Amerifirst H.I. Finance Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Amerifirst H.I. Finance Co. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst H.I. Finance Co. 4405 So 96Th Street Omaha, NE 68127 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 485 |
| Total Mortgage Loan Application Amount | $69,412,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $492,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Amerifirst H.I. Finance Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst H.I. Finance Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Amerifirst H.I. Finance Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst H.I. Finance Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst H.I. Finance Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst H.I. Finance Co.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 60 | $ 16,058,000 | $ 267,000 | $ 91,000 |
| Baltimore County Maryland | 22 | $ 3,509,000 | $ 159,000 | $ 76,000 |
| Douglas County Nebraska | 18 | $ 1,828,000 | $ 101,000 | $ 63,000 |
| Baltimore City County Maryland | 15 | $ 1,270,000 | $ 84,000 | $ 62,000 |
| Virginia Beach County Virginia | 10 | $ 1,123,000 | $ 112,000 | $ 90,000 |
| Sarpy County Nebraska | 9 | $ 1,022,000 | $ 113,000 | $ 52,000 |
| Montgomery County Maryland | 8 | $ 2,587,000 | $ 323,000 | $ 167,000 |
| Chesapeake County Virginia | 8 | $ 1,418,000 | $ 177,000 | $ 154,000 |
| Anne Arundel County Maryland | 7 | $ 1,447,000 | $ 206,000 | $ 98,000 |
| Wayne County Michigan | 6 | $ 469,000 | $ 78,000 | $ 42,000 |
| Hartford County Connecticut | 4 | $ 878,000 | $ 219,000 | $ 101,000 |
| Hillsborough County Florida | 4 | $ 268,000 | $ 67,000 | $ 54,000 |
| Harford County Maryland | 4 | $ 601,000 | $ 150,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 4 | $ 483,000 | $ 120,000 | $ 62,000 |
| Knox County Tennessee | 4 | $ 308,000 | $ 77,000 | $ 54,000 |
| Chesterfield County Virginia | 4 | $ 438,000 | $ 109,000 | $ 64,000 |
| Jefferson County Alabama | 3 | $ 392,000 | $ 130,000 | $ 87,000 |
| Kern County California | 3 | $ 315,000 | $ 105,000 | $ 141,000 |
| Escambia County Florida | 3 | $ 170,000 | $ 56,000 | $ 56,000 |
| Lee County Florida | 3 | $ 355,000 | $ 118,000 | $ 91,000 |
| Palm Beach County Florida | 3 | $ 465,000 | $ 155,000 | $ 98,000 |
| East Baton Rouge County Louisiana | 3 | $ 346,000 | $ 115,000 | $ 60,000 |
| Frederick County Maryland | 3 | $ 558,000 | $ 186,000 | $ 112,000 |
| Craven County North Carolina | 3 | $ 127,000 | $ 42,000 | $ 26,000 |
| Franklin County Ohio | 3 | $ 545,000 | $ 181,000 | $ 81,000 |
| Delaware County Pennsylvania | 3 | $ 358,000 | $ 119,000 | $ 77,000 |
| Meade County South Dakota | 3 | $ 162,000 | $ 54,000 | $ 49,000 |
| Henrico County Virginia | 3 | $ 492,000 | $ 164,000 | $ 42,000 |
| Norfolk County Virginia | 3 | $ 308,000 | $ 102,000 | $ 73,000 |
| Stafford County Virginia | 3 | $ 307,000 | $ 102,000 | $ 128,000 |
| King County Washington | 3 | $ 855,000 | $ 285,000 | $ 134,000 |
| Macon County Alabama | 2 | $ 80,000 | $ 40,000 | $ 32,000 |
| Jefferson County Arkansas | 2 | $ 124,000 | $ 62,000 | $ 39,000 |
| Pulaski County Arkansas | 2 | $ 159,000 | $ 79,000 | $ 56,000 |
| Sebastian County Arkansas | 2 | $ 232,000 | $ 116,000 | $ 46,000 |
| New Haven County Connecticut | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Miami-Dade County Florida | 2 | $ 273,000 | $ 136,000 | $ 61,000 |
| Columbia County Georgia | 2 | $ 143,000 | $ 71,000 | $ 56,000 |
| Gwinnett County Georgia | 2 | $ 320,000 | $ 160,000 | $ 114,000 |
| Richmond County Georgia | 2 | $ 168,000 | $ 84,000 | $ 78,000 |
| Leavenworth County Kansas | 2 | $ 177,000 | $ 88,000 | $ 115,000 |
| Shawnee County Kansas | 2 | $ 316,000 | $ 158,000 | $ 76,000 |
| St. John the Baptist County Louisiana | 2 | $ 241,000 | $ 120,000 | $ 36,000 |
| Worcester County Maryland | 2 | $ 560,000 | $ 280,000 | $ 136,000 |
| Hampden County Massachusetts | 2 | $ 279,000 | $ 139,000 | $ 38,000 |
| Oakland County Michigan | 2 | $ 172,000 | $ 86,000 | $ 70,000 |
| Ottawa County Michigan | 2 | $ 251,000 | $ 125,000 | $ 42,000 |
| Hennepin County Minnesota | 2 | $ 389,000 | $ 194,000 | $ 69,000 |
| Stearns County Minnesota | 2 | $ 215,000 | $ 107,000 | $ 90,000 |
| Christian County Missouri | 2 | $ 169,000 | $ 84,000 | $ 98,000 |
| San Juan County New Mexico | 2 | $ 299,000 | $ 149,000 | $ 64,000 |
| Erie County New York | 2 | $ 124,000 | $ 62,000 | $ 69,000 |
| Wake County North Carolina | 2 | $ 243,000 | $ 121,000 | $ 35,000 |
| Washington County Oregon | 2 | $ 202,000 | $ 101,000 | $ 96,000 |
| Adams County Pennsylvania | 2 | $ 219,000 | $ 109,000 | $ 72,000 |
| Cambria County Pennsylvania | 2 | $ 105,000 | $ 52,000 | $ 86,000 |
| Chester County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 98,000 |
| Fayette County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 35,000 |
| Washington County Pennsylvania | 2 | $ 175,000 | $ 87,000 | $ 50,000 |
| York County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 86,000 |
| Anderson County South Carolina | 2 | $ 159,000 | $ 79,000 | $ 92,000 |
| Amherst County Virginia | 2 | $ 255,000 | $ 127,000 | $ 78,000 |
| Montgomery County Virginia | 2 | $ 171,000 | $ 85,000 | $ 140,000 |
| Newport News County Virginia | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| Portsmouth County Virginia | 2 | $ 458,000 | $ 229,000 | $ 71,000 |
| Powhatan County Virginia | 2 | $ 296,000 | $ 148,000 | $ 56,000 |
| Pierce County Washington | 2 | $ 262,000 | $ 131,000 | $ 71,000 |
| Monongalia County West Virginia | 2 | $ 117,000 | $ 58,000 | $ 51,000 |
| Milwaukee County Wisconsin | 2 | $ 286,000 | $ 143,000 | $ 82,000 |
| Rock County Wisconsin | 2 | $ 228,000 | $ 114,000 | $ 45,000 |
| Baldwin County Alabama | 1 | $ 166,000 | $ 166,000 | $ 39,000 |
| Clarke County Alabama | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Coffee County Alabama | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Conecuh County Alabama | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Dale County Alabama | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Houston County Alabama | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Pickens County Alabama | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Tuscaloosa County Alabama | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Benton County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 64,000 |
| Hot Spring County Arkansas | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Alameda County California | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Fresno County California | 1 | $ 232,000 | $ 232,000 | $ 57,000 |
| Los Angeles County California | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Napa County California | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Placer County California | 1 | $ 702,000 | $ 702,000 | $ 492,000 |
| Sacramento County California | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Clear Creek County Colorado | 1 | $ 21,000 | $ 21,000 | $ 61,000 |
| Logan County Colorado | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Pueblo County Colorado | 1 | $ 54,000 | $ 54,000 | $ 56,000 |
| Yuma County Colorado | 1 | $ 87,000 | $ 87,000 | $ 88,000 |
| New Castle County Delaware | 1 | $ 281,000 | $ 281,000 | $ 162,000 |
| Broward County Florida | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Charlotte County Florida | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Gadsden County Florida | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Orange County Florida | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Clayton County Georgia | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| DeKalb County Georgia | 1 | $ 159,000 | $ 159,000 | $ 77,000 |
| Douglas County Georgia | 1 | $ 113,000 | $ 113,000 | $ 93,000 |
| Fulton County Georgia | 1 | $ 63,000 | $ 63,000 | $ 159,000 |
| Habersham County Georgia | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Muscogee County Georgia | 1 | $ 212,000 | $ 212,000 | $ 83,000 |
| Ware County Georgia | 1 | $ 61,000 | $ 61,000 | $ 28,000 |
| Cook County Illinois | 1 | $ 181,000 | $ 181,000 | $ 65,000 |
| Jasper County Illinois | 1 | $ 86,000 | $ 86,000 | $ 70,000 |
| Bartholomew County Indiana | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Cass County Indiana | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Elkhart County Indiana | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Gibson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Lake County Indiana | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| LaPorte County Indiana | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Marion County Indiana | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Miami County Indiana | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Audubon County Iowa | 1 | $ 82,000 | $ 82,000 | $ 21,000 |
| Dallas County Iowa | 1 | $ 151,000 | $ 151,000 | $ 75,000 |
| Decatur County Iowa | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Des Moines County Iowa | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Jasper County Iowa | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Pottawattamie County Iowa | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Sac County Iowa | 1 | $ 62,000 | $ 62,000 | $ 21,000 |
| Douglas County Kansas | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Ellis County Kansas | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Wilson County Kansas | 1 | $ 47,000 | $ 47,000 | $ 102,000 |
| Ascension County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Jefferson County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| Lafourche County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 101,000 |
| Rapides County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| St. Landry County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 19,000 |
| Calvert County Maryland | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Carroll County Maryland | 1 | $ 188,000 | $ 188,000 | $ 390,000 |
| Cecil County Maryland | 1 | $ 197,000 | $ 197,000 | $ 36,000 |
| Charles County Maryland | 1 | $ 412,000 | $ 412,000 | $ 100,000 |
| Dorchester County Maryland | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Howard County Maryland | 1 | $ 270,000 | $ 270,000 | $ 80,000 |
| Wicomico County Maryland | 1 | $ 78,000 | $ 78,000 | $ 18,000 |
| Worcester County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 49,000 |
| Genesee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Livingston County Michigan | 1 | $ 304,000 | $ 304,000 | $ 126,000 |
| Macomb County Michigan | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Muskegon County Michigan | 1 | $ 134,000 | $ 134,000 | $ 54,000 |
| St. Clair County Michigan | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Washtenaw County Michigan | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Brown County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Lake County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Pine County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 59,000 |
| Ramsey County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 32,000 |
| Redwood County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Sibley County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 69,000 |
| Harrison County Missouri | 1 | $ 280,000 | $ 280,000 | $ 89,000 |
| Howell County Missouri | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Jackson County Missouri | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
| Jasper County Missouri | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| Jefferson County Missouri | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Nodaway County Missouri | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Pettis County Missouri | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
| Pulaski County Missouri | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| St. Charles County Missouri | 1 | $ 97,000 | $ 97,000 | $ 78,000 |
| St. Clair County Missouri | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| St. Louis County Missouri | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Texas County Missouri | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Webster County Missouri | 1 | $ 121,000 | $ 121,000 | $ 73,000 |
| Flathead County Montana | 1 | $ 173,000 | $ 173,000 | $ 88,000 |
| Lake County Montana | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Buffalo County Nebraska | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| Cherry County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Lancaster County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Otoe County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Pierce County Nebraska | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Hillsborough County New Hampshire | 1 | $ 161,000 | $ 161,000 | $ 42,000 |
| Merrimack County New Hampshire | 1 | $ 268,000 | $ 268,000 | $ 90,000 |
| Bernalillo County New Mexico | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Otero County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Allegany County New York | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Cattaraugus County New York | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Kings County New York | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Rensselaer County New York | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Alamance County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Catawba County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Davidson County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 67,000 |
| Franklin County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 80,000 |
| Mecklenburg County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Pitt County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 81,000 |
| Richmond County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 28,000 |
| Cuyahoga County Ohio | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| Hamilton County Ohio | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Licking County Ohio | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Lucas County Ohio | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Portage County Ohio | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Richland County Ohio | 1 | $ 103,000 | $ 103,000 | $ 29,000 |
| McClain County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| Osage County Oklahoma | 1 | $ 228,000 | $ 228,000 | $ 79,000 |
| Pontotoc County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Pottawatomie County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 77,000 |
| Coos County Oregon | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Klamath County Oregon | 1 | $ 82,000 | $ 82,000 | $ 19,000 |
| Linn County Oregon | 1 | $ 232,000 | $ 232,000 | $ 123,000 |
| Umatilla County Oregon | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Allegheny County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 114,000 |
| Armstrong County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Beaver County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Cumberland County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Dauphin County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Franklin County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| Luzerne County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 85,000 |
| Montgomery County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 59,000 |
| Pike County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Schuylkill County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Wayne County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Westmoreland County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Kent County Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Aiken County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Charleston County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Dillon County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 53,000 |
| Horry County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Orangeburg County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 34,000 |
| Sumter County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| York County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Turner County South Dakota | 1 | $ 83,000 | $ 83,000 | $ 51,000 |
| Bedford County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Blount County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 51,000 |
| Hamilton County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Montgomery County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Sumner County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Washington County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Davis County Utah | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Uintah County Utah | 1 | $ 170,000 | $ 170,000 | $ 121,000 |
| Caroline County Virginia | 1 | $ 177,000 | $ 177,000 | $ 36,000 |
| Fairfax County Virginia | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
| Gloucester County Virginia | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Hampton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Hopewell County Virginia | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| Louisa County Virginia | 1 | $ 238,000 | $ 238,000 | $ 146,000 |
| Manassas Park County Virginia | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Prince William County Virginia | 1 | $ 210,000 | $ 210,000 | $ 92,000 |
| York County Virginia | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Clark County Washington | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Kitsap County Washington | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Skagit County Washington | 1 | $ 28,000 | $ 28,000 | $ 65,000 |
| Snohomish County Washington | 1 | $ 212,000 | $ 212,000 | $ 50,000 |
| Mineral County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Preston County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Columbia County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Kenosha County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| Racine County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 82,000 |
| Sheboygan County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Washington County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Amerifirst H.I. Finance Co. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 459 | $65,775,000 | $143,000 | $1,450,000 | $73,000 | $492,000 |
| Home Purchase | 26 | $3,637,000 | $139,000 | $535,000 | $89,000 | $197,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 242 | $31,842,000 | $131,000 | $1,450,000 | $69,000 | $324,000 |
| Black or African American | 193 | $31,070,000 | $160,000 | $653,000 | $76,000 | $390,000 |
| Not Provided | 26 | $2,658,000 | $102,000 | $232,000 | $63,000 | $121,000 |
| Hispanic | 16 | $2,385,000 | $149,000 | $601,000 | $93,000 | $276,000 |
| American Indian or Alaskan Native | 5 | $1,152,000 | $230,000 | $702,000 | $162,000 | $492,000 |
| Asian | 2 | $275,000 | $137,000 | $218,000 | $138,000 | $143,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $30,000 | $30,000 | $30,000 | $168,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 484 | $69,339,000 | $143,000 | $1,450,000 | $74,000 | $492,000 |
| FHA-insured (Federal Housing Administration) | 1 | $73,000 | $73,000 | $73,000 | $43,000 | $43,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 380 | $53,647,000 | $141,000 | $653,000 | $74,000 | $390,000 |
| Application Withdrawn By Applicant | 69 | $9,010,000 | $130,000 | $702,000 | $71,000 | $492,000 |
| Application Denied By Financial Institution | 27 | $4,130,000 | $152,000 | $521,000 | $59,000 | $120,000 |
| Application Approved But Not Accepted | 5 | $1,915,000 | $383,000 | $1,450,000 | $158,000 | $324,000 |
| File Closed For Incompleteness | 3 | $647,000 | $215,000 | $504,000 | $62,000 | $102,000 |
| Loan Purchased By The Institution | 1 | $63,000 | $63,000 | $63,000 | $159,000 | $159,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 14 | $1,317,000 | $94,000 | $268,000 | $53,000 | $97,000 |
| Credit History | 4 | $869,000 | $217,000 | $412,000 | $80,000 | $111,000 |
| Debt-To-Income Ratio | 4 | $881,000 | $220,000 | $363,000 | $53,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $185,000 | $92,000 | $105,000 | $31,000 | $33,000 |
| Employment History | 1 | $521,000 | $521,000 | $521,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst H.I. Finance Co.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst H.I. Finance Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.