Amerifirst Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Amerifirst Financial, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst Financial, Inc. 1550 E. Mckellips Rd, Suite 117 Mesa, AZ 85203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 8,411 |
| Total Mortgage Loan Application Amount | $1,887,740,000 |
| Average Mortgage Loan Application Amount | $231,500 |
| Highest Mortgage Loan Application Amount | $3,632,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $3,156,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Amerifirst Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Amerifirst Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst Financial, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 4,522 | $ 860,117,000 | $ 190,000 | $ 83,000 |
| San Diego County California | 872 | $ 310,017,000 | $ 355,000 | $ 121,000 |
| Yuma County Arizona | 340 | $ 41,321,000 | $ 121,000 | $ 49,000 |
| Orange County California | 324 | $ 147,352,000 | $ 454,000 | $ 164,000 |
| Pinal County Arizona | 311 | $ 46,427,000 | $ 149,000 | $ 63,000 |
| Los Angeles County California | 296 | $ 117,946,000 | $ 398,000 | $ 136,000 |
| Yavapai County Arizona | 223 | $ 40,332,000 | $ 180,000 | $ 72,000 |
| Riverside County California | 207 | $ 49,738,000 | $ 240,000 | $ 95,000 |
| Navajo County Arizona | 121 | $ 16,565,000 | $ 136,000 | $ 91,000 |
| Salt Lake County Utah | 94 | $ 17,517,000 | $ 186,000 | $ 76,000 |
| San Bernardino County California | 80 | $ 17,091,000 | $ 213,000 | $ 87,000 |
| Gila County Arizona | 78 | $ 12,462,000 | $ 159,000 | $ 90,000 |
| El Paso County Colorado | 71 | $ 14,880,000 | $ 209,000 | $ 71,000 |
| Davis County Utah | 62 | $ 12,032,000 | $ 194,000 | $ 87,000 |
| Ada County Idaho | 59 | $ 10,937,000 | $ 185,000 | $ 71,000 |
| Weber County Utah | 59 | $ 8,028,000 | $ 136,000 | $ 49,000 |
| Pima County Arizona | 46 | $ 7,433,000 | $ 161,000 | $ 73,000 |
| Denton County Texas | 37 | $ 6,505,000 | $ 175,000 | $ 80,000 |
| Canyon County Idaho | 34 | $ 4,277,000 | $ 125,000 | $ 46,000 |
| Contra Costa County California | 32 | $ 15,125,000 | $ 472,000 | $ 131,000 |
| Utah County Utah | 29 | $ 6,468,000 | $ 223,000 | $ 90,000 |
| Travis County Texas | 27 | $ 5,061,000 | $ 187,000 | $ 128,000 |
| Harris County Texas | 26 | $ 4,654,000 | $ 179,000 | $ 92,000 |
| Williamson County Texas | 24 | $ 4,738,000 | $ 197,000 | $ 100,000 |
| Coconino County Arizona | 23 | $ 5,428,000 | $ 236,000 | $ 162,000 |
| Alameda County California | 23 | $ 9,670,000 | $ 420,000 | $ 133,000 |
| San Francisco County California | 21 | $ 11,409,000 | $ 543,000 | $ 179,000 |
| Mohave County Arizona | 18 | $ 3,376,000 | $ 187,000 | $ 84,000 |
| Graham County Arizona | 16 | $ 2,150,000 | $ 134,000 | $ 58,000 |
| San Mateo County California | 14 | $ 6,759,000 | $ 482,000 | $ 151,000 |
| Burnet County Texas | 11 | $ 1,869,000 | $ 169,000 | $ 69,000 |
| Imperial County California | 10 | $ 1,762,000 | $ 176,000 | $ 122,000 |
| Sacramento County California | 10 | $ 2,069,000 | $ 206,000 | $ 107,000 |
| Santa Clara County California | 10 | $ 6,176,000 | $ 617,000 | $ 179,000 |
| Ventura County California | 10 | $ 4,873,000 | $ 487,000 | $ 194,000 |
| Collin County Texas | 10 | $ 1,989,000 | $ 198,000 | $ 117,000 |
| Dallas County Texas | 10 | $ 1,879,000 | $ 187,000 | $ 192,000 |
| Summit County Utah | 10 | $ 2,919,000 | $ 291,000 | $ 155,000 |
| Bexar County Texas | 9 | $ 1,698,000 | $ 188,000 | $ 137,000 |
| Apache County Arizona | 8 | $ 1,007,000 | $ 125,000 | $ 80,000 |
| Cochise County Arizona | 8 | $ 1,060,000 | $ 132,000 | $ 52,000 |
| Tarrant County Texas | 8 | $ 1,227,000 | $ 153,000 | $ 111,000 |
| Merced County California | 7 | $ 1,090,000 | $ 155,000 | $ 90,000 |
| Arapahoe County Colorado | 7 | $ 1,042,000 | $ 148,000 | $ 73,000 |
| Fresno County California | 6 | $ 1,011,000 | $ 168,000 | $ 74,000 |
| Kern County California | 6 | $ 1,200,000 | $ 200,000 | $ 69,000 |
| Sonoma County California | 6 | $ 2,164,000 | $ 360,000 | $ 188,000 |
| Jefferson County Colorado | 6 | $ 1,479,000 | $ 246,000 | $ 88,000 |
| Fort Bend County Texas | 6 | $ 1,809,000 | $ 301,000 | $ 181,000 |
| Washington County Utah | 6 | $ 1,104,000 | $ 184,000 | $ 132,000 |
| King County Washington | 6 | $ 2,164,000 | $ 360,000 | $ 169,000 |
| Placer County California | 5 | $ 1,384,000 | $ 276,000 | $ 102,000 |
| Galveston County Texas | 5 | $ 515,000 | $ 103,000 | $ 161,000 |
| Hays County Texas | 5 | $ 673,000 | $ 134,000 | $ 50,000 |
| Owyhee County Idaho | 4 | $ 280,000 | $ 70,000 | $ 19,000 |
| St. Louis County Minnesota | 4 | $ 317,000 | $ 79,000 | $ 35,000 |
| Montgomery County Texas | 4 | $ 1,154,000 | $ 288,000 | $ 137,000 |
| Tooele County Utah | 4 | $ 648,000 | $ 162,000 | $ 67,000 |
| Marin County California | 3 | $ 1,405,000 | $ 468,000 | $ 168,000 |
| San Joaquin County California | 3 | $ 486,000 | $ 162,000 | $ 85,000 |
| Tulare County California | 3 | $ 234,000 | $ 78,000 | $ 32,000 |
| Adams County Colorado | 3 | $ 594,000 | $ 198,000 | $ 52,000 |
| Douglas County Colorado | 3 | $ 650,000 | $ 216,000 | $ 74,000 |
| Payette County Idaho | 3 | $ 189,000 | $ 63,000 | $ 32,000 |
| Comal County Texas | 3 | $ 1,057,000 | $ 352,000 | $ 163,000 |
| Cooke County Texas | 3 | $ 381,000 | $ 127,000 | $ 57,000 |
| Santa Cruz County Arizona | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Napa County California | 2 | $ 670,000 | $ 335,000 | $ 235,000 |
| San Luis Obispo County California | 2 | $ 771,000 | $ 385,000 | $ 281,000 |
| Santa Cruz County California | 2 | $ 766,000 | $ 383,000 | $ 98,000 |
| Boulder County Colorado | 2 | $ 627,000 | $ 313,000 | $ 89,000 |
| Denver County Colorado | 2 | $ 480,000 | $ 240,000 | $ 47,000 |
| Teller County Colorado | 2 | $ 436,000 | $ 218,000 | $ 81,000 |
| Weld County Colorado | 2 | $ 295,000 | $ 147,000 | $ 77,000 |
| Boise County Idaho | 2 | $ 263,000 | $ 131,000 | $ 67,000 |
| Bonneville County Idaho | 2 | $ 318,000 | $ 159,000 | $ 48,000 |
| Twin Falls County Idaho | 2 | $ 227,000 | $ 113,000 | $ 25,000 |
| Bernalillo County New Mexico | 2 | $ 290,000 | $ 145,000 | $ 70,000 |
| Atascosa County Texas | 2 | $ 225,000 | $ 112,000 | $ 114,000 |
| Bastrop County Texas | 2 | $ 325,000 | $ 162,000 | $ 38,000 |
| Kaufman County Texas | 2 | $ 440,000 | $ 220,000 | $ 124,000 |
| Rockwall County Texas | 2 | $ 264,000 | $ 132,000 | $ 117,000 |
| Wichita County Texas | 2 | $ 285,000 | $ 142,000 | $ 60,000 |
| Cache County Utah | 2 | $ 420,000 | $ 210,000 | $ 46,000 |
| Duchesne County Utah | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Pierce County Washington | 2 | $ 1,204,000 | $ 602,000 | $ 1,001,000 |
| El Dorado County California | 1 | $ 407,000 | $ 407,000 | $ 156,000 |
| Lake County California | 1 | $ 316,000 | $ 316,000 | $ 173,000 |
| Mono County California | 1 | $ 46,000 | $ 46,000 | $ 233,000 |
| Monterey County California | 1 | $ 319,000 | $ 319,000 | $ 95,000 |
| Alamosa County Colorado | 1 | $ 184,000 | $ 184,000 | $ 94,000 |
| Fremont County Colorado | 1 | $ 224,000 | $ 224,000 | $ 86,000 |
| Morgan County Colorado | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Cassia County Idaho | 1 | $ 98,000 | $ 98,000 | $ 69,000 |
| Elmore County Idaho | 1 | $ 162,000 | $ 162,000 | $ 102,000 |
| Valley County Idaho | 1 | $ 97,000 | $ 97,000 | $ 231,000 |
| Wright County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Dona Ana County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| San Juan County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Santa Fe County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Socorro County New Mexico | 1 | $ 96,000 | $ 96,000 | $ 170,000 |
| Austin County Texas | 1 | $ 127,000 | $ 127,000 | $ 74,000 |
| Bell County Texas | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Blanco County Texas | 1 | $ 219,000 | $ 219,000 | $ 84,000 |
| El Paso County Texas | 1 | $ 94,000 | $ 94,000 | $ 79,000 |
| Ellis County Texas | 1 | $ 225,000 | $ 225,000 | $ 232,000 |
| Grayson County Texas | 1 | $ 172,000 | $ 172,000 | $ 95,000 |
| Hidalgo County Texas | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Lampasas County Texas | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Llano County Texas | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Potter County Texas | 1 | $ 168,000 | $ 168,000 | $ 89,000 |
| Randall County Texas | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Van Zandt County Texas | 1 | $ 236,000 | $ 236,000 | $ 55,000 |
| Waller County Texas | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Wilson County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Box Elder County Utah | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Millard County Utah | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Sevier County Utah | 1 | $ 284,000 | $ 284,000 | $ 42,000 |
| Wasatch County Utah | 1 | $ 392,000 | $ 392,000 | $ 240,000 |
| Clark County Washington | 1 | $ 247,000 | $ 247,000 | $ 95,000 |
| Kittitas County Washington | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Mason County Washington | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Snohomish County Washington | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Thurston County Washington | 1 | $ 228,000 | $ 228,000 | $ 42,000 |
| Whatcom County Washington | 1 | $ 219,000 | $ 219,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,874 | $1,249,377,000 | $212,000 | $1,840,000 | $87,000 | $3,156,000 |
| Refinancing | 2,537 | $638,363,000 | $251,000 | $3,632,000 | $103,000 | $1,944,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,584 | $1,308,412,000 | $234,000 | $3,632,000 | $100,000 | $3,156,000 |
| Hispanic | 1,621 | $275,290,000 | $169,000 | $768,000 | $57,000 | $984,000 |
| Asian | 487 | $135,032,000 | $277,000 | $1,840,000 | $115,000 | $1,056,000 |
| Not Provided | 447 | $105,405,000 | $235,000 | $1,575,000 | $96,000 | $691,000 |
| Black or African American | 186 | $41,863,000 | $225,000 | $759,000 | $81,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $14,076,000 | $270,000 | $616,000 | $84,000 | $223,000 |
| American Indian or Alaskan Native | 34 | $7,662,000 | $225,000 | $968,000 | $98,000 | $242,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,728 | $1,147,545,000 | $242,000 | $3,632,000 | $113,000 | $3,156,000 |
| FHA-insured (Federal Housing Administration) | 2,583 | $499,764,000 | $193,000 | $743,000 | $64,000 | $723,000 |
| VA-guaranteed (Veterans Administration) | 737 | $190,205,000 | $258,000 | $995,000 | $78,000 | $535,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 363 | $50,226,000 | $138,000 | $393,000 | $42,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,567 | $1,223,117,000 | $219,000 | $1,500,000 | $90,000 | $2,085,000 |
| Application Withdrawn By Applicant | 2,194 | $522,444,000 | $238,000 | $3,632,000 | $99,000 | $3,156,000 |
| Application Denied By Financial Institution | 387 | $80,566,000 | $208,000 | $1,335,000 | $81,000 | $1,944,000 |
| File Closed For Incompleteness | 228 | $54,309,000 | $238,000 | $1,554,000 | $89,000 | $616,000 |
| Application Approved But Not Accepted | 35 | $7,304,000 | $208,000 | $536,000 | $70,000 | $189,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.