Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Andrews Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Andrews Federal Credit Union
5711 Allentown Road
Suitland, MD 20746
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 761
Total Mortgage Loan Application Amount $123,546,000
Average Mortgage Loan Application Amount $135,333
Highest Mortgage Loan Application Amount $1,165,000
Average Applicant Income $102,666
Highest Applicant Income $1,886,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2013.

Mortgage Loan Application Totals for Andrews Federal Credit Union by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's County Maryland 148 $ 24,392,000 $ 164,000 $ 96,000
Burlington County New Jersey 70 $ 8,365,000 $ 119,000 $ 95,000
Charles County Maryland 50 $ 9,985,000 $ 199,000 $ 122,000
District of Columbia County District Of Columbia 33 $ 5,247,000 $ 159,000 $ 87,000
Calvert County Maryland 10 $ 1,477,000 $ 147,000 $ 98,000
Montgomery County Maryland 9 $ 1,870,000 $ 207,000 $ 153,000
Mercer County New Jersey 9 $ 920,000 $ 102,000 $ 107,000
Fairfax County Virginia 9 $ 2,397,000 $ 266,000 $ 247,000
Prince William County Virginia 9 $ 1,742,000 $ 193,000 $ 131,000
Anne Arundel County Maryland 8 $ 1,991,000 $ 248,000 $ 115,000
Camden County New Jersey 7 $ 1,141,000 $ 163,000 $ 111,000
Ocean County New Jersey 7 $ 1,027,000 $ 146,000 $ 93,000
Cumberland County North Carolina 7 $ 493,000 $ 70,000 $ 92,000
Stafford County Virginia 5 $ 733,000 $ 146,000 $ 92,000
Cook County Illinois 4 $ 403,000 $ 100,000 $ 110,000
Baltimore City County Maryland 4 $ 275,000 $ 68,000 $ 61,000
Clark County Nevada 4 $ 675,000 $ 168,000 $ 89,000
Maricopa County Arizona 3 $ 571,000 $ 190,000 $ 116,000
Macomb County Michigan 3 $ 325,000 $ 108,000 $ 143,000
Union County New Jersey 3 $ 705,000 $ 235,000 $ 126,000
Montgomery County Pennsylvania 3 $ 473,000 $ 157,000 $ 108,000
Alexandria County Virginia 3 $ 715,000 $ 238,000 $ 113,000
Arlington County Virginia 3 $ 527,000 $ 175,000 $ 146,000
Houston County Alabama 2 $ 50,000 $ 25,000 $ 135,000
El Paso County Colorado 2 $ 39,000 $ 19,000 $ 81,000
Broward County Florida 2 $ 223,000 $ 111,000 $ 124,000
Flagler County Florida 2 $ 390,000 $ 195,000 $ 83,000
Hillsborough County Florida 2 $ 340,000 $ 170,000 $ 98,000
Leon County Florida 2 $ 162,000 $ 81,000 $ 132,000
Martin County Florida 2 $ 217,000 $ 108,000 $ 101,000
Orange County Florida 2 $ 90,000 $ 45,000 $ 96,000
Seminole County Florida 2 $ 450,000 $ 225,000 $ 64,000
Gwinnett County Georgia 2 $ 197,000 $ 98,000 $ 123,000
Henry County Georgia 2 $ 155,000 $ 77,000 $ 180,000
Muscogee County Georgia 2 $ 154,000 $ 77,000 $ 59,000
St. Clair County Illinois 2 $ 34,000 $ 17,000 $ 43,000
Howard County Maryland 2 $ 668,000 $ 334,000 $ 995,000
St. Mary's County Maryland 2 $ 225,000 $ 112,000 $ 83,000
Forrest County Mississippi 2 $ 139,000 $ 69,000 $ 74,000
Atlantic County New Jersey 2 $ 320,000 $ 160,000 $ 143,000
Monmouth County New Jersey 2 $ 509,000 $ 254,000 $ 104,000
Morris County New Jersey 2 $ 689,000 $ 344,000 $ 109,000
Guilford County North Carolina 2 $ 135,000 $ 67,000 $ 77,000
Bucks County Pennsylvania 2 $ 283,000 $ 141,000 $ 98,000
Philadelphia County Pennsylvania 2 $ 96,000 $ 48,000 $ 235,000
Richland County South Carolina 2 $ 70,000 $ 35,000 $ 92,000
Sumter County South Carolina 2 $ 449,000 $ 224,000 $ 84,000
Bell County Texas 2 $ 65,000 $ 32,000 $ 81,000
King George County Virginia 2 $ 335,000 $ 167,000 $ 70,000
Prince George County Virginia 2 $ 89,000 $ 44,000 $ 122,000
Dale County Alabama 1 $ 56,000 $ 56,000 $ 52,000
Russell County Alabama 1 $ 50,000 $ 50,000 $ 142,000
Pima County Arizona 1 $ 158,000 $ 158,000 $ 65,000
Pulaski County Arkansas 1 $ 47,000 $ 47,000 $ 81,000
Alameda County California 1 $ 30,000 $ 30,000 $ 210,000
Contra Costa County California 1 $ 310,000 $ 310,000 $ 147,000
Los Angeles County California 1 $ 413,000 $ 413,000 $ 152,000
Napa County California 1 $ 400,000 $ 400,000 $ 157,000
Sacramento County California 1 $ 90,000 $ 90,000 $ 22,000
San Bernardino County California 1 $ 131,000 $ 131,000 $ 106,000
Sutter County California 1 $ 30,000 $ 30,000 $ 208,000
Boulder County Colorado 1 $ 258,000 $ 258,000 $ 187,000
Jefferson County Colorado 1 $ 236,000 $ 236,000 $ 108,000
Fairfield County Connecticut 1 $ 330,000 $ 330,000 $ 67,000
New Castle County Delaware 1 $ 70,000 $ 70,000 $ 99,000
Sussex County Delaware 1 $ 358,000 $ 358,000 $ 233,000
Lake County Florida 1 $ 300,000 $ 300,000 $ 294,000
Madison County Florida 1 $ 300,000 $ 300,000 $ 158,000
Okaloosa County Florida 1 $ 36,000 $ 36,000 $ 53,000
Osceola County Florida 1 $ 199,000 $ 199,000 $ 124,000
Palm Beach County Florida 1 $ 100,000 $ 100,000 $ 95,000
Pinellas County Florida 1 $ 25,000 $ 25,000 $ 45,000
St. Lucie County Florida 1 $ 130,000 $ 130,000 $ 74,000
Sumter County Florida 1 $ 175,000 $ 175,000 $ 46,000
Clayton County Georgia 1 $ 85,000 $ 85,000 $ 61,000
Fulton County Georgia 1 $ 94,000 $ 94,000 $ 72,000
Houston County Georgia 1 $ 30,000 $ 30,000 $ 249,000
Jefferson County Georgia 1 $ 58,000 $ 58,000 $ 134,000
Peach County Georgia 1 $ 107,000 $ 107,000 $ 77,000
Kauai County Hawaii 1 $ 183,000 $ 183,000 $ 129,000
Crawford County Illinois 1 $ 25,000 $ 25,000 $ 55,000
Rock Island County Illinois 1 $ 154,000 $ 154,000 $ 95,000
Dubuque County Iowa 1 $ 31,000 $ 31,000 $ 74,000
Sedgwick County Kansas 1 $ 161,000 $ 161,000 $ 83,000
Iberville County Louisiana 1 $ 30,000 $ 30,000 $ 29,000
Jefferson County Louisiana 1 $ 35,000 $ 35,000 $ 244,000
Baltimore County Maryland 1 $ 236,000 $ 236,000 $ 151,000
Frederick County Maryland 1 $ 60,000 $ 60,000 $ 65,000
Harford County Maryland 1 $ 162,000 $ 162,000 $ 140,000
Queen Anne's County Maryland 1 $ 182,000 $ 182,000 $ 87,000
Wicomico County Maryland 1 $ 110,000 $ 110,000 $ 62,000
Berkshire County Massachusetts 1 $ 85,000 $ 85,000 $ 72,000
Essex County Massachusetts 1 $ 203,000 $ 203,000 $ 104,000
Middlesex County Massachusetts 1 $ 479,000 $ 479,000 $ 118,000
Worcester County Massachusetts 1 $ 116,000 $ 116,000 $ 72,000
Alpena County Michigan 1 $ 94,000 $ 94,000 $ 142,000
Calhoun County Michigan 1 $ 222,000 $ 222,000 $ 180,000
Dakota County Minnesota 1 $ 151,000 $ 151,000 $ 74,000
Choctaw County Mississippi 1 $ 68,000 $ 68,000 $ 130,000
Humphreys County Mississippi 1 $ 26,000 $ 26,000 $ 104,000
Jackson County Mississippi 1 $ 85,000 $ 85,000 $ 135,000
Webster County Mississippi 1 $ 40,000 $ 40,000 $ 37,000
Clay County Missouri 1 $ 144,000 $ 144,000 $ 152,000
Pulaski County Missouri 1 $ 25,000 $ 25,000 $ 95,000
Washoe County Nevada 1 $ 96,000 $ 96,000 $ 114,000
Cheshire County New Hampshire 1 $ 182,000 $ 182,000 $ 177,000
Middlesex County New Jersey 1 $ 315,000 $ 315,000 $ 115,000
Lincoln County New Mexico 1 $ 42,000 $ 42,000 $ 20,000
Bronx County New York 1 $ 136,000 $ 136,000 $ 53,000
Cayuga County New York 1 $ 192,000 $ 192,000 $ 172,000
New York County New York 1 $ 449,000 $ 449,000 $ 170,000
Oneida County New York 1 $ 32,000 $ 32,000 $ 99,000
Onondaga County New York 1 $ 95,000 $ 95,000 $ 135,000
Rockland County New York 1 $ 235,000 $ 235,000 $ 310,000
Westchester County New York 1 $ 290,000 $ 290,000 $ 102,000
Buncombe County North Carolina 1 $ 50,000 $ 50,000 $ 83,000
Chatham County North Carolina 1 $ 307,000 $ 307,000 $ 101,000
Cherokee County North Carolina 1 $ 151,000 $ 151,000 $ 220,000
Iredell County North Carolina 1 $ 260,000 $ 260,000 $ 136,000
Martin County North Carolina 1 $ 25,000 $ 25,000 $ 139,000
New Hanover County North Carolina 1 $ 25,000 $ 25,000 $ 104,000
Perquimans County North Carolina 1 $ 58,000 $ 58,000 $ 46,000
Pitt County North Carolina 1 $ 92,000 $ 92,000 $ 38,000
Wake County North Carolina 1 $ 165,000 $ 165,000 $ 150,000
Wayne County North Carolina 1 $ 25,000 $ 25,000 $ 134,000
Wilson County North Carolina 1 $ 138,000 $ 138,000 $ 70,000
Hamilton County Ohio 1 $ 81,000 $ 81,000 $ 8,000
Harrison County Ohio 1 $ 34,000 $ 34,000 $ 200,000
Portage County Ohio 1 $ 117,000 $ 117,000 $ 147,000
Cherokee County Oklahoma 1 $ 112,000 $ 112,000 $ 164,000
Adams County Pennsylvania 1 $ 127,000 $ 127,000 $ 43,000
Chester County Pennsylvania 1 $ 246,000 $ 246,000 $ 188,000
Delaware County Pennsylvania 1 $ 60,000 $ 60,000 $ 97,000
Northampton County Pennsylvania 1 $ 119,000 $ 119,000 $ 87,000
York County Pennsylvania 1 $ 260,000 $ 260,000 $ 107,000
Beaufort County South Carolina 1 $ 417,000 $ 417,000 $ 110,000
Colleton County South Carolina 1 $ 86,000 $ 86,000 $ 65,000
Dorchester County South Carolina 1 $ 101,000 $ 101,000 $ 17,000
Orangeburg County South Carolina 1 $ 25,000 $ 25,000 $ 71,000
Bradley County Tennessee 1 $ 399,000 $ 399,000 $ 145,000
Crockett County Tennessee 1 $ 25,000 $ 25,000 $ 79,000
Hardin County Tennessee 1 $ 130,000 $ 130,000 $ 85,000
Shelby County Tennessee 1 $ 25,000 $ 25,000 $ 73,000
Sullivan County Tennessee 1 $ 215,000 $ 215,000 $ 80,000
Sumner County Tennessee 1 $ 181,000 $ 181,000 $ 62,000
Wilson County Tennessee 1 $ 25,000 $ 25,000 $ 100,000
Bexar County Texas 1 $ 166,000 $ 166,000 $ 83,000
Coryell County Texas 1 $ 50,000 $ 50,000 $ 35,000
Denton County Texas 1 $ 79,000 $ 79,000 $ 82,000
El Paso County Texas 1 $ 83,000 $ 83,000 $ 228,000
Ellis County Texas 1 $ 108,000 $ 108,000 $ 102,000
Amherst County Virginia 1 $ 90,000 $ 90,000 $ 135,000
Charlottesville County Virginia 1 $ 156,000 $ 156,000 $ 89,000
Culpeper County Virginia 1 $ 260,000 $ 260,000 $ 135,000
Henrico County Virginia 1 $ 172,000 $ 172,000 $ 248,000
James City County Virginia 1 $ 630,000 $ 630,000 $ 131,000
Loudoun County Virginia 1 $ 210,000 $ 210,000 $ 87,000
Manassas Park County Virginia 1 $ 317,000 $ 317,000 $ 162,000
Mecklenburg County Virginia 1 $ 116,000 $ 116,000 $ 95,000
Newport News County Virginia 1 $ 55,000 $ 55,000 $ 45,000
Petersburg County Virginia 1 $ 90,000 $ 90,000 $ 95,000
Portsmouth County Virginia 1 $ 140,000 $ 140,000 $ 97,000
Shenandoah County Virginia 1 $ 268,000 $ 268,000 $ 144,000
Westmoreland County Virginia 1 $ 83,000 $ 83,000 $ 158,000
Pierce County Washington 1 $ 59,000 $ 59,000 $ 200,000
Snohomish County Washington 1 $ 30,000 $ 30,000 $ 48,000
Whatcom County Washington 1 $ 208,000 $ 208,000 $ 354,000
Jefferson County West Virginia 1 $ 85,000 $ 85,000 $ 151,000
Wood County Wisconsin 1 $ 50,000 $ 50,000 $ 55,000

Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 392 $73,725,000 $188,000 $1,165,000 $112,000 $1,886,000
Home Purchase 251 $45,162,000 $179,000 $656,000 $93,000 $354,000
Home Improvement 118 $4,659,000 $39,000 $160,000 $103,000 $408,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 317 $49,038,000 $154,000 $658,000 $97,000 $408,000
White 204 $34,010,000 $166,000 $626,000 $108,000 $390,000
Not Provided 181 $29,739,000 $164,000 $1,165,000 $105,000 $285,000
Hispanic 29 $5,100,000 $175,000 $600,000 $95,000 $310,000
Asian 22 $4,217,000 $191,000 $485,000 $177,000 $1,886,000
American Indian or Alaskan Native 8 $1,442,000 $180,000 $400,000 $99,000 $240,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 760 $123,146,000 $162,000 $1,165,000 $104,000 $1,886,000
VA-guaranteed (Veterans Administration) 1 $400,000 $400,000 $400,000 $67,000 $67,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 266 $39,155,000 $147,000 $1,165,000 $104,000 $1,886,000
Loan Originated 185 $32,298,000 $174,000 $626,000 $116,000 $390,000
Application Withdrawn By Applicant 113 $15,963,000 $141,000 $420,000 $115,000 $354,000
Preapproval Denied by Financial Institution 108 $18,733,000 $173,000 $656,000 $74,000 $322,000
File Closed For Incompleteness 43 $7,421,000 $172,000 $600,000 $108,000 $266,000
Preapproval Approved but not Accepted 40 $8,807,000 $220,000 $525,000 $105,000 $302,000
Application Approved But Not Accepted 6 $1,169,000 $194,000 $413,000 $78,000 $152,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 40 $1,623,000 $40,000 $165,000 $88,000 $408,000
Collateral 27 $1,093,000 $40,000 $100,000 $98,000 $249,000
Other 18 $1,058,000 $58,000 $150,000 $95,000 $215,000
Debt-To-Income Ratio 10 $1,270,000 $127,000 $479,000 $73,000 $142,000
Unverifiable Information 3 $257,000 $85,000 $192,000 $77,000 $107,000
Credit Application Incomplete 1 $140,000 $140,000 $140,000 $72,000 $72,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Andrews Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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