Amerifirst Financial, Inc. Mortgage Lending & HMDA Data, 2017

In 2017, Amerifirst Financial, Inc. of Mesa, AZ reported 13,688 mortgage applications totaling $3.2 billion, up 34% from 2016. The average application was for $230,465, and applicants reported an average income of $91,319. 67% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (6,905), Denver-Aurora-Lakewood, CO (1,055) and Riverside-San Bernardino-Ontario, CA (1,038) (applications in parentheses).

Mortgage Company & Address Amerifirst Financial, Inc.
1550 E. McKellips Rd, Suite 117
Mesa, AZ 85203
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 13,688
Total Mortgage Loan Application Amount $3,154,607,000
Average Mortgage Loan Application Amount $230,465
Highest Mortgage Loan Application Amount $2,925,000
Average Applicant Income $91,319
Highest Applicant Income $5,386,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amerifirst Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amerifirst Financial, Inc. by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 5,945 $ 1,134,724,000 $ 190,870 $ 78,000
Pinal, Arizona 960 $ 133,943,000 $ 139,523 $ 65,000
San Bernardino, California 551 $ 114,868,000 $ 208,471 $ 83,000
Riverside, California 487 $ 139,096,000 $ 285,618 $ 98,000
Yuma, Arizona 473 $ 61,876,000 $ 130,816 $ 50,000
Clark, Nevada 409 $ 83,314,000 $ 203,701 $ 80,000
Denver, Colorado 356 $ 124,665,000 $ 350,182 $ 124,000
San Diego, California 344 $ 157,889,000 $ 458,979 $ 160,000
Bexar, Texas 332 $ 55,120,000 $ 166,024 $ 84,000
Los Angeles, California 314 $ 133,500,000 $ 425,159 $ 133,000
Orange, California 277 $ 153,536,000 $ 554,281 $ 179,000
Yavapai, Arizona 251 $ 51,083,000 $ 203,517 $ 80,000
Navajo, Arizona 229 $ 34,153,000 $ 149,139 $ 80,000
Jefferson, Colorado 211 $ 68,070,000 $ 322,606 $ 105,000
Adams, Colorado 203 $ 55,434,000 $ 273,073 $ 92,000
Arapahoe, Colorado 175 $ 56,046,000 $ 320,262 $ 126,000
Ventura, California 126 $ 59,310,000 $ 470,714 $ 163,000
Gila, Arizona 108 $ 18,845,000 $ 174,490 $ 70,000
Solano, California 108 $ 36,033,000 $ 333,638 $ 122,000
Douglas, Colorado 87 $ 33,223,000 $ 381,873 $ 142,000
Contra Costa, California 79 $ 30,014,000 $ 379,924 $ 123,000
Travis, Texas 68 $ 18,904,000 $ 278,000 $ 127,000
San Joaquin, California 62 $ 20,928,000 $ 337,548 $ 158,000
Pima, Arizona 58 $ 10,572,000 $ 182,275 $ 73,000
Davidson, Tennessee 58 $ 10,353,000 $ 178,500 $ 69,000
Collin, Texas 45 $ 11,709,000 $ 260,200 $ 152,000
Utah, Utah 43 $ 9,269,000 $ 215,558 $ 85,000
Kern, California 42 $ 6,605,000 $ 157,261 $ 83,000
Santa Clara, California 42 $ 23,737,000 $ 565,166 $ 161,000
Weld, Colorado 42 $ 10,932,000 $ 260,285 $ 99,000
Sacramento, California 41 $ 14,422,000 $ 351,756 $ 117,000
Coconino, Arizona 40 $ 8,747,000 $ 218,675 $ 122,000
Alameda, California 37 $ 18,872,000 $ 510,054 $ 127,000
Boulder, Colorado 37 $ 16,459,000 $ 444,837 $ 177,000
Shasta, California 35 $ 7,774,000 $ 222,114 $ 96,000
Stanislaus, California 35 $ 8,712,000 $ 248,914 $ 99,000
El Paso, Colorado 35 $ 7,638,000 $ 218,228 $ 78,000
Williamson, Texas 35 $ 8,452,000 $ 241,485 $ 90,000
Tarrant, Texas 34 $ 5,474,000 $ 161,000 $ 109,000
Comal, Texas 32 $ 7,507,000 $ 234,593 $ 158,000
Dallas, Texas 29 $ 6,267,000 $ 216,103 $ 105,000
Mohave, Arizona 28 $ 4,484,000 $ 160,142 $ 86,000
Larimer, Colorado 20 $ 6,503,000 $ 325,150 $ 119,000
Rutherford, Tennessee 20 $ 3,452,000 $ 172,600 $ 115,000
Guadalupe, Texas 20 $ 4,151,000 $ 207,550 $ 128,000
Nueces, Texas 19 $ 3,000,000 $ 157,894 $ 131,000
Apache, Arizona 17 $ 2,781,000 $ 163,588 $ 82,000
Shelby, Tennessee 17 $ 1,477,000 $ 86,882 $ 92,000
Denton, Texas 17 $ 4,609,000 $ 271,117 $ 124,000
Sonoma, California 16 $ 6,904,000 $ 431,500 $ 132,000
Christian, Kentucky 16 $ 1,046,000 $ 65,375 $ 130,000
Sumner, Tennessee 16 $ 3,070,000 $ 191,875 $ 70,000
Lee, Florida 15 $ 2,756,000 $ 183,733 $ 151,000
San Mateo, California 14 $ 7,361,000 $ 525,785 $ 127,000
Atascosa, Texas 14 $ 1,944,000 $ 138,857 $ 67,000
Grand, Colorado 13 $ 3,236,000 $ 248,923 $ 99,000
Hidalgo, Texas 13 $ 2,079,000 $ 159,923 $ 80,000
Pierce, Washington 13 $ 3,257,000 $ 250,538 $ 104,000
Fresno, California 12 $ 2,295,000 $ 191,250 $ 74,000
Broomfield, Colorado 12 $ 5,449,000 $ 454,083 $ 338,000
Williamson, Tennessee 12 $ 4,053,000 $ 337,750 $ 113,000
Moore, Texas 12 $ 1,778,000 $ 148,166 $ 66,000
El Dorado, California 11 $ 3,537,000 $ 321,545 $ 113,000
Polk, Florida 11 $ 1,924,000 $ 174,909 $ 137,000
Harris, Texas 11 $ 1,834,000 $ 166,727 $ 86,000
Medina, Texas 11 $ 2,432,000 $ 221,090 $ 99,000
Salt Lake, Utah 11 $ 3,194,000 $ 290,363 $ 102,000
Siskiyou, California 9 $ 1,351,000 $ 150,111 $ 75,000
Montgomery, Tennessee 9 $ 964,000 $ 107,111 $ 104,000
Kaufman, Texas 9 $ 1,544,000 $ 171,555 $ 134,000
Cochise, Arizona 8 $ 1,390,000 $ 173,750 $ 75,000
Napa, California 8 $ 3,294,000 $ 411,750 $ 111,000
Santa Barbara, California 8 $ 2,730,000 $ 341,250 $ 118,000
Pasco, Florida 8 $ 1,214,000 $ 151,750 $ 73,000
Marion, Indiana 8 $ 719,000 $ 89,875 $ 145,000
Wilson, Tennessee 8 $ 2,335,000 $ 291,875 $ 73,000
Caldwell, Texas 8 $ 1,454,000 $ 181,750 $ 97,000
Ellis, Texas 8 $ 1,909,000 $ 238,625 $ 179,000
Midland, Texas 8 $ 1,377,000 $ 172,125 $ 92,000
Placer, California 7 $ 6,666,000 $ 952,285 $ 273,000
San Francisco, California 7 $ 4,085,000 $ 583,571 $ 345,000
Hamilton, Ohio 7 $ 708,000 $ 101,142 $ 60,000
Robertson, Tennessee 7 $ 708,000 $ 101,142 $ 40,000
Hillsborough, Florida 6 $ 687,000 $ 114,500 $ 52,000
Graham, Arizona 5 $ 1,111,000 $ 222,200 $ 85,000
Calaveras, California 5 $ 1,764,000 $ 352,800 $ 117,000
Merced, California 5 $ 685,000 $ 137,000 $ 55,000
Park, Colorado 5 $ 1,321,000 $ 264,200 $ 109,000
Douglas, Nebraska 5 $ 754,000 $ 150,800 $ 79,000
Nye, Nevada 5 $ 870,000 $ 174,000 $ 110,000
Blount, Tennessee 5 $ 1,021,000 $ 204,200 $ 53,000
Maury, Tennessee 5 $ 869,000 $ 173,800 $ 58,000
Aransas, Texas 5 $ 807,000 $ 161,400 $ 111,000
Fort Bend, Texas 5 $ 1,430,000 $ 286,000 $ 130,000
Hays, Texas 5 $ 2,050,000 $ 410,000 $ 186,000
San Patricio, Texas 5 $ 702,000 $ 140,400 $ 52,000
Wilson, Texas 5 $ 1,259,000 $ 251,800 $ 108,000
Washington, Utah 5 $ 1,353,000 $ 270,600 $ 99,000
Milwaukee, Wisconsin 5 $ 459,000 $ 91,800 $ 63,000
Marin, California 4 $ 2,077,000 $ 519,250 $ 112,000
San Luis Obispo, California 4 $ 1,471,000 $ 367,750 $ 117,000
Clear Creek, Colorado 4 $ 1,913,000 $ 478,250 $ 249,000
Fremont, Colorado 4 $ 773,000 $ 193,250 $ 120,000
Summit, Colorado 4 $ 1,555,000 $ 388,750 $ 196,000
Hamilton, Indiana 4 $ 652,000 $ 163,000 $ 149,000
Bandera, Texas 4 $ 456,000 $ 114,000 $ 41,000
Bastrop, Texas 4 $ 470,000 $ 117,500 $ 66,000
King, Washington 4 $ 1,218,000 $ 304,500 $ 60,000
Kitsap, Washington 4 $ 1,040,000 $ 260,000 $ 118,000
Snohomish, Washington 4 $ 690,000 $ 172,500 $ 86,000
Spokane, Washington 4 $ 472,000 $ 118,000 $ 53,000
Santa Cruz, Arizona 3 $ 499,000 $ 166,333 $ 68,000
Tehama, California 3 $ 631,000 $ 210,333 $ 75,000
Yolo, California 3 $ 480,000 $ 160,000 $ 81,000
Montrose, Colorado 3 $ 441,000 $ 147,000 $ 191,000
Routt, Colorado 3 $ 1,147,000 $ 382,333 $ 189,000
Ada, Idaho 3 $ 629,000 $ 209,666 $ 371,000
Washoe, Nevada 3 $ 1,048,000 $ 349,333 $ 102,000
Jackson, Oregon 3 $ 478,000 $ 159,333 $ 113,000
Cameron, Texas 3 $ 783,000 $ 261,000 $ 157,000
Potter, Texas 3 $ 302,000 $ 100,666 $ 44,000
Randall, Texas 3 $ 438,000 $ 146,000 $ 76,000
Rockwall, Texas 3 $ 721,000 $ 240,333 $ 109,000
Sherman, Texas 3 $ 383,000 $ 127,666 $ 51,000
Thurston, Washington 3 $ 928,000 $ 309,333 $ 77,000
Butte, California 2 $ 414,000 $ 207,000 $ 61,000
Del Norte, California 2 $ 321,000 $ 160,500 $ 102,000
Lake, California 2 $ 276,000 $ 138,000 $ 40,000
Mendocino, California 2 $ 658,000 $ 329,000 $ 91,000
Mono, California 2 $ 511,000 $ 255,500 $ 145,000
Monterey, California 2 $ 1,106,000 $ 553,000 $ 175,000
Chaffee, Colorado 2 $ 643,000 $ 321,500 $ 263,000
Saguache, Colorado 2 $ 561,000 $ 280,500 $ 85,000
Bay, Florida 2 $ 420,000 $ 210,000 $ 114,000
Pinellas, Florida 2 $ 660,000 $ 330,000 $ 132,000
Lyon, Nevada 2 $ 221,000 $ 110,500 $ 53,000
Richland, Ohio 2 $ 287,000 $ 143,500 $ 62,000
Cheatham, Tennessee 2 $ 187,000 $ 93,500 $ 56,000
Trousdale, Tennessee 2 $ 324,000 $ 162,000 $ 87,000
Bell, Texas 2 $ 310,000 $ 155,000 $ 101,000
Brazoria, Texas 2 $ 649,000 $ 324,500 $ 147,000
El Paso, Texas 2 $ 270,000 $ 135,000 $ 119,000
Galveston, Texas 2 $ 479,000 $ 239,500 $ 199,000
Hunt, Texas 2 $ 290,000 $ 145,000 $ 52,000
Kendall, Texas 2 $ 539,000 $ 269,500 $ 111,000
Kerr, Texas 2 $ 399,000 $ 199,500 $ 77,000
Milam, Texas 2 $ 181,000 $ 90,500 $ 111,000
Cache, Utah 2 $ 395,000 $ 197,500 $ 75,000
Tooele, Utah 2 $ 273,000 $ 136,500 $ 129,000
Wasatch, Utah 2 $ 770,000 $ 385,000 $ 104,000
La Paz, Arizona 1 $ 127,000 $ 127,000 $ 115,000
Amador, California 1 $ 176,000 $ 176,000 $ 87,000
Imperial, California 1 $ 251,000 $ 251,000 $ 139,000
Madera, California 1 $ 217,000 $ 217,000 $ 120,000
Modoc, California 1 $ 78,000 $ 78,000 $ 36,000
Nevada, California 1 $ 252,000 $ 252,000 $ 118,000
San Benito, California 1 $ 278,000 $ 278,000 $ 85,000
Santa Cruz, California 1 $ 540,000 $ 540,000 $ 91,000
Tulare, California 1 $ 375,000 $ 375,000 $ 364,000
Archuleta, Colorado 1 $ 141,000 $ 141,000 $ 37,000
Eagle, Colorado 1 $ 268,000 $ 268,000 $ 68,000
Elbert, Colorado 1 $ 210,000 $ 210,000 $ 64,000
Gilpin, Colorado 1 $ 380,000 $ 380,000 $ 174,000
La Plata, Colorado 1 $ 335,000 $ 335,000 $ 70,000
Las Animas, Colorado 1 $ 132,000 $ 132,000 $ 51,000
Logan, Colorado 1 $ 118,000 $ 118,000 $ 52,000
Mesa, Colorado 1 $ 137,000 $ 137,000 $ 35,000
Pitkin, Colorado 1 $ 585,000 $ 585,000 $ 350,000
Pueblo, Colorado 1 $ 89,000 $ 89,000 $ 48,000
Duval, Florida 1 $ 148,000 $ 148,000 $ 165,000
Escambia, Florida 1 $ 88,000 $ 88,000 $ 46,000
Orange, Florida 1 $ 225,000 $ 225,000 $ 186,000
Canyon, Idaho 1 $ 107,000 $ 107,000 $ 36,000
Washington, Nebraska 1 $ 108,000 $ 108,000 $ 15,000
Catron, New Mexico 1 $ 158,000 $ 158,000 $ 91,000
Clermont, Ohio 1 $ 275,000 $ 275,000 $ 164,000
Montgomery, Ohio 1 $ 133,000 $ 133,000 $ 84,000
Clackamas, Oregon 1 $ 225,000 $ 225,000 $ 151,000
Lane, Oregon 1 $ 336,000 $ 336,000 $ 145,000
Marion, Oregon 1 $ 280,000 $ 280,000 $ 74,000
Bedford, Tennessee 1 $ 247,000 $ 247,000 $ 47,000
Coffee, Tennessee 1 $ 120,000 $ 120,000 $ 42,000
Dickson, Tennessee 1 $ 81,000 $ 81,000 $ 20,000
Fayette, Tennessee 1 $ 417,000 $ 417,000 $ 192,000
Franklin, Tennessee 1 $ 424,000 $ 424,000 $ 956,000
Henderson, Tennessee 1 $ 120,000 $ 120,000 $ 56,000
Madison, Tennessee 1 $ 85,000 $ 85,000 $ 44,000
Moore, Tennessee 1 $ 135,000 $ 135,000 $ 42,000
Sevier, Tennessee 1 $ 151,000 $ 151,000 $ 70,000
Smith, Tennessee 1 $ 109,000 $ 109,000 $ 43,000
Union, Tennessee 1 $ 106,000 $ 106,000 $ 31,000
Blanco, Texas 1 $ 142,000 $ 142,000 $ 81,000
Brazos, Texas 1 $ 188,000 $ 188,000 $ 85,000
Burleson, Texas 1 $ 86,000 $ 86,000 $ 28,000
Burnet, Texas 1 $ 70,000 $ 70,000 $ 112,000
Calhoun, Texas 1 $ 266,000 $ 266,000 $ 179,000
Dallam, Texas 1 $ 102,000 $ 102,000 $ 44,000
Ector, Texas 1 $ 217,000 $ 217,000 $ 75,000
Fannin, Texas 1 $ 336,000 $ 336,000 $ 138,000
Gillespie, Texas 1 $ 400,000 $ 400,000 $ 131,000
Grayson, Texas 1 $ 100,000 $ 100,000 $ 136,000
Hood, Texas 1 $ 65,000 $ 65,000 $ 47,000
Johnson, Texas 1 $ 145,000 $ 145,000 $ 60,000
Karnes, Texas 1 $ 161,000 $ 161,000 $ 44,000
Lee, Texas 1 $ 80,000 $ 80,000 $ 31,000
Lubbock, Texas 1 $ 197,000 $ 197,000 $ 105,000
Montgomery, Texas 1 $ 185,000 $ 185,000 $ 21,000
Parker, Texas 1 $ 276,000 $ 276,000 $ 96,000
Robertson, Texas 1 $ 200,000 $ 200,000 $ 77,000
Rusk, Texas 1 $ 319,000 $ 319,000 $ 173,000
San Jacinto, Texas 1 $ 90,000 $ 90,000 $ 37,000
Smith, Texas 1 $ 269,000 $ 269,000 $ 109,000
Taylor, Texas 1 $ 125,000 $ 125,000 $ 133,000
Wise, Texas 1 $ 68,000 $ 68,000 $ 76,000
Duchesne, Utah 1 $ 123,000 $ 123,000 $ 75,000
Summit, Utah 1 $ 472,000 $ 472,000 $ 285,000
Weber, Utah 1 $ 240,000 $ 240,000 $ 86,000
Jefferson, Washington 1 $ 398,000 $ 398,000 $ 103,000
Kittitas, Washington 1 $ 104,000 $ 104,000 $ 215,000
Mason, Washington 1 $ 219,000 $ 219,000 $ 194,000
Pacific, Washington 1 $ 270,000 $ 270,000 $ 187,000
Yakima, Washington 1 $ 174,000 $ 174,000 $ 67,000
Ozaukee, Wisconsin 1 $ 334,000 $ 334,000 $ 137,000
Washington, Wisconsin 1 $ 309,000 $ 309,000 $ 79,000

Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,576 $2,309,561,000 $218,000 $2,925,000 $87,000 $3,861,000
Refinancing 3,112 $845,046,000 $271,000 $2,650,000 $106,000 $5,386,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,402 $1,873,008,000 $253,000 $2,925,000 $101,000 $3,861,000
Hispanic 3,675 $638,776,000 $173,000 $1,474,000 $66,000 $910,000
Not Provided 1,269 $326,637,000 $257,000 $2,650,000 $104,000 $1,596,000
Black or African American 736 $148,752,000 $202,000 $2,170,000 $77,000 $1,343,000
Asian 461 $136,171,000 $295,000 $1,312,000 $125,000 $5,386,000
Native Hawaiian or Other Pacific Islander 72 $18,808,000 $261,000 $1,658,000 $94,000 $407,000
American Indian or Alaskan Native 71 $11,905,000 $167,000 $493,000 $67,000 $305,000
Not applicable 2 $550,000 $275,000 $292,000 $66,000 $67,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,746 $2,045,856,000 $233,000 $2,925,000 $103,000 $5,386,000
FHA-insured (Federal Housing Administration) 3,857 $816,857,000 $211,000 $815,000 $67,000 $3,861,000
VA-guaranteed (Veterans Administration) 896 $263,190,000 $293,000 $1,045,000 $85,000 $513,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 189 $28,704,000 $151,000 $342,000 $48,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,191 $2,066,548,000 $224,000 $2,640,000 $89,000 $3,861,000
Application Withdrawn By Applicant 3,347 $829,281,000 $247,000 $2,925,000 $100,000 $5,386,000
Application Denied By Financial Institution 569 $118,524,000 $208,000 $2,170,000 $79,000 $842,000
Application Approved But Not Accepted 470 $113,217,000 $240,000 $2,400,000 $96,000 $1,630,000
File Closed For Incompleteness 111 $27,037,000 $243,000 $1,062,000 $91,000 $571,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amerifirst Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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