American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
American Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Bank 9001 Edmonston Road Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,214 |
| Total Mortgage Loan Application Amount | $1,765,403,000 |
| Average Mortgage Loan Application Amount | $203,333 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,680,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 612 | $ 180,345,000 | $ 260,250 | $ 85,750 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 314 | $ 62,071,000 | $ 197,000 | $ 82,000 |
| COLUMBUS, OH | 269 | $ 49,074,000 | $ 182,000 | $ 79,000 |
| BALTIMORE-TOWSON, MD | 254 | $ 66,249,000 | $ 260,000 | $ 102,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 228 | $ 47,225,000 | $ 202,500 | $ 63,500 |
| PHILADELPHIA, PA | 171 | $ 38,846,000 | $ 227,000 | $ 91,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 167 | $ 39,473,000 | $ 302,000 | $ 78,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 165 | $ 51,004,000 | $ 309,000 | $ 100,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 162 | $ 28,375,000 | $ 175,000 | $ 88,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 161 | $ 27,672,000 | $ 160,000 | $ 69,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 131 | $ 26,958,000 | $ 205,000 | $ 75,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 125 | $ 39,456,000 | $ 313,000 | $ 105,000 |
| RICHMOND, VA | 117 | $ 24,383,000 | $ 208,000 | $ 71,000 |
| AKRON, OH | 106 | $ 17,837,000 | $ 168,000 | $ 76,000 |
| PHOENIX-MESA-GLENDALE, AZ | 100 | $ 21,210,000 | $ 212,000 | $ 77,000 |
| INDIANAPOLIS-CARMEL, IN | 95 | $ 16,258,000 | $ 171,000 | $ 82,000 |
| DENVER-AURORA-BROOMFIELD, CO | 91 | $ 19,259,000 | $ 211,000 | $ 80,000 |
| EDISON-NEW BRUNSWICK, NJ | 77 | $ 19,648,000 | $ 255,000 | $ 90,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 69 | $ 21,109,000 | $ 305,000 | $ 96,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 65 | $ 10,336,000 | $ 166,000 | $ 59,000 |
| CAMDEN, NJ | 62 | $ 14,601,000 | $ 235,000 | $ 89,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 58 | $ 11,332,000 | $ 195,000 | $ 76,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 56 | $ 14,850,000 | $ 265,000 | $ 104,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 55 | $ 10,594,000 | $ 198,500 | $ 70,500 |
| NEWARK-UNION, NJ-PA | 55 | $ 14,835,000 | $ 247,000 | $ 92,500 |
| BOSTON-QUINCY, MA | 52 | $ 12,883,000 | $ 247,000 | $ 85,000 |
| PITTSBURGH, PA | 52 | $ 9,115,000 | $ 175,000 | $ 72,000 |
| DES MOINES-WEST DES MOINES, IA | 51 | $ 9,927,000 | $ 194,000 | $ 67,000 |
| DAYTON, OH | 49 | $ 7,850,000 | $ 160,000 | $ 64,000 |
| ST. LOUIS, MO-IL | 49 | $ 8,833,000 | $ 174,000 | $ 73,000 |
| TOLEDO, OH | 43 | $ 7,156,000 | $ 166,000 | $ 78,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 41 | $ 8,354,000 | $ 213,000 | $ 99,000 |
| ANCHORAGE, AK | 40 | $ 9,475,000 | $ 236,000 | $ 56,000 |
| RALEIGH-CARY, NC | 37 | $ 7,683,000 | $ 207,000 | $ 75,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 36 | $ 8,100,000 | $ 275,000 | $ 141,000 |
| KANSAS CITY, MO-KS | 35 | $ 6,600,000 | $ 189,500 | $ 70,500 |
| WILMINGTON, DE-MD-NJ | 35 | $ 8,456,000 | $ 229,000 | $ 113,666 |
| HARRISBURG-CARLISLE, PA | 34 | $ 6,270,000 | $ 184,000 | $ 81,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 34 | $ 6,449,000 | $ 189,000 | $ 104,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 34 | $ 6,597,000 | $ 194,000 | $ 67,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 34 | $ 8,518,000 | $ 250,000 | $ 109,000 |
| BIRMINGHAM-HOOVER, AL | 33 | $ 5,235,000 | $ 158,000 | $ 64,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 32 | $ 5,332,000 | $ 183,500 | $ 84,000 |
| GARY, IN | 32 | $ 5,246,000 | $ 163,000 | $ 67,000 |
| NASSAU-SUFFOLK, NY | 32 | $ 10,384,000 | $ 324,000 | $ 119,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 32 | $ 6,338,000 | $ 198,000 | $ 65,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 32 | $ 10,350,000 | $ 323,000 | $ 120,000 |
| COLORADO SPRINGS, CO | 30 | $ 4,999,000 | $ 166,000 | $ 38,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 29 | $ 8,155,000 | $ 281,000 | $ 97,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 29 | $ 6,345,000 | $ 218,000 | $ 83,000 |
| GREENSBORO-HIGH POINT, NC | 29 | $ 5,974,000 | $ 206,000 | $ 81,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 29 | $ 6,856,000 | $ 229,000 | $ 40,500 |
| SALT LAKE CITY, UT | 29 | $ 5,962,000 | $ 205,000 | $ 61,000 |
| CANTON-MASSILLON, OH | 28 | $ 4,788,000 | $ 171,000 | $ 69,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 28 | $ 9,174,000 | $ 327,000 | $ 88,000 |
| READING, PA | 28 | $ 5,261,000 | $ 187,000 | $ 73,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 27 | $ 7,529,000 | $ 278,000 | $ 71,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 26 | $ 5,848,000 | $ 222,000 | $ 97,000 |
| JACKSONVILLE, FL | 26 | $ 6,615,000 | $ 254,000 | $ 107,000 |
| TUCSON, AZ | 26 | $ 4,823,000 | $ 185,000 | $ 60,000 |
| WILMINGTON, NC | 26 | $ 6,299,000 | $ 242,000 | $ 111,000 |
| MEMPHIS, TN-MS-AR | 24 | $ 4,530,000 | $ 194,500 | $ 62,500 |
| LAS VEGAS-PARADISE, NV | 22 | $ 4,128,000 | $ 187,000 | $ 50,000 |
| BATON ROUGE, LA | 21 | $ 3,654,000 | $ 174,000 | $ 86,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 21 | $ 3,346,000 | $ 159,000 | $ 31,000 |
| MADISON, WI | 21 | $ 3,962,000 | $ 188,000 | $ 66,000 |
| SAVANNAH, GA | 21 | $ 4,136,000 | $ 196,000 | $ 70,000 |
| YORK-HANOVER, PA | 21 | $ 4,272,000 | $ 203,000 | $ 92,000 |
| DURHAM-CHAPEL HILL, NC | 20 | $ 3,852,000 | $ 192,000 | $ 92,000 |
| HUNTSVILLE, AL | 20 | $ 3,631,000 | $ 181,000 | $ 102,000 |
| LANCASTER, PA | 20 | $ 3,736,000 | $ 186,000 | $ 83,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 20 | $ 4,244,000 | $ 212,000 | $ 72,000 |
| ALBUQUERQUE, NM | 19 | $ 3,687,000 | $ 194,000 | $ 86,000 |
| COLUMBIA, SC | 19 | $ 4,380,000 | $ 230,000 | $ 96,000 |
| COLUMBUS, GA-AL | 19 | $ 4,363,000 | $ 191,000 | $ 68,000 |
| HONOLULU, HI | 19 | $ 5,939,000 | $ 312,000 | $ 60,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 19 | $ 4,125,000 | $ 217,000 | $ 86,000 |
| FAYETTEVILLE, NC | 18 | $ 2,759,000 | $ 153,000 | $ 74,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 18 | $ 3,237,000 | $ 179,000 | $ 65,500 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 18 | $ 2,988,000 | $ 166,000 | $ 70,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 18 | $ 3,133,000 | $ 174,000 | $ 126,000 |
| WORCESTER, MA | 18 | $ 3,966,000 | $ 220,000 | $ 77,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 17 | $ 3,205,000 | $ 188,000 | $ 78,000 |
| LIMA, OH | 17 | $ 1,717,000 | $ 101,000 | $ 51,000 |
| PEABODY, MA | 17 | $ 4,301,000 | $ 253,000 | $ 75,000 |
| JACKSONVILLE, NC | 16 | $ 3,035,000 | $ 189,000 | $ 61,000 |
| OKLAHOMA CITY, OK | 16 | $ 2,931,000 | $ 183,000 | $ 71,000 |
| GAINESVILLE, GA | 15 | $ 2,740,000 | $ 182,000 | $ 67,000 |
| ROANOKE, VA | 15 | $ 2,987,000 | $ 199,000 | $ 89,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 15 | $ 1,825,000 | $ 89,000 | $ 44,000 |
| BOULDER, CO | 14 | $ 3,491,000 | $ 249,000 | $ 83,000 |
| CHARLOTTESVILLE, VA | 14 | $ 3,228,000 | $ 230,000 | $ 56,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 14 | $ 2,060,000 | $ 147,000 | $ 69,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 2,761,000 | $ 197,000 | $ 81,000 |
| LYNCHBURG, VA | 14 | $ 2,985,000 | $ 213,000 | $ 66,000 |
| NEW HAVEN-MILFORD, CT | 14 | $ 3,528,000 | $ 252,000 | $ 100,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 14 | $ 5,448,000 | $ 389,000 | $ 97,000 |
| SIOUX FALLS, SD | 14 | $ 2,515,000 | $ 179,000 | $ 59,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 14 | $ 4,799,000 | $ 342,000 | $ 114,000 |
| ASHEVILLE, NC | 13 | $ 3,449,000 | $ 265,000 | $ 74,000 |
| BOISE CITY-NAMPA, ID | 13 | $ 2,897,000 | $ 222,000 | $ 82,000 |
| CLARKSVILLE, TN-KY | 13 | $ 1,972,000 | $ 151,500 | $ 40,500 |
| DULUTH, MN-WI | 13 | $ 2,944,000 | $ 196,000 | $ 64,000 |
| GREELEY, CO | 13 | $ 2,054,000 | $ 158,000 | $ 73,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 13 | $ 5,387,000 | $ 414,000 | $ 169,000 |
| SPRINGFIELD, MA | 13 | $ 2,913,000 | $ 224,000 | $ 99,000 |
| TACOMA, WA | 13 | $ 2,354,000 | $ 181,000 | $ 28,000 |
| WINCHESTER, VA-WV | 13 | $ 3,000,000 | $ 223,000 | $ 67,500 |
| FORT COLLINS-LOVELAND, CO | 12 | $ 2,589,000 | $ 215,000 | $ 81,000 |
| KNOXVILLE, TN | 12 | $ 2,579,000 | $ 214,000 | $ 99,000 |
| LEXINGTON-FAYETTE, KY | 12 | $ 2,443,000 | $ 203,000 | $ 84,000 |
| OLYMPIA, WA | 12 | $ 2,442,000 | $ 203,000 | $ 35,000 |
| PUEBLO, CO | 12 | $ 1,641,000 | $ 136,000 | $ 49,000 |
| SCRANTON--WILKES-BARRE, PA | 12 | $ 2,252,000 | $ 187,000 | $ 70,000 |
| STOCKTON, CA | 12 | $ 3,466,000 | $ 288,000 | $ 108,000 |
| VALLEJO-FAIRFIELD, CA | 12 | $ 3,572,000 | $ 297,000 | $ 89,000 |
| WARNER ROBINS, GA | 12 | $ 2,530,000 | $ 210,000 | $ 65,000 |
| WHEELING, WV-OH | 12 | $ 1,927,000 | $ 142,000 | $ 97,500 |
| BAKERSFIELD-DELANO, CA | 11 | $ 2,122,000 | $ 192,000 | $ 63,000 |
| BARNSTABLE TOWN, MA | 11 | $ 2,757,000 | $ 250,000 | $ 98,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 2,599,000 | $ 236,000 | $ 60,000 |
| CAPE CORAL-FORT MYERS, FL | 11 | $ 2,614,000 | $ 237,000 | $ 108,000 |
| ELIZABETHTOWN, KY | 11 | $ 1,828,000 | $ 166,000 | $ 35,000 |
| EVANSVILLE, IN-KY | 11 | $ 2,363,000 | $ 214,000 | $ 66,000 |
| MOBILE, AL | 11 | $ 1,936,000 | $ 176,000 | $ 49,000 |
| MONTGOMERY, AL | 11 | $ 1,518,000 | $ 138,000 | $ 36,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 11 | $ 2,118,000 | $ 192,000 | $ 80,000 |
| BLOOMINGTON, IN | 10 | $ 1,882,000 | $ 188,000 | $ 115,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 2,820,000 | $ 282,000 | $ 90,000 |
| CEDAR RAPIDS, IA | 10 | $ 1,696,000 | $ 169,000 | $ 72,000 |
| ELKHART-GOSHEN, IN | 10 | $ 1,753,000 | $ 175,000 | $ 75,000 |
| ERIE, PA | 10 | $ 2,062,000 | $ 206,000 | $ 75,000 |
| FORT WAYNE, IN | 10 | $ 1,347,000 | $ 134,000 | $ 49,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 10 | $ 1,811,000 | $ 181,000 | $ 56,000 |
| MANCHESTER-NASHUA, NH | 10 | $ 2,292,000 | $ 229,000 | $ 89,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 10 | $ 1,553,000 | $ 155,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 10 | $ 2,598,000 | $ 259,000 | $ 73,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 10 | $ 1,990,000 | $ 199,000 | $ 104,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 10 | $ 2,533,000 | $ 253,000 | $ 130,000 |
| PRESCOTT, AZ | 10 | $ 1,884,000 | $ 188,000 | $ 88,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 10 | $ 3,831,000 | $ 383,000 | $ 151,000 |
| WICHITA, KS | 10 | $ 1,700,000 | $ 170,000 | $ 87,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 1,985,000 | $ 198,000 | $ 107,000 |
| CHATTANOOGA, TN-GA | 9 | $ 2,136,000 | $ 241,500 | $ 88,500 |
| DOVER, DE | 9 | $ 2,001,000 | $ 222,000 | $ 50,000 |
| GREEN BAY, WI | 9 | $ 1,408,000 | $ 156,000 | $ 81,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 9 | $ 1,502,000 | $ 166,000 | $ 72,000 |
| JACKSON, MS | 9 | $ 2,131,000 | $ 236,000 | $ 81,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 9 | $ 1,702,000 | $ 177,000 | $ 50,500 |
| LAKE HAVASU CITY-KINGMAN, AZ | 9 | $ 1,933,000 | $ 214,000 | $ 47,000 |
| MACON, GA | 9 | $ 1,469,000 | $ 163,000 | $ 68,000 |
| OWENSBORO, KY | 9 | $ 1,411,000 | $ 156,000 | $ 69,000 |
| RAPID CITY, SD | 9 | $ 1,740,000 | $ 193,000 | $ 40,000 |
| SHREVEPORT-BOSSIER CITY, LA | 9 | $ 1,894,000 | $ 210,000 | $ 24,000 |
| TRENTON-EWING, NJ | 9 | $ 2,398,000 | $ 266,000 | $ 133,000 |
| APPLETON, WI | 8 | $ 1,401,000 | $ 175,000 | $ 65,000 |
| BILLINGS, MT | 8 | $ 1,655,000 | $ 206,000 | $ 24,000 |
| DALLAS-PLANO-IRVING, TX | 8 | $ 1,499,000 | $ 187,000 | $ 117,000 |
| DOTHAN, AL | 8 | $ 898,000 | $ 112,000 | $ 64,000 |
| FARGO, ND-MN | 8 | $ 1,743,000 | $ 217,000 | $ 74,000 |
| FRESNO, CA | 8 | $ 1,789,000 | $ 223,000 | $ 62,000 |
| MANSFIELD, OH | 8 | $ 1,680,000 | $ 210,000 | $ 99,000 |
| MICHIGAN CITY-LA PORTE, IN | 8 | $ 2,085,000 | $ 260,000 | $ 98,000 |
| MODESTO, CA | 8 | $ 1,482,000 | $ 185,000 | $ 114,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 8 | $ 1,546,000 | $ 193,000 | $ 74,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 1,593,000 | $ 199,000 | $ 64,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 1,227,000 | $ 153,000 | $ 107,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 8 | $ 1,694,000 | $ 211,000 | $ 80,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 8 | $ 2,026,000 | $ 253,000 | $ 112,000 |
| SPOKANE, WA | 8 | $ 1,359,000 | $ 169,000 | $ 3,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 8 | $ 1,188,000 | $ 148,000 | $ 59,000 |
| WINSTON-SALEM, NC | 8 | $ 1,960,000 | $ 245,000 | $ 101,000 |
| BURLINGTON, NC | 7 | $ 976,000 | $ 139,000 | $ 29,000 |
| CASPER, WY | 7 | $ 1,469,000 | $ 209,000 | $ 70,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 1,197,000 | $ 172,000 | $ 85,500 |
| EAU CLAIRE, WI | 7 | $ 1,090,000 | $ 155,000 | $ 82,000 |
| FAIRBANKS, AK | 7 | $ 1,384,000 | $ 197,000 | $ 73,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 1,292,000 | $ 184,000 | $ 57,000 |
| HARRISONBURG, VA | 7 | $ 1,581,000 | $ 225,000 | $ 79,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 1,208,000 | $ 172,000 | $ 77,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 7 | $ 1,160,000 | $ 142,000 | $ 55,333 |
| LEBANON, PA | 7 | $ 1,236,000 | $ 176,000 | $ 87,000 |
| OCEAN CITY, NJ | 7 | $ 1,685,000 | $ 240,000 | $ 121,000 |
| OSHKOSH-NEENAH, WI | 7 | $ 1,219,000 | $ 174,000 | $ 68,000 |
| RACINE, WI | 7 | $ 1,364,000 | $ 194,000 | $ 90,000 |
| SALISBURY, MD | 7 | $ 1,687,000 | $ 241,000 | $ 99,000 |
| SANTA FE, NM | 7 | $ 1,997,000 | $ 285,000 | $ 93,000 |
| ALBANY, GA | 6 | $ 921,000 | $ 153,000 | $ 63,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 834,000 | $ 139,000 | $ 71,000 |
| AUBURN-OPELIKA, AL | 6 | $ 991,000 | $ 165,000 | $ 43,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 6 | $ 643,000 | $ 107,000 | $ 49,000 |
| BOWLING GREEN, KY | 6 | $ 1,159,000 | $ 193,000 | $ 94,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $ 1,153,000 | $ 192,000 | $ 120,000 |
| FLAGSTAFF, AZ | 6 | $ 1,316,000 | $ 219,000 | $ 49,000 |
| FOND DU LAC, WI | 6 | $ 1,217,000 | $ 202,000 | $ 44,000 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 861,000 | $ 143,000 | $ 77,000 |
| GREAT FALLS, MT | 6 | $ 826,000 | $ 137,000 | $ 62,000 |
| HINESVILLE-FORT STEWART, GA | 6 | $ 697,000 | $ 116,000 | $ 72,000 |
| IOWA CITY, IA | 6 | $ 1,129,000 | $ 188,000 | $ 95,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 964,000 | $ 160,000 | $ 51,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,201,000 | $ 200,000 | $ 85,000 |
| ROCHESTER, MN | 6 | $ 1,126,000 | $ 187,000 | $ 87,000 |
| SPRINGFIELD, OH | 6 | $ 991,000 | $ 165,000 | $ 93,000 |
| ST. CLOUD, MN | 6 | $ 1,523,000 | $ 253,000 | $ 86,000 |
| TULSA, OK | 6 | $ 1,092,000 | $ 182,000 | $ 69,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 6 | $ 1,235,000 | $ 205,000 | $ 81,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 842,000 | $ 140,000 | $ 48,000 |
| BANGOR, ME | 5 | $ 967,000 | $ 193,000 | $ 85,000 |
| BUFFALO-NIAGARA FALLS, NY | 5 | $ 850,000 | $ 170,000 | $ 65,000 |
| CHEYENNE, WY | 5 | $ 922,000 | $ 184,000 | $ 29,000 |
| CORPUS CHRISTI, TX | 5 | $ 1,001,000 | $ 200,000 | $ 122,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 779,000 | $ 155,000 | $ 21,000 |
| DALTON, GA | 5 | $ 703,000 | $ 140,000 | $ 74,000 |
| DECATUR, AL | 5 | $ 786,000 | $ 157,000 | $ 73,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 948,000 | $ 189,000 | $ 61,000 |
| GRAND JUNCTION, CO | 5 | $ 856,000 | $ 171,000 | $ 98,000 |
| GULFPORT-BILOXI, MS | 5 | $ 818,000 | $ 163,000 | $ 103,000 |
| JANESVILLE, WI | 5 | $ 984,000 | $ 196,000 | $ 113,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 5 | $ 906,000 | $ 181,000 | $ 13,000 |
| LINCOLN, NE | 5 | $ 817,000 | $ 163,000 | $ 27,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,039,000 | $ 207,000 | $ 56,000 |
| PEORIA, IL | 5 | $ 784,000 | $ 156,000 | $ 83,000 |
| ROCKFORD, IL | 5 | $ 960,000 | $ 192,000 | $ 79,000 |
| SALINAS, CA | 5 | $ 1,584,000 | $ 316,000 | $ 94,000 |
| SANDUSKY, OH | 5 | $ 787,000 | $ 157,000 | $ 56,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5 | $ 1,239,000 | $ 247,000 | $ 49,000 |
| STATE COLLEGE, PA | 5 | $ 884,000 | $ 176,000 | $ 66,000 |
| TUSCALOOSA, AL | 5 | $ 1,094,000 | $ 218,000 | $ 94,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 1,123,000 | $ 280,000 | $ 133,000 |
| AMES, IA | 4 | $ 684,000 | $ 171,000 | $ 45,000 |
| ANDERSON, IN | 4 | $ 465,000 | $ 116,000 | $ 46,000 |
| ANNISTON-OXFORD, AL | 4 | $ 531,000 | $ 132,000 | $ 73,000 |
| BRUNSWICK, GA | 4 | $ 783,000 | $ 195,000 | $ 79,000 |
| CLEVELAND, TN | 4 | $ 1,005,000 | $ 251,000 | $ 89,000 |
| COEUR D'ALENE, ID | 4 | $ 859,000 | $ 214,000 | $ 72,000 |
| FORT SMITH, AR-OK | 4 | $ 561,000 | $ 140,000 | $ 35,000 |
| GRAND FORKS, ND-MN | 4 | $ 563,000 | $ 140,000 | $ 39,000 |
| JACKSON, TN | 4 | $ 901,000 | $ 225,000 | $ 67,000 |
| KOKOMO, IN | 4 | $ 588,000 | $ 147,000 | $ 94,000 |
| LAFAYETTE, IN | 4 | $ 545,000 | $ 136,000 | $ 47,000 |
| LAWRENCE, KS | 4 | $ 601,000 | $ 150,000 | $ 171,000 |
| MISSOULA, MT | 4 | $ 790,000 | $ 197,000 | $ 20,000 |
| MONROE, LA | 4 | $ 921,000 | $ 230,000 | $ 75,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 4 | $ 882,000 | $ 220,000 | $ 106,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 4 | $ 441,000 | $ 126,000 | $ 59,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 735,000 | $ 183,000 | $ 26,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 793,000 | $ 198,000 | $ 62,000 |
| SANTA ROSA-PETALUMA, CA | 4 | $ 1,169,000 | $ 292,000 | $ 105,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 758,000 | $ 189,000 | $ 74,000 |
| SPARTANBURG, SC | 4 | $ 501,000 | $ 125,000 | $ 37,000 |
| SPRINGFIELD, IL | 4 | $ 828,000 | $ 207,000 | $ 82,000 |
| ST. GEORGE, UT | 4 | $ 928,000 | $ 232,000 | $ 92,000 |
| TALLAHASSEE, FL | 4 | $ 598,000 | $ 149,000 | $ 76,000 |
| WATERLOO-CEDAR FALLS, IA | 4 | $ 833,000 | $ 208,000 | $ 82,000 |
| WAUSAU, WI | 4 | $ 719,000 | $ 179,000 | $ 59,000 |
| YUBA CITY, CA | 4 | $ 518,000 | $ 129,000 | $ 46,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 564,000 | $ 188,000 | $ 64,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 465,000 | $ 155,000 | $ 69,000 |
| CHARLESTON, WV | 3 | $ 578,000 | $ 192,000 | $ 72,000 |
| CUMBERLAND, MD-WV | 3 | $ 815,000 | $ 256,000 | $ 136,000 |
| DANVILLE, VA | 3 | $ 602,000 | $ 200,000 | $ 54,000 |
| EL PASO, TX | 3 | $ 465,000 | $ 155,000 | $ 26,000 |
| FLORENCE, SC | 3 | $ 596,000 | $ 198,000 | $ 48,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 775,000 | $ 258,000 | $ 180,000 |
| IDAHO FALLS, ID | 3 | $ 476,000 | $ 158,000 | $ 21,000 |
| JEFFERSON CITY, MO | 3 | $ 417,000 | $ 139,000 | $ 20,000 |
| JOHNSON CITY, TN | 3 | $ 692,000 | $ 230,000 | $ 83,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 3 | $ 199,000 | $ 66,000 | $ 0 |
| LANSING-EAST LANSING, MI | 3 | $ 653,000 | $ 217,000 | $ 105,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 602,000 | $ 200,000 | $ 64,000 |
| MUNCIE, IN | 3 | $ 498,000 | $ 166,000 | $ 99,000 |
| NAPA, CA | 3 | $ 1,203,000 | $ 401,000 | $ 102,000 |
| PORT ST. LUCIE, FL | 3 | $ 639,000 | $ 213,000 | $ 87,000 |
| PROVO-OREM, UT | 3 | $ 632,000 | $ 210,000 | $ 57,000 |
| RENO-SPARKS, NV | 3 | $ 809,000 | $ 269,000 | $ 88,000 |
| ROCHESTER, NY | 3 | $ 670,000 | $ 223,000 | $ 85,000 |
| SALEM, OR | 3 | $ 578,000 | $ 192,000 | $ 38,000 |
| ST. JOSEPH, MO-KS | 3 | $ 447,000 | $ 149,000 | $ 66,000 |
| TERRE HAUTE, IN | 3 | $ 571,000 | $ 190,000 | $ 132,000 |
| VALDOSTA, GA | 3 | $ 443,000 | $ 147,000 | $ 54,000 |
| WILLIAMSPORT, PA | 3 | $ 337,000 | $ 112,000 | $ 48,000 |
| YAKIMA, WA | 3 | $ 460,000 | $ 153,000 | $ 45,000 |
| YUMA, AZ | 3 | $ 441,000 | $ 147,000 | $ 30,000 |
| ALEXANDRIA, LA | 2 | $ 405,000 | $ 202,000 | $ 105,000 |
| ALTOONA, PA | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| ANN ARBOR, MI | 2 | $ 489,000 | $ 244,000 | $ 208,000 |
| BEND, OR | 2 | $ 560,000 | $ 280,000 | $ 77,000 |
| BISMARCK, ND | 2 | $ 432,000 | $ 216,000 | $ 94,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 354,000 | $ 177,000 | $ 67,000 |
| DUBUQUE, IA | 2 | $ 378,000 | $ 189,000 | $ 45,000 |
| GADSDEN, AL | 2 | $ 450,000 | $ 225,000 | $ 46,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 468,000 | $ 234,000 | $ 90,000 |
| GREENVILLE, NC | 2 | $ 520,000 | $ 260,000 | $ 40,000 |
| HANFORD-CORCORAN, CA | 2 | $ 334,000 | $ 167,000 | $ 50,000 |
| JOHNSTOWN, PA | 2 | $ 441,000 | $ 220,000 | $ 36,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 382,000 | $ 191,000 | $ 215,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 298,000 | $ 149,000 | $ 87,000 |
| KINGSTON, NY | 2 | $ 285,000 | $ 142,000 | $ 141,000 |
| LA CROSSE, WI-MN | 2 | $ 308,000 | $ 154,000 | $ 62,000 |
| LEWISTON-AUBURN, ME | 2 | $ 512,000 | $ 256,000 | $ 191,000 |
| MADERA-CHOWCHILLA, CA | 2 | $ 331,000 | $ 165,000 | $ 39,000 |
| MEDFORD, OR | 2 | $ 367,000 | $ 183,000 | $ 85,000 |
| MERCED, CA | 2 | $ 472,000 | $ 236,000 | $ 68,000 |
| MORGANTOWN, WV | 2 | $ 394,000 | $ 197,000 | $ 56,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 83,000 | $ 41,000 | $ 87,000 |
| OCALA, FL | 2 | $ 452,000 | $ 226,000 | $ 125,000 |
| POCATELLO, ID | 2 | $ 547,000 | $ 273,000 | $ 79,000 |
| PUNTA GORDA, FL | 2 | $ 288,000 | $ 144,000 | $ 44,000 |
| REDDING, CA | 2 | $ 369,000 | $ 184,000 | $ 52,000 |
| ROCKY MOUNT, NC | 2 | $ 297,000 | $ 148,000 | $ 39,000 |
| ROME, GA | 2 | $ 355,000 | $ 177,000 | $ 72,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,254,000 | $ 627,000 | $ 249,000 |
| SHEBOYGAN, WI | 2 | $ 274,000 | $ 137,000 | $ 47,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 559,000 | $ 279,000 | $ 81,000 |
| SPRINGFIELD, MO | 2 | $ 341,000 | $ 170,000 | $ 111,000 |
| SUMTER, SC | 2 | $ 205,000 | $ 102,000 | $ 0 |
| ANDERSON, SC | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| BAY CITY, MI | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 84,000 | $ 84,000 | $ 100,000 |
| BELLINGHAM, WA | 1 | $ 336,000 | $ 336,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 104,000 | $ 104,000 | $ 0 |
| CHICO, CA | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| COLUMBIA, MO | 1 | $ 192,000 | $ 192,000 | $ 200,000 |
| DANVILLE, IL | 1 | $ 141,000 | $ 141,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| EL CENTRO, CA | 1 | $ 303,000 | $ 303,000 | $ 89,000 |
| FARMINGTON, NM | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| FLINT, MI | 1 | $ 113,000 | $ 113,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 226,000 | $ 226,000 | $ 24,000 |
| GOLDSBORO, NC | 1 | $ 180,000 | $ 180,000 | $ 0 |
| HATTIESBURG, MS | 1 | $ 264,000 | $ 264,000 | $ 155,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| HOT SPRINGS, AR | 1 | $ 158,000 | $ 158,000 | $ 177,000 |
| JONESBORO, AR | 1 | $ 206,000 | $ 206,000 | $ 67,000 |
| LAFAYETTE, LA | 1 | $ 67,000 | $ 67,000 | $ 176,000 |
| LAKE CHARLES, LA | 1 | $ 380,000 | $ 380,000 | $ 64,000 |
| LAWTON, OK | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| LEWISTON, ID-WA | 1 | $ 172,000 | $ 172,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| LONGVIEW, WA | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| LUBBOCK, TX | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| MANHATTAN, KS | 1 | $ 179,000 | $ 179,000 | $ 137,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 84,000 | $ 84,000 | $ 0 |
| MONROE, MI | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| MORRISTOWN, TN | 1 | $ 333,000 | $ 333,000 | $ 100,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 88,000 | $ 88,000 | $ 113,000 |
| PALM COAST, FL | 1 | $ 182,000 | $ 182,000 | $ 57,000 |
| PASCAGOULA, MS | 1 | $ 151,000 | $ 151,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 192,000 | $ 192,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 164,000 | $ 164,000 | $ 74,000 |
| TOPEKA, KS | 1 | $ 325,000 | $ 325,000 | $ 170,000 |
| TYLER, TX | 1 | $ 128,000 | $ 128,000 | $ 101,000 |
| UTICA-ROME, NY | 1 | $ 152,000 | $ 152,000 | $ 88,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 289,000 | $ 289,000 | $ 0 |
Mortgage Loan Application Detail Totals for American Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,308 | $1,584,764,000 | $216,000 | $2,100,000 | $81,000 | $1,680,000 |
| Home Purchase | 671 | $135,210,000 | $201,000 | $1,297,000 | $80,000 | $575,000 |
| Home Improvement | 235 | $45,429,000 | $193,000 | $790,000 | $82,000 | $534,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,869 | $1,233,962,000 | $210,000 | $2,100,000 | $83,000 | $1,500,000 |
| Not Provided | 855 | $191,467,000 | $223,000 | $1,040,000 | $81,000 | $1,680,000 |
| Black or African American | 853 | $190,202,000 | $222,000 | $739,000 | $71,000 | $446,000 |
| Hispanic | 355 | $80,947,000 | $228,000 | $915,000 | $74,000 | $350,000 |
| Asian | 216 | $53,100,000 | $245,000 | $760,000 | $96,000 | $1,000,000 |
| American Indian or Alaskan Native | 39 | $8,422,000 | $215,000 | $498,000 | $75,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $7,303,000 | $270,000 | $889,000 | $74,000 | $153,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,755 | $1,043,832,000 | $219,000 | $2,100,000 | $99,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 1,801 | $368,906,000 | $204,000 | $739,000 | $63,000 | $1,680,000 |
| VA-guaranteed (Veterans Administration) | 1,636 | $349,095,000 | $213,000 | $936,000 | $51,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $3,570,000 | $162,000 | $307,000 | $50,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 2,637 | $574,525,000 | $217,000 | $2,100,000 | $81,000 | $900,000 |
| Application Withdrawn By Applicant | 2,538 | $554,244,000 | $218,000 | $1,579,000 | $90,000 | $1,680,000 |
| Loan Originated | 2,191 | $447,760,000 | $204,000 | $1,297,000 | $73,000 | $719,000 |
| Application Denied By Financial Institution | 794 | $177,795,000 | $223,000 | $1,000,000 | $80,000 | $413,000 |
| Application Approved But Not Accepted | 54 | $11,079,000 | $205,000 | $615,000 | $54,000 | $211,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 466 | $101,650,000 | $218,000 | $651,000 | $84,000 | $312,000 |
| Debt-To-Income Ratio | 149 | $37,683,000 | $252,000 | $1,000,000 | $62,000 | $375,000 |
| Credit History | 101 | $21,793,000 | $215,000 | $626,000 | $86,000 | $398,000 |
| Other | 25 | $5,183,000 | $207,000 | $396,000 | $78,000 | $213,000 |
| Unverifiable Information | 23 | $5,324,000 | $231,000 | $784,000 | $98,000 | $413,000 |
| Employment History | 21 | $4,531,000 | $215,000 | $410,000 | $71,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,631,000 | $181,000 | $280,000 | $52,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.