Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Andrews Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,922 |
| Total Mortgage Loan Application Amount | $641,657,000 |
| Average Mortgage Loan Application Amount | $172,333 |
| Highest Mortgage Loan Application Amount | $1,120,000 |
| Average Applicant Income | $42,333 |
| Highest Applicant Income | $779,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 189 | $ 36,463,000 | $ 192,000 | $ 37,000 |
| Prince William County Virginia | 172 | $ 45,897,000 | $ 266,000 | $ 4,000 |
| Fairfax County Virginia | 147 | $ 51,812,000 | $ 352,000 | $ 10,000 |
| Franklin County Ohio | 145 | $ 21,407,000 | $ 147,000 | $ 0 |
| Loudoun County Virginia | 122 | $ 38,687,000 | $ 317,000 | $ 0 |
| Lake County Indiana | 111 | $ 16,148,000 | $ 145,000 | $ 0 |
| Mobile County Alabama | 102 | $ 15,560,000 | $ 152,000 | $ 0 |
| Summit County Ohio | 100 | $ 13,210,000 | $ 132,000 | $ 0 |
| Wake County North Carolina | 93 | $ 20,425,000 | $ 219,000 | $ 0 |
| Montgomery County Maryland | 81 | $ 24,101,000 | $ 297,000 | $ 7,000 |
| Stark County Ohio | 62 | $ 8,024,000 | $ 129,000 | $ 0 |
| Cook County Illinois | 58 | $ 9,098,000 | $ 156,000 | $ 5,000 |
| Bucks County Pennsylvania | 51 | $ 19,569,000 | $ 383,000 | $ 9,000 |
| Cuyahoga County Ohio | 46 | $ 6,720,000 | $ 146,000 | $ 0 |
| Manassas County Virginia | 39 | $ 9,031,000 | $ 231,000 | $ 0 |
| Durham County North Carolina | 36 | $ 7,013,000 | $ 194,000 | $ 2,000 |
| District of Columbia County District Of Columbia | 32 | $ 8,697,000 | $ 271,000 | $ 39,000 |
| Anne Arundel County Maryland | 31 | $ 9,107,000 | $ 293,000 | $ 36,000 |
| Licking County Ohio | 29 | $ 4,428,000 | $ 152,000 | $ 1,000 |
| Charles County Maryland | 28 | $ 5,198,000 | $ 185,000 | $ 53,000 |
| Burlington County New Jersey | 26 | $ 3,209,000 | $ 123,000 | $ 78,000 |
| Lorain County Ohio | 26 | $ 3,543,000 | $ 136,000 | $ 0 |
| Portage County Ohio | 26 | $ 3,352,000 | $ 128,000 | $ 0 |
| Baltimore County Maryland | 21 | $ 4,286,000 | $ 204,000 | $ 15,000 |
| Manassas Park County Virginia | 21 | $ 5,183,000 | $ 246,000 | $ 0 |
| Alexandria County Virginia | 18 | $ 5,612,000 | $ 311,000 | $ 6,000 |
| Howard County Maryland | 17 | $ 6,754,000 | $ 397,000 | $ 44,000 |
| Frederick County Maryland | 16 | $ 3,760,000 | $ 235,000 | $ 0 |
| Delaware County Ohio | 16 | $ 3,454,000 | $ 215,000 | $ 0 |
| Miami-Dade County Florida | 15 | $ 4,455,000 | $ 297,000 | $ 34,000 |
| Hamilton County Ohio | 15 | $ 2,592,000 | $ 172,000 | $ 0 |
| Stafford County Virginia | 15 | $ 4,059,000 | $ 270,000 | $ 5,000 |
| Broward County Florida | 14 | $ 2,644,000 | $ 188,000 | $ 10,000 |
| Gwinnett County Georgia | 14 | $ 2,421,000 | $ 172,000 | $ 0 |
| Montgomery County Pennsylvania | 14 | $ 4,604,000 | $ 328,000 | $ 0 |
| Arlington County Virginia | 14 | $ 4,519,000 | $ 322,000 | $ 25,000 |
| Frederick County Virginia | 14 | $ 2,884,000 | $ 206,000 | $ 0 |
| Orange County Florida | 13 | $ 3,317,000 | $ 255,000 | $ 0 |
| Allegheny County Pennsylvania | 13 | $ 4,302,000 | $ 330,000 | $ 4,000 |
| Medina County Ohio | 12 | $ 2,119,000 | $ 176,000 | $ 0 |
| Hillsborough County Florida | 11 | $ 2,964,000 | $ 269,000 | $ 0 |
| Collier County Florida | 10 | $ 2,391,000 | $ 239,000 | $ 23,000 |
| Baltimore City County Maryland | 10 | $ 1,342,000 | $ 134,000 | $ 22,000 |
| Allen County Ohio | 10 | $ 1,124,000 | $ 112,000 | $ 0 |
| Fauquier County Virginia | 10 | $ 2,905,000 | $ 290,000 | $ 20,000 |
| Baldwin County Alabama | 9 | $ 1,883,000 | $ 209,000 | $ 0 |
| Jefferson County Colorado | 9 | $ 2,268,000 | $ 252,000 | $ 0 |
| Palm Beach County Florida | 9 | $ 1,885,000 | $ 209,000 | $ 21,000 |
| DeKalb County Georgia | 9 | $ 1,880,000 | $ 208,000 | $ 0 |
| Harford County Maryland | 9 | $ 2,117,000 | $ 235,000 | $ 29,000 |
| Fairfield County Ohio | 9 | $ 1,506,000 | $ 167,000 | $ 0 |
| Warren County Ohio | 9 | $ 2,764,000 | $ 307,000 | $ 0 |
| Chester County Pennsylvania | 9 | $ 3,549,000 | $ 394,000 | $ 0 |
| Seminole County Florida | 8 | $ 1,775,000 | $ 221,000 | $ 0 |
| Cobb County Georgia | 8 | $ 1,614,000 | $ 201,000 | $ 0 |
| Porter County Indiana | 8 | $ 1,301,000 | $ 162,000 | $ 0 |
| Lake County Ohio | 8 | $ 1,319,000 | $ 164,000 | $ 0 |
| Butler County Pennsylvania | 8 | $ 2,567,000 | $ 320,000 | $ 0 |
| Horry County South Carolina | 8 | $ 1,393,000 | $ 174,000 | $ 17,000 |
| Adams County Colorado | 7 | $ 1,474,000 | $ 210,000 | $ 0 |
| Sussex County Delaware | 7 | $ 3,047,000 | $ 435,000 | $ 0 |
| Pasco County Florida | 7 | $ 1,176,000 | $ 168,000 | $ 21,000 |
| Fulton County Georgia | 7 | $ 2,625,000 | $ 375,000 | $ 0 |
| Carroll County Maryland | 7 | $ 3,177,000 | $ 453,000 | $ 0 |
| Johnston County North Carolina | 7 | $ 1,265,000 | $ 180,000 | $ 0 |
| Berks County Pennsylvania | 7 | $ 850,000 | $ 121,000 | $ 0 |
| Virginia Beach County Virginia | 7 | $ 1,702,000 | $ 243,000 | $ 0 |
| Arapahoe County Colorado | 6 | $ 1,252,000 | $ 208,000 | $ 24,000 |
| Pinellas County Florida | 6 | $ 1,963,000 | $ 327,000 | $ 0 |
| St. Johns County Florida | 6 | $ 1,468,000 | $ 244,000 | $ 0 |
| Cherokee County Georgia | 6 | $ 989,000 | $ 164,000 | $ 0 |
| Will County Illinois | 6 | $ 937,000 | $ 156,000 | $ 0 |
| Calvert County Maryland | 6 | $ 1,073,000 | $ 178,000 | $ 86,000 |
| Chatham County North Carolina | 6 | $ 2,643,000 | $ 440,000 | $ 34,000 |
| Guilford County North Carolina | 6 | $ 1,254,000 | $ 209,000 | $ 0 |
| York County Pennsylvania | 6 | $ 747,000 | $ 124,000 | $ 36,000 |
| Jefferson County Alabama | 5 | $ 1,332,000 | $ 266,000 | $ 0 |
| El Paso County Colorado | 5 | $ 828,000 | $ 165,000 | $ 21,000 |
| Brevard County Florida | 5 | $ 952,000 | $ 190,000 | $ 8,000 |
| Douglas County Georgia | 5 | $ 1,122,000 | $ 224,000 | $ 26,000 |
| Newton County Georgia | 5 | $ 842,000 | $ 168,000 | $ 0 |
| Lake County Illinois | 5 | $ 1,099,000 | $ 219,000 | $ 0 |
| Camden County New Jersey | 5 | $ 653,000 | $ 130,000 | $ 34,000 |
| Middlesex County New Jersey | 5 | $ 1,261,000 | $ 252,000 | $ 0 |
| Morris County New Jersey | 5 | $ 2,532,000 | $ 506,000 | $ 0 |
| Mecklenburg County North Carolina | 5 | $ 865,000 | $ 173,000 | $ 20,000 |
| Clermont County Ohio | 5 | $ 1,123,000 | $ 224,000 | $ 0 |
| Pickaway County Ohio | 5 | $ 714,000 | $ 142,000 | $ 0 |
| Lehigh County Pennsylvania | 5 | $ 1,164,000 | $ 232,000 | $ 0 |
| Madison County Alabama | 4 | $ 911,000 | $ 227,000 | $ 11,000 |
| Lee County Florida | 4 | $ 941,000 | $ 235,000 | $ 0 |
| Marion County Florida | 4 | $ 423,000 | $ 105,000 | $ 35,000 |
| Osceola County Florida | 4 | $ 511,000 | $ 127,000 | $ 22,000 |
| DuPage County Illinois | 4 | $ 1,300,000 | $ 325,000 | $ 0 |
| Hamilton County Indiana | 4 | $ 818,000 | $ 204,000 | $ 0 |
| Jefferson County Kentucky | 4 | $ 831,000 | $ 207,000 | $ 0 |
| Queen Anne's County Maryland | 4 | $ 1,098,000 | $ 274,000 | $ 0 |
| Washington County Maryland | 4 | $ 862,000 | $ 215,000 | $ 0 |
| Bergen County New Jersey | 4 | $ 1,108,000 | $ 277,000 | $ 0 |
| Essex County New Jersey | 4 | $ 843,000 | $ 210,000 | $ 21,000 |
| Union County New Jersey | 4 | $ 928,000 | $ 232,000 | $ 25,000 |
| Cumberland County North Carolina | 4 | $ 300,000 | $ 75,000 | $ 37,000 |
| Franklin County North Carolina | 4 | $ 931,000 | $ 232,000 | $ 0 |
| Granville County North Carolina | 4 | $ 665,000 | $ 166,000 | $ 0 |
| Harnett County North Carolina | 4 | $ 823,000 | $ 205,000 | $ 0 |
| Hoke County North Carolina | 4 | $ 583,000 | $ 145,000 | $ 30,000 |
| Moore County North Carolina | 4 | $ 1,079,000 | $ 269,000 | $ 0 |
| Rowan County North Carolina | 4 | $ 933,000 | $ 233,000 | $ 0 |
| Auglaize County Ohio | 4 | $ 463,000 | $ 115,000 | $ 0 |
| Hancock County Ohio | 4 | $ 652,000 | $ 163,000 | $ 0 |
| Wayne County Ohio | 4 | $ 611,000 | $ 152,000 | $ 0 |
| Delaware County Pennsylvania | 4 | $ 1,284,000 | $ 321,000 | $ 47,000 |
| Washington County Pennsylvania | 4 | $ 1,197,000 | $ 299,000 | $ 0 |
| Culpeper County Virginia | 4 | $ 894,000 | $ 223,000 | $ 24,000 |
| Spotsylvania County Virginia | 4 | $ 811,000 | $ 202,000 | $ 0 |
| Warren County Virginia | 4 | $ 866,000 | $ 216,000 | $ 0 |
| Orange County California | 3 | $ 585,000 | $ 195,000 | $ 152,000 |
| San Diego County California | 3 | $ 1,263,000 | $ 421,000 | $ 0 |
| Boulder County Colorado | 3 | $ 863,000 | $ 287,000 | $ 0 |
| Denver County Colorado | 3 | $ 639,000 | $ 213,000 | $ 50,000 |
| Douglas County Colorado | 3 | $ 1,086,000 | $ 362,000 | $ 0 |
| Clay County Florida | 3 | $ 928,000 | $ 309,000 | $ 0 |
| Lake County Florida | 3 | $ 512,000 | $ 170,000 | $ 0 |
| St. Lucie County Florida | 3 | $ 451,000 | $ 150,000 | $ 0 |
| Chatham County Georgia | 3 | $ 470,000 | $ 156,000 | $ 33,000 |
| Clarke County Georgia | 3 | $ 340,000 | $ 113,000 | $ 0 |
| Clayton County Georgia | 3 | $ 695,000 | $ 231,000 | $ 0 |
| Oconee County Georgia | 3 | $ 1,260,000 | $ 420,000 | $ 0 |
| St. Mary's County Maryland | 3 | $ 254,000 | $ 84,000 | $ 58,000 |
| Sussex County New Jersey | 3 | $ 969,000 | $ 323,000 | $ 0 |
| Alamance County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 15,000 |
| Brunswick County North Carolina | 3 | $ 520,000 | $ 173,000 | $ 27,000 |
| Buncombe County North Carolina | 3 | $ 928,000 | $ 309,000 | $ 48,000 |
| Forsyth County North Carolina | 3 | $ 704,000 | $ 234,000 | $ 0 |
| Iredell County North Carolina | 3 | $ 975,000 | $ 325,000 | $ 48,000 |
| New Hanover County North Carolina | 3 | $ 711,000 | $ 237,000 | $ 0 |
| Union County North Carolina | 3 | $ 674,000 | $ 224,000 | $ 0 |
| Butler County Ohio | 3 | $ 620,000 | $ 206,000 | $ 0 |
| Carroll County Ohio | 3 | $ 234,000 | $ 78,000 | $ 0 |
| Erie County Ohio | 3 | $ 569,000 | $ 189,000 | $ 0 |
| Montgomery County Ohio | 3 | $ 654,000 | $ 218,000 | $ 0 |
| Morrow County Ohio | 3 | $ 580,000 | $ 193,000 | $ 0 |
| Cumberland County Pennsylvania | 3 | $ 704,000 | $ 234,000 | $ 137,000 |
| Erie County Pennsylvania | 3 | $ 237,000 | $ 79,000 | $ 0 |
| Lancaster County Pennsylvania | 3 | $ 623,000 | $ 207,000 | $ 0 |
| Philadelphia County Pennsylvania | 3 | $ 401,000 | $ 133,000 | $ 19,000 |
| Richland County South Carolina | 3 | $ 266,000 | $ 88,000 | $ 74,000 |
| Wilson County Tennessee | 3 | $ 406,000 | $ 135,000 | $ 35,000 |
| Tarrant County Texas | 3 | $ 637,000 | $ 212,000 | $ 47,000 |
| Chesapeake County Virginia | 3 | $ 905,000 | $ 301,000 | $ 0 |
| Chesterfield County Virginia | 3 | $ 733,000 | $ 244,000 | $ 0 |
| Clarke County Virginia | 3 | $ 613,000 | $ 204,000 | $ 0 |
| Henrico County Virginia | 3 | $ 602,000 | $ 200,000 | $ 54,000 |
| Richmond City County Virginia | 3 | $ 614,000 | $ 204,000 | $ 0 |
| Tuscaloosa County Alabama | 2 | $ 671,000 | $ 335,000 | $ 0 |
| Contra Costa County California | 2 | $ 643,000 | $ 321,000 | $ 143,000 |
| Los Angeles County California | 2 | $ 407,000 | $ 203,000 | $ 94,000 |
| Riverside County California | 2 | $ 45,000 | $ 22,000 | $ 60,000 |
| San Bernardino County California | 2 | $ 575,000 | $ 287,000 | $ 203,000 |
| Solano County California | 2 | $ 421,000 | $ 210,000 | $ 41,000 |
| Ventura County California | 2 | $ 589,000 | $ 294,000 | $ 0 |
| Broomfield County Colorado | 2 | $ 418,000 | $ 209,000 | $ 0 |
| Elbert County Colorado | 2 | $ 662,000 | $ 331,000 | $ 0 |
| Garfield County Colorado | 2 | $ 556,000 | $ 278,000 | $ 0 |
| Duval County Florida | 2 | $ 602,000 | $ 301,000 | $ 0 |
| Escambia County Florida | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Highlands County Florida | 2 | $ 273,000 | $ 136,000 | $ 0 |
| Leon County Florida | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Nassau County Florida | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Okaloosa County Florida | 2 | $ 521,000 | $ 260,000 | $ 0 |
| Polk County Florida | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Sarasota County Florida | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Volusia County Florida | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Butts County Georgia | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Columbia County Georgia | 2 | $ 353,000 | $ 176,000 | $ 74,000 |
| Fayette County Georgia | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 505,000 | $ 252,000 | $ 0 |
| Greene County Georgia | 2 | $ 509,000 | $ 254,000 | $ 0 |
| Harris County Georgia | 2 | $ 413,000 | $ 206,000 | $ 0 |
| Henry County Georgia | 2 | $ 545,000 | $ 272,000 | $ 0 |
| Jackson County Georgia | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Long County Georgia | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Morgan County Georgia | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Muscogee County Georgia | 2 | $ 138,000 | $ 69,000 | $ 59,000 |
| Richmond County Georgia | 2 | $ 386,000 | $ 193,000 | $ 39,000 |
| Rockdale County Georgia | 2 | $ 249,000 | $ 124,000 | $ 0 |
| Walton County Georgia | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Kane County Illinois | 2 | $ 393,000 | $ 196,000 | $ 0 |
| Kendall County Illinois | 2 | $ 449,000 | $ 224,000 | $ 0 |
| Tazewell County Illinois | 2 | $ 498,000 | $ 249,000 | $ 0 |
| Hancock County Indiana | 2 | $ 279,000 | $ 139,000 | $ 0 |
| Hendricks County Indiana | 2 | $ 427,000 | $ 213,000 | $ 0 |
| Johnson County Indiana | 2 | $ 349,000 | $ 174,000 | $ 0 |
| LaPorte County Indiana | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Marion County Indiana | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Lowndes County Mississippi | 2 | $ 249,000 | $ 124,000 | $ 110,000 |
| Atlantic County New Jersey | 2 | $ 485,000 | $ 242,000 | $ 0 |
| Gloucester County New Jersey | 2 | $ 339,000 | $ 169,000 | $ 252,000 |
| Mercer County New Jersey | 2 | $ 492,000 | $ 246,000 | $ 116,000 |
| Monmouth County New Jersey | 2 | $ 650,000 | $ 325,000 | $ 30,000 |
| Ocean County New Jersey | 2 | $ 655,000 | $ 327,000 | $ 52,000 |
| Cabarrus County North Carolina | 2 | $ 553,000 | $ 276,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 433,000 | $ 216,000 | $ 0 |
| Cherokee County North Carolina | 2 | $ 305,000 | $ 152,000 | $ 40,000 |
| Cleveland County North Carolina | 2 | $ 458,000 | $ 229,000 | $ 0 |
| Lincoln County North Carolina | 2 | $ 725,000 | $ 362,000 | $ 0 |
| Nash County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 36,000 |
| Orange County North Carolina | 2 | $ 567,000 | $ 283,000 | $ 0 |
| Person County North Carolina | 2 | $ 615,000 | $ 307,000 | $ 0 |
| Randolph County North Carolina | 2 | $ 317,000 | $ 158,000 | $ 0 |
| Rockingham County North Carolina | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Rutherford County North Carolina | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Wilson County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 32,000 |
| Ashland County Ohio | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Hardin County Ohio | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Huron County Ohio | 2 | $ 249,000 | $ 124,000 | $ 0 |
| Knox County Ohio | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Madison County Ohio | 2 | $ 519,000 | $ 259,000 | $ 0 |
| Muskingum County Ohio | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Putnam County Ohio | 2 | $ 345,000 | $ 172,000 | $ 0 |
| Scioto County Ohio | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Shelby County Ohio | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Tuscarawas County Ohio | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Beaver County Pennsylvania | 2 | $ 385,000 | $ 192,000 | $ 0 |
| Lebanon County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Monroe County Pennsylvania | 2 | $ 339,000 | $ 169,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 393,000 | $ 196,000 | $ 0 |
| Westmoreland County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 383,000 | $ 191,000 | $ 0 |
| Sullivan County Tennessee | 2 | $ 423,000 | $ 211,000 | $ 0 |
| Bell County Texas | 2 | $ 165,000 | $ 82,000 | $ 112,000 |
| Bexar County Texas | 2 | $ 171,000 | $ 85,000 | $ 52,000 |
| Harris County Texas | 2 | $ 295,000 | $ 147,000 | $ 62,000 |
| Albemarle County Virginia | 2 | $ 797,000 | $ 398,000 | $ 0 |
| Fairfax City County Virginia | 2 | $ 493,000 | $ 246,000 | $ 0 |
| Floyd County Virginia | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Hanover County Virginia | 2 | $ 578,000 | $ 289,000 | $ 0 |
| James City County Virginia | 2 | $ 657,000 | $ 328,000 | $ 0 |
| Portsmouth County Virginia | 2 | $ 334,000 | $ 167,000 | $ 56,000 |
| Richmond County Virginia | 2 | $ 708,000 | $ 354,000 | $ 0 |
| Shenandoah County Virginia | 2 | $ 295,000 | $ 147,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 391,000 | $ 195,000 | $ 0 |
| Winchester County Virginia | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Berkeley County West Virginia | 2 | $ 402,000 | $ 201,000 | $ 0 |
| Blount County Alabama | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Choctaw County Alabama | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Colbert County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dale County Alabama | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Escambia County Alabama | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Lauderdale County Alabama | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Monroe County Alabama | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Shelby County Alabama | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 288,000 | $ 288,000 | $ 101,000 |
| Pima County Arizona | 1 | $ 20,000 | $ 20,000 | $ 115,000 |
| Pinal County Arizona | 1 | $ 314,000 | $ 314,000 | $ 89,000 |
| Alameda County California | 1 | $ 103,000 | $ 103,000 | $ 212,000 |
| San Joaquin County California | 1 | $ 212,000 | $ 212,000 | $ 184,000 |
| Alamosa County Colorado | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Larimer County Colorado | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Mesa County Colorado | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 130,000 | $ 130,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 360,000 | $ 360,000 | $ 108,000 |
| Weld County Colorado | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 1,025,000 | $ 1,025,000 | $ 779,000 |
| New London County Connecticut | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| New Castle County Delaware | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Citrus County Florida | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Indian River County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Martin County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Putnam County Florida | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Barrow County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Bartow County Georgia | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Calhoun County Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Crisp County Georgia | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Dade County Georgia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Glynn County Georgia | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Haralson County Georgia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Houston County Georgia | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Jeff Davis County Georgia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Liberty County Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Polk County Georgia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Putnam County Georgia | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 206,000 | $ 206,000 | $ 69,000 |
| Ada County Idaho | 1 | $ 127,000 | $ 127,000 | $ 67,000 |
| Jersey County Illinois | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 223,000 | $ 223,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Madison County Illinois | 1 | $ 211,000 | $ 211,000 | $ 0 |
| McHenry County Illinois | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Menard County Illinois | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Monroe County Illinois | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 190,000 | $ 190,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Vermilion County Illinois | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Boone County Indiana | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Harrison County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Knox County Indiana | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Putnam County Indiana | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Starke County Indiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Steuben County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sullivan County Indiana | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Whitley County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hopkins County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Nelson County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 6,000 | $ 6,000 | $ 52,000 |
| Orleans County Louisiana | 1 | $ 230,000 | $ 230,000 | $ 0 |
| St. Charles County Louisiana | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Cecil County Maryland | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Garrett County Maryland | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Talbot County Maryland | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Worcester County Maryland | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Oakland County Michigan | 1 | $ 70,000 | $ 70,000 | $ 186,000 |
| Lee County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 120,000 |
| Rankin County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 241,000 |
| Douglas County Nebraska | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
| Cheshire County New Hampshire | 1 | $ 90,000 | $ 90,000 | $ 289,000 |
| Cumberland County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Salem County New Jersey | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Kings County New York | 1 | $ 380,000 | $ 380,000 | $ 59,000 |
| Saratoga County New York | 1 | $ 250,000 | $ 250,000 | $ 18,000 |
| Caswell County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Chowan County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Davie County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Madison County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Watauga County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Yancey County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Fayette County Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Holmes County Ohio | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Lawrence County Ohio | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Lucas County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Mercer County Ohio | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Miami County Ohio | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Union County Ohio | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Columbia County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Perry County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Kershaw County South Carolina | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 380,000 | $ 380,000 | $ 576,000 |
| Spartanburg County South Carolina | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Benton County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Blount County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 76,000 |
| Cumberland County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Dickson County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Greene County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Knox County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Brazoria County Texas | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Brazos County Texas | 1 | $ 402,000 | $ 402,000 | $ 132,000 |
| Lampasas County Texas | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Accomack County Virginia | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Bedford County Virginia | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Franklin County Virginia | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Greene County Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Greensville County Virginia | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| King William County Virginia | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Orange County Virginia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Page County Virginia | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Surry County Virginia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| King County Washington | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| Pierce County Washington | 1 | $ 54,000 | $ 54,000 | $ 302,000 |
| Snohomish County Washington | 1 | $ 310,000 | $ 310,000 | $ 123,000 |
| Jefferson County West Virginia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,662 | $364,805,000 | $219,000 | $1,120,000 | $4,000 | $779,000 |
| Refinancing | 1,160 | $270,213,000 | $232,000 | $1,020,000 | $13,000 | $576,000 |
| Home Improvement | 100 | $6,639,000 | $66,000 | $478,000 | $110,000 | $504,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,613 | $590,643,000 | $226,000 | $1,120,000 | $0 | $0 |
| White | 101 | $20,899,000 | $206,000 | $1,025,000 | $134,000 | $779,000 |
| Black or African American | 98 | $14,023,000 | $143,000 | $814,000 | $93,000 | $528,000 |
| Not Provided | 81 | $12,114,000 | $149,000 | $608,000 | $103,000 | $325,000 |
| Hispanic | 18 | $2,438,000 | $135,000 | $309,000 | $95,000 | $204,000 |
| Asian | 9 | $1,370,000 | $152,000 | $417,000 | $137,000 | $197,000 |
| American Indian or Alaskan Native | 2 | $170,000 | $85,000 | $130,000 | $86,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,698 | $385,301,000 | $226,000 | $1,120,000 | $20,000 | $779,000 |
| FHA-insured (Federal Housing Administration) | 899 | $177,493,000 | $197,000 | $636,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 300 | $75,364,000 | $251,000 | $814,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,499,000 | $139,000 | $267,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,613 | $590,643,000 | $226,000 | $1,120,000 | $0 | $0 |
| Loan Originated | 143 | $31,228,000 | $218,000 | $1,025,000 | $113,000 | $779,000 |
| Application Denied By Financial Institution | 88 | $8,481,000 | $96,000 | $608,000 | $103,000 | $528,000 |
| Application Withdrawn By Applicant | 47 | $7,142,000 | $151,000 | $560,000 | $95,000 | $325,000 |
| File Closed For Incompleteness | 30 | $3,685,000 | $122,000 | $852,000 | $142,000 | $639,000 |
| Application Approved But Not Accepted | 1 | $478,000 | $478,000 | $478,000 | $170,000 | $170,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 37 | $2,511,000 | $67,000 | $380,000 | $99,000 | $528,000 |
| Collateral | 30 | $2,881,000 | $96,000 | $375,000 | $130,000 | $504,000 |
| Credit History | 14 | $1,412,000 | $100,000 | $200,000 | $66,000 | $135,000 |
| Debt-To-Income Ratio | 6 | $1,506,000 | $251,000 | $608,000 | $90,000 | $164,000 |
| Employment History | 1 | $171,000 | $171,000 | $171,000 | $46,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.