Angel Oak Home Loans LLC Mortgage Lending & HMDA Data, 2020

In 2020, Angel Oak Home Loans LLC of Atlanta, GA reported 10,110 mortgage applications totaling $3.0 billion, up 76% from 2019. The average application was for $298,041, and applicants reported an average income of $133,789. 75% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,078), Wilmington, NC (459) and Austin-Round Rock, TX (393) (applications in parentheses).

Mortgage Company & Address Angel Oak Home Loans LLC
3600 Peachtree Road Nw, Suite 500
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 10,110
Total Mortgage Loan Application Amount $3,013,200,000
Average Mortgage Loan Application Amount $298,041
Highest Mortgage Loan Application Amount $3,205,000
Average Applicant Income $133,789
Highest Applicant Income $9,284,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Angel Oak Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Angel Oak Home Loans LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 665 $ 313,405,000 $ 471,285 $ 238,000
Cobb, Georgia 370 $ 115,530,000 $ 312,243 $ 130,000
New Hanover, North Carolina 339 $ 86,805,000 $ 256,061 $ 120,000
Bexar, Texas 292 $ 74,460,000 $ 255,000 $ 101,000
Wake, North Carolina 289 $ 86,395,000 $ 298,944 $ 141,000
Brunswick, North Carolina 254 $ 59,070,000 $ 232,559 $ 98,000
Travis, Texas 238 $ 75,000,000 $ 315,126 $ 135,000
DeKalb, Georgia 233 $ 92,025,000 $ 394,957 $ 159,000
St. Tammany, Louisiana 233 $ 68,015,000 $ 291,909 $ 145,000
Pitt, North Carolina 229 $ 49,555,000 $ 216,397 $ 116,000
Richland, South Carolina 221 $ 31,855,000 $ 144,140 $ 60,000
Lowndes, Georgia 211 $ 42,615,000 $ 201,966 $ 88,000
Cherokee, Georgia 196 $ 54,910,000 $ 280,153 $ 107,000
Mecklenburg, North Carolina 193 $ 57,805,000 $ 299,507 $ 141,000
Gwinnett, Georgia 184 $ 59,740,000 $ 324,673 $ 125,000
Tift, Georgia 163 $ 32,855,000 $ 201,564 $ 85,000
Orange, Florida 157 $ 58,985,000 $ 375,700 $ 139,000
Chatham, Georgia 147 $ 33,485,000 $ 227,789 $ 84,000
East Baton Rouge, Louisiana 136 $ 43,910,000 $ 322,867 $ 148,000
Charleston, South Carolina 135 $ 40,395,000 $ 299,222 $ 121,000
Wilson, North Carolina 126 $ 21,620,000 $ 171,587 $ 88,000
Madison, Mississippi 123 $ 34,825,000 $ 283,130 $ 119,000
Pender, North Carolina 120 $ 34,120,000 $ 284,333 $ 101,000
Lincoln, Mississippi 116 $ 20,700,000 $ 178,448 $ 80,000
Williamson, Texas 114 $ 30,010,000 $ 263,245 $ 123,000
Los Angeles, California 113 $ 60,075,000 $ 531,637 $ 219,000
Collin, Texas 109 $ 39,755,000 $ 364,724 $ 162,000
Effingham, Georgia 105 $ 22,415,000 $ 213,476 $ 84,000
Forsyth, Georgia 104 $ 34,190,000 $ 328,750 $ 138,000
Berkeley, South Carolina 97 $ 22,265,000 $ 229,536 $ 75,000
Dorchester, South Carolina 97 $ 20,625,000 $ 212,628 $ 80,000
Osceola, Florida 81 $ 24,705,000 $ 305,000 $ 101,000
Paulding, Georgia 81 $ 16,485,000 $ 203,518 $ 100,000
Broward, Florida 79 $ 28,955,000 $ 366,518 $ 170,000
Lexington, South Carolina 74 $ 11,410,000 $ 154,189 $ 63,000
Ventura, California 73 $ 36,775,000 $ 503,767 $ 164,000
Houston, Georgia 66 $ 11,510,000 $ 174,393 $ 74,000
Davidson, Tennessee 66 $ 27,940,000 $ 423,333 $ 171,000
Iredell, North Carolina 64 $ 20,070,000 $ 313,593 $ 138,000
Rankin, Mississippi 62 $ 14,910,000 $ 240,483 $ 99,000
Onslow, North Carolina 59 $ 13,755,000 $ 233,135 $ 107,000
Denton, Texas 56 $ 20,360,000 $ 363,571 $ 160,000
Dallas, Texas 52 $ 16,670,000 $ 320,576 $ 158,000
Durham, North Carolina 51 $ 11,485,000 $ 225,196 $ 116,000
Tarrant, Texas 50 $ 17,290,000 $ 345,800 $ 161,000
Nash, North Carolina 45 $ 9,385,000 $ 208,555 $ 77,000
Jefferson, Louisiana 41 $ 10,925,000 $ 266,463 $ 135,000
Hall, Georgia 40 $ 12,500,000 $ 312,500 $ 143,000
Orleans, Louisiana 38 $ 12,690,000 $ 333,947 $ 164,000
Miami-Dade, Florida 37 $ 22,055,000 $ 596,081 $ 376,000
Palm Beach, Florida 37 $ 11,805,000 $ 319,054 $ 197,000
Johnston, North Carolina 37 $ 8,395,000 $ 226,891 $ 91,000
Bryan, Georgia 36 $ 8,870,000 $ 246,388 $ 85,000
Williamson, Tennessee 36 $ 18,230,000 $ 506,388 $ 180,000
Harris, Texas 36 $ 14,300,000 $ 397,222 $ 198,000
Columbus, North Carolina 34 $ 5,310,000 $ 156,176 $ 72,000
Cabarrus, North Carolina 33 $ 8,435,000 $ 255,606 $ 83,000
Carteret, North Carolina 33 $ 10,705,000 $ 324,393 $ 220,000
Henry, Georgia 32 $ 7,250,000 $ 226,562 $ 91,000
Hays, Texas 32 $ 8,250,000 $ 257,812 $ 121,000
Bartow, Georgia 29 $ 6,865,000 $ 236,724 $ 80,000
El Paso, Texas 29 $ 6,475,000 $ 223,275 $ 100,000
Hillsborough, Florida 26 $ 7,640,000 $ 293,846 $ 175,000
Grayson, Texas 26 $ 7,870,000 $ 302,692 $ 109,000
Horry, South Carolina 25 $ 5,405,000 $ 216,200 $ 100,000
Fayette, Georgia 24 $ 9,030,000 $ 376,250 $ 211,000
Sumter, South Carolina 24 $ 3,720,000 $ 155,000 $ 47,000
Johnson, Texas 24 $ 8,350,000 $ 347,916 $ 140,000
Brevard, Florida 23 $ 7,635,000 $ 331,956 $ 113,000
Union, North Carolina 23 $ 8,495,000 $ 369,347 $ 171,000
Pinellas, Florida 22 $ 7,450,000 $ 338,636 $ 155,000
Clayton, Georgia 22 $ 3,290,000 $ 149,545 $ 60,000
Ascension, Louisiana 22 $ 4,900,000 $ 222,727 $ 120,000
Copiah, Mississippi 22 $ 3,700,000 $ 168,181 $ 77,000
Berrien, Georgia 21 $ 4,045,000 $ 192,619 $ 103,000
Jackson, Georgia 21 $ 5,105,000 $ 243,095 $ 110,000
Hinds, Mississippi 21 $ 4,075,000 $ 194,047 $ 93,000
Pike, Mississippi 21 $ 3,775,000 $ 179,761 $ 69,000
Kershaw, South Carolina 21 $ 4,075,000 $ 194,047 $ 46,000
Bulloch, Georgia 20 $ 3,570,000 $ 178,500 $ 74,000
Tangipahoa, Louisiana 20 $ 4,340,000 $ 217,000 $ 88,000
Beaufort, North Carolina 20 $ 4,330,000 $ 216,500 $ 121,000
Franklin, North Carolina 20 $ 5,260,000 $ 263,000 $ 93,000
Lincoln, North Carolina 20 $ 6,920,000 $ 346,000 $ 133,000
York, South Carolina 20 $ 6,610,000 $ 330,500 $ 117,000
Fairfax, Virginia 20 $ 13,440,000 $ 672,000 $ 193,000
Coweta, Georgia 19 $ 5,335,000 $ 280,789 $ 149,000
Upson, Georgia 19 $ 2,295,000 $ 120,789 $ 45,000
Ellis, Texas 19 $ 6,295,000 $ 331,315 $ 126,000
Rockwall, Texas 19 $ 8,185,000 $ 430,789 $ 244,000
Maricopa, Arizona 18 $ 6,050,000 $ 336,111 $ 154,000
Volusia, Florida 18 $ 4,490,000 $ 249,444 $ 281,000
Harrison, Mississippi 18 $ 2,900,000 $ 161,111 $ 69,000
Dona Ana, New Mexico 18 $ 3,350,000 $ 186,111 $ 114,000
Guilford, North Carolina 18 $ 3,760,000 $ 208,888 $ 97,000
Fort Bend, Texas 18 $ 6,560,000 $ 364,444 $ 195,000
Duval, Florida 17 $ 4,225,000 $ 248,529 $ 95,000
Glynn, Georgia 17 $ 7,645,000 $ 449,705 $ 353,000
Livingston, Louisiana 17 $ 4,115,000 $ 242,058 $ 106,000
Guadalupe, Texas 17 $ 4,085,000 $ 240,294 $ 102,000
San Diego, California 16 $ 10,640,000 $ 665,000 $ 235,000
Sarasota, Florida 16 $ 6,800,000 $ 425,000 $ 179,000
Douglas, Georgia 16 $ 4,220,000 $ 263,750 $ 101,000
Orange, North Carolina 16 $ 4,550,000 $ 284,375 $ 151,000
Seminole, Florida 15 $ 4,375,000 $ 291,666 $ 91,000
Walton, Florida 15 $ 8,015,000 $ 534,333 $ 267,000
Cook, Georgia 15 $ 2,285,000 $ 152,333 $ 59,000
Polk, Florida 14 $ 3,510,000 $ 250,714 $ 145,000
Barrow, Georgia 14 $ 3,510,000 $ 250,714 $ 72,000
Fannin, Georgia 14 $ 6,130,000 $ 437,857 $ 232,000
Beaufort, South Carolina 14 $ 6,860,000 $ 490,000 $ 194,000
Comal, Texas 14 $ 5,480,000 $ 391,428 $ 215,000
San Bernardino, California 13 $ 5,195,000 $ 399,615 $ 159,000
Pickens, Georgia 13 $ 2,705,000 $ 208,076 $ 184,000
Catawba, North Carolina 13 $ 3,725,000 $ 286,538 $ 117,000
Gaston, North Carolina 13 $ 2,965,000 $ 228,076 $ 92,000
Bell, Texas 13 $ 2,325,000 $ 178,846 $ 96,000
Newton, Georgia 12 $ 3,070,000 $ 255,833 $ 54,000
Rowan, North Carolina 12 $ 3,600,000 $ 300,000 $ 145,000
Riverside, California 11 $ 5,405,000 $ 491,363 $ 344,000
Martin, Florida 11 $ 2,605,000 $ 236,818 $ 109,000
Liberty, Georgia 11 $ 2,155,000 $ 195,909 $ 65,000
Anne Arundel, Maryland 11 $ 5,935,000 $ 539,545 $ 302,000
Jackson, Mississippi 11 $ 2,105,000 $ 191,363 $ 74,000
Alamance, North Carolina 11 $ 1,955,000 $ 177,727 $ 103,000
Harnett, North Carolina 11 $ 2,525,000 $ 229,545 $ 109,000
Lancaster, South Carolina 11 $ 3,365,000 $ 305,909 $ 97,000
Lee, Florida 10 $ 4,520,000 $ 452,000 $ 183,000
Clarke, Georgia 10 $ 3,040,000 $ 304,000 $ 135,000
Dawson, Georgia 10 $ 2,290,000 $ 229,000 $ 94,000
Floyd, Georgia 10 $ 1,780,000 $ 178,000 $ 90,000
Gilmer, Georgia 10 $ 1,880,000 $ 188,000 $ 136,000
Cook, Illinois 10 $ 3,290,000 $ 329,000 $ 152,000
Montgomery, Maryland 10 $ 4,890,000 $ 489,000 $ 164,000
Forsyth, North Carolina 10 $ 2,670,000 $ 267,000 $ 98,000
Granville, North Carolina 10 $ 2,330,000 $ 233,000 $ 109,000
Hamilton, Tennessee 10 $ 2,070,000 $ 207,000 $ 164,000
Montgomery, Texas 10 $ 3,100,000 $ 310,000 $ 125,000
Jefferson, Colorado 9 $ 2,575,000 $ 286,111 $ 170,000
District of Columbia, District Of Columbia 9 $ 4,435,000 $ 492,777 $ 164,000
Pike, Georgia 9 $ 1,875,000 $ 208,333 $ 81,000
Chatham, North Carolina 9 $ 3,325,000 $ 369,444 $ 145,000
Craven, North Carolina 9 $ 2,165,000 $ 240,555 $ 82,000
Cumberland, North Carolina 9 $ 1,305,000 $ 145,000 $ 66,000
Orangeburg, South Carolina 9 $ 1,525,000 $ 169,444 $ 40,000
Shelby, Tennessee 9 $ 3,675,000 $ 408,333 $ 525,000
Burnet, Texas 9 $ 2,435,000 $ 270,555 $ 83,000
Kaufman, Texas 9 $ 2,265,000 $ 251,666 $ 103,000
Wilson, Texas 9 $ 2,805,000 $ 311,666 $ 124,000
Douglas, Colorado 8 $ 6,020,000 $ 752,500 $ 233,000
Collier, Florida 8 $ 7,810,000 $ 976,250 $ 531,000
Lake, Florida 8 $ 1,690,000 $ 211,250 $ 72,000
Carroll, Georgia 8 $ 1,850,000 $ 231,250 $ 98,000
Walton, Georgia 8 $ 2,120,000 $ 265,000 $ 81,000
St. Charles, Louisiana 8 $ 1,930,000 $ 241,250 $ 93,000
Wilson, Tennessee 8 $ 2,450,000 $ 306,250 $ 124,000
Parker, Texas 8 $ 2,650,000 $ 331,250 $ 204,000
Loudoun, Virginia 8 $ 4,730,000 $ 591,250 $ 165,000
Baldwin, Alabama 7 $ 1,815,000 $ 259,285 $ 135,000
Orange, California 7 $ 7,645,000 $ 1,092,142 $ 689,000
Sacramento, California 7 $ 1,925,000 $ 275,000 $ 116,000
Escambia, Florida 7 $ 2,405,000 $ 343,571 $ 120,000
Santa Rosa, Florida 7 $ 3,085,000 $ 440,714 $ 180,000
St. Johns, Florida 7 $ 3,215,000 $ 459,285 $ 142,000
St. Lucie, Florida 7 $ 1,725,000 $ 246,428 $ 137,000
Baldwin, Georgia 7 $ 1,655,000 $ 236,428 $ 114,000
Ben Hill, Georgia 7 $ 765,000 $ 109,285 $ 46,000
Butts, Georgia 7 $ 1,585,000 $ 226,428 $ 183,000
Lumpkin, Georgia 7 $ 1,615,000 $ 230,714 $ 82,000
Peach, Georgia 7 $ 705,000 $ 100,714 $ 34,000
Spalding, Georgia 7 $ 865,000 $ 123,571 $ 48,000
Oktibbeha, Mississippi 7 $ 1,285,000 $ 183,571 $ 188,000
Middlesex, New Jersey 7 $ 1,845,000 $ 263,571 $ 102,000
Duplin, North Carolina 7 $ 1,395,000 $ 199,285 $ 106,000
Maury, Tennessee 7 $ 1,835,000 $ 262,142 $ 233,000
Sumner, Tennessee 7 $ 1,705,000 $ 243,571 $ 112,000
Galveston, Texas 7 $ 2,485,000 $ 355,000 $ 145,000
Chesapeake, Virginia 7 $ 2,135,000 $ 305,000 $ 119,000
Contra Costa, California 6 $ 1,960,000 $ 326,666 $ 160,000
Monroe, Florida 6 $ 6,950,000 $ 1,158,333 $ 272,000
Pasco, Florida 6 $ 2,220,000 $ 370,000 $ 525,000
Bibb, Georgia 6 $ 960,000 $ 160,000 $ 68,000
Brooks, Georgia 6 $ 1,250,000 $ 208,333 $ 84,000
Greene, Georgia 6 $ 2,310,000 $ 385,000 $ 216,000
Lamar, Georgia 6 $ 870,000 $ 145,000 $ 44,000
Madison, Georgia 6 $ 960,000 $ 160,000 $ 60,000
Oconee, Georgia 6 $ 2,470,000 $ 411,666 $ 145,000
Putnam, Georgia 6 $ 2,260,000 $ 376,666 $ 149,000
Worth, Georgia 6 $ 910,000 $ 151,666 $ 85,000
Lafourche, Louisiana 6 $ 1,110,000 $ 185,000 $ 111,000
Terrebonne, Louisiana 6 $ 1,730,000 $ 288,333 $ 106,000
Baltimore, Maryland 6 $ 2,170,000 $ 361,666 $ 171,000
Hancock, Mississippi 6 $ 970,000 $ 161,666 $ 101,000
Dare, North Carolina 6 $ 2,190,000 $ 365,000 $ 277,000
Davidson, North Carolina 6 $ 1,040,000 $ 173,333 $ 89,000
Cuyahoga, Ohio 6 $ 1,430,000 $ 238,333 $ 74,000
Multnomah, Oregon 6 $ 2,180,000 $ 363,333 $ 132,000
Kendall, Texas 6 $ 2,640,000 $ 440,000 $ 224,000
Santa Barbara, California 5 $ 3,995,000 $ 799,000 $ 332,000
El Paso, Colorado 5 $ 1,825,000 $ 365,000 $ 95,000
Manatee, Florida 5 $ 2,925,000 $ 585,000 $ 326,000
Putnam, Florida 5 $ 475,000 $ 95,000 $ 52,000
Crisp, Georgia 5 $ 1,485,000 $ 297,000 $ 121,000
Lanier, Georgia 5 $ 985,000 $ 197,000 $ 87,000
Monroe, Georgia 5 $ 1,045,000 $ 209,000 $ 76,000
Worcester, Maryland 5 $ 1,525,000 $ 305,000 $ 368,000
Yazoo, Mississippi 5 $ 705,000 $ 141,000 $ 88,000
Union, New Jersey 5 $ 2,085,000 $ 417,000 $ 181,000
Buncombe, North Carolina 5 $ 3,685,000 $ 737,000 $ 274,000
Edgecombe, North Carolina 5 $ 795,000 $ 159,000 $ 58,000
Henderson, North Carolina 5 $ 2,095,000 $ 419,000 $ 72,000
Moore, North Carolina 5 $ 1,355,000 $ 271,000 $ 89,000
Stanly, North Carolina 5 $ 935,000 $ 187,000 $ 59,000
Watauga, North Carolina 5 $ 1,835,000 $ 367,000 $ 186,000
Wayne, North Carolina 5 $ 895,000 $ 179,000 $ 78,000
Greenville, South Carolina 5 $ 885,000 $ 177,000 $ 109,000
Rutherford, Tennessee 5 $ 885,000 $ 177,000 $ 72,000
Bastrop, Texas 5 $ 975,000 $ 195,000 $ 53,000
Nueces, Texas 5 $ 1,915,000 $ 383,000 $ 100,000
Chesterfield, Virginia 5 $ 1,885,000 $ 377,000 $ 175,000
Prince William, Virginia 5 $ 1,605,000 $ 321,000 $ 192,000
Kern, California 4 $ 1,410,000 $ 352,500 $ 322,000
Alachua, Florida 4 $ 1,020,000 $ 255,000 $ 262,000
Marion, Florida 4 $ 1,670,000 $ 417,500 $ 102,000
Colquitt, Georgia 4 $ 530,000 $ 132,500 $ 56,000
Columbia, Georgia 4 $ 1,000,000 $ 250,000 $ 71,000
Echols, Georgia 4 $ 790,000 $ 197,500 $ 61,000
Haralson, Georgia 4 $ 720,000 $ 180,000 $ 75,000
Irwin, Georgia 4 $ 830,000 $ 207,500 $ 79,000
Rockdale, Georgia 4 $ 800,000 $ 200,000 $ 65,000
Union, Georgia 4 $ 960,000 $ 240,000 $ 144,000
DuPage, Illinois 4 $ 2,180,000 $ 545,000 $ 128,000
Marion, Indiana 4 $ 780,000 $ 195,000 $ 224,000
West Baton Rouge, Louisiana 4 $ 730,000 $ 182,500 $ 86,000
Howard, Maryland 4 $ 1,460,000 $ 365,000 $ 136,000
Prince George's, Maryland 4 $ 1,970,000 $ 492,500 $ 153,000
Amite, Mississippi 4 $ 390,000 $ 97,500 $ 44,000
Marion, Mississippi 4 $ 610,000 $ 152,500 $ 46,000
Bergen, New Jersey 4 $ 2,490,000 $ 622,500 $ 230,000
Camden, New Jersey 4 $ 1,360,000 $ 340,000 $ 232,000
Cape May, New Jersey 4 $ 1,260,000 $ 315,000 $ 108,000
Essex, New Jersey 4 $ 1,370,000 $ 342,500 $ 184,000
Hunterdon, New Jersey 4 $ 1,610,000 $ 402,500 $ 178,000
Ocean, New Jersey 4 $ 1,620,000 $ 405,000 $ 210,000
Cleveland, North Carolina 4 $ 770,000 $ 192,500 $ 95,000
Lenoir, North Carolina 4 $ 480,000 $ 120,000 $ 56,000
Aiken, South Carolina 4 $ 1,230,000 $ 307,500 $ 120,000
Florence, South Carolina 4 $ 630,000 $ 157,500 $ 52,000
Caldwell, Texas 4 $ 800,000 $ 200,000 $ 83,000
Hood, Texas 4 $ 1,370,000 $ 342,500 $ 152,000
Wood, Texas 4 $ 570,000 $ 142,500 $ 63,000
Waukesha, Wisconsin 4 $ 730,000 $ 182,500 $ 87,000
Calhoun, Alabama 3 $ 265,000 $ 88,333 $ 171,000
Mobile, Alabama 3 $ 805,000 $ 268,333 $ 203,000
Fresno, California 3 $ 735,000 $ 245,000 $ 138,000
Arapahoe, Colorado 3 $ 1,535,000 $ 511,666 $ 184,000
Boulder, Colorado 3 $ 2,145,000 $ 715,000 $ 166,000
Denver, Colorado 3 $ 795,000 $ 265,000 $ 177,000
Bay, Florida 3 $ 615,000 $ 205,000 $ 104,000
Clay, Florida 3 $ 675,000 $ 225,000 $ 92,000
Hernando, Florida 3 $ 375,000 $ 125,000 $ 66,000
Nassau, Florida 3 $ 815,000 $ 271,666 $ 131,000
Okaloosa, Florida 3 $ 1,925,000 $ 641,666 $ 102,000
Gordon, Georgia 3 $ 795,000 $ 265,000 $ 72,000
Habersham, Georgia 3 $ 515,000 $ 171,666 $ 72,000
Lee, Georgia 3 $ 785,000 $ 261,666 $ 78,000
McIntosh, Georgia 3 $ 605,000 $ 201,666 $ 92,000
Polk, Georgia 3 $ 535,000 $ 178,333 $ 129,000
Twiggs, Georgia 3 $ 325,000 $ 108,333 $ 51,000
Kane, Illinois 3 $ 745,000 $ 248,333 $ 158,000
St. Clair, Illinois 3 $ 375,000 $ 125,000 $ 75,000
St. Bernard, Louisiana 3 $ 615,000 $ 205,000 $ 104,000
Frederick, Maryland 3 $ 1,255,000 $ 418,333 $ 145,000
Oakland, Michigan 3 $ 705,000 $ 235,000 $ 179,000
Wayne, Michigan 3 $ 635,000 $ 211,666 $ 94,000
Franklin, Mississippi 3 $ 435,000 $ 145,000 $ 101,000
Lawrence, Mississippi 3 $ 315,000 $ 105,000 $ 70,000
Pearl River, Mississippi 3 $ 405,000 $ 135,000 $ 83,000
Warren, Mississippi 3 $ 705,000 $ 235,000 $ 108,000
Burlington, New Jersey 3 $ 1,185,000 $ 395,000 $ 148,000
Monmouth, New Jersey 3 $ 975,000 $ 325,000 $ 172,000
Somerset, New Jersey 3 $ 2,665,000 $ 888,333 $ 437,000
Eddy, New Mexico 3 $ 685,000 $ 228,333 $ 204,000
Avery, North Carolina 3 $ 1,595,000 $ 531,666 $ 362,000
Bladen, North Carolina 3 $ 615,000 $ 205,000 $ 84,000
Currituck, North Carolina 3 $ 835,000 $ 278,333 $ 62,000
Greene, North Carolina 3 $ 485,000 $ 161,666 $ 71,000
Haywood, North Carolina 3 $ 515,000 $ 171,666 $ 95,000
Jackson, North Carolina 3 $ 1,475,000 $ 491,666 $ 615,000
Macon, North Carolina 3 $ 785,000 $ 261,666 $ 271,000
Martin, North Carolina 3 $ 505,000 $ 168,333 $ 65,000
Person, North Carolina 3 $ 695,000 $ 231,666 $ 103,000
Rockingham, North Carolina 3 $ 605,000 $ 201,666 $ 73,000
Chester, Pennsylvania 3 $ 1,185,000 $ 395,000 $ 190,000
Colleton, South Carolina 3 $ 245,000 $ 81,666 $ 68,000
Jasper, South Carolina 3 $ 1,145,000 $ 381,666 $ 147,000
Robertson, Tennessee 3 $ 575,000 $ 191,666 $ 51,000
Brazos, Texas 3 $ 865,000 $ 288,333 $ 146,000
Cameron, Texas 3 $ 515,000 $ 171,666 $ 83,000
Hidalgo, Texas 3 $ 525,000 $ 175,000 $ 107,000
Hunt, Texas 3 $ 875,000 $ 291,666 $ 118,000
Llano, Texas 3 $ 1,635,000 $ 545,000 $ 231,000
Wise, Texas 3 $ 755,000 $ 251,666 $ 122,000
Alexandria, Virginia 3 $ 1,805,000 $ 601,666 $ 171,000
Arlington, Virginia 3 $ 1,255,000 $ 418,333 $ 175,000
Bedford, Virginia 3 $ 1,395,000 $ 465,000 $ 938,000
Warren, Virginia 3 $ 725,000 $ 241,666 $ 62,000
Racine, Wisconsin 3 $ 725,000 $ 241,666 $ 164,000
Jefferson, Alabama 2 $ 730,000 $ 365,000 $ 192,000
Madison, Alabama 2 $ 590,000 $ 295,000 $ 138,000
Russell, Alabama 2 $ 310,000 $ 155,000 $ 49,000
Shelby, Alabama 2 $ 660,000 $ 330,000 $ 101,000
Tuscaloosa, Alabama 2 $ 670,000 $ 335,000 $ 104,000
Navajo, Arizona 2 $ 800,000 $ 400,000 $ 155,000
Pima, Arizona 2 $ 1,400,000 $ 700,000 $ 194,000
Alameda, California 2 $ 880,000 $ 440,000 $ 201,000
Monterey, California 2 $ 3,290,000 $ 1,645,000 $ 486,000
Placer, California 2 $ 950,000 $ 475,000 $ 148,000
San Joaquin, California 2 $ 540,000 $ 270,000 $ 49,000
San Mateo, California 2 $ 2,120,000 $ 1,060,000 $ 125,000
Solano, California 2 $ 930,000 $ 465,000 $ 126,000
Tulare, California 2 $ 1,480,000 $ 740,000 $ 453,000
Broomfield, Colorado 2 $ 550,000 $ 275,000 $ 150,000
Larimer, Colorado 2 $ 930,000 $ 465,000 $ 245,000
Summit, Colorado 2 $ 1,880,000 $ 940,000 $ 163,000
Charlotte, Florida 2 $ 490,000 $ 245,000 $ 134,000
Gilchrist, Florida 2 $ 410,000 $ 205,000 $ 96,000
Madison, Florida 2 $ 260,000 $ 130,000 $ 79,000
Coffee, Georgia 2 $ 310,000 $ 155,000 $ 43,000
Dade, Georgia 2 $ 650,000 $ 325,000 $ 90,000
Early, Georgia 2 $ 110,000 $ 55,000 $ 27,000
Hancock, Georgia 2 $ 670,000 $ 335,000 $ 103,000
Miller, Georgia 2 $ 160,000 $ 80,000 $ 61,000
Pulaski, Georgia 2 $ 230,000 $ 115,000 $ 65,000
Screven, Georgia 2 $ 520,000 $ 260,000 $ 105,000
Stephens, Georgia 2 $ 630,000 $ 315,000 $ 96,000
Thomas, Georgia 2 $ 270,000 $ 135,000 $ 46,000
Turner, Georgia 2 $ 160,000 $ 80,000 $ 53,000
Walker, Georgia 2 $ 630,000 $ 315,000 $ 109,000
White, Georgia 2 $ 420,000 $ 210,000 $ 73,000
Wilcox, Georgia 2 $ 360,000 $ 180,000 $ 95,000
Wilkes, Georgia 2 $ 600,000 $ 300,000 $ 136,000
Bond, Illinois 2 $ 470,000 $ 235,000 $ 45,000
Boone, Illinois 2 $ 810,000 $ 405,000 $ 94,000
Will, Illinois 2 $ 750,000 $ 375,000 $ 177,000
Hamilton, Indiana 2 $ 460,000 $ 230,000 $ 51,000
East Feliciana, Louisiana 2 $ 630,000 $ 315,000 $ 102,000
Iberville, Louisiana 2 $ 370,000 $ 185,000 $ 49,000
Jefferson Davis, Louisiana 2 $ 480,000 $ 240,000 $ 109,000
Rapides, Louisiana 2 $ 310,000 $ 155,000 $ 102,000
Sabine, Louisiana 2 $ 330,000 $ 165,000 $ 60,000
Charles, Maryland 2 $ 740,000 $ 370,000 $ 146,000
St. Mary's, Maryland 2 $ 990,000 $ 495,000 $ 285,000
Jones, Mississippi 2 $ 610,000 $ 305,000 $ 121,000
Lee, Mississippi 2 $ 240,000 $ 120,000 $ 30,000
Hudson, New Jersey 2 $ 510,000 $ 255,000 $ 213,000
Taos, New Mexico 2 $ 600,000 $ 300,000 $ 237,000
Alleghany, North Carolina 2 $ 600,000 $ 300,000 $ 224,000
Ashe, North Carolina 2 $ 170,000 $ 85,000 $ 133,000
Caldwell, North Carolina 2 $ 400,000 $ 200,000 $ 126,000
Hoke, North Carolina 2 $ 410,000 $ 205,000 $ 92,000
Hyde, North Carolina 2 $ 830,000 $ 415,000 $ 116,000
Lee, North Carolina 2 $ 390,000 $ 195,000 $ 94,000
Mitchell, North Carolina 2 $ 350,000 $ 175,000 $ 98,000
Randolph, North Carolina 2 $ 640,000 $ 320,000 $ 112,000
Transylvania, North Carolina 2 $ 590,000 $ 295,000 $ 143,000
Delaware, Ohio 2 $ 710,000 $ 355,000 $ 147,000
Hamilton, Ohio 2 $ 530,000 $ 265,000 $ 438,000
Clackamas, Oregon 2 $ 1,060,000 $ 530,000 $ 141,000
Deschutes, Oregon 2 $ 1,070,000 $ 535,000 $ 170,000
Polk, Oregon 2 $ 350,000 $ 175,000 $ 83,000
Washington, Oregon 2 $ 890,000 $ 445,000 $ 173,000
Erie, Pennsylvania 2 $ 380,000 $ 190,000 $ 118,000
Philadelphia, Pennsylvania 2 $ 890,000 $ 445,000 $ 86,000
Anderson, South Carolina 2 $ 470,000 $ 235,000 $ 220,000
Clarendon, South Carolina 2 $ 300,000 $ 150,000 $ 50,000
Georgetown, South Carolina 2 $ 810,000 $ 405,000 $ 219,000
Newberry, South Carolina 2 $ 260,000 $ 130,000 $ 40,000
Oconee, South Carolina 2 $ 840,000 $ 420,000 $ 223,000
Spartanburg, South Carolina 2 $ 230,000 $ 115,000 $ 40,000
Cumberland, Tennessee 2 $ 270,000 $ 135,000 $ 73,000
Dickson, Tennessee 2 $ 600,000 $ 300,000 $ 73,000
McMinn, Tennessee 2 $ 860,000 $ 430,000 $ 162,000
Aransas, Texas 2 $ 520,000 $ 260,000 $ 454,000
Coke, Texas 2 $ 130,000 $ 65,000 $ 29,000
Cooke, Texas 2 $ 520,000 $ 260,000 $ 100,000
Coryell, Texas 2 $ 200,000 $ 100,000 $ 136,000
Ector, Texas 2 $ 540,000 $ 270,000 $ 233,000
Panola, Texas 2 $ 320,000 $ 160,000 $ 73,000
Smith, Texas 2 $ 650,000 $ 325,000 $ 242,000
Walker, Texas 2 $ 380,000 $ 190,000 $ 65,000
Albemarle, Virginia 2 $ 1,230,000 $ 615,000 $ 166,000
Fairfax City, Virginia 2 $ 810,000 $ 405,000 $ 197,000
Hanover, Virginia 2 $ 510,000 $ 255,000 $ 120,000
Henrico, Virginia 2 $ 920,000 $ 460,000 $ 144,000
James City, Virginia 2 $ 970,000 $ 485,000 $ 125,000
Newport News, Virginia 2 $ 620,000 $ 310,000 $ 47,000
Roanoke, Virginia 2 $ 460,000 $ 230,000 $ 111,000
Stafford, Virginia 2 $ 600,000 $ 300,000 $ 141,000
Virginia Beach, Virginia 2 $ 210,000 $ 105,000 $ 47,000
Dane, Wisconsin 2 $ 610,000 $ 305,000 $ 185,000
Kenosha, Wisconsin 2 $ 600,000 $ 300,000 $ 193,000
Ozaukee, Wisconsin 2 $ 990,000 $ 495,000 $ 199,000
Blount, Alabama 1 $ 475,000 $ 475,000 $ 234,000
Coosa, Alabama 1 $ 215,000 $ 215,000 $ 141,000
Henry, Alabama 1 $ 165,000 $ 165,000 $ 49,000
Limestone, Alabama 1 $ 105,000 $ 105,000 $ 25,000
Randolph, Alabama 1 $ 295,000 $ 295,000 $ 0
St. Clair, Alabama 1 $ 135,000 $ 135,000 $ 32,000
Tallapoosa, Alabama 1 $ 655,000 $ 655,000 $ 0
Coconino, Arizona 1 $ 755,000 $ 755,000 $ 174,000
Mohave, Arizona 1 $ 865,000 $ 865,000 $ 377,000
Del Norte, California 1 $ 455,000 $ 455,000 $ 350,000
El Dorado, California 1 $ 345,000 $ 345,000 $ 176,000
Imperial, California 1 $ 315,000 $ 315,000 $ 207,000
Lake, California 1 $ 355,000 $ 355,000 $ 84,000
Marin, California 1 $ 905,000 $ 905,000 $ 380,000
Merced, California 1 $ 175,000 $ 175,000 $ 99,000
Napa, California 1 $ 385,000 $ 385,000 $ 83,000
San Benito, California 1 $ 465,000 $ 465,000 $ 121,000
San Francisco, California 1 $ 425,000 $ 425,000 $ 286,000
San Luis Obispo, California 1 $ 325,000 $ 325,000 $ 155,000
Santa Clara, California 1 $ 735,000 $ 735,000 $ 285,000
Santa Cruz, California 1 $ 505,000 $ 505,000 $ 112,000
Sonoma, California 1 $ 255,000 $ 255,000 $ 24,000
Stanislaus, California 1 $ 415,000 $ 415,000 $ 95,000
Adams, Colorado 1 $ 215,000 $ 215,000 $ 249,000
Alamosa, Colorado 1 $ 165,000 $ 165,000 $ 68,000
Chaffee, Colorado 1 $ 255,000 $ 255,000 $ 58,000
Eagle, Colorado 1 $ 785,000 $ 785,000 $ 1,013,000
Garfield, Colorado 1 $ 485,000 $ 485,000 $ 265,000
Gunnison, Colorado 1 $ 1,205,000 $ 1,205,000 $ 339,000
La Plata, Colorado 1 $ 865,000 $ 865,000 $ 542,000
Mesa, Colorado 1 $ 425,000 $ 425,000 $ 235,000
Montezuma, Colorado 1 $ 305,000 $ 305,000 $ 322,000
Pueblo, Colorado 1 $ 195,000 $ 195,000 $ 72,000
Sedgwick, Colorado 1 $ 155,000 $ 155,000 $ 73,000
Citrus, Florida 1 $ 485,000 $ 485,000 $ 79,000
DeSoto, Florida 1 $ 125,000 $ 125,000 $ 37,000
Flagler, Florida 1 $ 515,000 $ 515,000 $ 125,000
Franklin, Florida 1 $ 165,000 $ 165,000 $ 204,000
Highlands, Florida 1 $ 265,000 $ 265,000 $ 168,000
Indian River, Florida 1 $ 155,000 $ 155,000 $ 34,000
Jefferson, Florida 1 $ 115,000 $ 115,000 $ 44,000
Leon, Florida 1 $ 295,000 $ 295,000 $ 110,000
Taylor, Florida 1 $ 175,000 $ 175,000 $ 87,000
Banks, Georgia 1 $ 155,000 $ 155,000 $ 211,000
Burke, Georgia 1 $ 115,000 $ 115,000 $ 60,000
Camden, Georgia 1 $ 165,000 $ 165,000 $ 0
Catoosa, Georgia 1 $ 215,000 $ 215,000 $ 118,000
Crawford, Georgia 1 $ 285,000 $ 285,000 $ 75,000
Decatur, Georgia 1 $ 175,000 $ 175,000 $ 75,000
Dodge, Georgia 1 $ 135,000 $ 135,000 $ 67,000
Evans, Georgia 1 $ 215,000 $ 215,000 $ 0
Franklin, Georgia 1 $ 135,000 $ 135,000 $ 34,000
Harris, Georgia 1 $ 375,000 $ 375,000 $ 78,000
Jasper, Georgia 1 $ 55,000 $ 55,000 $ 35,000
Laurens, Georgia 1 $ 215,000 $ 215,000 $ 86,000
Muscogee, Georgia 1 $ 225,000 $ 225,000 $ 493,000
Rabun, Georgia 1 $ 445,000 $ 445,000 $ 224,000
Seminole, Georgia 1 $ 215,000 $ 215,000 $ 64,000
Talbot, Georgia 1 $ 185,000 $ 185,000 $ 55,000
Taylor, Georgia 1 $ 135,000 $ 135,000 $ 48,000
Towns, Georgia 1 $ 515,000 $ 515,000 $ 322,000
Ware, Georgia 1 $ 225,000 $ 225,000 $ 46,000
Champaign, Illinois 1 $ 175,000 $ 175,000 $ 2,000
Jo Daviess, Illinois 1 $ 175,000 $ 175,000 $ 267,000
Lake, Illinois 1 $ 255,000 $ 255,000 $ 313,000
McLean, Illinois 1 $ 165,000 $ 165,000 $ 87,000
Clark, Indiana 1 $ 75,000 $ 75,000 $ 65,000
Decatur, Indiana 1 $ 275,000 $ 275,000 $ 117,000
Johnson, Kansas 1 $ 475,000 $ 475,000 $ 134,000
Miami, Kansas 1 $ 215,000 $ 215,000 $ 60,000
Wyandotte, Kansas 1 $ 925,000 $ 925,000 $ 167,000
Fayette, Kentucky 1 $ 115,000 $ 115,000 $ 141,000
Woodford, Kentucky 1 $ 535,000 $ 535,000 $ 570,000
Assumption, Louisiana 1 $ 145,000 $ 145,000 $ 250,000
Beauregard, Louisiana 1 $ 395,000 $ 395,000 $ 523,000
East Carroll, Louisiana 1 $ 155,000 $ 155,000 $ 55,000
Pointe Coupee, Louisiana 1 $ 175,000 $ 175,000 $ 82,000
St. Landry, Louisiana 1 $ 195,000 $ 195,000 $ 70,000
St. Mary, Louisiana 1 $ 215,000 $ 215,000 $ 209,000
Vernon, Louisiana 1 $ 185,000 $ 185,000 $ 210,000
Washington, Louisiana 1 $ 205,000 $ 205,000 $ 110,000
West Feliciana, Louisiana 1 $ 335,000 $ 335,000 $ 175,000
Baltimore City, Maryland 1 $ 155,000 $ 155,000 $ 84,000
Calvert, Maryland 1 $ 205,000 $ 205,000 $ 119,000
Carroll, Maryland 1 $ 345,000 $ 345,000 $ 224,000
Garrett, Maryland 1 $ 965,000 $ 965,000 $ 351,000
Kent, Maryland 1 $ 495,000 $ 495,000 $ 125,000
Talbot, Maryland 1 $ 515,000 $ 515,000 $ 0
Berrien, Michigan 1 $ 275,000 $ 275,000 $ 97,000
Ingham, Michigan 1 $ 265,000 $ 265,000 $ 122,000
Kent, Michigan 1 $ 165,000 $ 165,000 $ 72,000
Monroe, Michigan 1 $ 235,000 $ 235,000 $ 117,000
Ottawa, Michigan 1 $ 215,000 $ 215,000 $ 92,000
Washtenaw, Michigan 1 $ 515,000 $ 515,000 $ 133,000
Otter Tail, Minnesota 1 $ 135,000 $ 135,000 $ 0
Coahoma, Mississippi 1 $ 135,000 $ 135,000 $ 36,000
Forrest, Mississippi 1 $ 195,000 $ 195,000 $ 81,000
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Mortgage Loan Application Detail Totals for Angel Oak Home Loans LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,735 $1,666,265,000 $290,000 $3,125,000 $126,000 $3,478,000
Refinancing 4,375 $1,346,935,000 $307,000 $3,205,000 $144,000 $9,284,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,461 $1,932,135,000 $299,000 $3,205,000 $137,000 $9,284,000
Not Provided 1,584 $537,880,000 $339,000 $2,885,000 $153,000 $2,400,000
Black or African American 940 $220,840,000 $234,000 $1,855,000 $96,000 $1,800,000
Hispanic 811 $221,315,000 $272,000 $2,005,000 $110,000 $5,220,000
Asian 261 $82,535,000 $316,000 $2,005,000 $131,000 $1,059,000
American Indian or Alaskan Native 25 $7,745,000 $309,000 $885,000 $124,000 $673,000
Native Hawaiian or Other Pacific Islander 7 $2,295,000 $327,000 $825,000 $91,000 $230,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,611 $2,428,965,000 $319,000 $3,205,000 $155,000 $9,284,000
FHA-insured (Federal Housing Administration) 1,301 $283,765,000 $218,000 $555,000 $70,000 $312,000
VA-guaranteed (Veterans Administration) 902 $249,300,000 $276,000 $1,015,000 $68,000 $783,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 296 $51,170,000 $172,000 $345,000 $54,000 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,555 $2,166,425,000 $286,000 $2,665,000 $127,000 $5,220,000
Application Withdrawn By Applicant 1,608 $533,950,000 $332,000 $3,205,000 $160,000 $9,284,000
Application Denied By Financial Institution 782 $262,350,000 $335,000 $2,915,000 $133,000 $1,800,000
File Closed For Incompleteness 116 $36,720,000 $316,000 $1,505,000 $162,000 $2,224,000
Application Approved But Not Accepted 49 $13,755,000 $280,000 $865,000 $176,000 $1,268,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,328 $2,750,850,000 $294,000 $3,205,000 $134,000 $9,284,000
Debt-To-Income Ratio 239 $80,615,000 $337,000 $1,995,000 $93,000 $1,648,000
Other 228 $78,090,000 $342,000 $1,925,000 $162,000 $1,800,000
Credit History 90 $29,860,000 $331,000 $2,705,000 $147,000 $1,387,000
Collateral 79 $23,795,000 $301,000 $1,445,000 $137,000 $657,000
Insufficient Cash (Downpayment, Closing Cost) 73 $23,505,000 $321,000 $1,955,000 $124,000 $860,000
Unverifiable Information 52 $20,090,000 $386,000 $2,915,000 $164,000 $1,182,000
Employment History 17 $4,945,000 $290,000 $1,125,000 $133,000 $780,000
Credit Application Incomplete 4 $1,450,000 $362,000 $565,000 $140,000 $204,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Angel Oak Home Loans LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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