Americash Mortgage Lending & HMDA Data, 2007
In 2007, Americash of Costa Mesa, CA reported 2,055 mortgage applications totaling $543.6 million, down 24% from 2006. The average application was for $264,541, and applicants reported an average income of $115,532. 49% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (155), Phoenix-Mesa-Scottsdale, AZ (136) and Riverside-San Bernardino-Ontario, CA (114) (applications in parentheses).
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,055 |
| Total Mortgage Loan Application Amount | $543,632,000 |
| Average Mortgage Loan Application Amount | $264,541 |
| Highest Mortgage Loan Application Amount | $3,200,000 |
| Average Applicant Income | $115,532 |
| Highest Applicant Income | $1,954,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Americash filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 155 | $ 62,663,000 | $ 404,277 | $ 167,000 |
| Maricopa, Arizona | 131 | $ 26,342,000 | $ 201,083 | $ 89,000 |
| Orange, California | 83 | $ 38,355,000 | $ 462,108 | $ 194,000 |
| Cook, Illinois | 74 | $ 18,561,000 | $ 250,824 | $ 116,000 |
| Riverside, California | 73 | $ 22,528,000 | $ 308,602 | $ 134,000 |
| Salt Lake, Utah | 73 | $ 14,363,000 | $ 196,753 | $ 86,000 |
| San Diego, California | 54 | $ 17,847,000 | $ 330,500 | $ 154,000 |
| San Bernardino, California | 41 | $ 11,461,000 | $ 279,536 | $ 104,000 |
| Utah, Utah | 33 | $ 6,785,000 | $ 205,606 | $ 82,000 |
| King, Washington | 33 | $ 9,630,000 | $ 291,818 | $ 94,000 |
| Broward, Florida | 31 | $ 8,270,000 | $ 266,774 | $ 128,000 |
| Miami-Dade, Florida | 24 | $ 6,780,000 | $ 282,500 | $ 110,000 |
| Ventura, California | 23 | $ 8,463,000 | $ 367,956 | $ 130,000 |
| Snohomish, Washington | 23 | $ 6,492,000 | $ 282,260 | $ 128,000 |
| Palm Beach, Florida | 22 | $ 4,724,000 | $ 214,727 | $ 121,000 |
| Contra Costa, California | 21 | $ 9,821,000 | $ 467,666 | $ 166,000 |
| Orange, Florida | 21 | $ 7,043,000 | $ 335,380 | $ 136,000 |
| Alameda, California | 20 | $ 6,964,000 | $ 348,200 | $ 160,000 |
| Kern, California | 19 | $ 4,406,000 | $ 231,894 | $ 87,000 |
| Sacramento, California | 18 | $ 4,648,000 | $ 258,222 | $ 96,000 |
| Hillsborough, Florida | 17 | $ 2,808,000 | $ 165,176 | $ 87,000 |
| Davis, Utah | 17 | $ 3,846,000 | $ 226,235 | $ 79,000 |
| Santa Clara, California | 15 | $ 9,078,000 | $ 605,200 | $ 182,000 |
| Pierce, Washington | 15 | $ 3,845,000 | $ 256,333 | $ 108,000 |
| Duval, Florida | 14 | $ 3,048,000 | $ 217,714 | $ 91,000 |
| Ada, Idaho | 14 | $ 3,695,000 | $ 263,928 | $ 121,000 |
| Clark, Washington | 14 | $ 3,453,000 | $ 246,642 | $ 91,000 |
| Multnomah, Oregon | 13 | $ 2,850,000 | $ 219,230 | $ 93,000 |
| Lee, Florida | 12 | $ 2,759,000 | $ 229,916 | $ 171,000 |
| Pinellas, Florida | 12 | $ 3,495,000 | $ 291,250 | $ 156,000 |
| Oakland, Michigan | 12 | $ 3,040,000 | $ 253,333 | $ 225,000 |
| Weber, Utah | 12 | $ 1,903,000 | $ 158,583 | $ 103,000 |
| Mohave, Arizona | 11 | $ 1,460,000 | $ 132,727 | $ 110,000 |
| Solano, California | 11 | $ 2,622,000 | $ 238,363 | $ 134,000 |
| Will, Illinois | 11 | $ 2,990,000 | $ 271,818 | $ 67,000 |
| St. Louis, Missouri | 11 | $ 2,584,000 | $ 234,909 | $ 94,000 |
| Bernalillo, New Mexico | 11 | $ 2,346,000 | $ 213,272 | $ 74,000 |
| Fresno, California | 10 | $ 2,308,000 | $ 230,800 | $ 112,000 |
| Pasco, Florida | 10 | $ 1,709,000 | $ 170,900 | $ 69,000 |
| Yuma, Arizona | 9 | $ 1,526,000 | $ 169,555 | $ 63,000 |
| Lake, Florida | 9 | $ 2,800,000 | $ 311,111 | $ 114,000 |
| Dallas, Texas | 9 | $ 2,209,000 | $ 245,444 | $ 88,000 |
| Tarrant, Texas | 9 | $ 1,619,000 | $ 179,888 | $ 102,000 |
| Milwaukee, Wisconsin | 9 | $ 1,188,000 | $ 132,000 | $ 79,000 |
| San Joaquin, California | 8 | $ 3,000,000 | $ 375,000 | $ 94,000 |
| San Mateo, California | 8 | $ 3,660,000 | $ 457,500 | $ 183,000 |
| Volusia, Florida | 8 | $ 2,066,000 | $ 258,250 | $ 122,000 |
| Lake, Illinois | 8 | $ 2,410,000 | $ 301,250 | $ 137,000 |
| Horry, South Carolina | 8 | $ 1,495,000 | $ 186,875 | $ 86,000 |
| Travis, Texas | 8 | $ 1,689,000 | $ 211,125 | $ 101,000 |
| Pima, Arizona | 7 | $ 1,099,000 | $ 157,000 | $ 58,000 |
| San Luis Obispo, California | 7 | $ 2,515,000 | $ 359,285 | $ 194,000 |
| El Paso, Colorado | 7 | $ 1,584,000 | $ 226,285 | $ 102,000 |
| Seminole, Florida | 7 | $ 1,495,000 | $ 213,571 | $ 75,000 |
| Kane, Illinois | 7 | $ 1,731,000 | $ 247,285 | $ 143,000 |
| Dakota, Minnesota | 7 | $ 1,185,000 | $ 169,285 | $ 101,000 |
| Polk, Oregon | 7 | $ 1,438,000 | $ 205,428 | $ 97,000 |
| Harris, Texas | 7 | $ 1,232,000 | $ 176,000 | $ 83,000 |
| Spokane, Washington | 7 | $ 847,000 | $ 121,000 | $ 75,000 |
| Waukesha, Wisconsin | 7 | $ 1,768,000 | $ 252,571 | $ 116,000 |
| Placer, California | 6 | $ 1,943,000 | $ 323,833 | $ 125,000 |
| Stanislaus, California | 6 | $ 1,863,000 | $ 310,500 | $ 76,000 |
| Collier, Florida | 6 | $ 1,010,000 | $ 168,333 | $ 123,000 |
| Leon, Florida | 6 | $ 1,259,000 | $ 209,833 | $ 180,000 |
| Marion, Florida | 6 | $ 2,195,000 | $ 365,833 | $ 122,000 |
| Sarasota, Florida | 6 | $ 1,325,000 | $ 220,833 | $ 97,000 |
| St. Lucie, Florida | 6 | $ 785,000 | $ 130,833 | $ 63,000 |
| Canyon, Idaho | 6 | $ 845,000 | $ 140,833 | $ 46,000 |
| DuPage, Illinois | 6 | $ 2,791,000 | $ 465,166 | $ 151,000 |
| Hennepin, Minnesota | 6 | $ 1,328,000 | $ 221,333 | $ 103,000 |
| St. Charles, Missouri | 6 | $ 1,011,000 | $ 168,500 | $ 85,000 |
| Washington, Oregon | 6 | $ 1,175,000 | $ 195,833 | $ 98,000 |
| Shelby, Tennessee | 6 | $ 1,261,000 | $ 210,166 | $ 90,000 |
| Sumner, Tennessee | 6 | $ 877,000 | $ 146,166 | $ 210,000 |
| Pinal, Arizona | 5 | $ 1,817,000 | $ 363,400 | $ 164,000 |
| Sonoma, California | 5 | $ 1,252,000 | $ 250,400 | $ 146,000 |
| Adams, Colorado | 5 | $ 658,000 | $ 131,600 | $ 108,000 |
| Kootenai, Idaho | 5 | $ 1,687,000 | $ 337,400 | $ 108,000 |
| Douglas, Oregon | 5 | $ 1,102,000 | $ 220,400 | $ 104,000 |
| Jackson, Oregon | 5 | $ 1,028,000 | $ 205,600 | $ 107,000 |
| Collin, Texas | 5 | $ 921,000 | $ 184,200 | $ 117,000 |
| Cache, Utah | 5 | $ 520,000 | $ 104,000 | $ 75,000 |
| Wasatch, Utah | 5 | $ 1,172,000 | $ 234,400 | $ 117,000 |
| Racine, Wisconsin | 5 | $ 860,000 | $ 172,000 | $ 66,000 |
| Walworth, Wisconsin | 5 | $ 879,000 | $ 175,800 | $ 69,000 |
| Washington, Wisconsin | 5 | $ 1,167,000 | $ 233,400 | $ 66,000 |
| San Francisco, California | 4 | $ 1,441,000 | $ 360,250 | $ 107,000 |
| Denver, Colorado | 4 | $ 768,000 | $ 192,000 | $ 90,000 |
| Douglas, Colorado | 4 | $ 654,000 | $ 163,500 | $ 79,000 |
| Jefferson, Colorado | 4 | $ 670,000 | $ 167,500 | $ 61,000 |
| Montrose, Colorado | 4 | $ 567,000 | $ 141,750 | $ 65,000 |
| Brevard, Florida | 4 | $ 577,000 | $ 144,250 | $ 37,000 |
| Hernando, Florida | 4 | $ 621,000 | $ 155,250 | $ 58,000 |
| Monroe, Florida | 4 | $ 2,276,000 | $ 569,000 | $ 74,000 |
| St. Johns, Florida | 4 | $ 1,107,000 | $ 276,750 | $ 127,000 |
| Twin Falls, Idaho | 4 | $ 650,000 | $ 162,500 | $ 92,000 |
| McHenry, Illinois | 4 | $ 876,000 | $ 219,000 | $ 94,000 |
| Lake, Indiana | 4 | $ 575,000 | $ 143,750 | $ 64,000 |
| Wayne, Michigan | 4 | $ 899,000 | $ 224,750 | $ 152,000 |
| Tulsa, Oklahoma | 4 | $ 622,000 | $ 155,500 | $ 59,000 |
| Lane, Oregon | 4 | $ 360,000 | $ 90,000 | $ 71,000 |
| Williamson, Tennessee | 4 | $ 1,535,000 | $ 383,750 | $ 145,000 |
| Denton, Texas | 4 | $ 808,000 | $ 202,000 | $ 66,000 |
| Box Elder, Utah | 4 | $ 793,000 | $ 198,250 | $ 79,000 |
| Iron, Utah | 4 | $ 578,000 | $ 144,500 | $ 67,000 |
| Washington, Utah | 4 | $ 919,000 | $ 229,750 | $ 93,000 |
| Kitsap, Washington | 4 | $ 887,000 | $ 221,750 | $ 63,000 |
| Thurston, Washington | 4 | $ 1,214,000 | $ 303,500 | $ 129,000 |
| Kenosha, Wisconsin | 4 | $ 638,000 | $ 159,500 | $ 64,000 |
| Sauk, Wisconsin | 4 | $ 954,000 | $ 238,500 | $ 141,000 |
| Cochise, Arizona | 3 | $ 483,000 | $ 161,000 | $ 50,000 |
| Navajo, Arizona | 3 | $ 429,000 | $ 143,000 | $ 95,000 |
| Santa Cruz, Arizona | 3 | $ 630,000 | $ 210,000 | $ 101,000 |
| Calaveras, California | 3 | $ 784,000 | $ 261,333 | $ 77,000 |
| El Dorado, California | 3 | $ 1,010,000 | $ 336,666 | $ 204,000 |
| Merced, California | 3 | $ 749,000 | $ 249,666 | $ 68,000 |
| Napa, California | 3 | $ 1,393,000 | $ 464,333 | $ 64,000 |
| Yuba, California | 3 | $ 856,000 | $ 285,333 | $ 114,000 |
| La Plata, Colorado | 3 | $ 552,000 | $ 184,000 | $ 164,000 |
| Bay, Florida | 3 | $ 417,000 | $ 139,000 | $ 64,000 |
| Clay, Florida | 3 | $ 349,000 | $ 116,333 | $ 79,000 |
| Osceola, Florida | 3 | $ 569,000 | $ 189,666 | $ 62,000 |
| Blaine, Idaho | 3 | $ 1,736,000 | $ 578,666 | $ 418,000 |
| Bonneville, Idaho | 3 | $ 577,000 | $ 192,333 | $ 75,000 |
| Nez Perce, Idaho | 3 | $ 620,000 | $ 206,666 | $ 58,000 |
| Grand Traverse, Michigan | 3 | $ 683,000 | $ 227,666 | $ 92,000 |
| Livingston, Michigan | 3 | $ 397,000 | $ 132,333 | $ 53,000 |
| Macomb, Michigan | 3 | $ 357,000 | $ 119,000 | $ 102,000 |
| Ramsey, Minnesota | 3 | $ 484,000 | $ 161,333 | $ 99,000 |
| Taney, Missouri | 3 | $ 278,000 | $ 92,666 | $ 88,000 |
| Rio Arriba, New Mexico | 3 | $ 577,000 | $ 192,333 | $ 144,000 |
| Sandoval, New Mexico | 3 | $ 875,000 | $ 291,666 | $ 97,000 |
| Santa Fe, New Mexico | 3 | $ 980,000 | $ 326,666 | $ 152,000 |
| Benton, Oregon | 3 | $ 565,000 | $ 188,333 | $ 79,000 |
| Clackamas, Oregon | 3 | $ 835,000 | $ 278,333 | $ 78,000 |
| Beaufort, South Carolina | 3 | $ 538,000 | $ 179,333 | $ 116,000 |
| Dorchester, South Carolina | 3 | $ 370,000 | $ 123,333 | $ 118,000 |
| York, South Carolina | 3 | $ 441,000 | $ 147,000 | $ 147,000 |
| Bradley, Tennessee | 3 | $ 396,000 | $ 132,000 | $ 72,000 |
| Knox, Tennessee | 3 | $ 830,000 | $ 276,666 | $ 83,000 |
| Montgomery, Tennessee | 3 | $ 316,000 | $ 105,333 | $ 116,000 |
| Rutherford, Tennessee | 3 | $ 464,000 | $ 154,666 | $ 88,000 |
| Sevier, Tennessee | 3 | $ 490,000 | $ 163,333 | $ 98,000 |
| Bexar, Texas | 3 | $ 1,420,000 | $ 473,333 | $ 195,000 |
| El Paso, Texas | 3 | $ 448,000 | $ 149,333 | $ 98,000 |
| Fort Bend, Texas | 3 | $ 696,000 | $ 232,000 | $ 171,000 |
| Galveston, Texas | 3 | $ 615,000 | $ 205,000 | $ 332,000 |
| Guadalupe, Texas | 3 | $ 546,000 | $ 182,000 | $ 132,000 |
| Summit, Utah | 3 | $ 464,000 | $ 154,666 | $ 89,000 |
| Tooele, Utah | 3 | $ 511,000 | $ 170,333 | $ 40,000 |
| Lewis, Washington | 3 | $ 1,126,000 | $ 375,333 | $ 115,000 |
| Whatcom, Washington | 3 | $ 510,000 | $ 170,000 | $ 58,000 |
| Dane, Wisconsin | 3 | $ 525,000 | $ 175,000 | $ 52,000 |
| Outagamie, Wisconsin | 3 | $ 368,000 | $ 122,666 | $ 115,000 |
| Butte, California | 2 | $ 285,000 | $ 142,500 | $ 44,000 |
| Imperial, California | 2 | $ 527,000 | $ 263,500 | $ 140,000 |
| Lassen, California | 2 | $ 437,000 | $ 218,500 | $ 210,000 |
| Mendocino, California | 2 | $ 382,000 | $ 191,000 | $ 63,000 |
| Monterey, California | 2 | $ 916,000 | $ 458,000 | $ 120,000 |
| Tulare, California | 2 | $ 279,000 | $ 139,500 | $ 109,000 |
| Yolo, California | 2 | $ 740,000 | $ 370,000 | $ 138,000 |
| Boulder, Colorado | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Garfield, Colorado | 2 | $ 600,000 | $ 300,000 | $ 61,000 |
| Gilpin, Colorado | 2 | $ 357,000 | $ 178,500 | $ 0 |
| Larimer, Colorado | 2 | $ 597,000 | $ 298,500 | $ 128,000 |
| Mesa, Colorado | 2 | $ 328,000 | $ 164,000 | $ 31,000 |
| Pitkin, Colorado | 2 | $ 990,000 | $ 495,000 | $ 660,000 |
| Fairfield, Connecticut | 2 | $ 491,000 | $ 245,500 | $ 192,000 |
| Hartford, Connecticut | 2 | $ 337,000 | $ 168,500 | $ 141,000 |
| New Haven, Connecticut | 2 | $ 542,000 | $ 271,000 | $ 73,000 |
| Alachua, Florida | 2 | $ 492,000 | $ 246,000 | $ 83,000 |
| Citrus, Florida | 2 | $ 468,000 | $ 234,000 | $ 115,000 |
| Highlands, Florida | 2 | $ 423,000 | $ 211,500 | $ 118,000 |
| Indian River, Florida | 2 | $ 248,000 | $ 124,000 | $ 45,000 |
| Manatee, Florida | 2 | $ 279,000 | $ 139,500 | $ 77,000 |
| Okaloosa, Florida | 2 | $ 160,000 | $ 80,000 | $ 64,000 |
| Polk, Florida | 2 | $ 273,000 | $ 136,500 | $ 43,000 |
| Bonner, Idaho | 2 | $ 426,000 | $ 213,000 | $ 89,000 |
| Gooding, Idaho | 2 | $ 360,000 | $ 180,000 | $ 73,000 |
| De Witt, Illinois | 2 | $ 284,000 | $ 142,000 | $ 56,000 |
| Iroquois, Illinois | 2 | $ 225,000 | $ 112,500 | $ 66,000 |
| Madison, Illinois | 2 | $ 155,000 | $ 77,500 | $ 84,000 |
| St. Clair, Illinois | 2 | $ 162,000 | $ 81,000 | $ 34,000 |
| Hancock, Indiana | 2 | $ 209,000 | $ 104,500 | $ 55,000 |
| Marion, Indiana | 2 | $ 395,000 | $ 197,500 | $ 113,000 |
| Berrien, Michigan | 2 | $ 667,000 | $ 333,500 | $ 301,000 |
| Saginaw, Michigan | 2 | $ 374,000 | $ 187,000 | $ 54,000 |
| Polk, Minnesota | 2 | $ 104,000 | $ 52,000 | $ 60,000 |
| Scott, Minnesota | 2 | $ 761,000 | $ 380,500 | $ 239,000 |
| Sherburne, Minnesota | 2 | $ 270,000 | $ 135,000 | $ 106,000 |
| Washington, Minnesota | 2 | $ 449,000 | $ 224,500 | $ 86,000 |
| Cole, Missouri | 2 | $ 468,000 | $ 234,000 | $ 150,000 |
| Jackson, Missouri | 2 | $ 350,000 | $ 175,000 | $ 235,000 |
| Johnson, Missouri | 2 | $ 469,000 | $ 234,500 | $ 108,000 |
| Platte, Missouri | 2 | $ 309,000 | $ 154,500 | $ 94,000 |
| St. Louis City, Missouri | 2 | $ 356,000 | $ 178,000 | $ 44,000 |
| Creek, Oklahoma | 2 | $ 258,000 | $ 129,000 | $ 83,000 |
| Okfuskee, Oklahoma | 2 | $ 334,000 | $ 167,000 | $ 267,000 |
| Columbia, Oregon | 2 | $ 512,000 | $ 256,000 | $ 70,000 |
| Josephine, Oregon | 2 | $ 418,000 | $ 209,000 | $ 66,000 |
| Linn, Oregon | 2 | $ 415,000 | $ 207,500 | $ 84,000 |
| Marion, Oregon | 2 | $ 558,000 | $ 279,000 | $ 68,000 |
| Yamhill, Oregon | 2 | $ 1,760,000 | $ 880,000 | $ 172,000 |
| Berkeley, South Carolina | 2 | $ 311,000 | $ 155,500 | $ 53,000 |
| Charleston, South Carolina | 2 | $ 976,000 | $ 488,000 | $ 30,000 |
| Richland, South Carolina | 2 | $ 341,000 | $ 170,500 | $ 142,000 |
| Davidson, Tennessee | 2 | $ 406,000 | $ 203,000 | $ 80,000 |
| Maury, Tennessee | 2 | $ 159,000 | $ 79,500 | $ 71,000 |
| Sullivan, Tennessee | 2 | $ 437,000 | $ 218,500 | $ 105,000 |
| Ector, Texas | 2 | $ 283,000 | $ 141,500 | $ 73,000 |
| Hays, Texas | 2 | $ 425,000 | $ 212,500 | $ 116,000 |
| Kendall, Texas | 2 | $ 610,000 | $ 305,000 | $ 128,000 |
| Montgomery, Texas | 2 | $ 653,000 | $ 326,500 | $ 133,000 |
| Val Verde, Texas | 2 | $ 167,000 | $ 83,500 | $ 64,000 |
| Williamson, Texas | 2 | $ 399,000 | $ 199,500 | $ 21,000 |
| Grand, Utah | 2 | $ 600,000 | $ 300,000 | $ 69,000 |
| Kane, Utah | 2 | $ 650,000 | $ 325,000 | $ 117,000 |
| Uintah, Utah | 2 | $ 304,000 | $ 152,000 | $ 53,000 |
| Clallam, Washington | 2 | $ 628,000 | $ 314,000 | $ 88,000 |
| Cowlitz, Washington | 2 | $ 466,000 | $ 233,000 | $ 70,000 |
| Douglas, Washington | 2 | $ 305,000 | $ 152,500 | $ 76,000 |
| Island, Washington | 2 | $ 351,000 | $ 175,500 | $ 71,000 |
| Chippewa, Wisconsin | 2 | $ 375,000 | $ 187,500 | $ 59,000 |
| Dodge, Wisconsin | 2 | $ 292,000 | $ 146,000 | $ 42,000 |
| Door, Wisconsin | 2 | $ 532,000 | $ 266,000 | $ 57,000 |
| Douglas, Wisconsin | 2 | $ 175,000 | $ 87,500 | $ 101,000 |
| Green, Wisconsin | 2 | $ 618,000 | $ 309,000 | $ 92,000 |
| Jefferson, Wisconsin | 2 | $ 869,000 | $ 434,500 | $ 155,000 |
| Ozaukee, Wisconsin | 2 | $ 494,000 | $ 247,000 | $ 77,000 |
| Rock, Wisconsin | 2 | $ 488,000 | $ 244,000 | $ 73,000 |
| St. Croix, Wisconsin | 2 | $ 414,000 | $ 207,000 | $ 78,000 |
| Vilas, Wisconsin | 2 | $ 433,000 | $ 216,500 | $ 59,000 |
| Coconino, Arizona | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| Gila, Arizona | 1 | $ 200,000 | $ 200,000 | $ 1,132,000 |
| Graham, Arizona | 1 | $ 203,000 | $ 203,000 | $ 77,000 |
| La Paz, Arizona | 1 | $ 279,000 | $ 279,000 | $ 96,000 |
| Yavapai, Arizona | 1 | $ 328,000 | $ 328,000 | $ 57,000 |
| Amador, California | 1 | $ 307,000 | $ 307,000 | $ 69,000 |
| Kings, California | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Madera, California | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| Marin, California | 1 | $ 922,000 | $ 922,000 | $ 216,000 |
| Mariposa, California | 1 | $ 400,000 | $ 400,000 | $ 100,000 |
| Mono, California | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| San Benito, California | 1 | $ 549,000 | $ 549,000 | $ 240,000 |
| Santa Barbara, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 300,000 |
| Santa Cruz, California | 1 | $ 650,000 | $ 650,000 | $ 336,000 |
| Shasta, California | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
| Sutter, California | 1 | $ 294,000 | $ 294,000 | $ 86,000 |
| Arapahoe, Colorado | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Archuleta, Colorado | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Broomfield, Colorado | 1 | $ 166,000 | $ 166,000 | $ 67,000 |
| Eagle, Colorado | 1 | $ 206,000 | $ 206,000 | $ 117,000 |
| Gunnison, Colorado | 1 | $ 439,000 | $ 439,000 | $ 127,000 |
| Park, Colorado | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| Teller, Colorado | 1 | $ 360,000 | $ 360,000 | $ 87,000 |
| Weld, Colorado | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Yuma, Colorado | 1 | $ 62,000 | $ 62,000 | $ 67,000 |
| Middlesex, Connecticut | 1 | $ 161,000 | $ 161,000 | $ 92,000 |
| Charlotte, Florida | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| Columbia, Florida | 1 | $ 58,000 | $ 58,000 | $ 75,000 |
| Martin, Florida | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Putnam, Florida | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Bannock, Idaho | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Jefferson, Idaho | 1 | $ 279,000 | $ 279,000 | $ 94,000 |
| Madison, Idaho | 1 | $ 232,000 | $ 232,000 | $ 82,000 |
| Owyhee, Idaho | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Teton, Idaho | 1 | $ 327,000 | $ 327,000 | $ 91,000 |
| Washington, Idaho | 1 | $ 299,000 | $ 299,000 | $ 71,000 |
| Adams, Illinois | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Boone, Illinois | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Champaign, Illinois | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| DeKalb, Illinois | 1 | $ 164,000 | $ 164,000 | $ 79,000 |
| Kankakee, Illinois | 1 | $ 172,000 | $ 172,000 | $ 58,000 |
| Peoria, Illinois | 1 | $ 184,000 | $ 184,000 | $ 138,000 |
| Vermilion, Illinois | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Winnebago, Illinois | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Allen, Indiana | 1 | $ 101,000 | $ 101,000 | $ 78,000 |
| Elkhart, Indiana | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Hamilton, Indiana | 1 | $ 212,000 | $ 212,000 | $ 131,000 |
| LaPorte, Indiana | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Porter, Indiana | 1 | $ 151,000 | $ 151,000 | $ 79,000 |
| Warrick, Indiana | 1 | $ 420,000 | $ 420,000 | $ 114,000 |
| Genesee, Michigan | 1 | $ 101,000 | $ 101,000 | $ 51,000 |
| Kalamazoo, Michigan | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Kent, Michigan | 1 | $ 360,000 | $ 360,000 | $ 180,000 |
| Lapeer, Michigan | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Newaygo, Michigan | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| Ottawa, Michigan | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| St. Clair, Michigan | 1 | $ 782,000 | $ 782,000 | $ 197,000 |
| Washtenaw, Michigan | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Aitkin, Minnesota | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Anoka, Minnesota | 1 | $ 212,000 | $ 212,000 | $ 62,000 |
| Benton, Minnesota | 1 | $ 239,000 | $ 239,000 | $ 79,000 |
| Crow Wing, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| McLeod, Minnesota | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Mille Lacs, Minnesota | 1 | $ 254,000 | $ 254,000 | $ 192,000 |
| Olmsted, Minnesota | 1 | $ 120,000 | $ 120,000 | $ 101,000 |
| St. Louis, Minnesota | 1 | $ 879,000 | $ 879,000 | $ 236,000 |
| Stearns, Minnesota | 1 | $ 51,000 | $ 51,000 | $ 99,000 |
| Traverse, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Wright, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Butler, Missouri | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Callaway, Missouri | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Clay, Missouri | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Pettis, Missouri | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Polk, Missouri | 1 | $ 245,000 | $ 245,000 | $ 184,000 |
| Randolph, Missouri | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Ripley, Missouri | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Scott, Missouri | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| Chaves, New Mexico | 1 | $ 137,000 | $ 137,000 | $ 182,000 |
| Dona Ana, New Mexico | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| Grant, New Mexico | 1 | $ 228,000 | $ 228,000 | $ 41,000 |
| San Juan, New Mexico | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Taos, New Mexico | 1 | $ 1,010,000 | $ 1,010,000 | $ 480,000 |
| Valencia, New Mexico | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Bryan, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Le Flore, Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Marshall, Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Oklahoma, Oklahoma | 1 | $ 262,000 | $ 262,000 | $ 59,000 |
| Lincoln, Oregon | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Union, Oregon | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Florence, South Carolina | 1 | $ 260,000 | $ 260,000 | $ 49,000 |
| Georgetown, South Carolina | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
| Greenville, South Carolina | 1 | $ 229,000 | $ 229,000 | $ 111,000 |
| Kershaw, South Carolina | 1 | $ 203,000 | $ 203,000 | $ 80,000 |
| Lexington, South Carolina | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Oconee, South Carolina | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| Saluda, South Carolina | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Blount, Tennessee | 1 | $ 147,000 | $ 147,000 | $ 100,000 |
| Dickson, Tennessee | 1 | $ 196,000 | $ 196,000 | $ 51,000 |
| Fayette, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Grainger, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Hamblen, Tennessee | 1 | $ 223,000 | $ 223,000 | $ 95,000 |
| Lincoln, Tennessee | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Marshall, Tennessee | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Meigs, Tennessee | 1 | $ 176,000 | $ 176,000 | $ 35,000 |
| Polk, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Tipton, Tennessee | 1 | $ 180,000 | $ 180,000 | $ 112,000 |
| Washington, Tennessee | 1 | $ 150,000 | $ 150,000 | $ 140,000 |
| Bell, Texas | 1 | $ 160,000 | $ 160,000 | $ 135,000 |
| Comal, Texas | 1 | $ 259,000 | $ 259,000 | $ 91,000 |
| Dimmit, Texas | 1 | $ 39,000 | $ 39,000 | $ 63,000 |
| Hidalgo, Texas | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Jefferson, Texas | 1 | $ 253,000 | $ 253,000 | $ 102,000 |
| Johnson, Texas | 1 | $ 104,000 | $ 104,000 | $ 79,000 |
| Kaufman, Texas | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| Real, Texas | 1 | $ 230,000 | $ 230,000 | $ 114,000 |
| Rockwall, Texas | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| San Jacinto, Texas | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| San Patricio, Texas | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| Taylor, Texas | 1 | $ 110,000 | $ 110,000 | $ 142,000 |
| Tom Green, Texas | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Walker, Texas | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Waller, Texas | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| Wilson, Texas | 1 | $ 234,000 | $ 234,000 | $ 88,000 |
| Wise, Texas | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Sevier, Utah | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Chelan, Washington | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Franklin, Washington | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Grays Harbor, Washington | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Mason, Washington | 1 | $ 440,000 | $ 440,000 | $ 94,000 |
| Okanogan, Washington | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Pend Oreille, Washington | 1 | $ 189,000 | $ 189,000 | $ 66,000 |
| San Juan, Washington | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
| Skagit, Washington | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Walla Walla, Washington | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Yakima, Washington | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Adams, Wisconsin | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Barron, Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 310,000 |
| Burnett, Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Dunn, Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Eau Claire, Wisconsin | 1 | $ 226,000 | $ 226,000 | $ 108,000 |
| Jackson, Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 50,000 |
| Marinette, Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 97,000 |
| Monroe, Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Oconto, Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 81,000 |
| Portage, Wisconsin | 1 | $ 237,000 | $ 237,000 | $ 99,000 |
| Price, Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Sheboygan, Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Winnebago, Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 90,000 |
| Lincoln, Wyoming | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Teton, Wyoming | 1 | $ 595,000 | $ 595,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for Americash in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,940 | $504,261,000 | $259,000 | $3,200,000 | $111,000 | $1,132,000 |
| Home Purchase | 115 | $39,371,000 | $342,000 | $1,500,000 | $192,000 | $1,954,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 950 | $248,898,000 | $261,000 | $2,000,000 | $119,000 | $1,954,000 |
| White | 853 | $228,036,000 | $267,000 | $3,200,000 | $115,000 | $1,132,000 |
| Hispanic | 157 | $38,384,000 | $244,000 | $952,000 | $95,000 | $296,000 |
| Black or African American | 57 | $14,629,000 | $256,000 | $772,000 | $135,000 | $401,000 |
| Asian | 30 | $9,602,000 | $320,000 | $1,000,000 | $114,000 | $362,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $4,083,000 | $510,000 | $884,000 | $132,000 | $239,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,036 | $539,439,000 | $264,000 | $3,200,000 | $116,000 | $1,954,000 |
| FHA-insured (Federal Housing Administration) | 13 | $3,058,000 | $235,000 | $1,010,000 | $92,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,135,000 | $189,000 | $543,000 | $115,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,005 | $263,705,000 | $262,000 | $3,200,000 | $114,000 | $1,954,000 |
| Application Approved But Not Accepted | 411 | $112,487,000 | $273,000 | $2,000,000 | $125,000 | $1,132,000 |
| Application Denied By Financial Institution | 342 | $84,888,000 | $248,000 | $960,000 | $109,000 | $576,000 |
| Application Withdrawn By Applicant | 296 | $81,952,000 | $276,000 | $1,805,000 | $118,000 | $642,000 |
| File Closed For Incompleteness | 1 | $600,000 | $600,000 | $600,000 | $178,000 | $178,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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