Angel Oak Home Loans LLC Mortgage Lending & HMDA Data, 2018

In 2018, Angel Oak Home Loans LLC of Atlanta, GA reported 2,874 mortgage applications totaling $1.0 billion, up 31% from 2017. The average application was for $352,056, and applicants reported an average income of $171,877. 69% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (809), Wilmington, NC (130) and Greenville, NC (120) (applications in parentheses).

Mortgage Company & Address Angel Oak Home Loans LLC
3600 Peachtree Road Nw, Suite 500
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 2,874
Total Mortgage Loan Application Amount $1,011,810,000
Average Mortgage Loan Application Amount $352,056
Highest Mortgage Loan Application Amount $3,615,000
Average Applicant Income $171,877
Highest Applicant Income $4,336,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Angel Oak Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Angel Oak Home Loans LLC by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 284 $ 132,830,000 $ 467,711 $ 224,000
Cobb, Georgia 124 $ 40,330,000 $ 325,241 $ 136,000
Pitt, North Carolina 120 $ 21,690,000 $ 180,750 $ 99,000
Los Angeles, California 103 $ 61,115,000 $ 593,349 $ 245,000
New Hanover, North Carolina 102 $ 25,860,000 $ 253,529 $ 120,000
DeKalb, Georgia 92 $ 36,090,000 $ 392,282 $ 198,000
Gwinnett, Georgia 91 $ 25,975,000 $ 285,439 $ 133,000
Wake, North Carolina 85 $ 24,665,000 $ 290,176 $ 136,000
Brunswick, North Carolina 83 $ 17,745,000 $ 213,795 $ 99,000
Cherokee, Georgia 74 $ 22,400,000 $ 302,702 $ 125,000
Wilson, North Carolina 68 $ 10,940,000 $ 160,882 $ 82,000
Ventura, California 66 $ 41,900,000 $ 634,848 $ 295,000
Orange, Florida 63 $ 18,995,000 $ 301,507 $ 120,000
Broward, Florida 58 $ 19,310,000 $ 332,931 $ 174,000
Orange, California 53 $ 40,605,000 $ 766,132 $ 374,000
Riverside, California 46 $ 16,080,000 $ 349,565 $ 295,000
Mecklenburg, North Carolina 45 $ 11,665,000 $ 259,222 $ 140,000
Forsyth, Georgia 41 $ 13,205,000 $ 322,073 $ 121,000
Collin, Texas 39 $ 11,805,000 $ 302,692 $ 138,000
Duval, Florida 35 $ 8,585,000 $ 245,285 $ 172,000
St. Tammany, Louisiana 31 $ 8,535,000 $ 275,322 $ 134,000
East Baton Rouge, Louisiana 30 $ 10,390,000 $ 346,333 $ 193,000
Miami-Dade, Florida 28 $ 12,450,000 $ 444,642 $ 331,000
Pender, North Carolina 28 $ 7,020,000 $ 250,714 $ 96,000
Denton, Texas 28 $ 9,610,000 $ 343,214 $ 184,000
San Bernardino, California 27 $ 10,685,000 $ 395,740 $ 353,000
Tarrant, Texas 24 $ 7,880,000 $ 328,333 $ 181,000
Osceola, Florida 22 $ 4,680,000 $ 212,727 $ 146,000
Nash, North Carolina 21 $ 3,415,000 $ 162,619 $ 71,000
Palm Beach, Florida 19 $ 10,525,000 $ 553,947 $ 230,000
Dallas, Texas 19 $ 6,885,000 $ 362,368 $ 124,000
Durham, North Carolina 16 $ 3,470,000 $ 216,875 $ 109,000
Hall, Georgia 15 $ 5,225,000 $ 348,333 $ 139,000
San Diego, California 14 $ 12,460,000 $ 890,000 $ 344,000
Lake, Florida 14 $ 3,510,000 $ 250,714 $ 101,000
St. Johns, Florida 14 $ 6,380,000 $ 455,714 $ 209,000
Paulding, Georgia 14 $ 3,820,000 $ 272,857 $ 106,000
Harris, Texas 14 $ 8,400,000 $ 600,000 $ 239,000
Santa Barbara, California 13 $ 13,515,000 $ 1,039,615 $ 565,000
Fayette, Georgia 13 $ 4,625,000 $ 355,769 $ 140,000
Cook, Illinois 13 $ 3,865,000 $ 297,307 $ 154,000
Orleans, Louisiana 13 $ 3,245,000 $ 249,615 $ 162,000
Sacramento, California 12 $ 2,820,000 $ 235,000 $ 66,000
Fort Bend, Texas 12 $ 6,690,000 $ 557,500 $ 292,000
Maricopa, Arizona 11 $ 2,755,000 $ 250,454 $ 47,000
Santa Clara, California 11 $ 10,185,000 $ 925,909 $ 411,000
Henry, Georgia 11 $ 2,545,000 $ 231,363 $ 99,000
Hillsborough, Florida 10 $ 3,420,000 $ 342,000 $ 155,000
Volusia, Florida 10 $ 3,370,000 $ 337,000 $ 383,000
Onslow, North Carolina 10 $ 1,960,000 $ 196,000 $ 76,000
Will, Illinois 9 $ 2,095,000 $ 232,777 $ 109,000
Greenville, South Carolina 9 $ 2,575,000 $ 286,111 $ 110,000
Travis, Texas 9 $ 5,795,000 $ 643,888 $ 238,000
Bartow, Georgia 8 $ 1,940,000 $ 242,500 $ 146,000
Iredell, North Carolina 8 $ 2,770,000 $ 346,250 $ 128,000
Charleston, South Carolina 8 $ 2,150,000 $ 268,750 $ 97,000
Seminole, Florida 7 $ 2,555,000 $ 365,000 $ 278,000
Douglas, Georgia 7 $ 1,355,000 $ 193,571 $ 77,000
Lowndes, Georgia 7 $ 1,475,000 $ 210,714 $ 88,000
Kankakee, Illinois 7 $ 915,000 $ 130,714 $ 52,000
Gaston, North Carolina 7 $ 1,445,000 $ 206,428 $ 87,000
Guilford, North Carolina 7 $ 2,325,000 $ 332,142 $ 136,000
York, South Carolina 7 $ 3,325,000 $ 475,000 $ 192,000
Davidson, Tennessee 7 $ 4,945,000 $ 706,428 $ 152,000
Ellis, Texas 7 $ 2,145,000 $ 306,428 $ 145,000
Fairfax, Virginia 7 $ 6,765,000 $ 966,428 $ 285,000
Marion, Florida 6 $ 1,750,000 $ 291,666 $ 159,000
Pinellas, Florida 6 $ 2,470,000 $ 411,666 $ 154,000
Carroll, Georgia 6 $ 1,120,000 $ 186,666 $ 92,000
Clayton, Georgia 6 $ 720,000 $ 120,000 $ 56,000
Newton, Georgia 6 $ 1,160,000 $ 193,333 $ 102,000
Pickens, Georgia 6 $ 1,350,000 $ 225,000 $ 107,000
Tift, Georgia 6 $ 1,010,000 $ 168,333 $ 60,000
Franklin, North Carolina 6 $ 1,090,000 $ 181,666 $ 80,000
Johnston, North Carolina 6 $ 1,240,000 $ 206,666 $ 58,000
Horry, South Carolina 6 $ 1,060,000 $ 176,666 $ 66,000
Richland, South Carolina 6 $ 780,000 $ 130,000 $ 68,000
Contra Costa, California 5 $ 2,755,000 $ 551,000 $ 166,000
Kern, California 5 $ 715,000 $ 143,000 $ 99,000
San Mateo, California 5 $ 3,855,000 $ 771,000 $ 246,000
Solano, California 5 $ 1,675,000 $ 335,000 $ 107,000
Brevard, Florida 5 $ 1,835,000 $ 367,000 $ 206,000
Flagler, Florida 5 $ 1,305,000 $ 261,000 $ 187,000
Polk, Florida 5 $ 625,000 $ 125,000 $ 67,000
Walton, Georgia 5 $ 1,305,000 $ 261,000 $ 124,000
DuPage, Illinois 5 $ 2,945,000 $ 589,000 $ 669,000
Jefferson, Louisiana 5 $ 975,000 $ 195,000 $ 72,000
Anne Arundel, Maryland 5 $ 1,965,000 $ 393,000 $ 101,000
Beaufort, North Carolina 5 $ 1,155,000 $ 231,000 $ 246,000
Buncombe, North Carolina 5 $ 1,985,000 $ 397,000 $ 131,000
Carteret, North Carolina 5 $ 1,785,000 $ 357,000 $ 297,000
Columbus, North Carolina 5 $ 705,000 $ 141,000 $ 63,000
Union, North Carolina 5 $ 1,905,000 $ 381,000 $ 195,000
Brazoria, Texas 5 $ 1,815,000 $ 363,000 $ 139,000
Kaufman, Texas 5 $ 1,425,000 $ 285,000 $ 185,000
Montgomery, Texas 5 $ 1,955,000 $ 391,000 $ 218,000
Rockwall, Texas 5 $ 1,085,000 $ 217,000 $ 85,000
Fresno, California 4 $ 740,000 $ 185,000 $ 37,000
Monterey, California 4 $ 1,800,000 $ 450,000 $ 214,000
Alachua, Florida 4 $ 1,180,000 $ 295,000 $ 268,000
Collier, Florida 4 $ 1,760,000 $ 440,000 $ 116,000
Lee, Florida 4 $ 980,000 $ 245,000 $ 107,000
Okaloosa, Florida 4 $ 1,540,000 $ 385,000 $ 289,000
Pasco, Florida 4 $ 1,370,000 $ 342,500 $ 313,000
Barrow, Georgia 4 $ 1,090,000 $ 272,500 $ 218,000
Putnam, Georgia 4 $ 790,000 $ 197,500 $ 165,000
Rockdale, Georgia 4 $ 1,390,000 $ 347,500 $ 154,000
Tangipahoa, Louisiana 4 $ 830,000 $ 207,500 $ 108,000
Essex, New Jersey 4 $ 1,360,000 $ 340,000 $ 129,000
Cabarrus, North Carolina 4 $ 1,160,000 $ 290,000 $ 121,000
Forsyth, North Carolina 4 $ 880,000 $ 220,000 $ 85,000
Wayne, North Carolina 4 $ 700,000 $ 175,000 $ 77,000
Grayson, Texas 4 $ 1,620,000 $ 405,000 $ 153,000
Baldwin, Alabama 3 $ 635,000 $ 211,666 $ 224,000
Jefferson, Alabama 3 $ 1,185,000 $ 395,000 $ 141,000
Madera, California 3 $ 785,000 $ 261,666 $ 80,000
Napa, California 3 $ 3,085,000 $ 1,028,333 $ 204,000
San Joaquin, California 3 $ 1,485,000 $ 495,000 $ 175,000
Bay, Florida 3 $ 1,695,000 $ 565,000 $ 161,000
Charlotte, Florida 3 $ 425,000 $ 141,666 $ 75,000
Escambia, Florida 3 $ 485,000 $ 161,666 $ 137,000
Hernando, Florida 3 $ 485,000 $ 161,666 $ 78,000
Indian River, Florida 3 $ 1,575,000 $ 525,000 $ 351,000
Sarasota, Florida 3 $ 715,000 $ 238,333 $ 582,000
Clarke, Georgia 3 $ 905,000 $ 301,666 $ 112,000
Coweta, Georgia 3 $ 1,295,000 $ 431,666 $ 304,000
Dawson, Georgia 3 $ 1,065,000 $ 355,000 $ 96,000
Fannin, Georgia 3 $ 1,255,000 $ 418,333 $ 257,000
Gilmer, Georgia 3 $ 755,000 $ 251,666 $ 80,000
Jackson, Georgia 3 $ 825,000 $ 275,000 $ 78,000
Oconee, Georgia 3 $ 1,105,000 $ 368,333 $ 312,000
Montgomery, Maryland 3 $ 1,565,000 $ 521,666 $ 125,000
Chatham, North Carolina 3 $ 1,065,000 $ 355,000 $ 116,000
Cleveland, North Carolina 3 $ 685,000 $ 228,333 $ 96,000
Craven, North Carolina 3 $ 835,000 $ 278,333 $ 120,000
Duplin, North Carolina 3 $ 445,000 $ 148,333 $ 57,000
Edgecombe, North Carolina 3 $ 555,000 $ 185,000 $ 105,000
Jackson, North Carolina 3 $ 1,345,000 $ 448,333 $ 209,000
Lincoln, North Carolina 3 $ 675,000 $ 225,000 $ 116,000
Orange, North Carolina 3 $ 1,235,000 $ 411,666 $ 143,000
Kershaw, South Carolina 3 $ 445,000 $ 148,333 $ 62,000
Lexington, South Carolina 3 $ 425,000 $ 141,666 $ 120,000
Spartanburg, South Carolina 3 $ 385,000 $ 128,333 $ 82,000
Rutherford, Tennessee 3 $ 435,000 $ 145,000 $ 59,000
Williamson, Tennessee 3 $ 2,015,000 $ 671,666 $ 231,000
Loudoun, Virginia 3 $ 865,000 $ 288,333 $ 97,000
Richmond City, Virginia 3 $ 235,000 $ 78,333 $ 72,000
Shelby, Alabama 2 $ 470,000 $ 235,000 $ 65,000
Alameda, California 2 $ 2,210,000 $ 1,105,000 $ 380,000
Sonoma, California 2 $ 1,150,000 $ 575,000 $ 646,000
Clay, Florida 2 $ 300,000 $ 150,000 $ 56,000
Nassau, Florida 2 $ 550,000 $ 275,000 $ 138,000
St. Lucie, Florida 2 $ 660,000 $ 330,000 $ 92,000
Walton, Florida 2 $ 920,000 $ 460,000 $ 348,000
Berrien, Georgia 2 $ 270,000 $ 135,000 $ 59,000
Greene, Georgia 2 $ 560,000 $ 280,000 $ 97,000
Haralson, Georgia 2 $ 510,000 $ 255,000 $ 76,000
Lumpkin, Georgia 2 $ 530,000 $ 265,000 $ 86,000
Rabun, Georgia 2 $ 2,540,000 $ 1,270,000 $ 469,000
Spalding, Georgia 2 $ 450,000 $ 225,000 $ 83,000
Union, Georgia 2 $ 420,000 $ 210,000 $ 174,000
Boone, Illinois 2 $ 450,000 $ 225,000 $ 94,000
McHenry, Illinois 2 $ 610,000 $ 305,000 $ 105,000
Hamilton, Indiana 2 $ 2,340,000 $ 1,170,000 $ 377,000
Hancock, Indiana 2 $ 260,000 $ 130,000 $ 124,000
Tippecanoe, Indiana 2 $ 490,000 $ 245,000 $ 92,000
Iberville, Louisiana 2 $ 410,000 $ 205,000 $ 60,000
Livingston, Louisiana 2 $ 300,000 $ 150,000 $ 108,000
Baltimore City, Maryland 2 $ 320,000 $ 160,000 $ 232,000
Burlington, New Jersey 2 $ 850,000 $ 425,000 $ 393,000
Camden, New Jersey 2 $ 560,000 $ 280,000 $ 206,000
Ocean, New Jersey 2 $ 810,000 $ 405,000 $ 179,000
Somerset, New Jersey 2 $ 1,250,000 $ 625,000 $ 350,000
Davidson, North Carolina 2 $ 330,000 $ 165,000 $ 77,000
Harnett, North Carolina 2 $ 450,000 $ 225,000 $ 136,000
Macon, North Carolina 2 $ 890,000 $ 445,000 $ 419,000
Rockingham, North Carolina 2 $ 300,000 $ 150,000 $ 82,000
Rowan, North Carolina 2 $ 400,000 $ 200,000 $ 142,000
Stanly, North Carolina 2 $ 390,000 $ 195,000 $ 46,000
Tulsa, Oklahoma 2 $ 450,000 $ 225,000 $ 166,000
Aiken, South Carolina 2 $ 290,000 $ 145,000 $ 34,000
Oconee, South Carolina 2 $ 970,000 $ 485,000 $ 172,000
Hamilton, Tennessee 2 $ 520,000 $ 260,000 $ 114,000
Bexar, Texas 2 $ 990,000 $ 495,000 $ 315,000
McLennan, Texas 2 $ 630,000 $ 315,000 $ 163,000
Williamson, Texas 2 $ 570,000 $ 285,000 $ 88,000
Chesapeake, Virginia 2 $ 590,000 $ 295,000 $ 84,000
Patrick, Virginia 2 $ 290,000 $ 145,000 $ 29,000
Powhatan, Virginia 2 $ 640,000 $ 320,000 $ 190,000
Prince William, Virginia 2 $ 960,000 $ 480,000 $ 129,000
Radford, Virginia 2 $ 500,000 $ 250,000 $ 87,000
Calhoun, Alabama 1 $ 235,000 $ 235,000 $ 48,000
Cherokee, Alabama 1 $ 155,000 $ 155,000 $ 120,000
Henry, Alabama 1 $ 85,000 $ 85,000 $ 66,000
Limestone, Alabama 1 $ 165,000 $ 165,000 $ 132,000
Montgomery, Alabama 1 $ 585,000 $ 585,000 $ 185,000
Randolph, Alabama 1 $ 175,000 $ 175,000 $ 48,000
Gila, Arizona 1 $ 295,000 $ 295,000 $ 64,000
El Dorado, California 1 $ 365,000 $ 365,000 $ 360,000
Mendocino, California 1 $ 285,000 $ 285,000 $ 59,000
Mono, California 1 $ 335,000 $ 335,000 $ 682,000
Placer, California 1 $ 725,000 $ 725,000 $ 209,000
Plumas, California 1 $ 135,000 $ 135,000 $ 83,000
San Francisco, California 1 $ 1,105,000 $ 1,105,000 $ 259,000
Shasta, California 1 $ 285,000 $ 285,000 $ 114,000
Yolo, California 1 $ 345,000 $ 345,000 $ 97,000
Citrus, Florida 1 $ 65,000 $ 65,000 $ 120,000
Columbia, Florida 1 $ 155,000 $ 155,000 $ 153,000
Leon, Florida 1 $ 225,000 $ 225,000 $ 116,000
Levy, Florida 1 $ 225,000 $ 225,000 $ 154,000
Manatee, Florida 1 $ 315,000 $ 315,000 $ 113,000
Martin, Florida 1 $ 1,685,000 $ 1,685,000 $ 432,000
Sumter, Florida 1 $ 195,000 $ 195,000 $ 82,000
Baldwin, Georgia 1 $ 235,000 $ 235,000 $ 0
Chatham, Georgia 1 $ 95,000 $ 95,000 $ 62,000
Chattooga, Georgia 1 $ 165,000 $ 165,000 $ 81,000
Cook, Georgia 1 $ 115,000 $ 115,000 $ 40,000
Floyd, Georgia 1 $ 105,000 $ 105,000 $ 34,000
Franklin, Georgia 1 $ 285,000 $ 285,000 $ 101,000
Glynn, Georgia 1 $ 365,000 $ 365,000 $ 266,000
Habersham, Georgia 1 $ 105,000 $ 105,000 $ 30,000
Hart, Georgia 1 $ 175,000 $ 175,000 $ 55,000
Houston, Georgia 1 $ 125,000 $ 125,000 $ 36,000
Irwin, Georgia 1 $ 115,000 $ 115,000 $ 33,000
Jasper, Georgia 1 $ 85,000 $ 85,000 $ 51,000
Lamar, Georgia 1 $ 175,000 $ 175,000 $ 265,000
Macon, Georgia 1 $ 135,000 $ 135,000 $ 73,000
Meriwether, Georgia 1 $ 105,000 $ 105,000 $ 27,000
Oglethorpe, Georgia 1 $ 245,000 $ 245,000 $ 58,000
Stephens, Georgia 1 $ 495,000 $ 495,000 $ 128,000
Talbot, Georgia 1 $ 205,000 $ 205,000 $ 80,000
Towns, Georgia 1 $ 255,000 $ 255,000 $ 83,000
Upson, Georgia 1 $ 165,000 $ 165,000 $ 109,000
Washington, Georgia 1 $ 75,000 $ 75,000 $ 43,000
White, Georgia 1 $ 245,000 $ 245,000 $ 248,000
Worth, Georgia 1 $ 155,000 $ 155,000 $ 55,000
Kane, Illinois 1 $ 575,000 $ 575,000 $ 338,000
Lake, Illinois 1 $ 545,000 $ 545,000 $ 332,000
Madison, Illinois 1 $ 265,000 $ 265,000 $ 108,000
McLean, Illinois 1 $ 175,000 $ 175,000 $ 164,000
St. Clair, Illinois 1 $ 185,000 $ 185,000 $ 111,000
Johnson, Indiana 1 $ 265,000 $ 265,000 $ 55,000
Lake, Indiana 1 $ 445,000 $ 445,000 $ 103,000
Marshall, Indiana 1 $ 155,000 $ 155,000 $ 147,000
Monroe, Indiana 1 $ 255,000 $ 255,000 $ 90,000
Porter, Indiana 1 $ 205,000 $ 205,000 $ 102,000
Posey, Indiana 1 $ 85,000 $ 85,000 $ 20,000
Ascension, Louisiana 1 $ 395,000 $ 395,000 $ 120,000
Bossier, Louisiana 1 $ 105,000 $ 105,000 $ 23,000
Pointe Coupee, Louisiana 1 $ 175,000 $ 175,000 $ 59,000
Rapides, Louisiana 1 $ 155,000 $ 155,000 $ 88,000
St. Bernard, Louisiana 1 $ 265,000 $ 265,000 $ 110,000
St. Charles, Louisiana 1 $ 175,000 $ 175,000 $ 63,000
St. John the Baptist, Louisiana 1 $ 205,000 $ 205,000 $ 125,000
St. Landry, Louisiana 1 $ 65,000 $ 65,000 $ 1,000
Baltimore, Maryland 1 $ 225,000 $ 225,000 $ 84,000
Carroll, Maryland 1 $ 255,000 $ 255,000 $ 52,000
Cecil, Maryland 1 $ 275,000 $ 275,000 $ 134,000
Harford, Maryland 1 $ 295,000 $ 295,000 $ 117,000
Prince George's, Maryland 1 $ 895,000 $ 895,000 $ 957,000
Worcester, Maryland 1 $ 765,000 $ 765,000 $ 240,000
Hancock, Mississippi 1 $ 165,000 $ 165,000 $ 45,000
Harrison, Mississippi 1 $ 105,000 $ 105,000 $ 122,000
Pike, Mississippi 1 $ 135,000 $ 135,000 $ 115,000
Bergen, New Jersey 1 $ 765,000 $ 765,000 $ 269,000
Gloucester, New Jersey 1 $ 275,000 $ 275,000 $ 278,000
Hudson, New Jersey 1 $ 285,000 $ 285,000 $ 97,000
Alleghany, North Carolina 1 $ 245,000 $ 245,000 $ 132,000
Ashe, North Carolina 1 $ 155,000 $ 155,000 $ 175,000
Catawba, North Carolina 1 $ 235,000 $ 235,000 $ 53,000
Cherokee, North Carolina 1 $ 135,000 $ 135,000 $ 130,000
Cumberland, North Carolina 1 $ 75,000 $ 75,000 $ 31,000
Greene, North Carolina 1 $ 185,000 $ 185,000 $ 55,000
Haywood, North Carolina 1 $ 275,000 $ 275,000 $ 117,000
Henderson, North Carolina 1 $ 295,000 $ 295,000 $ 173,000
Hoke, North Carolina 1 $ 215,000 $ 215,000 $ 226,000
Lenoir, North Carolina 1 $ 325,000 $ 325,000 $ 347,000
Madison, North Carolina 1 $ 245,000 $ 245,000 $ 50,000
Martin, North Carolina 1 $ 125,000 $ 125,000 $ 61,000
Pamlico, North Carolina 1 $ 145,000 $ 145,000 $ 58,000
Pasquotank, North Carolina 1 $ 305,000 $ 305,000 $ 213,000
Randolph, North Carolina 1 $ 165,000 $ 165,000 $ 43,000
Warren, North Carolina 1 $ 275,000 $ 275,000 $ 261,000
Watauga, North Carolina 1 $ 125,000 $ 125,000 $ 231,000
Yadkin, North Carolina 1 $ 55,000 $ 55,000 $ 13,000
Beaufort, South Carolina 1 $ 935,000 $ 935,000 $ 356,000
Dorchester, South Carolina 1 $ 235,000 $ 235,000 $ 54,000
Edgefield, South Carolina 1 $ 145,000 $ 145,000 $ 81,000
Florence, South Carolina 1 $ 415,000 $ 415,000 $ 500,000
Jasper, South Carolina 1 $ 285,000 $ 285,000 $ 65,000
Lancaster, South Carolina 1 $ 205,000 $ 205,000 $ 98,000
Pickens, South Carolina 1 $ 375,000 $ 375,000 $ 434,000
Dickson, Tennessee 1 $ 85,000 $ 85,000 $ 73,000
Hamblen, Tennessee 1 $ 235,000 $ 235,000 $ 41,000
Jefferson, Tennessee 1 $ 105,000 $ 105,000 $ 57,000
Knox, Tennessee 1 $ 255,000 $ 255,000 $ 88,000
Maury, Tennessee 1 $ 155,000 $ 155,000 $ 50,000
McMinn, Tennessee 1 $ 85,000 $ 85,000 $ 77,000
Montgomery, Tennessee 1 $ 85,000 $ 85,000 $ 50,000
Shelby, Tennessee 1 $ 155,000 $ 155,000 $ 458,000
Sumner, Tennessee 1 $ 265,000 $ 265,000 $ 153,000
Angelina, Texas 1 $ 325,000 $ 325,000 $ 88,000
Bell, Texas 1 $ 245,000 $ 245,000 $ 83,000
Brazos, Texas 1 $ 285,000 $ 285,000 $ 140,000
Caldwell, Texas 1 $ 455,000 $ 455,000 $ 600,000
El Paso, Texas 1 $ 1,605,000 $ 1,605,000 $ 620,000
Franklin, Texas 1 $ 215,000 $ 215,000 $ 88,000
Gregg, Texas 1 $ 165,000 $ 165,000 $ 65,000
Hood, Texas 1 $ 465,000 $ 465,000 $ 193,000
Jack, Texas 1 $ 235,000 $ 235,000 $ 570,000
Johnson, Texas 1 $ 255,000 $ 255,000 $ 152,000
Lamar, Texas 1 $ 385,000 $ 385,000 $ 124,000
Lubbock, Texas 1 $ 115,000 $ 115,000 $ 87,000
Midland, Texas 1 $ 795,000 $ 795,000 $ 250,000
Parker, Texas 1 $ 375,000 $ 375,000 $ 151,000
Polk, Texas 1 $ 275,000 $ 275,000 $ 161,000
Potter, Texas 1 $ 275,000 $ 275,000 $ 192,000
Uvalde, Texas 1 $ 275,000 $ 275,000 $ 360,000
Wise, Texas 1 $ 255,000 $ 255,000 $ 200,000
Alexandria, Virginia 1 $ 895,000 $ 895,000 $ 972,000
Fairfax City, Virginia 1 $ 745,000 $ 745,000 $ 450,000
Fauquier, Virginia 1 $ 315,000 $ 315,000 $ 385,000
Frederick, Virginia 1 $ 255,000 $ 255,000 $ 118,000
Hanover, Virginia 1 $ 405,000 $ 405,000 $ 130,000
Henrico, Virginia 1 $ 235,000 $ 235,000 $ 54,000
James City, Virginia 1 $ 345,000 $ 345,000 $ 213,000
Mecklenburg, Virginia 1 $ 225,000 $ 225,000 $ 204,000
Newport News, Virginia 1 $ 115,000 $ 115,000 $ 52,000
Roanoke City, Virginia 1 $ 85,000 $ 85,000 $ 32,000
Russell, Virginia 1 $ 285,000 $ 285,000 $ 1,987,000
Scott, Virginia 1 $ 105,000 $ 105,000 $ 60,000
Spotsylvania, Virginia 1 $ 225,000 $ 225,000 $ 116,000
Suffolk, Virginia 1 $ 275,000 $ 275,000 $ 122,000
Williamsburg, Virginia 1 $ 355,000 $ 355,000 $ 0
Walworth, Wisconsin 1 $ 115,000 $ 115,000 $ 121,000

Mortgage Loan Application Detail Totals for Angel Oak Home Loans LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,267 $767,575,000 $338,000 $3,615,000 $163,000 $2,474,000
Refinancing 578 $233,950,000 $404,000 $3,005,000 $209,000 $4,336,000
Cash-out Refinancing 29 $10,285,000 $354,000 $945,000 $126,000 $305,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,906 $675,230,000 $354,000 $3,505,000 $173,000 $4,336,000
Not Provided 319 $130,775,000 $409,000 $3,615,000 $210,000 $1,825,000
Black or African American 301 $88,435,000 $293,000 $1,935,000 $134,000 $1,207,000
Hispanic 216 $68,900,000 $318,000 $3,005,000 $145,000 $1,202,000
Asian 108 $39,010,000 $361,000 $1,485,000 $204,000 $1,969,000
American Indian or Alaskan Native 9 $1,905,000 $211,000 $425,000 $77,000 $130,000
Native Hawaiian or Other Pacific Islander 2 $490,000 $245,000 $365,000 $85,000 $137,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,290 $877,680,000 $383,000 $3,615,000 $196,000 $4,336,000
FHA-insured (Federal Housing Administration) 415 $92,405,000 $222,000 $695,000 $79,000 $229,000
VA-guaranteed (Veterans Administration) 126 $34,960,000 $277,000 $705,000 $89,000 $303,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $6,765,000 $157,000 $275,000 $53,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,990 $681,490,000 $342,000 $3,505,000 $164,000 $4,332,000
Application Withdrawn By Applicant 529 $194,425,000 $367,000 $3,005,000 $192,000 $3,284,000
Application Denied By Financial Institution 209 $79,015,000 $378,000 $3,615,000 $178,000 $1,530,000
Application Approved But Not Accepted 144 $56,460,000 $392,000 $3,005,000 $199,000 $4,336,000
File Closed For Incompleteness 2 $420,000 $210,000 $235,000 $88,000 $133,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,665 $932,795,000 $350,000 $3,505,000 $172,000 $4,336,000
Debt-To-Income Ratio 51 $16,505,000 $323,000 $1,075,000 $108,000 $287,000
Other 42 $13,170,000 $313,000 $715,000 $178,000 $1,254,000
Collateral 31 $8,795,000 $283,000 $755,000 $219,000 $1,530,000
Credit Application Incomplete 30 $20,790,000 $693,000 $3,615,000 $266,000 $1,101,000
Credit History 27 $10,075,000 $373,000 $1,065,000 $183,000 $1,202,000
Unverifiable Information 18 $5,030,000 $279,000 $635,000 $153,000 $598,000
Insufficient Cash (Downpayment, Closing Cost) 6 $3,250,000 $541,000 $1,105,000 $228,000 $385,000
Employment History 4 $1,400,000 $350,000 $805,000 $90,000 $179,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Angel Oak Home Loans LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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