Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Together Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,758 |
| Total Mortgage Loan Application Amount | $460,940,000 |
| Average Mortgage Loan Application Amount | $162,200 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $106,400 |
| Highest Applicant Income | $1,247,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,000 | $ 174,200,000 | $ 174,000 | $ 111,000 |
| St. Louis City County Missouri | 342 | $ 46,940,000 | $ 137,000 | $ 93,000 |
| Jefferson County Missouri | 264 | $ 36,200,000 | $ 137,000 | $ 95,000 |
| St. Charles County Missouri | 255 | $ 41,635,000 | $ 163,000 | $ 102,000 |
| St. Clair County Illinois | 61 | $ 9,585,000 | $ 157,000 | $ 118,000 |
| Hillsborough County Florida | 40 | $ 5,210,000 | $ 130,000 | $ 74,000 |
| Dallas County Texas | 31 | $ 2,735,000 | $ 88,000 | $ 72,000 |
| Los Angeles County California | 30 | $ 7,550,000 | $ 251,000 | $ 121,000 |
| Harris County Texas | 30 | $ 5,560,000 | $ 185,000 | $ 104,000 |
| Orange County Florida | 29 | $ 5,185,000 | $ 178,000 | $ 110,000 |
| Franklin County Ohio | 26 | $ 2,630,000 | $ 101,000 | $ 78,000 |
| Franklin County Missouri | 20 | $ 2,470,000 | $ 123,000 | $ 78,000 |
| Madison County Illinois | 19 | $ 2,505,000 | $ 131,000 | $ 103,000 |
| Larimer County Colorado | 17 | $ 4,555,000 | $ 267,000 | $ 110,000 |
| Pasco County Florida | 16 | $ 2,700,000 | $ 168,000 | $ 70,000 |
| Hillsborough County New Hampshire | 14 | $ 2,110,000 | $ 150,000 | $ 125,000 |
| Bartow County Georgia | 13 | $ 1,435,000 | $ 110,000 | $ 85,000 |
| Camden County Missouri | 13 | $ 2,265,000 | $ 174,000 | $ 127,000 |
| Warren County Missouri | 13 | $ 1,765,000 | $ 135,000 | $ 106,000 |
| Lincoln County Missouri | 12 | $ 1,340,000 | $ 111,000 | $ 75,000 |
| St. Francois County Missouri | 12 | $ 5,090,000 | $ 424,000 | $ 65,000 |
| Delaware County Ohio | 12 | $ 1,650,000 | $ 137,000 | $ 101,000 |
| Solano County California | 11 | $ 2,455,000 | $ 223,000 | $ 131,000 |
| Monroe County Illinois | 11 | $ 1,705,000 | $ 155,000 | $ 108,000 |
| Duval County Florida | 10 | $ 1,650,000 | $ 165,000 | $ 81,000 |
| Bexar County Texas | 10 | $ 1,450,000 | $ 145,000 | $ 97,000 |
| James City County Virginia | 10 | $ 1,490,000 | $ 149,000 | $ 82,000 |
| Licking County Ohio | 9 | $ 1,215,000 | $ 135,000 | $ 126,000 |
| Polk County Florida | 8 | $ 1,260,000 | $ 157,000 | $ 102,000 |
| Weld County Colorado | 7 | $ 1,315,000 | $ 187,000 | $ 80,000 |
| Pinellas County Florida | 7 | $ 1,265,000 | $ 180,000 | $ 110,000 |
| Tarrant County Texas | 7 | $ 965,000 | $ 137,000 | $ 93,000 |
| Maricopa County Arizona | 6 | $ 970,000 | $ 161,000 | $ 87,000 |
| Sacramento County California | 6 | $ 2,020,000 | $ 336,000 | $ 200,000 |
| Palm Beach County Florida | 6 | $ 1,750,000 | $ 291,000 | $ 130,000 |
| St. Johns County Florida | 6 | $ 740,000 | $ 123,000 | $ 86,000 |
| Union County New Jersey | 6 | $ 1,080,000 | $ 180,000 | $ 106,000 |
| Onondaga County New York | 6 | $ 810,000 | $ 135,000 | $ 113,000 |
| Denton County Texas | 6 | $ 930,000 | $ 155,000 | $ 127,000 |
| Newport News County Virginia | 6 | $ 1,030,000 | $ 171,000 | $ 77,000 |
| Riverside County California | 5 | $ 1,105,000 | $ 221,000 | $ 122,000 |
| Fairfield County Connecticut | 5 | $ 5,045,000 | $ 1,009,000 | $ 297,000 |
| Sarasota County Florida | 5 | $ 875,000 | $ 175,000 | $ 128,000 |
| Cook County Illinois | 5 | $ 1,105,000 | $ 221,000 | $ 141,000 |
| Crawford County Missouri | 5 | $ 555,000 | $ 111,000 | $ 114,000 |
| Fairfield County Ohio | 5 | $ 735,000 | $ 147,000 | $ 90,000 |
| Brevard County Florida | 4 | $ 560,000 | $ 140,000 | $ 66,000 |
| Clay County Florida | 4 | $ 810,000 | $ 202,000 | $ 85,000 |
| Osceola County Florida | 4 | $ 480,000 | $ 120,000 | $ 95,000 |
| Stone County Missouri | 4 | $ 780,000 | $ 195,000 | $ 126,000 |
| Westchester County New York | 4 | $ 4,130,000 | $ 1,032,000 | $ 383,000 |
| Fort Bend County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 133,000 |
| Mobile County Alabama | 3 | $ 105,000 | $ 35,000 | $ 107,000 |
| Napa County California | 3 | $ 225,000 | $ 75,000 | $ 179,000 |
| Orange County California | 3 | $ 1,765,000 | $ 588,000 | $ 133,000 |
| San Bernardino County California | 3 | $ 445,000 | $ 148,000 | $ 47,000 |
| Ventura County California | 3 | $ 905,000 | $ 301,000 | $ 123,000 |
| Douglas County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 126,000 |
| Kent County Delaware | 3 | $ 315,000 | $ 105,000 | $ 59,000 |
| Charlotte County Florida | 3 | $ 405,000 | $ 135,000 | $ 86,000 |
| Nassau County Florida | 3 | $ 255,000 | $ 85,000 | $ 49,000 |
| Christian County Missouri | 3 | $ 375,000 | $ 125,000 | $ 71,000 |
| Jackson County Missouri | 3 | $ 215,000 | $ 71,000 | $ 89,000 |
| Perry County Missouri | 3 | $ 285,000 | $ 95,000 | $ 191,000 |
| Middlesex County New Jersey | 3 | $ 465,000 | $ 155,000 | $ 171,000 |
| Oswego County New York | 3 | $ 195,000 | $ 65,000 | $ 101,000 |
| Hancock County Ohio | 3 | $ 455,000 | $ 151,000 | $ 78,000 |
| Oklahoma County Oklahoma | 3 | $ 785,000 | $ 261,000 | $ 125,000 |
| Medina County Texas | 3 | $ 265,000 | $ 88,000 | $ 65,000 |
| Pima County Arizona | 2 | $ 50,000 | $ 25,000 | $ 13,000 |
| Pinal County Arizona | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Alameda County California | 2 | $ 270,000 | $ 135,000 | $ 310,000 |
| Kern County California | 2 | $ 190,000 | $ 95,000 | $ 105,000 |
| San Diego County California | 2 | $ 1,130,000 | $ 565,000 | $ 201,000 |
| San Joaquin County California | 2 | $ 670,000 | $ 335,000 | $ 83,000 |
| Yolo County California | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Hartford County Connecticut | 2 | $ 60,000 | $ 30,000 | $ 102,000 |
| Tolland County Connecticut | 2 | $ 80,000 | $ 40,000 | $ 31,000 |
| Baker County Florida | 2 | $ 400,000 | $ 200,000 | $ 115,000 |
| Bay County Florida | 2 | $ 320,000 | $ 160,000 | $ 118,000 |
| Lee County Florida | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Manatee County Florida | 2 | $ 100,000 | $ 50,000 | $ 65,000 |
| Marion County Florida | 2 | $ 190,000 | $ 95,000 | $ 73,000 |
| Camden County Georgia | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| Cherokee County Georgia | 2 | $ 280,000 | $ 140,000 | $ 123,000 |
| Cobb County Georgia | 2 | $ 710,000 | $ 355,000 | $ 189,000 |
| Glynn County Georgia | 2 | $ 440,000 | $ 220,000 | $ 96,000 |
| Paulding County Georgia | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Johnson County Kansas | 2 | $ 710,000 | $ 355,000 | $ 201,000 |
| Gasconade County Missouri | 2 | $ 290,000 | $ 145,000 | $ 97,000 |
| Phelps County Missouri | 2 | $ 170,000 | $ 85,000 | $ 59,000 |
| Ste. Genevieve County Missouri | 2 | $ 170,000 | $ 85,000 | $ 137,000 |
| Taney County Missouri | 2 | $ 340,000 | $ 170,000 | $ 96,000 |
| Washington County Missouri | 2 | $ 130,000 | $ 65,000 | $ 46,000 |
| Rockingham County New Hampshire | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| Bernalillo County New Mexico | 2 | $ 520,000 | $ 260,000 | $ 142,000 |
| Cayuga County New York | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Cumberland County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| Mecklenburg County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 125,000 |
| Union County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 171,000 |
| Madison County Ohio | 2 | $ 620,000 | $ 310,000 | $ 241,000 |
| Montgomery County Ohio | 2 | $ 170,000 | $ 85,000 | $ 97,000 |
| Morrow County Ohio | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
| Summit County Ohio | 2 | $ 520,000 | $ 260,000 | $ 167,000 |
| Union County Ohio | 2 | $ 350,000 | $ 175,000 | $ 92,000 |
| Spartanburg County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Williamson County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Chambers County Texas | 2 | $ 280,000 | $ 140,000 | $ 109,000 |
| Collin County Texas | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Hidalgo County Texas | 2 | $ 90,000 | $ 45,000 | $ 94,000 |
| Montgomery County Texas | 2 | $ 170,000 | $ 85,000 | $ 85,000 |
| San Jacinto County Texas | 2 | $ 150,000 | $ 75,000 | $ 116,000 |
| Henrico County Virginia | 2 | $ 540,000 | $ 270,000 | $ 189,000 |
| Middlesex County Virginia | 2 | $ 330,000 | $ 165,000 | $ 151,000 |
| Virginia Beach County Virginia | 2 | $ 300,000 | $ 150,000 | $ 191,000 |
| St. Clair County Alabama | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Benton County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 118,000 |
| Pulaski County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 157,000 |
| Washington County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Calaveras County California | 1 | $ 465,000 | $ 465,000 | $ 164,000 |
| San Benito County California | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Santa Clara County California | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Shasta County California | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Adams County Colorado | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Arapahoe County Colorado | 1 | $ 335,000 | $ 335,000 | $ 172,000 |
| Boulder County Colorado | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| El Paso County Colorado | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Pitkin County Colorado | 1 | $ 455,000 | $ 455,000 | $ 104,000 |
| Summit County Colorado | 1 | $ 315,000 | $ 315,000 | $ 360,000 |
| Broward County Florida | 1 | $ 575,000 | $ 575,000 | $ 275,000 |
| Citrus County Florida | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Hernando County Florida | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Okaloosa County Florida | 1 | $ 545,000 | $ 545,000 | $ 171,000 |
| Putnam County Florida | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Seminole County Florida | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Volusia County Florida | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Chattooga County Georgia | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Clayton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Coweta County Georgia | 1 | $ 165,000 | $ 165,000 | $ 176,000 |
| Dawson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Fannin County Georgia | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Floyd County Georgia | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Fulton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Gilmer County Georgia | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Gwinnett County Georgia | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Haralson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Newton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Polk County Georgia | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Seminole County Georgia | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Blaine County Idaho | 1 | $ 385,000 | $ 385,000 | $ 54,000 |
| Bonner County Idaho | 1 | $ 235,000 | $ 235,000 | $ 164,000 |
| Clearwater County Idaho | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Bond County Illinois | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Clinton County Illinois | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| DuPage County Illinois | 1 | $ 35,000 | $ 35,000 | $ 276,000 |
| Fayette County Illinois | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Jackson County Illinois | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Kankakee County Illinois | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Kendall County Illinois | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Lake County Illinois | 1 | $ 455,000 | $ 455,000 | $ 192,000 |
| Marshall County Illinois | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Montgomery County Illinois | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Tazewell County Illinois | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Allen County Indiana | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Hendricks County Indiana | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Monroe County Indiana | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Jones County Iowa | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Polk County Iowa | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Campbell County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Jefferson County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 296,000 |
| Calcasieu County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 301,000 |
| Lafayette County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 171,000 |
| Livingston County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Cumberland County Maine | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Howard County Maryland | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Bristol County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Essex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 154,000 |
| Hampden County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Plymouth County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Worcester County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 471,000 |
| Washtenaw County Michigan | 1 | $ 475,000 | $ 475,000 | $ 136,000 |
| Lafayette County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Barry County Missouri | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Caldwell County Missouri | 1 | $ 275,000 | $ 275,000 | $ 198,000 |
| Callaway County Missouri | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Cape Girardeau County Missouri | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Clay County Missouri | 1 | $ 395,000 | $ 395,000 | $ 239,000 |
| Clinton County Missouri | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Cole County Missouri | 1 | $ 175,000 | $ 175,000 | $ 412,000 |
| Cooper County Missouri | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Macon County Missouri | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Madison County Missouri | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Marion County Missouri | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Miller County Missouri | 1 | $ 15,000 | $ 15,000 | $ 363,000 |
| Montgomery County Missouri | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Polk County Missouri | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Stoddard County Missouri | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Texas County Missouri | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Clark County Nevada | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Carroll County New Hampshire | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Merrimack County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Bergen County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 165,000 |
| Camden County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 295,000 |
| Essex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Monmouth County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Dutchess County New York | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| New York County New York | 1 | $ 725,000 | $ 725,000 | $ 198,000 |
| Putnam County New York | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Suffolk County New York | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Brunswick County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 124,000 |
| Chatham County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Dare County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Guilford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| New Hanover County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 182,000 |
| Wake County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Logan County Ohio | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Lorain County Ohio | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Lucas County Ohio | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Perry County Ohio | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Pickaway County Ohio | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| Portage County Ohio | 1 | $ 25,000 | $ 25,000 | $ 183,000 |
| Richland County Ohio | 1 | $ 345,000 | $ 345,000 | $ 245,000 |
| Warren County Ohio | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Cleveland County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Tulsa County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Clackamas County Oregon | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| Multnomah County Oregon | 1 | $ 475,000 | $ 475,000 | $ 365,000 |
| Beaver County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 151,000 |
| Chester County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Cumberland County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 56,000 |
| Luzerne County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Pike County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Beaufort County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Hickman County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Knox County Tennessee | 1 | $ 765,000 | $ 765,000 | $ 365,000 |
| Loudon County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Shelby County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Sullivan County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Sumner County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Bell County Texas | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Brazoria County Texas | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Ellis County Texas | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| Fayette County Texas | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Galveston County Texas | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
| Hays County Texas | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Hood County Texas | 1 | $ 555,000 | $ 555,000 | $ 149,000 |
| Hopkins County Texas | 1 | $ 125,000 | $ 125,000 | $ 157,000 |
| Jackson County Texas | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Johnson County Texas | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Kerr County Texas | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Lee County Texas | 1 | $ 355,000 | $ 355,000 | $ 116,000 |
| Polk County Texas | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Upshur County Texas | 1 | $ 335,000 | $ 335,000 | $ 205,000 |
| Van Zandt County Texas | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Accomack County Virginia | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Albemarle County Virginia | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Bedford County Virginia | 1 | $ 395,000 | $ 395,000 | $ 175,000 |
| Gloucester County Virginia | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Hampton County Virginia | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Prince William County Virginia | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| Williamsburg County Virginia | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| York County Virginia | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| King County Washington | 1 | $ 615,000 | $ 615,000 | $ 160,000 |
| Snohomish County Washington | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Milwaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Waukesha County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,007 | $223,315,000 | $221,000 | $3,005,000 | $106,000 | $1,090,000 |
| Other Purpose | 665 | $52,725,000 | $79,000 | $785,000 | $94,000 | $650,000 |
| Refinancing | 376 | $85,640,000 | $227,000 | $1,475,000 | $121,000 | $1,247,000 |
| Home Improvement | 366 | $21,970,000 | $60,000 | $365,000 | $100,000 | $597,000 |
| Cash-out Refinancing | 344 | $77,290,000 | $224,000 | $1,225,000 | $111,000 | $450,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,037 | $330,755,000 | $162,000 | $1,665,000 | $106,000 | $1,247,000 |
| Not Provided | 246 | $45,170,000 | $183,000 | $1,755,000 | $111,000 | $713,000 |
| Black or African American | 230 | $29,030,000 | $126,000 | $765,000 | $80,000 | $365,000 |
| Hispanic | 125 | $23,785,000 | $190,000 | $1,475,000 | $108,000 | $471,000 |
| Asian | 54 | $13,730,000 | $254,000 | $2,005,000 | $152,000 | $1,000,000 |
| Not applicable | 36 | $13,300,000 | $369,000 | $3,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 24 | $4,200,000 | $175,000 | $765,000 | $87,000 | $377,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $310,000 | $155,000 | $235,000 | $103,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,741 | $458,685,000 | $167,000 | $3,005,000 | $105,000 | $1,247,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,830,000 | $130,000 | $385,000 | $56,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 3 | $425,000 | $141,000 | $225,000 | $100,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,692 | $321,980,000 | $190,000 | $3,005,000 | $110,000 | $1,247,000 |
| Application Denied By Financial Institution | 564 | $53,910,000 | $95,000 | $785,000 | $86,000 | $597,000 |
| Application Approved But Not Accepted | 404 | $67,890,000 | $168,000 | $1,155,000 | $110,000 | $1,090,000 |
| File Closed For Incompleteness | 56 | $10,290,000 | $183,000 | $1,035,000 | $115,000 | $437,000 |
| Application Withdrawn By Applicant | 42 | $6,870,000 | $163,000 | $555,000 | $99,000 | $319,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,194 | $407,030,000 | $185,000 | $3,005,000 | $110,000 | $1,247,000 |
| Credit History | 239 | $19,465,000 | $81,000 | $525,000 | $89,000 | $341,000 |
| Debt-To-Income Ratio | 139 | $17,965,000 | $129,000 | $785,000 | $56,000 | $471,000 |
| Collateral | 63 | $4,695,000 | $74,000 | $375,000 | $119,000 | $519,000 |
| Other | 58 | $5,220,000 | $90,000 | $535,000 | $109,000 | $597,000 |
| Credit Application Incomplete | 42 | $3,510,000 | $83,000 | $255,000 | $91,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,050,000 | $205,000 | $355,000 | $90,000 | $122,000 |
| Unverifiable Information | 7 | $425,000 | $60,000 | $95,000 | $96,000 | $195,000 |
| Employment History | 6 | $580,000 | $96,000 | $185,000 | $51,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.