Amerifirst H.I. Finance Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Amerifirst H.I. Finance Co. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst H.I. Finance Co. 4405 So 96Th Street Omaha, NE 68127 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 603 |
| Total Mortgage Loan Application Amount | $81,933,000 |
| Average Mortgage Loan Application Amount | $105,078 |
| Highest Mortgage Loan Application Amount | $555,000 |
| Average Applicant Income | $53,921 |
| Highest Applicant Income | $1,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Amerifirst H.I. Finance Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst H.I. Finance Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Amerifirst H.I. Finance Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst H.I. Finance Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst H.I. Finance Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst H.I. Finance Co.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 70 | $ 13,612,000 | $ 194,000 | $ 77,000 |
| Baltimore County Maryland | 24 | $ 3,026,000 | $ 126,000 | $ 56,000 |
| Fairfax County Virginia | 20 | $ 4,845,000 | $ 242,000 | $ 88,000 |
| Prince William County Virginia | 19 | $ 3,914,000 | $ 206,000 | $ 72,000 |
| Virginia Beach County Virginia | 19 | $ 2,560,000 | $ 134,000 | $ 48,000 |
| Baltimore City County Maryland | 18 | $ 1,607,000 | $ 89,000 | $ 50,000 |
| Anne Arundel County Maryland | 17 | $ 3,072,000 | $ 180,000 | $ 55,000 |
| Montgomery County Maryland | 17 | $ 3,122,000 | $ 183,000 | $ 89,000 |
| Allegheny County Pennsylvania | 15 | $ 1,443,000 | $ 96,000 | $ 51,000 |
| Chesapeake County Virginia | 12 | $ 1,483,000 | $ 123,000 | $ 60,000 |
| Dauphin County Pennsylvania | 10 | $ 786,000 | $ 78,000 | $ 52,000 |
| Sacramento County California | 9 | $ 1,462,000 | $ 162,000 | $ 65,000 |
| Howard County Maryland | 9 | $ 2,158,000 | $ 239,000 | $ 110,000 |
| Chesterfield County Virginia | 9 | $ 894,000 | $ 99,000 | $ 55,000 |
| Charles County Maryland | 8 | $ 1,680,000 | $ 210,000 | $ 67,000 |
| Frederick County Maryland | 8 | $ 1,613,000 | $ 201,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 8 | $ 613,000 | $ 76,000 | $ 60,000 |
| Marion County Indiana | 7 | $ 698,000 | $ 99,000 | $ 54,000 |
| Arlington County Virginia | 6 | $ 947,000 | $ 157,000 | $ 120,000 |
| Newport News County Virginia | 6 | $ 417,000 | $ 69,000 | $ 58,000 |
| Loudoun County Virginia | 5 | $ 813,000 | $ 162,000 | $ 82,000 |
| Harford County Maryland | 4 | $ 539,000 | $ 134,000 | $ 63,000 |
| Worcester County Maryland | 4 | $ 649,000 | $ 162,000 | $ 78,000 |
| Hampton County Virginia | 4 | $ 413,000 | $ 103,000 | $ 60,000 |
| Milwaukee County Wisconsin | 4 | $ 336,000 | $ 84,000 | $ 58,000 |
| Fresno County California | 3 | $ 321,000 | $ 107,000 | $ 38,000 |
| San Diego County California | 3 | $ 731,000 | $ 243,000 | $ 55,000 |
| New Castle County Delaware | 3 | $ 337,000 | $ 112,000 | $ 49,000 |
| Sedgwick County Kansas | 3 | $ 284,000 | $ 94,000 | $ 58,000 |
| Calvert County Maryland | 3 | $ 650,000 | $ 216,000 | $ 61,000 |
| Muskegon County Michigan | 3 | $ 295,000 | $ 98,000 | $ 40,000 |
| Wayne County Michigan | 3 | $ 209,000 | $ 69,000 | $ 67,000 |
| Beaver County Pennsylvania | 3 | $ 280,000 | $ 93,000 | $ 43,000 |
| Bucks County Pennsylvania | 3 | $ 400,000 | $ 133,000 | $ 59,000 |
| Cambria County Pennsylvania | 3 | $ 259,000 | $ 86,000 | $ 45,000 |
| Carbon County Pennsylvania | 3 | $ 294,000 | $ 98,000 | $ 53,000 |
| Fayette County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 35,000 |
| Monroe County Pennsylvania | 3 | $ 357,000 | $ 119,000 | $ 72,000 |
| Northampton County Pennsylvania | 3 | $ 242,000 | $ 80,000 | $ 49,000 |
| York County Pennsylvania | 3 | $ 247,000 | $ 82,000 | $ 36,000 |
| Minnehaha County South Dakota | 3 | $ 277,000 | $ 92,000 | $ 30,000 |
| Norfolk County Virginia | 3 | $ 226,000 | $ 75,000 | $ 36,000 |
| Richmond City County Virginia | 3 | $ 293,000 | $ 97,000 | $ 77,000 |
| Spotsylvania County Virginia | 3 | $ 470,000 | $ 156,000 | $ 64,000 |
| Winchester County Virginia | 3 | $ 460,000 | $ 153,000 | $ 60,000 |
| Kenosha County Wisconsin | 3 | $ 567,000 | $ 189,000 | $ 63,000 |
| Marathon County Wisconsin | 3 | $ 288,000 | $ 96,000 | $ 47,000 |
| Pulaski County Arkansas | 2 | $ 85,000 | $ 42,000 | $ 20,000 |
| Los Angeles County California | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Adams County Colorado | 2 | $ 209,000 | $ 104,000 | $ 48,000 |
| Hartford County Connecticut | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Kent County Delaware | 2 | $ 367,000 | $ 183,000 | $ 101,000 |
| Allen County Indiana | 2 | $ 197,000 | $ 98,000 | $ 50,000 |
| Vanderburgh County Indiana | 2 | $ 143,000 | $ 71,000 | $ 30,000 |
| Cecil County Maryland | 2 | $ 231,000 | $ 115,000 | $ 58,000 |
| St. Mary's County Maryland | 2 | $ 365,000 | $ 182,000 | $ 78,000 |
| Jackson County Michigan | 2 | $ 166,000 | $ 83,000 | $ 33,000 |
| Kent County Michigan | 2 | $ 152,000 | $ 76,000 | $ 37,000 |
| Oakland County Michigan | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| Ottawa County Michigan | 2 | $ 274,000 | $ 137,000 | $ 54,000 |
| Saginaw County Michigan | 2 | $ 25,000 | $ 12,000 | $ 43,000 |
| Anoka County Minnesota | 2 | $ 201,000 | $ 100,000 | $ 61,000 |
| Dakota County Minnesota | 2 | $ 194,000 | $ 97,000 | $ 54,000 |
| Hennepin County Minnesota | 2 | $ 371,000 | $ 185,000 | $ 35,000 |
| Dixon County Nebraska | 2 | $ 97,000 | $ 48,000 | $ 52,000 |
| Polk County Oregon | 2 | $ 134,000 | $ 67,000 | $ 80,000 |
| Armstrong County Pennsylvania | 2 | $ 92,000 | $ 46,000 | $ 35,000 |
| Chester County Pennsylvania | 2 | $ 117,000 | $ 58,000 | $ 54,000 |
| Franklin County Pennsylvania | 2 | $ 293,000 | $ 146,000 | $ 54,000 |
| Lehigh County Pennsylvania | 2 | $ 20,000 | $ 10,000 | $ 31,000 |
| Fauquier County Virginia | 2 | $ 345,000 | $ 172,000 | $ 50,000 |
| Fredericksburg County Virginia | 2 | $ 318,000 | $ 159,000 | $ 58,000 |
| Goochland County Virginia | 2 | $ 142,000 | $ 71,000 | $ 41,000 |
| Henrico County Virginia | 2 | $ 278,000 | $ 139,000 | $ 40,000 |
| New Kent County Virginia | 2 | $ 142,000 | $ 71,000 | $ 24,000 |
| Portsmouth County Virginia | 2 | $ 134,000 | $ 67,000 | $ 40,000 |
| Roanoke City County Virginia | 2 | $ 202,000 | $ 101,000 | $ 44,000 |
| Stafford County Virginia | 2 | $ 431,000 | $ 215,000 | $ 74,000 |
| Suffolk County Virginia | 2 | $ 219,000 | $ 109,000 | $ 50,000 |
| Dodge County Wisconsin | 2 | $ 257,000 | $ 128,000 | $ 52,000 |
| Crawford County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 86,000 |
| Faulkner County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 111,000 |
| Little River County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Sebastian County Arkansas | 1 | $ 250,000 | $ 250,000 | $ 134,000 |
| Contra Costa County California | 1 | $ 320,000 | $ 320,000 | $ 75,000 |
| Kern County California | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Madera County California | 1 | $ 159,000 | $ 159,000 | $ 65,000 |
| Monterey County California | 1 | $ 450,000 | $ 450,000 | $ 42,000 |
| Riverside County California | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| San Bernardino County California | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| San Mateo County California | 1 | $ 164,000 | $ 164,000 | $ 35,000 |
| Shasta County California | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Solano County California | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Ventura County California | 1 | $ 475,000 | $ 475,000 | $ 75,000 |
| Broomfield County Colorado | 1 | $ 216,000 | $ 216,000 | $ 51,000 |
| Kit Carson County Colorado | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Logan County Colorado | 1 | $ 141,000 | $ 141,000 | $ 50,000 |
| Pueblo County Colorado | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Rio Grande County Colorado | 1 | $ 82,000 | $ 82,000 | $ 41,000 |
| New Haven County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Windham County Connecticut | 1 | $ 207,000 | $ 207,000 | $ 57,000 |
| Broward County Florida | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Orange County Florida | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Palm Beach County Florida | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Pinellas County Florida | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Dearborn County Indiana | 1 | $ 28,000 | $ 28,000 | $ 73,000 |
| Hancock County Indiana | 1 | $ 200,000 | $ 200,000 | $ 1,100,000 |
| Howard County Indiana | 1 | $ 118,000 | $ 118,000 | $ 89,000 |
| Jefferson County Indiana | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Kosciusko County Indiana | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Madison County Indiana | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Miami County Indiana | 1 | $ 61,000 | $ 61,000 | $ 33,000 |
| Porter County Indiana | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Warren County Indiana | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Cherokee County Iowa | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Palo Alto County Iowa | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Pottawattamie County Iowa | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Scott County Iowa | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Chase County Kansas | 1 | $ 82,000 | $ 82,000 | $ 57,000 |
| Dickinson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Ford County Kansas | 1 | $ 34,000 | $ 34,000 | $ 76,000 |
| Leavenworth County Kansas | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Reno County Kansas | 1 | $ 99,000 | $ 99,000 | $ 27,000 |
| Allegany County Maryland | 1 | $ 83,000 | $ 83,000 | $ 20,000 |
| Garrett County Maryland | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Kent County Maryland | 1 | $ 81,000 | $ 81,000 | $ 70,000 |
| Barnstable County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Suffolk County Massachusetts | 1 | $ 351,000 | $ 351,000 | $ 75,000 |
| Allegan County Michigan | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Bay County Michigan | 1 | $ 42,000 | $ 42,000 | $ 89,000 |
| Benzie County Michigan | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Berrien County Michigan | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
| Calhoun County Michigan | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Cass County Michigan | 1 | $ 131,000 | $ 131,000 | $ 32,000 |
| Chippewa County Michigan | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Genesee County Michigan | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Hillsdale County Michigan | 1 | $ 111,000 | $ 111,000 | $ 79,000 |
| Ingham County Michigan | 1 | $ 84,000 | $ 84,000 | $ 66,000 |
| Manistee County Michigan | 1 | $ 68,000 | $ 68,000 | $ 63,000 |
| Marquette County Michigan | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Oceana County Michigan | 1 | $ 30,000 | $ 30,000 | $ 22,000 |
| St. Clair County Michigan | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Van Buren County Michigan | 1 | $ 171,000 | $ 171,000 | $ 69,000 |
| Washtenaw County Michigan | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Grant County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Ramsey County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 45,000 |
| Rock County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| Sherburne County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Stearns County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Steele County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Hinds County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Cass County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 53,000 |
| Clay County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Dawson County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Dodge County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Douglas County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Nance County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Sarpy County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Seward County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Webster County Nebraska | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Bryan County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Garfield County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Oklahoma County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Osage County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Tulsa County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Coos County Oregon | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Umatilla County Oregon | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Adams County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 144,000 |
| Butler County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Centre County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Columbia County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Cumberland County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 20,000 |
| Delaware County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Lancaster County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Lebanon County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Lycoming County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 21,000 |
| Northumberland County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Perry County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 56,000 |
| Schuylkill County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Somerset County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Washington County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| Orangeburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Spartanburg County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Codington County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 15,000 |
| Pennington County South Dakota | 1 | $ 81,000 | $ 81,000 | $ 75,000 |
| Walworth County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Orange County Texas | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Augusta County Virginia | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Bristol County Virginia | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Campbell County Virginia | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Charlottesville County Virginia | 1 | $ 114,000 | $ 114,000 | $ 27,000 |
| Clarke County Virginia | 1 | $ 134,000 | $ 134,000 | $ 97,000 |
| Giles County Virginia | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Gloucester County Virginia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Henry County Virginia | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Isle of Wight County Virginia | 1 | $ 70,000 | $ 70,000 | $ 106,000 |
| James City County Virginia | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Orange County Virginia | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Pittsylvania County Virginia | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Pulaski County Virginia | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Shenandoah County Virginia | 1 | $ 208,000 | $ 208,000 | $ 47,000 |
| Warren County Virginia | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Washington County Virginia | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Island County Washington | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Kittitas County Washington | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| Ohio County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Bayfield County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Columbia County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Dane County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Fond du Lac County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 162,000 |
| Iowa County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Jefferson County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| Lincoln County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Pierce County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Polk County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Rock County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
| Sauk County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 43,000 |
| Shawano County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Laramie County Wyoming | 1 | $ 149,000 | $ 149,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Amerifirst H.I. Finance Co. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 581 | $79,520,000 | $110,538 | $555,000 | $57,192 | $1,100,000 |
| Home Purchase | 14 | $1,960,000 | $117,000 | $285,000 | $51,833 | $144,000 |
| Home Improvement | 8 | $453,000 | $69,500 | $140,000 | $41,833 | $55,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 285 | $36,084,000 | $120,136 | $533,000 | $58,045 | $1,100,000 |
| Black or African American | 153 | $22,854,000 | $125,916 | $555,000 | $56,083 | $237,000 |
| Not Provided | 131 | $16,900,000 | $92,100 | $465,000 | $48,300 | $215,000 |
| Hispanic | 16 | $2,880,000 | $131,571 | $480,000 | $55,285 | $129,000 |
| Asian | 12 | $1,908,000 | $157,000 | $481,000 | $66,250 | $308,000 |
| American Indian or Alaskan Native | 5 | $1,163,000 | $205,250 | $383,000 | $76,500 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $144,000 | $144,000 | $144,000 | $81,000 | $81,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 600 | $81,620,000 | $109,615 | $555,000 | $56,923 | $1,100,000 |
| VA-guaranteed (Veterans Administration) | 3 | $313,000 | $92,000 | $161,000 | $81,000 | $178,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 244 | $35,188,000 | $112,157 | $555,000 | $53,315 | $220,000 |
| Application Denied By Financial Institution | 209 | $24,753,000 | $108,565 | $533,000 | $54,391 | $1,100,000 |
| Application Approved But Not Accepted | 83 | $11,301,000 | $113,176 | $383,000 | $60,470 | $154,000 |
| Loan Originated | 41 | $7,033,000 | $116,000 | $481,000 | $70,000 | $308,000 |
| Loan Purchased By The Institution | 26 | $3,658,000 | $125,125 | $296,000 | $55,250 | $178,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 98 | $10,925,000 | $97,588 | $533,000 | $53,000 | $215,000 |
| Other | 55 | $8,206,000 | $137,538 | $480,000 | $81,461 | $1,100,000 |
| Credit History | 41 | $3,869,000 | $97,500 | $230,000 | $45,166 | $115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,030,000 | $127,285 | $261,000 | $35,285 | $65,000 |
| Unverifiable Information | 5 | $469,000 | $93,800 | $224,000 | $51,800 | $72,000 |
| Debt-To-Income Ratio | 1 | $164,000 | $164,000 | $164,000 | $35,000 | $35,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst H.I. Finance Co.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst H.I. Finance Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.