Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2020

In 2020, Andrews Federal Credit Union of Suitland, MD reported 1,918 mortgage applications totaling $495.0 million, up 13% from 2019. The average application was for $258,065, and applicants reported an average income of $148,633. 20% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (231), Atlanta-Sandy Springs-Roswell, GA (94) and Baltimore-Columbia-Towson, MD (56) (applications in parentheses).

Mortgage Company & Address Andrews Federal Credit Union
5711 Allentown Road
Suitland, MD 20746
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,918
Total Mortgage Loan Application Amount $494,970,000
Average Mortgage Loan Application Amount $258,065
Highest Mortgage Loan Application Amount $1,885,000
Average Applicant Income $148,633
Highest Applicant Income $1,325,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Andrews Federal Credit Union by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 59 $ 15,925,000 $ 269,915 $ 132,000
Fairfax, Virginia 56 $ 21,280,000 $ 380,000 $ 180,000
Maricopa, Arizona 38 $ 10,150,000 $ 267,105 $ 123,000
Burlington, New Jersey 38 $ 7,610,000 $ 200,263 $ 139,000
Wake, North Carolina 31 $ 12,835,000 $ 414,032 $ 207,000
Montgomery, Maryland 29 $ 12,455,000 $ 429,482 $ 240,000
Loudoun, Virginia 29 $ 13,985,000 $ 482,241 $ 205,000
Prince William, Virginia 29 $ 10,155,000 $ 350,172 $ 130,000
Mecklenburg, North Carolina 24 $ 7,030,000 $ 292,916 $ 108,000
Broward, Florida 21 $ 6,035,000 $ 287,380 $ 121,000
Anne Arundel, Maryland 20 $ 5,810,000 $ 290,500 $ 142,000
Franklin, Ohio 20 $ 4,320,000 $ 216,000 $ 123,000
Palm Beach, Florida 18 $ 5,060,000 $ 281,111 $ 135,000
Monmouth, New Jersey 17 $ 5,735,000 $ 337,352 $ 138,000
Cook, Illinois 16 $ 4,600,000 $ 287,500 $ 135,000
Charles, Maryland 16 $ 3,090,000 $ 193,125 $ 158,000
Pinellas, Florida 15 $ 5,225,000 $ 348,333 $ 200,000
Hennepin, Minnesota 15 $ 3,345,000 $ 223,000 $ 152,000
Chester, Pennsylvania 15 $ 5,565,000 $ 371,000 $ 205,000
Fulton, Georgia 14 $ 4,320,000 $ 308,571 $ 241,000
Hillsborough, Florida 13 $ 5,615,000 $ 431,923 $ 172,000
Cobb, Georgia 13 $ 3,495,000 $ 268,846 $ 131,000
DeKalb, Georgia 13 $ 4,295,000 $ 330,384 $ 151,000
DuPage, Illinois 13 $ 4,245,000 $ 326,538 $ 220,000
Sussex, Delaware 12 $ 3,090,000 $ 257,500 $ 158,000
Howard, Maryland 12 $ 4,180,000 $ 348,333 $ 136,000
Bucks, Pennsylvania 12 $ 3,720,000 $ 310,000 $ 153,000
Baltimore, Maryland 11 $ 2,135,000 $ 194,090 $ 124,000
Bergen, New Jersey 11 $ 3,975,000 $ 361,363 $ 214,000
Camden, New Jersey 11 $ 1,765,000 $ 160,454 $ 108,000
Los Angeles, California 10 $ 1,350,000 $ 135,000 $ 201,000
District of Columbia, District Of Columbia 10 $ 3,140,000 $ 314,000 $ 152,000
Gwinnett, Georgia 10 $ 2,730,000 $ 273,000 $ 114,000
Washington, Oregon 10 $ 2,110,000 $ 211,000 $ 136,000
Madison, Alabama 9 $ 1,835,000 $ 203,888 $ 125,000
Denver, Colorado 9 $ 3,495,000 $ 388,333 $ 150,000
Douglas, Colorado 9 $ 3,455,000 $ 383,888 $ 173,000
Orange, Florida 9 $ 2,615,000 $ 290,555 $ 124,000
Charleston, South Carolina 9 $ 2,835,000 $ 315,000 $ 119,000
York, South Carolina 9 $ 3,135,000 $ 348,333 $ 171,000
Pima, Arizona 8 $ 2,080,000 $ 260,000 $ 121,000
Pasco, Florida 8 $ 2,210,000 $ 276,250 $ 145,000
Middlesex, New Jersey 8 $ 2,360,000 $ 295,000 $ 119,000
Cuyahoga, Ohio 8 $ 1,880,000 $ 235,000 $ 153,000
Philadelphia, Pennsylvania 8 $ 1,510,000 $ 188,750 $ 148,000
El Paso, Colorado 7 $ 2,025,000 $ 289,285 $ 146,000
New Castle, Delaware 7 $ 1,595,000 $ 227,857 $ 129,000
Volusia, Florida 7 $ 1,685,000 $ 240,714 $ 138,000
Forsyth, Georgia 7 $ 2,135,000 $ 305,000 $ 148,000
Kane, Illinois 7 $ 1,815,000 $ 259,285 $ 162,000
Calvert, Maryland 7 $ 2,435,000 $ 347,857 $ 224,000
Allegheny, Pennsylvania 7 $ 1,985,000 $ 283,571 $ 191,000
Lehigh, Pennsylvania 7 $ 1,245,000 $ 177,857 $ 125,000
Knox, Tennessee 7 $ 1,095,000 $ 156,428 $ 122,000
Shelby, Tennessee 7 $ 1,265,000 $ 180,714 $ 89,000
Williamson, Tennessee 7 $ 3,095,000 $ 442,142 $ 260,000
Mohave, Arizona 6 $ 1,540,000 $ 256,666 $ 127,000
Arapahoe, Colorado 6 $ 2,450,000 $ 408,333 $ 127,000
St. Johns, Florida 6 $ 1,880,000 $ 313,333 $ 121,000
Cherokee, Georgia 6 $ 1,810,000 $ 301,666 $ 171,000
Will, Illinois 6 $ 830,000 $ 138,333 $ 122,000
Frederick, Maryland 6 $ 1,990,000 $ 331,666 $ 182,000
Harford, Maryland 6 $ 1,640,000 $ 273,333 $ 170,000
St. Mary's, Maryland 6 $ 1,490,000 $ 248,333 $ 162,000
Oakland, Michigan 6 $ 1,930,000 $ 321,666 $ 155,000
St. Charles, Missouri 6 $ 1,510,000 $ 251,666 $ 129,000
Gloucester, New Jersey 6 $ 1,010,000 $ 168,333 $ 129,000
Ocean, New Jersey 6 $ 1,570,000 $ 261,666 $ 117,000
Delaware, Ohio 6 $ 2,030,000 $ 338,333 $ 174,000
Summit, Ohio 6 $ 930,000 $ 155,000 $ 99,000
Oklahoma, Oklahoma 6 $ 1,420,000 $ 236,666 $ 157,000
Clackamas, Oregon 6 $ 1,740,000 $ 290,000 $ 248,000
Montgomery, Pennsylvania 6 $ 1,480,000 $ 246,666 $ 122,000
Horry, South Carolina 6 $ 890,000 $ 148,333 $ 108,000
Spartanburg, South Carolina 6 $ 1,010,000 $ 168,333 $ 125,000
Rutherford, Tennessee 6 $ 1,270,000 $ 211,666 $ 107,000
Alexandria, Virginia 6 $ 2,840,000 $ 473,333 $ 225,000
Frederick, Virginia 6 $ 1,690,000 $ 281,666 $ 111,000
Santa Clara, California 5 $ 975,000 $ 195,000 $ 283,000
Jefferson, Colorado 5 $ 1,425,000 $ 285,000 $ 157,000
Weld, Colorado 5 $ 1,975,000 $ 395,000 $ 155,000
Fairfield, Connecticut 5 $ 2,515,000 $ 503,000 $ 306,000
Hartford, Connecticut 5 $ 885,000 $ 177,000 $ 90,000
Brevard, Florida 5 $ 1,205,000 $ 241,000 $ 112,000
Lake, Florida 5 $ 865,000 $ 173,000 $ 98,000
Manatee, Florida 5 $ 2,895,000 $ 579,000 $ 435,000
Wayne, Michigan 5 $ 715,000 $ 143,000 $ 100,000
Washington, Minnesota 5 $ 1,745,000 $ 349,000 $ 184,000
Essex, New Jersey 5 $ 1,875,000 $ 375,000 $ 157,000
Mercer, New Jersey 5 $ 1,445,000 $ 289,000 $ 133,000
Morris, New Jersey 5 $ 1,875,000 $ 375,000 $ 158,000
Cumberland, North Carolina 5 $ 1,195,000 $ 239,000 $ 161,000
Durham, North Carolina 5 $ 925,000 $ 185,000 $ 100,000
Guilford, North Carolina 5 $ 1,005,000 $ 201,000 $ 113,000
Iredell, North Carolina 5 $ 835,000 $ 167,000 $ 107,000
Lane, Oregon 5 $ 545,000 $ 109,000 $ 50,000
Northampton, Pennsylvania 5 $ 1,095,000 $ 219,000 $ 135,000
King, Washington 5 $ 2,325,000 $ 465,000 $ 156,000
Baldwin, Alabama 4 $ 340,000 $ 85,000 $ 90,000
Yavapai, Arizona 4 $ 970,000 $ 242,500 $ 103,000
Orange, California 4 $ 400,000 $ 100,000 $ 0
San Diego, California 4 $ 610,000 $ 152,500 $ 53,000
Larimer, Colorado 4 $ 1,190,000 $ 297,500 $ 108,000
New London, Connecticut 4 $ 900,000 $ 225,000 $ 133,000
Kent, Delaware 4 $ 1,090,000 $ 272,500 $ 192,000
Bay, Florida 4 $ 390,000 $ 97,500 $ 111,000
Charlotte, Florida 4 $ 790,000 $ 197,500 $ 106,000
Collier, Florida 4 $ 1,100,000 $ 275,000 $ 136,000
Marion, Florida 4 $ 710,000 $ 177,500 $ 91,000
Miami-Dade, Florida 4 $ 1,060,000 $ 265,000 $ 144,000
Barrow, Georgia 4 $ 800,000 $ 200,000 $ 155,000
Chatham, Georgia 4 $ 1,040,000 $ 260,000 $ 165,000
Hendricks, Indiana 4 $ 630,000 $ 157,500 $ 158,000
Marion, Indiana 4 $ 830,000 $ 207,500 $ 138,000
Johnson, Kansas 4 $ 920,000 $ 230,000 $ 123,000
Jefferson, Kentucky 4 $ 850,000 $ 212,500 $ 135,000
Bossier, Louisiana 4 $ 210,000 $ 52,500 $ 0
Rapides, Louisiana 4 $ 600,000 $ 150,000 $ 80,000
Kent, Michigan 4 $ 680,000 $ 170,000 $ 106,000
Ramsey, Minnesota 4 $ 1,090,000 $ 272,500 $ 154,000
Jefferson, Missouri 4 $ 480,000 $ 120,000 $ 118,000
Passaic, New Jersey 4 $ 1,490,000 $ 372,500 $ 143,000
Somerset, New Jersey 4 $ 1,790,000 $ 447,500 $ 252,000
Sussex, New Jersey 4 $ 1,080,000 $ 270,000 $ 152,000
Union, New Jersey 4 $ 1,440,000 $ 360,000 $ 164,000
Johnston, North Carolina 4 $ 680,000 $ 170,000 $ 127,000
New Hanover, North Carolina 4 $ 1,320,000 $ 330,000 $ 154,000
Union, North Carolina 4 $ 1,420,000 $ 355,000 $ 133,000
Butler, Ohio 4 $ 850,000 $ 212,500 $ 93,000
Fairfield, Ohio 4 $ 1,080,000 $ 270,000 $ 121,000
Lucas, Ohio 4 $ 800,000 $ 200,000 $ 136,000
Tulsa, Oklahoma 4 $ 510,000 $ 127,500 $ 106,000
Lancaster, Pennsylvania 4 $ 1,020,000 $ 255,000 $ 294,000
Berkeley, South Carolina 4 $ 1,200,000 $ 300,000 $ 168,000
Greenville, South Carolina 4 $ 1,110,000 $ 277,500 $ 101,000
Lexington, South Carolina 4 $ 1,410,000 $ 352,500 $ 167,000
Davidson, Tennessee 4 $ 900,000 $ 225,000 $ 88,000
Arlington, Virginia 4 $ 2,250,000 $ 562,500 $ 202,000
Chesterfield, Virginia 4 $ 1,330,000 $ 332,500 $ 182,000
James City, Virginia 4 $ 1,170,000 $ 292,500 $ 95,000
Stafford, Virginia 4 $ 1,340,000 $ 335,000 $ 145,000
Waukesha, Wisconsin 4 $ 1,140,000 $ 285,000 $ 200,000
Morgan, Alabama 3 $ 375,000 $ 125,000 $ 150,000
St. Clair, Alabama 3 $ 575,000 $ 191,666 $ 102,000
Tuscaloosa, Alabama 3 $ 455,000 $ 151,666 $ 161,000
Elbert, Colorado 3 $ 1,175,000 $ 391,666 $ 90,000
Duval, Florida 3 $ 515,000 $ 171,666 $ 117,000
Flagler, Florida 3 $ 785,000 $ 261,666 $ 188,000
Lee, Florida 3 $ 775,000 $ 258,333 $ 193,000
Martin, Florida 3 $ 1,015,000 $ 338,333 $ 150,000
Okaloosa, Florida 3 $ 985,000 $ 328,333 $ 143,000
Osceola, Florida 3 $ 345,000 $ 115,000 $ 68,000
Polk, Florida 3 $ 445,000 $ 148,333 $ 99,000
Seminole, Florida 3 $ 625,000 $ 208,333 $ 110,000
St. Lucie, Florida 3 $ 525,000 $ 175,000 $ 70,000
Bartow, Georgia 3 $ 585,000 $ 195,000 $ 205,000
Clayton, Georgia 3 $ 755,000 $ 251,666 $ 84,000
Henry, Georgia 3 $ 685,000 $ 228,333 $ 131,000
Paulding, Georgia 3 $ 455,000 $ 151,666 $ 85,000
Lake, Illinois 3 $ 615,000 $ 205,000 $ 166,000
McHenry, Illinois 3 $ 465,000 $ 155,000 $ 93,000
Elkhart, Indiana 3 $ 465,000 $ 155,000 $ 110,000
Hamilton, Indiana 3 $ 725,000 $ 241,666 $ 106,000
Lake, Indiana 3 $ 715,000 $ 238,333 $ 97,000
Porter, Indiana 3 $ 625,000 $ 208,333 $ 130,000
Douglas, Kansas 3 $ 475,000 $ 158,333 $ 122,000
Boone, Kentucky 3 $ 675,000 $ 225,000 $ 118,000
Hardin, Kentucky 3 $ 515,000 $ 171,666 $ 94,000
Warren, Kentucky 3 $ 355,000 $ 118,333 $ 68,000
East Baton Rouge, Louisiana 3 $ 405,000 $ 135,000 $ 154,000
Baltimore City, Maryland 3 $ 405,000 $ 135,000 $ 69,000
Carroll, Maryland 3 $ 755,000 $ 251,666 $ 117,000
Middlesex, Massachusetts 3 $ 1,275,000 $ 425,000 $ 200,000
St. Clair, Michigan 3 $ 335,000 $ 111,666 $ 98,000
Dakota, Minnesota 3 $ 755,000 $ 251,666 $ 114,000
Pontotoc, Mississippi 3 $ 165,000 $ 55,000 $ 0
Cabarrus, North Carolina 3 $ 985,000 $ 328,333 $ 150,000
Forsyth, North Carolina 3 $ 745,000 $ 248,333 $ 222,000
Lincoln, North Carolina 3 $ 445,000 $ 148,333 $ 66,000
Hamilton, Ohio 3 $ 945,000 $ 315,000 $ 136,000
Licking, Ohio 3 $ 565,000 $ 188,333 $ 120,000
Medina, Ohio 3 $ 755,000 $ 251,666 $ 172,000
Warren, Ohio 3 $ 435,000 $ 145,000 $ 116,000
Marion, Oregon 3 $ 675,000 $ 225,000 $ 107,000
Dauphin, Pennsylvania 3 $ 475,000 $ 158,333 $ 170,000
Westmoreland, Pennsylvania 3 $ 465,000 $ 155,000 $ 139,000
York, Pennsylvania 3 $ 545,000 $ 181,666 $ 129,000
Beaufort, South Carolina 3 $ 1,015,000 $ 338,333 $ 166,000
Dorchester, South Carolina 3 $ 605,000 $ 201,666 $ 135,000
Blount, Tennessee 3 $ 515,000 $ 171,666 $ 73,000
Hamilton, Tennessee 3 $ 565,000 $ 188,333 $ 71,000
Putnam, Tennessee 3 $ 325,000 $ 108,333 $ 66,000
Albemarle, Virginia 3 $ 1,145,000 $ 381,666 $ 214,000
Fauquier, Virginia 3 $ 815,000 $ 271,666 $ 157,000
Henrico, Virginia 3 $ 1,195,000 $ 398,333 $ 175,000
Newport News, Virginia 3 $ 445,000 $ 148,333 $ 109,000
Pierce, Washington 3 $ 685,000 $ 228,333 $ 145,000
Snohomish, Washington 3 $ 1,055,000 $ 351,666 $ 198,000
Kenosha, Wisconsin 3 $ 415,000 $ 138,333 $ 101,000
Winnebago, Wisconsin 3 $ 445,000 $ 148,333 $ 124,000
Etowah, Alabama 2 $ 150,000 $ 75,000 $ 0
Hale, Alabama 2 $ 120,000 $ 60,000 $ 0
Jefferson, Alabama 2 $ 460,000 $ 230,000 $ 132,000
Limestone, Alabama 2 $ 240,000 $ 120,000 $ 134,000
Talladega, Alabama 2 $ 140,000 $ 70,000 $ 0
Pinal, Arizona 2 $ 360,000 $ 180,000 $ 103,000
Hot Spring, Arkansas 2 $ 80,000 $ 40,000 $ 0
Riverside, California 2 $ 130,000 $ 65,000 $ 0
San Bernardino, California 2 $ 200,000 $ 100,000 $ 0
Pueblo, Colorado 2 $ 270,000 $ 135,000 $ 176,000
Litchfield, Connecticut 2 $ 500,000 $ 250,000 $ 179,000
Middlesex, Connecticut 2 $ 450,000 $ 225,000 $ 107,000
Tolland, Connecticut 2 $ 170,000 $ 85,000 $ 107,000
Windham, Connecticut 2 $ 350,000 $ 175,000 $ 89,000
Alachua, Florida 2 $ 220,000 $ 110,000 $ 76,000
Citrus, Florida 2 $ 360,000 $ 180,000 $ 89,000
Hernando, Florida 2 $ 320,000 $ 160,000 $ 110,000
Sarasota, Florida 2 $ 470,000 $ 235,000 $ 182,000
Bryan, Georgia 2 $ 490,000 $ 245,000 $ 85,000
Carroll, Georgia 2 $ 550,000 $ 275,000 $ 154,000
Catoosa, Georgia 2 $ 240,000 $ 120,000 $ 56,000
Douglas, Georgia 2 $ 290,000 $ 145,000 $ 84,000
Fayette, Georgia 2 $ 810,000 $ 405,000 $ 212,000
Jackson, Georgia 2 $ 370,000 $ 185,000 $ 80,000
Pickens, Georgia 2 $ 330,000 $ 165,000 $ 139,000
Rockdale, Georgia 2 $ 340,000 $ 170,000 $ 104,000
Kankakee, Illinois 2 $ 380,000 $ 190,000 $ 155,000
Allen, Indiana 2 $ 580,000 $ 290,000 $ 123,000
Hancock, Indiana 2 $ 300,000 $ 150,000 $ 109,000
Marshall, Indiana 2 $ 360,000 $ 180,000 $ 114,000
Tipton, Indiana 2 $ 160,000 $ 80,000 $ 123,000
Laurel, Kentucky 2 $ 280,000 $ 140,000 $ 80,000
Oldham, Kentucky 2 $ 420,000 $ 210,000 $ 110,000
Beauregard, Louisiana 2 $ 130,000 $ 65,000 $ 0
Calcasieu, Louisiana 2 $ 300,000 $ 150,000 $ 151,000
Livingston, Louisiana 2 $ 410,000 $ 205,000 $ 121,000
St. Tammany, Louisiana 2 $ 270,000 $ 135,000 $ 100,000
Washington, Maryland 2 $ 720,000 $ 360,000 $ 173,000
Worcester, Maryland 2 $ 740,000 $ 370,000 $ 249,000
Ingham, Michigan 2 $ 590,000 $ 295,000 $ 260,000
Montcalm, Michigan 2 $ 380,000 $ 190,000 $ 93,000
Le Sueur, Minnesota 2 $ 230,000 $ 115,000 $ 83,000
Clay, Missouri 2 $ 460,000 $ 230,000 $ 136,000
Jackson, Missouri 2 $ 500,000 $ 250,000 $ 214,000
St. Louis, Missouri 2 $ 480,000 $ 240,000 $ 236,000
Rockingham, New Hampshire 2 $ 500,000 $ 250,000 $ 222,000
Atlantic, New Jersey 2 $ 370,000 $ 185,000 $ 154,000
Bernalillo, New Mexico 2 $ 100,000 $ 50,000 $ 0
Catawba, North Carolina 2 $ 420,000 $ 210,000 $ 63,000
Chatham, North Carolina 2 $ 1,260,000 $ 630,000 $ 280,000
Craven, North Carolina 2 $ 210,000 $ 105,000 $ 188,000
Davidson, North Carolina 2 $ 360,000 $ 180,000 $ 76,000
Franklin, North Carolina 2 $ 430,000 $ 215,000 $ 98,000
Gaston, North Carolina 2 $ 360,000 $ 180,000 $ 88,000
Madison, North Carolina 2 $ 770,000 $ 385,000 $ 109,000
Orange, North Carolina 2 $ 530,000 $ 265,000 $ 261,000
Rockingham, North Carolina 2 $ 350,000 $ 175,000 $ 90,000
Champaign, Ohio 2 $ 390,000 $ 195,000 $ 64,000
Clermont, Ohio 2 $ 370,000 $ 185,000 $ 123,000
Geauga, Ohio 2 $ 440,000 $ 220,000 $ 162,000
Knox, Ohio 2 $ 520,000 $ 260,000 $ 158,000
Montgomery, Ohio 2 $ 230,000 $ 115,000 $ 97,000
Scioto, Ohio 2 $ 230,000 $ 115,000 $ 57,000
Union, Ohio 2 $ 480,000 $ 240,000 $ 108,000
Marshall, Oklahoma 2 $ 120,000 $ 60,000 $ 0
Pottawatomie, Oklahoma 2 $ 170,000 $ 85,000 $ 108,000
Coos, Oregon 2 $ 160,000 $ 80,000 $ 0
Deschutes, Oregon 2 $ 800,000 $ 400,000 $ 478,000
Linn, Oregon 2 $ 230,000 $ 115,000 $ 72,000
Cambria, Pennsylvania 2 $ 270,000 $ 135,000 $ 104,000
Cumberland, Pennsylvania 2 $ 430,000 $ 215,000 $ 102,000
Mercer, Pennsylvania 2 $ 360,000 $ 180,000 $ 141,000
Snyder, Pennsylvania 2 $ 350,000 $ 175,000 $ 130,000
Washington, Pennsylvania 2 $ 760,000 $ 380,000 $ 118,000
Bradley, Tennessee 2 $ 370,000 $ 185,000 $ 112,000
Sumner, Tennessee 2 $ 390,000 $ 195,000 $ 87,000
Comal, Texas 2 $ 1,020,000 $ 510,000 $ 241,000
Harris, Texas 2 $ 1,000,000 $ 500,000 $ 245,000
Salt Lake, Utah 2 $ 910,000 $ 455,000 $ 190,000
Washington, Utah 2 $ 810,000 $ 405,000 $ 322,000
Bedford, Virginia 2 $ 370,000 $ 185,000 $ 64,000
Chesapeake, Virginia 2 $ 480,000 $ 240,000 $ 86,000
Hanover, Virginia 2 $ 620,000 $ 310,000 $ 157,000
Harrisonburg, Virginia 2 $ 250,000 $ 125,000 $ 87,000
Isle of Wight, Virginia 2 $ 390,000 $ 195,000 $ 167,000
Norfolk, Virginia 2 $ 730,000 $ 365,000 $ 222,000
Orange, Virginia 2 $ 450,000 $ 225,000 $ 104,000
Spotsylvania, Virginia 2 $ 530,000 $ 265,000 $ 116,000
Virginia Beach, Virginia 2 $ 640,000 $ 320,000 $ 133,000
Spokane, Washington 2 $ 520,000 $ 260,000 $ 162,000
Marathon, Wisconsin 2 $ 300,000 $ 150,000 $ 76,000
Walworth, Wisconsin 2 $ 410,000 $ 205,000 $ 82,000
Blount, Alabama 1 $ 105,000 $ 105,000 $ 110,000
Covington, Alabama 1 $ 185,000 $ 185,000 $ 82,000
Cullman, Alabama 1 $ 45,000 $ 45,000 $ 0
DeKalb, Alabama 1 $ 75,000 $ 75,000 $ 0
Elmore, Alabama 1 $ 75,000 $ 75,000 $ 0
Franklin, Alabama 1 $ 55,000 $ 55,000 $ 0
Lauderdale, Alabama 1 $ 155,000 $ 155,000 $ 110,000
Lawrence, Alabama 1 $ 65,000 $ 65,000 $ 0
Shelby, Alabama 1 $ 95,000 $ 95,000 $ 68,000
Wilcox, Alabama 1 $ 85,000 $ 85,000 $ 0
Cochise, Arizona 1 $ 75,000 $ 75,000 $ 40,000
Navajo, Arizona 1 $ 75,000 $ 75,000 $ 0
Baxter, Arkansas 1 $ 55,000 $ 55,000 $ 0
Conway, Arkansas 1 $ 55,000 $ 55,000 $ 0
Faulkner, Arkansas 1 $ 75,000 $ 75,000 $ 0
Izard, Arkansas 1 $ 85,000 $ 85,000 $ 0
Jefferson, Arkansas 1 $ 15,000 $ 15,000 $ 0
Johnson, Arkansas 1 $ 35,000 $ 35,000 $ 0
Ouachita, Arkansas 1 $ 35,000 $ 35,000 $ 0
Pope, Arkansas 1 $ 55,000 $ 55,000 $ 0
Randolph, Arkansas 1 $ 15,000 $ 15,000 $ 0
Searcy, Arkansas 1 $ 45,000 $ 45,000 $ 0
Sevier, Arkansas 1 $ 65,000 $ 65,000 $ 0
White, Arkansas 1 $ 65,000 $ 65,000 $ 0
Alameda, California 1 $ 745,000 $ 745,000 $ 236,000
Butte, California 1 $ 65,000 $ 65,000 $ 0
Contra Costa, California 1 $ 1,885,000 $ 1,885,000 $ 645,000
Kern, California 1 $ 75,000 $ 75,000 $ 0
Lake, California 1 $ 45,000 $ 45,000 $ 0
Monterey, California 1 $ 55,000 $ 55,000 $ 0
Placer, California 1 $ 105,000 $ 105,000 $ 0
Sacramento, California 1 $ 85,000 $ 85,000 $ 0
San Joaquin, California 1 $ 405,000 $ 405,000 $ 119,000
Santa Barbara, California 1 $ 345,000 $ 345,000 $ 60,000
Stanislaus, California 1 $ 235,000 $ 235,000 $ 80,000
Adams, Colorado 1 $ 395,000 $ 395,000 $ 236,000
Broomfield, Colorado 1 $ 455,000 $ 455,000 $ 273,000
Garfield, Colorado 1 $ 405,000 $ 405,000 $ 187,000
Mesa, Colorado 1 $ 175,000 $ 175,000 $ 76,000
Park, Colorado 1 $ 195,000 $ 195,000 $ 42,000
New Haven, Connecticut 1 $ 165,000 $ 165,000 $ 73,000
Baker, Florida 1 $ 165,000 $ 165,000 $ 81,000
Gilchrist, Florida 1 $ 55,000 $ 55,000 $ 83,000
Highlands, Florida 1 $ 155,000 $ 155,000 $ 64,000
Indian River, Florida 1 $ 415,000 $ 415,000 $ 132,000
Leon, Florida 1 $ 735,000 $ 735,000 $ 238,000
Madison, Florida 1 $ 65,000 $ 65,000 $ 0
Santa Rosa, Florida 1 $ 185,000 $ 185,000 $ 164,000
Walton, Florida 1 $ 485,000 $ 485,000 $ 719,000
Banks, Georgia 1 $ 35,000 $ 35,000 $ 0
Camden, Georgia 1 $ 425,000 $ 425,000 $ 164,000
Charlton, Georgia 1 $ 45,000 $ 45,000 $ 0
Columbia, Georgia 1 $ 55,000 $ 55,000 $ 138,000
Cook, Georgia 1 $ 45,000 $ 45,000 $ 0
Coweta, Georgia 1 $ 155,000 $ 155,000 $ 124,000
Fannin, Georgia 1 $ 55,000 $ 55,000 $ 94,000
Grady, Georgia 1 $ 215,000 $ 215,000 $ 64,000
Greene, Georgia 1 $ 475,000 $ 475,000 $ 141,000
Haralson, Georgia 1 $ 115,000 $ 115,000 $ 61,000
Harris, Georgia 1 $ 185,000 $ 185,000 $ 123,000
Heard, Georgia 1 $ 115,000 $ 115,000 $ 97,000
Houston, Georgia 1 $ 125,000 $ 125,000 $ 53,000
Johnson, Georgia 1 $ 105,000 $ 105,000 $ 128,000
Jones, Georgia 1 $ 95,000 $ 95,000 $ 143,000
Lee, Georgia 1 $ 125,000 $ 125,000 $ 132,000
Madison, Georgia 1 $ 45,000 $ 45,000 $ 0
Murray, Georgia 1 $ 155,000 $ 155,000 $ 62,000
Muscogee, Georgia 1 $ 205,000 $ 205,000 $ 99,000
Newton, Georgia 1 $ 155,000 $ 155,000 $ 72,000
Pike, Georgia 1 $ 485,000 $ 485,000 $ 150,000
Putnam, Georgia 1 $ 65,000 $ 65,000 $ 0
Stephens, Georgia 1 $ 125,000 $ 125,000 $ 73,000
Sumter, Georgia 1 $ 75,000 $ 75,000 $ 0
Upson, Georgia 1 $ 145,000 $ 145,000 $ 237,000
Ware, Georgia 1 $ 95,000 $ 95,000 $ 125,000
Whitfield, Georgia 1 $ 295,000 $ 295,000 $ 120,000
Kauai, Hawaii 1 $ 185,000 $ 185,000 $ 72,000
Adams, Illinois 1 $ 85,000 $ 85,000 $ 85,000
Boone, Illinois 1 $ 125,000 $ 125,000 $ 119,000
DeKalb, Illinois 1 $ 335,000 $ 335,000 $ 250,000
Kendall, Illinois 1 $ 225,000 $ 225,000 $ 62,000
McLean, Illinois 1 $ 165,000 $ 165,000 $ 93,000
Tazewell, Illinois 1 $ 155,000 $ 155,000 $ 108,000
Bartholomew, Indiana 1 $ 105,000 $ 105,000 $ 72,000
Clark, Indiana 1 $ 125,000 $ 125,000 $ 93,000
Harrison, Indiana 1 $ 155,000 $ 155,000 $ 75,000
Henry, Indiana 1 $ 195,000 $ 195,000 $ 114,000
Johnson, Indiana 1 $ 175,000 $ 175,000 $ 132,000
Montgomery, Indiana 1 $ 155,000 $ 155,000 $ 91,000
Scott, Iowa 1 $ 245,000 $ 245,000 $ 116,000
Shelby, Iowa 1 $ 135,000 $ 135,000 $ 65,000
Butler, Kansas 1 $ 195,000 $ 195,000 $ 205,000
Finney, Kansas 1 $ 165,000 $ 165,000 $ 88,000
Franklin, Kansas 1 $ 235,000 $ 235,000 $ 80,000
Sedgwick, Kansas 1 $ 335,000 $ 335,000 $ 95,000
Shawnee, Kansas 1 $ 335,000 $ 335,000 $ 114,000
Breckinridge, Kentucky 1 $ 165,000 $ 165,000 $ 86,000
Fayette, Kentucky 1 $ 305,000 $ 305,000 $ 76,000
Jessamine, Kentucky 1 $ 285,000 $ 285,000 $ 131,000
Kenton, Kentucky 1 $ 255,000 $ 255,000 $ 91,000
Russell, Kentucky 1 $ 205,000 $ 205,000 $ 73,000
Trigg, Kentucky 1 $ 225,000 $ 225,000 $ 75,000
Allen, Louisiana 1 $ 25,000 $ 25,000 $ 0
Ascension, Louisiana 1 $ 295,000 $ 295,000 $ 173,000
Bienville, Louisiana 1 $ 65,000 $ 65,000 $ 0
Iberia, Louisiana 1 $ 45,000 $ 45,000 $ 0
La Salle, Louisiana 1 $ 65,000 $ 65,000 $ 0
Lafayette, Louisiana 1 $ 55,000 $ 55,000 $ 0
Lafourche, Louisiana 1 $ 45,000 $ 45,000 $ 0
Lincoln, Louisiana 1 $ 105,000 $ 105,000 $ 62,000
Morehouse, Louisiana 1 $ 45,000 $ 45,000 $ 0
Ouachita, Louisiana 1 $ 205,000 $ 205,000 $ 96,000
Richland, Louisiana 1 $ 65,000 $ 65,000 $ 0
St. Martin, Louisiana 1 $ 1,005,000 $ 1,005,000 $ 1,317,000
Vermilion, Louisiana 1 $ 215,000 $ 215,000 $ 92,000
West Feliciana, Louisiana 1 $ 235,000 $ 235,000 $ 86,000
Garrett, Maryland 1 $ 125,000 $ 125,000 $ 135,000
Queen Anne's, Maryland 1 $ 465,000 $ 465,000 $ 162,000
Wicomico, Maryland 1 $ 165,000 $ 165,000 $ 124,000
Bristol, Massachusetts 1 $ 445,000 $ 445,000 $ 507,000
Essex, Massachusetts 1 $ 265,000 $ 265,000 $ 114,000
Hampden, Massachusetts 1 $ 255,000 $ 255,000 $ 186,000
Plymouth, Massachusetts 1 $ 365,000 $ 365,000 $ 122,000
Worcester, Massachusetts 1 $ 225,000 $ 225,000 $ 95,000
Barry, Michigan 1 $ 225,000 $ 225,000 $ 102,000
Berrien, Michigan 1 $ 135,000 $ 135,000 $ 74,000
Eaton, Michigan 1 $ 175,000 $ 175,000 $ 86,000
Genesee, Michigan 1 $ 485,000 $ 485,000 $ 289,000
Iron, Michigan 1 $ 115,000 $ 115,000 $ 127,000
Kalamazoo, Michigan 1 $ 165,000 $ 165,000 $ 84,000
Macomb, Michigan 1 $ 105,000 $ 105,000 $ 62,000
Menominee, Michigan 1 $ 85,000 $ 85,000 $ 46,000
Ottawa, Michigan 1 $ 395,000 $ 395,000 $ 335,000
Shiawassee, Michigan 1 $ 175,000 $ 175,000 $ 74,000
Anoka, Minnesota 1 $ 315,000 $ 315,000 $ 139,000
Beltrami, Minnesota 1 $ 85,000 $ 85,000 $ 84,000
Carver, Minnesota 1 $ 415,000 $ 415,000 $ 136,000
Fillmore, Minnesota 1 $ 95,000 $ 95,000 $ 41,000
Isanti, Minnesota 1 $ 145,000 $ 145,000 $ 75,000
Nicollet, Minnesota 1 $ 205,000 $ 205,000 $ 140,000
Otter Tail, Minnesota 1 $ 125,000 $ 125,000 $ 162,000
Sherburne, Minnesota 1 $ 145,000 $ 145,000 $ 101,000
Steele, Minnesota 1 $ 105,000 $ 105,000 $ 110,000
Wright, Minnesota 1 $ 415,000 $ 415,000 $ 165,000
Kemper, Mississippi 1 $ 55,000 $ 55,000 $ 0
Lee, Mississippi 1 $ 65,000 $ 65,000 $ 0
Lincoln, Mississippi 1 $ 55,000 $ 55,000 $ 0
Lowndes, Mississippi 1 $ 45,000 $ 45,000 $ 0
Marshall, Mississippi 1 $ 75,000 $ 75,000 $ 0
Pearl River, Mississippi 1 $ 45,000 $ 45,000 $ 0
Benton, Missouri 1 $ 185,000 $ 185,000 $ 109,000
Callaway, Missouri 1 $ 145,000 $ 145,000 $ 137,000
Clinton, Missouri 1 $ 365,000 $ 365,000 $ 97,000
DeKalb, Missouri 1 $ 185,000 $ 185,000 $ 83,000
Franklin, Missouri 1 $ 165,000 $ 165,000 $ 59,000
Greene, Missouri 1 $ 135,000 $ 135,000 $ 64,000
Jasper, Missouri 1 $ 125,000 $ 125,000 $ 67,000
Newton, Missouri 1 $ 95,000 $ 95,000 $ 38,000
St. Louis City, Missouri 1 $ 195,000 $ 195,000 $ 46,000
Lewis and Clark, Montana 1 $ 25,000 $ 25,000 $ 107,000
Missoula, Montana 1 $ 325,000 $ 325,000 $ 197,000
Clark, Nevada 1 $ 125,000 $ 125,000 $ 98,000
Cumberland, New Jersey 1 $ 145,000 $ 145,000 $ 101,000
Hudson, New Jersey 1 $ 335,000 $ 335,000 $ 108,000
Warren, New Jersey 1 $ 255,000 $ 255,000 $ 137,000
Santa Fe, New Mexico 1 $ 245,000 $ 245,000 $ 156,000
Taos, New Mexico 1 $ 25,000 $ 25,000 $ 0
Erie, New York 1 $ 185,000 $ 185,000 $ 114,000
Alamance, North Carolina 1 $ 125,000 $ 125,000 $ 58,000
Bladen, North Carolina 1 $ 65,000 $ 65,000 $ 0
Buncombe, North Carolina 1 $ 215,000 $ 215,000 $ 57,000
Burke, North Carolina 1 $ 115,000 $ 115,000 $ 49,000
Davie, North Carolina 1 $ 335,000 $ 335,000 $ 93,000
Granville, North Carolina 1 $ 515,000 $ 515,000 $ 217,000
Harnett, North Carolina 1 $ 195,000 $ 195,000 $ 103,000
Haywood, North Carolina 1 $ 145,000 $ 145,000 $ 46,000
Henderson, North Carolina 1 $ 115,000 $ 115,000 $ 65,000
Moore, North Carolina 1 $ 135,000 $ 135,000 $ 85,000
Pender, North Carolina 1 $ 205,000 $ 205,000 $ 77,000
Randolph, North Carolina 1 $ 155,000 $ 155,000 $ 113,000
Robeson, North Carolina 1 $ 95,000 $ 95,000 $ 0
Surry, North Carolina 1 $ 85,000 $ 85,000 $ 51,000
Transylvania, North Carolina 1 $ 395,000 $ 395,000 $ 142,000
Ashland, Ohio 1 $ 85,000 $ 85,000 $ 54,000
Belmont, Ohio 1 $ 185,000 $ 185,000 $ 89,000
Clark, Ohio 1 $ 235,000 $ 235,000 $ 97,000
Crawford, Ohio 1 $ 155,000 $ 155,000 $ 71,000
Lake, Ohio 1 $ 185,000 $ 185,000 $ 52,000
Lorain, Ohio 1 $ 185,000 $ 185,000 $ 63,000
Miami, Ohio 1 $ 75,000 $ 75,000 $ 69,000
Preble, Ohio 1 $ 125,000 $ 125,000 $ 72,000
Stark, Ohio 1 $ 295,000 $ 295,000 $ 145,000
Trumbull, Ohio 1 $ 155,000 $ 155,000 $ 120,000
Wayne, Ohio 1 $ 225,000 $ 225,000 $ 72,000
Williams, Ohio 1 $ 165,000 $ 165,000 $ 93,000
Comanche, Oklahoma 1 $ 55,000 $ 55,000 $ 0
Creek, Oklahoma 1 $ 45,000 $ 45,000 $ 0
Garfield, Oklahoma 1 $ 145,000 $ 145,000 $ 119,000
Grady, Oklahoma 1 $ 225,000 $ 225,000 $ 190,000
Logan, Oklahoma 1 $ 45,000 $ 45,000 $ 0
McClain, Oklahoma 1 $ 135,000 $ 135,000 $ 104,000
McCurtain, Oklahoma 1 $ 45,000 $ 45,000 $ 0
Osage, Oklahoma 1 $ 65,000 $ 65,000 $ 0
Rogers, Oklahoma 1 $ 65,000 $ 65,000 $ 0
Woodward, Oklahoma 1 $ 125,000 $ 125,000 $ 98,000
Benton, Oregon 1 $ 245,000 $ 245,000 $ 169,000
Curry, Oregon 1 $ 35,000 $ 35,000 $ 0
Douglas, Oregon 1 $ 125,000 $ 125,000 $ 104,000
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Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,334 $348,840,000 $261,000 $995,000 $138,000 $1,325,000
Cash-out Refinancing 293 $74,105,000 $252,000 $1,885,000 $154,000 $1,317,000
Home Purchase 290 $71,620,000 $246,000 $1,655,000 $192,000 $883,000
Home Improvement 1 $405,000 $405,000 $405,000 $185,000 $185,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,426 $348,960,000 $244,000 $1,005,000 $140,000 $1,317,000
White 204 $64,680,000 $317,000 $1,885,000 $185,000 $1,325,000
Not Provided 126 $36,830,000 $292,000 $1,515,000 $158,000 $883,000
Black or African American 81 $17,235,000 $212,000 $665,000 $129,000 $371,000
Hispanic 52 $15,780,000 $303,000 $595,000 $110,000 $280,000
Asian 27 $10,775,000 $399,000 $1,205,000 $174,000 $419,000
American Indian or Alaskan Native 1 $425,000 $425,000 $425,000 $138,000 $138,000
Native Hawaiian or Other Pacific Islander 1 $285,000 $285,000 $285,000 $135,000 $135,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,916 $494,440,000 $258,000 $1,885,000 $145,000 $1,325,000
VA-guaranteed (Veterans Administration) 2 $530,000 $265,000 $355,000 $78,000 $85,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,426 $348,960,000 $244,000 $1,005,000 $140,000 $1,317,000
Loan Originated 378 $112,670,000 $298,000 $1,885,000 $158,000 $1,325,000
Application Withdrawn By Applicant 82 $25,120,000 $306,000 $1,655,000 $166,000 $1,322,000
File Closed For Incompleteness 16 $3,190,000 $199,000 $395,000 $131,000 $299,000
Application Approved But Not Accepted 10 $3,890,000 $389,000 $1,005,000 $262,000 $818,000
Application Denied By Financial Institution 6 $1,140,000 $190,000 $385,000 $109,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,912 $493,830,000 $258,000 $1,885,000 $145,000 $1,325,000
Collateral 4 $550,000 $137,000 $305,000 $129,000 $200,000
Other 1 $385,000 $385,000 $385,000 $88,000 $88,000
Credit History 1 $205,000 $205,000 $205,000 $54,000 $54,000
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Andrews Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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