Inland Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Inland Bank & Trust 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,274 |
| Total Mortgage Loan Application Amount | $1,206,230,000 |
| Average Mortgage Loan Application Amount | $231,666 |
| Highest Mortgage Loan Application Amount | $7,725,000 |
| Average Applicant Income | $115,166 |
| Highest Applicant Income | $4,738,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Inland Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inland Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Inland Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inland Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Inland Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inland Bank & Trust's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 976 | $ 299,120,000 | $ 306,000 | $ 137,000 |
| Hampden County Massachusetts | 328 | $ 55,280,000 | $ 168,000 | $ 63,000 |
| DuPage County Illinois | 310 | $ 90,350,000 | $ 291,000 | $ 138,000 |
| Lake County Illinois | 227 | $ 69,365,000 | $ 305,000 | $ 176,000 |
| Kane County Illinois | 152 | $ 37,160,000 | $ 244,000 | $ 131,000 |
| Will County Illinois | 144 | $ 35,830,000 | $ 248,000 | $ 113,000 |
| McHenry County Illinois | 100 | $ 18,900,000 | $ 189,000 | $ 91,000 |
| Worcester County Massachusetts | 99 | $ 27,605,000 | $ 278,000 | $ 97,000 |
| Peoria County Illinois | 85 | $ 7,055,000 | $ 83,000 | $ 58,000 |
| Nassau County New York | 77 | $ 33,205,000 | $ 431,000 | $ 146,000 |
| Walworth County Wisconsin | 68 | $ 21,950,000 | $ 322,000 | $ 208,000 |
| Maricopa County Arizona | 67 | $ 26,555,000 | $ 396,000 | $ 210,000 |
| Middlesex County Massachusetts | 59 | $ 24,385,000 | $ 413,000 | $ 131,000 |
| Suffolk County New York | 58 | $ 23,520,000 | $ 405,000 | $ 123,000 |
| Tazewell County Illinois | 57 | $ 5,955,000 | $ 104,000 | $ 59,000 |
| Sedgwick County Kansas | 52 | $ 8,270,000 | $ 159,000 | $ 66,000 |
| Providence County Rhode Island | 51 | $ 12,715,000 | $ 249,000 | $ 81,000 |
| Hartford County Connecticut | 49 | $ 7,945,000 | $ 162,000 | $ 70,000 |
| Queens County New York | 44 | $ 18,320,000 | $ 416,000 | $ 108,000 |
| Richmond County New York | 33 | $ 13,995,000 | $ 424,000 | $ 143,000 |
| Lake County Indiana | 31 | $ 6,425,000 | $ 207,000 | $ 92,000 |
| Westchester County New York | 30 | $ 12,950,000 | $ 431,000 | $ 147,000 |
| Plymouth County Massachusetts | 26 | $ 7,970,000 | $ 306,000 | $ 151,000 |
| Kings County New York | 26 | $ 15,330,000 | $ 589,000 | $ 132,000 |
| Suffolk County Massachusetts | 25 | $ 14,775,000 | $ 591,000 | $ 196,000 |
| Collier County Florida | 23 | $ 10,185,000 | $ 442,000 | $ 183,000 |
| Kendall County Illinois | 23 | $ 4,905,000 | $ 213,000 | $ 104,000 |
| Sauk County Wisconsin | 21 | $ 3,795,000 | $ 180,000 | $ 71,000 |
| Fairfield County Connecticut | 19 | $ 7,015,000 | $ 369,000 | $ 147,000 |
| DeKalb County Illinois | 18 | $ 3,560,000 | $ 197,000 | $ 113,000 |
| Winnebago County Illinois | 18 | $ 2,570,000 | $ 142,000 | $ 72,000 |
| Bristol County Massachusetts | 18 | $ 5,660,000 | $ 314,000 | $ 125,000 |
| Bronx County New York | 17 | $ 8,065,000 | $ 474,000 | $ 132,000 |
| Kenosha County Wisconsin | 15 | $ 3,865,000 | $ 257,000 | $ 136,000 |
| Lee County Florida | 14 | $ 3,840,000 | $ 274,000 | $ 98,000 |
| Bergen County New Jersey | 14 | $ 5,340,000 | $ 381,000 | $ 160,000 |
| Dane County Wisconsin | 14 | $ 2,970,000 | $ 212,000 | $ 63,000 |
| Orange County New York | 13 | $ 5,275,000 | $ 405,000 | $ 139,000 |
| Kent County Rhode Island | 13 | $ 3,825,000 | $ 294,000 | $ 106,000 |
| Ogle County Illinois | 12 | $ 2,340,000 | $ 195,000 | $ 97,000 |
| Sangamon County Illinois | 12 | $ 1,420,000 | $ 118,000 | $ 77,000 |
| Woodford County Illinois | 12 | $ 810,000 | $ 67,000 | $ 43,000 |
| LaPorte County Indiana | 12 | $ 3,390,000 | $ 282,000 | $ 144,000 |
| Barnstable County Massachusetts | 12 | $ 4,270,000 | $ 355,000 | $ 180,000 |
| Oakland County Michigan | 12 | $ 2,820,000 | $ 235,000 | $ 212,000 |
| San Diego County California | 11 | $ 5,675,000 | $ 515,000 | $ 146,000 |
| Norfolk County Massachusetts | 11 | $ 4,595,000 | $ 417,000 | $ 115,000 |
| Monmouth County New Jersey | 11 | $ 4,345,000 | $ 395,000 | $ 153,000 |
| St. Lawrence County New York | 11 | $ 1,435,000 | $ 130,000 | $ 58,000 |
| Waukesha County Wisconsin | 11 | $ 4,575,000 | $ 415,000 | $ 210,000 |
| Windham County Connecticut | 10 | $ 2,430,000 | $ 243,000 | $ 83,000 |
| Miami-Dade County Florida | 10 | $ 5,830,000 | $ 583,000 | $ 187,000 |
| Palm Beach County Florida | 10 | $ 3,120,000 | $ 312,000 | $ 617,000 |
| Pinellas County Florida | 10 | $ 1,880,000 | $ 188,000 | $ 110,000 |
| Boone County Illinois | 10 | $ 1,950,000 | $ 195,000 | $ 90,000 |
| LaSalle County Illinois | 10 | $ 870,000 | $ 87,000 | $ 67,000 |
| Franklin County Massachusetts | 10 | $ 1,430,000 | $ 143,000 | $ 70,000 |
| Clinton County New York | 10 | $ 1,450,000 | $ 145,000 | $ 60,000 |
| Tolland County Connecticut | 9 | $ 2,085,000 | $ 231,000 | $ 86,000 |
| McLean County Illinois | 9 | $ 965,000 | $ 107,000 | $ 51,000 |
| Hampshire County Massachusetts | 9 | $ 1,235,000 | $ 137,000 | $ 65,000 |
| Clark County Nevada | 9 | $ 2,995,000 | $ 332,000 | $ 137,000 |
| Yavapai County Arizona | 8 | $ 7,130,000 | $ 891,000 | $ 255,000 |
| Essex County Massachusetts | 8 | $ 4,010,000 | $ 501,000 | $ 174,000 |
| Wake County North Carolina | 8 | $ 2,450,000 | $ 306,000 | $ 73,000 |
| New Haven County Connecticut | 7 | $ 1,215,000 | $ 173,000 | $ 56,000 |
| Bureau County Illinois | 7 | $ 405,000 | $ 57,000 | $ 55,000 |
| Putnam County New York | 7 | $ 2,275,000 | $ 325,000 | $ 109,000 |
| Lexington County South Carolina | 7 | $ 1,445,000 | $ 206,000 | $ 61,000 |
| Juneau County Wisconsin | 7 | $ 1,045,000 | $ 149,000 | $ 168,000 |
| Milwaukee County Wisconsin | 7 | $ 1,945,000 | $ 277,000 | $ 181,000 |
| Pinal County Arizona | 6 | $ 1,240,000 | $ 206,000 | $ 117,000 |
| Broward County Florida | 6 | $ 2,060,000 | $ 343,000 | $ 241,000 |
| Escambia County Florida | 6 | $ 910,000 | $ 151,000 | $ 56,000 |
| Porter County Indiana | 6 | $ 1,440,000 | $ 240,000 | $ 92,000 |
| Berrien County Michigan | 6 | $ 6,500,000 | $ 1,083,000 | $ 416,000 |
| Columbia County Wisconsin | 6 | $ 930,000 | $ 155,000 | $ 84,000 |
| Marquette County Wisconsin | 6 | $ 860,000 | $ 143,000 | $ 69,000 |
| Lake County Florida | 5 | $ 1,395,000 | $ 279,000 | $ 85,000 |
| Sarasota County Florida | 5 | $ 1,545,000 | $ 309,000 | $ 127,000 |
| Grundy County Illinois | 5 | $ 795,000 | $ 159,000 | $ 71,000 |
| Butler County Kansas | 5 | $ 885,000 | $ 177,000 | $ 82,000 |
| Johnson County Kansas | 5 | $ 1,905,000 | $ 381,000 | $ 197,000 |
| Wayne County Michigan | 5 | $ 1,025,000 | $ 205,000 | $ 54,000 |
| Mercer County New Jersey | 5 | $ 895,000 | $ 179,000 | $ 81,000 |
| Middlesex County New Jersey | 5 | $ 1,785,000 | $ 357,000 | $ 169,000 |
| Ocean County New Jersey | 5 | $ 1,645,000 | $ 329,000 | $ 130,000 |
| Union County New Jersey | 5 | $ 2,255,000 | $ 451,000 | $ 144,000 |
| Iredell County North Carolina | 5 | $ 685,000 | $ 137,000 | $ 193,000 |
| Hamilton County Ohio | 5 | $ 545,000 | $ 109,000 | $ 67,000 |
| Richland County South Carolina | 5 | $ 795,000 | $ 159,000 | $ 49,000 |
| King County Washington | 5 | $ 2,565,000 | $ 513,000 | $ 158,000 |
| Adams County Wisconsin | 5 | $ 1,015,000 | $ 203,000 | $ 94,000 |
| Baldwin County Alabama | 4 | $ 1,030,000 | $ 257,000 | $ 123,000 |
| Imperial County California | 4 | $ 900,000 | $ 225,000 | $ 115,000 |
| Los Angeles County California | 4 | $ 1,810,000 | $ 452,000 | $ 140,000 |
| Hillsborough County Florida | 4 | $ 1,620,000 | $ 405,000 | $ 161,000 |
| Manatee County Florida | 4 | $ 1,510,000 | $ 377,000 | $ 539,000 |
| Marshall County Illinois | 4 | $ 160,000 | $ 40,000 | $ 38,000 |
| Clinton County Iowa | 4 | $ 800,000 | $ 200,000 | $ 85,000 |
| Reno County Kansas | 4 | $ 410,000 | $ 102,000 | $ 63,000 |
| Platte County Missouri | 4 | $ 1,280,000 | $ 320,000 | $ 121,000 |
| Rockland County New York | 4 | $ 1,510,000 | $ 377,000 | $ 115,000 |
| Schenectady County New York | 4 | $ 1,320,000 | $ 330,000 | $ 101,000 |
| Chester County Pennsylvania | 4 | $ 1,300,000 | $ 325,000 | $ 98,000 |
| Pike County Pennsylvania | 4 | $ 770,000 | $ 192,000 | $ 140,000 |
| Washington County Rhode Island | 4 | $ 1,010,000 | $ 252,000 | $ 140,000 |
| Denton County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 138,000 |
| Rock County Wisconsin | 4 | $ 830,000 | $ 207,000 | $ 134,000 |
| Douglas County Colorado | 3 | $ 1,105,000 | $ 368,000 | $ 152,000 |
| Eagle County Colorado | 3 | $ 1,525,000 | $ 508,000 | $ 174,000 |
| Litchfield County Connecticut | 3 | $ 335,000 | $ 111,000 | $ 72,000 |
| New London County Connecticut | 3 | $ 595,000 | $ 198,000 | $ 65,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,725,000 | $ 575,000 | $ 143,000 |
| Orange County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 165,000 |
| Polk County Florida | 3 | $ 905,000 | $ 301,000 | $ 117,000 |
| Santa Rosa County Florida | 3 | $ 495,000 | $ 165,000 | $ 52,000 |
| DeKalb County Georgia | 3 | $ 965,000 | $ 321,000 | $ 106,000 |
| Fulton County Illinois | 3 | $ 195,000 | $ 65,000 | $ 36,000 |
| Knox County Illinois | 3 | $ 495,000 | $ 165,000 | $ 71,000 |
| Lee County Illinois | 3 | $ 325,000 | $ 108,000 | $ 52,000 |
| Adams County Indiana | 3 | $ 375,000 | $ 125,000 | $ 50,000 |
| Hamilton County Indiana | 3 | $ 775,000 | $ 258,000 | $ 159,000 |
| Ripley County Indiana | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| Starke County Indiana | 3 | $ 455,000 | $ 151,000 | $ 90,000 |
| Cheshire County New Hampshire | 3 | $ 575,000 | $ 191,000 | $ 52,000 |
| Hillsborough County New Hampshire | 3 | $ 845,000 | $ 281,000 | $ 102,000 |
| New York County New York | 3 | $ 1,015,000 | $ 338,000 | $ 113,000 |
| Saratoga County New York | 3 | $ 485,000 | $ 161,000 | $ 63,000 |
| Horry County South Carolina | 3 | $ 775,000 | $ 258,000 | $ 69,000 |
| Shenandoah County Virginia | 3 | $ 295,000 | $ 98,000 | $ 40,000 |
| Clark County Washington | 3 | $ 915,000 | $ 305,000 | $ 80,000 |
| Grant County Wisconsin | 3 | $ 365,000 | $ 121,000 | $ 47,000 |
| Orange County California | 2 | $ 2,320,000 | $ 1,160,000 | $ 308,000 |
| Riverside County California | 2 | $ 800,000 | $ 400,000 | $ 229,000 |
| Santa Clara County California | 2 | $ 810,000 | $ 405,000 | $ 354,000 |
| Routt County Colorado | 2 | $ 870,000 | $ 435,000 | $ 316,000 |
| Charlotte County Florida | 2 | $ 390,000 | $ 195,000 | $ 197,000 |
| Martin County Florida | 2 | $ 880,000 | $ 440,000 | $ 240,000 |
| Osceola County Florida | 2 | $ 470,000 | $ 235,000 | $ 245,000 |
| Seminole County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 132,000 |
| St. Johns County Florida | 2 | $ 640,000 | $ 320,000 | $ 104,000 |
| St. Lucie County Florida | 2 | $ 280,000 | $ 140,000 | $ 102,000 |
| Fulton County Georgia | 2 | $ 1,580,000 | $ 790,000 | $ 390,000 |
| Newton County Georgia | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Champaign County Illinois | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| Ford County Illinois | 2 | $ 120,000 | $ 60,000 | $ 110,000 |
| Jackson County Illinois | 2 | $ 310,000 | $ 155,000 | $ 101,000 |
| Jo Daviess County Illinois | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| Mason County Illinois | 2 | $ 80,000 | $ 40,000 | $ 70,000 |
| McDonough County Illinois | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| Piatt County Illinois | 2 | $ 690,000 | $ 345,000 | $ 89,000 |
| Rock Island County Illinois | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Stark County Illinois | 2 | $ 200,000 | $ 100,000 | $ 88,000 |
| Marshall County Indiana | 2 | $ 250,000 | $ 125,000 | $ 41,000 |
| St. Joseph County Indiana | 2 | $ 260,000 | $ 130,000 | $ 42,000 |
| White County Indiana | 2 | $ 390,000 | $ 195,000 | $ 219,000 |
| Cedar County Iowa | 2 | $ 100,000 | $ 50,000 | $ 25,000 |
| Jackson County Iowa | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Jessamine County Kentucky | 2 | $ 1,090,000 | $ 545,000 | $ 187,000 |
| Cumberland County Maine | 2 | $ 670,000 | $ 335,000 | $ 141,000 |
| Anne Arundel County Maryland | 2 | $ 730,000 | $ 365,000 | $ 179,000 |
| Baltimore City County Maryland | 2 | $ 280,000 | $ 140,000 | $ 138,000 |
| Harford County Maryland | 2 | $ 330,000 | $ 165,000 | $ 113,000 |
| Berkshire County Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Cass County Michigan | 2 | $ 640,000 | $ 320,000 | $ 258,000 |
| Gogebic County Michigan | 2 | $ 410,000 | $ 205,000 | $ 278,000 |
| Ingham County Michigan | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Van Buren County Michigan | 2 | $ 350,000 | $ 175,000 | $ 235,000 |
| Hennepin County Minnesota | 2 | $ 680,000 | $ 340,000 | $ 325,000 |
| Washington County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 120,000 |
| Camden County Missouri | 2 | $ 420,000 | $ 210,000 | $ 422,000 |
| St. Louis County Missouri | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Flathead County Montana | 2 | $ 750,000 | $ 375,000 | $ 525,000 |
| Sullivan County New Hampshire | 2 | $ 500,000 | $ 250,000 | $ 138,000 |
| Camden County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Hunterdon County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Passaic County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 97,000 |
| Erie County New York | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Onondaga County New York | 2 | $ 540,000 | $ 270,000 | $ 85,000 |
| Sullivan County New York | 2 | $ 580,000 | $ 290,000 | $ 109,000 |
| Ulster County New York | 2 | $ 920,000 | $ 460,000 | $ 126,000 |
| Cumberland County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| Mecklenburg County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 191,000 |
| Orange County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 125,000 |
| Cuyahoga County Ohio | 2 | $ 1,160,000 | $ 580,000 | $ 49,000 |
| Medina County Ohio | 2 | $ 460,000 | $ 230,000 | $ 121,000 |
| Klamath County Oregon | 2 | $ 650,000 | $ 325,000 | $ 149,000 |
| Marion County Oregon | 2 | $ 340,000 | $ 170,000 | $ 48,000 |
| Washington County Oregon | 2 | $ 570,000 | $ 285,000 | $ 228,000 |
| Yamhill County Oregon | 2 | $ 550,000 | $ 275,000 | $ 105,000 |
| Monroe County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 110,000 |
| Wayne County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 193,000 |
| Newport County Rhode Island | 2 | $ 950,000 | $ 475,000 | $ 191,000 |
| Beaufort County South Carolina | 2 | $ 820,000 | $ 410,000 | $ 222,000 |
| Jasper County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| York County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 82,000 |
| Hamilton County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 74,000 |
| Dallas County Texas | 2 | $ 700,000 | $ 350,000 | $ 137,000 |
| Travis County Texas | 2 | $ 1,170,000 | $ 585,000 | $ 189,000 |
| Summit County Utah | 2 | $ 2,460,000 | $ 1,230,000 | $ 350,000 |
| Arlington County Virginia | 2 | $ 990,000 | $ 495,000 | $ 284,000 |
| Culpeper County Virginia | 2 | $ 330,000 | $ 165,000 | $ 115,000 |
| Fairfax County Virginia | 2 | $ 1,160,000 | $ 580,000 | $ 270,000 |
| Clark County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 170,000 |
| Dodge County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Oneida County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 153,000 |
| Racine County Wisconsin | 2 | $ 760,000 | $ 380,000 | $ 316,000 |
| Vernon County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
| Kenai Peninsula County Alaska | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Mohave County Arizona | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Benton County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Lincoln County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Saline County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Alameda County California | 1 | $ 775,000 | $ 775,000 | $ 145,000 |
| Contra Costa County California | 1 | $ 475,000 | $ 475,000 | $ 165,000 |
| San Bernardino County California | 1 | $ 265,000 | $ 265,000 | $ 271,000 |
| San Luis Obispo County California | 1 | $ 495,000 | $ 495,000 | $ 191,000 |
| Ventura County California | 1 | $ 385,000 | $ 385,000 | $ 218,000 |
| Arapahoe County Colorado | 1 | $ 425,000 | $ 425,000 | $ 53,000 |
| Denver County Colorado | 1 | $ 435,000 | $ 435,000 | $ 550,000 |
| Jefferson County Colorado | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| La Plata County Colorado | 1 | $ 545,000 | $ 545,000 | $ 248,000 |
| Montrose County Colorado | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| New Castle County Delaware | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Brevard County Florida | 1 | $ 345,000 | $ 345,000 | $ 106,000 |
| Flagler County Florida | 1 | $ 425,000 | $ 425,000 | $ 77,000 |
| Monroe County Florida | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Pasco County Florida | 1 | $ 535,000 | $ 535,000 | $ 176,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Walton County Florida | 1 | $ 705,000 | $ 705,000 | $ 442,000 |
| Clayton County Georgia | 1 | $ 255,000 | $ 255,000 | $ 9,000 |
| Cobb County Georgia | 1 | $ 255,000 | $ 255,000 | $ 189,000 |
| Columbia County Georgia | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Fayette County Georgia | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Forsyth County Georgia | 1 | $ 355,000 | $ 355,000 | $ 245,000 |
| Rockdale County Georgia | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Kauai County Hawaii | 1 | $ 735,000 | $ 735,000 | $ 175,000 |
| Blaine County Idaho | 1 | $ 1,005,000 | $ 1,005,000 | $ 345,000 |
| Christian County Illinois | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Coles County Illinois | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Kankakee County Illinois | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Livingston County Illinois | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Macon County Illinois | 1 | $ 95,000 | $ 95,000 | $ 185,000 |
| Moultrie County Illinois | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Whiteside County Illinois | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Kosciusko County Indiana | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Monroe County Indiana | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Noble County Indiana | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Pulaski County Indiana | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Wayne County Indiana | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Wells County Indiana | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Dubuque County Iowa | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Polk County Iowa | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Cowley County Kansas | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Hardin County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Marshall County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Bossier County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Orleans County Louisiana | 1 | $ 965,000 | $ 965,000 | $ 443,000 |
| Kennebec County Maine | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| York County Maine | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Prince George's County Maryland | 1 | $ 615,000 | $ 615,000 | $ 290,000 |
| Queen Anne's County Maryland | 1 | $ 695,000 | $ 695,000 | $ 390,000 |
| Dukes County Massachusetts | 1 | $ 1,245,000 | $ 1,245,000 | $ 542,000 |
| Nantucket County Massachusetts | 1 | $ 1,865,000 | $ 1,865,000 | $ 408,000 |
| Hillsdale County Michigan | 1 | $ 255,000 | $ 255,000 | $ 305,000 |
| Lapeer County Michigan | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Leelanau County Michigan | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Mackinac County Michigan | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Monroe County Michigan | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Muskegon County Michigan | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Ottawa County Michigan | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Washtenaw County Michigan | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Dakota County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 120,000 |
| Ramsey County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 148,000 |
| Wright County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Tate County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Christian County Missouri | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| St. Louis City County Missouri | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Buffalo County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 172,000 |
| Lancaster County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Belknap County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Merrimack County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Rockingham County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Burlington County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Cape May County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 363,000 |
| Essex County New Jersey | 1 | $ 535,000 | $ 535,000 | $ 265,000 |
| Somerset County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 104,000 |
| Bernalillo County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 234,000 |
| Cattaraugus County New York | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Essex County New York | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Franklin County New York | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Monroe County New York | 1 | $ 695,000 | $ 695,000 | $ 968,000 |
| Schoharie County New York | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Catawba County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Hoke County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 188,000 |
| Johnston County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| New Hanover County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| Pender County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Pitt County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 107,000 |
| Cass County North Dakota | 1 | $ 395,000 | $ 395,000 | $ 285,000 |
| Butler County Ohio | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Franklin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Lucas County Ohio | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Stark County Ohio | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| McIntosh County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 52,000 |
| Payne County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Douglas County Oregon | 1 | $ 115,000 | $ 115,000 | $ 224,000 |
| Josephine County Oregon | 1 | $ 375,000 | $ 375,000 | $ 73,000 |
| Multnomah County Oregon | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Berks County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Bucks County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 257,000 |
| Carbon County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Fayette County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Lehigh County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Mifflin County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Washington County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Dorchester County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Fairfield County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Lancaster County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Newberry County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Oconee County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 490,000 |
| Pickens County South Carolina | 1 | $ 715,000 | $ 715,000 | $ 195,000 |
| Minnehaha County South Dakota | 1 | $ 545,000 | $ 545,000 | $ 144,000 |
| Carroll County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Davidson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Knox County Tennessee | 1 | $ 665,000 | $ 665,000 | $ 343,000 |
| Rhea County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 262,000 |
| Shelby County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Williamson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 257,000 |
| Grayson County Texas | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Hopkins County Texas | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Rockwall County Texas | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Rutland County Vermont | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Windham County Vermont | 1 | $ 195,000 | $ 195,000 | $ 242,000 |
| Windsor County Vermont | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Chesterfield County Virginia | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Frederick County Virginia | 1 | $ 305,000 | $ 305,000 | $ 47,000 |
| Manassas County Virginia | 1 | $ 525,000 | $ 525,000 | $ 236,000 |
| Middlesex County Virginia | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Norfolk County Virginia | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Northampton County Virginia | 1 | $ 425,000 | $ 425,000 | $ 185,000 |
| Prince Edward County Virginia | 1 | $ 275,000 | $ 275,000 | $ 179,000 |
| Pierce County Washington | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Bayfield County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Calumet County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Door County Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 213,000 |
| Green County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Iowa County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Monroe County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Portage County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Richland County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Wood County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,320 | $623,500,000 | $268,000 | $7,725,000 | $112,000 | $4,738,000 |
| Refinancing | 1,325 | $399,255,000 | $301,000 | $2,145,000 | $150,000 | $3,552,000 |
| Cash-out Refinancing | 571 | $171,025,000 | $299,000 | $1,365,000 | $126,000 | $1,151,000 |
| Other Purpose | 42 | $10,320,000 | $245,000 | $545,000 | $165,000 | $721,000 |
| Home Improvement | 15 | $1,985,000 | $132,000 | $335,000 | $138,000 | $305,000 |
| Not Applicable | 1 | $145,000 | $145,000 | $145,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,815 | $811,525,000 | $288,000 | $4,805,000 | $137,000 | $4,738,000 |
| Hispanic | 677 | $148,855,000 | $219,000 | $1,075,000 | $82,000 | $457,000 |
| Black or African American | 310 | $69,860,000 | $225,000 | $1,285,000 | $96,000 | $1,904,000 |
| Not Provided | 252 | $85,230,000 | $338,000 | $2,475,000 | $139,000 | $1,074,000 |
| Asian | 196 | $71,840,000 | $366,000 | $1,605,000 | $149,000 | $970,000 |
| Not applicable | 11 | $14,465,000 | $1,315,000 | $7,725,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $1,705,000 | $341,000 | $455,000 | $89,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $103,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,605 | $1,045,025,000 | $289,000 | $7,725,000 | $136,000 | $4,738,000 |
| FHA-insured (Federal Housing Administration) | 542 | $128,530,000 | $237,000 | $1,075,000 | $68,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 88 | $25,850,000 | $293,000 | $735,000 | $85,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $6,825,000 | $175,000 | $325,000 | $55,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,262 | $893,360,000 | $273,000 | $7,725,000 | $126,000 | $4,738,000 |
| Application Withdrawn By Applicant | 447 | $145,495,000 | $325,000 | $2,485,000 | $142,000 | $1,600,000 |
| Application Denied By Financial Institution | 338 | $97,080,000 | $287,000 | $2,905,000 | $110,000 | $3,492,000 |
| File Closed For Incompleteness | 206 | $64,070,000 | $311,000 | $1,865,000 | $122,000 | $1,055,000 |
| Application Approved But Not Accepted | 20 | $6,080,000 | $304,000 | $575,000 | $120,000 | $290,000 |
| Loan Purchased By The Institution | 1 | $145,000 | $145,000 | $145,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,936 | $1,109,150,000 | $281,000 | $7,725,000 | $128,000 | $4,738,000 |
| Debt-To-Income Ratio | 99 | $29,985,000 | $302,000 | $2,905,000 | $78,000 | $705,000 |
| Collateral | 48 | $15,580,000 | $324,000 | $1,375,000 | $134,000 | $526,000 |
| Credit History | 48 | $10,760,000 | $224,000 | $785,000 | $82,000 | $171,000 |
| Other | 42 | $11,970,000 | $285,000 | $1,365,000 | $172,000 | $3,492,000 |
| Unverifiable Information | 40 | $11,880,000 | $297,000 | $775,000 | $136,000 | $503,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $11,620,000 | $322,000 | $995,000 | $134,000 | $470,000 |
| Employment History | 25 | $5,285,000 | $211,000 | $625,000 | $64,000 | $223,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.