Dixie County, FL Mortgage Lenders & HMDA Data, 2017
In 2017, lenders reported 393 mortgage applications in Dixie County, FL totaling $38.7 million, up 15% from 2016. The average application was for $98,000, and applicants reported an average income of $53,000. 30% of applications resulted in an originated loan and 33% were denied. The most active lender was 21st Mortgage, with 88 applications, followed by Wells Fargo Bank NA and Drummond Community Bank.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Florida.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 393 |
| Total Mortgage Loan Application Amount | $38,676,000 |
| Average Mortgage Loan Application Amount | $98,000 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $412,000 |
Top Mortgage Lenders in Dixie County, FL (2017)
Ranked by the number of mortgage applications each lender reported in Dixie County, FL in 2017.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | 21st Mortgage Knoxville, TN |
88 | $6,059,000 | $68,000 | $39,000 |
| 2 | Wells Fargo Bank NA Minneapolis, MN |
20 | $2,009,000 | $100,000 | $71,000 |
| 3 | Drummond Community Bank Chiefland, FL |
17 | $1,143,000 | $67,000 | $71,000 |
| 4 | Capital City Bank Tallahassee, FL |
15 | $1,398,000 | $93,000 | $58,000 |
| 5 | Freedom Mortgage Corporation Boca Raton, FL |
15 | $1,801,000 | $120,000 | $36,000 |
| 6 | First Federal Bank Lake City, FL |
9 | $1,518,000 | $168,000 | $67,000 |
| 7 | Suncoast Credit Union Tampa, FL |
9 | $552,000 | $61,000 | $85,000 |
| 8 | Fbt Mortgage, L.L.C. Ocean Springs, MS |
9 | $1,326,000 | $147,000 | $82,000 |
| 9 | First Guaranty Mortgage Corporation Tysons Corner, VA |
9 | $742,000 | $82,000 | $0 |
| 10 | Florida Credit Union Gainesville, FL |
8 | $350,000 | $43,000 | $48,000 |
The tables below break down 2017 mortgage applications in Dixie County, FL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Dixie County, FL in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 269 | $25,200,000 | $93,000 | $400,000 | $56,000 | $412,000 |
| Refinancing | 107 | $12,710,000 | $118,000 | $600,000 | $43,000 | $187,000 |
| Home Improvement | 17 | $766,000 | $45,000 | $350,000 | $67,000 | $288,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 296 | $28,408,000 | $95,000 | $600,000 | $58,000 | $412,000 |
| Not Provided | 36 | $3,653,000 | $101,000 | $350,000 | $58,000 | $189,000 |
| Not applicable | 30 | $3,559,000 | $118,000 | $400,000 | $6,000 | $93,000 |
| Black or African American | 16 | $854,000 | $53,000 | $122,000 | $38,000 | $83,000 |
| Hispanic | 9 | $1,504,000 | $167,000 | $265,000 | $55,000 | $116,000 |
| American Indian or Alaskan Native | 5 | $626,000 | $125,000 | $165,000 | $65,000 | $102,000 |
| Asian | 1 | $72,000 | $72,000 | $72,000 | $78,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 264 | $22,769,000 | $86,000 | $400,000 | $59,000 | $412,000 |
| FHA-insured (Federal Housing Administration) | 73 | $7,615,000 | $104,000 | $216,000 | $41,000 | $188,000 |
| VA-guaranteed (Veterans Administration) | 43 | $6,767,000 | $157,000 | $600,000 | $48,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,525,000 | $117,000 | $186,000 | $21,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 128 | $11,488,000 | $89,000 | $396,000 | $45,000 | $288,000 |
| Loan Originated | 119 | $12,004,000 | $100,000 | $400,000 | $69,000 | $412,000 |
| Application Withdrawn By Applicant | 57 | $6,691,000 | $117,000 | $600,000 | $64,000 | $343,000 |
| File Closed For Incompleteness | 37 | $2,810,000 | $75,000 | $166,000 | $40,000 | $87,000 |
| Loan Purchased By The Institution | 37 | $4,380,000 | $118,000 | $400,000 | $20,000 | $136,000 |
| Application Approved But Not Accepted | 15 | $1,303,000 | $86,000 | $216,000 | $73,000 | $188,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $1,005,000 | $62,000 | $350,000 | $69,000 | $288,000 |
| Debt-To-Income Ratio | 10 | $613,000 | $61,000 | $122,000 | $48,000 | $81,000 |
| Collateral | 9 | $1,529,000 | $169,000 | $396,000 | $63,000 | $189,000 |
| Other | 5 | $450,000 | $90,000 | $127,000 | $29,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $243,000 | $81,000 | $125,000 | $41,000 | $63,000 |
| Credit Application Incomplete | 3 | $313,000 | $104,000 | $112,000 | $43,000 | $62,000 |
| Employment History | 2 | $185,000 | $92,000 | $122,000 | $66,000 | $83,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About