Ameris Bank Mortgage Lending & HMDA Data, 2017

In 2017, Ameris Bank of Atlanta, GA reported 10,212 mortgage applications totaling $2.3 billion, down 4% from 2016. The average application was for $228,323, and applicants reported an average income of $98,548. 74% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Columbia, SC (1,564), Atlanta-Sandy Springs-Roswell, GA (1,141) and Charleston-North Charleston, SC (936) (applications in parentheses).

Mortgage Company & Address Ameris Bank
300 South Main Street
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 10,212
Total Mortgage Loan Application Amount $2,331,644,000
Average Mortgage Loan Application Amount $228,323
Highest Mortgage Loan Application Amount $31,000,000
Average Applicant Income $98,548
Highest Applicant Income $3,448,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameris Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ameris Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lexington, South Carolina 737 $ 139,451,000 $ 189,214 $ 78,000
Richland, South Carolina 725 $ 145,815,000 $ 201,124 $ 80,000
Charleston, South Carolina 488 $ 154,879,000 $ 317,375 $ 125,000
Duval, Florida 434 $ 132,618,000 $ 305,571 $ 118,000
Alachua, Florida 339 $ 79,479,000 $ 234,451 $ 113,000
Chatham, Georgia 317 $ 89,846,000 $ 283,425 $ 89,000
St. Johns, Florida 310 $ 90,542,000 $ 292,070 $ 144,000
Berkeley, South Carolina 300 $ 79,951,000 $ 266,503 $ 94,000
Davidson, Tennessee 222 $ 54,266,000 $ 244,441 $ 124,000
Marion, Florida 218 $ 30,581,000 $ 140,279 $ 61,000
Leon, Florida 204 $ 71,778,000 $ 351,852 $ 104,000
Calhoun, Alabama 185 $ 24,622,000 $ 133,091 $ 62,000
Fulton, Georgia 153 $ 56,839,000 $ 371,496 $ 175,000
Greenville, South Carolina 151 $ 32,458,000 $ 214,953 $ 109,000
Dorchester, South Carolina 148 $ 37,052,000 $ 250,351 $ 90,000
Cobb, Georgia 147 $ 39,464,000 $ 268,462 $ 119,000
Gwinnett, Georgia 143 $ 31,638,000 $ 221,244 $ 85,000
Horry, South Carolina 129 $ 22,412,000 $ 173,736 $ 110,000
Colquitt, Georgia 127 $ 14,664,000 $ 115,464 $ 72,000
Bryan, Georgia 117 $ 26,817,000 $ 229,205 $ 102,000
Flagler, Florida 116 $ 25,600,000 $ 220,689 $ 103,000
Bay, Florida 114 $ 18,971,000 $ 166,412 $ 89,000
Jefferson, Alabama 111 $ 18,957,000 $ 170,783 $ 74,000
Volusia, Florida 109 $ 28,025,000 $ 257,110 $ 149,000
Beaufort, South Carolina 98 $ 31,176,000 $ 318,122 $ 213,000
Tift, Georgia 92 $ 11,500,000 $ 125,000 $ 92,000
DeKalb, Georgia 91 $ 25,464,000 $ 279,824 $ 112,000
Effingham, Georgia 91 $ 14,262,000 $ 156,725 $ 71,000
Liberty, Georgia 91 $ 11,985,000 $ 131,703 $ 73,000
Henry, Georgia 90 $ 15,221,000 $ 169,122 $ 72,000
Paulding, Georgia 85 $ 15,165,000 $ 178,411 $ 70,000
Cherokee, Georgia 84 $ 18,986,000 $ 226,023 $ 86,000
Kershaw, South Carolina 80 $ 16,691,000 $ 208,637 $ 75,000
Sumter, South Carolina 76 $ 13,404,000 $ 176,368 $ 70,000
York, South Carolina 72 $ 20,034,000 $ 278,250 $ 105,000
Camden, Georgia 70 $ 12,791,000 $ 182,728 $ 95,000
Williamson, Tennessee 68 $ 27,814,000 $ 409,029 $ 152,000
Glynn, Georgia 65 $ 16,427,000 $ 252,723 $ 139,000
Aiken, South Carolina 61 $ 12,560,000 $ 205,901 $ 88,000
Clay, Florida 58 $ 12,025,000 $ 207,327 $ 126,000
Wakulla, Florida 57 $ 10,058,000 $ 176,456 $ 114,000
Houston, Alabama 54 $ 7,449,000 $ 137,944 $ 91,000
Dougherty, Georgia 54 $ 6,513,000 $ 120,611 $ 64,000
Bartow, Georgia 52 $ 8,839,000 $ 169,980 $ 70,000
Forsyth, Georgia 51 $ 16,041,000 $ 314,529 $ 131,000
Spartanburg, South Carolina 50 $ 24,532,000 $ 490,640 $ 68,000
Sumner, Tennessee 49 $ 13,530,000 $ 276,122 $ 142,000
Sumter, Florida 46 $ 9,331,000 $ 202,847 $ 99,000
Walton, Florida 44 $ 23,406,000 $ 531,954 $ 282,000
Pickens, South Carolina 44 $ 12,262,000 $ 278,681 $ 56,000
Mecklenburg, North Carolina 42 $ 14,741,000 $ 350,976 $ 138,000
Rutherford, Tennessee 41 $ 9,289,000 $ 226,560 $ 96,000
Houston, Georgia 40 $ 8,056,000 $ 201,400 $ 100,000
Polk, Florida 39 $ 6,203,000 $ 159,051 $ 63,000
Coffee, Georgia 38 $ 3,739,000 $ 98,394 $ 69,000
Nassau, Florida 36 $ 12,739,000 $ 353,861 $ 139,000
Lee, Georgia 35 $ 4,495,000 $ 128,428 $ 73,000
Talladega, Alabama 33 $ 6,366,000 $ 192,909 $ 75,000
Putnam, Florida 33 $ 5,446,000 $ 165,030 $ 82,000
Columbia, Florida 32 $ 3,634,000 $ 113,562 $ 82,000
Coweta, Georgia 32 $ 6,839,000 $ 213,718 $ 91,000
Lowndes, Georgia 32 $ 6,703,000 $ 209,468 $ 93,000
Anderson, South Carolina 32 $ 5,689,000 $ 177,781 $ 73,000
Blount, Alabama 30 $ 4,720,000 $ 157,333 $ 65,000
Grady, Georgia 29 $ 9,451,000 $ 325,896 $ 52,000
Clayton, Georgia 28 $ 4,129,000 $ 147,464 $ 56,000
Bulloch, Georgia 27 $ 4,604,000 $ 170,518 $ 116,000
Maury, Tennessee 27 $ 5,558,000 $ 205,851 $ 75,000
Toombs, Georgia 26 $ 3,166,000 $ 121,769 $ 54,000
Shelby, Alabama 25 $ 5,987,000 $ 239,480 $ 102,000
Suwannee, Florida 25 $ 2,812,000 $ 112,480 $ 52,000
Crisp, Georgia 24 $ 2,316,000 $ 96,500 $ 48,000
Santa Rosa, Florida 23 $ 3,849,000 $ 167,347 $ 95,000
Thomas, Georgia 23 $ 2,470,000 $ 107,391 $ 59,000
Walton, Georgia 23 $ 4,266,000 $ 185,478 $ 76,000
Highlands, Florida 22 $ 2,292,000 $ 104,181 $ 43,000
Barrow, Georgia 22 $ 3,824,000 $ 173,818 $ 66,000
Douglas, Georgia 22 $ 3,836,000 $ 174,363 $ 66,000
Marion, Georgia 22 $ 1,828,000 $ 83,090 $ 55,000
Schley, Georgia 22 $ 1,691,000 $ 76,863 $ 50,000
Laurens, South Carolina 22 $ 3,258,000 $ 148,090 $ 58,000
Franklin, Florida 21 $ 5,641,000 $ 268,619 $ 206,000
Hall, Georgia 21 $ 5,511,000 $ 262,428 $ 122,000
Long, Georgia 21 $ 2,595,000 $ 123,571 $ 62,000
Pinellas, Florida 19 $ 2,942,000 $ 154,842 $ 84,000
Carroll, Georgia 19 $ 3,198,000 $ 168,315 $ 69,000
Fayette, Georgia 19 $ 4,745,000 $ 249,736 $ 120,000
Putnam, Ohio 19 $ 2,299,000 $ 121,000 $ 44,000
Orange, Florida 18 $ 4,704,000 $ 261,333 $ 110,000
Union, North Carolina 18 $ 6,287,000 $ 349,277 $ 135,000
Wilson, Tennessee 18 $ 4,309,000 $ 239,388 $ 90,000
Calhoun, Florida 17 $ 1,909,000 $ 112,294 $ 62,000
Gadsden, Florida 17 $ 3,075,000 $ 180,882 $ 119,000
Irwin, Georgia 17 $ 1,010,000 $ 59,411 $ 39,000
Escambia, Florida 16 $ 2,225,000 $ 139,062 $ 68,000
Gordon, Georgia 16 $ 2,678,000 $ 167,375 $ 65,000
Worth, Georgia 16 $ 1,374,000 $ 85,875 $ 42,000
St. Lucie, Florida 15 $ 2,352,000 $ 156,800 $ 64,000
Bibb, Georgia 15 $ 2,480,000 $ 165,333 $ 69,000
Brooks, Georgia 15 $ 936,000 $ 62,400 $ 49,000
Newton, Georgia 15 $ 2,537,000 $ 169,133 $ 70,000
Spalding, Georgia 15 $ 2,080,000 $ 138,666 $ 63,000
Gilchrist, Florida 14 $ 1,411,000 $ 100,785 $ 46,000
Pasco, Florida 14 $ 2,276,000 $ 162,571 $ 70,000
Robertson, Tennessee 14 $ 2,894,000 $ 206,714 $ 73,000
Lake, Florida 13 $ 2,355,000 $ 181,153 $ 83,000
Butts, Georgia 13 $ 1,690,000 $ 130,000 $ 62,000
Monroe, Georgia 13 $ 2,710,000 $ 208,461 $ 76,000
Knox, Tennessee 13 $ 2,243,000 $ 172,538 $ 76,000
Henry, Alabama 12 $ 1,502,000 $ 125,166 $ 84,000
Broward, Florida 12 $ 3,927,000 $ 327,250 $ 86,000
Hillsborough, Florida 12 $ 4,013,000 $ 334,416 $ 181,000
Liberty, Florida 12 $ 1,485,000 $ 123,750 $ 66,000
Taylor, Georgia 12 $ 746,000 $ 62,166 $ 53,000
Gaston, North Carolina 12 $ 3,425,000 $ 285,416 $ 119,000
Iredell, North Carolina 12 $ 3,765,000 $ 313,750 $ 114,000
Van Wert, Ohio 12 $ 1,102,000 $ 91,833 $ 50,000
Montgomery, Tennessee 12 $ 2,022,000 $ 168,500 $ 68,000
Augusta, Virginia 12 $ 2,574,000 $ 214,500 $ 87,000
Levy, Florida 11 $ 1,674,000 $ 152,181 $ 75,000
Seminole, Georgia 11 $ 832,000 $ 75,636 $ 52,000
St. Clair, Alabama 10 $ 2,178,000 $ 217,800 $ 61,000
Sarasota, Florida 10 $ 4,906,000 $ 490,600 $ 231,000
Decatur, Georgia 10 $ 1,159,000 $ 115,900 $ 58,000
Sumter, Georgia 10 $ 936,000 $ 93,600 $ 65,000
Turner, Georgia 10 $ 1,253,000 $ 125,300 $ 91,000
Newberry, South Carolina 10 $ 2,344,000 $ 234,400 $ 91,000
Brevard, Florida 9 $ 888,000 $ 98,666 $ 59,000
Palm Beach, Florida 9 $ 2,431,000 $ 270,111 $ 61,000
Ben Hill, Georgia 9 $ 465,000 $ 51,666 $ 43,000
Jackson, Georgia 9 $ 2,320,000 $ 257,777 $ 90,000
Gulf, Florida 8 $ 1,314,000 $ 164,250 $ 75,000
Manatee, Florida 8 $ 2,611,000 $ 326,375 $ 120,000
Osceola, Florida 8 $ 1,456,000 $ 182,000 $ 46,000
Seminole, Florida 8 $ 2,453,000 $ 306,625 $ 173,000
Floyd, Georgia 8 $ 1,876,000 $ 234,500 $ 103,000
Montgomery, Georgia 8 $ 365,000 $ 45,625 $ 62,000
Edgefield, South Carolina 8 $ 1,655,000 $ 206,875 $ 66,000
Fairfield, South Carolina 8 $ 1,761,000 $ 220,125 $ 106,000
Jasper, South Carolina 8 $ 1,464,000 $ 183,000 $ 184,000
Saluda, South Carolina 8 $ 1,546,000 $ 193,250 $ 66,000
Barbour, Alabama 7 $ 1,137,000 $ 162,428 $ 60,000
Maricopa, Arizona 7 $ 4,522,000 $ 646,000 $ 86,000
Bradford, Florida 7 $ 853,000 $ 121,857 $ 80,000
Dixie, Florida 7 $ 630,000 $ 90,000 $ 143,000
Lee, Florida 7 $ 1,260,000 $ 180,000 $ 94,000
Berrien, Georgia 7 $ 977,000 $ 139,571 $ 81,000
Clarke, Georgia 7 $ 4,757,000 $ 679,571 $ 68,000
Gilmer, Georgia 7 $ 1,245,000 $ 177,857 $ 77,000
Putnam, Georgia 7 $ 1,341,000 $ 191,571 $ 235,000
Richmond, Georgia 7 $ 597,000 $ 85,285 $ 53,000
Tattnall, Georgia 7 $ 666,000 $ 95,142 $ 47,000
Cook, Illinois 7 $ 4,714,000 $ 673,428 $ 435,000
Cheatham, Tennessee 7 $ 1,789,000 $ 255,571 $ 76,000
Marshall, Tennessee 7 $ 940,000 $ 134,285 $ 47,000
Cullman, Alabama 6 $ 1,241,000 $ 206,833 $ 76,000
Dale, Alabama 6 $ 640,000 $ 106,666 $ 68,000
Lee, Alabama 6 $ 921,000 $ 153,500 $ 46,000
Baker, Florida 6 $ 871,000 $ 145,166 $ 59,000
Madison, Florida 6 $ 419,000 $ 69,833 $ 33,000
Miami-Dade, Florida 6 $ 2,395,000 $ 399,166 $ 374,000
Haralson, Georgia 6 $ 1,034,000 $ 172,333 $ 65,000
Mitchell, Georgia 6 $ 486,000 $ 81,000 $ 45,000
Morgan, Georgia 6 $ 1,106,000 $ 184,333 $ 61,000
Pickens, Georgia 6 $ 978,000 $ 163,000 $ 68,000
Polk, Georgia 6 $ 848,000 $ 141,333 $ 86,000
Randolph, Georgia 6 $ 579,000 $ 96,500 $ 44,000
Rockdale, Georgia 6 $ 1,101,000 $ 183,500 $ 72,000
Ware, Georgia 6 $ 600,000 $ 100,000 $ 62,000
Calhoun, South Carolina 6 $ 1,036,000 $ 172,666 $ 71,000
Florence, South Carolina 6 $ 1,140,000 $ 190,000 $ 111,000
Lancaster, South Carolina 6 $ 1,798,000 $ 299,666 $ 199,000
Oconee, South Carolina 6 $ 1,447,000 $ 241,166 $ 78,000
Orangeburg, South Carolina 6 $ 601,000 $ 100,166 $ 64,000
Union, Tennessee 6 $ 982,000 $ 163,666 $ 74,000
Cleburne, Alabama 5 $ 1,021,000 $ 204,200 $ 63,000
Etowah, Alabama 5 $ 658,000 $ 131,600 $ 48,000
Geneva, Alabama 5 $ 469,000 $ 93,800 $ 51,000
Citrus, Florida 5 $ 610,000 $ 122,000 $ 61,000
Monroe, Florida 5 $ 2,698,000 $ 539,600 $ 140,000
Okaloosa, Florida 5 $ 2,372,000 $ 474,400 $ 294,000
Atkinson, Georgia 5 $ 390,000 $ 78,000 $ 71,000
Dawson, Georgia 5 $ 1,050,000 $ 210,000 $ 91,000
Laurens, Georgia 5 $ 631,000 $ 126,200 $ 63,000
Miller, Georgia 5 $ 590,000 $ 118,000 $ 60,000
Orleans, Louisiana 5 $ 1,313,000 $ 262,600 $ 91,000
Cabarrus, North Carolina 5 $ 1,329,000 $ 265,800 $ 104,000
Henry, Ohio 5 $ 592,000 $ 118,400 $ 64,000
Colleton, South Carolina 5 $ 997,000 $ 199,400 $ 84,000
Claiborne, Tennessee 5 $ 555,000 $ 111,000 $ 55,000
Putnam, Tennessee 5 $ 693,000 $ 138,600 $ 62,000
Sevier, Tennessee 5 $ 613,000 $ 122,600 $ 72,000
Shelby, Tennessee 5 $ 839,000 $ 167,800 $ 103,000
Baldwin, Alabama 4 $ 866,000 $ 216,500 $ 58,000
San Diego, California 4 $ 1,589,000 $ 397,250 $ 800,000
Hamilton, Florida 4 $ 656,000 $ 164,000 $ 72,000
Jackson, Florida 4 $ 651,000 $ 162,750 $ 62,000
Jefferson, Florida 4 $ 1,019,000 $ 254,750 $ 609,000
Banks, Georgia 4 $ 645,000 $ 161,250 $ 57,000
Calhoun, Georgia 4 $ 618,000 $ 154,500 $ 64,000
Early, Georgia 4 $ 263,000 $ 65,750 $ 11,000
McIntosh, Georgia 4 $ 679,000 $ 169,750 $ 66,000
Peach, Georgia 4 $ 1,091,000 $ 272,750 $ 76,000
Pulaski, Georgia 4 $ 525,000 $ 131,250 $ 56,000
Terrell, Georgia 4 $ 690,000 $ 172,500 $ 58,000
Transylvania, North Carolina 4 $ 618,000 $ 154,500 $ 159,000
Georgetown, South Carolina 4 $ 861,000 $ 215,250 $ 175,000
Blount, Tennessee 4 $ 1,221,000 $ 305,250 $ 118,000
Fairfax, Virginia 4 $ 1,808,000 $ 452,000 $ 207,000
Chilton, Alabama 3 $ 426,000 $ 142,000 $ 61,000
Coffee, Alabama 3 $ 655,000 $ 218,333 $ 71,000
Madison, Alabama 3 $ 454,000 $ 151,333 $ 38,000
Tuscaloosa, Alabama 3 $ 13,853,000 $ 4,617,666 $ 31,000
El Paso, Colorado 3 $ 536,000 $ 178,666 $ 56,000
Charlotte, Florida 3 $ 899,000 $ 299,666 $ 172,000
Hernando, Florida 3 $ 285,000 $ 95,000 $ 76,000
Indian River, Florida 3 $ 285,000 $ 95,000 $ 82,000
Union, Florida 3 $ 252,000 $ 84,000 $ 41,000
Washington, Florida 3 $ 518,000 $ 172,666 $ 100,000
Appling, Georgia 3 $ 404,000 $ 134,666 $ 55,000
Bleckley, Georgia 3 $ 367,000 $ 122,333 $ 61,000
Clinch, Georgia 3 $ 331,000 $ 110,333 $ 43,000
Columbia, Georgia 3 $ 901,000 $ 300,333 $ 85,000
Cook, Georgia 3 $ 166,000 $ 55,333 $ 83,000
Franklin, Georgia 3 $ 407,000 $ 135,666 $ 76,000
Meriwether, Georgia 3 $ 920,000 $ 306,666 $ 228,000
Pierce, Georgia 3 $ 582,000 $ 194,000 $ 206,000
Pike, Georgia 3 $ 775,000 $ 258,333 $ 116,000
Rabun, Georgia 3 $ 367,000 $ 122,333 $ 115,000
Troup, Georgia 3 $ 658,000 $ 219,333 $ 69,000
Jefferson, Louisiana 3 $ 927,000 $ 309,000 $ 81,000
Clark, Nevada 3 $ 1,700,000 $ 566,666 $ 92,000
Hancock, Ohio 3 $ 476,000 $ 158,666 $ 75,000
Huron, Ohio 3 $ 208,000 $ 69,333 $ 56,000
Lorain, Ohio 3 $ 273,000 $ 91,000 $ 42,000
Seneca, Ohio 3 $ 427,000 $ 142,333 $ 78,000
Cherokee, South Carolina 3 $ 535,000 $ 178,333 $ 82,000
Bedford, Tennessee 3 $ 773,000 $ 257,666 $ 75,000
Hamilton, Tennessee 3 $ 628,000 $ 209,333 $ 134,000
Monroe, Tennessee 3 $ 337,000 $ 112,333 $ 79,000
Waynesboro, Virginia 3 $ 824,000 $ 274,666 $ 173,000
Cherokee, Alabama 2 $ 173,000 $ 86,500 $ 28,000
Mobile, Alabama 2 $ 487,000 $ 243,500 $ 246,000
Contra Costa, California 2 $ 1,843,000 $ 921,500 $ 81,000
Los Angeles, California 2 $ 2,723,000 $ 1,361,500 $ 156,000
Orange, California 2 $ 3,224,000 $ 1,612,000 $ 416,000
Placer, California 2 $ 535,000 $ 267,500 $ 0
Santa Clara, California 2 $ 1,618,000 $ 809,000 $ 166,000
Kent, Delaware 2 $ 406,000 $ 203,000 $ 142,000
Collier, Florida 2 $ 1,064,000 $ 532,000 $ 221,000
Baldwin, Georgia 2 $ 460,000 $ 230,000 $ 88,000
Brantley, Georgia 2 $ 137,000 $ 68,500 $ 22,000
Charlton, Georgia 2 $ 49,000 $ 24,500 $ 26,000
Clay, Georgia 2 $ 235,000 $ 117,500 $ 124,000
Crawford, Georgia 2 $ 97,000 $ 48,500 $ 38,000
Dodge, Georgia 2 $ 79,000 $ 39,500 $ 45,000
Dooly, Georgia 2 $ 138,000 $ 69,000 $ 88,000
Evans, Georgia 2 $ 482,000 $ 241,000 $ 91,000
Fannin, Georgia 2 $ 314,000 $ 157,000 $ 110,000
Greene, Georgia 2 $ 620,000 $ 310,000 $ 179,000
Habersham, Georgia 2 $ 363,000 $ 181,500 $ 53,000
Jones, Georgia 2 $ 385,000 $ 192,500 $ 67,000
Lanier, Georgia 2 $ 86,000 $ 43,000 $ 134,000
Macon, Georgia 2 $ 185,000 $ 92,500 $ 37,000
Madison, Georgia 2 $ 269,000 $ 134,500 $ 34,000
Stewart, Georgia 2 $ 189,000 $ 94,500 $ 41,000
Upson, Georgia 2 $ 242,000 $ 121,000 $ 49,000
Walker, Georgia 2 $ 200,000 $ 100,000 $ 60,000
Wayne, Georgia 2 $ 421,000 $ 210,500 $ 64,000
Whitfield, Georgia 2 $ 206,000 $ 103,000 $ 142,000
Wilcox, Georgia 2 $ 128,000 $ 64,000 $ 55,000
York, Maine 2 $ 874,000 $ 437,000 $ 660,000
Carroll, Maryland 2 $ 681,000 $ 340,500 $ 178,000
Hennepin, Minnesota 2 $ 1,330,000 $ 665,000 $ 368,000
Santa Fe, New Mexico 2 $ 777,000 $ 388,500 $ 189,000
Guilford, North Carolina 2 $ 540,000 $ 270,000 $ 173,000
Haywood, North Carolina 2 $ 225,000 $ 112,500 $ 48,000
Jackson, North Carolina 2 $ 617,000 $ 308,500 $ 174,000
Macon, North Carolina 2 $ 442,000 $ 221,000 $ 237,000
Rowan, North Carolina 2 $ 281,000 $ 140,500 $ 56,000
Allen, Ohio 2 $ 262,000 $ 131,000 $ 55,000
Erie, Ohio 2 $ 460,000 $ 230,000 $ 72,000
Franklin, Ohio 2 $ 380,000 $ 190,000 $ 129,000
Fulton, Ohio 2 $ 257,000 $ 128,500 $ 53,000
Sandusky, Ohio 2 $ 362,000 $ 181,000 $ 81,000
Wood, Ohio 2 $ 203,000 $ 101,500 $ 41,000
Abbeville, South Carolina 2 $ 281,000 $ 140,500 $ 66,000
Hampton, South Carolina 2 $ 192,000 $ 96,000 $ 69,000
Marion, South Carolina 2 $ 169,000 $ 84,500 $ 27,000
Union, South Carolina 2 $ 213,000 $ 106,500 $ 73,000
Anderson, Tennessee 2 $ 230,000 $ 115,000 $ 35,000
Coffee, Tennessee 2 $ 438,000 $ 219,000 $ 68,000
Grainger, Tennessee 2 $ 546,000 $ 273,000 $ 78,000
Hardin, Tennessee 2 $ 188,000 $ 94,000 $ 71,000
Jefferson, Tennessee 2 $ 276,000 $ 138,000 $ 42,000
Macon, Tennessee 2 $ 372,000 $ 186,000 $ 68,000
Montgomery, Texas 2 $ 1,484,000 $ 742,000 $ 270,000
Tarrant, Texas 2 $ 814,000 $ 407,000 $ 263,000
Albemarle, Virginia 2 $ 1,003,000 $ 501,500 $ 208,000
Nelson, Virginia 2 $ 565,000 $ 282,500 $ 129,000
Prince William, Virginia 2 $ 701,000 $ 350,500 $ 95,000
Clarke, Alabama 1 $ 40,000 $ 40,000 $ 77,000
Clay, Alabama 1 $ 123,000 $ 123,000 $ 81,000
Colbert, Alabama 1 $ 252,000 $ 252,000 $ 93,000
DeKalb, Alabama 1 $ 135,000 $ 135,000 $ 48,000
Limestone, Alabama 1 $ 193,000 $ 193,000 $ 102,000
Montgomery, Alabama 1 $ 128,000 $ 128,000 $ 35,000
Randolph, Alabama 1 $ 172,000 $ 172,000 $ 81,000
Tallapoosa, Alabama 1 $ 151,000 $ 151,000 $ 36,000
Winston, Alabama 1 $ 330,000 $ 330,000 $ 100,000
Benton, Arkansas 1 $ 130,000 $ 130,000 $ 27,000
Fresno, California 1 $ 472,000 $ 472,000 $ 0
Kern, California 1 $ 149,000 $ 149,000 $ 0
Madera, California 1 $ 149,000 $ 149,000 $ 0
Sacramento, California 1 $ 199,000 $ 199,000 $ 0
San Bernardino, California 1 $ 751,000 $ 751,000 $ 215,000
San Francisco, California 1 $ 379,000 $ 379,000 $ 0
Santa Barbara, California 1 $ 1,116,000 $ 1,116,000 $ 178,000
Sutter, California 1 $ 577,000 $ 577,000 $ 272,000
Garfield, Colorado 1 $ 640,000 $ 640,000 $ 228,000
Larimer, Colorado 1 $ 736,000 $ 736,000 $ 0
Fairfield, Connecticut 1 $ 424,000 $ 424,000 $ 155,000
Hartford, Connecticut 1 $ 296,000 $ 296,000 $ 108,000
Holmes, Florida 1 $ 73,000 $ 73,000 $ 60,000
Martin, Florida 1 $ 694,000 $ 694,000 $ 193,000
Baker, Georgia 1 $ 53,000 $ 53,000 $ 37,000
Burke, Georgia 1 $ 261,000 $ 261,000 $ 140,000
Candler, Georgia 1 $ 157,000 $ 157,000 $ 53,000
Catoosa, Georgia 1 $ 137,000 $ 137,000 $ 39,000
Elbert, Georgia 1 $ 179,000 $ 179,000 $ 91,000
Emanuel, Georgia 1 $ 82,000 $ 82,000 $ 217,000
Harris, Georgia 1 $ 46,000 $ 46,000 $ 99,000
Hart, Georgia 1 $ 91,000 $ 91,000 $ 40,000
Jasper, Georgia 1 $ 64,000 $ 64,000 $ 37,000
Lamar, Georgia 1 $ 216,000 $ 216,000 $ 109,000
Lincoln, Georgia 1 $ 111,000 $ 111,000 $ 28,000
Lumpkin, Georgia 1 $ 184,000 $ 184,000 $ 154,000
Murray, Georgia 1 $ 179,000 $ 179,000 $ 67,000
Muscogee, Georgia 1 $ 201,000 $ 201,000 $ 48,000
Oconee, Georgia 1 $ 266,000 $ 266,000 $ 99,000
Quitman, Georgia 1 $ 35,000 $ 35,000 $ 165,000
Stephens, Georgia 1 $ 116,000 $ 116,000 $ 42,000
Talbot, Georgia 1 $ 54,000 $ 54,000 $ 40,000
Towns, Georgia 1 $ 210,000 $ 210,000 $ 38,000
Treutlen, Georgia 1 $ 40,000 $ 40,000 $ 0
Washington, Georgia 1 $ 108,000 $ 108,000 $ 29,000
Webster, Georgia 1 $ 14,000 $ 14,000 $ 51,000
Wheeler, Georgia 1 $ 52,000 $ 52,000 $ 31,000
White, Georgia 1 $ 278,000 $ 278,000 $ 138,000
DuPage, Illinois 1 $ 554,000 $ 554,000 $ 145,000
Lake, Illinois 1 $ 560,000 $ 560,000 $ 849,000
Hendricks, Indiana 1 $ 210,000 $ 210,000 $ 75,000
Fayette, Kentucky 1 $ 209,000 $ 209,000 $ 415,000
Russell, Kentucky 1 $ 100,000 $ 100,000 $ 75,000
Livingston, Louisiana 1 $ 293,000 $ 293,000 $ 90,000
Plaquemines, Louisiana 1 $ 543,000 $ 543,000 $ 150,000
St. Tammany, Louisiana 1 $ 288,000 $ 288,000 $ 81,000
Cumberland, Maine 1 $ 424,000 $ 424,000 $ 468,000
Montgomery, Maryland 1 $ 234,000 $ 234,000 $ 136,000
Barnstable, Massachusetts 1 $ 556,000 $ 556,000 $ 0
Oakland, Michigan 1 $ 471,000 $ 471,000 $ 0
Ottawa, Michigan 1 $ 115,000 $ 115,000 $ 0
Alamance, North Carolina 1 $ 108,000 $ 108,000 $ 20,000
Brunswick, North Carolina 1 $ 437,000 $ 437,000 $ 133,000
Chatham, North Carolina 1 $ 420,000 $ 420,000 $ 231,000
Henderson, North Carolina 1 $ 300,000 $ 300,000 $ 77,000
Montgomery, North Carolina 1 $ 263,000 $ 263,000 $ 72,000
New Hanover, North Carolina 1 $ 315,000 $ 315,000 $ 412,000
Pender, North Carolina 1 $ 361,000 $ 361,000 $ 85,000
Pitt, North Carolina 1 $ 102,000 $ 102,000 $ 46,000
Polk, North Carolina 1 $ 246,000 $ 246,000 $ 41,000
Randolph, North Carolina 1 $ 114,000 $ 114,000 $ 118,000
Rutherford, North Carolina 1 $ 194,000 $ 194,000 $ 89,000
Watauga, North Carolina 1 $ 375,000 $ 375,000 $ 181,000
Butler, Ohio 1 $ 318,000 $ 318,000 $ 118,000
Cuyahoga, Ohio 1 $ 159,000 $ 159,000 $ 121,000
Hardin, Ohio 1 $ 112,000 $ 112,000 $ 47,000
Paulding, Ohio 1 $ 84,000 $ 84,000 $ 33,000
Summit, Ohio 1 $ 101,000 $ 101,000 $ 25,000
Jackson, Oregon 1 $ 282,000 $ 282,000 $ 0
Multnomah, Oregon 1 $ 99,000 $ 99,000 $ 0
Philadelphia, Pennsylvania 1 $ 333,000 $ 333,000 $ 0
Chesterfield, South Carolina 1 $ 318,000 $ 318,000 $ 69,000
Clarendon, South Carolina 1 $ 194,000 $ 194,000 $ 129,000
Darlington, South Carolina 1 $ 240,000 $ 240,000 $ 83,000
Greenwood, South Carolina 1 $ 176,000 $ 176,000 $ 66,000
Lee, South Carolina 1 $ 186,000 $ 186,000 $ 65,000
Marlboro, South Carolina 1 $ 73,000 $ 73,000 $ 44,000
Benton, Tennessee 1 $ 317,000 $ 317,000 $ 104,000
Cannon, Tennessee 1 $ 69,000 $ 69,000 $ 58,000
Cumberland, Tennessee 1 $ 165,000 $ 165,000 $ 72,000
DeKalb, Tennessee 1 $ 121,000 $ 121,000 $ 68,000
Dickson, Tennessee 1 $ 197,000 $ 197,000 $ 70,000
Fentress, Tennessee 1 $ 263,000 $ 263,000 $ 517,000
Giles, Tennessee 1 $ 261,000 $ 261,000 $ 53,000
Hamblen, Tennessee 1 $ 111,000 $ 111,000 $ 26,000
Henry, Tennessee 1 $ 236,000 $ 236,000 $ 106,000
Hickman, Tennessee 1 $ 122,000 $ 122,000 $ 44,000
Humphreys, Tennessee 1 $ 121,000 $ 121,000 $ 30,000
Lawrence, Tennessee 1 $ 124,000 $ 124,000 $ 44,000
Madison, Tennessee 1 $ 108,000 $ 108,000 $ 38,000
Overton, Tennessee 1 $ 93,000 $ 93,000 $ 28,000
Smith, Tennessee 1 $ 182,000 $ 182,000 $ 68,000
Trousdale, Tennessee 1 $ 279,000 $ 279,000 $ 72,000
Warren, Tennessee 1 $ 85,000 $ 85,000 $ 19,000
Washington, Tennessee 1 $ 212,000 $ 212,000 $ 80,000
Collin, Texas 1 $ 855,000 $ 855,000 $ 272,000
Harris, Texas 1 $ 300,000 $ 300,000 $ 77,000
Kaufman, Texas 1 $ 125,000 $ 125,000 $ 56,000
Travis, Texas 1 $ 264,000 $ 264,000 $ 55,000
Botetourt, Virginia 1 $ 152,000 $ 152,000 $ 64,000
Chesterfield, Virginia 1 $ 236,000 $ 236,000 $ 75,000
Harrisonburg, Virginia 1 $ 120,000 $ 120,000 $ 48,000
Henrico, Virginia 1 $ 524,000 $ 524,000 $ 296,000
Loudoun, Virginia 1 $ 479,000 $ 479,000 $ 287,000
Richmond City, Virginia 1 $ 560,000 $ 560,000 $ 199,000
Staunton, Virginia 1 $ 220,000 $ 220,000 $ 47,000
Virginia Beach, Virginia 1 $ 185,000 $ 185,000 $ 150,000
Warren, Virginia 1 $ 265,000 $ 265,000 $ 176,000
Clark, Washington 1 $ 260,000 $ 260,000 $ 0
Island, Washington 1 $ 273,000 $ 273,000 $ 131,000
Platte, Wyoming 1 $ 208,000 $ 208,000 $ 53,000

Mortgage Loan Application Detail Totals for Ameris Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,218 $1,860,145,000 $226,000 $31,000,000 $95,000 $3,448,000
Refinancing 1,863 $438,499,000 $235,000 $3,500,000 $116,000 $3,165,000
Home Improvement 131 $33,000,000 $251,000 $16,250,000 $73,000 $413,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,267 $1,579,995,000 $217,000 $4,500,000 $105,000 $3,448,000
Black or African American 1,244 $225,441,000 $181,000 $1,262,000 $74,000 $660,000
Not Provided 621 $156,266,000 $251,000 $1,613,000 $120,000 $2,566,000
Hispanic 467 $84,402,000 $180,000 $887,000 $78,000 $602,000
Asian 317 $79,791,000 $251,000 $3,750,000 $118,000 $1,200,000
Not applicable 234 $191,888,000 $820,000 $31,000,000 $0 $71,000
American Indian or Alaskan Native 40 $9,102,000 $227,000 $748,000 $79,000 $240,000
Native Hawaiian or Other Pacific Islander 22 $4,759,000 $216,000 $417,000 $101,000 $303,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,527 $1,635,549,000 $250,000 $31,000,000 $116,000 $3,448,000
FHA-insured (Federal Housing Administration) 2,177 $367,724,000 $168,000 $407,000 $61,000 $397,000
VA-guaranteed (Veterans Administration) 1,105 $271,798,000 $245,000 $1,200,000 $86,000 $948,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 403 $56,573,000 $140,000 $307,000 $49,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,585 $1,664,409,000 $219,000 $31,000,000 $97,000 $2,884,000
Application Denied By Financial Institution 1,036 $228,727,000 $220,000 $4,500,000 $92,000 $3,448,000
Application Withdrawn By Applicant 956 $290,036,000 $303,000 $27,950,000 $115,000 $2,566,000
Application Approved But Not Accepted 447 $99,027,000 $221,000 $1,615,000 $114,000 $3,165,000
File Closed For Incompleteness 128 $26,715,000 $208,000 $1,645,000 $107,000 $504,000
Loan Purchased By The Institution 60 $22,730,000 $378,000 $1,495,000 $25,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ameris Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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