Angel Oak Home Loans Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Angel Oak Home Loans Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Angel Oak Home Loans Llc
3600 Peachtree Road Nw, Suite 500
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 2,874
Total Mortgage Loan Application Amount $1,011,810,000
Average Mortgage Loan Application Amount $365,333
Highest Mortgage Loan Application Amount $3,615,000
Average Applicant Income $166,000
Highest Applicant Income $4,336,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Angel Oak Home Loans Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Angel Oak Home Loans Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Angel Oak Home Loans Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Angel Oak Home Loans Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Angel Oak Home Loans Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Angel Oak Home Loans Llc's mortgage activity for 2018.

Mortgage Loan Application Totals for Angel Oak Home Loans Llc by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-ROSWELL, GA 809 $ 296,935,000 $ 367,000 $ 169,000
NA (OUTSIDE OF MSA/MD) 175 $ 38,185,000 $ 206,500 $ 159,785
WILMINGTON, NC 130 $ 32,880,000 $ 252,000 $ 115,000
GREENVILLE, NC 120 $ 21,690,000 $ 180,000 $ 99,000
ORLANDO-KISSIMMEE-SANFORD, FL 106 $ 29,740,000 $ 280,000 $ 133,000
DALLAS-PLANO-IRVING, TX 103 $ 32,955,000 $ 319,000 $ 148,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 103 $ 61,115,000 $ 593,000 $ 245,000
RALEIGH, NC 97 $ 26,995,000 $ 278,000 $ 127,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 89 $ 18,805,000 $ 194,500 $ 82,500
CHARLOTTE-CONCORD-GASTONIA, NC-SC 82 $ 23,550,000 $ 355,500 $ 157,500
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 73 $ 26,765,000 $ 366,000 $ 317,000
OXNARD-THOUSAND OAKS-VENTURA, CA 66 $ 41,900,000 $ 634,000 $ 295,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 58 $ 19,310,000 $ 332,000 $ 174,000
ANAHEIM-SANTA ANA-IRVINE, CA 53 $ 40,605,000 $ 766,000 $ 374,000
JACKSONVILLE, FL 53 $ 15,815,000 $ 298,000 $ 176,000
NEW ORLEANS-METAIRIE, LA 52 $ 13,400,000 $ 257,000 $ 133,000
BATON ROUGE, LA 36 $ 11,670,000 $ 324,000 $ 175,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 36 $ 18,860,000 $ 523,000 $ 240,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 29 $ 9,515,000 $ 328,000 $ 225,000
FORT WORTH-ARLINGTON, TX 28 $ 9,230,000 $ 329,000 $ 180,000
MIAMI-MIAMI BEACH-KENDALL, FL 28 $ 12,450,000 $ 444,000 $ 331,000
ROCKY MOUNT, NC 24 $ 3,970,000 $ 165,000 $ 75,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 23 $ 7,745,000 $ 336,000 $ 172,000
DURHAM-CHAPEL HILL, NC 22 $ 5,770,000 $ 262,000 $ 115,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 19 $ 10,525,000 $ 553,000 $ 230,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 17 $ 11,665,000 $ 784,000 $ 618,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 16 $ 7,900,000 $ 493,000 $ 138,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 15 $ 4,675,000 $ 311,000 $ 317,000
GAINESVILLE, GA 15 $ 5,225,000 $ 348,000 $ 139,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 15 $ 4,255,000 $ 283,000 $ 97,000
SAN DIEGO-CARLSBAD, CA 14 $ 12,460,000 $ 890,000 $ 344,000
SANTA MARIA-SANTA BARBARA, CA 13 $ 13,515,000 $ 1,039,000 $ 565,000
AUSTIN-ROUND ROCK, TX 12 $ 6,820,000 $ 568,000 $ 243,000
COLUMBIA, SC 12 $ 1,650,000 $ 137,000 $ 79,000
PHOENIX-MESA-SCOTTSDALE, AZ 11 $ 2,755,000 $ 250,000 $ 47,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 11 $ 10,185,000 $ 925,000 $ 411,000
BALTIMORE-COLUMBIA-TOWSON, MD 10 $ 3,060,000 $ 306,000 $ 122,000
GREENSBORO-HIGH POINT, NC 10 $ 2,790,000 $ 279,000 $ 116,000
GREENVILLE-ANDERSON-MAULDIN, SC 10 $ 2,950,000 $ 295,000 $ 143,000
JACKSONVILLE, NC 10 $ 1,960,000 $ 196,000 $ 76,000
CHARLESTON-NORTH CHARLESTON, SC 9 $ 2,385,000 $ 265,000 $ 92,000
ASHEVILLE, NC 8 $ 2,800,000 $ 350,000 $ 124,000
ATHENS-CLARKE COUNTY, GA 7 $ 2,255,000 $ 322,000 $ 190,000
KANKAKEE, IL 7 $ 915,000 $ 130,000 $ 52,000
OAKLAND-HAYWARD-BERKELEY, CA 7 $ 4,965,000 $ 709,000 $ 227,000
RICHMOND, VA 7 $ 1,515,000 $ 216,000 $ 111,000
VALDOSTA, GA 7 $ 1,475,000 $ 210,000 $ 88,000
WINSTON-SALEM, NC 7 $ 1,265,000 $ 180,000 $ 72,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 6 $ 2,460,000 $ 410,000 $ 309,000
NEWARK, NJ-PA 6 $ 2,610,000 $ 435,000 $ 203,000
OCALA, FL 6 $ 1,750,000 $ 291,000 $ 159,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 6 $ 4,960,000 $ 826,000 $ 248,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 6 $ 1,680,000 $ 280,000 $ 92,000
BAKERSFIELD, CA 5 $ 715,000 $ 143,000 $ 99,000
BIRMINGHAM-HOOVER, AL 5 $ 1,655,000 $ 331,000 $ 110,000
CAMDEN, NJ 5 $ 1,685,000 $ 337,000 $ 295,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 5 $ 2,865,000 $ 573,000 $ 211,000
LAKELAND-WINTER HAVEN, FL 5 $ 625,000 $ 125,000 $ 67,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 5 $ 1,835,000 $ 367,000 $ 206,000
VALLEJO-FAIRFIELD, CA 5 $ 1,675,000 $ 335,000 $ 107,000
CAPE CORAL-FORT MYERS, FL 4 $ 980,000 $ 245,000 $ 107,000
FRESNO, CA 4 $ 740,000 $ 185,000 $ 37,000
GAINESVILLE, FL 4 $ 1,180,000 $ 295,000 $ 268,000
GOLDSBORO, NC 4 $ 700,000 $ 175,000 $ 77,000
HAMMOND, LA 4 $ 830,000 $ 207,000 $ 108,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 4 $ 1,760,000 $ 440,000 $ 116,000
NEW BERN, NC 4 $ 980,000 $ 245,000 $ 104,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 4 $ 1,860,000 $ 465,000 $ 181,000
NORTH PORT-SARASOTA-BRADENTON, FL 4 $ 1,030,000 $ 257,000 $ 465,000
SALINAS, CA 4 $ 1,800,000 $ 450,000 $ 214,000
SHERMAN-DENISON, TX 4 $ 1,620,000 $ 405,000 $ 153,000
AUGUSTA-RICHMOND COUNTY, GA-SC 3 $ 435,000 $ 145,000 $ 50,000
DAPHNE-FAIRHOPE-FOLEY, AL 3 $ 635,000 $ 211,000 $ 224,000
MADERA, CA 3 $ 785,000 $ 261,000 $ 80,000
NAPA, CA 3 $ 3,085,000 $ 1,028,000 $ 204,000
PANAMA CITY, FL 3 $ 1,695,000 $ 565,000 $ 161,000
PENSACOLA-FERRY PASS-BRENT, FL 3 $ 485,000 $ 161,000 $ 137,000
PORT ST. LUCIE, FL 3 $ 2,345,000 $ 781,000 $ 205,000
PUNTA GORDA, FL 3 $ 425,000 $ 141,000 $ 75,000
SEBASTIAN-VERO BEACH, FL 3 $ 1,575,000 $ 525,000 $ 351,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 3 $ 1,565,000 $ 521,000 $ 125,000
SPARTANBURG, SC 3 $ 385,000 $ 128,000 $ 82,000
STOCKTON-LODI, CA 3 $ 1,485,000 $ 495,000 $ 175,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 2 $ 500,000 $ 250,000 $ 87,000
CHATTANOOGA, TN-GA 2 $ 520,000 $ 260,000 $ 114,000
FAYETTEVILLE, NC 2 $ 290,000 $ 145,000 $ 128,000
GARY, IN 2 $ 650,000 $ 325,000 $ 102,000
GULFPORT-BILOXI-PASCAGOULA, MS 2 $ 270,000 $ 135,000 $ 83,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 2 $ 1,220,000 $ 610,000 $ 210,000
LAFAYETTE-WEST LAFAYETTE, IN 2 $ 490,000 $ 245,000 $ 92,000
MORRISTOWN, TN 2 $ 340,000 $ 170,000 $ 49,000
ROCKFORD, IL 2 $ 450,000 $ 225,000 $ 94,000
SAN ANTONIO-NEW BRAUNFELS, TX 2 $ 990,000 $ 495,000 $ 315,000
SANTA ROSA, CA 2 $ 1,150,000 $ 575,000 $ 646,000
ST. LOUIS, MO-IL 2 $ 450,000 $ 225,000 $ 109,000
TULSA, OK 2 $ 450,000 $ 225,000 $ 166,000
WACO, TX 2 $ 630,000 $ 315,000 $ 163,000
ALBANY, GA 1 $ 155,000 $ 155,000 $ 55,000
ALEXANDRIA, LA 1 $ 155,000 $ 155,000 $ 88,000
AMARILLO, TX 1 $ 275,000 $ 275,000 $ 192,000
ANNISTON-OXFORD-JACKSONVILLE, AL 1 $ 235,000 $ 235,000 $ 48,000
BLOOMINGTON, IL 1 $ 175,000 $ 175,000 $ 164,000
BLOOMINGTON, IN 1 $ 255,000 $ 255,000 $ 90,000
BRUNSWICK, GA 1 $ 365,000 $ 365,000 $ 266,000
CLARKSVILLE, TN-KY 1 $ 85,000 $ 85,000 $ 50,000
COLLEGE STATION-BRYAN, TX 1 $ 285,000 $ 285,000 $ 140,000
DOTHAN, AL 1 $ 85,000 $ 85,000 $ 66,000
EL PASO, TX 1 $ 1,605,000 $ 1,605,000 $ 620,000
ELGIN, IL 1 $ 575,000 $ 575,000 $ 338,000
EVANSVILLE, IN-KY 1 $ 85,000 $ 85,000 $ 20,000
FLORENCE, SC 1 $ 415,000 $ 415,000 $ 500,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 235,000 $ 235,000 $ 53,000
HOMOSASSA SPRINGS, FL 1 $ 65,000 $ 65,000 $ 120,000
HUNTSVILLE, AL 1 $ 165,000 $ 165,000 $ 132,000
KILLEEN-TEMPLE, TX 1 $ 245,000 $ 245,000 $ 83,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 105,000 $ 105,000 $ 60,000
KNOXVILLE, TN 1 $ 255,000 $ 255,000 $ 88,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 545,000 $ 545,000 $ 332,000
LONGVIEW, TX 1 $ 165,000 $ 165,000 $ 65,000
LUBBOCK, TX 1 $ 115,000 $ 115,000 $ 87,000
MEMPHIS, TN-MS-AR 1 $ 155,000 $ 155,000 $ 458,000
MIDLAND, TX 1 $ 795,000 $ 795,000 $ 250,000
MONTGOMERY, AL 1 $ 585,000 $ 585,000 $ 185,000
REDDING, CA 1 $ 285,000 $ 285,000 $ 114,000
ROANOKE, VA 1 $ 85,000 $ 85,000 $ 32,000
ROME, GA 1 $ 105,000 $ 105,000 $ 34,000
SALISBURY, MD-DE 1 $ 765,000 $ 765,000 $ 240,000
SAVANNAH, GA 1 $ 95,000 $ 95,000 $ 62,000
SHREVEPORT-BOSSIER CITY, LA 1 $ 105,000 $ 105,000 $ 23,000
TALLAHASSEE, FL 1 $ 225,000 $ 225,000 $ 116,000
THE VILLAGES, FL 1 $ 195,000 $ 195,000 $ 82,000
WARNER ROBINS, GA 1 $ 125,000 $ 125,000 $ 36,000
WILMINGTON, DE-MD-NJ 1 $ 275,000 $ 275,000 $ 134,000
WINCHESTER, VA-WV 1 $ 255,000 $ 255,000 $ 118,000

Mortgage Loan Application Detail Totals for Angel Oak Home Loans Llc in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,267 $767,575,000 $338,000 $3,615,000 $163,000 $2,474,000
Refinancing 578 $233,950,000 $404,000 $3,005,000 $209,000 $4,336,000
Cash-out Refinancing 29 $10,285,000 $354,000 $945,000 $126,000 $305,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,906 $675,230,000 $354,000 $3,505,000 $173,000 $4,336,000
Not Provided 319 $130,775,000 $409,000 $3,615,000 $210,000 $1,825,000
Black or African American 301 $88,435,000 $293,000 $1,935,000 $134,000 $1,207,000
Hispanic 216 $68,900,000 $318,000 $3,005,000 $145,000 $1,202,000
Asian 108 $39,010,000 $361,000 $1,485,000 $204,000 $1,969,000
American Indian or Alaskan Native 9 $1,905,000 $211,000 $425,000 $77,000 $130,000
Native Hawaiian or Other Pacific Islander 2 $490,000 $245,000 $365,000 $85,000 $137,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,290 $877,680,000 $383,000 $3,615,000 $196,000 $4,336,000
FHA-insured (Federal Housing Administration) 415 $92,405,000 $222,000 $695,000 $79,000 $229,000
VA-guaranteed (Veterans Administration) 126 $34,960,000 $277,000 $705,000 $89,000 $303,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $6,765,000 $157,000 $275,000 $53,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,990 $681,490,000 $342,000 $3,505,000 $164,000 $4,332,000
Application Withdrawn By Applicant 529 $194,425,000 $367,000 $3,005,000 $192,000 $3,284,000
Application Denied By Financial Institution 209 $79,015,000 $378,000 $3,615,000 $178,000 $1,530,000
Application Approved But Not Accepted 144 $56,460,000 $392,000 $3,005,000 $199,000 $4,336,000
File Closed For Incompleteness 2 $420,000 $210,000 $235,000 $88,000 $133,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,665 $932,795,000 $350,000 $3,505,000 $172,000 $4,336,000
Debt-To-Income Ratio 51 $16,505,000 $323,000 $1,075,000 $108,000 $287,000
Other 42 $13,170,000 $313,000 $715,000 $178,000 $1,254,000
Collateral 31 $8,795,000 $283,000 $755,000 $219,000 $1,530,000
Credit Application Incomplete 30 $20,790,000 $693,000 $3,615,000 $266,000 $1,101,000
Credit History 27 $10,075,000 $373,000 $1,065,000 $183,000 $1,202,000
Unverifiable Information 18 $5,030,000 $279,000 $635,000 $153,000 $598,000
Insufficient Cash (Downpayment, Closing Cost) 6 $3,250,000 $541,000 $1,105,000 $228,000 $385,000
Employment History 4 $1,400,000 $350,000 $805,000 $90,000 $179,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Angel Oak Home Loans Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Georgia Lender List