Inland Bank & Trust Mortgage Lending & HMDA Data, 2015
In 2015, Inland Bank & Trust of Geneva, IL reported 3,169 mortgage applications totaling $594.4 million, up 15% from 2014. The average application was for $187,554, and applicants reported an average income of $83,302. 72% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (1,172), Davenport-Moline-Rock Island, IA-IL (233) and Wichita, KS (216) (applications in parentheses).
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,169 |
| Total Mortgage Loan Application Amount | $594,361,000 |
| Average Mortgage Loan Application Amount | $187,554 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $83,302 |
| Highest Applicant Income | $2,887,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Inland Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 766 | $ 146,212,000 | $ 190,877 | $ 88,000 |
| Sedgwick, Kansas | 193 | $ 25,217,000 | $ 130,658 | $ 71,000 |
| Hampden, Massachusetts | 187 | $ 26,846,000 | $ 143,561 | $ 61,000 |
| DuPage, Illinois | 176 | $ 45,117,000 | $ 256,346 | $ 126,000 |
| Will, Illinois | 141 | $ 23,976,000 | $ 170,042 | $ 87,000 |
| Rock Island, Illinois | 133 | $ 10,839,000 | $ 81,496 | $ 45,000 |
| Lake, Illinois | 115 | $ 29,929,000 | $ 260,252 | $ 121,000 |
| Kane, Illinois | 108 | $ 17,919,000 | $ 165,916 | $ 77,000 |
| Hartford, Connecticut | 95 | $ 20,971,000 | $ 220,747 | $ 96,000 |
| Worcester, Massachusetts | 72 | $ 14,985,000 | $ 208,125 | $ 79,000 |
| McHenry, Illinois | 70 | $ 11,929,000 | $ 170,414 | $ 100,000 |
| Scott, Iowa | 68 | $ 7,970,000 | $ 117,205 | $ 58,000 |
| Muscatine, Iowa | 43 | $ 3,624,000 | $ 84,279 | $ 40,000 |
| Champaign, Illinois | 42 | $ 5,692,000 | $ 135,523 | $ 75,000 |
| Clinton, New York | 40 | $ 5,688,000 | $ 142,200 | $ 65,000 |
| Cheshire, New Hampshire | 31 | $ 4,681,000 | $ 151,000 | $ 64,000 |
| New Haven, Connecticut | 26 | $ 4,987,000 | $ 191,807 | $ 87,000 |
| Cowley, Kansas | 25 | $ 2,247,000 | $ 89,880 | $ 60,000 |
| Duval, Florida | 22 | $ 4,803,000 | $ 218,318 | $ 84,000 |
| Providence, Rhode Island | 21 | $ 3,336,000 | $ 158,857 | $ 80,000 |
| Hillsborough, Florida | 19 | $ 4,334,000 | $ 228,105 | $ 81,000 |
| Henry, Illinois | 19 | $ 1,782,000 | $ 93,789 | $ 58,000 |
| Lincoln, Wisconsin | 19 | $ 1,912,000 | $ 100,631 | $ 75,000 |
| Butler, Kansas | 17 | $ 2,478,000 | $ 145,764 | $ 73,000 |
| Sangamon, Illinois | 15 | $ 2,247,000 | $ 149,800 | $ 67,000 |
| Hampshire, Massachusetts | 15 | $ 3,403,000 | $ 226,866 | $ 89,000 |
| St. Johns, Florida | 14 | $ 3,479,000 | $ 248,500 | $ 101,000 |
| Kendall, Illinois | 14 | $ 2,366,000 | $ 169,000 | $ 87,000 |
| Fairfield, Connecticut | 13 | $ 3,287,000 | $ 252,846 | $ 75,000 |
| Mercer, Illinois | 13 | $ 859,000 | $ 66,076 | $ 37,000 |
| Oneida, Wisconsin | 12 | $ 1,465,000 | $ 122,083 | $ 59,000 |
| Lake, Indiana | 11 | $ 2,338,000 | $ 212,545 | $ 32,000 |
| Dubuque, Iowa | 11 | $ 1,602,000 | $ 145,636 | $ 44,000 |
| Milwaukee, Wisconsin | 11 | $ 1,779,000 | $ 161,727 | $ 92,000 |
| Tolland, Connecticut | 10 | $ 2,142,000 | $ 214,200 | $ 94,000 |
| Maricopa, Arizona | 9 | $ 3,035,000 | $ 337,222 | $ 95,000 |
| Walworth, Wisconsin | 9 | $ 3,031,000 | $ 336,777 | $ 193,000 |
| Clay, Florida | 8 | $ 1,572,000 | $ 196,500 | $ 64,000 |
| Norfolk, Massachusetts | 8 | $ 2,959,000 | $ 369,875 | $ 101,000 |
| Waukesha, Wisconsin | 8 | $ 3,978,000 | $ 497,250 | $ 163,000 |
| Riverside, California | 7 | $ 2,578,000 | $ 368,285 | $ 85,000 |
| Palm Beach, Florida | 7 | $ 1,573,000 | $ 224,714 | $ 190,000 |
| Middlesex, Massachusetts | 7 | $ 2,354,000 | $ 336,285 | $ 76,000 |
| Polk, Florida | 6 | $ 1,247,000 | $ 207,833 | $ 90,000 |
| Barnstable, Massachusetts | 6 | $ 1,607,000 | $ 267,833 | $ 147,000 |
| Bristol, Massachusetts | 6 | $ 1,552,000 | $ 258,666 | $ 105,000 |
| Plymouth, Massachusetts | 6 | $ 1,958,000 | $ 326,333 | $ 84,000 |
| Hillsborough, New Hampshire | 6 | $ 990,000 | $ 165,000 | $ 75,000 |
| Hamilton, Ohio | 6 | $ 746,000 | $ 124,333 | $ 67,000 |
| Richland, Wisconsin | 6 | $ 528,000 | $ 88,000 | $ 48,000 |
| Windham, Connecticut | 5 | $ 1,158,000 | $ 231,600 | $ 111,000 |
| Grundy, Illinois | 5 | $ 626,000 | $ 125,200 | $ 49,000 |
| Tazewell, Illinois | 5 | $ 512,000 | $ 102,400 | $ 49,000 |
| Porter, Indiana | 5 | $ 1,178,000 | $ 235,600 | $ 58,000 |
| Clark, Nevada | 5 | $ 1,133,000 | $ 226,600 | $ 705,000 |
| Kings, New York | 5 | $ 3,460,000 | $ 692,000 | $ 95,000 |
| Cass, North Dakota | 5 | $ 1,319,000 | $ 263,800 | $ 181,000 |
| Yavapai, Arizona | 4 | $ 1,019,000 | $ 254,750 | $ 70,000 |
| Los Angeles, California | 4 | $ 2,096,000 | $ 524,000 | $ 93,000 |
| Douglas, Colorado | 4 | $ 1,180,000 | $ 295,000 | $ 66,000 |
| Pasco, Florida | 4 | $ 591,000 | $ 147,750 | $ 74,000 |
| Pinellas, Florida | 4 | $ 1,260,000 | $ 315,000 | $ 339,000 |
| DeKalb, Illinois | 4 | $ 593,000 | $ 148,250 | $ 84,000 |
| Douglas, Illinois | 4 | $ 523,000 | $ 130,750 | $ 63,000 |
| Logan, Illinois | 4 | $ 158,000 | $ 39,500 | $ 60,000 |
| Louisa, Iowa | 4 | $ 375,000 | $ 93,750 | $ 42,000 |
| Dukes, Massachusetts | 4 | $ 1,757,000 | $ 439,250 | $ 115,000 |
| Oakland, Michigan | 4 | $ 1,036,000 | $ 259,000 | $ 46,000 |
| Jackson, Missouri | 4 | $ 1,242,000 | $ 310,500 | $ 118,000 |
| Morris, New Jersey | 4 | $ 1,172,000 | $ 293,000 | $ 101,000 |
| Erie, New York | 4 | $ 993,000 | $ 248,250 | $ 111,000 |
| Anchorage, Alaska | 3 | $ 804,000 | $ 268,000 | $ 0 |
| Orange, California | 3 | $ 1,758,000 | $ 586,000 | $ 157,000 |
| Arapahoe, Colorado | 3 | $ 694,000 | $ 231,333 | $ 86,000 |
| Collier, Florida | 3 | $ 1,123,000 | $ 374,333 | $ 218,000 |
| Christian, Illinois | 3 | $ 210,000 | $ 70,000 | $ 38,000 |
| Jo Daviess, Illinois | 3 | $ 713,000 | $ 237,666 | $ 62,000 |
| Hamilton, Indiana | 3 | $ 680,000 | $ 226,666 | $ 73,000 |
| Harvey, Kansas | 3 | $ 448,000 | $ 149,333 | $ 48,000 |
| Johnson, Kansas | 3 | $ 531,000 | $ 177,000 | $ 45,000 |
| Sumner, Kansas | 3 | $ 370,000 | $ 123,333 | $ 79,000 |
| Macomb, Michigan | 3 | $ 651,000 | $ 217,000 | $ 114,000 |
| Martin, Minnesota | 3 | $ 117,000 | $ 39,000 | $ 57,000 |
| Essex, New York | 3 | $ 358,000 | $ 119,333 | $ 34,000 |
| Queens, New York | 3 | $ 1,202,000 | $ 400,666 | $ 92,000 |
| St. Lawrence, New York | 3 | $ 354,000 | $ 118,000 | $ 64,000 |
| Guilford, North Carolina | 3 | $ 659,000 | $ 219,666 | $ 43,000 |
| Greenville, South Carolina | 3 | $ 983,000 | $ 327,666 | $ 84,000 |
| Dallas, Texas | 3 | $ 281,000 | $ 93,666 | $ 36,000 |
| Denton, Texas | 3 | $ 1,374,000 | $ 458,000 | $ 158,000 |
| King, Washington | 3 | $ 992,000 | $ 330,666 | $ 45,000 |
| Pierce, Washington | 3 | $ 680,000 | $ 226,666 | $ 40,000 |
| Columbia, Wisconsin | 3 | $ 363,000 | $ 121,000 | $ 47,000 |
| Dane, Wisconsin | 3 | $ 396,000 | $ 132,000 | $ 62,000 |
| Ozaukee, Wisconsin | 3 | $ 1,520,000 | $ 506,666 | $ 222,000 |
| Racine, Wisconsin | 3 | $ 513,000 | $ 171,000 | $ 61,000 |
| Rock, Wisconsin | 3 | $ 341,000 | $ 113,666 | $ 72,000 |
| Pima, Arizona | 2 | $ 757,000 | $ 378,500 | $ 59,000 |
| Contra Costa, California | 2 | $ 733,000 | $ 366,500 | $ 0 |
| San Diego, California | 2 | $ 745,000 | $ 372,500 | $ 186,000 |
| Sonoma, California | 2 | $ 693,000 | $ 346,500 | $ 96,000 |
| Litchfield, Connecticut | 2 | $ 292,000 | $ 146,000 | $ 163,000 |
| Middlesex, Connecticut | 2 | $ 593,000 | $ 296,500 | $ 93,000 |
| Broward, Florida | 2 | $ 267,000 | $ 133,500 | $ 67,000 |
| Lee, Florida | 2 | $ 517,000 | $ 258,500 | $ 110,000 |
| Martin, Florida | 2 | $ 429,000 | $ 214,500 | $ 71,000 |
| Orange, Florida | 2 | $ 249,000 | $ 124,500 | $ 97,000 |
| Chatham, Georgia | 2 | $ 264,000 | $ 132,000 | $ 0 |
| Fulton, Georgia | 2 | $ 791,000 | $ 395,500 | $ 66,000 |
| Jackson, Georgia | 2 | $ 421,000 | $ 210,500 | $ 0 |
| Muscogee, Georgia | 2 | $ 544,000 | $ 272,000 | $ 49,000 |
| Honolulu, Hawaii | 2 | $ 1,072,000 | $ 536,000 | $ 46,000 |
| Ada, Idaho | 2 | $ 354,000 | $ 177,000 | $ 83,000 |
| Boone, Illinois | 2 | $ 93,000 | $ 46,500 | $ 30,000 |
| McLean, Illinois | 2 | $ 345,000 | $ 172,500 | $ 77,000 |
| Peoria, Illinois | 2 | $ 364,000 | $ 182,000 | $ 74,000 |
| Marion, Indiana | 2 | $ 356,000 | $ 178,000 | $ 95,000 |
| Sullivan, Indiana | 2 | $ 403,000 | $ 201,500 | $ 83,000 |
| Cedar, Iowa | 2 | $ 216,000 | $ 108,000 | $ 70,000 |
| Dallas, Iowa | 2 | $ 354,000 | $ 177,000 | $ 89,000 |
| Hamilton, Iowa | 2 | $ 528,000 | $ 264,000 | $ 108,000 |
| Linn, Iowa | 2 | $ 144,000 | $ 72,000 | $ 35,000 |
| Chautauqua, Kansas | 2 | $ 76,000 | $ 38,000 | $ 78,000 |
| Jefferson, Kentucky | 2 | $ 239,000 | $ 119,500 | $ 15,000 |
| Essex, Massachusetts | 2 | $ 449,000 | $ 224,500 | $ 57,000 |
| Suffolk, Massachusetts | 2 | $ 955,000 | $ 477,500 | $ 97,000 |
| Hillsdale, Michigan | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Clay, Minnesota | 2 | $ 289,000 | $ 144,500 | $ 78,000 |
| Douglas, Nebraska | 2 | $ 624,000 | $ 312,000 | $ 136,000 |
| Albany, New York | 2 | $ 422,000 | $ 211,000 | $ 88,000 |
| Franklin, New York | 2 | $ 183,000 | $ 91,500 | $ 33,000 |
| Nassau, New York | 2 | $ 852,000 | $ 426,000 | $ 193,000 |
| Saratoga, New York | 2 | $ 408,000 | $ 204,000 | $ 153,000 |
| Suffolk, New York | 2 | $ 712,000 | $ 356,000 | $ 100,000 |
| Chatham, North Carolina | 2 | $ 429,000 | $ 214,500 | $ 107,000 |
| Craven, North Carolina | 2 | $ 369,000 | $ 184,500 | $ 0 |
| Wake, North Carolina | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Burleigh, North Dakota | 2 | $ 595,000 | $ 297,500 | $ 57,000 |
| Cuyahoga, Ohio | 2 | $ 237,000 | $ 118,500 | $ 125,000 |
| Delaware, Ohio | 2 | $ 403,000 | $ 201,500 | $ 105,000 |
| Wagoner, Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 83,000 |
| Lane, Oregon | 2 | $ 531,000 | $ 265,500 | $ 72,000 |
| Bexar, Texas | 2 | $ 399,000 | $ 199,500 | $ 80,000 |
| Collin, Texas | 2 | $ 596,000 | $ 298,000 | $ 94,000 |
| Harris, Texas | 2 | $ 304,000 | $ 152,000 | $ 63,000 |
| Montgomery, Texas | 2 | $ 213,000 | $ 106,500 | $ 43,000 |
| Lamoille, Vermont | 2 | $ 384,000 | $ 192,000 | $ 48,000 |
| Arlington, Virginia | 2 | $ 464,000 | $ 232,000 | $ 191,000 |
| Fairfax, Virginia | 2 | $ 1,200,000 | $ 600,000 | $ 188,000 |
| Prince William, Virginia | 2 | $ 899,000 | $ 449,500 | $ 120,000 |
| Stafford, Virginia | 2 | $ 450,000 | $ 225,000 | $ 16,000 |
| Virginia Beach, Virginia | 2 | $ 723,000 | $ 361,500 | $ 74,000 |
| Brown, Wisconsin | 2 | $ 277,000 | $ 138,500 | $ 78,000 |
| Washington, Wisconsin | 2 | $ 131,000 | $ 65,500 | $ 42,000 |
| Baldwin, Alabama | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
| Cullman, Alabama | 1 | $ 276,000 | $ 276,000 | $ 102,000 |
| Geneva, Alabama | 1 | $ 317,000 | $ 317,000 | $ 188,000 |
| Montgomery, Alabama | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Fairbanks North Star, Alaska | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Mohave, Arizona | 1 | $ 224,000 | $ 224,000 | $ 42,000 |
| Yuma, Arizona | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Faulkner, Arkansas | 1 | $ 280,000 | $ 280,000 | $ 77,000 |
| Hot Spring, Arkansas | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Alameda, California | 1 | $ 938,000 | $ 938,000 | $ 0 |
| El Dorado, California | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Kern, California | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Placer, California | 1 | $ 431,000 | $ 431,000 | $ 120,000 |
| San Bernardino, California | 1 | $ 256,000 | $ 256,000 | $ 36,000 |
| Santa Barbara, California | 1 | $ 399,000 | $ 399,000 | $ 273,000 |
| Solano, California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Ventura, California | 1 | $ 474,000 | $ 474,000 | $ 184,000 |
| Clear Creek, Colorado | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Denver, Colorado | 1 | $ 164,000 | $ 164,000 | $ 54,000 |
| El Paso, Colorado | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Pueblo, Colorado | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Weld, Colorado | 1 | $ 324,000 | $ 324,000 | $ 0 |
| New London, Connecticut | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| New Castle, Delaware | 1 | $ 173,000 | $ 173,000 | $ 30,000 |
| Baker, Florida | 1 | $ 167,000 | $ 167,000 | $ 83,000 |
| Citrus, Florida | 1 | $ 86,000 | $ 86,000 | $ 23,000 |
| Flagler, Florida | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
| Lake, Florida | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Marion, Florida | 1 | $ 212,000 | $ 212,000 | $ 36,000 |
| Miami-Dade, Florida | 1 | $ 193,000 | $ 193,000 | $ 38,000 |
| Seminole, Florida | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| St. Lucie, Florida | 1 | $ 270,000 | $ 270,000 | $ 169,000 |
| Sumter, Florida | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Volusia, Florida | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Brantley, Georgia | 1 | $ 169,000 | $ 169,000 | $ 94,000 |
| Candler, Georgia | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Cherokee, Georgia | 1 | $ 272,000 | $ 272,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 110,000 | $ 110,000 | $ 22,000 |
| Dougherty, Georgia | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Douglas, Georgia | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Greene, Georgia | 1 | $ 513,000 | $ 513,000 | $ 84,000 |
| Pickens, Georgia | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Richmond, Georgia | 1 | $ 186,000 | $ 186,000 | $ 117,000 |
| Rockdale, Georgia | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Walker, Georgia | 1 | $ 126,000 | $ 126,000 | $ 98,000 |
| Maui, Hawaii | 1 | $ 392,000 | $ 392,000 | $ 60,000 |
| Bonneville, Idaho | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kootenai, Idaho | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bureau, Illinois | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Edgar, Illinois | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Fayette, Illinois | 1 | $ 88,000 | $ 88,000 | $ 61,000 |
| Ford, Illinois | 1 | $ 24,000 | $ 24,000 | $ 29,000 |
| Kankakee, Illinois | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Knox, Illinois | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Macon, Illinois | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| Macoupin, Illinois | 1 | $ 58,000 | $ 58,000 | $ 26,000 |
| Madison, Illinois | 1 | $ 158,000 | $ 158,000 | $ 104,000 |
| Marion, Illinois | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Menard, Illinois | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Montgomery, Illinois | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| Piatt, Illinois | 1 | $ 240,000 | $ 240,000 | $ 214,000 |
| Shelby, Illinois | 1 | $ 242,000 | $ 242,000 | $ 106,000 |
| St. Clair, Illinois | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Vermilion, Illinois | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Warren, Illinois | 1 | $ 67,000 | $ 67,000 | $ 22,000 |
| Whiteside, Illinois | 1 | $ 196,000 | $ 196,000 | $ 90,000 |
| Winnebago, Illinois | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Allen, Indiana | 1 | $ 328,000 | $ 328,000 | $ 166,000 |
| Elkhart, Indiana | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Floyd, Indiana | 1 | $ 262,000 | $ 262,000 | $ 54,000 |
| Howard, Indiana | 1 | $ 140,000 | $ 140,000 | $ 165,000 |
| Monroe, Indiana | 1 | $ 61,000 | $ 61,000 | $ 92,000 |
| Tippecanoe, Indiana | 1 | $ 306,000 | $ 306,000 | $ 94,000 |
| Clinton, Iowa | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Polk, Iowa | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Warren, Iowa | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Washington, Iowa | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Douglas, Kansas | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| McPherson, Kansas | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| Calloway, Kentucky | 1 | $ 88,000 | $ 88,000 | $ 62,000 |
| Campbell, Kentucky | 1 | $ 198,000 | $ 198,000 | $ 108,000 |
| Hopkins, Kentucky | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Rockcastle, Kentucky | 1 | $ 147,000 | $ 147,000 | $ 75,000 |
| Iberia, Louisiana | 1 | $ 134,000 | $ 134,000 | $ 96,000 |
| Lafayette, Louisiana | 1 | $ 172,000 | $ 172,000 | $ 139,000 |
| York, Maine | 1 | $ 278,000 | $ 278,000 | $ 128,000 |
| Franklin, Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Chippewa, Michigan | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
| Genesee, Michigan | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Gogebic, Michigan | 1 | $ 142,000 | $ 142,000 | $ 183,000 |
| Kent, Michigan | 1 | $ 204,000 | $ 204,000 | $ 124,000 |
| Lenawee, Michigan | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Mackinac, Michigan | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Monroe, Michigan | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| Muskegon, Michigan | 1 | $ 199,000 | $ 199,000 | $ 72,000 |
| Ottawa, Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wayne, Michigan | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Lincoln, Minnesota | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Norman, Minnesota | 1 | $ 39,000 | $ 39,000 | $ 49,000 |
| Harrison, Mississippi | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Madison, Mississippi | 1 | $ 310,000 | $ 310,000 | $ 74,000 |
| Benton, Missouri | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Camden, Missouri | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Carter, Missouri | 1 | $ 391,000 | $ 391,000 | $ 0 |
| St. Louis, Missouri | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Ravalli, Montana | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Dawson, Nebraska | 1 | $ 174,000 | $ 174,000 | $ 64,000 |
| Lincoln, Nebraska | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Pierce, Nebraska | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| Sarpy, Nebraska | 1 | $ 243,000 | $ 243,000 | $ 93,000 |
| Washoe, Nevada | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Merrimack, New Hampshire | 1 | $ 171,000 | $ 171,000 | $ 110,000 |
| Rockingham, New Hampshire | 1 | $ 341,000 | $ 341,000 | $ 150,000 |
| Sullivan, New Hampshire | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Atlantic, New Jersey | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Camden, New Jersey | 1 | $ 283,000 | $ 283,000 | $ 155,000 |
| Middlesex, New Jersey | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Monmouth, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| Union, New Jersey | 1 | $ 209,000 | $ 209,000 | $ 116,000 |
| Dona Ana, New Mexico | 1 | $ 98,000 | $ 98,000 | $ 313,000 |
| Dutchess, New York | 1 | $ 94,000 | $ 94,000 | $ 84,000 |
| Lewis, New York | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| New York, New York | 1 | $ 450,000 | $ 450,000 | $ 324,000 |
| Onondaga, New York | 1 | $ 231,000 | $ 231,000 | $ 74,000 |
| Richmond, New York | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Washington, New York | 1 | $ 143,000 | $ 143,000 | $ 26,000 |
| Westchester, New York | 1 | $ 273,000 | $ 273,000 | $ 109,000 |
| Buncombe, North Carolina | 1 | $ 988,000 | $ 988,000 | $ 0 |
| Caldwell, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Cumberland, North Carolina | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Hoke, North Carolina | 1 | $ 171,000 | $ 171,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 81,000 | $ 81,000 | $ 253,000 |
| Yadkin, North Carolina | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Barnes, North Dakota | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Butler, Ohio | 1 | $ 349,000 | $ 349,000 | $ 215,000 |
| Franklin, Ohio | 1 | $ 270,000 | $ 270,000 | $ 95,000 |
| Hocking, Ohio | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Mahoning, Ohio | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Medina, Ohio | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Summit, Ohio | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Warren, Ohio | 1 | $ 1,200,000 | $ 1,200,000 | $ 553,000 |
| Osage, Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Washington, Oregon | 1 | $ 324,000 | $ 324,000 | $ 106,000 |
| Yamhill, Oregon | 1 | $ 538,000 | $ 538,000 | $ 76,000 |
| Luzerne, Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Montgomery, Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 66,000 |
| Philadelphia, Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Pike, Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Somerset, Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Wayne, Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Bristol, Rhode Island | 1 | $ 324,000 | $ 324,000 | $ 83,000 |
| Kent, Rhode Island | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Newport, Rhode Island | 1 | $ 290,000 | $ 290,000 | $ 61,000 |
| Washington, Rhode Island | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Anderson, South Carolina | 1 | $ 212,000 | $ 212,000 | $ 71,000 |
| Beaufort, South Carolina | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Dorchester, South Carolina | 1 | $ 331,000 | $ 331,000 | $ 145,000 |
| Horry, South Carolina | 1 | $ 233,000 | $ 233,000 | $ 70,000 |
| Lexington, South Carolina | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 229,000 | $ 229,000 | $ 436,000 |
| Spartanburg, South Carolina | 1 | $ 233,000 | $ 233,000 | $ 49,000 |
| Moody, South Dakota | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Clay, Tennessee | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| Cumberland, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 182,000 |
| Hamilton, Tennessee | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Madison, Tennessee | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Montgomery, Tennessee | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Rhea, Tennessee | 1 | $ 306,000 | $ 306,000 | $ 74,000 |
| Warren, Tennessee | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Brazoria, Texas | 1 | $ 399,000 | $ 399,000 | $ 267,000 |
| Fort Bend, Texas | 1 | $ 548,000 | $ 548,000 | $ 205,000 |
| Liberty, Texas | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Travis, Texas | 1 | $ 213,000 | $ 213,000 | $ 382,000 |
| Summit, Utah | 1 | $ 286,000 | $ 286,000 | $ 69,000 |
| Washington, Vermont | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Alexandria, Virginia | 1 | $ 300,000 | $ 300,000 | $ 110,000 |
| Chesterfield, Virginia | 1 | $ 440,000 | $ 440,000 | $ 155,000 |
| Clarke, Virginia | 1 | $ 223,000 | $ 223,000 | $ 80,000 |
| Henrico, Virginia | 1 | $ 213,000 | $ 213,000 | $ 84,000 |
| Portsmouth, Virginia | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Cowlitz, Washington | 1 | $ 650,000 | $ 650,000 | $ 115,000 |
| Grant, Washington | 1 | $ 196,000 | $ 196,000 | $ 44,000 |
| Snohomish, Washington | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Monongalia, West Virginia | 1 | $ 300,000 | $ 300,000 | $ 116,000 |
| Morgan, West Virginia | 1 | $ 172,000 | $ 172,000 | $ 32,000 |
| Fond du Lac, Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 58,000 |
| Grant, Wisconsin | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Kenosha, Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 55,000 |
| Marathon, Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Sauk, Wisconsin | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| Sheboygan, Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Vilas, Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 98,000 |
| Waushara, Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 37,000 |
| Sweetwater, Wyoming | 1 | $ 206,000 | $ 206,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,188 | $339,396,000 | $155,000 | $2,000,000 | $76,000 | $2,887,000 |
| Refinancing | 923 | $242,346,000 | $262,000 | $3,000,000 | $99,000 | $2,777,000 |
| Home Improvement | 58 | $12,619,000 | $217,000 | $954,000 | $109,000 | $710,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,156 | $412,013,000 | $191,000 | $3,000,000 | $87,000 | $2,777,000 |
| Hispanic | 460 | $59,095,000 | $128,000 | $596,000 | $54,000 | $324,000 |
| Black or African American | 310 | $46,294,000 | $149,000 | $2,000,000 | $63,000 | $1,072,000 |
| Asian | 114 | $29,176,000 | $255,000 | $1,160,000 | $149,000 | $1,624,000 |
| Not Provided | 111 | $39,587,000 | $356,000 | $1,993,000 | $140,000 | $2,887,000 |
| Not applicable | 8 | $6,887,000 | $860,000 | $2,400,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $901,000 | $112,000 | $231,000 | $50,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $408,000 | $204,000 | $288,000 | $91,000 | $115,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,593 | $340,080,000 | $213,000 | $3,000,000 | $112,000 | $2,887,000 |
| FHA-insured (Federal Housing Administration) | 1,112 | $155,461,000 | $139,000 | $898,000 | $54,000 | $259,000 |
| VA-guaranteed (Veterans Administration) | 355 | $85,250,000 | $240,000 | $988,000 | $57,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 109 | $13,570,000 | $124,000 | $337,000 | $51,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,285 | $390,722,000 | $170,000 | $3,000,000 | $78,000 | $968,000 |
| File Closed For Incompleteness | 295 | $68,279,000 | $231,000 | $1,200,000 | $84,000 | $1,593,000 |
| Application Denied By Financial Institution | 267 | $49,297,000 | $184,000 | $2,213,000 | $68,000 | $623,000 |
| Application Withdrawn By Applicant | 207 | $43,794,000 | $211,000 | $1,709,000 | $102,000 | $2,777,000 |
| Application Approved But Not Accepted | 58 | $12,028,000 | $207,000 | $2,000,000 | $89,000 | $1,072,000 |
| Loan Purchased By The Institution | 57 | $30,241,000 | $530,000 | $1,993,000 | $317,000 | $2,887,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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