Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Americash 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,518 |
| Total Mortgage Loan Application Amount | $1,428,197,000 |
| Average Mortgage Loan Application Amount | $310,000 |
| Highest Mortgage Loan Application Amount | $1,534,000 |
| Average Applicant Income | $121,500 |
| Highest Applicant Income | $6,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 795 | $ 284,751,000 | $ 358,000 | $ 121,000 |
| Orange County California | 329 | $ 130,123,000 | $ 395,000 | $ 136,000 |
| Riverside County California | 291 | $ 85,854,000 | $ 295,000 | $ 105,000 |
| San Bernardino County California | 224 | $ 67,300,000 | $ 300,000 | $ 111,000 |
| Maricopa County Arizona | 213 | $ 58,412,000 | $ 274,000 | $ 107,000 |
| San Diego County California | 180 | $ 60,442,000 | $ 335,000 | $ 121,000 |
| Contra Costa County California | 112 | $ 40,553,000 | $ 362,000 | $ 110,000 |
| Alameda County California | 104 | $ 41,851,000 | $ 402,000 | $ 121,000 |
| Sacramento County California | 97 | $ 27,571,000 | $ 284,000 | $ 105,000 |
| Harris County Texas | 96 | $ 27,311,000 | $ 284,000 | $ 150,000 |
| Ventura County California | 84 | $ 28,583,000 | $ 340,000 | $ 105,000 |
| Santa Clara County California | 77 | $ 32,671,000 | $ 424,000 | $ 130,000 |
| San Joaquin County California | 69 | $ 20,301,000 | $ 294,000 | $ 106,000 |
| King County Washington | 64 | $ 19,418,000 | $ 303,000 | $ 106,000 |
| Solano County California | 51 | $ 14,800,000 | $ 290,000 | $ 95,000 |
| Smith County Texas | 51 | $ 8,242,000 | $ 161,000 | $ 61,000 |
| Denton County Texas | 46 | $ 13,412,000 | $ 291,000 | $ 125,000 |
| Dallas County Texas | 44 | $ 11,570,000 | $ 262,000 | $ 123,000 |
| Snohomish County Washington | 44 | $ 12,289,000 | $ 279,000 | $ 87,000 |
| Collin County Texas | 42 | $ 12,966,000 | $ 308,000 | $ 142,000 |
| Placer County California | 39 | $ 13,102,000 | $ 335,000 | $ 137,000 |
| Tarrant County Texas | 39 | $ 11,024,000 | $ 282,000 | $ 135,000 |
| Kern County California | 38 | $ 9,393,000 | $ 247,000 | $ 104,000 |
| Fort Bend County Texas | 38 | $ 10,921,000 | $ 287,000 | $ 151,000 |
| San Mateo County California | 36 | $ 15,334,000 | $ 425,000 | $ 124,000 |
| Fresno County California | 35 | $ 8,889,000 | $ 253,000 | $ 101,000 |
| Sonoma County California | 31 | $ 10,210,000 | $ 329,000 | $ 90,000 |
| Stanislaus County California | 30 | $ 7,642,000 | $ 254,000 | $ 74,000 |
| Pima County Arizona | 28 | $ 7,667,000 | $ 273,000 | $ 111,000 |
| Monterey County California | 25 | $ 10,583,000 | $ 423,000 | $ 132,000 |
| Santa Barbara County California | 25 | $ 8,591,000 | $ 343,000 | $ 108,000 |
| Travis County Texas | 25 | $ 7,495,000 | $ 299,000 | $ 128,000 |
| Williamson County Texas | 24 | $ 5,846,000 | $ 243,000 | $ 128,000 |
| Pierce County Washington | 24 | $ 6,648,000 | $ 277,000 | $ 95,000 |
| San Luis Obispo County California | 23 | $ 7,733,000 | $ 336,000 | $ 94,000 |
| Mohave County Arizona | 19 | $ 4,794,000 | $ 252,000 | $ 112,000 |
| Bexar County Texas | 19 | $ 5,513,000 | $ 290,000 | $ 137,000 |
| Montgomery County Texas | 19 | $ 5,345,000 | $ 281,000 | $ 136,000 |
| Clark County Washington | 19 | $ 4,906,000 | $ 258,000 | $ 94,000 |
| Pinal County Arizona | 18 | $ 4,143,000 | $ 230,000 | $ 86,000 |
| El Dorado County California | 18 | $ 5,951,000 | $ 330,000 | $ 139,000 |
| Essex County Massachusetts | 18 | $ 4,949,000 | $ 274,000 | $ 79,000 |
| Santa Cruz County California | 17 | $ 6,740,000 | $ 396,000 | $ 131,000 |
| Fairfax County Virginia | 16 | $ 6,797,000 | $ 424,000 | $ 154,000 |
| Miami-Dade County Florida | 15 | $ 5,064,000 | $ 337,000 | $ 146,000 |
| Broward County Florida | 14 | $ 4,168,000 | $ 297,000 | $ 110,000 |
| Marin County California | 13 | $ 5,013,000 | $ 385,000 | $ 150,000 |
| Napa County California | 13 | $ 5,339,000 | $ 410,000 | $ 119,000 |
| Tulare County California | 13 | $ 3,124,000 | $ 240,000 | $ 118,000 |
| Cook County Illinois | 13 | $ 3,213,000 | $ 247,000 | $ 110,000 |
| Norfolk County Massachusetts | 13 | $ 4,245,000 | $ 326,000 | $ 130,000 |
| Shasta County California | 12 | $ 3,923,000 | $ 326,000 | $ 101,000 |
| Yolo County California | 12 | $ 4,009,000 | $ 334,000 | $ 186,000 |
| Adams County Colorado | 12 | $ 2,911,000 | $ 242,000 | $ 77,000 |
| Butte County California | 11 | $ 2,588,000 | $ 235,000 | $ 100,000 |
| Middlesex County Massachusetts | 11 | $ 4,150,000 | $ 377,000 | $ 94,000 |
| Kitsap County Washington | 11 | $ 3,081,000 | $ 280,000 | $ 126,000 |
| Yavapai County Arizona | 10 | $ 2,752,000 | $ 275,000 | $ 231,000 |
| Lake County California | 10 | $ 2,332,000 | $ 233,000 | $ 68,000 |
| San Francisco County California | 10 | $ 4,138,000 | $ 413,000 | $ 113,000 |
| Arapahoe County Colorado | 10 | $ 2,671,000 | $ 267,000 | $ 104,000 |
| Jefferson County Colorado | 10 | $ 3,256,000 | $ 325,000 | $ 117,000 |
| Palm Beach County Florida | 10 | $ 2,651,000 | $ 265,000 | $ 166,000 |
| Bergen County New Jersey | 10 | $ 3,376,000 | $ 337,000 | $ 109,000 |
| Multnomah County Oregon | 10 | $ 3,160,000 | $ 316,000 | $ 112,000 |
| Thurston County Washington | 10 | $ 2,921,000 | $ 292,000 | $ 130,000 |
| Whatcom County Washington | 10 | $ 2,420,000 | $ 242,000 | $ 77,000 |
| Worcester County Massachusetts | 9 | $ 2,207,000 | $ 245,000 | $ 92,000 |
| Anderson County Texas | 9 | $ 1,465,000 | $ 162,000 | $ 67,000 |
| Galveston County Texas | 9 | $ 2,037,000 | $ 226,000 | $ 118,000 |
| Skagit County Washington | 9 | $ 2,367,000 | $ 263,000 | $ 101,000 |
| Mendocino County California | 8 | $ 2,531,000 | $ 316,000 | $ 96,000 |
| Merced County California | 8 | $ 1,984,000 | $ 248,000 | $ 75,000 |
| Nevada County California | 8 | $ 2,873,000 | $ 359,000 | $ 148,000 |
| Pinellas County Florida | 8 | $ 2,278,000 | $ 284,000 | $ 162,000 |
| Plymouth County Massachusetts | 8 | $ 2,086,000 | $ 260,000 | $ 87,000 |
| Suffolk County Massachusetts | 8 | $ 2,620,000 | $ 327,000 | $ 97,000 |
| Brazos County Texas | 8 | $ 2,490,000 | $ 311,000 | $ 177,000 |
| Chester County Pennsylvania | 7 | $ 1,789,000 | $ 255,000 | $ 84,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,246,000 | $ 178,000 | $ 105,000 |
| Comal County Texas | 7 | $ 2,110,000 | $ 301,000 | $ 122,000 |
| Hays County Texas | 7 | $ 1,750,000 | $ 250,000 | $ 100,000 |
| Coconino County Arizona | 6 | $ 1,607,000 | $ 267,000 | $ 94,000 |
| Humboldt County California | 6 | $ 1,338,000 | $ 223,000 | $ 90,000 |
| Imperial County California | 6 | $ 1,365,000 | $ 227,000 | $ 133,000 |
| Madera County California | 6 | $ 1,329,000 | $ 221,000 | $ 106,000 |
| San Benito County California | 6 | $ 1,851,000 | $ 308,000 | $ 78,000 |
| Sutter County California | 6 | $ 1,241,000 | $ 206,000 | $ 104,000 |
| El Paso County Texas | 6 | $ 1,538,000 | $ 256,000 | $ 222,000 |
| Rockwall County Texas | 6 | $ 1,804,000 | $ 300,000 | $ 160,000 |
| Loudoun County Virginia | 6 | $ 2,544,000 | $ 424,000 | $ 137,000 |
| Benton County Washington | 6 | $ 1,450,000 | $ 241,000 | $ 187,000 |
| Plumas County California | 5 | $ 964,000 | $ 192,000 | $ 82,000 |
| Boulder County Colorado | 5 | $ 1,638,000 | $ 327,000 | $ 111,000 |
| Douglas County Colorado | 5 | $ 1,197,000 | $ 239,000 | $ 69,000 |
| Weld County Colorado | 5 | $ 1,396,000 | $ 279,000 | $ 96,000 |
| Orange County Florida | 5 | $ 1,190,000 | $ 238,000 | $ 119,000 |
| Monmouth County New Jersey | 5 | $ 1,642,000 | $ 328,000 | $ 123,000 |
| Clackamas County Oregon | 5 | $ 1,517,000 | $ 303,000 | $ 71,000 |
| Delaware County Pennsylvania | 5 | $ 847,000 | $ 169,000 | $ 82,000 |
| Brazoria County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 180,000 |
| Nacogdoches County Texas | 5 | $ 634,000 | $ 126,000 | $ 47,000 |
| Larimer County Colorado | 4 | $ 805,000 | $ 201,000 | $ 49,000 |
| Fairfield County Connecticut | 4 | $ 962,000 | $ 240,000 | $ 138,000 |
| New Haven County Connecticut | 4 | $ 3,338,000 | $ 834,000 | $ 270,000 |
| New London County Connecticut | 4 | $ 723,000 | $ 180,000 | $ 85,000 |
| Duval County Florida | 4 | $ 718,000 | $ 179,000 | $ 83,000 |
| Hillsborough County Florida | 4 | $ 755,000 | $ 188,000 | $ 83,000 |
| Lee County Florida | 4 | $ 733,000 | $ 183,000 | $ 98,000 |
| St. Lucie County Florida | 4 | $ 691,000 | $ 172,000 | $ 71,000 |
| Bristol County Massachusetts | 4 | $ 1,393,000 | $ 348,000 | $ 170,000 |
| Middlesex County New Jersey | 4 | $ 1,071,000 | $ 267,000 | $ 127,000 |
| Benton County Oregon | 4 | $ 969,000 | $ 242,000 | $ 83,000 |
| Bucks County Pennsylvania | 4 | $ 988,000 | $ 247,000 | $ 88,000 |
| York County Pennsylvania | 4 | $ 843,000 | $ 210,000 | $ 85,000 |
| Angelina County Texas | 4 | $ 483,000 | $ 120,000 | $ 44,000 |
| Chambers County Texas | 4 | $ 1,229,000 | $ 307,000 | $ 120,000 |
| Henderson County Texas | 4 | $ 807,000 | $ 201,000 | $ 166,000 |
| Kaufman County Texas | 4 | $ 773,000 | $ 193,000 | $ 41,000 |
| Midland County Texas | 4 | $ 1,518,000 | $ 379,000 | $ 205,000 |
| Van Zandt County Texas | 4 | $ 1,198,000 | $ 299,000 | $ 148,000 |
| Chesapeake County Virginia | 4 | $ 1,102,000 | $ 275,000 | $ 90,000 |
| Henrico County Virginia | 4 | $ 1,212,000 | $ 303,000 | $ 91,000 |
| Grays Harbor County Washington | 4 | $ 879,000 | $ 219,000 | $ 93,000 |
| Navajo County Arizona | 3 | $ 684,000 | $ 228,000 | $ 86,000 |
| Yuma County Arizona | 3 | $ 645,000 | $ 215,000 | $ 86,000 |
| Calaveras County California | 3 | $ 638,000 | $ 212,000 | $ 49,000 |
| Kings County California | 3 | $ 716,000 | $ 238,000 | $ 40,000 |
| Tehama County California | 3 | $ 772,000 | $ 257,000 | $ 106,000 |
| Tuolumne County California | 3 | $ 761,000 | $ 253,000 | $ 122,000 |
| Denver County Colorado | 3 | $ 766,000 | $ 255,000 | $ 95,000 |
| El Paso County Colorado | 3 | $ 517,000 | $ 172,000 | $ 62,000 |
| Collier County Florida | 3 | $ 714,000 | $ 238,000 | $ 78,000 |
| Manatee County Florida | 3 | $ 760,000 | $ 253,000 | $ 82,000 |
| Monroe County Florida | 3 | $ 756,000 | $ 252,000 | $ 43,000 |
| St. Johns County Florida | 3 | $ 1,020,000 | $ 340,000 | $ 163,000 |
| Kootenai County Idaho | 3 | $ 395,000 | $ 131,000 | $ 174,000 |
| DuPage County Illinois | 3 | $ 740,000 | $ 246,000 | $ 70,000 |
| Baltimore County Maryland | 3 | $ 586,000 | $ 195,000 | $ 75,000 |
| Prince George's County Maryland | 3 | $ 783,000 | $ 261,000 | $ 202,000 |
| Essex County New Jersey | 3 | $ 994,000 | $ 331,000 | $ 124,000 |
| Mercer County New Jersey | 3 | $ 738,000 | $ 246,000 | $ 94,000 |
| Passaic County New Jersey | 3 | $ 830,000 | $ 276,000 | $ 133,000 |
| Lincoln County Oregon | 3 | $ 733,000 | $ 244,000 | $ 81,000 |
| Marion County Oregon | 3 | $ 610,000 | $ 203,000 | $ 117,000 |
| Washington County Oregon | 3 | $ 615,000 | $ 205,000 | $ 74,000 |
| Allegheny County Pennsylvania | 3 | $ 591,000 | $ 197,000 | $ 82,000 |
| Montgomery County Pennsylvania | 3 | $ 825,000 | $ 275,000 | $ 132,000 |
| Bell County Texas | 3 | $ 692,000 | $ 230,000 | $ 126,000 |
| Hidalgo County Texas | 3 | $ 754,000 | $ 251,000 | $ 234,000 |
| Nueces County Texas | 3 | $ 692,000 | $ 230,000 | $ 102,000 |
| Salt Lake County Utah | 3 | $ 596,000 | $ 198,000 | $ 43,000 |
| Stafford County Virginia | 3 | $ 961,000 | $ 320,000 | $ 98,000 |
| Clallam County Washington | 3 | $ 640,000 | $ 213,000 | $ 83,000 |
| Cochise County Arizona | 2 | $ 522,000 | $ 261,000 | $ 75,000 |
| Mariposa County California | 2 | $ 257,000 | $ 128,000 | $ 124,000 |
| Yuba County California | 2 | $ 476,000 | $ 238,000 | $ 78,000 |
| La Plata County Colorado | 2 | $ 619,000 | $ 309,000 | $ 147,000 |
| Middlesex County Connecticut | 2 | $ 393,000 | $ 196,000 | $ 60,000 |
| Alachua County Florida | 2 | $ 385,000 | $ 192,000 | $ 66,000 |
| Brevard County Florida | 2 | $ 358,000 | $ 179,000 | $ 56,000 |
| Sarasota County Florida | 2 | $ 347,000 | $ 173,000 | $ 109,000 |
| Seminole County Florida | 2 | $ 597,000 | $ 298,000 | $ 117,000 |
| Volusia County Florida | 2 | $ 450,000 | $ 225,000 | $ 126,000 |
| Kane County Illinois | 2 | $ 454,000 | $ 227,000 | $ 103,000 |
| Will County Illinois | 2 | $ 533,000 | $ 266,000 | $ 80,000 |
| Montgomery County Maryland | 2 | $ 907,000 | $ 453,000 | $ 128,000 |
| Worcester County Maryland | 2 | $ 750,000 | $ 375,000 | $ 145,000 |
| Barnstable County Massachusetts | 2 | $ 648,000 | $ 324,000 | $ 67,000 |
| Berkshire County Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Nantucket County Massachusetts | 2 | $ 755,000 | $ 377,000 | $ 62,000 |
| Hennepin County Minnesota | 2 | $ 439,000 | $ 219,000 | $ 87,000 |
| Burlington County New Jersey | 2 | $ 478,000 | $ 239,000 | $ 88,000 |
| Hudson County New Jersey | 2 | $ 479,000 | $ 239,000 | $ 38,000 |
| Tulsa County Oklahoma | 2 | $ 328,000 | $ 164,000 | $ 195,000 |
| Deschutes County Oregon | 2 | $ 444,000 | $ 222,000 | $ 37,000 |
| Lane County Oregon | 2 | $ 395,000 | $ 197,000 | $ 91,000 |
| Berks County Pennsylvania | 2 | $ 509,000 | $ 254,000 | $ 79,000 |
| Butler County Pennsylvania | 2 | $ 923,000 | $ 461,000 | $ 113,000 |
| Dauphin County Pennsylvania | 2 | $ 434,000 | $ 217,000 | $ 42,000 |
| Monroe County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Burnet County Texas | 2 | $ 543,000 | $ 271,000 | $ 88,000 |
| Cameron County Texas | 2 | $ 351,000 | $ 175,000 | $ 141,000 |
| Cherokee County Texas | 2 | $ 284,000 | $ 142,000 | $ 31,000 |
| Gregg County Texas | 2 | $ 447,000 | $ 223,000 | $ 117,000 |
| Kendall County Texas | 2 | $ 517,000 | $ 258,000 | $ 38,000 |
| Liberty County Texas | 2 | $ 324,000 | $ 162,000 | $ 75,000 |
| McLennan County Texas | 2 | $ 385,000 | $ 192,000 | $ 122,000 |
| Milam County Texas | 2 | $ 357,000 | $ 178,000 | $ 62,000 |
| Parker County Texas | 2 | $ 523,000 | $ 261,000 | $ 131,000 |
| Randall County Texas | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Washington County Texas | 2 | $ 652,000 | $ 326,000 | $ 125,000 |
| Webb County Texas | 2 | $ 545,000 | $ 272,000 | $ 168,000 |
| Wise County Texas | 2 | $ 575,000 | $ 287,000 | $ 107,000 |
| Alexandria County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 203,000 |
| Chesterfield County Virginia | 2 | $ 439,000 | $ 219,000 | $ 83,000 |
| Goochland County Virginia | 2 | $ 658,000 | $ 329,000 | $ 119,000 |
| Prince William County Virginia | 2 | $ 587,000 | $ 293,000 | $ 61,000 |
| Spotsylvania County Virginia | 2 | $ 371,000 | $ 185,000 | $ 37,000 |
| Douglas County Washington | 2 | $ 616,000 | $ 308,000 | $ 125,000 |
| Spokane County Washington | 2 | $ 522,000 | $ 261,000 | $ 92,000 |
| Yakima County Washington | 2 | $ 565,000 | $ 282,000 | $ 112,000 |
| Colusa County California | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Del Norte County California | 1 | $ 228,000 | $ 228,000 | $ 83,000 |
| Mono County California | 1 | $ 270,000 | $ 270,000 | $ 130,000 |
| Siskiyou County California | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 398,000 | $ 398,000 | $ 101,000 |
| Broomfield County Colorado | 1 | $ 232,000 | $ 232,000 | $ 43,000 |
| Clear Creek County Colorado | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Routt County Colorado | 1 | $ 575,000 | $ 575,000 | $ 39,000 |
| Hartford County Connecticut | 1 | $ 250,000 | $ 250,000 | $ 30,000 |
| Litchfield County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| Charlotte County Florida | 1 | $ 188,000 | $ 188,000 | $ 120,000 |
| Clay County Florida | 1 | $ 169,000 | $ 169,000 | $ 59,000 |
| Escambia County Florida | 1 | $ 361,000 | $ 361,000 | $ 105,000 |
| Flagler County Florida | 1 | $ 271,000 | $ 271,000 | $ 97,000 |
| Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 96,000 |
| Leon County Florida | 1 | $ 102,000 | $ 102,000 | $ 27,000 |
| Marion County Florida | 1 | $ 417,000 | $ 417,000 | $ 154,000 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Pasco County Florida | 1 | $ 164,000 | $ 164,000 | $ 77,000 |
| Polk County Florida | 1 | $ 91,000 | $ 91,000 | $ 93,000 |
| Camden County Georgia | 1 | $ 154,000 | $ 154,000 | $ 27,000 |
| DeKalb County Georgia | 1 | $ 144,000 | $ 144,000 | $ 272,000 |
| Gwinnett County Georgia | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Monroe County Georgia | 1 | $ 599,000 | $ 599,000 | $ 230,000 |
| Lake County Illinois | 1 | $ 359,000 | $ 359,000 | $ 65,000 |
| McHenry County Illinois | 1 | $ 217,000 | $ 217,000 | $ 157,000 |
| Cecil County Maryland | 1 | $ 250,000 | $ 250,000 | $ 67,000 |
| Charles County Maryland | 1 | $ 304,000 | $ 304,000 | $ 105,000 |
| Harford County Maryland | 1 | $ 380,000 | $ 380,000 | $ 90,000 |
| Howard County Maryland | 1 | $ 750,000 | $ 750,000 | $ 132,000 |
| Hampshire County Massachusetts | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Mecosta County Michigan | 1 | $ 154,000 | $ 154,000 | $ 25,000 |
| Monroe County Michigan | 1 | $ 191,000 | $ 191,000 | $ 64,000 |
| Hunterdon County New Jersey | 1 | $ 362,000 | $ 362,000 | $ 205,000 |
| Morris County New Jersey | 1 | $ 113,000 | $ 113,000 | $ 91,000 |
| Ocean County New Jersey | 1 | $ 358,000 | $ 358,000 | $ 143,000 |
| Salem County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Sussex County New Jersey | 1 | $ 264,000 | $ 264,000 | $ 86,000 |
| Union County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 48,000 |
| Warren County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 196,000 |
| Eddy County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 62,000 |
| Sandoval County New Mexico | 1 | $ 163,000 | $ 163,000 | $ 35,000 |
| Mecklenburg County North Carolina | 1 | $ 314,000 | $ 314,000 | $ 130,000 |
| Comanche County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 27,000 |
| Clatsop County Oregon | 1 | $ 211,000 | $ 211,000 | $ 185,000 |
| Coos County Oregon | 1 | $ 157,000 | $ 157,000 | $ 51,000 |
| Klamath County Oregon | 1 | $ 226,000 | $ 226,000 | $ 82,000 |
| Adams County Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 172,000 |
| Carbon County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 69,000 |
| Cumberland County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Erie County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| Fayette County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Franklin County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 108,000 |
| Juniata County Pennsylvania | 1 | $ 378,000 | $ 378,000 | $ 84,000 |
| Lancaster County Pennsylvania | 1 | $ 282,000 | $ 282,000 | $ 124,000 |
| Luzerne County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Lycoming County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 100,000 |
| Northampton County Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 1,806,000 |
| Northumberland County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Atascosa County Texas | 1 | $ 295,000 | $ 295,000 | $ 49,000 |
| Bandera County Texas | 1 | $ 244,000 | $ 244,000 | $ 93,000 |
| Bastrop County Texas | 1 | $ 288,000 | $ 288,000 | $ 102,000 |
| Blanco County Texas | 1 | $ 276,000 | $ 276,000 | $ 119,000 |
| Bowie County Texas | 1 | $ 205,000 | $ 205,000 | $ 193,000 |
| Colorado County Texas | 1 | $ 353,000 | $ 353,000 | $ 780,000 |
| Ector County Texas | 1 | $ 262,000 | $ 262,000 | $ 78,000 |
| Grayson County Texas | 1 | $ 320,000 | $ 320,000 | $ 131,000 |
| Guadalupe County Texas | 1 | $ 385,000 | $ 385,000 | $ 93,000 |
| Harrison County Texas | 1 | $ 242,000 | $ 242,000 | $ 204,000 |
| Hopkins County Texas | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| Jefferson County Texas | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Kerr County Texas | 1 | $ 825,000 | $ 825,000 | $ 290,000 |
| Lamar County Texas | 1 | $ 328,000 | $ 328,000 | $ 250,000 |
| Llano County Texas | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Lubbock County Texas | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Matagorda County Texas | 1 | $ 417,000 | $ 417,000 | $ 60,000 |
| Maverick County Texas | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
| Montague County Texas | 1 | $ 100,000 | $ 100,000 | $ 204,000 |
| Palo Pinto County Texas | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Presidio County Texas | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
| Rains County Texas | 1 | $ 268,000 | $ 268,000 | $ 77,000 |
| Runnels County Texas | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| San Patricio County Texas | 1 | $ 390,000 | $ 390,000 | $ 100,000 |
| Tom Green County Texas | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Tyler County Texas | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Upshur County Texas | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| Val Verde County Texas | 1 | $ 300,000 | $ 300,000 | $ 768,000 |
| Walker County Texas | 1 | $ 248,000 | $ 248,000 | $ 150,000 |
| Ward County Texas | 1 | $ 256,000 | $ 256,000 | $ 87,000 |
| Wood County Texas | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
| Tooele County Utah | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Utah County Utah | 1 | $ 146,000 | $ 146,000 | $ 58,000 |
| Albemarle County Virginia | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
| Charles City County Virginia | 1 | $ 417,000 | $ 417,000 | $ 48,000 |
| Frederick County Virginia | 1 | $ 230,000 | $ 230,000 | $ 82,000 |
| Isle of Wight County Virginia | 1 | $ 221,000 | $ 221,000 | $ 88,000 |
| Norfolk County Virginia | 1 | $ 129,000 | $ 129,000 | $ 74,000 |
| Portsmouth County Virginia | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Salem County Virginia | 1 | $ 283,000 | $ 283,000 | $ 119,000 |
| Suffolk County Virginia | 1 | $ 278,000 | $ 278,000 | $ 195,000 |
| Surry County Virginia | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Virginia Beach County Virginia | 1 | $ 810,000 | $ 810,000 | $ 315,000 |
| Chelan County Washington | 1 | $ 293,000 | $ 293,000 | $ 150,000 |
| Cowlitz County Washington | 1 | $ 234,000 | $ 234,000 | $ 46,000 |
| Franklin County Washington | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Grant County Washington | 1 | $ 146,000 | $ 146,000 | $ 36,000 |
| Jefferson County Washington | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Lewis County Washington | 1 | $ 379,000 | $ 379,000 | $ 114,000 |
| Mason County Washington | 1 | $ 267,000 | $ 267,000 | $ 300,000 |
| Okanogan County Washington | 1 | $ 251,000 | $ 251,000 | $ 103,000 |
| Skamania County Washington | 1 | $ 254,000 | $ 254,000 | $ 120,000 |
| Whitman County Washington | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Milwaukee County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 136,000 |
| Polk County Wisconsin | 1 | $ 243,000 | $ 243,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Americash in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,133 | $1,311,420,000 | $317,000 | $1,534,000 | $115,000 | $6,100,000 |
| Home Purchase | 385 | $116,777,000 | $303,000 | $855,000 | $128,000 | $1,151,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,847 | $899,383,000 | $315,000 | $1,534,000 | $122,000 | $6,100,000 |
| Hispanic | 786 | $241,227,000 | $306,000 | $780,000 | $97,000 | $2,160,000 |
| Asian | 356 | $123,512,000 | $346,000 | $893,000 | $135,000 | $834,000 |
| Not Provided | 310 | $99,442,000 | $320,000 | $741,000 | $109,000 | $526,000 |
| Black or African American | 170 | $49,283,000 | $289,000 | $670,000 | $98,000 | $274,000 |
| Native Hawaiin or Other Pacific Islander | 33 | $10,697,000 | $324,000 | $498,000 | $83,000 | $195,000 |
| American Indian or Alaskan Native | 16 | $4,653,000 | $290,000 | $612,000 | $73,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,543 | $1,134,117,000 | $320,000 | $1,534,000 | $124,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 823 | $245,673,000 | $298,000 | $636,000 | $90,000 | $6,100,000 |
| VA-guaranteed (Veterans Administration) | 149 | $48,022,000 | $322,000 | $720,000 | $89,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $385,000 | $128,000 | $181,000 | $56,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,651 | $531,994,000 | $322,000 | $1,442,000 | $117,000 | $1,151,000 |
| Application Withdrawn By Applicant | 1,341 | $412,628,000 | $307,000 | $1,326,000 | $113,000 | $2,160,000 |
| File Closed For Incompleteness | 1,127 | $358,518,000 | $318,000 | $1,534,000 | $122,000 | $1,806,000 |
| Application Denied By Financial Institution | 394 | $123,325,000 | $313,000 | $1,369,000 | $108,000 | $6,100,000 |
| Application Approved But Not Accepted | 5 | $1,732,000 | $346,000 | $417,000 | $114,000 | $163,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 68 | $22,347,000 | $328,000 | $1,369,000 | $86,000 | $403,000 |
| Other | 57 | $17,552,000 | $307,000 | $910,000 | $102,000 | $324,000 |
| Collateral | 27 | $8,268,000 | $306,000 | $626,000 | $124,000 | $417,000 |
| Credit History | 13 | $3,696,000 | $284,000 | $417,000 | $101,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,743,000 | $342,000 | $543,000 | $103,000 | $195,000 |
| Unverifiable Information | 5 | $1,607,000 | $321,000 | $384,000 | $182,000 | $212,000 |
| Employment History | 3 | $750,000 | $250,000 | $377,000 | $80,000 | $116,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.