Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2015

In 2015, Andrews Federal Credit Union of Suitland, MD reported 2,922 mortgage applications totaling $641.7 million, up 241% from 2014. The average application was for $219,595, and applicants reported an average income of $11,200. 5% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (831), Columbus, OH (210) and Akron, OH (126) (applications in parentheses).

Mortgage Company & Address Andrews Federal Credit Union
5711 Allentown Road
Suitland, MD 20746
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 2,922
Total Mortgage Loan Application Amount $641,657,000
Average Mortgage Loan Application Amount $219,595
Highest Mortgage Loan Application Amount $1,120,000
Average Applicant Income $11,200
Highest Applicant Income $779,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Andrews Federal Credit Union by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 189 $ 36,463,000 $ 192,925 $ 37,000
Prince William, Virginia 172 $ 45,897,000 $ 266,843 $ 4,000
Fairfax, Virginia 147 $ 51,812,000 $ 352,462 $ 10,000
Franklin, Ohio 145 $ 21,407,000 $ 147,634 $ 0
Loudoun, Virginia 122 $ 38,687,000 $ 317,106 $ 0
Lake, Indiana 111 $ 16,148,000 $ 145,477 $ 0
Mobile, Alabama 102 $ 15,560,000 $ 152,549 $ 0
Summit, Ohio 100 $ 13,210,000 $ 132,100 $ 0
Wake, North Carolina 93 $ 20,425,000 $ 219,623 $ 0
Montgomery, Maryland 81 $ 24,101,000 $ 297,543 $ 7,000
Stark, Ohio 62 $ 8,024,000 $ 129,419 $ 0
Cook, Illinois 58 $ 9,098,000 $ 156,862 $ 5,000
Bucks, Pennsylvania 51 $ 19,569,000 $ 383,705 $ 9,000
Cuyahoga, Ohio 46 $ 6,720,000 $ 146,086 $ 0
Manassas, Virginia 39 $ 9,031,000 $ 231,564 $ 0
Durham, North Carolina 36 $ 7,013,000 $ 194,805 $ 2,000
District of Columbia, District Of Columbia 32 $ 8,697,000 $ 271,781 $ 39,000
Anne Arundel, Maryland 31 $ 9,107,000 $ 293,774 $ 36,000
Licking, Ohio 29 $ 4,428,000 $ 152,689 $ 1,000
Charles, Maryland 28 $ 5,198,000 $ 185,642 $ 53,000
Burlington, New Jersey 26 $ 3,209,000 $ 123,423 $ 78,000
Lorain, Ohio 26 $ 3,543,000 $ 136,269 $ 0
Portage, Ohio 26 $ 3,352,000 $ 128,923 $ 0
Baltimore, Maryland 21 $ 4,286,000 $ 204,095 $ 15,000
Manassas Park, Virginia 21 $ 5,183,000 $ 246,809 $ 0
Alexandria, Virginia 18 $ 5,612,000 $ 311,777 $ 6,000
Howard, Maryland 17 $ 6,754,000 $ 397,294 $ 44,000
Frederick, Maryland 16 $ 3,760,000 $ 235,000 $ 0
Delaware, Ohio 16 $ 3,454,000 $ 215,875 $ 0
Miami-Dade, Florida 15 $ 4,455,000 $ 297,000 $ 34,000
Hamilton, Ohio 15 $ 2,592,000 $ 172,800 $ 0
Stafford, Virginia 15 $ 4,059,000 $ 270,600 $ 5,000
Broward, Florida 14 $ 2,644,000 $ 188,857 $ 10,000
Gwinnett, Georgia 14 $ 2,421,000 $ 172,928 $ 0
Montgomery, Pennsylvania 14 $ 4,604,000 $ 328,857 $ 0
Arlington, Virginia 14 $ 4,519,000 $ 322,785 $ 25,000
Frederick, Virginia 14 $ 2,884,000 $ 206,000 $ 0
Orange, Florida 13 $ 3,317,000 $ 255,153 $ 0
Allegheny, Pennsylvania 13 $ 4,302,000 $ 330,923 $ 4,000
Medina, Ohio 12 $ 2,119,000 $ 176,583 $ 0
Hillsborough, Florida 11 $ 2,964,000 $ 269,454 $ 0
Collier, Florida 10 $ 2,391,000 $ 239,100 $ 23,000
Baltimore City, Maryland 10 $ 1,342,000 $ 134,200 $ 22,000
Allen, Ohio 10 $ 1,124,000 $ 112,400 $ 0
Fauquier, Virginia 10 $ 2,905,000 $ 290,500 $ 20,000
Baldwin, Alabama 9 $ 1,883,000 $ 209,222 $ 0
Jefferson, Colorado 9 $ 2,268,000 $ 252,000 $ 0
Palm Beach, Florida 9 $ 1,885,000 $ 209,444 $ 21,000
DeKalb, Georgia 9 $ 1,880,000 $ 208,888 $ 0
Harford, Maryland 9 $ 2,117,000 $ 235,222 $ 29,000
Fairfield, Ohio 9 $ 1,506,000 $ 167,333 $ 0
Warren, Ohio 9 $ 2,764,000 $ 307,111 $ 0
Chester, Pennsylvania 9 $ 3,549,000 $ 394,333 $ 0
Seminole, Florida 8 $ 1,775,000 $ 221,875 $ 0
Cobb, Georgia 8 $ 1,614,000 $ 201,750 $ 0
Porter, Indiana 8 $ 1,301,000 $ 162,625 $ 0
Lake, Ohio 8 $ 1,319,000 $ 164,875 $ 0
Butler, Pennsylvania 8 $ 2,567,000 $ 320,875 $ 0
Horry, South Carolina 8 $ 1,393,000 $ 174,125 $ 17,000
Adams, Colorado 7 $ 1,474,000 $ 210,571 $ 0
Sussex, Delaware 7 $ 3,047,000 $ 435,285 $ 0
Pasco, Florida 7 $ 1,176,000 $ 168,000 $ 21,000
Fulton, Georgia 7 $ 2,625,000 $ 375,000 $ 0
Carroll, Maryland 7 $ 3,177,000 $ 453,857 $ 0
Johnston, North Carolina 7 $ 1,265,000 $ 180,714 $ 0
Berks, Pennsylvania 7 $ 850,000 $ 121,428 $ 0
Virginia Beach, Virginia 7 $ 1,702,000 $ 243,142 $ 0
Arapahoe, Colorado 6 $ 1,252,000 $ 208,666 $ 24,000
Pinellas, Florida 6 $ 1,963,000 $ 327,166 $ 0
St. Johns, Florida 6 $ 1,468,000 $ 244,666 $ 0
Cherokee, Georgia 6 $ 989,000 $ 164,833 $ 0
Will, Illinois 6 $ 937,000 $ 156,166 $ 0
Calvert, Maryland 6 $ 1,073,000 $ 178,833 $ 86,000
Chatham, North Carolina 6 $ 2,643,000 $ 440,500 $ 34,000
Guilford, North Carolina 6 $ 1,254,000 $ 209,000 $ 0
York, Pennsylvania 6 $ 747,000 $ 124,500 $ 36,000
Jefferson, Alabama 5 $ 1,332,000 $ 266,400 $ 0
El Paso, Colorado 5 $ 828,000 $ 165,600 $ 21,000
Brevard, Florida 5 $ 952,000 $ 190,400 $ 8,000
Douglas, Georgia 5 $ 1,122,000 $ 224,400 $ 26,000
Newton, Georgia 5 $ 842,000 $ 168,400 $ 0
Lake, Illinois 5 $ 1,099,000 $ 219,800 $ 0
Camden, New Jersey 5 $ 653,000 $ 130,600 $ 34,000
Middlesex, New Jersey 5 $ 1,261,000 $ 252,200 $ 0
Morris, New Jersey 5 $ 2,532,000 $ 506,400 $ 0
Mecklenburg, North Carolina 5 $ 865,000 $ 173,000 $ 20,000
Clermont, Ohio 5 $ 1,123,000 $ 224,600 $ 0
Pickaway, Ohio 5 $ 714,000 $ 142,800 $ 0
Lehigh, Pennsylvania 5 $ 1,164,000 $ 232,800 $ 0
Madison, Alabama 4 $ 911,000 $ 227,750 $ 11,000
Lee, Florida 4 $ 941,000 $ 235,250 $ 0
Marion, Florida 4 $ 423,000 $ 105,750 $ 35,000
Osceola, Florida 4 $ 511,000 $ 127,750 $ 22,000
DuPage, Illinois 4 $ 1,300,000 $ 325,000 $ 0
Hamilton, Indiana 4 $ 818,000 $ 204,500 $ 0
Jefferson, Kentucky 4 $ 831,000 $ 207,750 $ 0
Queen Anne's, Maryland 4 $ 1,098,000 $ 274,500 $ 0
Washington, Maryland 4 $ 862,000 $ 215,500 $ 0
Bergen, New Jersey 4 $ 1,108,000 $ 277,000 $ 0
Essex, New Jersey 4 $ 843,000 $ 210,750 $ 21,000
Union, New Jersey 4 $ 928,000 $ 232,000 $ 25,000
Cumberland, North Carolina 4 $ 300,000 $ 75,000 $ 37,000
Franklin, North Carolina 4 $ 931,000 $ 232,750 $ 0
Granville, North Carolina 4 $ 665,000 $ 166,250 $ 0
Harnett, North Carolina 4 $ 823,000 $ 205,750 $ 0
Hoke, North Carolina 4 $ 583,000 $ 145,750 $ 30,000
Moore, North Carolina 4 $ 1,079,000 $ 269,750 $ 0
Rowan, North Carolina 4 $ 933,000 $ 233,250 $ 0
Auglaize, Ohio 4 $ 463,000 $ 115,750 $ 0
Hancock, Ohio 4 $ 652,000 $ 163,000 $ 0
Wayne, Ohio 4 $ 611,000 $ 152,750 $ 0
Delaware, Pennsylvania 4 $ 1,284,000 $ 321,000 $ 47,000
Washington, Pennsylvania 4 $ 1,197,000 $ 299,250 $ 0
Culpeper, Virginia 4 $ 894,000 $ 223,500 $ 24,000
Spotsylvania, Virginia 4 $ 811,000 $ 202,750 $ 0
Warren, Virginia 4 $ 866,000 $ 216,500 $ 0
Orange, California 3 $ 585,000 $ 195,000 $ 152,000
San Diego, California 3 $ 1,263,000 $ 421,000 $ 0
Boulder, Colorado 3 $ 863,000 $ 287,666 $ 0
Denver, Colorado 3 $ 639,000 $ 213,000 $ 50,000
Douglas, Colorado 3 $ 1,086,000 $ 362,000 $ 0
Clay, Florida 3 $ 928,000 $ 309,333 $ 0
Lake, Florida 3 $ 512,000 $ 170,666 $ 0
St. Lucie, Florida 3 $ 451,000 $ 150,333 $ 0
Chatham, Georgia 3 $ 470,000 $ 156,666 $ 33,000
Clarke, Georgia 3 $ 340,000 $ 113,333 $ 0
Clayton, Georgia 3 $ 695,000 $ 231,666 $ 0
Oconee, Georgia 3 $ 1,260,000 $ 420,000 $ 0
St. Mary's, Maryland 3 $ 254,000 $ 84,666 $ 58,000
Sussex, New Jersey 3 $ 969,000 $ 323,000 $ 0
Alamance, North Carolina 3 $ 335,000 $ 111,666 $ 15,000
Brunswick, North Carolina 3 $ 520,000 $ 173,333 $ 27,000
Buncombe, North Carolina 3 $ 928,000 $ 309,333 $ 48,000
Forsyth, North Carolina 3 $ 704,000 $ 234,666 $ 0
Iredell, North Carolina 3 $ 975,000 $ 325,000 $ 48,000
New Hanover, North Carolina 3 $ 711,000 $ 237,000 $ 0
Union, North Carolina 3 $ 674,000 $ 224,666 $ 0
Butler, Ohio 3 $ 620,000 $ 206,666 $ 0
Carroll, Ohio 3 $ 234,000 $ 78,000 $ 0
Erie, Ohio 3 $ 569,000 $ 189,666 $ 0
Montgomery, Ohio 3 $ 654,000 $ 218,000 $ 0
Morrow, Ohio 3 $ 580,000 $ 193,333 $ 0
Cumberland, Pennsylvania 3 $ 704,000 $ 234,666 $ 137,000
Erie, Pennsylvania 3 $ 237,000 $ 79,000 $ 0
Lancaster, Pennsylvania 3 $ 623,000 $ 207,666 $ 0
Philadelphia, Pennsylvania 3 $ 401,000 $ 133,666 $ 19,000
Richland, South Carolina 3 $ 266,000 $ 88,666 $ 74,000
Wilson, Tennessee 3 $ 406,000 $ 135,333 $ 35,000
Tarrant, Texas 3 $ 637,000 $ 212,333 $ 47,000
Chesapeake, Virginia 3 $ 905,000 $ 301,666 $ 0
Chesterfield, Virginia 3 $ 733,000 $ 244,333 $ 0
Clarke, Virginia 3 $ 613,000 $ 204,333 $ 0
Henrico, Virginia 3 $ 602,000 $ 200,666 $ 54,000
Richmond City, Virginia 3 $ 614,000 $ 204,666 $ 0
Tuscaloosa, Alabama 2 $ 671,000 $ 335,500 $ 0
Contra Costa, California 2 $ 643,000 $ 321,500 $ 143,000
Los Angeles, California 2 $ 407,000 $ 203,500 $ 94,000
Riverside, California 2 $ 45,000 $ 22,500 $ 60,000
San Bernardino, California 2 $ 575,000 $ 287,500 $ 203,000
Solano, California 2 $ 421,000 $ 210,500 $ 41,000
Ventura, California 2 $ 589,000 $ 294,500 $ 0
Broomfield, Colorado 2 $ 418,000 $ 209,000 $ 0
Elbert, Colorado 2 $ 662,000 $ 331,000 $ 0
Garfield, Colorado 2 $ 556,000 $ 278,000 $ 0
Duval, Florida 2 $ 602,000 $ 301,000 $ 0
Escambia, Florida 2 $ 180,000 $ 90,000 $ 0
Highlands, Florida 2 $ 273,000 $ 136,500 $ 0
Leon, Florida 2 $ 716,000 $ 358,000 $ 0
Nassau, Florida 2 $ 310,000 $ 155,000 $ 102,000
Okaloosa, Florida 2 $ 521,000 $ 260,500 $ 0
Polk, Florida 2 $ 286,000 $ 143,000 $ 0
Sarasota, Florida 2 $ 324,000 $ 162,000 $ 0
Volusia, Florida 2 $ 390,000 $ 195,000 $ 0
Butts, Georgia 2 $ 394,000 $ 197,000 $ 0
Columbia, Georgia 2 $ 353,000 $ 176,500 $ 74,000
Fayette, Georgia 2 $ 307,000 $ 153,500 $ 0
Forsyth, Georgia 2 $ 505,000 $ 252,500 $ 0
Greene, Georgia 2 $ 509,000 $ 254,500 $ 0
Harris, Georgia 2 $ 413,000 $ 206,500 $ 0
Henry, Georgia 2 $ 545,000 $ 272,500 $ 0
Jackson, Georgia 2 $ 215,000 $ 107,500 $ 0
Long, Georgia 2 $ 322,000 $ 161,000 $ 0
Morgan, Georgia 2 $ 432,000 $ 216,000 $ 0
Muscogee, Georgia 2 $ 138,000 $ 69,000 $ 59,000
Richmond, Georgia 2 $ 386,000 $ 193,000 $ 39,000
Rockdale, Georgia 2 $ 249,000 $ 124,500 $ 0
Walton, Georgia 2 $ 440,000 $ 220,000 $ 0
Kane, Illinois 2 $ 393,000 $ 196,500 $ 0
Kendall, Illinois 2 $ 449,000 $ 224,500 $ 0
Tazewell, Illinois 2 $ 498,000 $ 249,000 $ 0
Hancock, Indiana 2 $ 279,000 $ 139,500 $ 0
Hendricks, Indiana 2 $ 427,000 $ 213,500 $ 0
Johnson, Indiana 2 $ 349,000 $ 174,500 $ 0
LaPorte, Indiana 2 $ 290,000 $ 145,000 $ 0
Marion, Indiana 2 $ 265,000 $ 132,500 $ 0
Lowndes, Mississippi 2 $ 249,000 $ 124,500 $ 110,000
Atlantic, New Jersey 2 $ 485,000 $ 242,500 $ 0
Gloucester, New Jersey 2 $ 339,000 $ 169,500 $ 252,000
Mercer, New Jersey 2 $ 492,000 $ 246,000 $ 116,000
Monmouth, New Jersey 2 $ 650,000 $ 325,000 $ 30,000
Ocean, New Jersey 2 $ 655,000 $ 327,500 $ 52,000
Cabarrus, North Carolina 2 $ 553,000 $ 276,500 $ 0
Catawba, North Carolina 2 $ 433,000 $ 216,500 $ 0
Cherokee, North Carolina 2 $ 305,000 $ 152,500 $ 40,000
Cleveland, North Carolina 2 $ 458,000 $ 229,000 $ 0
Lincoln, North Carolina 2 $ 725,000 $ 362,500 $ 0
Nash, North Carolina 2 $ 420,000 $ 210,000 $ 36,000
Orange, North Carolina 2 $ 567,000 $ 283,500 $ 0
Person, North Carolina 2 $ 615,000 $ 307,500 $ 0
Randolph, North Carolina 2 $ 317,000 $ 158,500 $ 0
Rockingham, North Carolina 2 $ 207,000 $ 103,500 $ 0
Rutherford, North Carolina 2 $ 318,000 $ 159,000 $ 0
Wilson, North Carolina 2 $ 225,000 $ 112,500 $ 32,000
Ashland, Ohio 2 $ 216,000 $ 108,000 $ 0
Hardin, Ohio 2 $ 306,000 $ 153,000 $ 0
Huron, Ohio 2 $ 249,000 $ 124,500 $ 0
Knox, Ohio 2 $ 470,000 $ 235,000 $ 0
Madison, Ohio 2 $ 519,000 $ 259,500 $ 0
Muskingum, Ohio 2 $ 226,000 $ 113,000 $ 0
Putnam, Ohio 2 $ 345,000 $ 172,500 $ 0
Scioto, Ohio 2 $ 356,000 $ 178,000 $ 0
Shelby, Ohio 2 $ 306,000 $ 153,000 $ 0
Tuscarawas, Ohio 2 $ 144,000 $ 72,000 $ 0
Beaver, Pennsylvania 2 $ 385,000 $ 192,500 $ 0
Lebanon, Pennsylvania 2 $ 239,000 $ 119,500 $ 0
Monroe, Pennsylvania 2 $ 339,000 $ 169,500 $ 0
Northampton, Pennsylvania 2 $ 393,000 $ 196,500 $ 0
Westmoreland, Pennsylvania 2 $ 280,000 $ 140,000 $ 0
Shelby, Tennessee 2 $ 383,000 $ 191,500 $ 0
Sullivan, Tennessee 2 $ 423,000 $ 211,500 $ 0
Bell, Texas 2 $ 165,000 $ 82,500 $ 112,000
Bexar, Texas 2 $ 171,000 $ 85,500 $ 52,000
Harris, Texas 2 $ 295,000 $ 147,500 $ 62,000
Albemarle, Virginia 2 $ 797,000 $ 398,500 $ 0
Fairfax City, Virginia 2 $ 493,000 $ 246,500 $ 0
Floyd, Virginia 2 $ 530,000 $ 265,000 $ 0
Hanover, Virginia 2 $ 578,000 $ 289,000 $ 0
James City, Virginia 2 $ 657,000 $ 328,500 $ 0
Portsmouth, Virginia 2 $ 334,000 $ 167,000 $ 56,000
Richmond, Virginia 2 $ 708,000 $ 354,000 $ 0
Shenandoah, Virginia 2 $ 295,000 $ 147,500 $ 0
Suffolk, Virginia 2 $ 391,000 $ 195,500 $ 0
Winchester, Virginia 2 $ 307,000 $ 153,500 $ 0
Berkeley, West Virginia 2 $ 402,000 $ 201,000 $ 0
Blount, Alabama 1 $ 150,000 $ 150,000 $ 0
Calhoun, Alabama 1 $ 107,000 $ 107,000 $ 0
Choctaw, Alabama 1 $ 208,000 $ 208,000 $ 0
Colbert, Alabama 1 $ 105,000 $ 105,000 $ 0
Dale, Alabama 1 $ 114,000 $ 114,000 $ 0
Escambia, Alabama 1 $ 159,000 $ 159,000 $ 0
Lauderdale, Alabama 1 $ 160,000 $ 160,000 $ 0
Monroe, Alabama 1 $ 93,000 $ 93,000 $ 0
Shelby, Alabama 1 $ 121,000 $ 121,000 $ 0
Maricopa, Arizona 1 $ 288,000 $ 288,000 $ 101,000
Pima, Arizona 1 $ 20,000 $ 20,000 $ 115,000
Pinal, Arizona 1 $ 314,000 $ 314,000 $ 89,000
Alameda, California 1 $ 103,000 $ 103,000 $ 212,000
San Joaquin, California 1 $ 212,000 $ 212,000 $ 184,000
Alamosa, Colorado 1 $ 126,000 $ 126,000 $ 0
Larimer, Colorado 1 $ 373,000 $ 373,000 $ 0
Mesa, Colorado 1 $ 176,000 $ 176,000 $ 0
Pueblo, Colorado 1 $ 130,000 $ 130,000 $ 0
San Miguel, Colorado 1 $ 360,000 $ 360,000 $ 108,000
Weld, Colorado 1 $ 300,000 $ 300,000 $ 0
Fairfield, Connecticut 1 $ 1,025,000 $ 1,025,000 $ 779,000
New London, Connecticut 1 $ 90,000 $ 90,000 $ 42,000
New Castle, Delaware 1 $ 417,000 $ 417,000 $ 0
Alachua, Florida 1 $ 165,000 $ 165,000 $ 0
Citrus, Florida 1 $ 241,000 $ 241,000 $ 0
Hernando, Florida 1 $ 155,000 $ 155,000 $ 0
Indian River, Florida 1 $ 149,000 $ 149,000 $ 0
Martin, Florida 1 $ 150,000 $ 150,000 $ 0
Putnam, Florida 1 $ 159,000 $ 159,000 $ 0
Barrow, Georgia 1 $ 186,000 $ 186,000 $ 0
Bartow, Georgia 1 $ 291,000 $ 291,000 $ 0
Calhoun, Georgia 1 $ 137,000 $ 137,000 $ 0
Crisp, Georgia 1 $ 337,000 $ 337,000 $ 0
Dade, Georgia 1 $ 127,000 $ 127,000 $ 0
Dougherty, Georgia 1 $ 171,000 $ 171,000 $ 0
Gilmer, Georgia 1 $ 156,000 $ 156,000 $ 0
Glynn, Georgia 1 $ 381,000 $ 381,000 $ 0
Haralson, Georgia 1 $ 194,000 $ 194,000 $ 0
Houston, Georgia 1 $ 211,000 $ 211,000 $ 0
Jeff Davis, Georgia 1 $ 92,000 $ 92,000 $ 0
Liberty, Georgia 1 $ 123,000 $ 123,000 $ 0
Lowndes, Georgia 1 $ 185,000 $ 185,000 $ 0
Polk, Georgia 1 $ 114,000 $ 114,000 $ 0
Putnam, Georgia 1 $ 234,000 $ 234,000 $ 0
Kauai, Hawaii 1 $ 206,000 $ 206,000 $ 69,000
Ada, Idaho 1 $ 127,000 $ 127,000 $ 67,000
Jersey, Illinois 1 $ 190,000 $ 190,000 $ 0
Kankakee, Illinois 1 $ 223,000 $ 223,000 $ 0
LaSalle, Illinois 1 $ 184,000 $ 184,000 $ 0
Madison, Illinois 1 $ 211,000 $ 211,000 $ 0
McHenry, Illinois 1 $ 176,000 $ 176,000 $ 0
Menard, Illinois 1 $ 227,000 $ 227,000 $ 0
Monroe, Illinois 1 $ 122,000 $ 122,000 $ 0
Sangamon, Illinois 1 $ 190,000 $ 190,000 $ 0
St. Clair, Illinois 1 $ 292,000 $ 292,000 $ 0
Vermilion, Illinois 1 $ 63,000 $ 63,000 $ 0
Winnebago, Illinois 1 $ 134,000 $ 134,000 $ 0
Bartholomew, Indiana 1 $ 166,000 $ 166,000 $ 0
Boone, Indiana 1 $ 212,000 $ 212,000 $ 0
Harrison, Indiana 1 $ 185,000 $ 185,000 $ 0
Knox, Indiana 1 $ 109,000 $ 109,000 $ 0
Kosciusko, Indiana 1 $ 198,000 $ 198,000 $ 0
Putnam, Indiana 1 $ 106,000 $ 106,000 $ 0
Starke, Indiana 1 $ 100,000 $ 100,000 $ 0
Steuben, Indiana 1 $ 175,000 $ 175,000 $ 0
Sullivan, Indiana 1 $ 46,000 $ 46,000 $ 0
Tippecanoe, Indiana 1 $ 136,000 $ 136,000 $ 0
Whitley, Indiana 1 $ 115,000 $ 115,000 $ 0
Hopkins, Kentucky 1 $ 162,000 $ 162,000 $ 0
Nelson, Kentucky 1 $ 119,000 $ 119,000 $ 0
Shelby, Kentucky 1 $ 128,000 $ 128,000 $ 0
Ascension, Louisiana 1 $ 239,000 $ 239,000 $ 0
Caddo, Louisiana 1 $ 6,000 $ 6,000 $ 52,000
Orleans, Louisiana 1 $ 230,000 $ 230,000 $ 0
St. Charles, Louisiana 1 $ 188,000 $ 188,000 $ 0
Cecil, Maryland 1 $ 161,000 $ 161,000 $ 0
Garrett, Maryland 1 $ 132,000 $ 132,000 $ 0
Talbot, Maryland 1 $ 170,000 $ 170,000 $ 0
Worcester, Maryland 1 $ 326,000 $ 326,000 $ 0
Norfolk, Massachusetts 1 $ 325,000 $ 325,000 $ 90,000
Oakland, Michigan 1 $ 70,000 $ 70,000 $ 186,000
Lee, Mississippi 1 $ 10,000 $ 10,000 $ 120,000
Rankin, Mississippi 1 $ 139,000 $ 139,000 $ 241,000
Douglas, Nebraska 1 $ 240,000 $ 240,000 $ 114,000
Cheshire, New Hampshire 1 $ 90,000 $ 90,000 $ 289,000
Cumberland, New Jersey 1 $ 168,000 $ 168,000 $ 0
Hudson, New Jersey 1 $ 250,000 $ 250,000 $ 0
Passaic, New Jersey 1 $ 140,000 $ 140,000 $ 0
Salem, New Jersey 1 $ 134,000 $ 134,000 $ 0
Kings, New York 1 $ 380,000 $ 380,000 $ 59,000
Saratoga, New York 1 $ 250,000 $ 250,000 $ 18,000
Caswell, North Carolina 1 $ 219,000 $ 219,000 $ 0
Chowan, North Carolina 1 $ 180,000 $ 180,000 $ 0
Davidson, North Carolina 1 $ 138,000 $ 138,000 $ 0
Davie, North Carolina 1 $ 180,000 $ 180,000 $ 0
Gaston, North Carolina 1 $ 163,000 $ 163,000 $ 0
Henderson, North Carolina 1 $ 417,000 $ 417,000 $ 0
Lenoir, North Carolina 1 $ 213,000 $ 213,000 $ 0
Madison, North Carolina 1 $ 300,000 $ 300,000 $ 0
Robeson, North Carolina 1 $ 130,000 $ 130,000 $ 73,000
Watauga, North Carolina 1 $ 104,000 $ 104,000 $ 0
Wilkes, North Carolina 1 $ 130,000 $ 130,000 $ 0
Yancey, North Carolina 1 $ 173,000 $ 173,000 $ 0
Ashtabula, Ohio 1 $ 180,000 $ 180,000 $ 0
Fayette, Ohio 1 $ 123,000 $ 123,000 $ 0
Holmes, Ohio 1 $ 119,000 $ 119,000 $ 0
Lawrence, Ohio 1 $ 162,000 $ 162,000 $ 0
Lucas, Ohio 1 $ 68,000 $ 68,000 $ 0
Mercer, Ohio 1 $ 74,000 $ 74,000 $ 0
Miami, Ohio 1 $ 159,000 $ 159,000 $ 0
Ottawa, Ohio 1 $ 171,000 $ 171,000 $ 0
Union, Ohio 1 $ 133,000 $ 133,000 $ 0
Bedford, Pennsylvania 1 $ 68,000 $ 68,000 $ 0
Centre, Pennsylvania 1 $ 161,000 $ 161,000 $ 0
Columbia, Pennsylvania 1 $ 143,000 $ 143,000 $ 0
Dauphin, Pennsylvania 1 $ 268,000 $ 268,000 $ 0
Fayette, Pennsylvania 1 $ 74,000 $ 74,000 $ 0
Luzerne, Pennsylvania 1 $ 170,000 $ 170,000 $ 0
Lycoming, Pennsylvania 1 $ 148,000 $ 148,000 $ 0
Mercer, Pennsylvania 1 $ 172,000 $ 172,000 $ 0
Perry, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Pike, Pennsylvania 1 $ 159,000 $ 159,000 $ 0
Beaufort, South Carolina 1 $ 302,000 $ 302,000 $ 0
Charleston, South Carolina 1 $ 301,000 $ 301,000 $ 0
Greenville, South Carolina 1 $ 115,000 $ 115,000 $ 56,000
Kershaw, South Carolina 1 $ 223,000 $ 223,000 $ 0
Lexington, South Carolina 1 $ 380,000 $ 380,000 $ 576,000
Spartanburg, South Carolina 1 $ 430,000 $ 430,000 $ 0
Benton, Tennessee 1 $ 70,000 $ 70,000 $ 49,000
Blount, Tennessee 1 $ 149,000 $ 149,000 $ 76,000
Cumberland, Tennessee 1 $ 160,000 $ 160,000 $ 0
Dickson, Tennessee 1 $ 166,000 $ 166,000 $ 0
Greene, Tennessee 1 $ 279,000 $ 279,000 $ 0
Knox, Tennessee 1 $ 315,000 $ 315,000 $ 0
Loudon, Tennessee 1 $ 198,000 $ 198,000 $ 0
Montgomery, Tennessee 1 $ 144,000 $ 144,000 $ 0
Rutherford, Tennessee 1 $ 235,000 $ 235,000 $ 0
Brazoria, Texas 1 $ 183,000 $ 183,000 $ 0
Brazos, Texas 1 $ 402,000 $ 402,000 $ 132,000
Lampasas, Texas 1 $ 50,000 $ 50,000 $ 102,000
Accomack, Virginia 1 $ 277,000 $ 277,000 $ 0
Bedford, Virginia 1 $ 229,000 $ 229,000 $ 0
Colonial Heights, Virginia 1 $ 128,000 $ 128,000 $ 0
Fluvanna, Virginia 1 $ 25,000 $ 25,000 $ 121,000
Franklin, Virginia 1 $ 203,000 $ 203,000 $ 0
Gloucester, Virginia 1 $ 184,000 $ 184,000 $ 0
Greene, Virginia 1 $ 184,000 $ 184,000 $ 0
Greensville, Virginia 1 $ 91,000 $ 91,000 $ 36,000
King William, Virginia 1 $ 197,000 $ 197,000 $ 0
Lynchburg, Virginia 1 $ 161,000 $ 161,000 $ 0
Orange, Virginia 1 $ 181,000 $ 181,000 $ 0
Page, Virginia 1 $ 304,000 $ 304,000 $ 0
Roanoke, Virginia 1 $ 169,000 $ 169,000 $ 0
Rockingham, Virginia 1 $ 148,000 $ 148,000 $ 0
Surry, Virginia 1 $ 147,000 $ 147,000 $ 0
King, Washington 1 $ 115,000 $ 115,000 $ 142,000
Pierce, Washington 1 $ 54,000 $ 54,000 $ 302,000
Snohomish, Washington 1 $ 310,000 $ 310,000 $ 123,000
Jefferson, West Virginia 1 $ 147,000 $ 147,000 $ 0
St. Croix, Wisconsin 1 $ 140,000 $ 140,000 $ 63,000

Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,662 $364,805,000 $219,000 $1,120,000 $4,000 $779,000
Refinancing 1,160 $270,213,000 $232,000 $1,020,000 $13,000 $576,000
Home Improvement 100 $6,639,000 $66,000 $478,000 $110,000 $504,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,613 $590,643,000 $226,000 $1,120,000 $0 $0
White 101 $20,899,000 $206,000 $1,025,000 $134,000 $779,000
Black or African American 98 $14,023,000 $143,000 $814,000 $93,000 $528,000
Not Provided 81 $12,114,000 $149,000 $608,000 $103,000 $325,000
Hispanic 18 $2,438,000 $135,000 $309,000 $95,000 $204,000
Asian 9 $1,370,000 $152,000 $417,000 $137,000 $197,000
American Indian or Alaskan Native 2 $170,000 $85,000 $130,000 $86,000 $100,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,698 $385,301,000 $226,000 $1,120,000 $20,000 $779,000
FHA-insured (Federal Housing Administration) 899 $177,493,000 $197,000 $636,000 $0 $0
VA-guaranteed (Veterans Administration) 300 $75,364,000 $251,000 $814,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $3,499,000 $139,000 $267,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,613 $590,643,000 $226,000 $1,120,000 $0 $0
Loan Originated 143 $31,228,000 $218,000 $1,025,000 $113,000 $779,000
Application Denied By Financial Institution 88 $8,481,000 $96,000 $608,000 $103,000 $528,000
Application Withdrawn By Applicant 47 $7,142,000 $151,000 $560,000 $95,000 $325,000
File Closed For Incompleteness 30 $3,685,000 $122,000 $852,000 $142,000 $639,000
Application Approved But Not Accepted 1 $478,000 $478,000 $478,000 $170,000 $170,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 37 $2,511,000 $67,000 $380,000 $99,000 $528,000
Collateral 30 $2,881,000 $96,000 $375,000 $130,000 $504,000
Credit History 14 $1,412,000 $100,000 $200,000 $66,000 $135,000
Debt-To-Income Ratio 6 $1,506,000 $251,000 $608,000 $90,000 $164,000
Employment History 1 $171,000 $171,000 $171,000 $46,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Andrews Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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