Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Americash 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,747 |
| Total Mortgage Loan Application Amount | $948,731,000 |
| Average Mortgage Loan Application Amount | $323,761 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $1,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 494 | $ 174,996,000 | $ 354,000 | $ 102,000 |
| Orange County California | 350 | $ 126,921,000 | $ 362,000 | $ 159,000 |
| San Diego County California | 207 | $ 72,479,000 | $ 350,000 | $ 109,000 |
| Santa Clara County California | 161 | $ 68,849,000 | $ 427,000 | $ 153,000 |
| Alameda County California | 129 | $ 49,208,000 | $ 381,000 | $ 124,000 |
| Riverside County California | 116 | $ 28,124,000 | $ 242,000 | $ 97,000 |
| Contra Costa County California | 113 | $ 42,341,000 | $ 374,000 | $ 124,000 |
| Ventura County California | 92 | $ 32,678,000 | $ 355,000 | $ 126,000 |
| San Mateo County California | 68 | $ 31,179,000 | $ 458,000 | $ 137,000 |
| King County Washington | 66 | $ 24,378,000 | $ 369,000 | $ 137,000 |
| San Bernardino County California | 58 | $ 11,990,000 | $ 206,000 | $ 102,000 |
| Cook County Illinois | 55 | $ 21,395,000 | $ 389,000 | $ 137,000 |
| Sacramento County California | 46 | $ 13,229,000 | $ 287,000 | $ 111,000 |
| Monterey County California | 40 | $ 14,317,000 | $ 357,000 | $ 115,000 |
| San Joaquin County California | 31 | $ 5,837,000 | $ 188,000 | $ 90,000 |
| DuPage County Illinois | 30 | $ 10,671,000 | $ 355,000 | $ 135,000 |
| San Luis Obispo County California | 28 | $ 11,182,000 | $ 399,000 | $ 135,000 |
| Miami-Dade County Florida | 28 | $ 10,201,000 | $ 364,000 | $ 139,000 |
| Sonoma County California | 26 | $ 9,860,000 | $ 379,000 | $ 129,000 |
| Broward County Florida | 25 | $ 5,704,000 | $ 228,000 | $ 93,000 |
| Marin County California | 24 | $ 11,439,000 | $ 476,000 | $ 144,000 |
| San Francisco County California | 23 | $ 8,906,000 | $ 387,000 | $ 123,000 |
| Solano County California | 22 | $ 6,600,000 | $ 300,000 | $ 113,000 |
| Fresno County California | 19 | $ 4,335,000 | $ 228,000 | $ 108,000 |
| Placer County California | 19 | $ 6,423,000 | $ 338,000 | $ 152,000 |
| Kern County California | 18 | $ 2,075,000 | $ 115,000 | $ 95,000 |
| Santa Cruz County California | 18 | $ 6,471,000 | $ 359,000 | $ 126,000 |
| Orange County Florida | 18 | $ 5,522,000 | $ 306,000 | $ 111,000 |
| Lake County Illinois | 18 | $ 6,796,000 | $ 377,000 | $ 141,000 |
| Santa Barbara County California | 17 | $ 6,921,000 | $ 407,000 | $ 107,000 |
| Stanislaus County California | 16 | $ 2,861,000 | $ 178,000 | $ 88,000 |
| Hillsborough County Florida | 15 | $ 5,091,000 | $ 339,000 | $ 138,000 |
| El Dorado County California | 14 | $ 5,105,000 | $ 364,000 | $ 145,000 |
| Jefferson County Colorado | 14 | $ 4,689,000 | $ 334,000 | $ 169,000 |
| Snohomish County Washington | 14 | $ 3,769,000 | $ 269,000 | $ 96,000 |
| Napa County California | 13 | $ 4,304,000 | $ 331,000 | $ 88,000 |
| Yolo County California | 12 | $ 4,488,000 | $ 374,000 | $ 143,000 |
| Palm Beach County Florida | 12 | $ 4,094,000 | $ 341,000 | $ 126,000 |
| Kane County Illinois | 10 | $ 3,276,000 | $ 327,000 | $ 146,000 |
| Santa Fe County New Mexico | 9 | $ 3,442,000 | $ 382,000 | $ 146,000 |
| Clackamas County Oregon | 9 | $ 3,317,000 | $ 368,000 | $ 107,000 |
| Merced County California | 8 | $ 1,352,000 | $ 169,000 | $ 61,000 |
| Will County Illinois | 8 | $ 2,420,000 | $ 302,000 | $ 122,000 |
| Boulder County Colorado | 7 | $ 2,434,000 | $ 347,000 | $ 136,000 |
| McHenry County Illinois | 7 | $ 1,458,000 | $ 208,000 | $ 102,000 |
| Washington County Oregon | 7 | $ 2,370,000 | $ 338,000 | $ 127,000 |
| Bernalillo County New Mexico | 6 | $ 1,552,000 | $ 258,000 | $ 106,000 |
| Clark County Washington | 6 | $ 1,761,000 | $ 293,000 | $ 104,000 |
| Pierce County Washington | 6 | $ 1,539,000 | $ 256,000 | $ 123,000 |
| Nevada County California | 5 | $ 1,620,000 | $ 324,000 | $ 102,000 |
| Douglas County Colorado | 5 | $ 1,550,000 | $ 310,000 | $ 117,000 |
| Eagle County Colorado | 5 | $ 1,773,000 | $ 354,000 | $ 131,000 |
| Duval County Florida | 5 | $ 1,606,000 | $ 321,000 | $ 121,000 |
| Multnomah County Oregon | 5 | $ 1,521,000 | $ 304,000 | $ 183,000 |
| Kitsap County Washington | 5 | $ 1,933,000 | $ 386,000 | $ 114,000 |
| Calaveras County California | 4 | $ 1,192,000 | $ 298,000 | $ 82,000 |
| Shasta County California | 4 | $ 1,029,000 | $ 257,000 | $ 132,000 |
| Adams County Colorado | 4 | $ 1,321,000 | $ 330,000 | $ 155,000 |
| Denver County Colorado | 4 | $ 960,000 | $ 240,000 | $ 134,000 |
| Brevard County Florida | 4 | $ 1,296,000 | $ 324,000 | $ 115,000 |
| Tulsa County Oklahoma | 4 | $ 841,000 | $ 210,000 | $ 219,000 |
| Williamson County Tennessee | 4 | $ 1,535,000 | $ 383,000 | $ 170,000 |
| Salt Lake County Utah | 4 | $ 1,180,000 | $ 295,000 | $ 99,000 |
| Utah County Utah | 4 | $ 1,303,000 | $ 325,000 | $ 200,000 |
| Thurston County Washington | 4 | $ 1,547,000 | $ 386,000 | $ 172,000 |
| San Benito County California | 3 | $ 1,260,000 | $ 420,000 | $ 117,000 |
| Osceola County Florida | 3 | $ 744,000 | $ 248,000 | $ 75,000 |
| St. Johns County Florida | 3 | $ 932,000 | $ 310,000 | $ 75,000 |
| Madison County Illinois | 3 | $ 756,000 | $ 252,000 | $ 99,000 |
| Davidson County Tennessee | 3 | $ 801,000 | $ 267,000 | $ 78,000 |
| Chippewa County Wisconsin | 3 | $ 800,000 | $ 266,000 | $ 82,000 |
| Waukesha County Wisconsin | 3 | $ 670,000 | $ 223,000 | $ 103,000 |
| Lake County California | 2 | $ 504,000 | $ 252,000 | $ 92,000 |
| Tulare County California | 2 | $ 661,000 | $ 330,000 | $ 182,000 |
| Arapahoe County Colorado | 2 | $ 556,000 | $ 278,000 | $ 123,000 |
| El Paso County Colorado | 2 | $ 565,000 | $ 282,000 | $ 175,000 |
| Weld County Colorado | 2 | $ 633,000 | $ 316,000 | $ 187,000 |
| Collier County Florida | 2 | $ 494,000 | $ 247,000 | $ 119,000 |
| Lake County Florida | 2 | $ 800,000 | $ 400,000 | $ 140,000 |
| Lee County Florida | 2 | $ 618,000 | $ 309,000 | $ 123,000 |
| Pinellas County Florida | 2 | $ 343,000 | $ 171,000 | $ 118,000 |
| Sarasota County Florida | 2 | $ 730,000 | $ 365,000 | $ 87,000 |
| Kendall County Illinois | 2 | $ 464,000 | $ 232,000 | $ 114,000 |
| Benton County Oregon | 2 | $ 484,000 | $ 242,000 | $ 61,000 |
| Jackson County Oregon | 2 | $ 969,000 | $ 484,000 | $ 135,000 |
| Lincoln County Oregon | 2 | $ 423,000 | $ 211,000 | $ 124,000 |
| Davis County Utah | 2 | $ 648,000 | $ 324,000 | $ 99,000 |
| Yakima County Washington | 2 | $ 787,000 | $ 393,000 | $ 171,000 |
| Amador County California | 1 | $ 400,000 | $ 400,000 | $ 132,000 |
| Butte County California | 1 | $ 339,000 | $ 339,000 | $ 240,000 |
| Humboldt County California | 1 | $ 353,000 | $ 353,000 | $ 126,000 |
| Plumas County California | 1 | $ 210,000 | $ 210,000 | $ 54,000 |
| Sutter County California | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Tehama County California | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Tuolumne County California | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Yuba County California | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Clear Creek County Colorado | 1 | $ 342,000 | $ 342,000 | $ 215,000 |
| Delta County Colorado | 1 | $ 138,000 | $ 138,000 | $ 27,000 |
| Elbert County Colorado | 1 | $ 262,000 | $ 262,000 | $ 84,000 |
| Fremont County Colorado | 1 | $ 242,000 | $ 242,000 | $ 90,000 |
| Grand County Colorado | 1 | $ 356,000 | $ 356,000 | $ 71,000 |
| Larimer County Colorado | 1 | $ 428,000 | $ 428,000 | $ 138,000 |
| Morgan County Colorado | 1 | $ 218,000 | $ 218,000 | $ 47,000 |
| San Miguel County Colorado | 1 | $ 509,000 | $ 509,000 | $ 300,000 |
| Alachua County Florida | 1 | $ 260,000 | $ 260,000 | $ 116,000 |
| Flagler County Florida | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Manatee County Florida | 1 | $ 218,000 | $ 218,000 | $ 61,000 |
| Martin County Florida | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Monroe County Florida | 1 | $ 650,000 | $ 650,000 | $ 107,000 |
| Nassau County Florida | 1 | $ 400,000 | $ 400,000 | $ 228,000 |
| Okaloosa County Florida | 1 | $ 397,000 | $ 397,000 | $ 128,000 |
| Pasco County Florida | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Santa Rosa County Florida | 1 | $ 414,000 | $ 414,000 | $ 184,000 |
| St. Lucie County Florida | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Boone County Illinois | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Effingham County Illinois | 1 | $ 247,000 | $ 247,000 | $ 173,000 |
| Macon County Illinois | 1 | $ 382,000 | $ 382,000 | $ 180,000 |
| McLean County Illinois | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| Curry County New Mexico | 1 | $ 220,000 | $ 220,000 | $ 96,000 |
| Canadian County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 114,000 |
| Cleveland County Oklahoma | 1 | $ 360,000 | $ 360,000 | $ 145,000 |
| Muskogee County Oklahoma | 1 | $ 187,000 | $ 187,000 | $ 67,000 |
| Pontotoc County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Columbia County Oregon | 1 | $ 78,000 | $ 78,000 | $ 66,000 |
| Deschutes County Oregon | 1 | $ 294,000 | $ 294,000 | $ 120,000 |
| Hood River County Oregon | 1 | $ 275,000 | $ 275,000 | $ 191,000 |
| Josephine County Oregon | 1 | $ 203,000 | $ 203,000 | $ 62,000 |
| Lane County Oregon | 1 | $ 299,000 | $ 299,000 | $ 136,000 |
| Tillamook County Oregon | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Campbell County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 153,000 |
| Knox County Tennessee | 1 | $ 450,000 | $ 450,000 | $ 145,000 |
| Montgomery County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Rutherford County Tennessee | 1 | $ 323,000 | $ 323,000 | $ 187,000 |
| Shelby County Tennessee | 1 | $ 472,000 | $ 472,000 | $ 189,000 |
| Cache County Utah | 1 | $ 217,000 | $ 217,000 | $ 84,000 |
| Summit County Utah | 1 | $ 461,000 | $ 461,000 | $ 239,000 |
| Washington County Utah | 1 | $ 374,000 | $ 374,000 | $ 180,000 |
| Weber County Utah | 1 | $ 423,000 | $ 423,000 | $ 158,000 |
| Asotin County Washington | 1 | $ 304,000 | $ 304,000 | $ 58,000 |
| Benton County Washington | 1 | $ 359,000 | $ 359,000 | $ 120,000 |
| Island County Washington | 1 | $ 320,000 | $ 320,000 | $ 72,000 |
| Jefferson County Washington | 1 | $ 459,000 | $ 459,000 | $ 118,000 |
| Kittitas County Washington | 1 | $ 362,000 | $ 362,000 | $ 88,000 |
| Klickitat County Washington | 1 | $ 354,000 | $ 354,000 | $ 103,000 |
| Dunn County Wisconsin | 1 | $ 302,000 | $ 302,000 | $ 140,000 |
| Milwaukee County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 137,000 |
| Outagamie County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Americash in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,480 | $853,217,000 | $308,545 | $1,600,000 | $127,454 | $1,520,000 |
| Home Improvement (one-to-four family) | 211 | $75,473,000 | $334,600 | $984,000 | $127,400 | $292,000 |
| Home Purchase (one-to-four family) | 56 | $20,041,000 | $346,400 | $1,000,000 | $129,800 | $733,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,758 | $626,396,000 | $323,272 | $1,121,000 | $134,363 | $1,520,000 |
| Information not provided by applicant in mail or telephone application | 503 | $181,240,000 | $305,363 | $1,341,000 | $112,636 | $614,000 |
| Hispanic | 149 | $42,528,000 | $257,333 | $642,000 | $122,888 | $608,000 |
| Not applicable | 145 | $31,363,000 | $194,333 | $1,600,000 | $101,666 | $540,000 |
| Asian or Pacific Islander | 108 | $39,589,000 | $364,750 | $770,000 | $156,250 | $240,000 |
| Black | 53 | $15,222,000 | $248,250 | $612,000 | $88,000 | $240,000 |
| Other | 25 | $9,948,000 | $395,000 | $584,000 | $155,600 | $254,000 |
| American Indian or Alaskan Native | 6 | $2,445,000 | $434,250 | $574,000 | $169,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,747 | $948,731,000 | $308,818 | $1,600,000 | $127,636 | $1,520,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,811 | $631,561,000 | $320,545 | $1,121,000 | $174,818 | $1,520,000 |
| Application Approved But Not Accepted | 586 | $201,071,000 | $270,454 | $1,000,000 | $103,818 | $472,000 |
| Application Withdrawn By Applicant | 269 | $89,417,000 | $292,800 | $1,341,000 | $130,300 | $562,000 |
| Application Denied By Financial Institution | 74 | $24,673,000 | $269,222 | $1,600,000 | $123,666 | $540,000 |
| File Closed For Incompleteness | 7 | $2,009,000 | $288,000 | $500,000 | $110,500 | $162,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.