American Bank Mortgage Lending & HMDA Data, 2013

In 2013, American Bank of Greenbelt, MD reported 8,214 mortgage applications totaling $1.8 billion, up 4% from 2012. The average application was for $214,926, and applicants reported an average income of $80,946. 27% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (612), Atlanta-Sandy Springs-Marietta, GA (314) and Columbus, OH (269) (applications in parentheses).

Mortgage Company & Address American Bank
9001 Edmonston Road Suite 100
Greenbelt, MD 20770
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,214
Total Mortgage Loan Application Amount $1,765,403,000
Average Mortgage Loan Application Amount $214,926
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $80,946
Highest Applicant Income $1,680,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 188 $ 47,541,000 $ 252,877 $ 77,000
Franklin, Ohio 155 $ 25,919,000 $ 167,219 $ 74,000
Montgomery, Maryland 122 $ 38,415,000 $ 314,877 $ 99,000
Fairfax, Virginia 100 $ 32,847,000 $ 328,470 $ 115,000
Prince William, Virginia 93 $ 27,524,000 $ 295,956 $ 98,000
Maricopa, Arizona 87 $ 19,126,000 $ 219,839 $ 82,000
Hennepin, Minnesota 86 $ 17,731,000 $ 206,174 $ 74,000
Summit, Ohio 79 $ 13,707,000 $ 173,506 $ 82,000
Cuyahoga, Ohio 78 $ 12,681,000 $ 162,576 $ 93,000
Cook, Illinois 76 $ 15,669,000 $ 206,171 $ 72,000
Los Angeles, California 69 $ 21,109,000 $ 305,927 $ 96,000
Baltimore, Maryland 67 $ 16,780,000 $ 250,447 $ 92,000
Anne Arundel, Maryland 66 $ 19,643,000 $ 297,621 $ 102,000
District of Columbia, District Of Columbia 55 $ 16,700,000 $ 303,636 $ 94,000
Gwinnett, Georgia 51 $ 9,150,000 $ 179,411 $ 67,000
Hamilton, Ohio 50 $ 7,842,000 $ 156,840 $ 68,000
Baltimore City, Maryland 44 $ 8,387,000 $ 190,613 $ 126,000
Frederick, Maryland 43 $ 12,589,000 $ 292,767 $ 101,000
Virginia Beach, Virginia 43 $ 10,355,000 $ 240,813 $ 96,000
Chester, Pennsylvania 42 $ 10,076,000 $ 239,904 $ 105,000
DeKalb, Georgia 40 $ 7,454,000 $ 186,350 $ 65,000
Montgomery, Pennsylvania 40 $ 10,556,000 $ 263,900 $ 93,000
Philadelphia, Pennsylvania 40 $ 6,982,000 $ 174,550 $ 77,000
Fulton, Georgia 39 $ 9,062,000 $ 232,358 $ 87,000
Lorain, Ohio 39 $ 7,494,000 $ 192,153 $ 96,000
Loudoun, Virginia 38 $ 15,284,000 $ 402,210 $ 107,000
Butler, Ohio 37 $ 6,841,000 $ 184,891 $ 87,000
Marion, Indiana 36 $ 5,151,000 $ 143,083 $ 64,000
Jefferson, Kentucky 36 $ 5,490,000 $ 152,500 $ 60,000
Delaware, Ohio 36 $ 8,527,000 $ 236,861 $ 90,000
Riverside, California 35 $ 9,832,000 $ 280,914 $ 112,000
Chesterfield, Virginia 35 $ 7,044,000 $ 201,257 $ 68,000
Mecklenburg, North Carolina 34 $ 6,364,000 $ 187,176 $ 61,000
Polk, Iowa 33 $ 6,495,000 $ 196,818 $ 67,000
Chesapeake, Virginia 33 $ 8,484,000 $ 257,090 $ 71,000
San Diego, California 32 $ 10,350,000 $ 323,437 $ 120,000
Cobb, Georgia 32 $ 7,509,000 $ 234,656 $ 108,000
Wake, North Carolina 32 $ 6,593,000 $ 206,031 $ 75,000
El Paso, Colorado 30 $ 4,999,000 $ 166,633 $ 38,000
Warren, Ohio 30 $ 6,035,000 $ 201,166 $ 105,000
Bucks, Pennsylvania 30 $ 7,618,000 $ 253,933 $ 94,000
Middlesex, Massachusetts 29 $ 8,155,000 $ 281,206 $ 97,000
Anoka, Minnesota 29 $ 5,682,000 $ 195,931 $ 73,000
Henrico, Virginia 29 $ 6,151,000 $ 212,103 $ 79,000
Anchorage, Alaska 28 $ 6,588,000 $ 235,285 $ 45,000
Harford, Maryland 28 $ 6,858,000 $ 244,928 $ 88,000
Berks, Pennsylvania 28 $ 5,261,000 $ 187,892 $ 73,000
Dakota, Minnesota 27 $ 5,218,000 $ 193,259 $ 68,000
Portage, Ohio 27 $ 4,130,000 $ 152,962 $ 57,000
Salt Lake, Utah 27 $ 5,426,000 $ 200,962 $ 63,000
Stafford, Virginia 27 $ 8,248,000 $ 305,481 $ 107,000
Pima, Arizona 26 $ 4,823,000 $ 185,500 $ 60,000
Hamilton, Indiana 26 $ 4,955,000 $ 190,576 $ 99,000
Howard, Maryland 26 $ 8,324,000 $ 320,153 $ 111,000
Burlington, New Jersey 26 $ 6,134,000 $ 235,923 $ 91,000
Ocean, New Jersey 26 $ 6,319,000 $ 243,038 $ 83,000
Queens, New York 26 $ 7,934,000 $ 305,153 $ 72,000
Clermont, Ohio 26 $ 4,219,000 $ 162,269 $ 70,000
Fairfield, Ohio 26 $ 4,491,000 $ 172,730 $ 86,000
Montgomery, Ohio 26 $ 4,325,000 $ 166,346 $ 51,000
Licking, Ohio 25 $ 4,385,000 $ 175,400 $ 75,000
Providence, Rhode Island 25 $ 4,397,000 $ 175,880 $ 69,000
Charles, Maryland 24 $ 6,083,000 $ 253,458 $ 86,000
Bergen, New Jersey 24 $ 7,712,000 $ 321,333 $ 123,000
Stark, Ohio 24 $ 4,029,000 $ 167,875 $ 73,000
Milwaukee, Wisconsin 24 $ 3,820,000 $ 159,166 $ 76,000
Adams, Colorado 23 $ 3,766,000 $ 163,739 $ 62,000
Middlesex, New Jersey 23 $ 5,854,000 $ 254,521 $ 69,000
Lucas, Ohio 23 $ 3,703,000 $ 161,000 $ 80,000
Waukesha, Wisconsin 23 $ 5,452,000 $ 237,043 $ 84,000
Jefferson, Alabama 22 $ 3,713,000 $ 168,772 $ 60,000
Hartford, Connecticut 22 $ 4,420,000 $ 200,909 $ 88,000
Plymouth, Massachusetts 22 $ 5,111,000 $ 232,318 $ 81,000
Clark, Nevada 22 $ 4,128,000 $ 187,636 $ 50,000
San Bernardino, California 21 $ 5,018,000 $ 238,952 $ 91,000
Ramsey, Minnesota 21 $ 4,353,000 $ 207,285 $ 83,000
Nassau, New York 21 $ 6,729,000 $ 320,428 $ 116,000
York, Pennsylvania 21 $ 4,272,000 $ 203,428 $ 92,000
Spotsylvania, Virginia 21 $ 5,716,000 $ 272,190 $ 104,000
Sacramento, California 20 $ 4,453,000 $ 222,650 $ 92,000
Miami-Dade, Florida 20 $ 4,244,000 $ 212,200 $ 72,000
Suffolk, Massachusetts 20 $ 5,320,000 $ 266,000 $ 86,000
Gloucester, New Jersey 20 $ 4,624,000 $ 231,200 $ 84,000
Allegheny, Pennsylvania 20 $ 3,141,000 $ 157,050 $ 79,000
Lancaster, Pennsylvania 20 $ 3,736,000 $ 186,800 $ 83,000
King, Washington 20 $ 5,705,000 $ 285,250 $ 79,000
New Castle, Delaware 19 $ 4,609,000 $ 242,578 $ 83,000
Honolulu, Hawaii 19 $ 5,939,000 $ 312,578 $ 60,000
St. Louis, Missouri 19 $ 3,655,000 $ 192,368 $ 79,000
Monmouth, New Jersey 19 $ 4,847,000 $ 255,105 $ 112,000
Lake, Ohio 19 $ 3,220,000 $ 169,473 $ 74,000
Medina, Ohio 19 $ 3,216,000 $ 169,263 $ 74,000
Delaware, Pennsylvania 19 $ 3,614,000 $ 190,210 $ 85,000
Columbia, Georgia 18 $ 3,054,000 $ 169,666 $ 90,000
Forsyth, Georgia 18 $ 4,649,000 $ 258,277 $ 99,000
Lake, Indiana 18 $ 3,100,000 $ 172,222 $ 70,000
Worcester, Massachusetts 18 $ 3,966,000 $ 220,333 $ 77,000
Washington, Minnesota 18 $ 4,020,000 $ 223,333 $ 87,000
Guilford, North Carolina 18 $ 3,617,000 $ 200,944 $ 72,000
Dauphin, Pennsylvania 18 $ 3,377,000 $ 187,611 $ 76,000
Arapahoe, Colorado 17 $ 3,061,000 $ 180,058 $ 61,000
Duval, Florida 17 $ 3,583,000 $ 210,764 $ 88,000
Calvert, Maryland 17 $ 5,636,000 $ 331,529 $ 111,000
St. Mary's, Maryland 17 $ 4,099,000 $ 241,117 $ 111,000
Essex, Massachusetts 17 $ 4,301,000 $ 253,000 $ 75,000
Atlantic, New Jersey 17 $ 3,205,000 $ 188,529 $ 78,000
Hudson, New Jersey 17 $ 4,312,000 $ 253,647 $ 83,000
Passaic, New Jersey 17 $ 4,610,000 $ 271,176 $ 91,000
Union, New Jersey 17 $ 4,444,000 $ 261,411 $ 104,000
Bernalillo, New Mexico 17 $ 3,182,000 $ 187,176 $ 93,000
Allen, Ohio 17 $ 1,717,000 $ 101,000 $ 51,000
Madison, Alabama 16 $ 3,030,000 $ 189,375 $ 110,000
Jefferson, Colorado 16 $ 3,979,000 $ 248,687 $ 82,000
Henry, Georgia 16 $ 3,299,000 $ 206,187 $ 73,000
Will, Illinois 16 $ 3,577,000 $ 223,562 $ 76,000
Camden, New Jersey 16 $ 3,843,000 $ 240,187 $ 93,000
Kings, New York 16 $ 6,344,000 $ 396,500 $ 106,000
Onslow, North Carolina 16 $ 3,035,000 $ 189,687 $ 61,000
Greene, Ohio 16 $ 2,566,000 $ 160,375 $ 87,000
Cumberland, Pennsylvania 16 $ 2,893,000 $ 180,812 $ 87,000
Lehigh, Pennsylvania 16 $ 3,424,000 $ 214,000 $ 65,000
Northampton, Pennsylvania 16 $ 3,306,000 $ 206,625 $ 107,000
Shelby, Tennessee 16 $ 2,640,000 $ 165,000 $ 58,000
Dane, Wisconsin 16 $ 3,020,000 $ 188,750 $ 58,000
Contra Costa, California 15 $ 4,595,000 $ 306,333 $ 77,000
Sussex, Delaware 15 $ 4,155,000 $ 277,000 $ 95,000
Chatham, Georgia 15 $ 3,094,000 $ 206,266 $ 74,000
Hall, Georgia 15 $ 2,740,000 $ 182,666 $ 67,000
Carroll, Maryland 15 $ 3,836,000 $ 255,733 $ 91,000
Portsmouth, Virginia 15 $ 2,674,000 $ 178,266 $ 83,000
Boulder, Colorado 14 $ 3,491,000 $ 249,357 $ 83,000
New Haven, Connecticut 14 $ 3,528,000 $ 252,000 $ 100,000
Broward, Florida 14 $ 2,761,000 $ 197,214 $ 81,000
Palm Beach, Florida 14 $ 4,799,000 $ 342,785 $ 114,000
Fayette, Georgia 14 $ 2,985,000 $ 213,214 $ 109,000
Washington, Maryland 14 $ 3,616,000 $ 258,285 $ 121,000
Wayne, Michigan 14 $ 2,060,000 $ 147,142 $ 69,000
Westchester, New York 14 $ 5,300,000 $ 378,571 $ 135,000
Cumberland, North Carolina 14 $ 2,130,000 $ 152,142 $ 78,000
Multnomah, Oregon 14 $ 3,679,000 $ 262,785 $ 53,000
Pinal, Arizona 13 $ 2,084,000 $ 160,307 $ 44,000
Alameda, California 13 $ 4,579,000 $ 352,230 $ 102,000
Orange, California 13 $ 5,387,000 $ 414,384 $ 169,000
Santa Clara, California 13 $ 5,151,000 $ 396,230 $ 96,000
Weld, Colorado 13 $ 2,054,000 $ 158,000 $ 73,000
Carroll, Georgia 13 $ 1,494,000 $ 114,923 $ 73,000
DuPage, Illinois 13 $ 2,660,000 $ 204,615 $ 71,000
St. Joseph, Indiana 13 $ 1,735,000 $ 133,461 $ 76,000
Wright, Minnesota 13 $ 3,191,000 $ 245,461 $ 68,000
Newport News, Virginia 13 $ 2,562,000 $ 197,076 $ 62,000
Pierce, Washington 13 $ 2,354,000 $ 181,076 $ 28,000
Matanuska-Susitna, Alaska 12 $ 2,887,000 $ 240,583 $ 79,000
San Joaquin, California 12 $ 3,466,000 $ 288,833 $ 108,000
Solano, California 12 $ 3,572,000 $ 297,666 $ 89,000
Denver, Colorado 12 $ 2,121,000 $ 176,750 $ 65,000
Larimer, Colorado 12 $ 2,589,000 $ 215,750 $ 81,000
Pueblo, Colorado 12 $ 1,641,000 $ 136,750 $ 49,000
Houston, Georgia 12 $ 2,530,000 $ 210,833 $ 65,000
Kane, Illinois 12 $ 2,496,000 $ 208,000 $ 74,000
Cecil, Maryland 12 $ 3,095,000 $ 257,916 $ 212,000
New Hanover, North Carolina 12 $ 3,137,000 $ 261,416 $ 155,000
Pickaway, Ohio 12 $ 2,099,000 $ 174,916 $ 74,000
Westmoreland, Pennsylvania 12 $ 2,170,000 $ 180,833 $ 71,000
Charleston, South Carolina 12 $ 2,887,000 $ 240,583 $ 77,000
Hanover, Virginia 12 $ 2,847,000 $ 237,250 $ 96,000
Suffolk, Virginia 12 $ 2,235,000 $ 186,250 $ 48,000
Thurston, Washington 12 $ 2,442,000 $ 203,500 $ 35,000
Mobile, Alabama 11 $ 1,936,000 $ 176,000 $ 49,000
Pulaski, Arkansas 11 $ 1,325,000 $ 120,454 $ 4,000
Kern, California 11 $ 2,122,000 $ 192,909 $ 63,000
Lee, Florida 11 $ 2,614,000 $ 237,636 $ 108,000
Cherokee, Georgia 11 $ 1,919,000 $ 174,454 $ 88,000
Clayton, Georgia 11 $ 1,817,000 $ 165,181 $ 77,000
Pottawattamie, Iowa 11 $ 2,203,000 $ 200,272 $ 77,000
Bullitt, Kentucky 11 $ 1,438,000 $ 130,727 $ 51,000
East Baton Rouge, Louisiana 11 $ 1,835,000 $ 166,818 $ 123,000
Barnstable, Massachusetts 11 $ 2,757,000 $ 250,636 $ 98,000
St. Louis, Minnesota 11 $ 2,622,000 $ 238,363 $ 72,000
Essex, New Jersey 11 $ 3,174,000 $ 288,545 $ 115,000
Suffolk, New York 11 $ 3,655,000 $ 332,272 $ 123,000
Durham, North Carolina 11 $ 2,089,000 $ 189,909 $ 98,000
Ward, North Dakota 11 $ 1,938,000 $ 176,181 $ 85,000
Wayne, Ohio 11 $ 1,828,000 $ 166,181 $ 82,000
Berkeley, South Carolina 11 $ 1,979,000 $ 179,909 $ 75,000
Kitsap, Washington 11 $ 2,599,000 $ 236,272 $ 60,000
Berkeley, West Virginia 11 $ 2,137,000 $ 194,272 $ 69,000
Baldwin, Alabama 10 $ 2,114,000 $ 211,400 $ 80,000
Yavapai, Arizona 10 $ 1,884,000 $ 188,400 $ 88,000
Ventura, California 10 $ 2,598,000 $ 259,800 $ 73,000
Douglas, Colorado 10 $ 3,949,000 $ 394,900 $ 179,000
Fairfield, Connecticut 10 $ 2,820,000 $ 282,000 $ 90,000
Brevard, Florida 10 $ 1,990,000 $ 199,000 $ 104,000
Douglas, Georgia 10 $ 2,020,000 $ 202,000 $ 67,000
Muscogee, Georgia 10 $ 2,093,000 $ 209,300 $ 75,000
Paulding, Georgia 10 $ 1,675,000 $ 167,500 $ 72,000
Elkhart, Indiana 10 $ 1,753,000 $ 175,300 $ 75,000
Monroe, Indiana 10 $ 1,882,000 $ 188,200 $ 115,000
Porter, Indiana 10 $ 1,637,000 $ 163,700 $ 59,000
Johnson, Kansas 10 $ 1,917,000 $ 191,700 $ 82,000
Hardin, Kentucky 10 $ 1,748,000 $ 174,800 $ 27,000
Norfolk, Massachusetts 10 $ 2,452,000 $ 245,200 $ 92,000
Clay, Missouri 10 $ 1,572,000 $ 157,200 $ 80,000
Hillsborough, New Hampshire 10 $ 2,292,000 $ 229,200 $ 89,000
Union, North Carolina 10 $ 2,113,000 $ 211,300 $ 127,000
Belmont, Ohio 10 $ 1,697,000 $ 169,700 $ 82,000
Columbiana, Ohio 10 $ 1,734,000 $ 173,400 $ 100,000
Union, Ohio 10 $ 2,716,000 $ 271,600 $ 139,000
Wood, Ohio 10 $ 1,797,000 $ 179,700 $ 87,000
Erie, Pennsylvania 10 $ 2,062,000 $ 206,200 $ 75,000
Horry, South Carolina 10 $ 1,553,000 $ 155,300 $ 69,000
Alexandria, Virginia 10 $ 3,040,000 $ 304,000 $ 121,000
Arlington, Virginia 10 $ 4,556,000 $ 455,600 $ 150,000
Hampton, Virginia 10 $ 2,216,000 $ 221,600 $ 73,000
Norfolk, Virginia 10 $ 1,886,000 $ 188,600 $ 49,000
Kenosha, Wisconsin 10 $ 1,841,000 $ 184,100 $ 47,000
Mohave, Arizona 9 $ 1,933,000 $ 214,777 $ 47,000
Kent, Delaware 9 $ 2,001,000 $ 222,333 $ 50,000
Orange, Florida 9 $ 1,547,000 $ 171,888 $ 69,000
Coweta, Georgia 9 $ 1,501,000 $ 166,777 $ 154,000
Newton, Georgia 9 $ 1,552,000 $ 172,444 $ 75,000
Richmond, Georgia 9 $ 1,338,000 $ 148,666 $ 46,000
Ada, Idaho 9 $ 2,015,000 $ 223,888 $ 93,000
Allen, Indiana 9 $ 1,229,000 $ 136,555 $ 55,000
Hancock, Indiana 9 $ 1,557,000 $ 173,000 $ 76,000
Hendricks, Indiana 9 $ 1,510,000 $ 167,777 $ 92,000
Johnson, Indiana 9 $ 1,723,000 $ 191,444 $ 96,000
Sedgwick, Kansas 9 $ 1,536,000 $ 170,666 $ 86,000
Madison, Kentucky 9 $ 1,456,000 $ 161,777 $ 73,000
Douglas, Nebraska 9 $ 1,639,000 $ 182,111 $ 70,000
Mercer, New Jersey 9 $ 2,398,000 $ 266,444 $ 133,000
Morris, New Jersey 9 $ 2,592,000 $ 288,000 $ 74,000
Somerset, New Jersey 9 $ 2,628,000 $ 292,000 $ 112,000
Shelby, Ohio 9 $ 1,818,000 $ 202,000 $ 106,000
Bradford, Pennsylvania 9 $ 1,509,000 $ 167,666 $ 73,000
Monroe, Pennsylvania 9 $ 1,187,000 $ 131,888 $ 79,000
Richland, South Carolina 9 $ 1,748,000 $ 194,222 $ 109,000
Minnehaha, South Dakota 9 $ 1,615,000 $ 179,444 $ 63,000
Davidson, Tennessee 9 $ 1,712,000 $ 190,222 $ 56,000
Fresno, California 8 $ 1,789,000 $ 223,625 $ 62,000
Stanislaus, California 8 $ 1,482,000 $ 185,250 $ 114,000
Tolland, Connecticut 8 $ 1,225,000 $ 153,125 $ 142,000
Jackson, Georgia 8 $ 1,683,000 $ 210,375 $ 56,000
Lake, Illinois 8 $ 1,396,000 $ 174,500 $ 84,000
McHenry, Illinois 8 $ 1,280,000 $ 160,000 $ 81,000
LaPorte, Indiana 8 $ 2,085,000 $ 260,625 $ 98,000
Warren, Iowa 8 $ 1,313,000 $ 164,125 $ 61,000
Caroline, Maryland 8 $ 1,686,000 $ 210,750 $ 71,000
Queen Anne's, Maryland 8 $ 2,421,000 $ 302,625 $ 108,000
Worcester, Maryland 8 $ 2,311,000 $ 288,875 $ 112,000
Macomb, Michigan 8 $ 1,919,000 $ 239,875 $ 92,000
Oakland, Michigan 8 $ 1,573,000 $ 196,625 $ 91,000
Scott, Minnesota 8 $ 1,938,000 $ 242,250 $ 84,000
Sherburne, Minnesota 8 $ 1,300,000 $ 162,500 $ 72,000
Yellowstone, Montana 8 $ 1,655,000 $ 206,875 $ 24,000
Rockingham, New Hampshire 8 $ 2,026,000 $ 253,250 $ 112,000
Brunswick, North Carolina 8 $ 1,853,000 $ 231,625 $ 86,000
Iredell, North Carolina 8 $ 1,700,000 $ 212,500 $ 61,000
Cass, North Dakota 8 $ 1,743,000 $ 217,875 $ 74,000
Richland, Ohio 8 $ 1,680,000 $ 210,000 $ 99,000
Greenville, South Carolina 8 $ 1,479,000 $ 184,875 $ 60,000
Sumner, Tennessee 8 $ 1,434,000 $ 179,250 $ 86,000
Frederick, Virginia 8 $ 1,692,000 $ 211,500 $ 73,000
James City, Virginia 8 $ 1,817,000 $ 227,125 $ 78,000
Orange, Virginia 8 $ 1,657,000 $ 207,125 $ 85,000
Spokane, Washington 8 $ 1,359,000 $ 169,875 $ 3,000
Outagamie, Wisconsin 8 $ 1,401,000 $ 175,125 $ 65,000
Shelby, Alabama 7 $ 1,099,000 $ 157,000 $ 78,000
Fairbanks North Star, Alaska 7 $ 1,384,000 $ 197,714 $ 73,000
Cochise, Arizona 7 $ 1,432,000 $ 204,571 $ 102,000
Placer, California 7 $ 2,310,000 $ 330,000 $ 126,000
Pinellas, Florida 7 $ 1,238,000 $ 176,857 $ 198,000
Hawaii, Hawaii 7 $ 2,393,000 $ 341,857 $ 79,000
Linn, Iowa 7 $ 1,202,000 $ 171,714 $ 76,000
Daviess, Kentucky 7 $ 1,243,000 $ 177,571 $ 73,000
Fayette, Kentucky 7 $ 1,529,000 $ 218,428 $ 104,000
Oldham, Kentucky 7 $ 1,480,000 $ 211,428 $ 107,000
Jefferson, Louisiana 7 $ 984,000 $ 140,571 $ 51,000
Wicomico, Maryland 7 $ 1,687,000 $ 241,000 $ 99,000
Hampden, Massachusetts 7 $ 1,279,000 $ 182,714 $ 96,000
St. Charles, Missouri 7 $ 1,408,000 $ 201,142 $ 80,000
Merrimack, New Hampshire 7 $ 1,502,000 $ 214,571 $ 73,000
Cape May, New Jersey 7 $ 1,685,000 $ 240,714 $ 121,000
Sussex, New Jersey 7 $ 1,732,000 $ 247,428 $ 90,000
Santa Fe, New Mexico 7 $ 1,997,000 $ 285,285 $ 93,000
Alamance, North Carolina 7 $ 976,000 $ 139,428 $ 29,000
Buncombe, North Carolina 7 $ 2,010,000 $ 287,142 $ 98,000
Orange, North Carolina 7 $ 1,480,000 $ 211,428 $ 92,000
Ashland, Ohio 7 $ 1,283,000 $ 183,285 $ 40,000
Ashtabula, Ohio 7 $ 891,000 $ 127,285 $ 37,000
Auglaize, Ohio 7 $ 826,000 $ 118,000 $ 48,000
Geauga, Ohio 7 $ 1,764,000 $ 252,000 $ 65,000
Knox, Ohio 7 $ 1,099,000 $ 157,000 $ 77,000
Ottawa, Ohio 7 $ 1,192,000 $ 170,285 $ 61,000
Tuscarawas, Ohio 7 $ 868,000 $ 124,000 $ 77,000
Oklahoma, Oklahoma 7 $ 1,185,000 $ 169,285 $ 41,000
Adams, Pennsylvania 7 $ 1,244,000 $ 177,714 $ 72,000
Lackawanna, Pennsylvania 7 $ 1,414,000 $ 202,000 $ 81,000
Lebanon, Pennsylvania 7 $ 1,236,000 $ 176,571 $ 87,000
Pike, Pennsylvania 7 $ 1,525,000 $ 217,857 $ 86,000
Washington, Rhode Island 7 $ 2,087,000 $ 298,142 $ 91,000
Montgomery, Tennessee 7 $ 1,097,000 $ 156,714 $ 23,000
Albemarle, Virginia 7 $ 1,715,000 $ 245,000 $ 60,000
Fauquier, Virginia 7 $ 2,004,000 $ 286,285 $ 95,000
Manassas, Virginia 7 $ 1,596,000 $ 228,000 $ 95,000
New Kent, Virginia 7 $ 1,624,000 $ 232,000 $ 58,000
Shenandoah, Virginia 7 $ 2,006,000 $ 286,571 $ 179,000
Washington, Virginia 7 $ 1,332,000 $ 190,285 $ 55,000
York, Virginia 7 $ 2,309,000 $ 329,857 $ 123,000
Snohomish, Washington 7 $ 1,824,000 $ 260,571 $ 49,000
Brown, Wisconsin 7 $ 1,212,000 $ 173,142 $ 93,000
Racine, Wisconsin 7 $ 1,364,000 $ 194,857 $ 90,000
Washington, Wisconsin 7 $ 1,314,000 $ 187,714 $ 61,000
Winnebago, Wisconsin 7 $ 1,219,000 $ 174,142 $ 68,000
Natrona, Wyoming 7 $ 1,469,000 $ 209,857 $ 70,000
Lee, Alabama 6 $ 991,000 $ 165,166 $ 43,000
Coconino, Arizona 6 $ 1,316,000 $ 219,333 $ 49,000
Tulare, California 6 $ 842,000 $ 140,333 $ 48,000
Elbert, Colorado 6 $ 1,191,000 $ 198,500 $ 64,000
New London, Connecticut 6 $ 1,201,000 $ 200,166 $ 85,000
Hillsborough, Florida 6 $ 1,249,000 $ 208,166 $ 87,000
Polk, Florida 6 $ 964,000 $ 160,666 $ 51,000
Santa Rosa, Florida 6 $ 963,000 $ 160,500 $ 114,000
Bibb, Georgia 6 $ 947,000 $ 157,833 $ 59,000
Effingham, Georgia 6 $ 1,042,000 $ 173,666 $ 58,000
Liberty, Georgia 6 $ 697,000 $ 116,166 $ 72,000
Walton, Georgia 6 $ 863,000 $ 143,833 $ 106,000
LaSalle, Illinois 6 $ 997,000 $ 166,166 $ 85,000
Madison, Illinois 6 $ 796,000 $ 132,666 $ 58,000
Vanderburgh, Indiana 6 $ 1,240,000 $ 206,666 $ 45,000
Dallas, Iowa 6 $ 1,318,000 $ 219,666 $ 84,000
Johnson, Iowa 6 $ 1,129,000 $ 188,166 $ 95,000
Kenton, Kentucky 6 $ 893,000 $ 148,833 $ 61,000
Warren, Kentucky 6 $ 1,159,000 $ 193,166 $ 94,000
Tangipahoa, Louisiana 6 $ 971,000 $ 161,833 $ 68,000
Dorchester, Maryland 6 $ 954,000 $ 159,000 $ 62,000
Carver, Minnesota 6 $ 1,417,000 $ 236,166 $ 95,000
Itasca, Minnesota 6 $ 1,075,000 $ 179,166 $ 83,000
Jefferson, Missouri 6 $ 963,000 $ 160,500 $ 86,000
Cascade, Montana 6 $ 826,000 $ 137,666 $ 62,000
Sarpy, Nebraska 6 $ 1,175,000 $ 195,833 $ 40,000
Cumberland, New Jersey 6 $ 1,235,000 $ 205,833 $ 81,000
Craven, North Carolina 6 $ 1,012,000 $ 168,666 $ 28,000
Pender, North Carolina 6 $ 1,309,000 $ 218,166 $ 55,000
Rockingham, North Carolina 6 $ 1,098,000 $ 183,000 $ 105,000
Clark, Ohio 6 $ 991,000 $ 165,166 $ 93,000
Huron, Ohio 6 $ 785,000 $ 130,833 $ 50,000
Marion, Ohio 6 $ 1,259,000 $ 209,833 $ 87,000
Sandusky, Ohio 6 $ 1,055,000 $ 175,833 $ 74,000
Trumbull, Ohio 6 $ 1,225,000 $ 204,166 $ 103,000
Cleveland, Oklahoma 6 $ 1,165,000 $ 194,166 $ 110,000
Washington, Oregon 6 $ 1,328,000 $ 221,333 $ 79,000
Franklin, Pennsylvania 6 $ 936,000 $ 156,000 $ 85,000
Washington, Pennsylvania 6 $ 1,308,000 $ 218,000 $ 53,000
Beaufort, South Carolina 6 $ 1,099,000 $ 183,166 $ 36,000
Dorchester, South Carolina 6 $ 1,479,000 $ 246,500 $ 108,000
Lexington, South Carolina 6 $ 1,963,000 $ 327,166 $ 83,000
Hamilton, Tennessee 6 $ 1,366,000 $ 227,666 $ 74,000
Tarrant, Texas 6 $ 861,000 $ 143,500 $ 77,000
Davis, Utah 6 $ 1,098,000 $ 183,000 $ 57,000
Culpeper, Virginia 6 $ 1,192,000 $ 198,666 $ 61,000
King George, Virginia 6 $ 1,550,000 $ 258,333 $ 71,000
Petersburg, Virginia 6 $ 1,119,000 $ 186,500 $ 55,000
Rockingham, Virginia 6 $ 1,287,000 $ 214,500 $ 72,000
Westmoreland, Virginia 6 $ 1,047,000 $ 174,500 $ 98,000
Fond du Lac, Wisconsin 6 $ 1,217,000 $ 202,833 $ 44,000
Jefferson, Wisconsin 6 $ 1,176,000 $ 196,000 $ 58,000
St. Croix, Wisconsin 6 $ 1,190,000 $ 198,333 $ 50,000
Elmore, Alabama 5 $ 713,000 $ 142,600 $ 44,000
Jackson, Alabama 5 $ 963,000 $ 192,600 $ 97,000
Morgan, Alabama 5 $ 786,000 $ 157,200 $ 73,000
Tuscaloosa, Alabama 5 $ 1,094,000 $ 218,800 $ 94,000
Benton, Arkansas 5 $ 858,000 $ 171,600 $ 38,000
Saline, Arkansas 5 $ 720,000 $ 144,000 $ 36,000
Monterey, California 5 $ 1,584,000 $ 316,800 $ 94,000
San Mateo, California 5 $ 1,746,000 $ 349,200 $ 189,000
Santa Barbara, California 5 $ 1,239,000 $ 247,800 $ 49,000
Fremont, Colorado 5 $ 856,000 $ 171,200 $ 53,000
Mesa, Colorado 5 $ 856,000 $ 171,200 $ 98,000
Okaloosa, Florida 5 $ 779,000 $ 155,800 $ 21,000
Harris, Georgia 5 $ 1,718,000 $ 343,600 $ 93,000
Kosciusko, Indiana 5 $ 722,000 $ 144,400 $ 69,000
Jasper, Iowa 5 $ 802,000 $ 160,400 $ 31,000
Bossier, Louisiana 5 $ 686,000 $ 137,200 $ 0
Livingston, Louisiana 5 $ 1,008,000 $ 201,600 $ 47,000
Cumberland, Maine 5 $ 1,362,000 $ 272,400 $ 166,000
Penobscot, Maine 5 $ 967,000 $ 193,400 $ 85,000
Bristol, Massachusetts 5 $ 1,133,000 $ 226,600 $ 124,000
Hampshire, Massachusetts 5 $ 1,298,000 $ 259,600 $ 107,000
Iosco, Michigan 5 $ 514,000 $ 102,800 $ 59,000
Goodhue, Minnesota 5 $ 826,000 $ 165,200 $ 61,000
Olmsted, Minnesota 5 $ 955,000 $ 191,000 $ 104,000
Stearns, Minnesota 5 $ 1,310,000 $ 262,000 $ 85,000
DeSoto, Mississippi 5 $ 970,000 $ 194,000 $ 57,000
Lancaster, Nebraska 5 $ 817,000 $ 163,400 $ 27,000
Rockland, New York 5 $ 1,469,000 $ 293,800 $ 152,000
Davidson, North Carolina 5 $ 1,431,000 $ 286,200 $ 76,000
Henderson, North Carolina 5 $ 1,318,000 $ 263,600 $ 57,000
Randolph, North Carolina 5 $ 1,259,000 $ 251,800 $ 87,000
Adams, Ohio 5 $ 769,000 $ 153,800 $ 59,000
Erie, Ohio 5 $ 787,000 $ 157,400 $ 56,000
Mercer, Ohio 5 $ 802,000 $ 160,400 $ 57,000
Ross, Ohio 5 $ 812,000 $ 162,400 $ 69,000
Tulsa, Oklahoma 5 $ 820,000 $ 164,000 $ 55,000
Lane, Oregon 5 $ 948,000 $ 189,600 $ 61,000
Centre, Pennsylvania 5 $ 884,000 $ 176,800 $ 66,000
Fayette, Pennsylvania 5 $ 810,000 $ 162,000 $ 61,000
Luzerne, Pennsylvania 5 $ 838,000 $ 167,600 $ 56,000
Wayne, Pennsylvania 5 $ 831,000 $ 166,200 $ 78,000
York, South Carolina 5 $ 1,033,000 $ 206,600 $ 63,000
Meade, South Dakota 5 $ 1,015,000 $ 203,000 $ 52,000
Dallas, Texas 5 $ 1,171,000 $ 234,200 $ 148,000
Nueces, Texas 5 $ 1,001,000 $ 200,200 $ 122,000
Bedford, Virginia 5 $ 1,098,000 $ 219,600 $ 80,000
Isle of Wight, Virginia 5 $ 1,461,000 $ 292,200 $ 60,000
Louisa, Virginia 5 $ 1,204,000 $ 240,800 $ 94,000
Richmond City, Virginia 5 $ 1,031,000 $ 206,200 $ 88,000
Warren, Virginia 5 $ 808,000 $ 161,600 $ 110,000
Clark, Washington 5 $ 1,097,000 $ 219,400 $ 25,000
Island, Washington 5 $ 1,034,000 $ 206,800 $ 9,000
Skagit, Washington 5 $ 1,039,000 $ 207,800 $ 56,000
Columbia, Wisconsin 5 $ 942,000 $ 188,400 $ 89,000
Dodge, Wisconsin 5 $ 887,000 $ 177,400 $ 50,000
Rock, Wisconsin 5 $ 984,000 $ 196,800 $ 113,000
Campbell, Wyoming 5 $ 1,235,000 $ 247,000 $ 105,000
Laramie, Wyoming 5 $ 922,000 $ 184,400 $ 29,000
Calhoun, Alabama 4 $ 531,000 $ 132,750 $ 73,000
Houston, Alabama 4 $ 404,000 $ 101,000 $ 52,000
Limestone, Alabama 4 $ 601,000 $ 150,250 $ 69,000
Montgomery, Alabama 4 $ 515,000 $ 128,750 $ 15,000
San Luis Obispo, California 4 $ 793,000 $ 198,250 $ 62,000
Sonoma, California 4 $ 1,169,000 $ 292,250 $ 105,000
Yolo, California 4 $ 794,000 $ 198,500 $ 148,000
Middlesex, Connecticut 4 $ 804,000 $ 201,000 $ 120,000
Bay, Florida 4 $ 882,000 $ 220,500 $ 106,000
Clay, Florida 4 $ 758,000 $ 189,500 $ 49,000
Indian River, Florida 4 $ 758,000 $ 189,500 $ 74,000
Leon, Florida 4 $ 598,000 $ 149,500 $ 76,000
Manatee, Florida 4 $ 828,000 $ 207,000 $ 110,000
Sarasota, Florida 4 $ 718,000 $ 179,500 $ 38,000
Banks, Georgia 4 $ 508,000 $ 127,000 $ 85,000
Glynn, Georgia 4 $ 783,000 $ 195,750 $ 79,000
Lee, Georgia 4 $ 595,000 $ 148,750 $ 63,000
Lumpkin, Georgia 4 $ 526,000 $ 131,500 $ 84,000
Meriwether, Georgia 4 $ 1,101,000 $ 275,250 $ 80,000
Rockdale, Georgia 4 $ 880,000 $ 220,000 $ 46,000
Canyon, Idaho 4 $ 882,000 $ 220,500 $ 59,000
Kootenai, Idaho 4 $ 859,000 $ 214,750 $ 72,000
St. Clair, Illinois 4 $ 774,000 $ 193,500 $ 80,000
Winnebago, Illinois 4 $ 766,000 $ 191,500 $ 99,000
Clark, Indiana 4 $ 537,000 $ 134,250 $ 48,000
Howard, Indiana 4 $ 588,000 $ 147,000 $ 94,000
Knox, Indiana 4 $ 547,000 $ 136,750 $ 52,000
Madison, Indiana 4 $ 465,000 $ 116,250 $ 46,000
Steuben, Indiana 4 $ 535,000 $ 133,750 $ 43,000
Cedar, Iowa 4 $ 599,000 $ 149,750 $ 38,000
Mills, Iowa 4 $ 827,000 $ 206,750 $ 54,000
Scott, Iowa 4 $ 647,000 $ 161,750 $ 32,000
Story, Iowa 4 $ 684,000 $ 171,000 $ 45,000
Douglas, Kansas 4 $ 601,000 $ 150,250 $ 171,000
Leavenworth, Kansas 4 $ 926,000 $ 231,500 $ 30,000
Boone, Kentucky 4 $ 640,000 $ 160,000 $ 96,000
Grayson, Kentucky 4 $ 602,000 $ 150,500 $ 45,000
Caddo, Louisiana 4 $ 1,208,000 $ 302,000 $ 54,000
Ouachita, Louisiana 4 $ 921,000 $ 230,250 $ 75,000
St. Tammany, Louisiana 4 $ 716,000 $ 179,000 $ 34,000
York, Maine 4 $ 754,000 $ 188,500 $ 66,000
Kent, Maryland 4 $ 976,000 $ 244,000 $ 55,000
Aitkin, Minnesota 4 $ 579,000 $ 144,750 $ 37,000
Chisago, Minnesota 4 $ 747,000 $ 186,750 $ 90,000
Crow Wing, Minnesota 4 $ 656,000 $ 164,000 $ 37,000
Otter Tail, Minnesota 4 $ 843,000 $ 210,750 $ 99,000
Jackson, Missouri 4 $ 875,000 $ 218,750 $ 87,000
Missoula, Montana 4 $ 790,000 $ 197,500 $ 20,000
Hunterdon, New Jersey 4 $ 1,368,000 $ 342,000 $ 113,000
Salem, New Jersey 4 $ 752,000 $ 188,000 $ 46,000
Dutchess, New York 4 $ 827,000 $ 206,750 $ 93,000
Erie, New York 4 $ 691,000 $ 172,750 $ 63,000
Jefferson, New York 4 $ 727,000 $ 181,750 $ 44,000
Orange, New York 4 $ 867,000 $ 216,750 $ 68,000
Richmond, New York 4 $ 1,204,000 $ 301,000 $ 199,000
Davie, North Carolina 4 $ 1,296,000 $ 324,000 $ 131,000
Hoke, North Carolina 4 $ 629,000 $ 157,250 $ 61,000
Johnston, North Carolina 4 $ 866,000 $ 216,500 $ 69,000
Lincoln, North Carolina 4 $ 1,221,000 $ 305,250 $ 129,000
Grand Forks, North Dakota 4 $ 563,000 $ 140,750 $ 39,000
Carroll, Ohio 4 $ 759,000 $ 189,750 $ 45,000
Fayette, Ohio 4 $ 768,000 $ 192,000 $ 55,000
Jefferson, Ohio 4 $ 617,000 $ 154,250 $ 57,000
Lawrence, Ohio 4 $ 751,000 $ 187,750 $ 72,000
Mahoning, Ohio 4 $ 760,000 $ 190,000 $ 113,000
Perry, Ohio 4 $ 732,000 $ 183,000 $ 89,000
Pike, Ohio 4 $ 594,000 $ 148,500 $ 51,000
Preble, Ohio 4 $ 527,000 $ 131,750 $ 51,000
Scioto, Ohio 4 $ 788,000 $ 197,000 $ 72,000
Linn, Oregon 4 $ 848,000 $ 212,000 $ 81,000
Butler, Pennsylvania 4 $ 866,000 $ 216,500 $ 87,000
Fulton, Pennsylvania 4 $ 833,000 $ 208,250 $ 83,000
Spartanburg, South Carolina 4 $ 501,000 $ 125,250 $ 37,000
Lincoln, South Dakota 4 $ 668,000 $ 167,000 $ 43,000
Pennington, South Dakota 4 $ 725,000 $ 181,250 $ 26,000
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Mortgage Loan Application Detail Totals for American Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,308 $1,584,764,000 $216,000 $2,100,000 $81,000 $1,680,000
Home Purchase 671 $135,210,000 $201,000 $1,297,000 $80,000 $575,000
Home Improvement 235 $45,429,000 $193,000 $790,000 $82,000 $534,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,869 $1,233,962,000 $210,000 $2,100,000 $83,000 $1,500,000
Not Provided 855 $191,467,000 $223,000 $1,040,000 $81,000 $1,680,000
Black or African American 853 $190,202,000 $222,000 $739,000 $71,000 $446,000
Hispanic 355 $80,947,000 $228,000 $915,000 $74,000 $350,000
Asian 216 $53,100,000 $245,000 $760,000 $96,000 $1,000,000
American Indian or Alaskan Native 39 $8,422,000 $215,000 $498,000 $75,000 $275,000
Native Hawaiian or Other Pacific Islander 27 $7,303,000 $270,000 $889,000 $74,000 $153,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,755 $1,043,832,000 $219,000 $2,100,000 $99,000 $1,500,000
FHA-insured (Federal Housing Administration) 1,801 $368,906,000 $204,000 $739,000 $63,000 $1,680,000
VA-guaranteed (Veterans Administration) 1,636 $349,095,000 $213,000 $936,000 $51,000 $900,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $3,570,000 $162,000 $307,000 $50,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 2,637 $574,525,000 $217,000 $2,100,000 $81,000 $900,000
Application Withdrawn By Applicant 2,538 $554,244,000 $218,000 $1,579,000 $90,000 $1,680,000
Loan Originated 2,191 $447,760,000 $204,000 $1,297,000 $73,000 $719,000
Application Denied By Financial Institution 794 $177,795,000 $223,000 $1,000,000 $80,000 $413,000
Application Approved But Not Accepted 54 $11,079,000 $205,000 $615,000 $54,000 $211,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 466 $101,650,000 $218,000 $651,000 $84,000 $312,000
Debt-To-Income Ratio 149 $37,683,000 $252,000 $1,000,000 $62,000 $375,000
Credit History 101 $21,793,000 $215,000 $626,000 $86,000 $398,000
Other 25 $5,183,000 $207,000 $396,000 $78,000 $213,000
Unverifiable Information 23 $5,324,000 $231,000 $784,000 $98,000 $413,000
Employment History 21 $4,531,000 $215,000 $410,000 $71,000 $216,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,631,000 $181,000 $280,000 $52,000 $115,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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