Ameris Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Ameris Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ameris Bank 300 South Main Street Atlanta, GA 31768 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 11,117 |
| Total Mortgage Loan Application Amount | $2,545,525,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $11,605,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $3,434,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Ameris Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ameris Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Ameris Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ameris Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ameris Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ameris Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 679 | $ 145,805,000 | $ 214,000 | $ 89,000 |
| Lexington County South Carolina | 546 | $ 106,050,000 | $ 194,000 | $ 85,000 |
| Duval County Florida | 468 | $ 120,710,000 | $ 257,000 | $ 123,000 |
| Charleston County South Carolina | 436 | $ 142,100,000 | $ 325,000 | $ 141,000 |
| Alachua County Florida | 393 | $ 87,375,000 | $ 222,000 | $ 109,000 |
| St. Johns County Florida | 380 | $ 115,390,000 | $ 303,000 | $ 148,000 |
| Berkeley County South Carolina | 345 | $ 90,705,000 | $ 262,000 | $ 94,000 |
| Chatham County Georgia | 269 | $ 60,915,000 | $ 226,000 | $ 139,000 |
| Marion County Florida | 235 | $ 33,805,000 | $ 143,000 | $ 66,000 |
| Fulton County Georgia | 224 | $ 80,160,000 | $ 357,000 | $ 165,000 |
| Leon County Florida | 223 | $ 54,855,000 | $ 245,000 | $ 114,000 |
| Volusia County Florida | 213 | $ 57,695,000 | $ 270,000 | $ 116,000 |
| Greenville County South Carolina | 211 | $ 51,915,000 | $ 246,000 | $ 104,000 |
| Davidson County Tennessee | 184 | $ 53,350,000 | $ 289,000 | $ 130,000 |
| Cobb County Georgia | 177 | $ 47,405,000 | $ 267,000 | $ 129,000 |
| Flagler County Florida | 176 | $ 39,400,000 | $ 223,000 | $ 109,000 |
| Lowndes County Georgia | 156 | $ 32,280,000 | $ 206,000 | $ 96,000 |
| Houston County Georgia | 148 | $ 28,720,000 | $ 194,000 | $ 81,000 |
| Dorchester County South Carolina | 134 | $ 32,940,000 | $ 245,000 | $ 103,000 |
| Gwinnett County Georgia | 132 | $ 32,140,000 | $ 243,000 | $ 107,000 |
| Spartanburg County South Carolina | 132 | $ 23,150,000 | $ 175,000 | $ 68,000 |
| Calhoun County Alabama | 125 | $ 19,155,000 | $ 153,000 | $ 67,000 |
| Jefferson County Alabama | 118 | $ 23,820,000 | $ 201,000 | $ 83,000 |
| Bay County Florida | 118 | $ 20,160,000 | $ 170,000 | $ 117,000 |
| Cherokee County Georgia | 118 | $ 27,900,000 | $ 236,000 | $ 106,000 |
| Paulding County Georgia | 114 | $ 22,150,000 | $ 194,000 | $ 76,000 |
| Henry County Georgia | 113 | $ 18,925,000 | $ 167,000 | $ 75,000 |
| Bryan County Georgia | 103 | $ 28,155,000 | $ 273,000 | $ 138,000 |
| Colquitt County Georgia | 102 | $ 13,780,000 | $ 135,000 | $ 75,000 |
| Williamson County Tennessee | 98 | $ 39,590,000 | $ 403,000 | $ 154,000 |
| Liberty County Georgia | 97 | $ 14,285,000 | $ 147,000 | $ 92,000 |
| Beaufort County South Carolina | 97 | $ 27,965,000 | $ 288,000 | $ 170,000 |
| Kershaw County South Carolina | 95 | $ 20,415,000 | $ 214,000 | $ 81,000 |
| DeKalb County Georgia | 93 | $ 25,555,000 | $ 274,000 | $ 104,000 |
| Horry County South Carolina | 93 | $ 19,245,000 | $ 206,000 | $ 159,000 |
| Effingham County Georgia | 87 | $ 15,025,000 | $ 172,000 | $ 82,000 |
| Tift County Georgia | 83 | $ 9,735,000 | $ 117,000 | $ 78,000 |
| Clay County Florida | 81 | $ 17,865,000 | $ 220,000 | $ 125,000 |
| Sumter County South Carolina | 79 | $ 13,615,000 | $ 172,000 | $ 69,000 |
| Rutherford County Tennessee | 76 | $ 19,200,000 | $ 252,000 | $ 89,000 |
| Wakulla County Florida | 69 | $ 10,145,000 | $ 147,000 | $ 76,000 |
| Sumner County Tennessee | 67 | $ 16,405,000 | $ 244,000 | $ 105,000 |
| Aiken County South Carolina | 66 | $ 12,880,000 | $ 195,000 | $ 104,000 |
| Houston County Alabama | 62 | $ 8,260,000 | $ 133,000 | $ 60,000 |
| Glynn County Georgia | 61 | $ 12,695,000 | $ 208,000 | $ 116,000 |
| York County South Carolina | 60 | $ 19,040,000 | $ 317,000 | $ 133,000 |
| Dougherty County Georgia | 59 | $ 10,705,000 | $ 181,000 | $ 77,000 |
| Shelby County Alabama | 58 | $ 15,120,000 | $ 260,000 | $ 101,000 |
| Mecklenburg County North Carolina | 58 | $ 17,970,000 | $ 309,000 | $ 140,000 |
| Bartow County Georgia | 51 | $ 8,055,000 | $ 157,000 | $ 69,000 |
| Hall County Georgia | 50 | $ 10,920,000 | $ 218,000 | $ 107,000 |
| Putnam County Florida | 48 | $ 6,660,000 | $ 138,000 | $ 80,000 |
| Forsyth County Georgia | 45 | $ 15,445,000 | $ 343,000 | $ 156,000 |
| Anderson County South Carolina | 43 | $ 9,075,000 | $ 211,000 | $ 90,000 |
| Polk County Florida | 42 | $ 7,540,000 | $ 179,000 | $ 68,000 |
| Camden County Georgia | 40 | $ 6,710,000 | $ 167,000 | $ 106,000 |
| Douglas County Georgia | 39 | $ 7,135,000 | $ 182,000 | $ 77,000 |
| Guilford County North Carolina | 39 | $ 5,375,000 | $ 137,000 | $ 62,000 |
| Maury County Tennessee | 39 | $ 9,515,000 | $ 243,000 | $ 92,000 |
| Walton County Florida | 38 | $ 22,220,000 | $ 584,000 | $ 334,000 |
| Toombs County Georgia | 37 | $ 3,045,000 | $ 82,000 | $ 51,000 |
| Blount County Alabama | 36 | $ 5,290,000 | $ 146,000 | $ 63,000 |
| Coweta County Georgia | 36 | $ 8,190,000 | $ 227,000 | $ 110,000 |
| Clayton County Georgia | 34 | $ 4,100,000 | $ 120,000 | $ 73,000 |
| Lee County Georgia | 34 | $ 4,580,000 | $ 134,000 | $ 67,000 |
| Lee County Alabama | 33 | $ 6,355,000 | $ 192,000 | $ 150,000 |
| Carroll County Georgia | 33 | $ 5,215,000 | $ 158,000 | $ 71,000 |
| Grady County Georgia | 33 | $ 3,625,000 | $ 109,000 | $ 86,000 |
| Thomas County Georgia | 31 | $ 4,655,000 | $ 150,000 | $ 69,000 |
| Pickens County South Carolina | 31 | $ 5,975,000 | $ 192,000 | $ 69,000 |
| Sumter County Florida | 30 | $ 6,790,000 | $ 226,000 | $ 97,000 |
| Brooks County Georgia | 30 | $ 2,550,000 | $ 85,000 | $ 71,000 |
| Monroe County Georgia | 30 | $ 8,060,000 | $ 268,000 | $ 141,000 |
| Coffee County Georgia | 29 | $ 2,795,000 | $ 96,000 | $ 68,000 |
| Suwannee County Florida | 28 | $ 3,630,000 | $ 129,000 | $ 59,000 |
| Union County North Carolina | 28 | $ 7,830,000 | $ 279,000 | $ 131,000 |
| Nassau County Florida | 27 | $ 8,575,000 | $ 317,000 | $ 144,000 |
| Gaston County North Carolina | 27 | $ 6,835,000 | $ 253,000 | $ 126,000 |
| Bulloch County Georgia | 26 | $ 4,990,000 | $ 191,000 | $ 94,000 |
| Butts County Georgia | 26 | $ 4,000,000 | $ 153,000 | $ 76,000 |
| Wilson County Tennessee | 26 | $ 7,080,000 | $ 272,000 | $ 98,000 |
| Columbia County Florida | 25 | $ 4,985,000 | $ 199,000 | $ 83,000 |
| Fayette County Georgia | 24 | $ 7,810,000 | $ 325,000 | $ 195,000 |
| Spalding County Georgia | 24 | $ 3,290,000 | $ 137,000 | $ 55,000 |
| Barrow County Georgia | 23 | $ 3,315,000 | $ 144,000 | $ 55,000 |
| Knox County Tennessee | 23 | $ 4,975,000 | $ 216,000 | $ 82,000 |
| Montgomery County Tennessee | 23 | $ 4,085,000 | $ 177,000 | $ 70,000 |
| Lake County Florida | 21 | $ 3,945,000 | $ 187,000 | $ 90,000 |
| Henry County Alabama | 20 | $ 2,270,000 | $ 113,000 | $ 75,000 |
| Orange County Florida | 20 | $ 7,130,000 | $ 356,000 | $ 142,000 |
| Irwin County Georgia | 20 | $ 1,190,000 | $ 59,000 | $ 73,000 |
| Long County Georgia | 19 | $ 2,855,000 | $ 150,000 | $ 62,000 |
| Pulaski County Georgia | 19 | $ 2,395,000 | $ 126,000 | $ 63,000 |
| Walton County Georgia | 19 | $ 3,455,000 | $ 181,000 | $ 88,000 |
| Talladega County Alabama | 18 | $ 3,580,000 | $ 198,000 | $ 86,000 |
| Hillsborough County Florida | 17 | $ 3,375,000 | $ 198,000 | $ 86,000 |
| Santa Rosa County Florida | 17 | $ 3,905,000 | $ 229,000 | $ 108,000 |
| Gordon County Georgia | 17 | $ 2,475,000 | $ 145,000 | $ 82,000 |
| Marion County Georgia | 17 | $ 1,085,000 | $ 63,000 | $ 73,000 |
| Escambia County Florida | 16 | $ 4,950,000 | $ 309,000 | $ 150,000 |
| Gadsden County Florida | 16 | $ 2,230,000 | $ 139,000 | $ 72,000 |
| Jackson County Georgia | 16 | $ 3,140,000 | $ 196,000 | $ 72,000 |
| Richmond County Georgia | 16 | $ 2,010,000 | $ 125,000 | $ 83,000 |
| Taylor County Georgia | 16 | $ 1,240,000 | $ 77,000 | $ 64,000 |
| Berrien County Georgia | 15 | $ 1,965,000 | $ 131,000 | $ 136,000 |
| Bibb County Georgia | 15 | $ 2,385,000 | $ 159,000 | $ 104,000 |
| Crisp County Georgia | 15 | $ 1,395,000 | $ 93,000 | $ 126,000 |
| Rockdale County Georgia | 15 | $ 2,805,000 | $ 187,000 | $ 72,000 |
| Schley County Georgia | 15 | $ 1,415,000 | $ 94,000 | $ 100,000 |
| Turner County Georgia | 15 | $ 1,615,000 | $ 107,000 | $ 79,000 |
| Ware County Georgia | 15 | $ 1,865,000 | $ 124,000 | $ 80,000 |
| Laurens County South Carolina | 15 | $ 2,505,000 | $ 167,000 | $ 62,000 |
| Chambers County Alabama | 14 | $ 1,090,000 | $ 77,000 | $ 51,000 |
| Dixie County Florida | 14 | $ 1,100,000 | $ 78,000 | $ 57,000 |
| Barbour County Alabama | 13 | $ 1,705,000 | $ 131,000 | $ 68,000 |
| Oconee County South Carolina | 13 | $ 2,575,000 | $ 198,000 | $ 88,000 |
| Franklin County Florida | 12 | $ 3,270,000 | $ 272,000 | $ 163,000 |
| Gilchrist County Florida | 12 | $ 1,610,000 | $ 134,000 | $ 74,000 |
| Pickens County Georgia | 12 | $ 1,790,000 | $ 149,000 | $ 72,000 |
| Sumter County Georgia | 12 | $ 1,590,000 | $ 132,000 | $ 75,000 |
| Cook County Illinois | 12 | $ 9,220,000 | $ 768,000 | $ 356,000 |
| Putnam County Ohio | 12 | $ 1,300,000 | $ 108,000 | $ 48,000 |
| Lancaster County South Carolina | 12 | $ 3,590,000 | $ 299,000 | $ 96,000 |
| Cheatham County Tennessee | 12 | $ 2,710,000 | $ 225,000 | $ 72,000 |
| Newton County Georgia | 11 | $ 1,585,000 | $ 144,000 | $ 66,000 |
| Pike County Georgia | 11 | $ 2,255,000 | $ 205,000 | $ 80,000 |
| Polk County Georgia | 11 | $ 1,585,000 | $ 144,000 | $ 55,000 |
| Lee County Florida | 10 | $ 2,270,000 | $ 227,000 | $ 120,000 |
| Palm Beach County Florida | 10 | $ 4,390,000 | $ 439,000 | $ 177,000 |
| Pinellas County Florida | 10 | $ 4,120,000 | $ 412,000 | $ 190,000 |
| Peach County Georgia | 10 | $ 2,320,000 | $ 232,000 | $ 87,000 |
| Iredell County North Carolina | 10 | $ 4,130,000 | $ 413,000 | $ 142,000 |
| Georgetown County South Carolina | 10 | $ 4,050,000 | $ 405,000 | $ 171,000 |
| Bradford County Florida | 9 | $ 1,265,000 | $ 140,000 | $ 68,000 |
| Broward County Florida | 9 | $ 3,955,000 | $ 439,000 | $ 257,000 |
| Calhoun County Florida | 9 | $ 1,165,000 | $ 129,000 | $ 59,000 |
| Sarasota County Florida | 9 | $ 3,885,000 | $ 431,000 | $ 269,000 |
| Worth County Georgia | 9 | $ 875,000 | $ 97,000 | $ 57,000 |
| Brevard County Florida | 8 | $ 1,380,000 | $ 172,000 | $ 123,000 |
| Citrus County Florida | 8 | $ 940,000 | $ 117,000 | $ 56,000 |
| Levy County Florida | 8 | $ 1,700,000 | $ 212,000 | $ 120,000 |
| Seminole County Florida | 8 | $ 2,540,000 | $ 317,000 | $ 134,000 |
| Clarke County Georgia | 8 | $ 1,310,000 | $ 163,000 | $ 59,000 |
| Cook County Georgia | 8 | $ 720,000 | $ 90,000 | $ 40,000 |
| Fannin County Georgia | 8 | $ 2,020,000 | $ 252,000 | $ 269,000 |
| Lanier County Georgia | 8 | $ 1,200,000 | $ 150,000 | $ 68,000 |
| Cabarrus County North Carolina | 8 | $ 3,130,000 | $ 391,000 | $ 133,000 |
| Forsyth County North Carolina | 8 | $ 1,000,000 | $ 125,000 | $ 78,000 |
| Robertson County Tennessee | 8 | $ 1,310,000 | $ 163,000 | $ 51,000 |
| Montgomery County Alabama | 7 | $ 825,000 | $ 117,000 | $ 54,000 |
| St. Clair County Alabama | 7 | $ 1,385,000 | $ 197,000 | $ 70,000 |
| Los Angeles County California | 7 | $ 19,725,000 | $ 2,817,000 | $ 227,000 |
| Manatee County Florida | 7 | $ 2,325,000 | $ 332,000 | $ 121,000 |
| Union County Florida | 7 | $ 1,225,000 | $ 175,000 | $ 72,000 |
| Ben Hill County Georgia | 7 | $ 785,000 | $ 112,000 | $ 177,000 |
| Floyd County Georgia | 7 | $ 1,015,000 | $ 145,000 | $ 70,000 |
| Haralson County Georgia | 7 | $ 1,265,000 | $ 180,000 | $ 103,000 |
| McIntosh County Georgia | 7 | $ 1,065,000 | $ 152,000 | $ 84,000 |
| Muscogee County Georgia | 7 | $ 1,125,000 | $ 160,000 | $ 86,000 |
| Pierce County Georgia | 7 | $ 1,185,000 | $ 169,000 | $ 61,000 |
| Putnam County Georgia | 7 | $ 1,525,000 | $ 217,000 | $ 136,000 |
| Colleton County South Carolina | 7 | $ 865,000 | $ 123,000 | $ 49,000 |
| Orangeburg County South Carolina | 7 | $ 2,565,000 | $ 366,000 | $ 76,000 |
| Marshall County Tennessee | 7 | $ 1,625,000 | $ 232,000 | $ 71,000 |
| Elmore County Alabama | 6 | $ 1,160,000 | $ 193,000 | $ 93,000 |
| Okaloosa County Florida | 6 | $ 2,160,000 | $ 360,000 | $ 238,000 |
| Columbia County Georgia | 6 | $ 1,480,000 | $ 246,000 | $ 119,000 |
| Decatur County Georgia | 6 | $ 930,000 | $ 155,000 | $ 61,000 |
| Jasper County Georgia | 6 | $ 930,000 | $ 155,000 | $ 86,000 |
| Mitchell County Georgia | 6 | $ 440,000 | $ 73,000 | $ 40,000 |
| Montgomery County Georgia | 6 | $ 350,000 | $ 58,000 | $ 53,000 |
| Cherokee County South Carolina | 6 | $ 1,150,000 | $ 191,000 | $ 75,000 |
| Florence County South Carolina | 6 | $ 990,000 | $ 165,000 | $ 90,000 |
| Newberry County South Carolina | 6 | $ 1,440,000 | $ 240,000 | $ 117,000 |
| Dale County Alabama | 5 | $ 495,000 | $ 99,000 | $ 59,000 |
| Geneva County Alabama | 5 | $ 545,000 | $ 109,000 | $ 61,000 |
| Tallapoosa County Alabama | 5 | $ 1,635,000 | $ 327,000 | $ 144,000 |
| Tuscaloosa County Alabama | 5 | $ 1,225,000 | $ 245,000 | $ 107,000 |
| Walker County Alabama | 5 | $ 695,000 | $ 139,000 | $ 95,000 |
| Orange County California | 5 | $ 5,105,000 | $ 1,021,000 | $ 293,000 |
| Collier County Florida | 5 | $ 2,195,000 | $ 439,000 | $ 201,000 |
| Pasco County Florida | 5 | $ 965,000 | $ 193,000 | $ 87,000 |
| St. Lucie County Florida | 5 | $ 695,000 | $ 139,000 | $ 36,000 |
| Clinch County Georgia | 5 | $ 755,000 | $ 151,000 | $ 68,000 |
| Dawson County Georgia | 5 | $ 995,000 | $ 199,000 | $ 64,000 |
| Gilmer County Georgia | 5 | $ 815,000 | $ 163,000 | $ 154,000 |
| Hancock County Georgia | 5 | $ 325,000 | $ 65,000 | $ 58,000 |
| Lamar County Georgia | 5 | $ 1,075,000 | $ 215,000 | $ 104,000 |
| Macon County Georgia | 5 | $ 1,355,000 | $ 271,000 | $ 101,000 |
| Miller County Georgia | 5 | $ 355,000 | $ 71,000 | $ 39,000 |
| Wilcox County Georgia | 5 | $ 665,000 | $ 133,000 | $ 68,000 |
| Henry County Ohio | 5 | $ 605,000 | $ 121,000 | $ 55,000 |
| Van Wert County Ohio | 5 | $ 635,000 | $ 127,000 | $ 44,000 |
| Fairfield County South Carolina | 5 | $ 985,000 | $ 197,000 | $ 75,000 |
| Sevier County Tennessee | 5 | $ 935,000 | $ 187,000 | $ 111,000 |
| Cleburne County Alabama | 4 | $ 720,000 | $ 180,000 | $ 87,000 |
| Etowah County Alabama | 4 | $ 660,000 | $ 165,000 | $ 58,000 |
| Maricopa County Arizona | 4 | $ 1,500,000 | $ 375,000 | $ 112,000 |
| Baker County Florida | 4 | $ 460,000 | $ 115,000 | $ 59,000 |
| Gulf County Florida | 4 | $ 440,000 | $ 110,000 | $ 90,000 |
| Highlands County Florida | 4 | $ 530,000 | $ 132,000 | $ 45,000 |
| Liberty County Florida | 4 | $ 470,000 | $ 117,000 | $ 56,000 |
| Miami-Dade County Florida | 4 | $ 460,000 | $ 115,000 | $ 58,000 |
| Taylor County Florida | 4 | $ 760,000 | $ 190,000 | $ 85,000 |
| Baker County Georgia | 4 | $ 450,000 | $ 112,000 | $ 46,000 |
| Baldwin County Georgia | 4 | $ 640,000 | $ 160,000 | $ 41,000 |
| Banks County Georgia | 4 | $ 890,000 | $ 222,000 | $ 68,000 |
| Bleckley County Georgia | 4 | $ 380,000 | $ 95,000 | $ 39,000 |
| Brantley County Georgia | 4 | $ 430,000 | $ 107,000 | $ 51,000 |
| Habersham County Georgia | 4 | $ 860,000 | $ 215,000 | $ 80,000 |
| Harris County Georgia | 4 | $ 630,000 | $ 157,000 | $ 313,000 |
| Laurens County Georgia | 4 | $ 640,000 | $ 160,000 | $ 94,000 |
| Murray County Georgia | 4 | $ 1,080,000 | $ 270,000 | $ 106,000 |
| Seminole County Georgia | 4 | $ 230,000 | $ 57,000 | $ 27,000 |
| Tattnall County Georgia | 4 | $ 300,000 | $ 75,000 | $ 45,000 |
| Upson County Georgia | 4 | $ 420,000 | $ 105,000 | $ 41,000 |
| Lake County Illinois | 4 | $ 1,550,000 | $ 387,000 | $ 151,000 |
| Clark County Nevada | 4 | $ 1,900,000 | $ 475,000 | $ 169,000 |
| Alamance County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 67,000 |
| Jackson County North Carolina | 4 | $ 2,200,000 | $ 550,000 | $ 350,000 |
| Stokes County North Carolina | 4 | $ 560,000 | $ 140,000 | $ 58,000 |
| Lorain County Ohio | 4 | $ 660,000 | $ 165,000 | $ 62,000 |
| Darlington County South Carolina | 4 | $ 240,000 | $ 60,000 | $ 32,000 |
| Lee County South Carolina | 4 | $ 300,000 | $ 75,000 | $ 57,000 |
| Loudon County Tennessee | 4 | $ 840,000 | $ 210,000 | $ 71,000 |
| Travis County Texas | 4 | $ 1,680,000 | $ 420,000 | $ 132,000 |
| Coffee County Alabama | 3 | $ 285,000 | $ 95,000 | $ 82,000 |
| Lawrence County Alabama | 3 | $ 785,000 | $ 261,000 | $ 104,000 |
| Limestone County Alabama | 3 | $ 695,000 | $ 231,000 | $ 229,000 |
| Randolph County Alabama | 3 | $ 355,000 | $ 118,000 | $ 58,000 |
| Riverside County California | 3 | $ 1,325,000 | $ 441,000 | $ 118,000 |
| Jefferson County Florida | 3 | $ 825,000 | $ 275,000 | $ 90,000 |
| Osceola County Florida | 3 | $ 925,000 | $ 308,000 | $ 126,000 |
| Calhoun County Georgia | 3 | $ 305,000 | $ 101,000 | $ 67,000 |
| Clay County Georgia | 3 | $ 685,000 | $ 228,000 | $ 97,000 |
| Echols County Georgia | 3 | $ 405,000 | $ 135,000 | $ 77,000 |
| Franklin County Georgia | 3 | $ 445,000 | $ 148,000 | $ 100,000 |
| Hart County Georgia | 3 | $ 675,000 | $ 225,000 | $ 149,000 |
| Jones County Georgia | 3 | $ 445,000 | $ 148,000 | $ 76,000 |
| Meriwether County Georgia | 3 | $ 585,000 | $ 195,000 | $ 83,000 |
| Morgan County Georgia | 3 | $ 1,275,000 | $ 425,000 | $ 209,000 |
| Oconee County Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 176,000 |
| Troup County Georgia | 3 | $ 215,000 | $ 71,000 | $ 136,000 |
| Wayne County Georgia | 3 | $ 635,000 | $ 211,000 | $ 102,000 |
| White County Georgia | 3 | $ 325,000 | $ 108,000 | $ 53,000 |
| Brunswick County North Carolina | 3 | $ 765,000 | $ 255,000 | $ 234,000 |
| Burke County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 129,000 |
| Catawba County North Carolina | 3 | $ 775,000 | $ 258,000 | $ 169,000 |
| Surry County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 85,000 |
| Wake County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 122,000 |
| Sandusky County Ohio | 3 | $ 345,000 | $ 115,000 | $ 70,000 |
| Seneca County Ohio | 3 | $ 555,000 | $ 185,000 | $ 82,000 |
| Abbeville County South Carolina | 3 | $ 655,000 | $ 218,000 | $ 79,000 |
| Saluda County South Carolina | 3 | $ 435,000 | $ 145,000 | $ 67,000 |
| Blount County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 168,000 |
| Cumberland County Tennessee | 3 | $ 355,000 | $ 118,000 | $ 47,000 |
| Dickson County Tennessee | 3 | $ 655,000 | $ 218,000 | $ 62,000 |
| Hamilton County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 102,000 |
| Bedford County Virginia | 3 | $ 945,000 | $ 315,000 | $ 86,000 |
| Fairfax County Virginia | 3 | $ 1,465,000 | $ 488,000 | $ 235,000 |
| Nelson County Virginia | 3 | $ 625,000 | $ 208,000 | $ 120,000 |
| Baldwin County Alabama | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| Cherokee County Alabama | 2 | $ 440,000 | $ 220,000 | $ 77,000 |
| Lauderdale County Alabama | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
| Madison County Alabama | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Russell County Alabama | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| San Bernardino County California | 2 | $ 1,670,000 | $ 835,000 | $ 391,000 |
| San Joaquin County California | 2 | $ 610,000 | $ 305,000 | $ 71,000 |
| Santa Cruz County California | 2 | $ 1,230,000 | $ 615,000 | $ 238,000 |
| Holmes County Florida | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| Jackson County Florida | 2 | $ 300,000 | $ 150,000 | $ 33,000 |
| Martin County Florida | 2 | $ 800,000 | $ 400,000 | $ 75,000 |
| Washington County Florida | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Appling County Georgia | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Early County Georgia | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| Greene County Georgia | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| Jeff Davis County Georgia | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| Rabun County Georgia | 2 | $ 610,000 | $ 305,000 | $ 107,000 |
| Randolph County Georgia | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Treutlen County Georgia | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
| Walker County Georgia | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| Ada County Idaho | 2 | $ 950,000 | $ 475,000 | $ 143,000 |
| Will County Illinois | 2 | $ 1,570,000 | $ 785,000 | $ 360,000 |
| Lafayette County Mississippi | 2 | $ 520,000 | $ 260,000 | $ 179,000 |
| Avery County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 100,000 |
| Buncombe County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 141,000 |
| Davie County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Henderson County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 180,000 |
| New Hanover County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 142,000 |
| Randolph County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Rutherford County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Transylvania County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| Allen County Ohio | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Ashland County Ohio | 2 | $ 270,000 | $ 135,000 | $ 43,000 |
| Huron County Ohio | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| Lucas County Ohio | 2 | $ 290,000 | $ 145,000 | $ 79,000 |
| Medina County Ohio | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Ottawa County Ohio | 2 | $ 350,000 | $ 175,000 | $ 68,000 |
| Edgefield County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 79,000 |
| Greenwood County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Jasper County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Anderson County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 113,000 |
| Coffee County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 41,000 |
| Fayette County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 124,000 |
| McMinn County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Monroe County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Shelby County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 86,000 |
| Smith County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 102,000 |
| Union County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 32,000 |
| Washington County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Collin County Texas | 2 | $ 980,000 | $ 490,000 | $ 282,000 |
| Dallas County Texas | 2 | $ 370,000 | $ 185,000 | $ 121,000 |
| Denton County Texas | 2 | $ 970,000 | $ 485,000 | $ 219,000 |
| Harris County Texas | 2 | $ 720,000 | $ 360,000 | $ 211,000 |
| Tarrant County Texas | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Utah County Utah | 2 | $ 1,580,000 | $ 790,000 | $ 269,000 |
| Augusta County Virginia | 2 | $ 400,000 | $ 200,000 | $ 75,000 |
| King County Washington | 2 | $ 1,670,000 | $ 835,000 | $ 216,000 |
| Autauga County Alabama | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Clay County Alabama | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Colbert County Alabama | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Crenshaw County Alabama | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Cullman County Alabama | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Macon County Alabama | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Sumter County Alabama | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Winston County Alabama | 1 | $ 115,000 | $ 115,000 | $ 163,000 |
| Fairbanks North Star County Alaska | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Pima County Arizona | 1 | $ 355,000 | $ 355,000 | $ 207,000 |
| Pinal County Arizona | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Lonoke County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Sebastian County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Contra Costa County California | 1 | $ 475,000 | $ 475,000 | $ 189,000 |
| Placer County California | 1 | $ 545,000 | $ 545,000 | $ 104,000 |
| Arapahoe County Colorado | 1 | $ 735,000 | $ 735,000 | $ 313,000 |
| Boulder County Colorado | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Jefferson County Colorado | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Larimer County Colorado | 1 | $ 635,000 | $ 635,000 | $ 325,000 |
| Summit County Colorado | 1 | $ 755,000 | $ 755,000 | $ 448,000 |
| Teller County Colorado | 1 | $ 495,000 | $ 495,000 | $ 177,000 |
| Fairfield County Connecticut | 1 | $ 1,105,000 | $ 1,105,000 | $ 342,000 |
| Sussex County Delaware | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hamilton County Florida | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Madison County Florida | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Monroe County Florida | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Atkinson County Georgia | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Bacon County Georgia | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Burke County Georgia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Charlton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Chattahoochee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Crawford County Georgia | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Dooly County Georgia | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Elbert County Georgia | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Emanuel County Georgia | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Evans County Georgia | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Heard County Georgia | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Jefferson County Georgia | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Johnson County Georgia | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Lincoln County Georgia | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| Lumpkin County Georgia | 1 | $ 255,000 | $ 255,000 | $ 222,000 |
| Madison County Georgia | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Screven County Georgia | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Stephens County Georgia | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Talbot County Georgia | 1 | $ 65,000 | $ 65,000 | $ 2,000 |
| Telfair County Georgia | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Terrell County Georgia | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Towns County Georgia | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Union County Georgia | 1 | $ 225,000 | $ 225,000 | $ 313,000 |
| Warren County Georgia | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Washington County Georgia | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Wheeler County Georgia | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Whitfield County Georgia | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Wilkinson County Georgia | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Bingham County Idaho | 1 | $ 705,000 | $ 705,000 | $ 622,000 |
| Bonneville County Idaho | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| DuPage County Illinois | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Iroquois County Illinois | 1 | $ 65,000 | $ 65,000 | $ 216,000 |
| Boone County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Shelby County Kentucky | 1 | $ 755,000 | $ 755,000 | $ 355,000 |
| Simpson County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Ascension County Louisiana | 1 | $ 405,000 | $ 405,000 | $ 0 |
| East Feliciana County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| St. Tammany County Louisiana | 1 | $ 475,000 | $ 475,000 | $ 240,000 |
| Worcester County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Alcorn County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| DeSoto County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Lee County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Stone County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Douglas County Nevada | 1 | $ 1,125,000 | $ 1,125,000 | $ 392,000 |
| Monmouth County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 291,000 |
| Anson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Ashe County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Cherokee County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Clay County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 192,000 |
| Davidson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Graham County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 231,000 |
| Granville County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 180,000 |
| Haywood County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Lincoln County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 220,000 |
| McDowell County North Carolina | 1 | $ 805,000 | $ 805,000 | $ 723,000 |
| Mitchell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Orange County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 143,000 |
| Polk County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Rockingham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Rowan County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Watauga County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 262,000 |
| Wilkes County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 166,000 |
| Hancock County Ohio | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Marion County Ohio | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Mercer County Ohio | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Paulding County Ohio | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Portage County Ohio | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Stark County Ohio | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Wood County Ohio | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Jackson County Oregon | 1 | $ 235,000 | $ 235,000 | $ 211,000 |
| Chesterfield County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Clarendon County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Hampton County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Marlboro County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Bedford County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Campbell County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Cocke County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Fentress County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Grundy County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Hardin County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 286,000 |
| Hickman County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Humphreys County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Jefferson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Lawrence County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 221,000 |
| Lincoln County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Macon County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Madison County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Marion County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Morgan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Obion County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Scott County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Sullivan County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Comal County Texas | 1 | $ 425,000 | $ 425,000 | $ 280,000 |
| Medina County Texas | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Montgomery County Texas | 1 | $ 715,000 | $ 715,000 | $ 701,000 |
| Salt Lake County Utah | 1 | $ 1,155,000 | $ 1,155,000 | $ 537,000 |
| Washington County Vermont | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Brunswick County Virginia | 1 | $ 505,000 | $ 505,000 | $ 129,000 |
| Henrico County Virginia | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Roanoke City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Spotsylvania County Virginia | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Staunton County Virginia | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| York County Virginia | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Spokane County Washington | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for Ameris Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,020 | $2,037,100,000 | $225,000 | $6,865,000 | $103,000 | $2,400,000 |
| Refinancing | 1,081 | $294,865,000 | $272,000 | $11,605,000 | $126,000 | $2,002,000 |
| Cash-out Refinancing | 941 | $207,175,000 | $220,000 | $3,155,000 | $116,000 | $3,434,000 |
| Home Improvement | 60 | $5,630,000 | $93,000 | $1,255,000 | $128,000 | $999,000 |
| Other Purpose | 14 | $580,000 | $41,000 | $75,000 | $93,000 | $335,000 |
| Not Applicable | 1 | $175,000 | $175,000 | $175,000 | $34,000 | $34,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,690 | $1,768,800,000 | $230,000 | $11,605,000 | $110,000 | $3,434,000 |
| Black or African American | 1,427 | $264,045,000 | $185,000 | $1,205,000 | $76,000 | $518,000 |
| Not Provided | 886 | $229,220,000 | $258,000 | $2,005,000 | $122,000 | $1,898,000 |
| Hispanic | 478 | $89,550,000 | $187,000 | $975,000 | $90,000 | $999,000 |
| Asian | 380 | $97,010,000 | $255,000 | $1,705,000 | $126,000 | $1,516,000 |
| Not applicable | 161 | $70,515,000 | $437,000 | $6,865,000 | $100,000 | $120,000 |
| American Indian or Alaskan Native | 48 | $12,860,000 | $267,000 | $1,255,000 | $100,000 | $446,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,515,000 | $193,000 | $395,000 | $106,000 | $177,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,402 | $1,808,920,000 | $244,000 | $11,605,000 | $124,000 | $3,434,000 |
| FHA-insured (Federal Housing Administration) | 2,095 | $370,995,000 | $177,000 | $505,000 | $65,000 | $299,000 |
| VA-guaranteed (Veterans Administration) | 1,253 | $313,035,000 | $249,000 | $1,205,000 | $87,000 | $518,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 367 | $52,575,000 | $143,000 | $365,000 | $50,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,212 | $1,890,070,000 | $230,000 | $6,865,000 | $106,000 | $2,383,000 |
| Application Withdrawn By Applicant | 1,110 | $258,670,000 | $233,000 | $11,605,000 | $112,000 | $2,002,000 |
| Application Denied By Financial Institution | 996 | $200,240,000 | $201,000 | $2,475,000 | $85,000 | $3,434,000 |
| Application Approved But Not Accepted | 527 | $124,665,000 | $236,000 | $1,885,000 | $108,000 | $1,068,000 |
| File Closed For Incompleteness | 261 | $66,095,000 | $253,000 | $1,265,000 | $147,000 | $2,400,000 |
| Loan Purchased By The Institution | 11 | $5,785,000 | $525,000 | $1,615,000 | $118,000 | $118,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,121 | $2,345,285,000 | $231,000 | $11,605,000 | $108,000 | $2,400,000 |
| Debt-To-Income Ratio | 297 | $65,565,000 | $220,000 | $2,005,000 | $64,000 | $523,000 |
| Credit History | 277 | $43,985,000 | $158,000 | $975,000 | $78,000 | $600,000 |
| Other | 113 | $24,475,000 | $216,000 | $1,505,000 | $91,000 | $522,000 |
| Collateral | 111 | $19,345,000 | $174,000 | $1,505,000 | $106,000 | $3,434,000 |
| Credit Application Incomplete | 99 | $26,785,000 | $270,000 | $2,475,000 | $136,000 | $1,200,000 |
| Unverifiable Information | 41 | $8,875,000 | $216,000 | $775,000 | $104,000 | $1,020,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $5,200,000 | $173,000 | $845,000 | $69,000 | $326,000 |
| Employment History | 28 | $6,010,000 | $214,000 | $745,000 | $76,000 | $342,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameris Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.