American National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
American National Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American National Bank 8990 West Dodge Rd Omaha, NE 68114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,968 |
| Total Mortgage Loan Application Amount | $563,402,000 |
| Average Mortgage Loan Application Amount | $120,666 |
| Highest Mortgage Loan Application Amount | $14,864,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $1,512,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with American National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down American National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American National Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 1,574 | $ 222,787,000 | $ 141,000 | $ 95,000 |
| Pottawattamie County Iowa | 877 | $ 104,087,000 | $ 118,000 | $ 69,000 |
| Sarpy County Nebraska | 775 | $ 134,102,000 | $ 173,000 | $ 74,000 |
| Lancaster County Nebraska | 97 | $ 11,664,000 | $ 120,000 | $ 84,000 |
| Otoe County Nebraska | 80 | $ 6,698,000 | $ 83,000 | $ 75,000 |
| Harrison County Iowa | 79 | $ 7,877,000 | $ 99,000 | $ 68,000 |
| Cass County Nebraska | 73 | $ 8,978,000 | $ 122,000 | $ 103,000 |
| Washington County Nebraska | 49 | $ 10,224,000 | $ 208,000 | $ 107,000 |
| Mills County Iowa | 45 | $ 7,433,000 | $ 165,000 | $ 97,000 |
| Jefferson County Nebraska | 42 | $ 2,343,000 | $ 55,000 | $ 49,000 |
| Richardson County Nebraska | 39 | $ 2,105,000 | $ 53,000 | $ 78,000 |
| Dodge County Nebraska | 23 | $ 2,099,000 | $ 91,000 | $ 54,000 |
| Johnson County Nebraska | 19 | $ 1,009,000 | $ 53,000 | $ 46,000 |
| Polk County Iowa | 17 | $ 1,944,000 | $ 114,000 | $ 65,000 |
| Saunders County Nebraska | 16 | $ 2,749,000 | $ 171,000 | $ 83,000 |
| Nemaha County Nebraska | 10 | $ 335,000 | $ 33,000 | $ 43,000 |
| Fremont County Iowa | 8 | $ 689,000 | $ 86,000 | $ 88,000 |
| Hall County Nebraska | 8 | $ 347,000 | $ 43,000 | $ 71,000 |
| Shelby County Iowa | 6 | $ 514,000 | $ 85,000 | $ 74,000 |
| Burt County Nebraska | 5 | $ 535,000 | $ 107,000 | $ 105,000 |
| Lincoln County South Dakota | 5 | $ 413,000 | $ 82,000 | $ 128,000 |
| El Paso County Colorado | 4 | $ 976,000 | $ 244,000 | $ 95,000 |
| Dickinson County Iowa | 4 | $ 2,928,000 | $ 732,000 | $ 430,000 |
| Story County Iowa | 4 | $ 15,311,000 | $ 3,827,000 | $ 28,000 |
| Johnson County Kansas | 4 | $ 200,000 | $ 50,000 | $ 108,000 |
| Adams County Nebraska | 4 | $ 52,000 | $ 13,000 | $ 77,000 |
| Gage County Nebraska | 4 | $ 539,000 | $ 134,000 | $ 68,000 |
| Lincoln County Nebraska | 4 | $ 281,000 | $ 70,000 | $ 57,000 |
| Saline County Nebraska | 4 | $ 362,000 | $ 90,000 | $ 74,000 |
| Maricopa County Arizona | 3 | $ 780,000 | $ 260,000 | $ 250,000 |
| Buffalo County Nebraska | 3 | $ 135,000 | $ 45,000 | $ 59,000 |
| Cuming County Nebraska | 3 | $ 24,000 | $ 8,000 | $ 41,000 |
| Platte County Nebraska | 3 | $ 243,000 | $ 81,000 | $ 58,000 |
| Minnehaha County South Dakota | 3 | $ 12,000 | $ 4,000 | $ 65,000 |
| Arapahoe County Colorado | 2 | $ 361,000 | $ 180,000 | $ 31,000 |
| Montgomery County Iowa | 2 | $ 116,000 | $ 58,000 | $ 31,000 |
| Page County Iowa | 2 | $ 192,000 | $ 96,000 | $ 74,000 |
| Warren County Iowa | 2 | $ 10,000 | $ 5,000 | $ 105,000 |
| Wyandotte County Kansas | 2 | $ 1,761,000 | $ 880,000 | $ 0 |
| Knox County Nebraska | 2 | $ 104,000 | $ 52,000 | $ 145,000 |
| Nance County Nebraska | 2 | $ 40,000 | $ 20,000 | $ 20,000 |
| Nuckolls County Nebraska | 2 | $ 68,000 | $ 34,000 | $ 61,000 |
| Pawnee County Nebraska | 2 | $ 75,000 | $ 37,000 | $ 55,000 |
| Seward County Nebraska | 2 | $ 583,000 | $ 291,000 | $ 275,000 |
| Thayer County Nebraska | 2 | $ 16,000 | $ 8,000 | $ 10,000 |
| Autauga County Alabama | 1 | $ 341,000 | $ 341,000 | $ 122,000 |
| Santa Cruz County Arizona | 1 | $ 289,000 | $ 289,000 | $ 579,000 |
| Denver County Colorado | 1 | $ 222,000 | $ 222,000 | $ 99,000 |
| Douglas County Colorado | 1 | $ 260,000 | $ 260,000 | $ 113,000 |
| Grand County Colorado | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Jefferson County Colorado | 1 | $ 218,000 | $ 218,000 | $ 169,000 |
| Larimer County Colorado | 1 | $ 257,000 | $ 257,000 | $ 108,000 |
| Orange County Florida | 1 | $ 154,000 | $ 154,000 | $ 535,000 |
| Palm Beach County Florida | 1 | $ 272,000 | $ 272,000 | $ 331,000 |
| Polk County Florida | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| Fulton County Georgia | 1 | $ 640,000 | $ 640,000 | $ 798,000 |
| Audubon County Iowa | 1 | $ 146,000 | $ 146,000 | $ 157,000 |
| Carroll County Iowa | 1 | $ 34,000 | $ 34,000 | $ 150,000 |
| Cass County Iowa | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Crawford County Iowa | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Dallas County Iowa | 1 | $ 5,000 | $ 5,000 | $ 92,000 |
| Jasper County Iowa | 1 | $ 247,000 | $ 247,000 | $ 293,000 |
| Lyon County Iowa | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
| Poweshiek County Iowa | 1 | $ 100,000 | $ 100,000 | $ 156,000 |
| Woodbury County Iowa | 1 | $ 138,000 | $ 138,000 | $ 111,000 |
| Brown County Kansas | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Cherokee County Kansas | 1 | $ 104,000 | $ 104,000 | $ 128,000 |
| Clark County Kansas | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Leavenworth County Kansas | 1 | $ 2,000 | $ 2,000 | $ 26,000 |
| Riley County Kansas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 400,000 | $ 400,000 | $ 200,000 |
| Washington County Kansas | 1 | $ 37,000 | $ 37,000 | $ 131,000 |
| Otter Tail County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| Atchison County Missouri | 1 | $ 21,000 | $ 21,000 | $ 65,000 |
| Camden County Missouri | 1 | $ 240,000 | $ 240,000 | $ 87,000 |
| Christian County Missouri | 1 | $ 9,000 | $ 9,000 | $ 38,000 |
| Clay County Missouri | 1 | $ 228,000 | $ 228,000 | $ 184,000 |
| Nodaway County Missouri | 1 | $ 64,000 | $ 64,000 | $ 109,000 |
| Platte County Missouri | 1 | $ 294,000 | $ 294,000 | $ 121,000 |
| Custer County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 107,000 |
| Dawson County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Gosper County Nebraska | 1 | $ 193,000 | $ 193,000 | $ 240,000 |
| Hamilton County Nebraska | 1 | $ 18,000 | $ 18,000 | $ 110,000 |
| Holt County Nebraska | 1 | $ 26,000 | $ 26,000 | $ 120,000 |
| Howard County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Keith County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 419,000 |
| Madison County Nebraska | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| Scotts Bluff County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 48,000 |
| Wayne County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Harnett County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ottawa County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Hughes County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 12,000 |
| Pennington County South Dakota | 1 | $ 400,000 | $ 400,000 | $ 1,512,000 |
| Yankton County South Dakota | 1 | $ 236,000 | $ 236,000 | $ 136,000 |
| Prince William County Virginia | 1 | $ 270,000 | $ 270,000 | $ 240,000 |
| York County Virginia | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 190,000 |
Mortgage Loan Application Detail Totals for American National Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,218 | $352,741,000 | $159,000 | $2,900,000 | $86,000 | $1,462,000 |
| Home Purchase | 1,140 | $185,535,000 | $162,000 | $14,864,000 | $82,000 | $1,512,000 |
| Home Improvement | 610 | $25,126,000 | $41,000 | $780,000 | $82,000 | $1,367,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,442 | $481,833,000 | $139,000 | $2,000,000 | $86,000 | $1,512,000 |
| Hispanic | 232 | $21,397,000 | $92,000 | $411,000 | $61,000 | $720,000 |
| Not Provided | 93 | $5,253,000 | $56,000 | $370,000 | $110,000 | $934,000 |
| Black or African American | 87 | $7,366,000 | $84,000 | $322,000 | $45,000 | $275,000 |
| Asian | 57 | $9,539,000 | $167,000 | $417,000 | $112,000 | $331,000 |
| Not applicable | 44 | $35,475,000 | $806,000 | $14,864,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,574,000 | $196,000 | $379,000 | $60,000 | $201,000 |
| American Indian or Alaskan Native | 5 | $965,000 | $193,000 | $304,000 | $87,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,752 | $383,826,000 | $139,000 | $14,864,000 | $99,000 | $1,512,000 |
| FHA-insured (Federal Housing Administration) | 846 | $108,804,000 | $128,000 | $276,000 | $56,000 | $390,000 |
| VA-guaranteed (Veterans Administration) | 370 | $70,772,000 | $191,000 | $418,000 | $32,000 | $196,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,949 | $435,282,000 | $147,000 | $2,900,000 | $85,000 | $1,462,000 |
| Application Denied By Financial Institution | 629 | $74,824,000 | $118,000 | $14,864,000 | $70,000 | $934,000 |
| Application Approved But Not Accepted | 233 | $26,498,000 | $113,000 | $1,025,000 | $102,000 | $1,512,000 |
| Application Withdrawn By Applicant | 157 | $26,798,000 | $170,000 | $443,000 | $89,000 | $820,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 228 | $15,520,000 | $68,000 | $640,000 | $62,000 | $816,000 |
| Debt-To-Income Ratio | 177 | $13,607,000 | $76,000 | $417,000 | $48,000 | $417,000 |
| Collateral | 138 | $20,559,000 | $148,000 | $1,275,000 | $111,000 | $934,000 |
| Employment History | 23 | $1,666,000 | $72,000 | $275,000 | $66,000 | $207,000 |
| Credit Application Incomplete | 21 | $2,598,000 | $123,000 | $305,000 | $68,000 | $183,000 |
| Other | 16 | $15,762,000 | $985,000 | $14,864,000 | $82,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,781,000 | $236,000 | $1,600,000 | $77,000 | $395,000 |
| Unverifiable Information | 9 | $1,186,000 | $131,000 | $233,000 | $69,000 | $132,000 |
| Mortgage Insurance Denied | 1 | $145,000 | $145,000 | $145,000 | $88,000 | $88,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.