Inland Bank & Trust Mortgage Lending & HMDA Data, 2021
In 2021, Inland Bank & Trust of Geneva, IL reported 4,274 mortgage applications totaling $1.2 billion, down 14% from 2020. The average application was for $282,225, and applicants reported an average income of $126,266. 76% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Chicago-Naperville, IL (1,535), Springfield, MA (347) and Lake County-Kenosha County, IL-WI (242) (applications in parentheses).
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,274 |
| Total Mortgage Loan Application Amount | $1,206,230,000 |
| Average Mortgage Loan Application Amount | $282,225 |
| Highest Mortgage Loan Application Amount | $7,725,000 |
| Average Applicant Income | $126,266 |
| Highest Applicant Income | $4,738,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Inland Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 976 | $ 299,120,000 | $ 306,475 | $ 137,000 |
| Hampden, Massachusetts | 328 | $ 55,280,000 | $ 168,536 | $ 63,000 |
| DuPage, Illinois | 310 | $ 90,350,000 | $ 291,451 | $ 138,000 |
| Lake, Illinois | 227 | $ 69,365,000 | $ 305,572 | $ 176,000 |
| Kane, Illinois | 152 | $ 37,160,000 | $ 244,473 | $ 131,000 |
| Will, Illinois | 144 | $ 35,830,000 | $ 248,819 | $ 113,000 |
| McHenry, Illinois | 100 | $ 18,900,000 | $ 189,000 | $ 91,000 |
| Worcester, Massachusetts | 99 | $ 27,605,000 | $ 278,838 | $ 97,000 |
| Peoria, Illinois | 85 | $ 7,055,000 | $ 83,000 | $ 58,000 |
| Nassau, New York | 77 | $ 33,205,000 | $ 431,233 | $ 146,000 |
| Walworth, Wisconsin | 68 | $ 21,950,000 | $ 322,794 | $ 208,000 |
| Maricopa, Arizona | 67 | $ 26,555,000 | $ 396,343 | $ 210,000 |
| Middlesex, Massachusetts | 59 | $ 24,385,000 | $ 413,305 | $ 131,000 |
| Suffolk, New York | 58 | $ 23,520,000 | $ 405,517 | $ 123,000 |
| Tazewell, Illinois | 57 | $ 5,955,000 | $ 104,473 | $ 59,000 |
| Sedgwick, Kansas | 52 | $ 8,270,000 | $ 159,038 | $ 66,000 |
| Providence, Rhode Island | 51 | $ 12,715,000 | $ 249,313 | $ 81,000 |
| Hartford, Connecticut | 49 | $ 7,945,000 | $ 162,142 | $ 70,000 |
| Queens, New York | 44 | $ 18,320,000 | $ 416,363 | $ 108,000 |
| Richmond, New York | 33 | $ 13,995,000 | $ 424,090 | $ 143,000 |
| Lake, Indiana | 31 | $ 6,425,000 | $ 207,258 | $ 92,000 |
| Westchester, New York | 30 | $ 12,950,000 | $ 431,666 | $ 147,000 |
| Plymouth, Massachusetts | 26 | $ 7,970,000 | $ 306,538 | $ 151,000 |
| Kings, New York | 26 | $ 15,330,000 | $ 589,615 | $ 132,000 |
| Suffolk, Massachusetts | 25 | $ 14,775,000 | $ 591,000 | $ 196,000 |
| Collier, Florida | 23 | $ 10,185,000 | $ 442,826 | $ 183,000 |
| Kendall, Illinois | 23 | $ 4,905,000 | $ 213,260 | $ 104,000 |
| Sauk, Wisconsin | 21 | $ 3,795,000 | $ 180,714 | $ 71,000 |
| Fairfield, Connecticut | 19 | $ 7,015,000 | $ 369,210 | $ 147,000 |
| DeKalb, Illinois | 18 | $ 3,560,000 | $ 197,777 | $ 113,000 |
| Winnebago, Illinois | 18 | $ 2,570,000 | $ 142,777 | $ 72,000 |
| Bristol, Massachusetts | 18 | $ 5,660,000 | $ 314,444 | $ 125,000 |
| Bronx, New York | 17 | $ 8,065,000 | $ 474,411 | $ 132,000 |
| Kenosha, Wisconsin | 15 | $ 3,865,000 | $ 257,666 | $ 136,000 |
| Lee, Florida | 14 | $ 3,840,000 | $ 274,285 | $ 98,000 |
| Bergen, New Jersey | 14 | $ 5,340,000 | $ 381,428 | $ 160,000 |
| Dane, Wisconsin | 14 | $ 2,970,000 | $ 212,142 | $ 63,000 |
| Orange, New York | 13 | $ 5,275,000 | $ 405,769 | $ 139,000 |
| Kent, Rhode Island | 13 | $ 3,825,000 | $ 294,230 | $ 106,000 |
| Ogle, Illinois | 12 | $ 2,340,000 | $ 195,000 | $ 97,000 |
| Sangamon, Illinois | 12 | $ 1,420,000 | $ 118,333 | $ 77,000 |
| Woodford, Illinois | 12 | $ 810,000 | $ 67,500 | $ 43,000 |
| LaPorte, Indiana | 12 | $ 3,390,000 | $ 282,500 | $ 144,000 |
| Barnstable, Massachusetts | 12 | $ 4,270,000 | $ 355,833 | $ 180,000 |
| Oakland, Michigan | 12 | $ 2,820,000 | $ 235,000 | $ 212,000 |
| San Diego, California | 11 | $ 5,675,000 | $ 515,909 | $ 146,000 |
| Norfolk, Massachusetts | 11 | $ 4,595,000 | $ 417,727 | $ 115,000 |
| Monmouth, New Jersey | 11 | $ 4,345,000 | $ 395,000 | $ 153,000 |
| St. Lawrence, New York | 11 | $ 1,435,000 | $ 130,454 | $ 58,000 |
| Waukesha, Wisconsin | 11 | $ 4,575,000 | $ 415,909 | $ 210,000 |
| Windham, Connecticut | 10 | $ 2,430,000 | $ 243,000 | $ 83,000 |
| Miami-Dade, Florida | 10 | $ 5,830,000 | $ 583,000 | $ 187,000 |
| Palm Beach, Florida | 10 | $ 3,120,000 | $ 312,000 | $ 617,000 |
| Pinellas, Florida | 10 | $ 1,880,000 | $ 188,000 | $ 110,000 |
| Boone, Illinois | 10 | $ 1,950,000 | $ 195,000 | $ 90,000 |
| LaSalle, Illinois | 10 | $ 870,000 | $ 87,000 | $ 67,000 |
| Franklin, Massachusetts | 10 | $ 1,430,000 | $ 143,000 | $ 70,000 |
| Clinton, New York | 10 | $ 1,450,000 | $ 145,000 | $ 60,000 |
| Tolland, Connecticut | 9 | $ 2,085,000 | $ 231,666 | $ 86,000 |
| McLean, Illinois | 9 | $ 965,000 | $ 107,222 | $ 51,000 |
| Hampshire, Massachusetts | 9 | $ 1,235,000 | $ 137,222 | $ 65,000 |
| Clark, Nevada | 9 | $ 2,995,000 | $ 332,777 | $ 137,000 |
| Yavapai, Arizona | 8 | $ 7,130,000 | $ 891,250 | $ 255,000 |
| Essex, Massachusetts | 8 | $ 4,010,000 | $ 501,250 | $ 174,000 |
| Wake, North Carolina | 8 | $ 2,450,000 | $ 306,250 | $ 73,000 |
| New Haven, Connecticut | 7 | $ 1,215,000 | $ 173,571 | $ 56,000 |
| Bureau, Illinois | 7 | $ 405,000 | $ 57,857 | $ 55,000 |
| Putnam, New York | 7 | $ 2,275,000 | $ 325,000 | $ 109,000 |
| Lexington, South Carolina | 7 | $ 1,445,000 | $ 206,428 | $ 61,000 |
| Juneau, Wisconsin | 7 | $ 1,045,000 | $ 149,285 | $ 168,000 |
| Milwaukee, Wisconsin | 7 | $ 1,945,000 | $ 277,857 | $ 181,000 |
| Pinal, Arizona | 6 | $ 1,240,000 | $ 206,666 | $ 117,000 |
| Broward, Florida | 6 | $ 2,060,000 | $ 343,333 | $ 241,000 |
| Escambia, Florida | 6 | $ 910,000 | $ 151,666 | $ 56,000 |
| Porter, Indiana | 6 | $ 1,440,000 | $ 240,000 | $ 92,000 |
| Berrien, Michigan | 6 | $ 6,500,000 | $ 1,083,333 | $ 416,000 |
| Columbia, Wisconsin | 6 | $ 930,000 | $ 155,000 | $ 84,000 |
| Marquette, Wisconsin | 6 | $ 860,000 | $ 143,333 | $ 69,000 |
| Lake, Florida | 5 | $ 1,395,000 | $ 279,000 | $ 85,000 |
| Sarasota, Florida | 5 | $ 1,545,000 | $ 309,000 | $ 127,000 |
| Grundy, Illinois | 5 | $ 795,000 | $ 159,000 | $ 71,000 |
| Butler, Kansas | 5 | $ 885,000 | $ 177,000 | $ 82,000 |
| Johnson, Kansas | 5 | $ 1,905,000 | $ 381,000 | $ 197,000 |
| Wayne, Michigan | 5 | $ 1,025,000 | $ 205,000 | $ 54,000 |
| Mercer, New Jersey | 5 | $ 895,000 | $ 179,000 | $ 81,000 |
| Middlesex, New Jersey | 5 | $ 1,785,000 | $ 357,000 | $ 169,000 |
| Ocean, New Jersey | 5 | $ 1,645,000 | $ 329,000 | $ 130,000 |
| Union, New Jersey | 5 | $ 2,255,000 | $ 451,000 | $ 144,000 |
| Iredell, North Carolina | 5 | $ 685,000 | $ 137,000 | $ 193,000 |
| Hamilton, Ohio | 5 | $ 545,000 | $ 109,000 | $ 67,000 |
| Richland, South Carolina | 5 | $ 795,000 | $ 159,000 | $ 49,000 |
| King, Washington | 5 | $ 2,565,000 | $ 513,000 | $ 158,000 |
| Adams, Wisconsin | 5 | $ 1,015,000 | $ 203,000 | $ 94,000 |
| Baldwin, Alabama | 4 | $ 1,030,000 | $ 257,500 | $ 123,000 |
| Imperial, California | 4 | $ 900,000 | $ 225,000 | $ 115,000 |
| Los Angeles, California | 4 | $ 1,810,000 | $ 452,500 | $ 140,000 |
| Hillsborough, Florida | 4 | $ 1,620,000 | $ 405,000 | $ 161,000 |
| Manatee, Florida | 4 | $ 1,510,000 | $ 377,500 | $ 539,000 |
| Marshall, Illinois | 4 | $ 160,000 | $ 40,000 | $ 38,000 |
| Clinton, Iowa | 4 | $ 800,000 | $ 200,000 | $ 85,000 |
| Reno, Kansas | 4 | $ 410,000 | $ 102,500 | $ 63,000 |
| Platte, Missouri | 4 | $ 1,280,000 | $ 320,000 | $ 121,000 |
| Rockland, New York | 4 | $ 1,510,000 | $ 377,500 | $ 115,000 |
| Schenectady, New York | 4 | $ 1,320,000 | $ 330,000 | $ 101,000 |
| Chester, Pennsylvania | 4 | $ 1,300,000 | $ 325,000 | $ 98,000 |
| Pike, Pennsylvania | 4 | $ 770,000 | $ 192,500 | $ 140,000 |
| Washington, Rhode Island | 4 | $ 1,010,000 | $ 252,500 | $ 140,000 |
| Denton, Texas | 4 | $ 1,260,000 | $ 315,000 | $ 138,000 |
| Rock, Wisconsin | 4 | $ 830,000 | $ 207,500 | $ 134,000 |
| Douglas, Colorado | 3 | $ 1,105,000 | $ 368,333 | $ 152,000 |
| Eagle, Colorado | 3 | $ 1,525,000 | $ 508,333 | $ 174,000 |
| Litchfield, Connecticut | 3 | $ 335,000 | $ 111,666 | $ 72,000 |
| New London, Connecticut | 3 | $ 595,000 | $ 198,333 | $ 65,000 |
| District of Columbia, District Of Columbia | 3 | $ 1,725,000 | $ 575,000 | $ 143,000 |
| Orange, Florida | 3 | $ 1,055,000 | $ 351,666 | $ 165,000 |
| Polk, Florida | 3 | $ 905,000 | $ 301,666 | $ 117,000 |
| Santa Rosa, Florida | 3 | $ 495,000 | $ 165,000 | $ 52,000 |
| DeKalb, Georgia | 3 | $ 965,000 | $ 321,666 | $ 106,000 |
| Fulton, Illinois | 3 | $ 195,000 | $ 65,000 | $ 36,000 |
| Knox, Illinois | 3 | $ 495,000 | $ 165,000 | $ 71,000 |
| Lee, Illinois | 3 | $ 325,000 | $ 108,333 | $ 52,000 |
| Adams, Indiana | 3 | $ 375,000 | $ 125,000 | $ 50,000 |
| Hamilton, Indiana | 3 | $ 775,000 | $ 258,333 | $ 159,000 |
| Ripley, Indiana | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| Starke, Indiana | 3 | $ 455,000 | $ 151,666 | $ 90,000 |
| Cheshire, New Hampshire | 3 | $ 575,000 | $ 191,666 | $ 52,000 |
| Hillsborough, New Hampshire | 3 | $ 845,000 | $ 281,666 | $ 102,000 |
| New York, New York | 3 | $ 1,015,000 | $ 338,333 | $ 113,000 |
| Saratoga, New York | 3 | $ 485,000 | $ 161,666 | $ 63,000 |
| Horry, South Carolina | 3 | $ 775,000 | $ 258,333 | $ 69,000 |
| Shenandoah, Virginia | 3 | $ 295,000 | $ 98,333 | $ 40,000 |
| Clark, Washington | 3 | $ 915,000 | $ 305,000 | $ 80,000 |
| Grant, Wisconsin | 3 | $ 365,000 | $ 121,666 | $ 47,000 |
| Orange, California | 2 | $ 2,320,000 | $ 1,160,000 | $ 308,000 |
| Riverside, California | 2 | $ 800,000 | $ 400,000 | $ 229,000 |
| Santa Clara, California | 2 | $ 810,000 | $ 405,000 | $ 354,000 |
| Routt, Colorado | 2 | $ 870,000 | $ 435,000 | $ 316,000 |
| Charlotte, Florida | 2 | $ 390,000 | $ 195,000 | $ 197,000 |
| Martin, Florida | 2 | $ 880,000 | $ 440,000 | $ 240,000 |
| Osceola, Florida | 2 | $ 470,000 | $ 235,000 | $ 245,000 |
| Seminole, Florida | 2 | $ 1,020,000 | $ 510,000 | $ 132,000 |
| St. Johns, Florida | 2 | $ 640,000 | $ 320,000 | $ 104,000 |
| St. Lucie, Florida | 2 | $ 280,000 | $ 140,000 | $ 102,000 |
| Fulton, Georgia | 2 | $ 1,580,000 | $ 790,000 | $ 390,000 |
| Newton, Georgia | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Champaign, Illinois | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| Ford, Illinois | 2 | $ 120,000 | $ 60,000 | $ 110,000 |
| Jackson, Illinois | 2 | $ 310,000 | $ 155,000 | $ 101,000 |
| Jo Daviess, Illinois | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| Mason, Illinois | 2 | $ 80,000 | $ 40,000 | $ 70,000 |
| McDonough, Illinois | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| Piatt, Illinois | 2 | $ 690,000 | $ 345,000 | $ 89,000 |
| Rock Island, Illinois | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Stark, Illinois | 2 | $ 200,000 | $ 100,000 | $ 88,000 |
| Marshall, Indiana | 2 | $ 250,000 | $ 125,000 | $ 41,000 |
| St. Joseph, Indiana | 2 | $ 260,000 | $ 130,000 | $ 42,000 |
| White, Indiana | 2 | $ 390,000 | $ 195,000 | $ 219,000 |
| Cedar, Iowa | 2 | $ 100,000 | $ 50,000 | $ 25,000 |
| Jackson, Iowa | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Jessamine, Kentucky | 2 | $ 1,090,000 | $ 545,000 | $ 187,000 |
| Cumberland, Maine | 2 | $ 670,000 | $ 335,000 | $ 141,000 |
| Anne Arundel, Maryland | 2 | $ 730,000 | $ 365,000 | $ 179,000 |
| Baltimore City, Maryland | 2 | $ 280,000 | $ 140,000 | $ 138,000 |
| Harford, Maryland | 2 | $ 330,000 | $ 165,000 | $ 113,000 |
| Berkshire, Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Cass, Michigan | 2 | $ 640,000 | $ 320,000 | $ 258,000 |
| Gogebic, Michigan | 2 | $ 410,000 | $ 205,000 | $ 278,000 |
| Ingham, Michigan | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Van Buren, Michigan | 2 | $ 350,000 | $ 175,000 | $ 235,000 |
| Hennepin, Minnesota | 2 | $ 680,000 | $ 340,000 | $ 325,000 |
| Washington, Minnesota | 2 | $ 380,000 | $ 190,000 | $ 120,000 |
| Camden, Missouri | 2 | $ 420,000 | $ 210,000 | $ 422,000 |
| St. Louis, Missouri | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Flathead, Montana | 2 | $ 750,000 | $ 375,000 | $ 525,000 |
| Sullivan, New Hampshire | 2 | $ 500,000 | $ 250,000 | $ 138,000 |
| Camden, New Jersey | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Hunterdon, New Jersey | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Passaic, New Jersey | 2 | $ 830,000 | $ 415,000 | $ 97,000 |
| Erie, New York | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Onondaga, New York | 2 | $ 540,000 | $ 270,000 | $ 85,000 |
| Sullivan, New York | 2 | $ 580,000 | $ 290,000 | $ 109,000 |
| Ulster, New York | 2 | $ 920,000 | $ 460,000 | $ 126,000 |
| Cumberland, North Carolina | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| Mecklenburg, North Carolina | 2 | $ 610,000 | $ 305,000 | $ 191,000 |
| Orange, North Carolina | 2 | $ 680,000 | $ 340,000 | $ 125,000 |
| Cuyahoga, Ohio | 2 | $ 1,160,000 | $ 580,000 | $ 49,000 |
| Medina, Ohio | 2 | $ 460,000 | $ 230,000 | $ 121,000 |
| Klamath, Oregon | 2 | $ 650,000 | $ 325,000 | $ 149,000 |
| Marion, Oregon | 2 | $ 340,000 | $ 170,000 | $ 48,000 |
| Washington, Oregon | 2 | $ 570,000 | $ 285,000 | $ 228,000 |
| Yamhill, Oregon | 2 | $ 550,000 | $ 275,000 | $ 105,000 |
| Monroe, Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 110,000 |
| Wayne, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 193,000 |
| Newport, Rhode Island | 2 | $ 950,000 | $ 475,000 | $ 191,000 |
| Beaufort, South Carolina | 2 | $ 820,000 | $ 410,000 | $ 222,000 |
| Jasper, South Carolina | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| York, South Carolina | 2 | $ 630,000 | $ 315,000 | $ 82,000 |
| Hamilton, Tennessee | 2 | $ 410,000 | $ 205,000 | $ 74,000 |
| Dallas, Texas | 2 | $ 700,000 | $ 350,000 | $ 137,000 |
| Travis, Texas | 2 | $ 1,170,000 | $ 585,000 | $ 189,000 |
| Summit, Utah | 2 | $ 2,460,000 | $ 1,230,000 | $ 350,000 |
| Arlington, Virginia | 2 | $ 990,000 | $ 495,000 | $ 284,000 |
| Culpeper, Virginia | 2 | $ 330,000 | $ 165,000 | $ 115,000 |
| Fairfax, Virginia | 2 | $ 1,160,000 | $ 580,000 | $ 270,000 |
| Clark, Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 170,000 |
| Dodge, Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Oneida, Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 153,000 |
| Racine, Wisconsin | 2 | $ 760,000 | $ 380,000 | $ 316,000 |
| Vernon, Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
| Kenai Peninsula, Alaska | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Mohave, Arizona | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Benton, Arkansas | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Lincoln, Arkansas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Saline, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Alameda, California | 1 | $ 775,000 | $ 775,000 | $ 145,000 |
| Contra Costa, California | 1 | $ 475,000 | $ 475,000 | $ 165,000 |
| San Bernardino, California | 1 | $ 265,000 | $ 265,000 | $ 271,000 |
| San Luis Obispo, California | 1 | $ 495,000 | $ 495,000 | $ 191,000 |
| Ventura, California | 1 | $ 385,000 | $ 385,000 | $ 218,000 |
| Arapahoe, Colorado | 1 | $ 425,000 | $ 425,000 | $ 53,000 |
| Denver, Colorado | 1 | $ 435,000 | $ 435,000 | $ 550,000 |
| Jefferson, Colorado | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| La Plata, Colorado | 1 | $ 545,000 | $ 545,000 | $ 248,000 |
| Montrose, Colorado | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| New Castle, Delaware | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Brevard, Florida | 1 | $ 345,000 | $ 345,000 | $ 106,000 |
| Flagler, Florida | 1 | $ 425,000 | $ 425,000 | $ 77,000 |
| Monroe, Florida | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Pasco, Florida | 1 | $ 535,000 | $ 535,000 | $ 176,000 |
| Volusia, Florida | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Walton, Florida | 1 | $ 705,000 | $ 705,000 | $ 442,000 |
| Clayton, Georgia | 1 | $ 255,000 | $ 255,000 | $ 9,000 |
| Cobb, Georgia | 1 | $ 255,000 | $ 255,000 | $ 189,000 |
| Columbia, Georgia | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Fayette, Georgia | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Forsyth, Georgia | 1 | $ 355,000 | $ 355,000 | $ 245,000 |
| Rockdale, Georgia | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Kauai, Hawaii | 1 | $ 735,000 | $ 735,000 | $ 175,000 |
| Blaine, Idaho | 1 | $ 1,005,000 | $ 1,005,000 | $ 345,000 |
| Christian, Illinois | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Coles, Illinois | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Kankakee, Illinois | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Livingston, Illinois | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Macon, Illinois | 1 | $ 95,000 | $ 95,000 | $ 185,000 |
| Moultrie, Illinois | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Whiteside, Illinois | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Kosciusko, Indiana | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Monroe, Indiana | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Noble, Indiana | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Pulaski, Indiana | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Wayne, Indiana | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Wells, Indiana | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Dubuque, Iowa | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Polk, Iowa | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Cowley, Kansas | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Hardin, Kentucky | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Marshall, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Bossier, Louisiana | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Orleans, Louisiana | 1 | $ 965,000 | $ 965,000 | $ 443,000 |
| Kennebec, Maine | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| York, Maine | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Prince George's, Maryland | 1 | $ 615,000 | $ 615,000 | $ 290,000 |
| Queen Anne's, Maryland | 1 | $ 695,000 | $ 695,000 | $ 390,000 |
| Dukes, Massachusetts | 1 | $ 1,245,000 | $ 1,245,000 | $ 542,000 |
| Nantucket, Massachusetts | 1 | $ 1,865,000 | $ 1,865,000 | $ 408,000 |
| Hillsdale, Michigan | 1 | $ 255,000 | $ 255,000 | $ 305,000 |
| Lapeer, Michigan | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Leelanau, Michigan | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Mackinac, Michigan | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Monroe, Michigan | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Muskegon, Michigan | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Ottawa, Michigan | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Washtenaw, Michigan | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Dakota, Minnesota | 1 | $ 465,000 | $ 465,000 | $ 120,000 |
| Ramsey, Minnesota | 1 | $ 465,000 | $ 465,000 | $ 148,000 |
| Wright, Minnesota | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Tate, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Christian, Missouri | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| St. Louis City, Missouri | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Buffalo, Nebraska | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Douglas, Nebraska | 1 | $ 145,000 | $ 145,000 | $ 172,000 |
| Lancaster, Nebraska | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Belknap, New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Merrimack, New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Rockingham, New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Burlington, New Jersey | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Cape May, New Jersey | 1 | $ 355,000 | $ 355,000 | $ 363,000 |
| Essex, New Jersey | 1 | $ 535,000 | $ 535,000 | $ 265,000 |
| Somerset, New Jersey | 1 | $ 555,000 | $ 555,000 | $ 104,000 |
| Bernalillo, New Mexico | 1 | $ 185,000 | $ 185,000 | $ 234,000 |
| Cattaraugus, New York | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Essex, New York | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Franklin, New York | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Monroe, New York | 1 | $ 695,000 | $ 695,000 | $ 968,000 |
| Schoharie, New York | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Catawba, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Hoke, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 188,000 |
| Johnston, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| New Hanover, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| Pender, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Pitt, North Carolina | 1 | $ 535,000 | $ 535,000 | $ 107,000 |
| Cass, North Dakota | 1 | $ 395,000 | $ 395,000 | $ 285,000 |
| Butler, Ohio | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Franklin, Ohio | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Lucas, Ohio | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Stark, Ohio | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| McIntosh, Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 52,000 |
| Payne, Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Douglas, Oregon | 1 | $ 115,000 | $ 115,000 | $ 224,000 |
| Josephine, Oregon | 1 | $ 375,000 | $ 375,000 | $ 73,000 |
| Multnomah, Oregon | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Berks, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Bucks, Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 257,000 |
| Carbon, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Fayette, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Lehigh, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Mifflin, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Philadelphia, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Washington, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Dorchester, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Fairfield, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Lancaster, South Carolina | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Newberry, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Oconee, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 490,000 |
| Pickens, South Carolina | 1 | $ 715,000 | $ 715,000 | $ 195,000 |
| Minnehaha, South Dakota | 1 | $ 545,000 | $ 545,000 | $ 144,000 |
| Carroll, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Davidson, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Knox, Tennessee | 1 | $ 665,000 | $ 665,000 | $ 343,000 |
| Rhea, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 262,000 |
| Shelby, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Williamson, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 257,000 |
| Grayson, Texas | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Hopkins, Texas | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Rockwall, Texas | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Rutland, Vermont | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Windham, Vermont | 1 | $ 195,000 | $ 195,000 | $ 242,000 |
| Windsor, Vermont | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Chesterfield, Virginia | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Frederick, Virginia | 1 | $ 305,000 | $ 305,000 | $ 47,000 |
| Manassas, Virginia | 1 | $ 525,000 | $ 525,000 | $ 236,000 |
| Middlesex, Virginia | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Norfolk, Virginia | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Northampton, Virginia | 1 | $ 425,000 | $ 425,000 | $ 185,000 |
| Prince Edward, Virginia | 1 | $ 275,000 | $ 275,000 | $ 179,000 |
| Pierce, Washington | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Bayfield, Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Calumet, Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Door, Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 213,000 |
| Green, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Iowa, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Monroe, Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Portage, Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Richland, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Wood, Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,320 | $623,500,000 | $268,000 | $7,725,000 | $112,000 | $4,738,000 |
| Refinancing | 1,325 | $399,255,000 | $301,000 | $2,145,000 | $150,000 | $3,552,000 |
| Cash-out Refinancing | 571 | $171,025,000 | $299,000 | $1,365,000 | $126,000 | $1,151,000 |
| Other Purpose | 42 | $10,320,000 | $245,000 | $545,000 | $165,000 | $721,000 |
| Home Improvement | 15 | $1,985,000 | $132,000 | $335,000 | $138,000 | $305,000 |
| Not Applicable | 1 | $145,000 | $145,000 | $145,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,815 | $811,525,000 | $288,000 | $4,805,000 | $137,000 | $4,738,000 |
| Hispanic | 677 | $148,855,000 | $219,000 | $1,075,000 | $82,000 | $457,000 |
| Black or African American | 310 | $69,860,000 | $225,000 | $1,285,000 | $96,000 | $1,904,000 |
| Not Provided | 252 | $85,230,000 | $338,000 | $2,475,000 | $139,000 | $1,074,000 |
| Asian | 196 | $71,840,000 | $366,000 | $1,605,000 | $149,000 | $970,000 |
| Not applicable | 11 | $14,465,000 | $1,315,000 | $7,725,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $1,705,000 | $341,000 | $455,000 | $89,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $103,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,605 | $1,045,025,000 | $289,000 | $7,725,000 | $136,000 | $4,738,000 |
| FHA-insured (Federal Housing Administration) | 542 | $128,530,000 | $237,000 | $1,075,000 | $68,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 88 | $25,850,000 | $293,000 | $735,000 | $85,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $6,825,000 | $175,000 | $325,000 | $55,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,262 | $893,360,000 | $273,000 | $7,725,000 | $126,000 | $4,738,000 |
| Application Withdrawn By Applicant | 447 | $145,495,000 | $325,000 | $2,485,000 | $142,000 | $1,600,000 |
| Application Denied By Financial Institution | 338 | $97,080,000 | $287,000 | $2,905,000 | $110,000 | $3,492,000 |
| File Closed For Incompleteness | 206 | $64,070,000 | $311,000 | $1,865,000 | $122,000 | $1,055,000 |
| Application Approved But Not Accepted | 20 | $6,080,000 | $304,000 | $575,000 | $120,000 | $290,000 |
| Loan Purchased By The Institution | 1 | $145,000 | $145,000 | $145,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,936 | $1,109,150,000 | $281,000 | $7,725,000 | $128,000 | $4,738,000 |
| Debt-To-Income Ratio | 99 | $29,985,000 | $302,000 | $2,905,000 | $78,000 | $705,000 |
| Collateral | 48 | $15,580,000 | $324,000 | $1,375,000 | $134,000 | $526,000 |
| Credit History | 48 | $10,760,000 | $224,000 | $785,000 | $82,000 | $171,000 |
| Other | 42 | $11,970,000 | $285,000 | $1,365,000 | $172,000 | $3,492,000 |
| Unverifiable Information | 40 | $11,880,000 | $297,000 | $775,000 | $136,000 | $503,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $11,620,000 | $322,000 | $995,000 | $134,000 | $470,000 |
| Employment History | 25 | $5,285,000 | $211,000 | $625,000 | $64,000 | $223,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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