Luminate Home Loans
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Luminate Home Loans.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Luminate Home Loans 7760 France Ave S, Ste 1010 Bloomington, MN 55435 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 4,617 |
| Total Mortgage Loan Application Amount | $864,621,000 |
| Average Mortgage Loan Application Amount | $199,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $92,666 |
| Highest Applicant Income | $866,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 864 | $ 198,086,000 | $ 229,000 | $ 101,000 |
| Anoka County Minnesota | 375 | $ 70,934,000 | $ 189,000 | $ 81,000 |
| Dakota County Minnesota | 315 | $ 63,914,000 | $ 202,000 | $ 85,000 |
| Ramsey County Minnesota | 296 | $ 52,478,000 | $ 177,000 | $ 78,000 |
| Washington County Minnesota | 284 | $ 64,824,000 | $ 228,000 | $ 103,000 |
| Scott County Minnesota | 199 | $ 43,681,000 | $ 219,000 | $ 90,000 |
| Maricopa County Arizona | 150 | $ 23,964,000 | $ 159,000 | $ 54,000 |
| Steele County Minnesota | 116 | $ 17,028,000 | $ 146,000 | $ 68,000 |
| Wright County Minnesota | 115 | $ 21,768,000 | $ 189,000 | $ 77,000 |
| Brown County Wisconsin | 115 | $ 17,113,000 | $ 148,000 | $ 67,000 |
| Sherburne County Minnesota | 111 | $ 20,195,000 | $ 181,000 | $ 66,000 |
| Carver County Minnesota | 92 | $ 21,665,000 | $ 235,000 | $ 102,000 |
| Polk County Wisconsin | 84 | $ 10,989,000 | $ 130,000 | $ 88,000 |
| Bernalillo County New Mexico | 82 | $ 12,375,000 | $ 150,000 | $ 61,000 |
| La Crosse County Wisconsin | 81 | $ 11,213,000 | $ 138,000 | $ 61,000 |
| Burnett County Wisconsin | 80 | $ 10,913,000 | $ 136,000 | $ 104,000 |
| Blue Earth County Minnesota | 72 | $ 10,050,000 | $ 139,000 | $ 54,000 |
| Rice County Minnesota | 62 | $ 10,550,000 | $ 170,000 | $ 74,000 |
| Milwaukee County Wisconsin | 62 | $ 8,950,000 | $ 144,000 | $ 62,000 |
| St. Croix County Wisconsin | 47 | $ 10,333,000 | $ 219,000 | $ 94,000 |
| Itasca County Minnesota | 46 | $ 6,237,000 | $ 135,000 | $ 52,000 |
| Chisago County Minnesota | 45 | $ 8,376,000 | $ 186,000 | $ 86,000 |
| Isanti County Minnesota | 42 | $ 6,674,000 | $ 158,000 | $ 56,000 |
| Ward County North Dakota | 35 | $ 6,988,000 | $ 199,000 | $ 73,000 |
| Portage County Wisconsin | 33 | $ 4,275,000 | $ 129,000 | $ 48,000 |
| St. Louis County Minnesota | 28 | $ 5,147,000 | $ 183,000 | $ 96,000 |
| Mille Lacs County Minnesota | 26 | $ 4,097,000 | $ 157,000 | $ 62,000 |
| Stearns County Minnesota | 23 | $ 3,811,000 | $ 165,000 | $ 84,000 |
| Sandoval County New Mexico | 22 | $ 3,208,000 | $ 145,000 | $ 61,000 |
| Waukesha County Wisconsin | 22 | $ 4,732,000 | $ 215,000 | $ 88,000 |
| Tulsa County Oklahoma | 20 | $ 3,051,000 | $ 152,000 | $ 81,000 |
| Outagamie County Wisconsin | 20 | $ 3,233,000 | $ 161,000 | $ 78,000 |
| Nicollet County Minnesota | 18 | $ 2,924,000 | $ 162,000 | $ 64,000 |
| Olmsted County Minnesota | 17 | $ 2,928,000 | $ 172,000 | $ 78,000 |
| Brown County Minnesota | 16 | $ 2,004,000 | $ 125,000 | $ 45,000 |
| Waseca County Minnesota | 16 | $ 1,905,000 | $ 119,000 | $ 52,000 |
| Pierce County Wisconsin | 16 | $ 3,994,000 | $ 249,000 | $ 101,000 |
| Crow Wing County Minnesota | 15 | $ 2,725,000 | $ 181,000 | $ 90,000 |
| Clay County Minnesota | 14 | $ 2,242,000 | $ 160,000 | $ 74,000 |
| McLeod County Minnesota | 13 | $ 1,596,000 | $ 122,000 | $ 57,000 |
| Monroe County Wisconsin | 13 | $ 1,537,000 | $ 118,000 | $ 47,000 |
| Kanabec County Minnesota | 12 | $ 1,384,000 | $ 115,000 | $ 82,000 |
| Le Sueur County Minnesota | 11 | $ 1,704,000 | $ 154,000 | $ 68,000 |
| Washburn County Wisconsin | 11 | $ 2,715,000 | $ 246,000 | $ 154,000 |
| Washington County Wisconsin | 11 | $ 2,239,000 | $ 203,000 | $ 99,000 |
| Martin County Minnesota | 10 | $ 1,283,000 | $ 128,000 | $ 59,000 |
| Polk County Minnesota | 10 | $ 1,322,000 | $ 132,000 | $ 60,000 |
| Racine County Wisconsin | 10 | $ 1,670,000 | $ 167,000 | $ 67,000 |
| Cibola County New Mexico | 9 | $ 1,086,000 | $ 120,000 | $ 41,000 |
| Chippewa County Wisconsin | 9 | $ 917,000 | $ 101,000 | $ 48,000 |
| Oconto County Wisconsin | 9 | $ 1,670,000 | $ 185,000 | $ 61,000 |
| Goodhue County Minnesota | 8 | $ 1,385,000 | $ 173,000 | $ 88,000 |
| Vernon County Wisconsin | 8 | $ 886,000 | $ 110,000 | $ 60,000 |
| Pinal County Arizona | 7 | $ 831,000 | $ 118,000 | $ 29,000 |
| Aitkin County Minnesota | 7 | $ 1,294,000 | $ 184,000 | $ 85,000 |
| Cass County Minnesota | 7 | $ 1,698,000 | $ 242,000 | $ 132,000 |
| Douglas County Minnesota | 7 | $ 1,458,000 | $ 208,000 | $ 129,000 |
| Freeborn County Minnesota | 7 | $ 1,108,000 | $ 158,000 | $ 58,000 |
| Meeker County Minnesota | 7 | $ 631,000 | $ 90,000 | $ 46,000 |
| Pine County Minnesota | 7 | $ 900,000 | $ 128,000 | $ 69,000 |
| McKinley County New Mexico | 7 | $ 981,000 | $ 140,000 | $ 52,000 |
| Santa Fe County New Mexico | 7 | $ 1,274,000 | $ 182,000 | $ 73,000 |
| Brown County South Dakota | 7 | $ 756,000 | $ 108,000 | $ 52,000 |
| Winnebago County Wisconsin | 7 | $ 1,310,000 | $ 187,000 | $ 99,000 |
| Becker County Minnesota | 6 | $ 902,000 | $ 150,000 | $ 87,000 |
| Otter Tail County Minnesota | 6 | $ 913,000 | $ 152,000 | $ 95,000 |
| Red Lake County Minnesota | 6 | $ 847,000 | $ 141,000 | $ 79,000 |
| Watonwan County Minnesota | 6 | $ 628,000 | $ 104,000 | $ 55,000 |
| Valencia County New Mexico | 6 | $ 866,000 | $ 144,000 | $ 56,000 |
| Barron County Wisconsin | 6 | $ 631,000 | $ 105,000 | $ 58,000 |
| Dane County Wisconsin | 6 | $ 1,351,000 | $ 225,000 | $ 111,000 |
| Jackson County Wisconsin | 6 | $ 745,000 | $ 124,000 | $ 46,000 |
| Kewaunee County Wisconsin | 6 | $ 696,000 | $ 116,000 | $ 52,000 |
| Shawano County Wisconsin | 6 | $ 793,000 | $ 132,000 | $ 58,000 |
| Carlton County Minnesota | 5 | $ 957,000 | $ 191,000 | $ 81,000 |
| Dodge County Minnesota | 5 | $ 535,000 | $ 107,000 | $ 37,000 |
| Mower County Minnesota | 5 | $ 491,000 | $ 98,000 | $ 51,000 |
| Sibley County Minnesota | 5 | $ 686,000 | $ 137,000 | $ 52,000 |
| Lea County New Mexico | 5 | $ 853,000 | $ 170,000 | $ 79,000 |
| Mountrail County North Dakota | 5 | $ 974,000 | $ 194,000 | $ 119,000 |
| Douglas County Wisconsin | 5 | $ 795,000 | $ 159,000 | $ 75,000 |
| Trempealeau County Wisconsin | 5 | $ 656,000 | $ 131,000 | $ 68,000 |
| Wood County Wisconsin | 5 | $ 571,000 | $ 114,000 | $ 43,000 |
| Benton County Minnesota | 4 | $ 537,000 | $ 134,000 | $ 56,000 |
| Faribault County Minnesota | 4 | $ 498,000 | $ 124,000 | $ 47,000 |
| Grant County Minnesota | 4 | $ 622,000 | $ 155,000 | $ 68,000 |
| Houston County Minnesota | 4 | $ 693,000 | $ 173,000 | $ 63,000 |
| Creek County Oklahoma | 4 | $ 564,000 | $ 141,000 | $ 59,000 |
| Osage County Oklahoma | 4 | $ 544,000 | $ 136,000 | $ 59,000 |
| Payne County Oklahoma | 4 | $ 580,000 | $ 145,000 | $ 61,000 |
| Dunn County Wisconsin | 4 | $ 767,000 | $ 191,000 | $ 84,000 |
| Kenosha County Wisconsin | 4 | $ 944,000 | $ 236,000 | $ 87,000 |
| Oneida County Wisconsin | 4 | $ 1,058,000 | $ 264,000 | $ 110,000 |
| Sawyer County Wisconsin | 4 | $ 1,294,000 | $ 323,000 | $ 182,000 |
| Walworth County Wisconsin | 4 | $ 1,107,000 | $ 276,000 | $ 93,000 |
| Kandiyohi County Minnesota | 3 | $ 637,000 | $ 212,000 | $ 110,000 |
| Renville County Minnesota | 3 | $ 208,000 | $ 69,000 | $ 38,000 |
| Todd County Minnesota | 3 | $ 478,000 | $ 159,000 | $ 55,000 |
| Wabasha County Minnesota | 3 | $ 371,000 | $ 123,000 | $ 51,000 |
| Winona County Minnesota | 3 | $ 290,000 | $ 96,000 | $ 65,000 |
| Cass County North Dakota | 3 | $ 336,000 | $ 112,000 | $ 102,000 |
| Grant County North Dakota | 3 | $ 466,000 | $ 155,000 | $ 74,000 |
| McHenry County North Dakota | 3 | $ 543,000 | $ 181,000 | $ 63,000 |
| Kay County Oklahoma | 3 | $ 249,000 | $ 83,000 | $ 88,000 |
| Rogers County Oklahoma | 3 | $ 537,000 | $ 179,000 | $ 62,000 |
| Calumet County Wisconsin | 3 | $ 648,000 | $ 216,000 | $ 102,000 |
| Columbia County Wisconsin | 3 | $ 2,091,000 | $ 697,000 | $ 129,000 |
| Eau Claire County Wisconsin | 3 | $ 496,000 | $ 165,000 | $ 53,000 |
| Fond du Lac County Wisconsin | 3 | $ 361,000 | $ 120,000 | $ 57,000 |
| Juneau County Wisconsin | 3 | $ 568,000 | $ 189,000 | $ 107,000 |
| Manitowoc County Wisconsin | 3 | $ 268,000 | $ 89,000 | $ 54,000 |
| Ozaukee County Wisconsin | 3 | $ 503,000 | $ 167,000 | $ 69,000 |
| Waupaca County Wisconsin | 3 | $ 454,000 | $ 151,000 | $ 64,000 |
| Yavapai County Arizona | 2 | $ 271,000 | $ 135,000 | $ 47,000 |
| Lee County Florida | 2 | $ 549,000 | $ 274,000 | $ 151,000 |
| St. Lucie County Florida | 2 | $ 297,000 | $ 148,000 | $ 87,000 |
| Clearwater County Minnesota | 2 | $ 234,000 | $ 117,000 | $ 56,000 |
| Hubbard County Minnesota | 2 | $ 328,000 | $ 164,000 | $ 93,000 |
| Lake County Minnesota | 2 | $ 493,000 | $ 246,000 | $ 102,000 |
| Morrison County Minnesota | 2 | $ 273,000 | $ 136,000 | $ 160,000 |
| Pennington County Minnesota | 2 | $ 325,000 | $ 162,000 | $ 65,000 |
| Roseau County Minnesota | 2 | $ 138,000 | $ 69,000 | $ 48,000 |
| Stevens County Minnesota | 2 | $ 122,000 | $ 61,000 | $ 29,000 |
| Rio Arriba County New Mexico | 2 | $ 502,000 | $ 251,000 | $ 89,000 |
| San Juan County New Mexico | 2 | $ 477,000 | $ 238,000 | $ 139,000 |
| McKenzie County North Dakota | 2 | $ 379,000 | $ 189,000 | $ 153,000 |
| Mercer County North Dakota | 2 | $ 323,000 | $ 161,000 | $ 100,000 |
| Stark County North Dakota | 2 | $ 433,000 | $ 216,000 | $ 505,000 |
| Williams County North Dakota | 2 | $ 409,000 | $ 204,000 | $ 166,000 |
| Grant County Oklahoma | 2 | $ 212,000 | $ 106,000 | $ 98,000 |
| Wagoner County Oklahoma | 2 | $ 303,000 | $ 151,000 | $ 63,000 |
| Minnehaha County South Dakota | 2 | $ 526,000 | $ 263,000 | $ 155,000 |
| Bayfield County Wisconsin | 2 | $ 454,000 | $ 227,000 | $ 121,000 |
| Crawford County Wisconsin | 2 | $ 204,000 | $ 102,000 | $ 46,000 |
| Door County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Jefferson County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 33,000 |
| Marinette County Wisconsin | 2 | $ 143,000 | $ 71,000 | $ 36,000 |
| Marquette County Wisconsin | 2 | $ 329,000 | $ 164,000 | $ 53,000 |
| Sauk County Wisconsin | 2 | $ 307,000 | $ 153,000 | $ 67,000 |
| Sheboygan County Wisconsin | 2 | $ 223,000 | $ 111,000 | $ 52,000 |
| Graham County Arizona | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Pima County Arizona | 1 | $ 111,000 | $ 111,000 | $ 109,000 |
| Santa Cruz County Arizona | 1 | $ 190,000 | $ 190,000 | $ 81,000 |
| Jefferson County Colorado | 1 | $ 159,000 | $ 159,000 | $ 42,000 |
| Broward County Florida | 1 | $ 260,000 | $ 260,000 | $ 104,000 |
| Collier County Florida | 1 | $ 84,000 | $ 84,000 | $ 85,000 |
| Osceola County Florida | 1 | $ 141,000 | $ 141,000 | $ 76,000 |
| Palm Beach County Florida | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Pasco County Florida | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| Pinellas County Florida | 1 | $ 226,000 | $ 226,000 | $ 140,000 |
| Sarasota County Florida | 1 | $ 348,000 | $ 348,000 | $ 150,000 |
| Sumter County Florida | 1 | $ 99,000 | $ 99,000 | $ 235,000 |
| Cerro Gordo County Iowa | 1 | $ 81,000 | $ 81,000 | $ 61,000 |
| Dallas County Iowa | 1 | $ 394,000 | $ 394,000 | $ 324,000 |
| Davis County Iowa | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
| Decatur County Iowa | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Lyon County Iowa | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Polk County Iowa | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Kent County Michigan | 1 | $ 412,000 | $ 412,000 | $ 187,000 |
| Cook County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 94,000 |
| Cottonwood County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Fillmore County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| Koochiching County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Lyon County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Nobles County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 128,000 |
| Norman County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Redwood County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Rock County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 93,000 |
| Wadena County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Yellow Medicine County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Colfax County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Lincoln County New Mexico | 1 | $ 213,000 | $ 213,000 | $ 70,000 |
| Bottineau County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Burke County North Dakota | 1 | $ 218,000 | $ 218,000 | $ 73,000 |
| McIntosh County North Dakota | 1 | $ 41,000 | $ 41,000 | $ 65,000 |
| McLean County North Dakota | 1 | $ 150,000 | $ 150,000 | $ 112,000 |
| Oliver County North Dakota | 1 | $ 284,000 | $ 284,000 | $ 107,000 |
| Pierce County North Dakota | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Renville County North Dakota | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Richland County North Dakota | 1 | $ 61,000 | $ 61,000 | $ 70,000 |
| Wells County North Dakota | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Garfield County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Lincoln County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Mayes County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| McCurtain County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 251,000 |
| Ottawa County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Stephens County Oklahoma | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| Edmunds County South Dakota | 1 | $ 179,000 | $ 179,000 | $ 81,000 |
| Grant County South Dakota | 1 | $ 232,000 | $ 232,000 | $ 91,000 |
| Hughes County South Dakota | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| Marshall County South Dakota | 1 | $ 190,000 | $ 190,000 | $ 263,000 |
| Pennington County South Dakota | 1 | $ 214,000 | $ 214,000 | $ 138,000 |
| Adams County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Ashland County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Dodge County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 59,000 |
| Green County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Langlade County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Rusk County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Waushara County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Luminate Home Loans in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,446 | $608,272,000 | $176,000 | $1,500,000 | $76,000 | $816,000 |
| Refinancing | 889 | $201,194,000 | $226,000 | $1,134,000 | $104,000 | $866,000 |
| Home Improvement | 282 | $55,155,000 | $195,000 | $999,000 | $98,000 | $516,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,777 | $721,763,000 | $191,000 | $1,500,000 | $86,000 | $866,000 |
| Hispanic | 298 | $44,208,000 | $148,000 | $566,000 | $53,000 | $239,000 |
| Not Provided | 205 | $40,579,000 | $197,000 | $694,000 | $80,000 | $325,000 |
| Black or African American | 164 | $27,961,000 | $170,000 | $614,000 | $64,000 | $341,000 |
| Asian | 118 | $20,584,000 | $174,000 | $417,000 | $68,000 | $257,000 |
| American Indian or Alaskan Native | 47 | $7,851,000 | $167,000 | $417,000 | $75,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,675,000 | $209,000 | $416,000 | $84,000 | $183,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,590 | $542,789,000 | $209,000 | $1,500,000 | $102,000 | $866,000 |
| FHA-insured (Federal Housing Administration) | 1,352 | $215,078,000 | $159,000 | $382,000 | $59,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 398 | $50,210,000 | $126,000 | $305,000 | $46,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 277 | $56,544,000 | $204,000 | $479,000 | $71,000 | $306,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,804 | $713,611,000 | $187,000 | $1,500,000 | $83,000 | $866,000 |
| Application Withdrawn By Applicant | 470 | $93,673,000 | $199,000 | $999,000 | $90,000 | $609,000 |
| Application Denied By Financial Institution | 212 | $33,596,000 | $158,000 | $694,000 | $67,000 | $325,000 |
| File Closed For Incompleteness | 131 | $23,741,000 | $181,000 | $941,000 | $82,000 | $420,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 25 | $3,876,000 | $155,000 | $344,000 | $65,000 | $306,000 |
| Collateral | 19 | $3,064,000 | $161,000 | $360,000 | $88,000 | $256,000 |
| Credit History | 16 | $2,378,000 | $148,000 | $226,000 | $74,000 | $187,000 |
| Employment History | 3 | $378,000 | $126,000 | $166,000 | $41,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $373,000 | $124,000 | $206,000 | $91,000 | $125,000 |
| Unverifiable Information | 2 | $251,000 | $125,000 | $127,000 | $58,000 | $88,000 |
| Other | 1 | $130,000 | $130,000 | $130,000 | $109,000 | $109,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.