American General Fin.Serv.(De) Mortgage Lending & HMDA Data, 2006

In 2006, American General Fin.Serv.(De) of Evansville, IN reported 21,898 mortgage applications totaling $691.8 million, down 23% from 2005. The average application was for $31,590, and applicants reported an average income of $36,360. 24% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,106), Riverside-San Bernardino-Ontario, CA (1,025) and Atlanta-Sandy Springs-Marietta, GA (967) (applications in parentheses).

Mortgage Company & Address American General Fin.Serv.(De)
601 N.W. Second Street, P.O. Box 59
Evansville, IN 47701
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 21,898
Total Mortgage Loan Application Amount $691,763,000
Average Mortgage Loan Application Amount $31,590
Highest Mortgage Loan Application Amount $985,000
Average Applicant Income $36,360
Highest Applicant Income $1,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American General Fin.Serv.(De) filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American General Fin.Serv.(De) by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 1,106 $ 41,630,000 $ 37,640 $ 28,000
Riverside-San Bernardino-Ontario, CA 1,025 $ 29,388,000 $ 28,671 $ 32,000
Atlanta-Sandy Springs-Marietta, GA 967 $ 13,388,000 $ 13,844 $ 25,000
St. Louis, MO-IL 695 $ 14,418,000 $ 20,745 $ 36,051
Nashville-Davidson--Murfreesboro, TN 582 $ 9,349,000 $ 16,063 $ 38,000
Sacramento--Arden-Arcade--Roseville, CA 487 $ 14,142,000 $ 29,039 $ 49,000
Denver-Aurora, CO 441 $ 11,616,000 $ 26,340 $ 47,000
Kansas City, MO-KS 419 $ 6,159,000 $ 14,699 $ 37,016
Washington-Arlington-Alexandria, DC-VA-MD-WV 375 $ 8,152,000 $ 21,738 $ 29,840
Stockton, CA 322 $ 9,944,000 $ 30,881 $ 44,000
Camden, NJ 317 $ 16,975,000 $ 53,548 $ 44,000
Edison, NJ 309 $ 21,408,000 $ 69,281 $ 55,000
Las Vegas-Paradise, NV 296 $ 13,172,000 $ 44,500 $ 47,000
Memphis, TN-MS-AR 287 $ 5,828,000 $ 20,306 $ 36,540
Oakland-Fremont-Hayward, CA 285 $ 12,825,000 $ 45,000 $ 57,000
Richmond, VA 276 $ 3,315,000 $ 12,010 $ 29,000
Bakersfield, CA 273 $ 5,561,000 $ 20,369 $ 42,000
San Diego-Carlsbad-San Marcos, CA 271 $ 8,301,000 $ 30,630 $ 51,000
Modesto, CA 241 $ 7,288,000 $ 30,240 $ 49,000
Baltimore-Towson, MD 238 $ 4,087,000 $ 17,172 $ 34,000
Santa Ana-Anaheim-Irvine, CA 238 $ 8,027,000 $ 33,726 $ 38,000
Knoxville, TN 215 $ 2,812,000 $ 13,079 $ 28,000
Oklahoma City, OK 210 $ 2,814,000 $ 13,400 $ 34,000
Salt Lake City, UT 202 $ 4,603,000 $ 22,787 $ 23,000
Portland-Vancouver-Beaverton, OR-WA 201 $ 11,514,000 $ 57,283 $ 45,000
Detroit-Livonia-Dearborn, MI 194 $ 2,840,000 $ 14,639 $ 40,000
Wilmington, DE-MD-NJ 193 $ 2,820,000 $ 14,611 $ 39,797
Merced, CA 186 $ 6,143,000 $ 33,026 $ 45,000
Visalia-Porterville, CA 172 $ 6,861,000 $ 39,889 $ 40,000
San Francisco-San Mateo-Redwood City, CA 168 $ 3,286,000 $ 19,559 $ 25,000
Virginia Beach-Norfolk-Newport News, VA-NC 167 $ 3,695,000 $ 22,125 $ 27,000
Vallejo-Fairfield, CA 152 $ 3,668,000 $ 24,131 $ 46,000
Jackson, MS 150 $ 4,365,000 $ 29,100 $ 34,000
Newark-Union, NJ-PA 147 $ 22,192,000 $ 150,965 $ 69,000
Tulsa, OK 145 $ 3,373,000 $ 23,262 $ 30,000
Omaha-Council Bluffs, NE-IA 140 $ 1,341,000 $ 9,578 $ 33,200
Savannah, GA 140 $ 3,977,000 $ 28,407 $ 34,000
Fresno, CA 130 $ 5,903,000 $ 45,407 $ 31,000
Medford, OR 125 $ 15,009,000 $ 120,072 $ 48,000
Dover, DE 121 $ 2,110,000 $ 17,438 $ 35,000
Ogden-Clearfield, UT 115 $ 1,992,000 $ 17,321 $ 21,000
Roanoke, VA 113 $ 1,394,000 $ 12,336 $ 34,000
Gulfport-Biloxi, MS 110 $ 4,809,000 $ 43,718 $ 36,000
Columbus, GA-AL 109 $ 1,590,000 $ 14,587 $ 39,000
Oxnard-Thousand Oaks-Ventura, CA 109 $ 3,076,000 $ 28,220 $ 48,000
Reno-Sparks, NV 107 $ 6,519,000 $ 60,925 $ 45,000
Chattanooga, TN-GA 105 $ 1,840,000 $ 17,523 $ 28,952
Eugene-Springfield, OR 100 $ 8,945,000 $ 89,450 $ 41,000
Chico, CA 94 $ 4,105,000 $ 43,670 $ 42,000
Grand Rapids-Wyoming, MI 94 $ 2,965,000 $ 31,542 $ 40,000
Hattiesburg, MS 94 $ 1,067,000 $ 11,351 $ 29,000
New York-White Plains-Wayne, NY-NJ 92 $ 15,843,000 $ 172,206 $ 74,510
Providence-New Bedford-Fall River, RI-MA 90 $ 1,636,000 $ 18,177 $ 40,244
Albuquerque, NM 88 $ 3,634,000 $ 41,295 $ 38,000
Macon, GA 88 $ 1,262,000 $ 14,340 $ 34,000
Charlottesville, VA 86 $ 1,612,000 $ 18,744 $ 35,000
Provo-Orem, UT 83 $ 1,946,000 $ 23,445 $ 33,000
Wichita, KS 83 $ 1,832,000 $ 22,072 $ 37,000
Augusta-Richmond County, GA-SC 79 $ 4,100,000 $ 51,898 $ 42,430
St. George, UT 78 $ 5,782,000 $ 74,128 $ 37,000
Yuba City, CA 78 $ 1,726,000 $ 22,128 $ 43,000
Kingsport-Bristol-Bristol, TN-VA 75 $ 1,426,000 $ 19,013 $ 16,760
Vineland-Millville-Bridgeton, NJ 75 $ 3,117,000 $ 41,560 $ 39,000
San Jose-Sunnyvale-Santa Clara, CA 74 $ 1,336,000 $ 18,054 $ 38,000
Bend, OR 70 $ 5,200,000 $ 74,285 $ 44,000
Pueblo, CO 68 $ 1,631,000 $ 23,985 $ 37,000
Clarksville, TN-KY 67 $ 743,000 $ 11,089 $ 38,000
Boise City-Nampa, ID 65 $ 1,205,000 $ 18,538 $ 44,000
Atlantic City, NJ 64 $ 4,381,000 $ 68,453 $ 43,000
Greeley, CO 64 $ 2,294,000 $ 35,843 $ 41,000
Salem, OR 63 $ 2,984,000 $ 47,365 $ 39,000
Athens-Clarke County, GA 62 $ 792,000 $ 12,774 $ 26,000
Bethesda-Gaithersburg-Frederick, MD 61 $ 2,123,000 $ 34,803 $ 40,000
Santa Rosa-Petaluma, CA 61 $ 3,656,000 $ 59,934 $ 61,000
Brunswick, GA 60 $ 1,705,000 $ 28,416 $ 34,000
Salisbury, MD 57 $ 441,000 $ 7,736 $ 31,000
Springfield, MO 56 $ 1,613,000 $ 28,803 $ 30,000
Madera, CA 55 $ 2,299,000 $ 41,800 $ 40,000
Jackson, TN 51 $ 660,000 $ 12,941 $ 20,000
Santa Cruz-Watsonville, CA 48 $ 2,382,000 $ 49,625 $ 54,000
Colorado Springs, CO 47 $ 1,141,000 $ 24,276 $ 49,000
Hagerstown-Martinsburg, MD-WV 45 $ 3,050,000 $ 67,777 $ 35,400
El Centro, CA 44 $ 1,321,000 $ 30,022 $ 46,000
Redding, CA 44 $ 2,257,000 $ 51,295 $ 43,000
Morristown, TN 43 $ 921,000 $ 21,418 $ 31,000
Hinesville-Fort Stewart, GA 42 $ 873,000 $ 20,785 $ 37,000
Monroe, MI 41 $ 1,622,000 $ 39,560 $ 50,000
Cleveland, TN 39 $ 567,000 $ 14,538 $ 29,000
Pascagoula, MS 39 $ 1,788,000 $ 45,846 $ 36,000
Salinas, CA 39 $ 2,276,000 $ 58,358 $ 50,000
Farmington, NM 38 $ 1,935,000 $ 50,921 $ 46,000
Albany, GA 37 $ 462,000 $ 12,486 $ 35,000
Warren-Troy-Farmington Hills, MI 36 $ 427,000 $ 11,861 $ 38,000
Hanford-Corcoran, CA 33 $ 1,193,000 $ 36,151 $ 35,000
Hartford-West Hartford-East Hartford, CT 31 $ 643,000 $ 20,741 $ 35,000
Kalamazoo-Portage, MI 31 $ 1,258,000 $ 40,580 $ 38,000
Lewiston-Auburn, ME 31 $ 566,000 $ 18,258 $ 37,000
New Haven-Milford, CT 31 $ 417,000 $ 13,451 $ 38,000
Fort Collins-Loveland, CO 30 $ 917,000 $ 30,566 $ 38,000
Santa Fe, NM 30 $ 1,075,000 $ 35,833 $ 43,000
Lansing-East Lansing, MI 29 $ 633,000 $ 21,827 $ 37,000
Lynchburg, VA 29 $ 421,000 $ 14,517 $ 34,000
Portland-South Portland-Biddeford, ME 29 $ 966,000 $ 33,310 $ 44,000
Gainesville, GA 27 $ 153,000 $ 5,666 $ 24,000
San Luis Obispo-Paso Robles, CA 26 $ 1,541,000 $ 59,269 $ 49,000
Trenton-Ewing, NJ 26 $ 2,714,000 $ 104,384 $ 44,000
Logan, UT-ID 24 $ 89,000 $ 3,708 $ 1,000
St. Joseph, MO-KS 22 $ 387,000 $ 17,590 $ 35,000
Topeka, KS 22 $ 224,000 $ 10,181 $ 39,000
Valdosta, GA 21 $ 389,000 $ 18,523 $ 37,000
Harrisonburg, VA 20 $ 852,000 $ 42,600 $ 31,000
Santa Barbara-Santa Maria, CA 20 $ 846,000 $ 42,300 $ 40,000
Blacksburg-Christiansburg-Radford, VA 19 $ 558,000 $ 29,368 $ 18,000
Danville, VA 19 $ 467,000 $ 24,578 $ 29,000
Pocatello, ID 19 $ 370,000 $ 19,473 $ 32,000
Lincoln, NE 18 $ 394,000 $ 21,888 $ 32,000
Joplin, MO 17 $ 537,000 $ 31,588 $ 33,000
Bangor, ME 15 $ 293,000 $ 19,533 $ 36,000
Ann Arbor, MI 14 $ 85,000 $ 6,071 $ 35,000
Las Cruces, NM 14 $ 347,000 $ 24,785 $ 26,000
Rome, GA 14 $ 381,000 $ 27,214 $ 37,000
Carson City, NV 13 $ 1,022,000 $ 78,615 $ 44,000
Rapid City, SD 13 $ 1,699,000 $ 130,692 $ 47,000
Boulder, CO 12 $ 438,000 $ 36,500 $ 55,000
Corvallis, OR 12 $ 849,000 $ 70,750 $ 55,000
Flint, MI 12 $ 176,000 $ 14,666 $ 30,000
Allentown-Bethlehem-Easton, PA-NJ 11 $ 1,245,000 $ 113,181 $ 46,727
Idaho Falls, ID 11 $ 602,000 $ 54,727 $ 45,000
Norwich-New London, CT 11 $ 244,000 $ 22,181 $ 37,000
Grand Junction, CO 10 $ 1,067,000 $ 106,700 $ 63,000
Missoula, MT 10 $ 316,000 $ 31,600 $ 36,000
Philadelphia, PA 10 $ 181,000 $ 18,100 $ 0
Winchester, VA-WV 10 $ 479,000 $ 47,900 $ 47,400
Lewiston, ID-WA 9 $ 178,000 $ 19,777 $ 28,111
Auburn-Opelika, AL 8 $ 33,000 $ 4,125 $ 44,000
Battle Creek, MI 8 $ 141,000 $ 17,625 $ 32,000
Billings, MT 8 $ 167,000 $ 20,875 $ 48,000
Columbia, MO 8 $ 339,000 $ 42,375 $ 36,000
Lawton, OK 8 $ 224,000 $ 28,000 $ 36,000
Bridgeport-Stamford-Norwalk, CT 7 $ 95,000 $ 13,571 $ 45,000
Lancaster, PA 7 $ 74,000 $ 10,571 $ 0
Dalton, GA 6 $ 25,000 $ 4,166 $ 8,000
Johnson City, TN 6 $ 173,000 $ 28,833 $ 23,000
Lawrence, KS 6 $ 125,000 $ 20,833 $ 25,000
Muskegon-Norton Shores, MI 6 $ 192,000 $ 32,000 $ 36,000
Napa, CA 6 $ 590,000 $ 98,333 $ 53,000
Sioux City, IA-NE-SD 6 $ 75,000 $ 12,500 $ 29,333
Warner Robins, GA 6 $ 193,000 $ 32,166 $ 30,000
Ocean City, NJ 5 $ 751,000 $ 150,200 $ 65,000
Cumberland, MD-WV 4 $ 138,000 $ 34,500 $ 35,000
Fayetteville-Springdale-Rogers, AR-MO 4 $ 109,000 $ 27,250 $ 26,000
Holland-Grand Haven, MI 4 $ 202,000 $ 50,500 $ 34,000
Jefferson City, MO 4 $ 287,000 $ 71,750 $ 31,000
Niles-Benton Harbor, MI 4 $ 78,000 $ 19,500 $ 30,000
Waterloo-Cedar Falls, IA 4 $ 9,000 $ 2,250 $ 36,000
York-Hanover, PA 4 $ 52,000 $ 13,000 $ 0
Coeur D'Alene, ID 3 $ 20,000 $ 6,666 $ 27,000
Harrisburg-Carlisle, PA 3 $ 64,000 $ 21,333 $ 13,000
Spokane, WA 3 $ 247,000 $ 82,333 $ 40,000
Cleveland-Elyria-Mentor, OH 2 $ 42,000 $ 21,000 $ 18,000
Fayetteville, NC 2 $ 85,000 $ 42,500 $ 18,000
Jackson, MI 2 $ 76,000 $ 38,000 $ 24,000
Longview, WA 2 $ 367,000 $ 183,500 $ 44,000
Manchester-Nashua, NH 2 $ 166,000 $ 83,000 $ 50,000
Phoenix-Mesa-Scottsdale, AZ 2 $ 34,000 $ 17,000 $ 0
Port St. Lucie-Fort Pierce, FL 2 $ 90,000 $ 45,000 $ 63,000
Sioux Falls, SD 2 $ 113,000 $ 56,500 $ 58,000
Tacoma, WA 2 $ 302,000 $ 151,000 $ 41,000
Tallahassee, FL 2 $ 54,000 $ 27,000 $ 30,000
Bay City, MI 1 $ 5,000 $ 5,000 $ 28,000
Canton-Massillon, OH 1 $ 18,000 $ 18,000 $ 0
Chicago-Naperville-Joliet, IL 1 $ 7,000 $ 7,000 $ 30,000
Columbus, OH 1 $ 17,000 $ 17,000 $ 58,000
Corpus Christi, TX 1 $ 100,000 $ 100,000 $ 36,000
Dallas-Plano-Irving, TX 1 $ 35,000 $ 35,000 $ 29,000
Davenport-Moline-Rock Island, IA-IL 1 $ 6,000 $ 6,000 $ 42,000
Dayton, OH 1 $ 3,000 $ 3,000 $ 0
Des Moines-West Des Moines, IA 1 $ 4,000 $ 4,000 $ 17,000
Erie, PA 1 $ 18,000 $ 18,000 $ 0
Flagstaff, AZ 1 $ 1,000 $ 1,000 $ 20,000
Greensboro-High Point, NC 1 $ 4,000 $ 4,000 $ 98,000
Hot Springs, AR 1 $ 40,000 $ 40,000 $ 0
Houston-Sugar Land-Baytown, TX 1 $ 15,000 $ 15,000 $ 60,000
Lebanon, PA 1 $ 5,000 $ 5,000 $ 0
Miami-Miami Beach-Kendall, FL 1 $ 1,000 $ 1,000 $ 0
Mobile, AL 1 $ 6,000 $ 6,000 $ 16,000
Mount Vernon-Anacortes, WA 1 $ 375,000 $ 375,000 $ 84,000
Naples-Marco Island, FL 1 $ 2,000 $ 2,000 $ 0
Nassau-Suffolk, NY 1 $ 11,000 $ 11,000 $ 0
New Orleans-Metairie-Kenner, LA 1 $ 31,000 $ 31,000 $ 19,000
Ocala, FL 1 $ 80,000 $ 80,000 $ 17,000
Orlando-Kissimmee, FL 1 $ 285,000 $ 285,000 $ 32,000
Palm Bay-Melbourne-Titusville, FL 1 $ 4,000 $ 4,000 $ 0
Pittsburgh, PA 1 $ 10,000 $ 10,000 $ 0
Reading, PA 1 $ 7,000 $ 7,000 $ 0
Rockingham County-Strafford County, NH 1 $ 5,000 $ 5,000 $ 25,000
Seattle-Bellevue-Everett, WA 1 $ 8,000 $ 8,000 $ 58,000
Sebastian-Vero Beach, FL 1 $ 50,000 $ 50,000 $ 16,000
Shreveport-Bossier City, LA 1 $ 5,000 $ 5,000 $ 0
South Bend-Mishawaka, IN-MI 1 $ 121,000 $ 121,000 $ 36,000
Syracuse, NY 1 $ 12,000 $ 12,000 $ 0
Wenatchee, WA 1 $ 206,000 $ 206,000 $ 71,000
Williamsport, PA 1 $ 12,000 $ 12,000 $ 0
Yakima, WA 1 $ 42,000 $ 42,000 $ 22,000
Youngstown-Warren-Boardman, OH-PA 1 $ 12,000 $ 12,000 $ 0

Mortgage Loan Application Detail Totals for American General Fin.Serv.(De) in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 17,718 $255,669,000 $14,000 $800,000 $34,000 $504,000
Home Purchase 2,203 $206,428,000 $93,000 $850,000 $44,000 $1,800,000
Refinancing 1,977 $229,666,000 $116,000 $985,000 $49,000 $350,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 10,278 $298,669,000 $29,000 $850,000 $43,000 $1,800,000
White 5,264 $226,292,000 $42,000 $985,000 $43,000 $716,000
Not applicable 3,223 $62,865,000 $19,000 $426,000 $0 $0
Black or African American 1,841 $45,561,000 $24,000 $500,000 $38,000 $302,000
Hispanic 1,076 $44,701,000 $41,000 $638,000 $46,000 $234,000
Asian 100 $8,170,000 $81,000 $563,000 $64,000 $180,000
American Indian or Alaskan Native 81 $3,402,000 $42,000 $500,000 $41,000 $132,000
Native Hawaiian or Other Pacific Islander 35 $2,103,000 $60,000 $450,000 $44,000 $92,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,898 $691,763,000 $31,000 $985,000 $37,000 $1,800,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 9,462 $277,918,000 $29,000 $985,000 $40,000 $1,800,000
Loan Originated 5,204 $176,017,000 $33,000 $612,000 $47,000 $473,000
Application Withdrawn By Applicant 3,984 $168,930,000 $42,000 $800,000 $46,000 $716,000
Loan Purchased By The Institution 3,223 $62,865,000 $19,000 $426,000 $0 $0
Application Approved But Not Accepted 25 $6,033,000 $241,000 $432,000 $93,000 $163,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American General Fin.Serv.(De)'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American General Fin.Serv.(De)'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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