Inland Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Inland Bank & Trust 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,986 |
| Total Mortgage Loan Application Amount | $582,090,000 |
| Average Mortgage Loan Application Amount | $251,500 |
| Highest Mortgage Loan Application Amount | $4,065,000 |
| Average Applicant Income | $114,833 |
| Highest Applicant Income | $1,801,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Inland Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inland Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Inland Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inland Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Inland Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inland Bank & Trust's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 373 | $ 115,375,000 | $ 309,000 | $ 138,000 |
| Hampden County Massachusetts | 144 | $ 28,260,000 | $ 196,000 | $ 68,000 |
| DuPage County Illinois | 98 | $ 30,260,000 | $ 308,000 | $ 136,000 |
| Lake County Illinois | 94 | $ 24,480,000 | $ 260,000 | $ 123,000 |
| Peoria County Illinois | 76 | $ 6,760,000 | $ 88,000 | $ 60,000 |
| Will County Illinois | 62 | $ 14,530,000 | $ 234,000 | $ 155,000 |
| Worcester County Massachusetts | 58 | $ 16,450,000 | $ 283,000 | $ 110,000 |
| Kane County Illinois | 57 | $ 12,345,000 | $ 216,000 | $ 121,000 |
| Nassau County New York | 52 | $ 25,270,000 | $ 485,000 | $ 150,000 |
| McHenry County Illinois | 43 | $ 11,605,000 | $ 269,000 | $ 128,000 |
| Queens County New York | 40 | $ 21,480,000 | $ 537,000 | $ 143,000 |
| Tazewell County Illinois | 39 | $ 3,245,000 | $ 83,000 | $ 51,000 |
| Maricopa County Arizona | 30 | $ 17,480,000 | $ 582,000 | $ 218,000 |
| Walworth County Wisconsin | 30 | $ 9,080,000 | $ 302,000 | $ 172,000 |
| Suffolk County New York | 28 | $ 12,250,000 | $ 437,000 | $ 137,000 |
| Clinton County New York | 26 | $ 4,060,000 | $ 156,000 | $ 81,000 |
| Sedgwick County Kansas | 25 | $ 4,725,000 | $ 189,000 | $ 73,000 |
| Hartford County Connecticut | 24 | $ 4,420,000 | $ 184,000 | $ 72,000 |
| Westchester County New York | 24 | $ 9,160,000 | $ 381,000 | $ 137,000 |
| Providence County Rhode Island | 23 | $ 6,605,000 | $ 287,000 | $ 108,000 |
| Kings County New York | 21 | $ 8,545,000 | $ 406,000 | $ 175,000 |
| Kendall County Illinois | 14 | $ 3,010,000 | $ 215,000 | $ 87,000 |
| Winnebago County Illinois | 13 | $ 4,095,000 | $ 315,000 | $ 102,000 |
| Bergen County New Jersey | 13 | $ 6,215,000 | $ 478,000 | $ 135,000 |
| Richmond County New York | 11 | $ 6,155,000 | $ 559,000 | $ 140,000 |
| Fairfield County Connecticut | 10 | $ 4,640,000 | $ 464,000 | $ 181,000 |
| Windham County Connecticut | 10 | $ 3,060,000 | $ 306,000 | $ 96,000 |
| Orange County New York | 10 | $ 3,330,000 | $ 333,000 | $ 117,000 |
| St. Lawrence County New York | 10 | $ 1,680,000 | $ 168,000 | $ 79,000 |
| DeKalb County Illinois | 9 | $ 2,155,000 | $ 239,000 | $ 96,000 |
| Collier County Florida | 8 | $ 3,680,000 | $ 460,000 | $ 214,000 |
| Union County New Jersey | 8 | $ 3,030,000 | $ 378,000 | $ 136,000 |
| Fulton County Illinois | 7 | $ 975,000 | $ 139,000 | $ 83,000 |
| Woodford County Illinois | 7 | $ 495,000 | $ 70,000 | $ 42,000 |
| Lake County Indiana | 7 | $ 1,035,000 | $ 147,000 | $ 137,000 |
| Essex County New Jersey | 7 | $ 2,225,000 | $ 317,000 | $ 119,000 |
| Pinal County Arizona | 6 | $ 1,960,000 | $ 326,000 | $ 96,000 |
| Imperial County California | 6 | $ 2,010,000 | $ 335,000 | $ 118,000 |
| San Diego County California | 6 | $ 3,680,000 | $ 613,000 | $ 157,000 |
| Lee County Florida | 6 | $ 1,740,000 | $ 290,000 | $ 135,000 |
| Sarasota County Florida | 6 | $ 1,820,000 | $ 303,000 | $ 134,000 |
| Grundy County Illinois | 6 | $ 1,090,000 | $ 181,000 | $ 69,000 |
| Kankakee County Illinois | 6 | $ 920,000 | $ 153,000 | $ 83,000 |
| Bristol County Massachusetts | 6 | $ 1,860,000 | $ 310,000 | $ 113,000 |
| Hampshire County Massachusetts | 6 | $ 1,420,000 | $ 236,000 | $ 71,000 |
| Middlesex County New Jersey | 6 | $ 2,380,000 | $ 396,000 | $ 140,000 |
| Monmouth County New Jersey | 6 | $ 3,130,000 | $ 521,000 | $ 139,000 |
| Bronx County New York | 6 | $ 2,270,000 | $ 378,000 | $ 119,000 |
| Escambia County Florida | 5 | $ 875,000 | $ 175,000 | $ 89,000 |
| Palm Beach County Florida | 5 | $ 1,315,000 | $ 263,000 | $ 103,000 |
| Santa Rosa County Florida | 5 | $ 995,000 | $ 199,000 | $ 84,000 |
| Porter County Indiana | 5 | $ 675,000 | $ 135,000 | $ 120,000 |
| Barnstable County Massachusetts | 5 | $ 2,055,000 | $ 411,000 | $ 128,000 |
| Norfolk County Massachusetts | 5 | $ 1,325,000 | $ 265,000 | $ 116,000 |
| Hillsborough County New Hampshire | 5 | $ 2,225,000 | $ 445,000 | $ 129,000 |
| Dutchess County New York | 5 | $ 2,005,000 | $ 401,000 | $ 145,000 |
| Kenosha County Wisconsin | 5 | $ 1,465,000 | $ 293,000 | $ 164,000 |
| Los Angeles County California | 4 | $ 2,810,000 | $ 702,000 | $ 211,000 |
| Broward County Florida | 4 | $ 1,810,000 | $ 452,000 | $ 330,000 |
| Manatee County Florida | 4 | $ 2,390,000 | $ 597,000 | $ 266,000 |
| Douglas County Illinois | 4 | $ 290,000 | $ 72,000 | $ 52,000 |
| Knox County Illinois | 4 | $ 190,000 | $ 47,000 | $ 44,000 |
| McLean County Illinois | 4 | $ 510,000 | $ 127,000 | $ 67,000 |
| Whiteside County Illinois | 4 | $ 360,000 | $ 90,000 | $ 51,000 |
| Butler County Kansas | 4 | $ 740,000 | $ 185,000 | $ 59,000 |
| Suffolk County Massachusetts | 4 | $ 2,310,000 | $ 577,000 | $ 301,000 |
| Passaic County New Jersey | 4 | $ 2,140,000 | $ 535,000 | $ 151,000 |
| Putnam County New York | 4 | $ 840,000 | $ 210,000 | $ 68,000 |
| Saratoga County New York | 4 | $ 830,000 | $ 207,000 | $ 95,000 |
| Monroe County Pennsylvania | 4 | $ 1,450,000 | $ 362,000 | $ 110,000 |
| Richland County South Carolina | 4 | $ 520,000 | $ 130,000 | $ 28,000 |
| Washington County Utah | 4 | $ 2,320,000 | $ 580,000 | $ 247,000 |
| Coconino County Arizona | 3 | $ 1,315,000 | $ 438,000 | $ 160,000 |
| Pima County Arizona | 3 | $ 905,000 | $ 301,000 | $ 148,000 |
| Pinellas County Florida | 3 | $ 1,195,000 | $ 398,000 | $ 138,000 |
| Polk County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 116,000 |
| St. Johns County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 137,000 |
| St. Lucie County Florida | 3 | $ 705,000 | $ 235,000 | $ 246,000 |
| Henry County Illinois | 3 | $ 145,000 | $ 48,000 | $ 39,000 |
| Ogle County Illinois | 3 | $ 635,000 | $ 211,000 | $ 109,000 |
| Clark County Nevada | 3 | $ 1,165,000 | $ 388,000 | $ 312,000 |
| Rockland County New York | 3 | $ 1,365,000 | $ 455,000 | $ 181,000 |
| Warren County New York | 3 | $ 845,000 | $ 281,000 | $ 84,000 |
| Hamilton County Ohio | 3 | $ 205,000 | $ 68,000 | $ 43,000 |
| Lancaster County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 86,000 |
| Philadelphia County Pennsylvania | 3 | $ 825,000 | $ 275,000 | $ 210,000 |
| Kent County Rhode Island | 3 | $ 715,000 | $ 238,000 | $ 56,000 |
| Williamson County Tennessee | 3 | $ 2,015,000 | $ 671,000 | $ 165,000 |
| Guadalupe County Texas | 3 | $ 855,000 | $ 285,000 | $ 102,000 |
| Racine County Wisconsin | 3 | $ 1,315,000 | $ 438,000 | $ 177,000 |
| Tuscaloosa County Alabama | 2 | $ 740,000 | $ 370,000 | $ 222,000 |
| Orange County California | 2 | $ 630,000 | $ 315,000 | $ 175,000 |
| Riverside County California | 2 | $ 910,000 | $ 455,000 | $ 140,000 |
| Santa Cruz County California | 2 | $ 830,000 | $ 415,000 | $ 102,000 |
| Denver County Colorado | 2 | $ 900,000 | $ 450,000 | $ 158,000 |
| Litchfield County Connecticut | 2 | $ 610,000 | $ 305,000 | $ 153,000 |
| Tolland County Connecticut | 2 | $ 760,000 | $ 380,000 | $ 125,000 |
| Brevard County Florida | 2 | $ 590,000 | $ 295,000 | $ 163,000 |
| Charlotte County Florida | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Flagler County Florida | 2 | $ 860,000 | $ 430,000 | $ 160,000 |
| Miami-Dade County Florida | 2 | $ 330,000 | $ 165,000 | $ 126,000 |
| Osceola County Florida | 2 | $ 590,000 | $ 295,000 | $ 116,000 |
| Hawaii County Hawaii | 2 | $ 610,000 | $ 305,000 | $ 88,000 |
| Jackson County Illinois | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| LaSalle County Illinois | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Lee County Illinois | 2 | $ 160,000 | $ 80,000 | $ 65,000 |
| Madison County Illinois | 2 | $ 390,000 | $ 195,000 | $ 173,000 |
| Mason County Illinois | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| Sangamon County Illinois | 2 | $ 620,000 | $ 310,000 | $ 283,000 |
| Stark County Illinois | 2 | $ 90,000 | $ 45,000 | $ 21,000 |
| St. Joseph County Indiana | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Clinton County Iowa | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Cowley County Kansas | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Middlesex County Massachusetts | 2 | $ 940,000 | $ 470,000 | $ 121,000 |
| Plymouth County Massachusetts | 2 | $ 1,310,000 | $ 655,000 | $ 139,000 |
| Berrien County Michigan | 2 | $ 890,000 | $ 445,000 | $ 247,000 |
| Genesee County Michigan | 2 | $ 290,000 | $ 145,000 | $ 30,000 |
| Livingston County Michigan | 2 | $ 650,000 | $ 325,000 | $ 147,000 |
| Oakland County Michigan | 2 | $ 280,000 | $ 140,000 | $ 88,000 |
| Washtenaw County Michigan | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Merrimack County New Hampshire | 2 | $ 650,000 | $ 325,000 | $ 94,000 |
| Hudson County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| Essex County New York | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Greene County New York | 2 | $ 390,000 | $ 195,000 | $ 125,000 |
| Ulster County New York | 2 | $ 430,000 | $ 215,000 | $ 122,000 |
| Washington County New York | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Durham County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| Guilford County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 81,000 |
| Harnett County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 109,000 |
| Mecklenburg County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 260,000 |
| Oconee County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 225,000 |
| Knox County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 446,000 |
| Maury County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Sevier County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 121,000 |
| Collin County Texas | 2 | $ 650,000 | $ 325,000 | $ 86,000 |
| Dallas County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 155,000 |
| Harris County Texas | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Norfolk County Virginia | 2 | $ 430,000 | $ 215,000 | $ 82,000 |
| Shenandoah County Virginia | 2 | $ 150,000 | $ 75,000 | $ 41,000 |
| Grays Harbor County Washington | 2 | $ 400,000 | $ 200,000 | $ 52,000 |
| King County Washington | 2 | $ 2,460,000 | $ 1,230,000 | $ 293,000 |
| Adams County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 106,000 |
| Columbia County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Marquette County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 73,000 |
| Oneida County Wisconsin | 2 | $ 1,130,000 | $ 565,000 | $ 518,000 |
| Sauk County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| Clarke County Alabama | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Mobile County Alabama | 1 | $ 185,000 | $ 185,000 | $ 23,000 |
| Gila County Arizona | 1 | $ 845,000 | $ 845,000 | $ 165,000 |
| Navajo County Arizona | 1 | $ 605,000 | $ 605,000 | $ 331,000 |
| Yavapai County Arizona | 1 | $ 555,000 | $ 555,000 | $ 138,000 |
| Yuma County Arizona | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| San Bernardino County California | 1 | $ 445,000 | $ 445,000 | $ 164,000 |
| Arapahoe County Colorado | 1 | $ 645,000 | $ 645,000 | $ 130,000 |
| Douglas County Colorado | 1 | $ 505,000 | $ 505,000 | $ 124,000 |
| El Paso County Colorado | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Jefferson County Colorado | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 166,000 |
| Middlesex County Connecticut | 1 | $ 475,000 | $ 475,000 | $ 186,000 |
| New Haven County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Kent County Delaware | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Duval County Florida | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Hillsborough County Florida | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Lake County Florida | 1 | $ 295,000 | $ 295,000 | $ 57,000 |
| Monroe County Florida | 1 | $ 545,000 | $ 545,000 | $ 350,000 |
| Okeechobee County Florida | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Volusia County Florida | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| DeKalb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 99,000 |
| Fannin County Georgia | 1 | $ 365,000 | $ 365,000 | $ 49,000 |
| Fulton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Jo Daviess County Illinois | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Rock Island County Illinois | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Huntington County Indiana | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Kosciusko County Indiana | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| LaPorte County Indiana | 1 | $ 515,000 | $ 515,000 | $ 190,000 |
| Marion County Indiana | 1 | $ 255,000 | $ 255,000 | $ 533,000 |
| Vigo County Indiana | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Wells County Indiana | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| White County Indiana | 1 | $ 535,000 | $ 535,000 | $ 183,000 |
| Des Moines County Iowa | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Linn County Iowa | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Polk County Iowa | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Johnson County Kansas | 1 | $ 525,000 | $ 525,000 | $ 290,000 |
| Reno County Kansas | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Sumner County Kansas | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Kenton County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Kennebec County Maine | 1 | $ 395,000 | $ 395,000 | $ 315,000 |
| Berkshire County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Essex County Massachusetts | 1 | $ 845,000 | $ 845,000 | $ 368,000 |
| Franklin County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Nantucket County Massachusetts | 1 | $ 1,865,000 | $ 1,865,000 | $ 0 |
| Barry County Michigan | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Ingham County Michigan | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Macomb County Michigan | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Newaygo County Michigan | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Ontonagon County Michigan | 1 | $ 305,000 | $ 305,000 | $ 438,000 |
| Pope County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Washington County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Hinds County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Madison County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Pike County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Newton County Missouri | 1 | $ 615,000 | $ 615,000 | $ 161,000 |
| Platte County Missouri | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| St. Louis County Missouri | 1 | $ 245,000 | $ 245,000 | $ 195,000 |
| Gallatin County Montana | 1 | $ 435,000 | $ 435,000 | $ 588,000 |
| Cheshire County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Camden County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Cumberland County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Mercer County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Ocean County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
| Chenango County New York | 1 | $ 155,000 | $ 155,000 | $ 154,000 |
| Delaware County New York | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Erie County New York | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| New York County New York | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| Oswego County New York | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Otsego County New York | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Seneca County New York | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Sullivan County New York | 1 | $ 365,000 | $ 365,000 | $ 113,000 |
| Brunswick County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Catawba County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Dare County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 98,000 |
| Davidson County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Haywood County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Henderson County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 198,000 |
| Johnston County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 119,000 |
| Pitt County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| Watauga County North Carolina | 1 | $ 1,895,000 | $ 1,895,000 | $ 902,000 |
| Cuyahoga County Ohio | 1 | $ 405,000 | $ 405,000 | $ 137,000 |
| Fulton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Crook County Oregon | 1 | $ 335,000 | $ 335,000 | $ 58,000 |
| Carbon County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Chester County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Wayne County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| York County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Washington County Rhode Island | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Anderson County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Horry County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 288,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Newberry County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Minnehaha County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Hamilton County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Montgomery County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Shelby County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Hays County Texas | 1 | $ 855,000 | $ 855,000 | $ 273,000 |
| Johnson County Texas | 1 | $ 585,000 | $ 585,000 | $ 237,000 |
| Kaufman County Texas | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Montgomery County Texas | 1 | $ 395,000 | $ 395,000 | $ 132,000 |
| Rockwall County Texas | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Rusk County Texas | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Williamson County Texas | 1 | $ 875,000 | $ 875,000 | $ 375,000 |
| Salt Lake County Utah | 1 | $ 435,000 | $ 435,000 | $ 170,000 |
| Utah County Utah | 1 | $ 745,000 | $ 745,000 | $ 127,000 |
| Washington County Vermont | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Windham County Vermont | 1 | $ 485,000 | $ 485,000 | $ 390,000 |
| Fairfax County Virginia | 1 | $ 425,000 | $ 425,000 | $ 165,000 |
| Henrico County Virginia | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Loudoun County Virginia | 1 | $ 505,000 | $ 505,000 | $ 206,000 |
| Lynchburg County Virginia | 1 | $ 275,000 | $ 275,000 | $ 436,000 |
| Williamsburg County Virginia | 1 | $ 975,000 | $ 975,000 | $ 293,000 |
| Clark County Washington | 1 | $ 485,000 | $ 485,000 | $ 107,000 |
| Brown County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Dodge County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Door County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 294,000 |
| Grant County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Iron County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 276,000 |
| Jefferson County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Monroe County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Oconto County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 868,000 |
| Ozaukee County Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 100,000 |
| Pierce County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Richland County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Rock County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Sawyer County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Vernon County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Waukesha County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,510 | $443,410,000 | $293,000 | $2,255,000 | $120,000 | $1,739,000 |
| Cash-out Refinancing | 223 | $71,485,000 | $320,000 | $1,355,000 | $126,000 | $1,801,000 |
| Refinancing | 146 | $49,320,000 | $337,000 | $4,065,000 | $128,000 | $734,000 |
| Other Purpose | 75 | $13,915,000 | $185,000 | $1,145,000 | $172,000 | $746,000 |
| Home Improvement | 30 | $3,440,000 | $114,000 | $565,000 | $143,000 | $341,000 |
| Not Applicable | 2 | $520,000 | $260,000 | $335,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,180 | $328,930,000 | $278,000 | $1,995,000 | $126,000 | $1,801,000 |
| Hispanic | 338 | $84,640,000 | $250,000 | $755,000 | $91,000 | $746,000 |
| Not Provided | 205 | $70,075,000 | $341,000 | $1,895,000 | $155,000 | $1,080,000 |
| Black or African American | 168 | $50,000,000 | $297,000 | $1,445,000 | $101,000 | $596,000 |
| Asian | 79 | $33,825,000 | $428,000 | $1,815,000 | $197,000 | $775,000 |
| Not applicable | 12 | $13,920,000 | $1,160,000 | $4,065,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $380,000 | $190,000 | $215,000 | $58,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $320,000 | $160,000 | $185,000 | $107,000 | $113,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,561 | $469,035,000 | $300,000 | $4,065,000 | $135,000 | $1,801,000 |
| FHA-insured (Federal Housing Administration) | 356 | $93,950,000 | $263,000 | $875,000 | $81,000 | $283,000 |
| VA-guaranteed (Veterans Administration) | 52 | $16,500,000 | $317,000 | $625,000 | $103,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,605,000 | $153,000 | $315,000 | $61,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,362 | $384,400,000 | $282,000 | $4,065,000 | $124,000 | $1,739,000 |
| Application Withdrawn By Applicant | 301 | $97,835,000 | $325,000 | $1,995,000 | $135,000 | $1,080,000 |
| Application Denied By Financial Institution | 164 | $45,240,000 | $275,000 | $1,865,000 | $97,000 | $1,801,000 |
| File Closed For Incompleteness | 126 | $43,290,000 | $343,000 | $1,225,000 | $123,000 | $489,000 |
| Application Approved But Not Accepted | 31 | $10,805,000 | $348,000 | $785,000 | $132,000 | $523,000 |
| Loan Purchased By The Institution | 2 | $520,000 | $260,000 | $335,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,822 | $536,850,000 | $294,000 | $4,065,000 | $126,000 | $1,739,000 |
| Debt-To-Income Ratio | 63 | $18,335,000 | $291,000 | $1,865,000 | $71,000 | $533,000 |
| Collateral | 35 | $11,335,000 | $323,000 | $925,000 | $126,000 | $283,000 |
| Other | 24 | $4,990,000 | $207,000 | $495,000 | $146,000 | $1,801,000 |
| Credit History | 19 | $5,155,000 | $271,000 | $705,000 | $86,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,975,000 | $228,000 | $395,000 | $78,000 | $140,000 |
| Employment History | 6 | $980,000 | $163,000 | $515,000 | $77,000 | $130,000 |
| Unverifiable Information | 4 | $1,470,000 | $367,000 | $555,000 | $116,000 | $165,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.