortgage Company & Address | American Bank 9001 Edmonston Road Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,214 |
| Total Mortgage Loan Application Amount | $1,765,403,000 |
| Average Mortgage Loan Application Amount | $214,926 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $80,946 |
| Highest Applicant Income | $1,680,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 612 | $ 180,345,000 | $ 294,681 | $ 96,560 |
| Atlanta-Sandy Springs-Marietta, GA | 314 | $ 62,071,000 | $ 197,678 | $ 82,000 |
| Columbus, OH | 269 | $ 49,074,000 | $ 182,431 | $ 79,000 |
| Baltimore-Towson, MD | 254 | $ 66,249,000 | $ 260,822 | $ 102,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 228 | $ 47,225,000 | $ 207,127 | $ 76,289 |
| Philadelphia, PA | 171 | $ 38,846,000 | $ 227,169 | $ 91,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 167 | $ 39,473,000 | $ 236,365 | $ 76,071 |
| Bethesda-Rockville-Frederick, MD | 165 | $ 51,004,000 | $ 309,115 | $ 100,000 |
| Cleveland-Elyria-Mentor, OH | 162 | $ 28,375,000 | $ 175,154 | $ 88,000 |
| Cincinnati-Middletown, OH-KY-IN | 161 | $ 27,672,000 | $ 171,875 | $ 80,068 |
| Chicago-Joliet-Naperville, IL | 131 | $ 26,958,000 | $ 205,786 | $ 75,000 |
| New York-White Plains-Wayne, NY-NJ | 125 | $ 39,456,000 | $ 315,648 | $ 105,216 |
| Richmond, VA | 117 | $ 24,383,000 | $ 208,401 | $ 71,000 |
| Akron, OH | 106 | $ 17,837,000 | $ 168,273 | $ 76,000 |
| Phoenix-Mesa-Glendale, AZ | 100 | $ 21,210,000 | $ 212,100 | $ 77,000 |
| Indianapolis-Carmel, IN | 95 | $ 16,258,000 | $ 171,136 | $ 82,000 |
| Denver-Aurora-Broomfield, CO | 91 | $ 19,259,000 | $ 211,637 | $ 80,000 |
| Edison-New Brunswick, NJ | 77 | $ 19,648,000 | $ 255,168 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 69 | $ 21,109,000 | $ 305,927 | $ 96,000 |
| Louisville/Jefferson County, KY-IN | 65 | $ 10,336,000 | $ 159,015 | $ 62,923 |
| Camden, NJ | 62 | $ 14,601,000 | $ 235,500 | $ 89,000 |
| Milwaukee-Waukesha-West Allis, WI | 58 | $ 11,332,000 | $ 195,379 | $ 76,000 |
| Riverside-San Bernardino-Ontario, CA | 56 | $ 14,850,000 | $ 265,178 | $ 104,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 55 | $ 10,594,000 | $ 192,618 | $ 76,636 |
| Newark-Union, NJ-PA | 55 | $ 14,835,000 | $ 269,727 | $ 97,345 |
| Boston-Quincy, MA | 52 | $ 12,883,000 | $ 247,750 | $ 85,000 |
| Pittsburgh, PA | 52 | $ 9,115,000 | $ 175,288 | $ 72,000 |
| Des Moines-West Des Moines, IA | 51 | $ 9,927,000 | $ 194,647 | $ 67,000 |
| Dayton, OH | 49 | $ 7,850,000 | $ 160,204 | $ 64,000 |
| St. Louis, MO-IL | 49 | $ 8,833,000 | $ 180,265 | $ 75,040 |
| Toledo, OH | 43 | $ 7,156,000 | $ 166,418 | $ 78,000 |
| Providence-New Bedford-Fall River, RI-MA | 41 | $ 8,354,000 | $ 203,756 | $ 80,097 |
| Anchorage, AK | 40 | $ 9,475,000 | $ 236,875 | $ 56,000 |
| Raleigh-Cary, NC | 37 | $ 7,683,000 | $ 207,648 | $ 75,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 36 | $ 8,100,000 | $ 225,000 | $ 102,666 |
| Kansas City, MO-KS | 35 | $ 6,600,000 | $ 188,571 | $ 70,800 |
| Wilmington, DE-MD-NJ | 35 | $ 8,456,000 | $ 241,600 | $ 123,000 |
| Harrisburg-Carlisle, PA | 34 | $ 6,270,000 | $ 184,411 | $ 81,000 |
| Hartford-West Hartford-East Hartford, CT | 34 | $ 6,449,000 | $ 189,676 | $ 104,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 34 | $ 6,597,000 | $ 194,029 | $ 67,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 34 | $ 8,518,000 | $ 250,529 | $ 109,000 |
| Birmingham-Hoover, AL | 33 | $ 5,235,000 | $ 158,636 | $ 64,000 |
| Augusta-Richmond County, GA-SC | 32 | $ 5,332,000 | $ 166,625 | $ 74,375 |
| Gary, IN | 32 | $ 5,246,000 | $ 163,937 | $ 67,000 |
| Nassau-Suffolk, NY | 32 | $ 10,384,000 | $ 324,500 | $ 119,000 |
| Omaha-Council Bluffs, NE-IA | 32 | $ 6,338,000 | $ 198,062 | $ 65,156 |
| San Diego-Carlsbad-San Marcos, CA | 32 | $ 10,350,000 | $ 323,437 | $ 120,000 |
| Colorado Springs, CO | 30 | $ 4,999,000 | $ 166,633 | $ 38,000 |
| Cambridge-Newton-Framingham, MA | 29 | $ 8,155,000 | $ 281,206 | $ 97,000 |
| Charleston-North Charleston-Summerville, SC | 29 | $ 6,345,000 | $ 218,793 | $ 83,000 |
| Greensboro-High Point, NC | 29 | $ 5,974,000 | $ 206,000 | $ 81,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 29 | $ 6,856,000 | $ 236,413 | $ 50,655 |
| Salt Lake City, UT | 29 | $ 5,962,000 | $ 205,586 | $ 61,000 |
| Canton-Massillon, OH | 28 | $ 4,788,000 | $ 171,000 | $ 69,000 |
| Oakland-Fremont-Hayward, CA | 28 | $ 9,174,000 | $ 327,642 | $ 88,000 |
| Reading, PA | 28 | $ 5,261,000 | $ 187,892 | $ 73,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 7,529,000 | $ 278,851 | $ 71,000 |
| Hagerstown-Martinsburg, MD-WV | 26 | $ 5,848,000 | $ 224,923 | $ 98,846 |
| Jacksonville, FL | 26 | $ 6,615,000 | $ 254,423 | $ 107,000 |
| Tucson, AZ | 26 | $ 4,823,000 | $ 185,500 | $ 60,000 |
| Wilmington, NC | 26 | $ 6,299,000 | $ 242,269 | $ 111,000 |
| Memphis, TN-MS-AR | 24 | $ 4,530,000 | $ 188,750 | $ 59,750 |
| Las Vegas-Paradise, NV | 22 | $ 4,128,000 | $ 187,636 | $ 50,000 |
| Baton Rouge, LA | 21 | $ 3,654,000 | $ 174,000 | $ 86,000 |
| Little Rock-North Little Rock-Conway, AR | 21 | $ 3,346,000 | $ 159,333 | $ 31,000 |
| Madison, WI | 21 | $ 3,962,000 | $ 188,666 | $ 66,000 |
| Savannah, GA | 21 | $ 4,136,000 | $ 196,952 | $ 70,000 |
| York-Hanover, PA | 21 | $ 4,272,000 | $ 203,428 | $ 92,000 |
| Durham-Chapel Hill, NC | 20 | $ 3,852,000 | $ 192,600 | $ 92,000 |
| Huntsville, AL | 20 | $ 3,631,000 | $ 181,550 | $ 102,000 |
| Lancaster, PA | 20 | $ 3,736,000 | $ 186,800 | $ 83,000 |
| Miami-Miami Beach-Kendall, FL | 20 | $ 4,244,000 | $ 212,200 | $ 72,000 |
| Albuquerque, NM | 19 | $ 3,687,000 | $ 194,052 | $ 86,000 |
| Columbia, SC | 19 | $ 4,380,000 | $ 230,526 | $ 96,000 |
| Columbus, GA-AL | 19 | $ 4,363,000 | $ 229,631 | $ 73,473 |
| Honolulu, HI | 19 | $ 5,939,000 | $ 312,578 | $ 60,000 |
| Warren-Troy-Farmington Hills, MI | 19 | $ 4,125,000 | $ 217,105 | $ 86,000 |
| Fayetteville, NC | 18 | $ 2,759,000 | $ 153,277 | $ 74,000 |
| Lake County-Kenosha County, IL-WI | 18 | $ 3,237,000 | $ 179,833 | $ 63,444 |
| New Orleans-Metairie-Kenner, LA | 18 | $ 2,988,000 | $ 166,000 | $ 70,000 |
| Tampa-St. Petersburg-Clearwater, FL | 18 | $ 3,133,000 | $ 174,055 | $ 126,000 |
| Worcester, MA | 18 | $ 3,966,000 | $ 220,333 | $ 77,000 |
| Atlantic City-Hammonton, NJ | 17 | $ 3,205,000 | $ 188,529 | $ 78,000 |
| Lima, OH | 17 | $ 1,717,000 | $ 101,000 | $ 51,000 |
| Peabody, MA | 17 | $ 4,301,000 | $ 253,000 | $ 75,000 |
| Jacksonville, NC | 16 | $ 3,035,000 | $ 189,687 | $ 61,000 |
| Oklahoma City, OK | 16 | $ 2,931,000 | $ 183,187 | $ 71,000 |
| Gainesville, GA | 15 | $ 2,740,000 | $ 182,666 | $ 67,000 |
| Roanoke, VA | 15 | $ 2,987,000 | $ 199,133 | $ 89,000 |
| South Bend-Mishawaka, IN-MI | 15 | $ 1,825,000 | $ 121,666 | $ 67,466 |
| Boulder, CO | 14 | $ 3,491,000 | $ 249,357 | $ 83,000 |
| Charlottesville, VA | 14 | $ 3,228,000 | $ 230,571 | $ 56,000 |
| Detroit-Livonia-Dearborn, MI | 14 | $ 2,060,000 | $ 147,142 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 2,761,000 | $ 197,214 | $ 81,000 |
| Lynchburg, VA | 14 | $ 2,985,000 | $ 213,214 | $ 66,000 |
| New Haven-Milford, CT | 14 | $ 3,528,000 | $ 252,000 | $ 100,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 14 | $ 5,448,000 | $ 389,142 | $ 97,000 |
| Sioux Falls, SD | 14 | $ 2,515,000 | $ 179,642 | $ 59,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 14 | $ 4,799,000 | $ 342,785 | $ 114,000 |
| Asheville, NC | 13 | $ 3,449,000 | $ 265,307 | $ 74,000 |
| Boise City-Nampa, ID | 13 | $ 2,897,000 | $ 222,846 | $ 82,000 |
| Clarksville, TN-KY | 13 | $ 1,972,000 | $ 151,692 | $ 35,769 |
| Duluth, MN-WI | 13 | $ 2,944,000 | $ 226,461 | $ 70,769 |
| Greeley, CO | 13 | $ 2,054,000 | $ 158,000 | $ 73,000 |
| Santa Ana-Anaheim-Irvine, CA | 13 | $ 5,387,000 | $ 414,384 | $ 169,000 |
| Springfield, MA | 13 | $ 2,913,000 | $ 224,076 | $ 99,000 |
| Tacoma, WA | 13 | $ 2,354,000 | $ 181,076 | $ 28,000 |
| Winchester, VA-WV | 13 | $ 3,000,000 | $ 230,769 | $ 83,153 |
| Fort Collins-Loveland, CO | 12 | $ 2,589,000 | $ 215,750 | $ 81,000 |
| Knoxville, TN | 12 | $ 2,579,000 | $ 214,916 | $ 99,000 |
| Lexington-Fayette, KY | 12 | $ 2,443,000 | $ 203,583 | $ 84,000 |
| Olympia, WA | 12 | $ 2,442,000 | $ 203,500 | $ 35,000 |
| Pueblo, CO | 12 | $ 1,641,000 | $ 136,750 | $ 49,000 |
| Scranton--Wilkes-Barre, PA | 12 | $ 2,252,000 | $ 187,666 | $ 70,000 |
| Stockton, CA | 12 | $ 3,466,000 | $ 288,833 | $ 108,000 |
| Vallejo-Fairfield, CA | 12 | $ 3,572,000 | $ 297,666 | $ 89,000 |
| Warner Robins, GA | 12 | $ 2,530,000 | $ 210,833 | $ 65,000 |
| Wheeling, WV-OH | 12 | $ 1,927,000 | $ 160,583 | $ 87,166 |
| Bakersfield-Delano, CA | 11 | $ 2,122,000 | $ 192,909 | $ 63,000 |
| Barnstable Town, MA | 11 | $ 2,757,000 | $ 250,636 | $ 98,000 |
| Bremerton-Silverdale, WA | 11 | $ 2,599,000 | $ 236,272 | $ 60,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 2,614,000 | $ 237,636 | $ 108,000 |
| Elizabethtown, KY | 11 | $ 1,828,000 | $ 166,181 | $ 35,000 |
| Evansville, IN-KY | 11 | $ 2,363,000 | $ 214,818 | $ 66,000 |
| Mobile, AL | 11 | $ 1,936,000 | $ 176,000 | $ 49,000 |
| Montgomery, AL | 11 | $ 1,518,000 | $ 138,000 | $ 36,000 |
| Orlando-Kissimmee-Sanford, FL | 11 | $ 2,118,000 | $ 192,545 | $ 80,000 |
| Bloomington, IN | 10 | $ 1,882,000 | $ 188,200 | $ 115,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 2,820,000 | $ 282,000 | $ 90,000 |
| Cedar Rapids, IA | 10 | $ 1,696,000 | $ 169,600 | $ 72,000 |
| Elkhart-Goshen, IN | 10 | $ 1,753,000 | $ 175,300 | $ 75,000 |
| Erie, PA | 10 | $ 2,062,000 | $ 206,200 | $ 75,000 |
| Fort Wayne, IN | 10 | $ 1,347,000 | $ 134,700 | $ 49,000 |
| Greenville-Mauldin-Easley, SC | 10 | $ 1,811,000 | $ 181,100 | $ 56,000 |
| Manchester-Nashua, NH | 10 | $ 2,292,000 | $ 229,200 | $ 89,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 10 | $ 1,553,000 | $ 155,300 | $ 69,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 2,598,000 | $ 259,800 | $ 73,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 1,990,000 | $ 199,000 | $ 104,000 |
| Portland-South Portland-Biddeford, ME | 10 | $ 2,533,000 | $ 253,300 | $ 130,000 |
| Prescott, AZ | 10 | $ 1,884,000 | $ 188,400 | $ 88,000 |
| San Francisco-San Mateo-Redwood City, CA | 10 | $ 3,831,000 | $ 383,100 | $ 151,000 |
| Wichita, KS | 10 | $ 1,700,000 | $ 170,000 | $ 87,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 1,985,000 | $ 198,500 | $ 107,000 |
| Chattanooga, TN-GA | 9 | $ 2,136,000 | $ 237,333 | $ 83,666 |
| Dover, DE | 9 | $ 2,001,000 | $ 222,333 | $ 50,000 |
| Green Bay, WI | 9 | $ 1,408,000 | $ 156,444 | $ 81,000 |
| Houston-Sugar Land-Baytown, TX | 9 | $ 1,502,000 | $ 166,888 | $ 72,000 |
| Jackson, MS | 9 | $ 2,131,000 | $ 236,777 | $ 81,000 |
| Kingsport-Bristol-Bristol, TN-VA | 9 | $ 1,702,000 | $ 189,111 | $ 62,555 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,933,000 | $ 214,777 | $ 47,000 |
| Macon, GA | 9 | $ 1,469,000 | $ 163,222 | $ 68,000 |
| Owensboro, KY | 9 | $ 1,411,000 | $ 156,777 | $ 69,000 |
| Rapid City, SD | 9 | $ 1,740,000 | $ 193,333 | $ 40,000 |
| Shreveport-Bossier City, LA | 9 | $ 1,894,000 | $ 210,444 | $ 24,000 |
| Trenton-Ewing, NJ | 9 | $ 2,398,000 | $ 266,444 | $ 133,000 |
| Appleton, WI | 8 | $ 1,401,000 | $ 175,125 | $ 65,000 |
| Billings, MT | 8 | $ 1,655,000 | $ 206,875 | $ 24,000 |
| Dallas-Plano-Irving, TX | 8 | $ 1,499,000 | $ 187,375 | $ 117,000 |
| Dothan, AL | 8 | $ 898,000 | $ 112,250 | $ 64,000 |
| Fargo, ND-MN | 8 | $ 1,743,000 | $ 217,875 | $ 74,000 |
| Fresno, CA | 8 | $ 1,789,000 | $ 223,625 | $ 62,000 |
| Mansfield, OH | 8 | $ 1,680,000 | $ 210,000 | $ 99,000 |
| Michigan City-La Porte, IN | 8 | $ 2,085,000 | $ 260,625 | $ 98,000 |
| Modesto, CA | 8 | $ 1,482,000 | $ 185,250 | $ 114,000 |
| North Port-Bradenton-Sarasota, FL | 8 | $ 1,546,000 | $ 193,250 | $ 74,000 |
| Ogden-Clearfield, UT | 8 | $ 1,593,000 | $ 199,125 | $ 64,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 1,227,000 | $ 153,375 | $ 107,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 8 | $ 1,694,000 | $ 211,750 | $ 80,000 |
| Rockingham County-Strafford County, NH | 8 | $ 2,026,000 | $ 253,250 | $ 112,000 |
| Spokane, WA | 8 | $ 1,359,000 | $ 169,875 | $ 3,000 |
| Steubenville-Weirton, OH-WV | 8 | $ 1,188,000 | $ 148,500 | $ 59,000 |
| Winston-Salem, NC | 8 | $ 1,960,000 | $ 245,000 | $ 101,000 |
| Burlington, NC | 7 | $ 976,000 | $ 139,428 | $ 29,000 |
| Casper, WY | 7 | $ 1,469,000 | $ 209,857 | $ 70,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 1,197,000 | $ 171,000 | $ 77,857 |
| Eau Claire, WI | 7 | $ 1,090,000 | $ 155,714 | $ 82,000 |
| Fairbanks, AK | 7 | $ 1,384,000 | $ 197,714 | $ 73,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 1,292,000 | $ 184,571 | $ 57,000 |
| Harrisonburg, VA | 7 | $ 1,581,000 | $ 225,857 | $ 79,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,208,000 | $ 172,571 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 1,160,000 | $ 165,714 | $ 64,571 |
| Lebanon, PA | 7 | $ 1,236,000 | $ 176,571 | $ 87,000 |
| Ocean City, NJ | 7 | $ 1,685,000 | $ 240,714 | $ 121,000 |
| Oshkosh-Neenah, WI | 7 | $ 1,219,000 | $ 174,142 | $ 68,000 |
| Racine, WI | 7 | $ 1,364,000 | $ 194,857 | $ 90,000 |
| Salisbury, MD | 7 | $ 1,687,000 | $ 241,000 | $ 99,000 |
| Santa Fe, NM | 7 | $ 1,997,000 | $ 285,285 | $ 93,000 |
| Albany, GA | 6 | $ 921,000 | $ 153,500 | $ 63,000 |
| Athens-Clarke County, GA | 6 | $ 834,000 | $ 139,000 | $ 71,000 |
| Auburn-Opelika, AL | 6 | $ 991,000 | $ 165,166 | $ 43,000 |
| Austin-Round Rock-San Marcos, TX | 6 | $ 643,000 | $ 107,166 | $ 49,000 |
| Bowling Green, KY | 6 | $ 1,159,000 | $ 193,166 | $ 94,000 |
| Burlington-South Burlington, VT | 6 | $ 1,153,000 | $ 192,166 | $ 120,000 |
| Flagstaff, AZ | 6 | $ 1,316,000 | $ 219,333 | $ 49,000 |
| Fond Du Lac, WI | 6 | $ 1,217,000 | $ 202,833 | $ 44,000 |
| Fort Worth-Arlington, TX | 6 | $ 861,000 | $ 143,500 | $ 77,000 |
| Great Falls, MT | 6 | $ 826,000 | $ 137,666 | $ 62,000 |
| Hinesville-Fort Stewart, GA | 6 | $ 697,000 | $ 116,166 | $ 72,000 |
| Iowa City, IA | 6 | $ 1,129,000 | $ 188,166 | $ 95,000 |
| Lakeland-Winter Haven, FL | 6 | $ 964,000 | $ 160,666 | $ 51,000 |
| Norwich-New London, CT | 6 | $ 1,201,000 | $ 200,166 | $ 85,000 |
| Rochester, MN | 6 | $ 1,126,000 | $ 187,666 | $ 87,000 |
| Springfield, OH | 6 | $ 991,000 | $ 165,166 | $ 93,000 |
| St. Cloud, MN | 6 | $ 1,523,000 | $ 253,833 | $ 86,000 |
| Tulsa, OK | 6 | $ 1,092,000 | $ 182,000 | $ 69,000 |
| Vineland-Millville-Bridgeton, NJ | 6 | $ 1,235,000 | $ 205,833 | $ 81,000 |
| Visalia-Porterville, CA | 6 | $ 842,000 | $ 140,333 | $ 48,000 |
| Bangor, ME | 5 | $ 967,000 | $ 193,400 | $ 85,000 |
| Buffalo-Niagara Falls, NY | 5 | $ 850,000 | $ 170,000 | $ 65,000 |
| Cheyenne, WY | 5 | $ 922,000 | $ 184,400 | $ 29,000 |
| Corpus Christi, TX | 5 | $ 1,001,000 | $ 200,200 | $ 122,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 779,000 | $ 155,800 | $ 21,000 |
| Dalton, GA | 5 | $ 703,000 | $ 140,600 | $ 74,000 |
| Decatur, AL | 5 | $ 786,000 | $ 157,200 | $ 73,000 |
| Eugene-Springfield, OR | 5 | $ 948,000 | $ 189,600 | $ 61,000 |
| Grand Junction, CO | 5 | $ 856,000 | $ 171,200 | $ 98,000 |
| Gulfport-Biloxi, MS | 5 | $ 818,000 | $ 163,600 | $ 103,000 |
| Janesville, WI | 5 | $ 984,000 | $ 196,800 | $ 113,000 |
| Kennewick-Pasco-Richland, WA | 5 | $ 906,000 | $ 181,200 | $ 13,000 |
| Lincoln, NE | 5 | $ 817,000 | $ 163,400 | $ 27,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,039,000 | $ 207,800 | $ 56,000 |
| Peoria, IL | 5 | $ 784,000 | $ 156,800 | $ 83,000 |
| Rockford, IL | 5 | $ 960,000 | $ 192,000 | $ 79,000 |
| Salinas, CA | 5 | $ 1,584,000 | $ 316,800 | $ 94,000 |
| Sandusky, OH | 5 | $ 787,000 | $ 157,400 | $ 56,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 1,239,000 | $ 247,800 | $ 49,000 |
| State College, PA | 5 | $ 884,000 | $ 176,800 | $ 66,000 |
| Tuscaloosa, AL | 5 | $ 1,094,000 | $ 218,800 | $ 94,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 1,123,000 | $ 280,750 | $ 133,000 |
| Ames, IA | 4 | $ 684,000 | $ 171,000 | $ 45,000 |
| Anderson, IN | 4 | $ 465,000 | $ 116,250 | $ 46,000 |
| Anniston-Oxford, AL | 4 | $ 531,000 | $ 132,750 | $ 73,000 |
| Brunswick, GA | 4 | $ 783,000 | $ 195,750 | $ 79,000 |
| Cleveland, TN | 4 | $ 1,005,000 | $ 251,250 | $ 89,000 |
| Coeur D'Alene, ID | 4 | $ 859,000 | $ 214,750 | $ 72,000 |
| Fort Smith, AR-OK | 4 | $ 561,000 | $ 140,250 | $ 35,000 |
| Grand Forks, ND-MN | 4 | $ 563,000 | $ 140,750 | $ 39,000 |
| Jackson, TN | 4 | $ 901,000 | $ 225,250 | $ 67,000 |
| Kokomo, IN | 4 | $ 588,000 | $ 147,000 | $ 94,000 |
| Lafayette, IN | 4 | $ 545,000 | $ 136,250 | $ 47,000 |
| Lawrence, KS | 4 | $ 601,000 | $ 150,250 | $ 171,000 |
| Missoula, MT | 4 | $ 790,000 | $ 197,500 | $ 20,000 |
| Monroe, LA | 4 | $ 921,000 | $ 230,250 | $ 75,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 4 | $ 882,000 | $ 220,500 | $ 106,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 441,000 | $ 110,250 | $ 59,000 |
| San Antonio-New Braunfels, TX | 4 | $ 735,000 | $ 183,750 | $ 26,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 793,000 | $ 198,250 | $ 62,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 1,169,000 | $ 292,250 | $ 105,000 |
| Sebastian-Vero Beach, FL | 4 | $ 758,000 | $ 189,500 | $ 74,000 |
| Spartanburg, SC | 4 | $ 501,000 | $ 125,250 | $ 37,000 |
| Springfield, IL | 4 | $ 828,000 | $ 207,000 | $ 82,000 |
| St. George, UT | 4 | $ 928,000 | $ 232,000 | $ 92,000 |
| Tallahassee, FL | 4 | $ 598,000 | $ 149,500 | $ 76,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 833,000 | $ 208,250 | $ 82,000 |
| Wausau, WI | 4 | $ 719,000 | $ 179,750 | $ 59,000 |
| Yuba City, CA | 4 | $ 518,000 | $ 129,500 | $ 46,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 564,000 | $ 188,000 | $ 64,000 |
| Bloomington-Normal, IL | 3 | $ 465,000 | $ 155,000 | $ 69,000 |
| Charleston, WV | 3 | $ 578,000 | $ 192,666 | $ 72,000 |
| Cumberland, MD-WV | 3 | $ 815,000 | $ 271,666 | $ 118,333 |
| Danville, VA | 3 | $ 602,000 | $ 200,666 | $ 54,000 |
| El Paso, TX | 3 | $ 465,000 | $ 155,000 | $ 26,000 |
| Florence, SC | 3 | $ 596,000 | $ 198,666 | $ 48,000 |
| Florence-Muscle Shoals, AL | 3 | $ 775,000 | $ 258,333 | $ 180,000 |
| Idaho Falls, ID | 3 | $ 476,000 | $ 158,666 | $ 21,000 |
| Jefferson City, MO | 3 | $ 417,000 | $ 139,000 | $ 20,000 |
| Johnson City, TN | 3 | $ 692,000 | $ 230,666 | $ 83,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 199,000 | $ 66,333 | $ 0 |
| Lansing-East Lansing, MI | 3 | $ 653,000 | $ 217,666 | $ 105,000 |
| Mankato-North Mankato, MN | 3 | $ 602,000 | $ 200,666 | $ 64,000 |
| Muncie, IN | 3 | $ 498,000 | $ 166,000 | $ 99,000 |
| Napa, CA | 3 | $ 1,203,000 | $ 401,000 | $ 102,000 |
| Port St. Lucie, FL | 3 | $ 639,000 | $ 213,000 | $ 87,000 |
| Provo-Orem, UT | 3 | $ 632,000 | $ 210,666 | $ 57,000 |
| Reno-Sparks, NV | 3 | $ 809,000 | $ 269,666 | $ 88,000 |
| Rochester, NY | 3 | $ 670,000 | $ 223,333 | $ 85,000 |
| Salem, OR | 3 | $ 578,000 | $ 192,666 | $ 38,000 |
| St. Joseph, MO-KS | 3 | $ 447,000 | $ 149,000 | $ 66,000 |
| Terre Haute, IN | 3 | $ 571,000 | $ 190,333 | $ 132,000 |
| Valdosta, GA | 3 | $ 443,000 | $ 147,666 | $ 54,000 |
| Williamsport, PA | 3 | $ 337,000 | $ 112,333 | $ 48,000 |
| Yakima, WA | 3 | $ 460,000 | $ 153,333 | $ 45,000 |
| Yuma, AZ | 3 | $ 441,000 | $ 147,000 | $ 30,000 |
| Alexandria, LA | 2 | $ 405,000 | $ 202,500 | $ 105,000 |
| Altoona, PA | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| Ann Arbor, MI | 2 | $ 489,000 | $ 244,500 | $ 208,000 |
| Bend, OR | 2 | $ 560,000 | $ 280,000 | $ 77,000 |
| Bismarck, ND | 2 | $ 432,000 | $ 216,000 | $ 94,000 |
| Champaign-Urbana, IL | 2 | $ 354,000 | $ 177,000 | $ 67,000 |
| Dubuque, IA | 2 | $ 378,000 | $ 189,000 | $ 45,000 |
| Gadsden, AL | 2 | $ 450,000 | $ 225,000 | $ 46,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 468,000 | $ 234,000 | $ 90,000 |
| Greenville, NC | 2 | $ 520,000 | $ 260,000 | $ 40,000 |
| Hanford-Corcoran, CA | 2 | $ 334,000 | $ 167,000 | $ 50,000 |
| Johnstown, PA | 2 | $ 441,000 | $ 220,500 | $ 36,000 |
| Kalamazoo-Portage, MI | 2 | $ 382,000 | $ 191,000 | $ 215,000 |
| Kankakee-Bradley, IL | 2 | $ 298,000 | $ 149,000 | $ 87,000 |
| Kingston, NY | 2 | $ 285,000 | $ 142,500 | $ 141,000 |
| La Crosse, WI-MN | 2 | $ 308,000 | $ 154,000 | $ 62,000 |
| Lewiston-Auburn, ME | 2 | $ 512,000 | $ 256,000 | $ 191,000 |
| Madera-Chowchilla, CA | 2 | $ 331,000 | $ 165,500 | $ 39,000 |
| Medford, OR | 2 | $ 367,000 | $ 183,500 | $ 85,000 |
| Merced, CA | 2 | $ 472,000 | $ 236,000 | $ 68,000 |
| Morgantown, WV | 2 | $ 394,000 | $ 197,000 | $ 56,000 |
| Muskegon-Norton Shores, MI | 2 | $ 83,000 | $ 41,500 | $ 87,000 |
| Ocala, FL | 2 | $ 452,000 | $ 226,000 | $ 125,000 |
| Pocatello, ID | 2 | $ 547,000 | $ 273,500 | $ 79,000 |
| Punta Gorda, FL | 2 | $ 288,000 | $ 144,000 | $ 44,000 |
| Redding, CA | 2 | $ 369,000 | $ 184,500 | $ 52,000 |
| Rocky Mount, NC | 2 | $ 297,000 | $ 148,500 | $ 39,000 |
| Rome, GA | 2 | $ 355,000 | $ 177,500 | $ 72,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,254,000 | $ 627,000 | $ 249,000 |
| Sheboygan, WI | 2 | $ 274,000 | $ 137,000 | $ 47,000 |
| Sioux City, IA-NE-SD | 2 | $ 559,000 | $ 279,500 | $ 81,000 |
| Springfield, MO | 2 | $ 341,000 | $ 170,500 | $ 111,000 |
| Sumter, SC | 2 | $ 205,000 | $ 102,500 | $ 0 |
| Anderson, SC | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Bay City, MI | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Beaumont-Port Arthur, TX | 1 | $ 84,000 | $ 84,000 | $ 100,000 |
| Bellingham, WA | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Chico, CA | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Columbia, MO | 1 | $ 192,000 | $ 192,000 | $ 200,000 |
| Danville, IL | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| El Centro, CA | 1 | $ 303,000 | $ 303,000 | $ 89,000 |
| Farmington, NM | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| Flint, MI | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Gainesville, FL | 1 | $ 226,000 | $ 226,000 | $ 24,000 |
| Goldsboro, NC | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 264,000 | $ 264,000 | $ 155,000 |
| Holland-Grand Haven, MI | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| Hot Springs, AR | 1 | $ 158,000 | $ 158,000 | $ 177,000 |
| Jonesboro, AR | 1 | $ 206,000 | $ 206,000 | $ 67,000 |
| Lafayette, LA | 1 | $ 67,000 | $ 67,000 | $ 176,000 |
| Lake Charles, LA | 1 | $ 380,000 | $ 380,000 | $ 64,000 |
| Lawton, OK | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Lewiston, ID-WA | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Logan, UT-ID | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| Longview, WA | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Lubbock, TX | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Manhattan, KS | 1 | $ 179,000 | $ 179,000 | $ 137,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Monroe, MI | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Morristown, TN | 1 | $ 333,000 | $ 333,000 | $ 100,000 |
| Naples-Marco Island, FL | 1 | $ 88,000 | $ 88,000 | $ 113,000 |
| Palm Coast, FL | 1 | $ 182,000 | $ 182,000 | $ 57,000 |
| Pascagoula, MS | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 164,000 | $ 164,000 | $ 74,000 |
| Topeka, KS | 1 | $ 325,000 | $ 325,000 | $ 170,000 |
| Tyler, TX | 1 | $ 128,000 | $ 128,000 | $ 101,000 |
| Utica-Rome, NY | 1 | $ 152,000 | $ 152,000 | $ 88,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 289,000 | $ 289,000 | $ 0 |
Mortgage Loan Application Detail Totals for American Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,308 | $1,584,764,000 | $216,000 | $2,100,000 | $81,000 | $1,680,000 |
| Home Purchase | 671 | $135,210,000 | $201,000 | $1,297,000 | $80,000 | $575,000 |
| Home Improvement | 235 | $45,429,000 | $193,000 | $790,000 | $82,000 | $534,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,869 | $1,233,962,000 | $210,000 | $2,100,000 | $83,000 | $1,500,000 |
| Not Provided | 855 | $191,467,000 | $223,000 | $1,040,000 | $81,000 | $1,680,000 |
| Black or African American | 853 | $190,202,000 | $222,000 | $739,000 | $71,000 | $446,000 |
| Hispanic | 355 | $80,947,000 | $228,000 | $915,000 | $74,000 | $350,000 |
| Asian | 216 | $53,100,000 | $245,000 | $760,000 | $96,000 | $1,000,000 |
| American Indian or Alaskan Native | 39 | $8,422,000 | $215,000 | $498,000 | $75,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $7,303,000 | $270,000 | $889,000 | $74,000 | $153,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,755 | $1,043,832,000 | $219,000 | $2,100,000 | $99,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 1,801 | $368,906,000 | $204,000 | $739,000 | $63,000 | $1,680,000 |
| VA-guaranteed (Veterans Administration) | 1,636 | $349,095,000 | $213,000 | $936,000 | $51,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $3,570,000 | $162,000 | $307,000 | $50,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 2,637 | $574,525,000 | $217,000 | $2,100,000 | $81,000 | $900,000 |
| Application Withdrawn By Applicant | 2,538 | $554,244,000 | $218,000 | $1,579,000 | $90,000 | $1,680,000 |
| Loan Originated | 2,191 | $447,760,000 | $204,000 | $1,297,000 | $73,000 | $719,000 |
| Application Denied By Financial Institution | 794 | $177,795,000 | $223,000 | $1,000,000 | $80,000 | $413,000 |
| Application Approved But Not Accepted | 54 | $11,079,000 | $205,000 | $615,000 | $54,000 | $211,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 466 | $101,650,000 | $218,000 | $651,000 | $84,000 | $312,000 |
| Debt-To-Income Ratio | 149 | $37,683,000 | $252,000 | $1,000,000 | $62,000 | $375,000 |
| Credit History | 101 | $21,793,000 | $215,000 | $626,000 | $86,000 | $398,000 |
| Other | 25 | $5,183,000 | $207,000 | $396,000 | $78,000 | $213,000 |
| Unverifiable Information | 23 | $5,324,000 | $231,000 | $784,000 | $98,000 | $413,000 |
| Employment History | 21 | $4,531,000 | $215,000 | $410,000 | $71,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,631,000 | $181,000 | $280,000 | $52,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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