Ameris Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Ameris Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ameris Bank
300 South Main Street
Atlanta, GA 31768
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 46,458
Total Mortgage Loan Application Amount $13,620,100,000
Average Mortgage Loan Application Amount $232,666
Highest Mortgage Loan Application Amount $14,625,000
Average Applicant Income $109,666
Highest Applicant Income $7,372,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Ameris Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ameris Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Ameris Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ameris Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Ameris Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ameris Bank's mortgage activity for 2020.

Mortgage Loan Application Totals for Ameris Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton County Georgia 3,573 $ 1,280,295,000 $ 358,000 $ 173,000
DeKalb County Georgia 2,225 $ 741,565,000 $ 333,000 $ 150,000
Cobb County Georgia 2,198 $ 663,230,000 $ 301,000 $ 136,000
Gwinnett County Georgia 1,912 $ 502,360,000 $ 262,000 $ 112,000
St. Johns County Florida 1,242 $ 415,260,000 $ 334,000 $ 160,000
Charleston County South Carolina 1,083 $ 362,665,000 $ 334,000 $ 134,000
Forsyth County Georgia 905 $ 293,885,000 $ 324,000 $ 144,000
Lexington County South Carolina 871 $ 192,355,000 $ 220,000 $ 98,000
Richland County South Carolina 846 $ 212,750,000 $ 251,000 $ 93,000
Cherokee County Georgia 842 $ 231,900,000 $ 275,000 $ 118,000
Duval County Florida 780 $ 226,100,000 $ 289,000 $ 149,000
Alachua County Florida 751 $ 183,705,000 $ 244,000 $ 126,000
Honolulu County Hawaii 638 $ 317,520,000 $ 497,000 $ 126,000
Fairfax County Virginia 604 $ 284,880,000 $ 471,000 $ 180,000
Berkeley County South Carolina 554 $ 153,190,000 $ 276,000 $ 98,000
Davidson County Tennessee 551 $ 166,555,000 $ 302,000 $ 115,000
Volusia County Florida 541 $ 151,005,000 $ 279,000 $ 125,000
Henry County Georgia 505 $ 122,645,000 $ 242,000 $ 99,000
Hall County Georgia 484 $ 138,730,000 $ 286,000 $ 140,000
Chatham County Georgia 432 $ 115,880,000 $ 268,000 $ 139,000
Prince George's County Maryland 428 $ 131,070,000 $ 306,000 $ 102,000
Loudoun County Virginia 422 $ 185,650,000 $ 439,000 $ 157,000
Marion County Florida 409 $ 75,085,000 $ 183,000 $ 82,000
Greenville County South Carolina 404 $ 95,280,000 $ 235,000 $ 115,000
Houston County Georgia 392 $ 78,580,000 $ 200,000 $ 87,000
Paulding County Georgia 388 $ 89,110,000 $ 229,000 $ 94,000
Coweta County Georgia 352 $ 100,070,000 $ 284,000 $ 119,000
Horry County South Carolina 340 $ 85,160,000 $ 250,000 $ 166,000
Dorchester County South Carolina 334 $ 83,900,000 $ 251,000 $ 94,000
Wake County North Carolina 321 $ 93,535,000 $ 291,000 $ 134,000
Leon County Florida 305 $ 77,895,000 $ 255,000 $ 135,000
Lowndes County Georgia 295 $ 54,375,000 $ 184,000 $ 85,000
Los Angeles County California 277 $ 132,805,000 $ 479,000 $ 174,000
Flagler County Florida 275 $ 73,765,000 $ 268,000 $ 146,000
Columbia County Georgia 267 $ 67,215,000 $ 251,000 $ 110,000
Fayette County Georgia 267 $ 87,545,000 $ 327,000 $ 176,000
Williamson County Tennessee 261 $ 110,985,000 $ 425,000 $ 143,000
Spartanburg County South Carolina 251 $ 50,755,000 $ 202,000 $ 87,000
Prince William County Virginia 251 $ 94,755,000 $ 377,000 $ 126,000
Jackson County Georgia 248 $ 66,120,000 $ 266,000 $ 108,000
Guilford County North Carolina 237 $ 40,935,000 $ 172,000 $ 62,000
Baltimore County Maryland 227 $ 55,355,000 $ 243,000 $ 99,000
Jefferson County Alabama 224 $ 48,430,000 $ 216,000 $ 94,000
Mecklenburg County North Carolina 220 $ 70,160,000 $ 318,000 $ 158,000
Clayton County Georgia 217 $ 37,915,000 $ 174,000 $ 73,000
Anne Arundel County Maryland 214 $ 76,050,000 $ 355,000 $ 123,000
Bartow County Georgia 210 $ 48,690,000 $ 231,000 $ 92,000
Calhoun County Alabama 209 $ 34,455,000 $ 164,000 $ 72,000
Barrow County Georgia 201 $ 45,735,000 $ 227,000 $ 93,000
San Diego County California 197 $ 88,385,000 $ 448,000 $ 156,000
Oconee County Georgia 196 $ 66,430,000 $ 338,000 $ 159,000
Aiken County South Carolina 195 $ 41,615,000 $ 213,000 $ 94,000
Spotsylvania County Virginia 195 $ 66,605,000 $ 341,000 $ 134,000
Orange County Florida 185 $ 58,685,000 $ 317,000 $ 149,000
James City County Virginia 181 $ 56,525,000 $ 312,000 $ 133,000
Clarke County Georgia 180 $ 48,290,000 $ 268,000 $ 126,000
Sacramento County California 178 $ 54,040,000 $ 303,000 $ 115,000
Montgomery County Maryland 174 $ 68,620,000 $ 394,000 $ 129,000
Beaufort County South Carolina 170 $ 57,820,000 $ 340,000 $ 184,000
Anderson County South Carolina 169 $ 36,665,000 $ 216,000 $ 88,000
Lee County Alabama 168 $ 35,100,000 $ 208,000 $ 98,000
Walton County Georgia 168 $ 40,710,000 $ 242,000 $ 90,000
Richmond County Georgia 166 $ 34,010,000 $ 204,000 $ 116,000
Rutherford County Tennessee 162 $ 42,030,000 $ 259,000 $ 88,000
Houston County Alabama 157 $ 27,545,000 $ 175,000 $ 79,000
Bryan County Georgia 156 $ 42,910,000 $ 275,000 $ 124,000
Carroll County Maryland 154 $ 47,990,000 $ 311,000 $ 126,000
Durham County North Carolina 152 $ 38,160,000 $ 251,000 $ 110,000
Colquitt County Georgia 151 $ 23,865,000 $ 158,000 $ 96,000
Alameda County California 150 $ 64,090,000 $ 427,000 $ 162,000
Hillsborough County Florida 147 $ 40,755,000 $ 277,000 $ 124,000
District of Columbia County District Of Columbia 146 $ 66,900,000 $ 458,000 $ 161,000
York County South Carolina 145 $ 41,625,000 $ 287,000 $ 114,000
Chesterfield County Virginia 145 $ 38,075,000 $ 262,000 $ 99,000
Clay County Florida 143 $ 36,755,000 $ 257,000 $ 157,000
Baltimore City County Maryland 137 $ 25,155,000 $ 183,000 $ 80,000
Douglas County Georgia 134 $ 27,330,000 $ 203,000 $ 86,000
Howard County Maryland 131 $ 50,085,000 $ 382,000 $ 155,000
Kershaw County South Carolina 131 $ 34,165,000 $ 260,000 $ 100,000
Manatee County Florida 129 $ 31,865,000 $ 247,000 $ 113,000
San Mateo County California 125 $ 60,905,000 $ 487,000 $ 154,000
Liberty County Georgia 123 $ 20,205,000 $ 164,000 $ 76,000
Rockdale County Georgia 122 $ 28,790,000 $ 235,000 $ 93,000
Carroll County Georgia 121 $ 23,615,000 $ 195,000 $ 79,000
Sumner County Tennessee 120 $ 39,940,000 $ 332,000 $ 137,000
Stafford County Virginia 119 $ 41,465,000 $ 348,000 $ 131,000
Wakulla County Florida 114 $ 20,920,000 $ 183,000 $ 98,000
Nassau County Florida 110 $ 36,400,000 $ 330,000 $ 164,000
Sumter County Florida 105 $ 24,645,000 $ 234,000 $ 93,000
Newton County Georgia 105 $ 22,215,000 $ 211,000 $ 97,000
Union County North Carolina 103 $ 31,595,000 $ 306,000 $ 131,000
Glynn County Georgia 99 $ 28,525,000 $ 288,000 $ 164,000
Chambers County Alabama 98 $ 12,510,000 $ 127,000 $ 58,000
Effingham County Georgia 98 $ 18,640,000 $ 190,000 $ 101,000
Newport News County Virginia 98 $ 20,420,000 $ 208,000 $ 83,000
Forsyth County North Carolina 97 $ 18,215,000 $ 187,000 $ 76,000
San Francisco County California 96 $ 44,870,000 $ 467,000 $ 142,000
Greene County Georgia 96 $ 42,370,000 $ 441,000 $ 231,000
Walton County Florida 95 $ 37,945,000 $ 399,000 $ 246,000
Bay County Florida 92 $ 22,020,000 $ 239,000 $ 133,000
Orange County California 91 $ 47,705,000 $ 524,000 $ 189,000
Henrico County Virginia 91 $ 24,465,000 $ 268,000 $ 113,000
York County Virginia 90 $ 26,340,000 $ 292,000 $ 104,000
Sarasota County Florida 89 $ 30,315,000 $ 340,000 $ 171,000
Collier County Florida 88 $ 31,060,000 $ 352,000 $ 179,000
Alexandria County Virginia 88 $ 43,330,000 $ 492,000 $ 190,000
Riverside County California 87 $ 30,375,000 $ 349,000 $ 142,000
Arlington County Virginia 87 $ 45,215,000 $ 519,000 $ 249,000
Dougherty County Georgia 86 $ 11,570,000 $ 134,000 $ 97,000
Putnam County Florida 85 $ 15,495,000 $ 182,000 $ 103,000
Santa Clara County California 84 $ 38,410,000 $ 457,000 $ 163,000
Putnam County Georgia 84 $ 28,290,000 $ 336,000 $ 196,000
Contra Costa County California 83 $ 32,295,000 $ 389,000 $ 135,000
Wilson County Tennessee 82 $ 27,210,000 $ 331,000 $ 109,000
Buncombe County North Carolina 79 $ 22,265,000 $ 281,000 $ 171,000
Placer County California 78 $ 30,110,000 $ 386,000 $ 152,000
Oconee County South Carolina 76 $ 21,790,000 $ 286,000 $ 216,000
Tift County Georgia 72 $ 11,240,000 $ 156,000 $ 93,000
Charles County Maryland 72 $ 20,590,000 $ 285,000 $ 86,000
Fauquier County Virginia 72 $ 26,140,000 $ 363,000 $ 123,000
Pinellas County Florida 70 $ 23,360,000 $ 333,000 $ 273,000
Dawson County Georgia 70 $ 19,560,000 $ 279,000 $ 121,000
Pickens County Georgia 69 $ 17,285,000 $ 250,000 $ 93,000
Shelby County Alabama 66 $ 16,730,000 $ 253,000 $ 110,000
Camden County Georgia 66 $ 10,060,000 $ 152,000 $ 94,000
Lake County Florida 64 $ 14,210,000 $ 222,000 $ 96,000
Polk County Florida 64 $ 11,600,000 $ 181,000 $ 66,000
Lee County Florida 63 $ 17,025,000 $ 270,000 $ 128,000
Fannin County Georgia 63 $ 24,015,000 $ 381,000 $ 224,000
Maury County Tennessee 63 $ 16,915,000 $ 268,000 $ 93,000
Okaloosa County Florida 61 $ 19,255,000 $ 315,000 $ 129,000
Pickens County South Carolina 61 $ 13,655,000 $ 223,000 $ 90,000
Moore County North Carolina 59 $ 15,805,000 $ 267,000 $ 153,000
Pasco County Florida 58 $ 15,880,000 $ 273,000 $ 129,000
Harford County Maryland 58 $ 18,350,000 $ 316,000 $ 120,000
Johnston County North Carolina 57 $ 13,075,000 $ 229,000 $ 79,000
Palm Beach County Florida 56 $ 23,150,000 $ 413,000 $ 246,000
St. Clair County Alabama 55 $ 12,005,000 $ 218,000 $ 75,000
Talladega County Alabama 55 $ 9,005,000 $ 163,000 $ 93,000
Fredericksburg County Virginia 54 $ 19,240,000 $ 356,000 $ 163,000
Broward County Florida 53 $ 20,515,000 $ 387,000 $ 223,000
Butts County Georgia 53 $ 11,385,000 $ 214,000 $ 107,000
Spalding County Georgia 53 $ 10,305,000 $ 194,000 $ 82,000
Thomas County Georgia 53 $ 7,175,000 $ 135,000 $ 80,000
Gaston County North Carolina 53 $ 14,575,000 $ 275,000 $ 102,000
Cullman County Alabama 52 $ 11,910,000 $ 229,000 $ 99,000
Cabarrus County North Carolina 50 $ 16,370,000 $ 327,000 $ 128,000
Iredell County North Carolina 50 $ 16,470,000 $ 329,000 $ 125,000
Georgetown County South Carolina 50 $ 15,780,000 $ 315,000 $ 218,000
Columbia County Florida 49 $ 9,415,000 $ 192,000 $ 90,000
Lee County Georgia 49 $ 7,555,000 $ 154,000 $ 76,000
Hampton County Virginia 49 $ 10,735,000 $ 219,000 $ 83,000
Henry County Alabama 48 $ 6,930,000 $ 144,000 $ 81,000
Gordon County Georgia 48 $ 9,880,000 $ 205,000 $ 82,000
Monroe County Georgia 48 $ 15,640,000 $ 325,000 $ 119,000
Cook County Illinois 48 $ 13,780,000 $ 287,000 $ 155,000
Knox County Tennessee 48 $ 15,070,000 $ 313,000 $ 151,000
Randolph County North Carolina 47 $ 9,315,000 $ 198,000 $ 88,000
Lancaster County South Carolina 47 $ 15,725,000 $ 334,000 $ 121,000
Frederick County Maryland 45 $ 14,145,000 $ 314,000 $ 109,000
Gilmer County Georgia 44 $ 11,080,000 $ 251,000 $ 164,000
Sumter County South Carolina 44 $ 8,260,000 $ 187,000 $ 70,000
Highlands County Florida 43 $ 6,825,000 $ 158,000 $ 64,000
Orange County North Carolina 42 $ 12,820,000 $ 305,000 $ 120,000
Blount County Alabama 41 $ 8,435,000 $ 205,000 $ 77,000
Seminole County Florida 41 $ 12,125,000 $ 295,000 $ 218,000
Jasper County Georgia 41 $ 8,445,000 $ 205,000 $ 110,000
Peach County Georgia 41 $ 7,475,000 $ 182,000 $ 80,000
Will County Illinois 41 $ 10,985,000 $ 267,000 $ 112,000
Montgomery County Alabama 40 $ 7,210,000 $ 180,000 $ 103,000
Baldwin County Georgia 40 $ 12,670,000 $ 316,000 $ 116,000
Hamilton County Tennessee 40 $ 11,590,000 $ 289,000 $ 171,000
Westmoreland County Virginia 40 $ 9,470,000 $ 236,000 $ 109,000
Suwannee County Florida 39 $ 5,925,000 $ 151,000 $ 71,000
Bibb County Georgia 39 $ 6,175,000 $ 158,000 $ 124,000
Davidson County North Carolina 39 $ 7,015,000 $ 179,000 $ 79,000
Baldwin County Alabama 37 $ 9,605,000 $ 259,000 $ 133,000
Polk County Georgia 37 $ 7,035,000 $ 190,000 $ 65,000
Brevard County Florida 36 $ 10,060,000 $ 279,000 $ 136,000
Long County Georgia 36 $ 7,210,000 $ 200,000 $ 86,000
Harris County Texas 36 $ 14,660,000 $ 407,000 $ 158,000
Richmond City County Virginia 36 $ 9,220,000 $ 256,000 $ 125,000
Sussex County Delaware 35 $ 12,215,000 $ 349,000 $ 311,000
Escambia County Florida 34 $ 10,030,000 $ 295,000 $ 156,000
Robertson County Tennessee 34 $ 7,590,000 $ 223,000 $ 76,000
Hanover County Virginia 34 $ 9,390,000 $ 276,000 $ 91,000
Floyd County Georgia 33 $ 6,675,000 $ 202,000 $ 89,000
Whitfield County Georgia 33 $ 6,275,000 $ 190,000 $ 78,000
Montgomery County Tennessee 33 $ 6,925,000 $ 209,000 $ 79,000
Miami-Dade County Florida 32 $ 14,990,000 $ 468,000 $ 291,000
Muscogee County Georgia 32 $ 6,200,000 $ 193,000 $ 91,000
Alamance County North Carolina 32 $ 6,440,000 $ 201,000 $ 66,000
Brunswick County North Carolina 32 $ 9,130,000 $ 285,000 $ 134,000
Manassas County Virginia 32 $ 10,040,000 $ 313,000 $ 105,000
Ventura County California 31 $ 15,295,000 $ 493,000 $ 149,000
Troup County Georgia 31 $ 5,055,000 $ 163,000 $ 136,000
Orangeburg County South Carolina 31 $ 5,335,000 $ 172,000 $ 85,000
White County Georgia 30 $ 8,790,000 $ 293,000 $ 164,000
Jackson County North Carolina 30 $ 12,890,000 $ 429,000 $ 270,000
Sonoma County California 29 $ 11,425,000 $ 393,000 $ 138,000
Lumpkin County Georgia 29 $ 7,175,000 $ 247,000 $ 122,000
Stephens County Georgia 29 $ 7,125,000 $ 245,000 $ 126,000
King George County Virginia 29 $ 9,855,000 $ 339,000 $ 116,000
Maricopa County Arizona 28 $ 9,470,000 $ 338,000 $ 187,000
Franklin County Florida 28 $ 9,440,000 $ 337,000 $ 182,000
Osceola County Florida 28 $ 7,500,000 $ 267,000 $ 127,000
Rabun County Georgia 28 $ 9,920,000 $ 354,000 $ 272,000
Newberry County South Carolina 28 $ 6,680,000 $ 238,000 $ 113,000
Sevier County Tennessee 28 $ 9,400,000 $ 335,000 $ 270,000
San Joaquin County California 27 $ 10,705,000 $ 396,000 $ 119,000
Orange County Virginia 27 $ 8,155,000 $ 302,000 $ 118,000
Marin County California 26 $ 13,260,000 $ 510,000 $ 158,000
Santa Rosa County Florida 26 $ 7,830,000 $ 301,000 $ 111,000
Coffee County Georgia 26 $ 2,900,000 $ 111,000 $ 82,000
Morgan County Georgia 26 $ 6,810,000 $ 261,000 $ 126,000
Pitt County North Carolina 26 $ 6,300,000 $ 242,000 $ 121,000
Edgefield County South Carolina 26 $ 6,100,000 $ 234,000 $ 97,000
Cheatham County Tennessee 26 $ 6,790,000 $ 261,000 $ 83,000
Virginia Beach County Virginia 26 $ 7,270,000 $ 279,000 $ 86,000
Dale County Alabama 25 $ 4,465,000 $ 178,000 $ 78,000
Gilchrist County Florida 25 $ 6,305,000 $ 252,000 $ 105,000
Colleton County South Carolina 25 $ 6,905,000 $ 276,000 $ 122,000
Culpeper County Virginia 25 $ 7,315,000 $ 292,000 $ 116,000
San Bernardino County California 24 $ 8,320,000 $ 346,000 $ 176,000
Gadsden County Florida 24 $ 3,800,000 $ 158,000 $ 91,000
Haralson County Georgia 24 $ 4,760,000 $ 198,000 $ 97,000
Toombs County Georgia 24 $ 1,910,000 $ 79,000 $ 73,000
Union County Georgia 24 $ 7,480,000 $ 311,000 $ 185,000
Brooks County Georgia 23 $ 2,435,000 $ 105,000 $ 58,000
Habersham County Georgia 23 $ 6,855,000 $ 298,000 $ 105,000
Ware County Georgia 23 $ 1,765,000 $ 76,000 $ 44,000
Rowan County North Carolina 23 $ 5,265,000 $ 228,000 $ 79,000
Hart County Georgia 22 $ 5,790,000 $ 263,000 $ 139,000
Madison County Georgia 22 $ 4,460,000 $ 202,000 $ 76,000
Pulaski County Georgia 22 $ 3,270,000 $ 148,000 $ 91,000
Taylor County Georgia 22 $ 2,200,000 $ 100,000 $ 77,000
Macon County North Carolina 22 $ 8,770,000 $ 398,000 $ 298,000
Person County North Carolina 22 $ 4,600,000 $ 209,000 $ 91,000
Laurens County South Carolina 22 $ 4,980,000 $ 226,000 $ 94,000
Poquoson County Virginia 22 $ 7,410,000 $ 336,000 $ 139,000
El Dorado County California 21 $ 7,795,000 $ 371,000 $ 146,000
Bulloch County Georgia 21 $ 3,475,000 $ 165,000 $ 105,000
Crisp County Georgia 21 $ 4,355,000 $ 207,000 $ 125,000
Worcester County Maryland 21 $ 5,115,000 $ 243,000 $ 207,000
Dare County North Carolina 21 $ 6,735,000 $ 320,000 $ 197,000
Henderson County North Carolina 21 $ 6,415,000 $ 305,000 $ 99,000
Greenwood County South Carolina 21 $ 4,715,000 $ 224,000 $ 109,000
Caroline County Virginia 21 $ 5,245,000 $ 249,000 $ 95,000
Onslow County North Carolina 20 $ 5,610,000 $ 280,000 $ 273,000
Isle of Wight County Virginia 20 $ 6,420,000 $ 321,000 $ 99,000
Madera County California 19 $ 4,955,000 $ 260,000 $ 84,000
Levy County Florida 19 $ 3,215,000 $ 169,000 $ 194,000
Liberty County Florida 19 $ 1,725,000 $ 90,000 $ 53,000
Berrien County Georgia 19 $ 2,695,000 $ 141,000 $ 78,000
Granville County North Carolina 19 $ 4,465,000 $ 235,000 $ 109,000
New Hanover County North Carolina 19 $ 6,665,000 $ 350,000 $ 215,000
Citrus County Florida 18 $ 3,890,000 $ 216,000 $ 92,000
Grady County Georgia 18 $ 1,750,000 $ 97,000 $ 50,000
Irwin County Georgia 18 $ 1,530,000 $ 85,000 $ 61,000
Lanier County Georgia 18 $ 2,490,000 $ 138,000 $ 49,000
Pike County Georgia 18 $ 4,550,000 $ 252,000 $ 87,000
Hawaii County Hawaii 18 $ 6,110,000 $ 339,000 $ 108,000
Catawba County North Carolina 18 $ 3,870,000 $ 215,000 $ 94,000
Craven County North Carolina 18 $ 3,600,000 $ 200,000 $ 99,000
Barbour County Alabama 17 $ 2,825,000 $ 166,000 $ 90,000
Bradford County Florida 17 $ 3,395,000 $ 199,000 $ 83,000
Decatur County Georgia 17 $ 2,885,000 $ 169,000 $ 83,000
Calvert County Maryland 17 $ 5,825,000 $ 342,000 $ 145,000
Carteret County North Carolina 17 $ 5,085,000 $ 299,000 $ 134,000
Stanly County North Carolina 17 $ 3,445,000 $ 202,000 $ 77,000
Watauga County North Carolina 17 $ 4,815,000 $ 283,000 $ 148,000
York County Pennsylvania 17 $ 3,805,000 $ 223,000 $ 109,000
Dickson County Tennessee 17 $ 3,945,000 $ 232,000 $ 85,000
Gloucester County Virginia 17 $ 4,365,000 $ 256,000 $ 88,000
Williamsburg County Virginia 17 $ 4,675,000 $ 275,000 $ 125,000
Tallapoosa County Alabama 16 $ 3,460,000 $ 216,000 $ 174,000
Fairfield County Connecticut 16 $ 6,700,000 $ 418,000 $ 205,000
Calhoun County Florida 16 $ 3,460,000 $ 216,000 $ 104,000
Marion County Georgia 16 $ 2,420,000 $ 151,000 $ 68,000
Oglethorpe County Georgia 16 $ 3,610,000 $ 225,000 $ 91,000
Schley County Georgia 16 $ 1,370,000 $ 85,000 $ 70,000
Franklin County North Carolina 16 $ 3,650,000 $ 228,000 $ 93,000
Saluda County South Carolina 16 $ 4,090,000 $ 255,000 $ 104,000
New Kent County Virginia 16 $ 4,800,000 $ 300,000 $ 138,000
Norfolk County Virginia 16 $ 2,790,000 $ 174,000 $ 87,000
Elmore County Alabama 15 $ 2,995,000 $ 199,000 $ 92,000
Yolo County California 15 $ 5,545,000 $ 369,000 $ 121,000
Charlotte County Florida 15 $ 3,405,000 $ 227,000 $ 117,000
Harris County Georgia 15 $ 3,155,000 $ 210,000 $ 111,000
Chatham County North Carolina 15 $ 4,515,000 $ 301,000 $ 127,000
Lincoln County North Carolina 15 $ 4,885,000 $ 325,000 $ 115,000
Geneva County Alabama 14 $ 2,260,000 $ 161,000 $ 81,000
Randolph County Alabama 14 $ 3,200,000 $ 228,000 $ 139,000
Banks County Georgia 14 $ 3,230,000 $ 230,000 $ 121,000
McIntosh County Georgia 14 $ 3,010,000 $ 215,000 $ 103,000
Terrell County Georgia 14 $ 2,180,000 $ 155,000 $ 75,000
Harrison County Mississippi 14 $ 2,960,000 $ 211,000 $ 75,000
Lee County North Carolina 14 $ 3,220,000 $ 230,000 $ 78,000
Fairfield County South Carolina 14 $ 3,770,000 $ 269,000 $ 116,000
Madison County Alabama 13 $ 3,475,000 $ 267,000 $ 137,000
St. Lucie County Florida 13 $ 3,785,000 $ 291,000 $ 153,000
Franklin County Georgia 13 $ 2,815,000 $ 216,000 $ 133,000
Hancock County Georgia 13 $ 2,015,000 $ 155,000 $ 155,000
Lamar County Georgia 13 $ 3,835,000 $ 295,000 $ 137,000
Lincoln County Georgia 13 $ 2,905,000 $ 223,000 $ 115,000
McDuffie County Georgia 13 $ 2,395,000 $ 184,000 $ 75,000
Seminole County Georgia 13 $ 1,555,000 $ 119,000 $ 56,000
Maui County Hawaii 13 $ 6,275,000 $ 482,000 $ 112,000
Rutherford County North Carolina 13 $ 3,415,000 $ 262,000 $ 231,000
Wayne County North Carolina 13 $ 2,795,000 $ 215,000 $ 102,000
Florence County South Carolina 13 $ 2,035,000 $ 156,000 $ 67,000
Chesapeake County Virginia 13 $ 4,005,000 $ 308,000 $ 112,000
Suffolk County Virginia 13 $ 3,915,000 $ 301,000 $ 119,000
King County Washington 13 $ 7,085,000 $ 545,000 $ 222,000
Russell County Alabama 12 $ 2,600,000 $ 216,000 $ 87,000
Baker County Florida 12 $ 2,080,000 $ 173,000 $ 99,000
Dixie County Florida 12 $ 1,980,000 $ 165,000 $ 104,000
Union County Florida 12 $ 2,370,000 $ 197,000 $ 77,000
Cecil County Maryland 12 $ 3,440,000 $ 286,000 $ 87,000
Solano County California 11 $ 4,445,000 $ 404,000 $ 118,000
Gulf County Florida 11 $ 3,665,000 $ 333,000 $ 173,000
Jefferson County Florida 11 $ 2,845,000 $ 258,000 $ 84,000
Cook County Georgia 11 $ 1,375,000 $ 125,000 $ 61,000
Worth County Georgia 11 $ 1,765,000 $ 160,000 $ 67,000
Augusta County Virginia 11 $ 2,845,000 $ 258,000 $ 115,000
Bedford County Virginia 11 $ 3,035,000 $ 275,000 $ 110,000
Fairfax City County Virginia 11 $ 4,175,000 $ 379,000 $ 162,000
Tuscaloosa County Alabama 10 $ 2,210,000 $ 221,000 $ 170,000
Bleckley County Georgia 10 $ 1,550,000 $ 155,000 $ 58,000
Miller County Georgia 10 $ 1,510,000 $ 151,000 $ 63,000
Mitchell County Georgia 10 $ 1,160,000 $ 116,000 $ 59,000
Sumter County Georgia 10 $ 930,000 $ 93,000 $ 82,000
Kauai County Hawaii 10 $ 4,980,000 $ 498,000 $ 152,000
Middlesex County Massachusetts 10 $ 3,520,000 $ 352,000 $ 149,000
Jasper County South Carolina 10 $ 2,000,000 $ 200,000 $ 97,000
Marshall County Tennessee 10 $ 2,130,000 $ 213,000 $ 74,000
Frederick County Virginia 10 $ 2,850,000 $ 285,000 $ 98,000
Lynchburg County Virginia 10 $ 2,350,000 $ 235,000 $ 113,000
Powhatan County Virginia 10 $ 2,440,000 $ 244,000 $ 81,000
Warren County Virginia 10 $ 2,690,000 $ 269,000 $ 82,000
Etowah County Alabama 9 $ 2,135,000 $ 237,000 $ 74,000
Denver County Colorado 9 $ 4,225,000 $ 469,000 $ 161,000
Monroe County Florida 9 $ 4,735,000 $ 526,000 $ 289,000
Ben Hill County Georgia 9 $ 605,000 $ 67,000 $ 40,000
Jones County Georgia 9 $ 2,195,000 $ 243,000 $ 107,000
Laurens County Georgia 9 $ 1,285,000 $ 142,000 $ 54,000
Macon County Georgia 9 $ 1,125,000 $ 125,000 $ 54,000
Pierce County Georgia 9 $ 1,765,000 $ 196,000 $ 239,000
DuPage County Illinois 9 $ 3,235,000 $ 359,000 $ 142,000
St. Mary's County Maryland 9 $ 2,405,000 $ 267,000 $ 124,000
Haywood County North Carolina 9 $ 1,785,000 $ 198,000 $ 75,000
Transylvania County North Carolina 9 $ 2,605,000 $ 289,000 $ 182,000
Barnwell County South Carolina 9 $ 1,245,000 $ 138,000 $ 57,000
Dallas County Texas 9 $ 3,195,000 $ 355,000 $ 153,000
Albemarle County Virginia 9 $ 3,405,000 $ 378,000 $ 172,000
Manassas Park County Virginia 9 $ 2,455,000 $ 272,000 $ 82,000
Cherokee County Alabama 8 $ 2,140,000 $ 267,000 $ 153,000
Meriwether County Georgia 8 $ 1,830,000 $ 228,000 $ 90,000
Towns County Georgia 8 $ 2,250,000 $ 281,000 $ 121,000
Walker County Georgia 8 $ 1,510,000 $ 188,000 $ 76,000
Queen Anne's County Maryland 8 $ 2,810,000 $ 351,000 $ 120,000
Washington County Maryland 8 $ 2,010,000 $ 251,000 $ 63,000
Plymouth County Massachusetts 8 $ 3,860,000 $ 482,000 $ 170,000
Avery County North Carolina 8 $ 2,130,000 $ 266,000 $ 237,000
Burke County North Carolina 8 $ 1,780,000 $ 222,000 $ 97,000
Cherokee County North Carolina 8 $ 1,930,000 $ 241,000 $ 128,000
Lenoir County North Carolina 8 $ 1,530,000 $ 191,000 $ 101,000
Rockingham County North Carolina 8 $ 1,730,000 $ 216,000 $ 78,000
Calhoun County South Carolina 8 $ 1,470,000 $ 183,000 $ 66,000
Louisa County Virginia 8 $ 3,150,000 $ 393,000 $ 189,000
Prince George County Virginia 8 $ 1,570,000 $ 196,000 $ 81,000
Autauga County Alabama 7 $ 1,515,000 $ 216,000 $ 114,000
Cleburne County Alabama 7 $ 1,055,000 $ 150,000 $ 72,000
Kern County California 7 $ 1,425,000 $ 203,000 $ 80,000
Nevada County California 7 $ 2,875,000 $ 410,000 $ 158,000
Jefferson County Colorado 7 $ 2,245,000 $ 320,000 $ 148,000
New Castle County Delaware 7 $ 2,435,000 $ 347,000 $ 227,000
Jackson County Florida 7 $ 1,075,000 $ 153,000 $ 66,000
Taylor County Florida 7 $ 1,155,000 $ 165,000 $ 92,000
Heard County Georgia 7 $ 1,665,000 $ 237,000 $ 95,000
Montgomery County Georgia 7 $ 545,000 $ 77,000 $ 41,000
Murray County Georgia 7 $ 1,075,000 $ 153,000 $ 55,000
Tattnall County Georgia 7 $ 1,025,000 $ 146,000 $ 75,000
Hamilton County Indiana 7 $ 2,865,000 $ 409,000 $ 239,000
Orleans County Louisiana 7 $ 2,035,000 $ 290,000 $ 243,000
Bristol County Massachusetts 7 $ 2,265,000 $ 323,000 $ 129,000
Suffolk County Massachusetts 7 $ 2,885,000 $ 412,000 $ 198,000
Oakland County Michigan 7 $ 2,395,000 $ 342,000 $ 138,000
Cumberland County North Carolina 7 $ 1,375,000 $ 196,000 $ 98,000
Harnett County North Carolina 7 $ 1,355,000 $ 193,000 $ 74,000
Allegheny County Pennsylvania 7 $ 1,285,000 $ 183,000 $ 102,000
Bedford County Tennessee 7 $ 1,405,000 $ 200,000 $ 67,000
Collin County Texas 7 $ 2,775,000 $ 396,000 $ 156,000
Fort Bend County Texas 7 $ 4,725,000 $ 675,000 $ 200,000
Montgomery County Texas 7 $ 2,325,000 $ 332,000 $ 160,000
Goochland County Virginia 7 $ 1,895,000 $ 270,000 $ 165,000
King William County Virginia 7 $ 1,305,000 $ 186,000 $ 87,000
Coffee County Alabama 6 $ 1,280,000 $ 213,000 $ 76,000
Adams County Colorado 6 $ 1,900,000 $ 316,000 $ 81,000
Arapahoe County Colorado 6 $ 2,490,000 $ 415,000 $ 149,000
New Haven County Connecticut 6 $ 1,760,000 $ 293,000 $ 143,000
Hardee County Florida 6 $ 990,000 $ 165,000 $ 57,000
Martin County Florida 6 $ 2,620,000 $ 436,000 $ 209,000
Quitman County Georgia 6 $ 880,000 $ 146,000 $ 70,000
Wayne County Georgia 6 $ 1,250,000 $ 208,000 $ 75,000
Fayette County Kentucky 6 $ 1,410,000 $ 235,000 $ 123,000
Essex County Massachusetts 6 $ 2,680,000 $ 446,000 $ 193,000
Norfolk County Massachusetts 6 $ 2,460,000 $ 410,000 $ 218,000
Worcester County Massachusetts 6 $ 1,590,000 $ 265,000 $ 68,000
Wayne County Michigan 6 $ 1,370,000 $ 228,000 $ 95,000
Hennepin County Minnesota 6 $ 2,370,000 $ 395,000 $ 128,000
Ashe County North Carolina 6 $ 1,600,000 $ 266,000 $ 242,000
Yadkin County North Carolina 6 $ 1,130,000 $ 188,000 $ 83,000
Westmoreland County Pennsylvania 6 $ 1,080,000 $ 180,000 $ 98,000
Clarendon County South Carolina 6 $ 1,800,000 $ 300,000 $ 239,000
Darlington County South Carolina 6 $ 750,000 $ 125,000 $ 53,000
Blount County Tennessee 6 $ 1,290,000 $ 215,000 $ 78,000
Coffee County Tennessee 6 $ 1,150,000 $ 191,000 $ 99,000
Washington County Tennessee 6 $ 1,010,000 $ 168,000 $ 58,000
Tarrant County Texas 6 $ 1,530,000 $ 255,000 $ 128,000
Jefferson County West Virginia 6 $ 2,420,000 $ 403,000 $ 90,000
Mobile County Alabama 5 $ 925,000 $ 185,000 $ 177,000
Morgan County Alabama 5 $ 655,000 $ 131,000 $ 90,000
Indian River County Florida 5 $ 1,745,000 $ 349,000 $ 209,000
Hancock County Mississippi 5 $ 915,000 $ 183,000 $ 59,000
Anson County North Carolina 5 $ 1,265,000 $ 253,000 $ 94,000
Currituck County North Carolina 5 $ 1,995,000 $ 399,000 $ 248,000
Graham County North Carolina 5 $ 2,115,000 $ 423,000 $ 299,000
McDowell County North Carolina 5 $ 1,465,000 $ 293,000 $ 91,000
Pender County North Carolina 5 $ 1,245,000 $ 249,000 $ 111,000
Vance County North Carolina 5 $ 785,000 $ 157,000 $ 82,000
Yancey County North Carolina 5 $ 1,015,000 $ 203,000 $ 142,000
Multnomah County Oregon 5 $ 2,295,000 $ 459,000 $ 202,000
Adams County Pennsylvania 5 $ 1,025,000 $ 205,000 $ 130,000
Chester County Pennsylvania 5 $ 2,305,000 $ 461,000 $ 195,000
Abbeville County South Carolina 5 $ 795,000 $ 159,000 $ 157,000
Roane County Tennessee 5 $ 1,465,000 $ 293,000 $ 147,000
Shelby County Tennessee 5 $ 955,000 $ 191,000 $ 94,000
Trousdale County Tennessee 5 $ 845,000 $ 169,000 $ 35,000
Bexar County Texas 5 $ 1,025,000 $ 205,000 $ 109,000
Hopewell County Virginia 5 $ 565,000 $ 113,000 $ 60,000
Mecklenburg County Virginia 5 $ 1,075,000 $ 215,000 $ 155,000
Clark County Washington 5 $ 1,525,000 $ 305,000 $ 105,000
Spokane County Washington 5 $ 1,555,000 $ 311,000 $ 101,000
Berkeley County West Virginia 5 $ 1,235,000 $ 247,000 $ 100,000
Chilton County Alabama 4 $ 710,000 $ 177,000 $ 92,000
Clay County Alabama 4 $ 850,000 $ 212,000 $ 86,000
Marshall County Alabama 4 $ 650,000 $ 162,000 $ 49,000
Walker County Alabama 4 $ 840,000 $ 210,000 $ 86,000
Mohave County Arizona 4 $ 1,130,000 $ 282,000 $ 174,000
Mariposa County California 4 $ 2,340,000 $ 585,000 $ 95,000
San Luis Obispo County California 4 $ 1,590,000 $ 397,000 $ 106,000
Santa Barbara County California 4 $ 2,260,000 $ 565,000 $ 256,000
Santa Cruz County California 4 $ 2,090,000 $ 522,000 $ 150,000
Stanislaus County California 4 $ 1,160,000 $ 290,000 $ 143,000
Yuba County California 4 $ 1,280,000 $ 320,000 $ 109,000
Boulder County Colorado 4 $ 1,890,000 $ 472,000 $ 116,000
Douglas County Colorado 4 $ 2,170,000 $ 542,000 $ 180,000
El Paso County Colorado 4 $ 1,670,000 $ 417,000 $ 234,000
Larimer County Colorado 4 $ 1,250,000 $ 312,000 $ 180,000
Atkinson County Georgia 4 $ 550,000 $ 137,000 $ 97,000
Brantley County Georgia 4 $ 620,000 $ 155,000 $ 82,000
Burke County Georgia 4 $ 950,000 $ 237,000 $ 100,000
Calhoun County Georgia 4 $ 800,000 $ 200,000 $ 79,000
Crawford County Georgia 4 $ 730,000 $ 182,000 $ 81,000
Early County Georgia 4 $ 410,000 $ 102,000 $ 42,000
Elbert County Georgia 4 $ 790,000 $ 197,000 $ 68,000
Jefferson County Georgia 4 $ 780,000 $ 195,000 $ 90,000
Jefferson County Kentucky 4 $ 870,000 $ 217,000 $ 114,000
Wicomico County Maryland 4 $ 830,000 $ 207,000 $ 197,000
Jackson County Mississippi 4 $ 750,000 $ 187,000 $ 100,000
Greene County Missouri 4 $ 1,420,000 $ 355,000 $ 147,000
Rockingham County New Hampshire 4 $ 2,050,000 $ 512,000 $ 249,000
Beaufort County North Carolina 4 $ 850,000 $ 212,000 $ 79,000
Davie County North Carolina 4 $ 960,000 $ 240,000 $ 76,000
Nash County North Carolina 4 $ 600,000 $ 150,000 $ 60,000
Pamlico County North Carolina 4 $ 790,000 $ 197,000 $ 133,000
Polk County North Carolina 4 $ 1,000,000 $ 250,000 $ 128,000
Stokes County North Carolina 4 $ 670,000 $ 167,000 $ 62,000
Warren County North Carolina 4 $ 1,130,000 $ 282,000 $ 115,000
Cuyahoga County Ohio 4 $ 860,000 $ 215,000 $ 107,000
Franklin County Ohio 4 $ 910,000 $ 227,000 $ 117,000
Henry County Ohio 4 $ 590,000 $ 147,000 $ 70,000
Seneca County Ohio 4 $ 510,000 $ 127,000 $ 47,000
Jackson County Oregon 4 $ 970,000 $ 242,000 $ 115,000
Bucks County Pennsylvania 4 $ 1,770,000 $ 442,000 $ 182,000
Bamberg County South Carolina 4 $ 780,000 $ 195,000 $ 117,000
Cherokee County South Carolina 4 $ 1,130,000 $ 282,000 $ 188,000
McCormick County South Carolina 4 $ 1,040,000 $ 260,000 $ 128,000
Williamsburg County South Carolina 4 $ 860,000 $ 215,000 $ 69,000
Franklin County Tennessee 4 $ 1,690,000 $ 422,000 $ 151,000
Loudon County Tennessee 4 $ 1,300,000 $ 325,000 $ 110,000
Macon County Tennessee 4 $ 780,000 $ 195,000 $ 63,000
Sullivan County Tennessee 4 $ 720,000 $ 180,000 $ 99,000
Denton County Texas 4 $ 1,640,000 $ 410,000 $ 187,000
Travis County Texas 4 $ 1,310,000 $ 327,000 $ 132,000
Amelia County Virginia 4 $ 1,550,000 $ 387,000 $ 116,000
Clarke County Virginia 4 $ 1,760,000 $ 440,000 $ 110,000
Falls Church County Virginia 4 $ 1,370,000 $ 342,000 $ 139,000
Middlesex County Virginia 4 $ 1,070,000 $ 267,000 $ 185,000
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Mortgage Loan Application Detail Totals for Ameris Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 21,354 $6,069,950,000 $284,000 $14,625,000 $116,000 $7,372,000
Refinancing 17,860 $5,559,510,000 $311,000 $2,505,000 $144,000 $4,160,000
Cash-out Refinancing 5,908 $1,761,070,000 $298,000 $6,005,000 $135,000 $6,144,000
Home Improvement 1,043 $193,245,000 $185,000 $2,655,000 $133,000 $2,811,000
Other Purpose 292 $36,130,000 $123,000 $2,005,000 $130,000 $3,207,000
Not Applicable 1 $195,000 $195,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 29,764 $8,616,590,000 $289,000 $3,005,000 $132,000 $5,860,000
Not Provided 6,706 $2,120,440,000 $316,000 $4,005,000 $147,000 $7,372,000
Black or African American 4,750 $1,208,180,000 $254,000 $2,405,000 $97,000 $5,018,000
Hispanic 2,453 $661,285,000 $269,000 $2,145,000 $95,000 $1,416,000
Asian 2,298 $827,080,000 $359,000 $1,705,000 $137,000 $2,304,000
Not applicable 140 $61,740,000 $441,000 $14,625,000 $82,000 $114,000
American Indian or Alaskan Native 139 $45,135,000 $324,000 $1,985,000 $136,000 $768,000
Native Hawaiian or Other Pacific Islander 80 $37,360,000 $467,000 $925,000 $127,000 $281,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 37,248 $11,211,220,000 $300,000 $14,625,000 $141,000 $7,372,000
FHA-insured (Federal Housing Administration) 5,158 $1,152,550,000 $223,000 $775,000 $69,000 $1,322,000
VA-guaranteed (Veterans Administration) 3,420 $1,143,030,000 $334,000 $2,305,000 $104,000 $2,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 632 $113,300,000 $179,000 $815,000 $54,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 34,029 $10,030,655,000 $294,000 $14,625,000 $127,000 $5,860,000
Application Withdrawn By Applicant 7,812 $2,352,990,000 $301,000 $4,005,000 $144,000 $7,372,000
Application Denied By Financial Institution 3,001 $739,485,000 $246,000 $4,005,000 $101,000 $2,189,000
File Closed For Incompleteness 1,409 $438,495,000 $311,000 $2,655,000 $145,000 $2,358,000
Application Approved But Not Accepted 187 $52,955,000 $283,000 $6,005,000 $142,000 $1,061,000
Loan Purchased By The Institution 20 $5,520,000 $276,000 $935,000 $71,000 $114,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 43,457 $12,880,615,000 $296,000 $14,625,000 $131,000 $7,372,000
Debt-To-Income Ratio 973 $238,485,000 $245,000 $1,585,000 $73,000 $1,073,000
Credit History 831 $194,455,000 $234,000 $4,005,000 $104,000 $1,452,000
Other 463 $127,125,000 $274,000 $2,405,000 $118,000 $1,380,000
Collateral 247 $46,035,000 $186,000 $1,095,000 $144,000 $1,754,000
Unverifiable Information 192 $54,000,000 $281,000 $1,205,000 $109,000 $2,189,000
Credit Application Incomplete 170 $49,740,000 $292,000 $2,405,000 $157,000 $1,322,000
Employment History 82 $19,800,000 $241,000 $1,305,000 $83,000 $286,000
Insufficient Cash (Downpayment, Closing Cost) 42 $9,660,000 $230,000 $1,025,000 $88,000 $984,000
Mortgage Insurance Denied 1 $185,000 $185,000 $185,000 $70,000 $70,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ameris Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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