Amerifirst H.I. Finance Co. Mortgage Lending & HMDA Data, 2006
In 2006, Amerifirst H.I. Finance Co. of Omaha, NE reported 485 mortgage applications totaling $69.4 million, up 93% from 2005. The average application was for $143,117, and applicants reported an average income of $73,857. 78% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (68), Baltimore-Towson, MD (50) and Omaha-Council Bluffs, NE-IA (28) (applications in parentheses).
| Mortgage Company & Address | Amerifirst H.I. Finance Co. 4405 So 96th Street Omaha, NE 68127 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 485 |
| Total Mortgage Loan Application Amount | $69,412,000 |
| Average Mortgage Loan Application Amount | $143,117 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $73,857 |
| Highest Applicant Income | $492,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amerifirst H.I. Finance Co. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 60 | $ 16,058,000 | $ 267,633 | $ 91,000 |
| Baltimore, Maryland | 22 | $ 3,509,000 | $ 159,500 | $ 76,000 |
| Douglas, Nebraska | 18 | $ 1,828,000 | $ 101,555 | $ 63,000 |
| Baltimore City, Maryland | 15 | $ 1,270,000 | $ 84,666 | $ 62,000 |
| Virginia Beach, Virginia | 10 | $ 1,123,000 | $ 112,300 | $ 90,000 |
| Sarpy, Nebraska | 9 | $ 1,022,000 | $ 113,555 | $ 52,000 |
| Montgomery, Maryland | 8 | $ 2,587,000 | $ 323,375 | $ 167,000 |
| Chesapeake, Virginia | 8 | $ 1,418,000 | $ 177,250 | $ 154,000 |
| Anne Arundel, Maryland | 7 | $ 1,447,000 | $ 206,714 | $ 98,000 |
| Wayne, Michigan | 6 | $ 469,000 | $ 78,166 | $ 42,000 |
| Hartford, Connecticut | 4 | $ 878,000 | $ 219,500 | $ 101,000 |
| Hillsborough, Florida | 4 | $ 268,000 | $ 67,000 | $ 54,000 |
| Harford, Maryland | 4 | $ 601,000 | $ 150,250 | $ 69,000 |
| Philadelphia, Pennsylvania | 4 | $ 483,000 | $ 120,750 | $ 62,000 |
| Knox, Tennessee | 4 | $ 308,000 | $ 77,000 | $ 54,000 |
| Chesterfield, Virginia | 4 | $ 438,000 | $ 109,500 | $ 64,000 |
| Jefferson, Alabama | 3 | $ 392,000 | $ 130,666 | $ 87,000 |
| Kern, California | 3 | $ 315,000 | $ 105,000 | $ 141,000 |
| Escambia, Florida | 3 | $ 170,000 | $ 56,666 | $ 56,000 |
| Lee, Florida | 3 | $ 355,000 | $ 118,333 | $ 91,000 |
| Palm Beach, Florida | 3 | $ 465,000 | $ 155,000 | $ 98,000 |
| East Baton Rouge, Louisiana | 3 | $ 346,000 | $ 115,333 | $ 60,000 |
| Frederick, Maryland | 3 | $ 558,000 | $ 186,000 | $ 112,000 |
| Craven, North Carolina | 3 | $ 127,000 | $ 42,333 | $ 26,000 |
| Franklin, Ohio | 3 | $ 545,000 | $ 181,666 | $ 81,000 |
| Delaware, Pennsylvania | 3 | $ 358,000 | $ 119,333 | $ 77,000 |
| Meade, South Dakota | 3 | $ 162,000 | $ 54,000 | $ 49,000 |
| Henrico, Virginia | 3 | $ 492,000 | $ 164,000 | $ 42,000 |
| Norfolk, Virginia | 3 | $ 308,000 | $ 102,666 | $ 73,000 |
| Stafford, Virginia | 3 | $ 307,000 | $ 102,333 | $ 128,000 |
| King, Washington | 3 | $ 855,000 | $ 285,000 | $ 134,000 |
| Macon, Alabama | 2 | $ 80,000 | $ 40,000 | $ 32,000 |
| Jefferson, Arkansas | 2 | $ 124,000 | $ 62,000 | $ 39,000 |
| Pulaski, Arkansas | 2 | $ 159,000 | $ 79,500 | $ 56,000 |
| Sebastian, Arkansas | 2 | $ 232,000 | $ 116,000 | $ 46,000 |
| New Haven, Connecticut | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Miami-Dade, Florida | 2 | $ 273,000 | $ 136,500 | $ 61,000 |
| Columbia, Georgia | 2 | $ 143,000 | $ 71,500 | $ 56,000 |
| Gwinnett, Georgia | 2 | $ 320,000 | $ 160,000 | $ 114,000 |
| Richmond, Georgia | 2 | $ 168,000 | $ 84,000 | $ 78,000 |
| Leavenworth, Kansas | 2 | $ 177,000 | $ 88,500 | $ 115,000 |
| Shawnee, Kansas | 2 | $ 316,000 | $ 158,000 | $ 76,000 |
| St. John the Baptist, Louisiana | 2 | $ 241,000 | $ 120,500 | $ 36,000 |
| Worcester, Maryland | 2 | $ 560,000 | $ 280,000 | $ 136,000 |
| Hampden, Massachusetts | 2 | $ 279,000 | $ 139,500 | $ 38,000 |
| Oakland, Michigan | 2 | $ 172,000 | $ 86,000 | $ 70,000 |
| Ottawa, Michigan | 2 | $ 251,000 | $ 125,500 | $ 42,000 |
| Hennepin, Minnesota | 2 | $ 389,000 | $ 194,500 | $ 69,000 |
| Stearns, Minnesota | 2 | $ 215,000 | $ 107,500 | $ 90,000 |
| Christian, Missouri | 2 | $ 169,000 | $ 84,500 | $ 98,000 |
| San Juan, New Mexico | 2 | $ 299,000 | $ 149,500 | $ 64,000 |
| Erie, New York | 2 | $ 124,000 | $ 62,000 | $ 69,000 |
| Wake, North Carolina | 2 | $ 243,000 | $ 121,500 | $ 35,000 |
| Washington, Oregon | 2 | $ 202,000 | $ 101,000 | $ 96,000 |
| Adams, Pennsylvania | 2 | $ 219,000 | $ 109,500 | $ 72,000 |
| Cambria, Pennsylvania | 2 | $ 105,000 | $ 52,500 | $ 86,000 |
| Chester, Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 98,000 |
| Fayette, Pennsylvania | 2 | $ 95,000 | $ 47,500 | $ 35,000 |
| Washington, Pennsylvania | 2 | $ 175,000 | $ 87,500 | $ 50,000 |
| York, Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 86,000 |
| Anderson, South Carolina | 2 | $ 159,000 | $ 79,500 | $ 92,000 |
| Amherst, Virginia | 2 | $ 255,000 | $ 127,500 | $ 78,000 |
| Montgomery, Virginia | 2 | $ 171,000 | $ 85,500 | $ 140,000 |
| Newport News, Virginia | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| Portsmouth, Virginia | 2 | $ 458,000 | $ 229,000 | $ 71,000 |
| Powhatan, Virginia | 2 | $ 296,000 | $ 148,000 | $ 56,000 |
| Pierce, Washington | 2 | $ 262,000 | $ 131,000 | $ 71,000 |
| Monongalia, West Virginia | 2 | $ 117,000 | $ 58,500 | $ 51,000 |
| Milwaukee, Wisconsin | 2 | $ 286,000 | $ 143,000 | $ 82,000 |
| Rock, Wisconsin | 2 | $ 228,000 | $ 114,000 | $ 45,000 |
| Baldwin, Alabama | 1 | $ 166,000 | $ 166,000 | $ 39,000 |
| Clarke, Alabama | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Coffee, Alabama | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Conecuh, Alabama | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Dale, Alabama | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Houston, Alabama | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Pickens, Alabama | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Tuscaloosa, Alabama | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Benton, Arkansas | 1 | $ 59,000 | $ 59,000 | $ 64,000 |
| Hot Spring, Arkansas | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Alameda, California | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Fresno, California | 1 | $ 232,000 | $ 232,000 | $ 57,000 |
| Los Angeles, California | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Napa, California | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Placer, California | 1 | $ 702,000 | $ 702,000 | $ 492,000 |
| Sacramento, California | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Clear Creek, Colorado | 1 | $ 21,000 | $ 21,000 | $ 61,000 |
| Logan, Colorado | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Pueblo, Colorado | 1 | $ 54,000 | $ 54,000 | $ 56,000 |
| Yuma, Colorado | 1 | $ 87,000 | $ 87,000 | $ 88,000 |
| New Castle, Delaware | 1 | $ 281,000 | $ 281,000 | $ 162,000 |
| Broward, Florida | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Charlotte, Florida | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Gadsden, Florida | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Orange, Florida | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Clayton, Georgia | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| DeKalb, Georgia | 1 | $ 159,000 | $ 159,000 | $ 77,000 |
| Douglas, Georgia | 1 | $ 113,000 | $ 113,000 | $ 93,000 |
| Fulton, Georgia | 1 | $ 63,000 | $ 63,000 | $ 159,000 |
| Habersham, Georgia | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Muscogee, Georgia | 1 | $ 212,000 | $ 212,000 | $ 83,000 |
| Ware, Georgia | 1 | $ 61,000 | $ 61,000 | $ 28,000 |
| Cook, Illinois | 1 | $ 181,000 | $ 181,000 | $ 65,000 |
| Jasper, Illinois | 1 | $ 86,000 | $ 86,000 | $ 70,000 |
| Bartholomew, Indiana | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Cass, Indiana | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Elkhart, Indiana | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Gibson, Indiana | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Lake, Indiana | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| LaPorte, Indiana | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Marion, Indiana | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Miami, Indiana | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Audubon, Iowa | 1 | $ 82,000 | $ 82,000 | $ 21,000 |
| Dallas, Iowa | 1 | $ 151,000 | $ 151,000 | $ 75,000 |
| Decatur, Iowa | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Des Moines, Iowa | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Jasper, Iowa | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Pottawattamie, Iowa | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Sac, Iowa | 1 | $ 62,000 | $ 62,000 | $ 21,000 |
| Douglas, Kansas | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Ellis, Kansas | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Wilson, Kansas | 1 | $ 47,000 | $ 47,000 | $ 102,000 |
| Ascension, Louisiana | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Jefferson, Louisiana | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| Lafourche, Louisiana | 1 | $ 43,000 | $ 43,000 | $ 101,000 |
| Rapides, Louisiana | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| St. Landry, Louisiana | 1 | $ 52,000 | $ 52,000 | $ 19,000 |
| Calvert, Maryland | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Carroll, Maryland | 1 | $ 188,000 | $ 188,000 | $ 390,000 |
| Cecil, Maryland | 1 | $ 197,000 | $ 197,000 | $ 36,000 |
| Charles, Maryland | 1 | $ 412,000 | $ 412,000 | $ 100,000 |
| Dorchester, Maryland | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Howard, Maryland | 1 | $ 270,000 | $ 270,000 | $ 80,000 |
| Wicomico, Maryland | 1 | $ 78,000 | $ 78,000 | $ 18,000 |
| Worcester, Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 49,000 |
| Genesee, Michigan | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Livingston, Michigan | 1 | $ 304,000 | $ 304,000 | $ 126,000 |
| Macomb, Michigan | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Muskegon, Michigan | 1 | $ 134,000 | $ 134,000 | $ 54,000 |
| St. Clair, Michigan | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Washtenaw, Michigan | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Brown, Minnesota | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Lake, Minnesota | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Pine, Minnesota | 1 | $ 38,000 | $ 38,000 | $ 59,000 |
| Ramsey, Minnesota | 1 | $ 146,000 | $ 146,000 | $ 32,000 |
| Redwood, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Sibley, Minnesota | 1 | $ 109,000 | $ 109,000 | $ 69,000 |
| Harrison, Missouri | 1 | $ 280,000 | $ 280,000 | $ 89,000 |
| Howell, Missouri | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Jackson, Missouri | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
| Jasper, Missouri | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| Jefferson, Missouri | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Nodaway, Missouri | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Pettis, Missouri | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
| Pulaski, Missouri | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| St. Charles, Missouri | 1 | $ 97,000 | $ 97,000 | $ 78,000 |
| St. Clair, Missouri | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| St. Louis, Missouri | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Texas, Missouri | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Webster, Missouri | 1 | $ 121,000 | $ 121,000 | $ 73,000 |
| Flathead, Montana | 1 | $ 173,000 | $ 173,000 | $ 88,000 |
| Lake, Montana | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Buffalo, Nebraska | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| Cherry, Nebraska | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Lancaster, Nebraska | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Otoe, Nebraska | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Pierce, Nebraska | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Hillsborough, New Hampshire | 1 | $ 161,000 | $ 161,000 | $ 42,000 |
| Merrimack, New Hampshire | 1 | $ 268,000 | $ 268,000 | $ 90,000 |
| Bernalillo, New Mexico | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Otero, New Mexico | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Allegany, New York | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Cattaraugus, New York | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Kings, New York | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Rensselaer, New York | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Alamance, North Carolina | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Catawba, North Carolina | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Davidson, North Carolina | 1 | $ 47,000 | $ 47,000 | $ 67,000 |
| Franklin, North Carolina | 1 | $ 64,000 | $ 64,000 | $ 80,000 |
| Mecklenburg, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Pitt, North Carolina | 1 | $ 76,000 | $ 76,000 | $ 81,000 |
| Richmond, North Carolina | 1 | $ 67,000 | $ 67,000 | $ 28,000 |
| Cuyahoga, Ohio | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| Hamilton, Ohio | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Licking, Ohio | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Lucas, Ohio | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Portage, Ohio | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Richland, Ohio | 1 | $ 103,000 | $ 103,000 | $ 29,000 |
| McClain, Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| Osage, Oklahoma | 1 | $ 228,000 | $ 228,000 | $ 79,000 |
| Pontotoc, Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Pottawatomie, Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 77,000 |
| Coos, Oregon | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Klamath, Oregon | 1 | $ 82,000 | $ 82,000 | $ 19,000 |
| Linn, Oregon | 1 | $ 232,000 | $ 232,000 | $ 123,000 |
| Umatilla, Oregon | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Allegheny, Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 114,000 |
| Armstrong, Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Beaver, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Cumberland, Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Dauphin, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Franklin, Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| Luzerne, Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 85,000 |
| Montgomery, Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 59,000 |
| Pike, Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Schuylkill, Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Wayne, Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Westmoreland, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Kent, Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Aiken, South Carolina | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Charleston, South Carolina | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Dillon, South Carolina | 1 | $ 52,000 | $ 52,000 | $ 53,000 |
| Horry, South Carolina | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Orangeburg, South Carolina | 1 | $ 83,000 | $ 83,000 | $ 34,000 |
| Sumter, South Carolina | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| York, South Carolina | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Turner, South Dakota | 1 | $ 83,000 | $ 83,000 | $ 51,000 |
| Bedford, Tennessee | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Blount, Tennessee | 1 | $ 94,000 | $ 94,000 | $ 51,000 |
| Hamilton, Tennessee | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Montgomery, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Sumner, Tennessee | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Washington, Tennessee | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Davis, Utah | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Uintah, Utah | 1 | $ 170,000 | $ 170,000 | $ 121,000 |
| Caroline, Virginia | 1 | $ 177,000 | $ 177,000 | $ 36,000 |
| Fairfax, Virginia | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
| Gloucester, Virginia | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Hampton, Virginia | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Hopewell, Virginia | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| Louisa, Virginia | 1 | $ 238,000 | $ 238,000 | $ 146,000 |
| Manassas Park, Virginia | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Prince William, Virginia | 1 | $ 210,000 | $ 210,000 | $ 92,000 |
| York, Virginia | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Clark, Washington | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Kitsap, Washington | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Skagit, Washington | 1 | $ 28,000 | $ 28,000 | $ 65,000 |
| Snohomish, Washington | 1 | $ 212,000 | $ 212,000 | $ 50,000 |
| Mineral, West Virginia | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Preston, West Virginia | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Columbia, Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Kenosha, Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| Racine, Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 82,000 |
| Sheboygan, Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Washington, Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Amerifirst H.I. Finance Co. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 459 | $65,775,000 | $143,000 | $1,450,000 | $73,000 | $492,000 |
| Home Purchase | 26 | $3,637,000 | $139,000 | $535,000 | $89,000 | $197,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 242 | $31,842,000 | $131,000 | $1,450,000 | $69,000 | $324,000 |
| Black or African American | 193 | $31,070,000 | $160,000 | $653,000 | $76,000 | $390,000 |
| Not Provided | 26 | $2,658,000 | $102,000 | $232,000 | $63,000 | $121,000 |
| Hispanic | 16 | $2,385,000 | $149,000 | $601,000 | $93,000 | $276,000 |
| American Indian or Alaskan Native | 5 | $1,152,000 | $230,000 | $702,000 | $162,000 | $492,000 |
| Asian | 2 | $275,000 | $137,000 | $218,000 | $138,000 | $143,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $30,000 | $30,000 | $30,000 | $168,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 484 | $69,339,000 | $143,000 | $1,450,000 | $74,000 | $492,000 |
| FHA-insured (Federal Housing Administration) | 1 | $73,000 | $73,000 | $73,000 | $43,000 | $43,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 380 | $53,647,000 | $141,000 | $653,000 | $74,000 | $390,000 |
| Application Withdrawn By Applicant | 69 | $9,010,000 | $130,000 | $702,000 | $71,000 | $492,000 |
| Application Denied By Financial Institution | 27 | $4,130,000 | $152,000 | $521,000 | $59,000 | $120,000 |
| Application Approved But Not Accepted | 5 | $1,915,000 | $383,000 | $1,450,000 | $158,000 | $324,000 |
| File Closed For Incompleteness | 3 | $647,000 | $215,000 | $504,000 | $62,000 | $102,000 |
| Loan Purchased By The Institution | 1 | $63,000 | $63,000 | $63,000 | $159,000 | $159,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 14 | $1,317,000 | $94,000 | $268,000 | $53,000 | $97,000 |
| Credit History | 4 | $869,000 | $217,000 | $412,000 | $80,000 | $111,000 |
| Debt-To-Income Ratio | 4 | $881,000 | $220,000 | $363,000 | $53,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $185,000 | $92,000 | $105,000 | $31,000 | $33,000 |
| Employment History | 1 | $521,000 | $521,000 | $521,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst H.I. Finance Co.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst H.I. Finance Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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