Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Americash 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,055 |
| Total Mortgage Loan Application Amount | $543,632,000 |
| Average Mortgage Loan Application Amount | $300,500 |
| Highest Mortgage Loan Application Amount | $3,200,000 |
| Average Applicant Income | $151,500 |
| Highest Applicant Income | $1,954,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 155 | $ 62,663,000 | $ 404,000 | $ 167,000 |
| Maricopa County Arizona | 131 | $ 26,342,000 | $ 201,000 | $ 89,000 |
| Orange County California | 83 | $ 38,355,000 | $ 462,000 | $ 194,000 |
| Cook County Illinois | 74 | $ 18,561,000 | $ 250,000 | $ 116,000 |
| Riverside County California | 73 | $ 22,528,000 | $ 308,000 | $ 134,000 |
| Salt Lake County Utah | 73 | $ 14,363,000 | $ 196,000 | $ 86,000 |
| San Diego County California | 54 | $ 17,847,000 | $ 330,000 | $ 154,000 |
| San Bernardino County California | 41 | $ 11,461,000 | $ 279,000 | $ 104,000 |
| Utah County Utah | 33 | $ 6,785,000 | $ 205,000 | $ 82,000 |
| King County Washington | 33 | $ 9,630,000 | $ 291,000 | $ 94,000 |
| Broward County Florida | 31 | $ 8,270,000 | $ 266,000 | $ 128,000 |
| Miami-Dade County Florida | 24 | $ 6,780,000 | $ 282,000 | $ 110,000 |
| Ventura County California | 23 | $ 8,463,000 | $ 367,000 | $ 130,000 |
| Snohomish County Washington | 23 | $ 6,492,000 | $ 282,000 | $ 128,000 |
| Palm Beach County Florida | 22 | $ 4,724,000 | $ 214,000 | $ 121,000 |
| Contra Costa County California | 21 | $ 9,821,000 | $ 467,000 | $ 166,000 |
| Orange County Florida | 21 | $ 7,043,000 | $ 335,000 | $ 136,000 |
| Alameda County California | 20 | $ 6,964,000 | $ 348,000 | $ 160,000 |
| Kern County California | 19 | $ 4,406,000 | $ 231,000 | $ 87,000 |
| Sacramento County California | 18 | $ 4,648,000 | $ 258,000 | $ 96,000 |
| Hillsborough County Florida | 17 | $ 2,808,000 | $ 165,000 | $ 87,000 |
| Davis County Utah | 17 | $ 3,846,000 | $ 226,000 | $ 79,000 |
| Santa Clara County California | 15 | $ 9,078,000 | $ 605,000 | $ 182,000 |
| Pierce County Washington | 15 | $ 3,845,000 | $ 256,000 | $ 108,000 |
| Duval County Florida | 14 | $ 3,048,000 | $ 217,000 | $ 91,000 |
| Ada County Idaho | 14 | $ 3,695,000 | $ 263,000 | $ 121,000 |
| Clark County Washington | 14 | $ 3,453,000 | $ 246,000 | $ 91,000 |
| Multnomah County Oregon | 13 | $ 2,850,000 | $ 219,000 | $ 93,000 |
| Lee County Florida | 12 | $ 2,759,000 | $ 229,000 | $ 171,000 |
| Pinellas County Florida | 12 | $ 3,495,000 | $ 291,000 | $ 156,000 |
| Oakland County Michigan | 12 | $ 3,040,000 | $ 253,000 | $ 225,000 |
| Weber County Utah | 12 | $ 1,903,000 | $ 158,000 | $ 103,000 |
| Mohave County Arizona | 11 | $ 1,460,000 | $ 132,000 | $ 110,000 |
| Solano County California | 11 | $ 2,622,000 | $ 238,000 | $ 134,000 |
| Will County Illinois | 11 | $ 2,990,000 | $ 271,000 | $ 67,000 |
| St. Louis County Missouri | 11 | $ 2,584,000 | $ 234,000 | $ 94,000 |
| Bernalillo County New Mexico | 11 | $ 2,346,000 | $ 213,000 | $ 74,000 |
| Fresno County California | 10 | $ 2,308,000 | $ 230,000 | $ 112,000 |
| Pasco County Florida | 10 | $ 1,709,000 | $ 170,000 | $ 69,000 |
| Yuma County Arizona | 9 | $ 1,526,000 | $ 169,000 | $ 63,000 |
| Lake County Florida | 9 | $ 2,800,000 | $ 311,000 | $ 114,000 |
| Dallas County Texas | 9 | $ 2,209,000 | $ 245,000 | $ 88,000 |
| Tarrant County Texas | 9 | $ 1,619,000 | $ 179,000 | $ 102,000 |
| Milwaukee County Wisconsin | 9 | $ 1,188,000 | $ 132,000 | $ 79,000 |
| San Joaquin County California | 8 | $ 3,000,000 | $ 375,000 | $ 94,000 |
| San Mateo County California | 8 | $ 3,660,000 | $ 457,000 | $ 183,000 |
| Volusia County Florida | 8 | $ 2,066,000 | $ 258,000 | $ 122,000 |
| Lake County Illinois | 8 | $ 2,410,000 | $ 301,000 | $ 137,000 |
| Horry County South Carolina | 8 | $ 1,495,000 | $ 186,000 | $ 86,000 |
| Travis County Texas | 8 | $ 1,689,000 | $ 211,000 | $ 101,000 |
| Pima County Arizona | 7 | $ 1,099,000 | $ 157,000 | $ 58,000 |
| San Luis Obispo County California | 7 | $ 2,515,000 | $ 359,000 | $ 194,000 |
| El Paso County Colorado | 7 | $ 1,584,000 | $ 226,000 | $ 102,000 |
| Seminole County Florida | 7 | $ 1,495,000 | $ 213,000 | $ 75,000 |
| Kane County Illinois | 7 | $ 1,731,000 | $ 247,000 | $ 143,000 |
| Dakota County Minnesota | 7 | $ 1,185,000 | $ 169,000 | $ 101,000 |
| Polk County Oregon | 7 | $ 1,438,000 | $ 205,000 | $ 97,000 |
| Harris County Texas | 7 | $ 1,232,000 | $ 176,000 | $ 83,000 |
| Spokane County Washington | 7 | $ 847,000 | $ 121,000 | $ 75,000 |
| Waukesha County Wisconsin | 7 | $ 1,768,000 | $ 252,000 | $ 116,000 |
| Placer County California | 6 | $ 1,943,000 | $ 323,000 | $ 125,000 |
| Stanislaus County California | 6 | $ 1,863,000 | $ 310,000 | $ 76,000 |
| Collier County Florida | 6 | $ 1,010,000 | $ 168,000 | $ 123,000 |
| Leon County Florida | 6 | $ 1,259,000 | $ 209,000 | $ 180,000 |
| Marion County Florida | 6 | $ 2,195,000 | $ 365,000 | $ 122,000 |
| Sarasota County Florida | 6 | $ 1,325,000 | $ 220,000 | $ 97,000 |
| St. Lucie County Florida | 6 | $ 785,000 | $ 130,000 | $ 63,000 |
| Canyon County Idaho | 6 | $ 845,000 | $ 140,000 | $ 46,000 |
| DuPage County Illinois | 6 | $ 2,791,000 | $ 465,000 | $ 151,000 |
| Hennepin County Minnesota | 6 | $ 1,328,000 | $ 221,000 | $ 103,000 |
| St. Charles County Missouri | 6 | $ 1,011,000 | $ 168,000 | $ 85,000 |
| Washington County Oregon | 6 | $ 1,175,000 | $ 195,000 | $ 98,000 |
| Shelby County Tennessee | 6 | $ 1,261,000 | $ 210,000 | $ 90,000 |
| Sumner County Tennessee | 6 | $ 877,000 | $ 146,000 | $ 210,000 |
| Pinal County Arizona | 5 | $ 1,817,000 | $ 363,000 | $ 164,000 |
| Sonoma County California | 5 | $ 1,252,000 | $ 250,000 | $ 146,000 |
| Adams County Colorado | 5 | $ 658,000 | $ 131,000 | $ 108,000 |
| Kootenai County Idaho | 5 | $ 1,687,000 | $ 337,000 | $ 108,000 |
| Douglas County Oregon | 5 | $ 1,102,000 | $ 220,000 | $ 104,000 |
| Jackson County Oregon | 5 | $ 1,028,000 | $ 205,000 | $ 107,000 |
| Collin County Texas | 5 | $ 921,000 | $ 184,000 | $ 117,000 |
| Cache County Utah | 5 | $ 520,000 | $ 104,000 | $ 75,000 |
| Wasatch County Utah | 5 | $ 1,172,000 | $ 234,000 | $ 117,000 |
| Racine County Wisconsin | 5 | $ 860,000 | $ 172,000 | $ 66,000 |
| Walworth County Wisconsin | 5 | $ 879,000 | $ 175,000 | $ 69,000 |
| Washington County Wisconsin | 5 | $ 1,167,000 | $ 233,000 | $ 66,000 |
| San Francisco County California | 4 | $ 1,441,000 | $ 360,000 | $ 107,000 |
| Denver County Colorado | 4 | $ 768,000 | $ 192,000 | $ 90,000 |
| Douglas County Colorado | 4 | $ 654,000 | $ 163,000 | $ 79,000 |
| Jefferson County Colorado | 4 | $ 670,000 | $ 167,000 | $ 61,000 |
| Montrose County Colorado | 4 | $ 567,000 | $ 141,000 | $ 65,000 |
| Brevard County Florida | 4 | $ 577,000 | $ 144,000 | $ 37,000 |
| Hernando County Florida | 4 | $ 621,000 | $ 155,000 | $ 58,000 |
| Monroe County Florida | 4 | $ 2,276,000 | $ 569,000 | $ 74,000 |
| St. Johns County Florida | 4 | $ 1,107,000 | $ 276,000 | $ 127,000 |
| Twin Falls County Idaho | 4 | $ 650,000 | $ 162,000 | $ 92,000 |
| McHenry County Illinois | 4 | $ 876,000 | $ 219,000 | $ 94,000 |
| Lake County Indiana | 4 | $ 575,000 | $ 143,000 | $ 64,000 |
| Wayne County Michigan | 4 | $ 899,000 | $ 224,000 | $ 152,000 |
| Tulsa County Oklahoma | 4 | $ 622,000 | $ 155,000 | $ 59,000 |
| Lane County Oregon | 4 | $ 360,000 | $ 90,000 | $ 71,000 |
| Williamson County Tennessee | 4 | $ 1,535,000 | $ 383,000 | $ 145,000 |
| Denton County Texas | 4 | $ 808,000 | $ 202,000 | $ 66,000 |
| Box Elder County Utah | 4 | $ 793,000 | $ 198,000 | $ 79,000 |
| Iron County Utah | 4 | $ 578,000 | $ 144,000 | $ 67,000 |
| Washington County Utah | 4 | $ 919,000 | $ 229,000 | $ 93,000 |
| Kitsap County Washington | 4 | $ 887,000 | $ 221,000 | $ 63,000 |
| Thurston County Washington | 4 | $ 1,214,000 | $ 303,000 | $ 129,000 |
| Kenosha County Wisconsin | 4 | $ 638,000 | $ 159,000 | $ 64,000 |
| Sauk County Wisconsin | 4 | $ 954,000 | $ 238,000 | $ 141,000 |
| Cochise County Arizona | 3 | $ 483,000 | $ 161,000 | $ 50,000 |
| Navajo County Arizona | 3 | $ 429,000 | $ 143,000 | $ 95,000 |
| Santa Cruz County Arizona | 3 | $ 630,000 | $ 210,000 | $ 101,000 |
| Calaveras County California | 3 | $ 784,000 | $ 261,000 | $ 77,000 |
| El Dorado County California | 3 | $ 1,010,000 | $ 336,000 | $ 204,000 |
| Merced County California | 3 | $ 749,000 | $ 249,000 | $ 68,000 |
| Napa County California | 3 | $ 1,393,000 | $ 464,000 | $ 64,000 |
| Yuba County California | 3 | $ 856,000 | $ 285,000 | $ 114,000 |
| La Plata County Colorado | 3 | $ 552,000 | $ 184,000 | $ 164,000 |
| Bay County Florida | 3 | $ 417,000 | $ 139,000 | $ 64,000 |
| Clay County Florida | 3 | $ 349,000 | $ 116,000 | $ 79,000 |
| Osceola County Florida | 3 | $ 569,000 | $ 189,000 | $ 62,000 |
| Blaine County Idaho | 3 | $ 1,736,000 | $ 578,000 | $ 418,000 |
| Bonneville County Idaho | 3 | $ 577,000 | $ 192,000 | $ 75,000 |
| Nez Perce County Idaho | 3 | $ 620,000 | $ 206,000 | $ 58,000 |
| Grand Traverse County Michigan | 3 | $ 683,000 | $ 227,000 | $ 92,000 |
| Livingston County Michigan | 3 | $ 397,000 | $ 132,000 | $ 53,000 |
| Macomb County Michigan | 3 | $ 357,000 | $ 119,000 | $ 102,000 |
| Ramsey County Minnesota | 3 | $ 484,000 | $ 161,000 | $ 99,000 |
| Taney County Missouri | 3 | $ 278,000 | $ 92,000 | $ 88,000 |
| Rio Arriba County New Mexico | 3 | $ 577,000 | $ 192,000 | $ 144,000 |
| Sandoval County New Mexico | 3 | $ 875,000 | $ 291,000 | $ 97,000 |
| Santa Fe County New Mexico | 3 | $ 980,000 | $ 326,000 | $ 152,000 |
| Benton County Oregon | 3 | $ 565,000 | $ 188,000 | $ 79,000 |
| Clackamas County Oregon | 3 | $ 835,000 | $ 278,000 | $ 78,000 |
| Beaufort County South Carolina | 3 | $ 538,000 | $ 179,000 | $ 116,000 |
| Dorchester County South Carolina | 3 | $ 370,000 | $ 123,000 | $ 118,000 |
| York County South Carolina | 3 | $ 441,000 | $ 147,000 | $ 147,000 |
| Bradley County Tennessee | 3 | $ 396,000 | $ 132,000 | $ 72,000 |
| Knox County Tennessee | 3 | $ 830,000 | $ 276,000 | $ 83,000 |
| Montgomery County Tennessee | 3 | $ 316,000 | $ 105,000 | $ 116,000 |
| Rutherford County Tennessee | 3 | $ 464,000 | $ 154,000 | $ 88,000 |
| Sevier County Tennessee | 3 | $ 490,000 | $ 163,000 | $ 98,000 |
| Bexar County Texas | 3 | $ 1,420,000 | $ 473,000 | $ 195,000 |
| El Paso County Texas | 3 | $ 448,000 | $ 149,000 | $ 98,000 |
| Fort Bend County Texas | 3 | $ 696,000 | $ 232,000 | $ 171,000 |
| Galveston County Texas | 3 | $ 615,000 | $ 205,000 | $ 332,000 |
| Guadalupe County Texas | 3 | $ 546,000 | $ 182,000 | $ 132,000 |
| Summit County Utah | 3 | $ 464,000 | $ 154,000 | $ 89,000 |
| Tooele County Utah | 3 | $ 511,000 | $ 170,000 | $ 40,000 |
| Lewis County Washington | 3 | $ 1,126,000 | $ 375,000 | $ 115,000 |
| Whatcom County Washington | 3 | $ 510,000 | $ 170,000 | $ 58,000 |
| Dane County Wisconsin | 3 | $ 525,000 | $ 175,000 | $ 52,000 |
| Outagamie County Wisconsin | 3 | $ 368,000 | $ 122,000 | $ 115,000 |
| Butte County California | 2 | $ 285,000 | $ 142,000 | $ 44,000 |
| Imperial County California | 2 | $ 527,000 | $ 263,000 | $ 140,000 |
| Lassen County California | 2 | $ 437,000 | $ 218,000 | $ 210,000 |
| Mendocino County California | 2 | $ 382,000 | $ 191,000 | $ 63,000 |
| Monterey County California | 2 | $ 916,000 | $ 458,000 | $ 120,000 |
| Tulare County California | 2 | $ 279,000 | $ 139,000 | $ 109,000 |
| Yolo County California | 2 | $ 740,000 | $ 370,000 | $ 138,000 |
| Boulder County Colorado | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Garfield County Colorado | 2 | $ 600,000 | $ 300,000 | $ 61,000 |
| Gilpin County Colorado | 2 | $ 357,000 | $ 178,000 | $ 0 |
| Larimer County Colorado | 2 | $ 597,000 | $ 298,000 | $ 128,000 |
| Mesa County Colorado | 2 | $ 328,000 | $ 164,000 | $ 31,000 |
| Pitkin County Colorado | 2 | $ 990,000 | $ 495,000 | $ 660,000 |
| Fairfield County Connecticut | 2 | $ 491,000 | $ 245,000 | $ 192,000 |
| Hartford County Connecticut | 2 | $ 337,000 | $ 168,000 | $ 141,000 |
| New Haven County Connecticut | 2 | $ 542,000 | $ 271,000 | $ 73,000 |
| Alachua County Florida | 2 | $ 492,000 | $ 246,000 | $ 83,000 |
| Citrus County Florida | 2 | $ 468,000 | $ 234,000 | $ 115,000 |
| Highlands County Florida | 2 | $ 423,000 | $ 211,000 | $ 118,000 |
| Indian River County Florida | 2 | $ 248,000 | $ 124,000 | $ 45,000 |
| Manatee County Florida | 2 | $ 279,000 | $ 139,000 | $ 77,000 |
| Okaloosa County Florida | 2 | $ 160,000 | $ 80,000 | $ 64,000 |
| Polk County Florida | 2 | $ 273,000 | $ 136,000 | $ 43,000 |
| Bonner County Idaho | 2 | $ 426,000 | $ 213,000 | $ 89,000 |
| Gooding County Idaho | 2 | $ 360,000 | $ 180,000 | $ 73,000 |
| De Witt County Illinois | 2 | $ 284,000 | $ 142,000 | $ 56,000 |
| Iroquois County Illinois | 2 | $ 225,000 | $ 112,000 | $ 66,000 |
| Madison County Illinois | 2 | $ 155,000 | $ 77,000 | $ 84,000 |
| St. Clair County Illinois | 2 | $ 162,000 | $ 81,000 | $ 34,000 |
| Hancock County Indiana | 2 | $ 209,000 | $ 104,000 | $ 55,000 |
| Marion County Indiana | 2 | $ 395,000 | $ 197,000 | $ 113,000 |
| Berrien County Michigan | 2 | $ 667,000 | $ 333,000 | $ 301,000 |
| Saginaw County Michigan | 2 | $ 374,000 | $ 187,000 | $ 54,000 |
| Polk County Minnesota | 2 | $ 104,000 | $ 52,000 | $ 60,000 |
| Scott County Minnesota | 2 | $ 761,000 | $ 380,000 | $ 239,000 |
| Sherburne County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 106,000 |
| Washington County Minnesota | 2 | $ 449,000 | $ 224,000 | $ 86,000 |
| Cole County Missouri | 2 | $ 468,000 | $ 234,000 | $ 150,000 |
| Jackson County Missouri | 2 | $ 350,000 | $ 175,000 | $ 235,000 |
| Johnson County Missouri | 2 | $ 469,000 | $ 234,000 | $ 108,000 |
| Platte County Missouri | 2 | $ 309,000 | $ 154,000 | $ 94,000 |
| St. Louis City County Missouri | 2 | $ 356,000 | $ 178,000 | $ 44,000 |
| Creek County Oklahoma | 2 | $ 258,000 | $ 129,000 | $ 83,000 |
| Okfuskee County Oklahoma | 2 | $ 334,000 | $ 167,000 | $ 267,000 |
| Columbia County Oregon | 2 | $ 512,000 | $ 256,000 | $ 70,000 |
| Josephine County Oregon | 2 | $ 418,000 | $ 209,000 | $ 66,000 |
| Linn County Oregon | 2 | $ 415,000 | $ 207,000 | $ 84,000 |
| Marion County Oregon | 2 | $ 558,000 | $ 279,000 | $ 68,000 |
| Yamhill County Oregon | 2 | $ 1,760,000 | $ 880,000 | $ 172,000 |
| Berkeley County South Carolina | 2 | $ 311,000 | $ 155,000 | $ 53,000 |
| Charleston County South Carolina | 2 | $ 976,000 | $ 488,000 | $ 30,000 |
| Richland County South Carolina | 2 | $ 341,000 | $ 170,000 | $ 142,000 |
| Davidson County Tennessee | 2 | $ 406,000 | $ 203,000 | $ 80,000 |
| Maury County Tennessee | 2 | $ 159,000 | $ 79,000 | $ 71,000 |
| Sullivan County Tennessee | 2 | $ 437,000 | $ 218,000 | $ 105,000 |
| Ector County Texas | 2 | $ 283,000 | $ 141,000 | $ 73,000 |
| Hays County Texas | 2 | $ 425,000 | $ 212,000 | $ 116,000 |
| Kendall County Texas | 2 | $ 610,000 | $ 305,000 | $ 128,000 |
| Montgomery County Texas | 2 | $ 653,000 | $ 326,000 | $ 133,000 |
| Val Verde County Texas | 2 | $ 167,000 | $ 83,000 | $ 64,000 |
| Williamson County Texas | 2 | $ 399,000 | $ 199,000 | $ 21,000 |
| Grand County Utah | 2 | $ 600,000 | $ 300,000 | $ 69,000 |
| Kane County Utah | 2 | $ 650,000 | $ 325,000 | $ 117,000 |
| Uintah County Utah | 2 | $ 304,000 | $ 152,000 | $ 53,000 |
| Clallam County Washington | 2 | $ 628,000 | $ 314,000 | $ 88,000 |
| Cowlitz County Washington | 2 | $ 466,000 | $ 233,000 | $ 70,000 |
| Douglas County Washington | 2 | $ 305,000 | $ 152,000 | $ 76,000 |
| Island County Washington | 2 | $ 351,000 | $ 175,000 | $ 71,000 |
| Chippewa County Wisconsin | 2 | $ 375,000 | $ 187,000 | $ 59,000 |
| Dodge County Wisconsin | 2 | $ 292,000 | $ 146,000 | $ 42,000 |
| Door County Wisconsin | 2 | $ 532,000 | $ 266,000 | $ 57,000 |
| Douglas County Wisconsin | 2 | $ 175,000 | $ 87,000 | $ 101,000 |
| Green County Wisconsin | 2 | $ 618,000 | $ 309,000 | $ 92,000 |
| Jefferson County Wisconsin | 2 | $ 869,000 | $ 434,000 | $ 155,000 |
| Ozaukee County Wisconsin | 2 | $ 494,000 | $ 247,000 | $ 77,000 |
| Rock County Wisconsin | 2 | $ 488,000 | $ 244,000 | $ 73,000 |
| St. Croix County Wisconsin | 2 | $ 414,000 | $ 207,000 | $ 78,000 |
| Vilas County Wisconsin | 2 | $ 433,000 | $ 216,000 | $ 59,000 |
| Coconino County Arizona | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| Gila County Arizona | 1 | $ 200,000 | $ 200,000 | $ 1,132,000 |
| Graham County Arizona | 1 | $ 203,000 | $ 203,000 | $ 77,000 |
| La Paz County Arizona | 1 | $ 279,000 | $ 279,000 | $ 96,000 |
| Yavapai County Arizona | 1 | $ 328,000 | $ 328,000 | $ 57,000 |
| Amador County California | 1 | $ 307,000 | $ 307,000 | $ 69,000 |
| Kings County California | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Madera County California | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| Marin County California | 1 | $ 922,000 | $ 922,000 | $ 216,000 |
| Mariposa County California | 1 | $ 400,000 | $ 400,000 | $ 100,000 |
| Mono County California | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| San Benito County California | 1 | $ 549,000 | $ 549,000 | $ 240,000 |
| Santa Barbara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 300,000 |
| Santa Cruz County California | 1 | $ 650,000 | $ 650,000 | $ 336,000 |
| Shasta County California | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
| Sutter County California | 1 | $ 294,000 | $ 294,000 | $ 86,000 |
| Arapahoe County Colorado | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Archuleta County Colorado | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Broomfield County Colorado | 1 | $ 166,000 | $ 166,000 | $ 67,000 |
| Eagle County Colorado | 1 | $ 206,000 | $ 206,000 | $ 117,000 |
| Gunnison County Colorado | 1 | $ 439,000 | $ 439,000 | $ 127,000 |
| Park County Colorado | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| Teller County Colorado | 1 | $ 360,000 | $ 360,000 | $ 87,000 |
| Weld County Colorado | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Yuma County Colorado | 1 | $ 62,000 | $ 62,000 | $ 67,000 |
| Middlesex County Connecticut | 1 | $ 161,000 | $ 161,000 | $ 92,000 |
| Charlotte County Florida | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| Columbia County Florida | 1 | $ 58,000 | $ 58,000 | $ 75,000 |
| Martin County Florida | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Putnam County Florida | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Bannock County Idaho | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Jefferson County Idaho | 1 | $ 279,000 | $ 279,000 | $ 94,000 |
| Madison County Idaho | 1 | $ 232,000 | $ 232,000 | $ 82,000 |
| Owyhee County Idaho | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Teton County Idaho | 1 | $ 327,000 | $ 327,000 | $ 91,000 |
| Washington County Idaho | 1 | $ 299,000 | $ 299,000 | $ 71,000 |
| Adams County Illinois | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Boone County Illinois | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Champaign County Illinois | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| DeKalb County Illinois | 1 | $ 164,000 | $ 164,000 | $ 79,000 |
| Kankakee County Illinois | 1 | $ 172,000 | $ 172,000 | $ 58,000 |
| Peoria County Illinois | 1 | $ 184,000 | $ 184,000 | $ 138,000 |
| Vermilion County Illinois | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Winnebago County Illinois | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Allen County Indiana | 1 | $ 101,000 | $ 101,000 | $ 78,000 |
| Elkhart County Indiana | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Hamilton County Indiana | 1 | $ 212,000 | $ 212,000 | $ 131,000 |
| LaPorte County Indiana | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Porter County Indiana | 1 | $ 151,000 | $ 151,000 | $ 79,000 |
| Warrick County Indiana | 1 | $ 420,000 | $ 420,000 | $ 114,000 |
| Genesee County Michigan | 1 | $ 101,000 | $ 101,000 | $ 51,000 |
| Kalamazoo County Michigan | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Kent County Michigan | 1 | $ 360,000 | $ 360,000 | $ 180,000 |
| Lapeer County Michigan | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Newaygo County Michigan | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| Ottawa County Michigan | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| St. Clair County Michigan | 1 | $ 782,000 | $ 782,000 | $ 197,000 |
| Washtenaw County Michigan | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Aitkin County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Anoka County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 62,000 |
| Benton County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 79,000 |
| Crow Wing County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| McLeod County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Mille Lacs County Minnesota | 1 | $ 254,000 | $ 254,000 | $ 192,000 |
| Olmsted County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 101,000 |
| St. Louis County Minnesota | 1 | $ 879,000 | $ 879,000 | $ 236,000 |
| Stearns County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 99,000 |
| Traverse County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Wright County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Butler County Missouri | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Callaway County Missouri | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Clay County Missouri | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Pettis County Missouri | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Polk County Missouri | 1 | $ 245,000 | $ 245,000 | $ 184,000 |
| Randolph County Missouri | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Ripley County Missouri | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Scott County Missouri | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| Chaves County New Mexico | 1 | $ 137,000 | $ 137,000 | $ 182,000 |
| Dona Ana County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| Grant County New Mexico | 1 | $ 228,000 | $ 228,000 | $ 41,000 |
| San Juan County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Taos County New Mexico | 1 | $ 1,010,000 | $ 1,010,000 | $ 480,000 |
| Valencia County New Mexico | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Le Flore County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Marshall County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Oklahoma County Oklahoma | 1 | $ 262,000 | $ 262,000 | $ 59,000 |
| Lincoln County Oregon | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Union County Oregon | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Florence County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 49,000 |
| Georgetown County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
| Greenville County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 111,000 |
| Kershaw County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 80,000 |
| Lexington County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Oconee County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| Saluda County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Blount County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 100,000 |
| Dickson County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 51,000 |
| Fayette County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Grainger County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Hamblen County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 95,000 |
| Lincoln County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Marshall County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Meigs County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 35,000 |
| Polk County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Tipton County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 112,000 |
| Washington County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 140,000 |
| Bell County Texas | 1 | $ 160,000 | $ 160,000 | $ 135,000 |
| Comal County Texas | 1 | $ 259,000 | $ 259,000 | $ 91,000 |
| Dimmit County Texas | 1 | $ 39,000 | $ 39,000 | $ 63,000 |
| Hidalgo County Texas | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Jefferson County Texas | 1 | $ 253,000 | $ 253,000 | $ 102,000 |
| Johnson County Texas | 1 | $ 104,000 | $ 104,000 | $ 79,000 |
| Kaufman County Texas | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| Real County Texas | 1 | $ 230,000 | $ 230,000 | $ 114,000 |
| Rockwall County Texas | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| San Jacinto County Texas | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| San Patricio County Texas | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| Taylor County Texas | 1 | $ 110,000 | $ 110,000 | $ 142,000 |
| Tom Green County Texas | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Walker County Texas | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Waller County Texas | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| Wilson County Texas | 1 | $ 234,000 | $ 234,000 | $ 88,000 |
| Wise County Texas | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Sevier County Utah | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Chelan County Washington | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Franklin County Washington | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Grays Harbor County Washington | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Mason County Washington | 1 | $ 440,000 | $ 440,000 | $ 94,000 |
| Okanogan County Washington | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Pend Oreille County Washington | 1 | $ 189,000 | $ 189,000 | $ 66,000 |
| San Juan County Washington | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
| Skagit County Washington | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Walla Walla County Washington | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Yakima County Washington | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Adams County Wisconsin | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Barron County Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 310,000 |
| Burnett County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Dunn County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Eau Claire County Wisconsin | 1 | $ 226,000 | $ 226,000 | $ 108,000 |
| Jackson County Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 50,000 |
| Marinette County Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 97,000 |
| Monroe County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Oconto County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 81,000 |
| Portage County Wisconsin | 1 | $ 237,000 | $ 237,000 | $ 99,000 |
| Price County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Sheboygan County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 90,000 |
| Lincoln County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Teton County Wyoming | 1 | $ 595,000 | $ 595,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for Americash in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,940 | $504,261,000 | $259,000 | $3,200,000 | $111,000 | $1,132,000 |
| Home Purchase | 115 | $39,371,000 | $342,000 | $1,500,000 | $192,000 | $1,954,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 950 | $248,898,000 | $261,000 | $2,000,000 | $119,000 | $1,954,000 |
| White | 853 | $228,036,000 | $267,000 | $3,200,000 | $115,000 | $1,132,000 |
| Hispanic | 157 | $38,384,000 | $244,000 | $952,000 | $95,000 | $296,000 |
| Black or African American | 57 | $14,629,000 | $256,000 | $772,000 | $135,000 | $401,000 |
| Asian | 30 | $9,602,000 | $320,000 | $1,000,000 | $114,000 | $362,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $4,083,000 | $510,000 | $884,000 | $132,000 | $239,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,036 | $539,439,000 | $264,000 | $3,200,000 | $116,000 | $1,954,000 |
| FHA-insured (Federal Housing Administration) | 13 | $3,058,000 | $235,000 | $1,010,000 | $92,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,135,000 | $189,000 | $543,000 | $115,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,005 | $263,705,000 | $262,000 | $3,200,000 | $114,000 | $1,954,000 |
| Application Approved But Not Accepted | 411 | $112,487,000 | $273,000 | $2,000,000 | $125,000 | $1,132,000 |
| Application Denied By Financial Institution | 342 | $84,888,000 | $248,000 | $960,000 | $109,000 | $576,000 |
| Application Withdrawn By Applicant | 296 | $81,952,000 | $276,000 | $1,805,000 | $118,000 | $642,000 |
| File Closed For Incompleteness | 1 | $600,000 | $600,000 | $600,000 | $178,000 | $178,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.