Amerifirst Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Amerifirst Financial, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst Financial, Inc. 1550 E. Mckellips Rd, Suite 117 Mesa, AZ 85203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 10,249 |
| Total Mortgage Loan Application Amount | $2,376,022,000 |
| Average Mortgage Loan Application Amount | $240,500 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $92,500 |
| Highest Applicant Income | $2,364,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Amerifirst Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Amerifirst Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst Financial, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 4,784 | $ 969,695,000 | $ 202,000 | $ 79,000 |
| Pinal County Arizona | 618 | $ 89,259,000 | $ 144,000 | $ 62,000 |
| San Bernardino County California | 473 | $ 97,156,000 | $ 205,000 | $ 82,000 |
| Riverside County California | 471 | $ 120,380,000 | $ 255,000 | $ 87,000 |
| Yuma County Arizona | 455 | $ 60,669,000 | $ 133,000 | $ 51,000 |
| San Diego County California | 343 | $ 131,524,000 | $ 383,000 | $ 113,000 |
| Los Angeles County California | 305 | $ 112,251,000 | $ 368,000 | $ 111,000 |
| Orange County California | 269 | $ 146,060,000 | $ 542,000 | $ 184,000 |
| Denver County Colorado | 240 | $ 80,797,000 | $ 336,000 | $ 127,000 |
| Yavapai County Arizona | 184 | $ 34,708,000 | $ 188,000 | $ 90,000 |
| Navajo County Arizona | 141 | $ 22,033,000 | $ 156,000 | $ 86,000 |
| Jefferson County Colorado | 126 | $ 40,605,000 | $ 322,000 | $ 145,000 |
| Arapahoe County Colorado | 119 | $ 33,984,000 | $ 285,000 | $ 104,000 |
| Gila County Arizona | 97 | $ 17,560,000 | $ 181,000 | $ 88,000 |
| Bexar County Texas | 95 | $ 14,459,000 | $ 152,000 | $ 84,000 |
| Adams County Colorado | 92 | $ 25,444,000 | $ 276,000 | $ 99,000 |
| Collin County Texas | 74 | $ 18,332,000 | $ 247,000 | $ 103,000 |
| Douglas County Colorado | 69 | $ 23,680,000 | $ 343,000 | $ 149,000 |
| Denton County Texas | 63 | $ 16,296,000 | $ 258,000 | $ 111,000 |
| Travis County Texas | 59 | $ 14,802,000 | $ 250,000 | $ 114,000 |
| Contra Costa County California | 57 | $ 17,946,000 | $ 314,000 | $ 125,000 |
| Williamson County Texas | 49 | $ 9,183,000 | $ 187,000 | $ 88,000 |
| Clark County Nevada | 46 | $ 8,460,000 | $ 183,000 | $ 59,000 |
| King County Washington | 44 | $ 19,183,000 | $ 435,000 | $ 314,000 |
| Alameda County California | 43 | $ 22,040,000 | $ 512,000 | $ 144,000 |
| Santa Clara County California | 39 | $ 22,143,000 | $ 567,000 | $ 147,000 |
| Coconino County Arizona | 37 | $ 9,055,000 | $ 244,000 | $ 131,000 |
| Solano County California | 35 | $ 11,084,000 | $ 316,000 | $ 132,000 |
| Dallas County Texas | 34 | $ 7,157,000 | $ 210,000 | $ 113,000 |
| Pima County Arizona | 33 | $ 5,202,000 | $ 157,000 | $ 107,000 |
| Kern County California | 32 | $ 5,561,000 | $ 173,000 | $ 83,000 |
| Hidalgo County Texas | 32 | $ 6,061,000 | $ 189,000 | $ 83,000 |
| Tarrant County Texas | 31 | $ 6,231,000 | $ 201,000 | $ 175,000 |
| Sacramento County California | 25 | $ 7,205,000 | $ 288,000 | $ 106,000 |
| Snohomish County Washington | 25 | $ 6,173,000 | $ 246,000 | $ 77,000 |
| Stanislaus County California | 24 | $ 2,083,000 | $ 86,000 | $ 52,000 |
| Harris County Texas | 24 | $ 4,094,000 | $ 170,000 | $ 86,000 |
| Utah County Utah | 22 | $ 5,027,000 | $ 228,000 | $ 79,000 |
| Lee County Florida | 21 | $ 2,736,000 | $ 130,000 | $ 129,000 |
| Shelby County Tennessee | 21 | $ 1,909,000 | $ 90,000 | $ 130,000 |
| Mohave County Arizona | 20 | $ 2,838,000 | $ 141,000 | $ 74,000 |
| San Joaquin County California | 18 | $ 3,709,000 | $ 206,000 | $ 68,000 |
| El Paso County Colorado | 17 | $ 3,766,000 | $ 221,000 | $ 71,000 |
| Broomfield County Colorado | 16 | $ 4,637,000 | $ 289,000 | $ 161,000 |
| Grand County Colorado | 16 | $ 3,041,000 | $ 190,000 | $ 132,000 |
| Weld County Colorado | 16 | $ 4,455,000 | $ 278,000 | $ 96,000 |
| Boulder County Colorado | 15 | $ 6,147,000 | $ 409,000 | $ 147,000 |
| Davidson County Tennessee | 15 | $ 2,689,000 | $ 179,000 | $ 73,000 |
| San Mateo County California | 14 | $ 8,465,000 | $ 604,000 | $ 229,000 |
| Larimer County Colorado | 14 | $ 3,973,000 | $ 283,000 | $ 94,000 |
| Apache County Arizona | 13 | $ 1,713,000 | $ 131,000 | $ 59,000 |
| Sumner County Tennessee | 13 | $ 2,831,000 | $ 217,000 | $ 75,000 |
| Comal County Texas | 13 | $ 2,429,000 | $ 186,000 | $ 130,000 |
| Hays County Texas | 12 | $ 3,020,000 | $ 251,000 | $ 113,000 |
| Salt Lake County Utah | 10 | $ 2,668,000 | $ 266,000 | $ 86,000 |
| Sutter County California | 9 | $ 1,119,000 | $ 124,000 | $ 78,000 |
| Rutherford County Tennessee | 9 | $ 1,789,000 | $ 198,000 | $ 67,000 |
| Nueces County Texas | 9 | $ 1,277,000 | $ 141,000 | $ 49,000 |
| Pierce County Washington | 8 | $ 2,994,000 | $ 374,000 | $ 131,000 |
| Bastrop County Texas | 7 | $ 1,122,000 | $ 160,000 | $ 57,000 |
| Butte County California | 6 | $ 969,000 | $ 161,000 | $ 54,000 |
| El Dorado County California | 6 | $ 2,490,000 | $ 415,000 | $ 122,000 |
| San Francisco County California | 6 | $ 4,873,000 | $ 812,000 | $ 234,000 |
| Marion County Indiana | 6 | $ 392,000 | $ 65,000 | $ 128,000 |
| Graham County Arizona | 5 | $ 905,000 | $ 181,000 | $ 78,000 |
| Marin County California | 5 | $ 2,771,000 | $ 554,000 | $ 142,000 |
| Mendocino County California | 5 | $ 1,586,000 | $ 317,000 | $ 123,000 |
| Placer County California | 5 | $ 1,867,000 | $ 373,000 | $ 68,000 |
| Ventura County California | 5 | $ 6,026,000 | $ 1,205,000 | $ 510,000 |
| Grayson County Texas | 5 | $ 1,105,000 | $ 221,000 | $ 75,000 |
| Skagit County Washington | 5 | $ 1,642,000 | $ 328,000 | $ 122,000 |
| San Benito County California | 4 | $ 746,000 | $ 186,000 | $ 77,000 |
| Tulare County California | 4 | $ 593,000 | $ 148,000 | $ 122,000 |
| Summit County Colorado | 4 | $ 1,408,000 | $ 352,000 | $ 362,000 |
| Maury County Tennessee | 4 | $ 327,000 | $ 81,000 | $ 34,000 |
| Burnet County Texas | 4 | $ 996,000 | $ 249,000 | $ 190,000 |
| Fort Bend County Texas | 4 | $ 916,000 | $ 229,000 | $ 72,000 |
| Llano County Texas | 4 | $ 353,000 | $ 88,000 | $ 72,000 |
| Weber County Utah | 4 | $ 849,000 | $ 212,000 | $ 96,000 |
| Whatcom County Washington | 4 | $ 1,460,000 | $ 365,000 | $ 324,000 |
| Fresno County California | 3 | $ 629,000 | $ 209,000 | $ 51,000 |
| Humboldt County California | 3 | $ 770,000 | $ 256,000 | $ 98,000 |
| Sonoma County California | 3 | $ 1,132,000 | $ 377,000 | $ 131,000 |
| Yuba County California | 3 | $ 185,000 | $ 61,000 | $ 66,000 |
| Eagle County Colorado | 3 | $ 1,138,000 | $ 379,000 | $ 203,000 |
| Gilpin County Colorado | 3 | $ 818,000 | $ 272,000 | $ 65,000 |
| Lake County Colorado | 3 | $ 767,000 | $ 255,000 | $ 142,000 |
| Carter County Oklahoma | 3 | $ 495,000 | $ 165,000 | $ 96,000 |
| Williamson County Tennessee | 3 | $ 784,000 | $ 261,000 | $ 93,000 |
| Wilson County Tennessee | 3 | $ 622,000 | $ 207,000 | $ 41,000 |
| Bell County Texas | 3 | $ 461,000 | $ 153,000 | $ 63,000 |
| Guadalupe County Texas | 3 | $ 611,000 | $ 203,000 | $ 149,000 |
| Rockwall County Texas | 3 | $ 623,000 | $ 207,000 | $ 125,000 |
| Cochise County Arizona | 2 | $ 223,000 | $ 111,000 | $ 97,000 |
| Santa Cruz County Arizona | 2 | $ 210,000 | $ 105,000 | $ 115,000 |
| Monterey County California | 2 | $ 690,000 | $ 345,000 | $ 131,000 |
| Plumas County California | 2 | $ 463,000 | $ 231,000 | $ 79,000 |
| San Luis Obispo County California | 2 | $ 600,000 | $ 300,000 | $ 141,000 |
| Santa Cruz County California | 2 | $ 958,000 | $ 479,000 | $ 147,000 |
| Clear Creek County Colorado | 2 | $ 569,000 | $ 284,000 | $ 174,000 |
| Elbert County Colorado | 2 | $ 698,000 | $ 349,000 | $ 50,000 |
| La Plata County Colorado | 2 | $ 674,000 | $ 337,000 | $ 69,000 |
| Park County Colorado | 2 | $ 657,000 | $ 328,000 | $ 134,000 |
| Pueblo County Colorado | 2 | $ 362,000 | $ 181,000 | $ 169,000 |
| Hamilton County Indiana | 2 | $ 233,000 | $ 116,000 | $ 115,000 |
| Cleveland County Oklahoma | 2 | $ 364,000 | $ 182,000 | $ 52,000 |
| Oklahoma County Oklahoma | 2 | $ 244,000 | $ 122,000 | $ 49,000 |
| Cheatham County Tennessee | 2 | $ 368,000 | $ 184,000 | $ 46,000 |
| Dickson County Tennessee | 2 | $ 176,000 | $ 88,000 | $ 18,000 |
| Montgomery County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 81,000 |
| Robertson County Tennessee | 2 | $ 402,000 | $ 201,000 | $ 98,000 |
| Cameron County Texas | 2 | $ 227,000 | $ 113,000 | $ 77,000 |
| Ector County Texas | 2 | $ 302,000 | $ 151,000 | $ 103,000 |
| Galveston County Texas | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Henderson County Texas | 2 | $ 508,000 | $ 254,000 | $ 191,000 |
| Jefferson County Texas | 2 | $ 256,000 | $ 128,000 | $ 68,000 |
| Kaufman County Texas | 2 | $ 433,000 | $ 216,000 | $ 88,000 |
| San Patricio County Texas | 2 | $ 215,000 | $ 107,000 | $ 57,000 |
| Wilson County Texas | 2 | $ 164,000 | $ 82,000 | $ 39,000 |
| Tooele County Utah | 2 | $ 209,000 | $ 104,000 | $ 42,000 |
| Spokane County Washington | 2 | $ 601,000 | $ 300,000 | $ 86,000 |
| Amador County California | 1 | $ 110,000 | $ 110,000 | $ 89,000 |
| Del Norte County California | 1 | $ 260,000 | $ 260,000 | $ 102,000 |
| Inyo County California | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| Kings County California | 1 | $ 209,000 | $ 209,000 | $ 36,000 |
| Madera County California | 1 | $ 157,000 | $ 157,000 | $ 77,000 |
| Nevada County California | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
| Santa Barbara County California | 1 | $ 614,000 | $ 614,000 | $ 106,000 |
| Chaffee County Colorado | 1 | $ 218,000 | $ 218,000 | $ 88,000 |
| Fremont County Colorado | 1 | $ 111,000 | $ 111,000 | $ 59,000 |
| Gunnison County Colorado | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Moffat County Colorado | 1 | $ 196,000 | $ 196,000 | $ 88,000 |
| Morgan County Colorado | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
| Routt County Colorado | 1 | $ 366,000 | $ 366,000 | $ 91,000 |
| St. Johns County Florida | 1 | $ 336,000 | $ 336,000 | $ 123,000 |
| Hendricks County Indiana | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Johnson County Indiana | 1 | $ 108,000 | $ 108,000 | $ 83,000 |
| Nye County Nevada | 1 | $ 206,000 | $ 206,000 | $ 131,000 |
| Otero County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 124,000 |
| San Miguel County New Mexico | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Canadian County Oklahoma | 1 | $ 272,000 | $ 272,000 | $ 120,000 |
| Creek County Oklahoma | 1 | $ 271,000 | $ 271,000 | $ 63,000 |
| Giles County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Henderson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Marshall County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| Aransas County Texas | 1 | $ 216,000 | $ 216,000 | $ 175,000 |
| Atascosa County Texas | 1 | $ 136,000 | $ 136,000 | $ 21,000 |
| Caldwell County Texas | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Calhoun County Texas | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Comanche County Texas | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| El Paso County Texas | 1 | $ 83,000 | $ 83,000 | $ 111,000 |
| Grimes County Texas | 1 | $ 178,000 | $ 178,000 | $ 55,000 |
| Hardin County Texas | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| Hood County Texas | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Lubbock County Texas | 1 | $ 194,000 | $ 194,000 | $ 96,000 |
| Medina County Texas | 1 | $ 142,000 | $ 142,000 | $ 103,000 |
| Rusk County Texas | 1 | $ 270,000 | $ 270,000 | $ 37,000 |
| Smith County Texas | 1 | $ 161,000 | $ 161,000 | $ 51,000 |
| Iron County Utah | 1 | $ 206,000 | $ 206,000 | $ 55,000 |
| Morgan County Utah | 1 | $ 216,000 | $ 216,000 | $ 138,000 |
| Washington County Utah | 1 | $ 960,000 | $ 960,000 | $ 444,000 |
| Clark County Washington | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Kitsap County Washington | 1 | $ 312,000 | $ 312,000 | $ 99,000 |
| Okanogan County Washington | 1 | $ 292,000 | $ 292,000 | $ 121,000 |
| Thurston County Washington | 1 | $ 546,000 | $ 546,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,362 | $1,621,755,000 | $220,000 | $1,875,000 | $87,000 | $1,920,000 |
| Refinancing | 2,887 | $754,267,000 | $261,000 | $1,854,000 | $98,000 | $2,364,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,156 | $1,520,351,000 | $246,000 | $1,875,000 | $97,000 | $1,341,000 |
| Hispanic | 2,610 | $466,761,000 | $178,000 | $1,613,000 | $64,000 | $1,500,000 |
| Not Provided | 652 | $176,849,000 | $271,000 | $1,450,000 | $117,000 | $2,364,000 |
| Black or African American | 389 | $87,388,000 | $224,000 | $1,000,000 | $82,000 | $1,080,000 |
| Asian | 362 | $106,670,000 | $294,000 | $1,840,000 | $122,000 | $1,920,000 |
| Native Hawaiin or Other Pacific Islander | 41 | $9,899,000 | $241,000 | $573,000 | $78,000 | $355,000 |
| American Indian or Alaskan Native | 39 | $8,104,000 | $207,000 | $800,000 | $86,000 | $418,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,352 | $1,510,204,000 | $237,000 | $1,875,000 | $104,000 | $2,364,000 |
| FHA-insured (Federal Housing Administration) | 2,928 | $613,434,000 | $209,000 | $746,000 | $64,000 | $678,000 |
| VA-guaranteed (Veterans Administration) | 773 | $222,930,000 | $288,000 | $1,445,000 | $83,000 | $1,260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 196 | $29,454,000 | $150,000 | $454,000 | $46,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,607 | $1,731,466,000 | $227,000 | $1,875,000 | $87,000 | $1,341,000 |
| Application Withdrawn By Applicant | 1,904 | $463,276,000 | $243,000 | $1,840,000 | $99,000 | $1,920,000 |
| Application Denied By Financial Institution | 450 | $100,072,000 | $222,000 | $1,412,000 | $87,000 | $1,500,000 |
| Application Approved But Not Accepted | 148 | $34,594,000 | $233,000 | $845,000 | $87,000 | $979,000 |
| File Closed For Incompleteness | 140 | $46,614,000 | $332,000 | $1,718,000 | $152,000 | $2,364,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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