Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Together Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,856 |
| Total Mortgage Loan Application Amount | $457,320,000 |
| Average Mortgage Loan Application Amount | $178,800 |
| Highest Mortgage Loan Application Amount | $11,765,000 |
| Average Applicant Income | $114,200 |
| Highest Applicant Income | $1,362,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,015 | $ 157,255,000 | $ 154,000 | $ 126,000 |
| Jefferson County Missouri | 322 | $ 34,680,000 | $ 107,000 | $ 105,000 |
| St. Louis City County Missouri | 313 | $ 61,455,000 | $ 196,000 | $ 110,000 |
| St. Charles County Missouri | 253 | $ 46,225,000 | $ 182,000 | $ 115,000 |
| St. Clair County Illinois | 76 | $ 9,460,000 | $ 124,000 | $ 114,000 |
| Madison County Illinois | 46 | $ 7,310,000 | $ 158,000 | $ 140,000 |
| Dallas County Texas | 38 | $ 4,390,000 | $ 115,000 | $ 106,000 |
| Hillsborough County Florida | 28 | $ 4,240,000 | $ 151,000 | $ 104,000 |
| Larimer County Colorado | 27 | $ 4,675,000 | $ 173,000 | $ 112,000 |
| Franklin County Missouri | 27 | $ 3,105,000 | $ 115,000 | $ 98,000 |
| Franklin County Ohio | 27 | $ 2,555,000 | $ 94,000 | $ 88,000 |
| Los Angeles County California | 26 | $ 4,170,000 | $ 160,000 | $ 115,000 |
| Lincoln County Missouri | 25 | $ 3,455,000 | $ 138,000 | $ 94,000 |
| Warren County Missouri | 18 | $ 3,630,000 | $ 201,000 | $ 148,000 |
| Harris County Texas | 18 | $ 2,270,000 | $ 126,000 | $ 103,000 |
| Duval County Florida | 16 | $ 1,870,000 | $ 116,000 | $ 109,000 |
| Orange County Florida | 16 | $ 1,420,000 | $ 88,000 | $ 92,000 |
| Monroe County Illinois | 15 | $ 2,155,000 | $ 143,000 | $ 167,000 |
| Onondaga County New York | 14 | $ 1,430,000 | $ 102,000 | $ 67,000 |
| Weld County Colorado | 12 | $ 2,630,000 | $ 219,000 | $ 113,000 |
| Pasco County Florida | 12 | $ 1,680,000 | $ 140,000 | $ 88,000 |
| Delaware County Ohio | 12 | $ 1,270,000 | $ 105,000 | $ 111,000 |
| Bartow County Georgia | 11 | $ 695,000 | $ 63,000 | $ 84,000 |
| Camden County Missouri | 11 | $ 3,755,000 | $ 341,000 | $ 263,000 |
| Solano County California | 10 | $ 2,220,000 | $ 222,000 | $ 103,000 |
| Nassau County Florida | 10 | $ 980,000 | $ 98,000 | $ 114,000 |
| Cobb County Georgia | 10 | $ 1,380,000 | $ 138,000 | $ 180,000 |
| St. Francois County Missouri | 10 | $ 1,060,000 | $ 106,000 | $ 72,000 |
| Hillsborough County New Hampshire | 10 | $ 1,690,000 | $ 169,000 | $ 108,000 |
| James City County Virginia | 10 | $ 1,250,000 | $ 125,000 | $ 83,000 |
| Monmouth County New Jersey | 9 | $ 2,135,000 | $ 237,000 | $ 109,000 |
| Riverside County California | 8 | $ 3,370,000 | $ 421,000 | $ 180,000 |
| Ste. Genevieve County Missouri | 8 | $ 570,000 | $ 71,000 | $ 81,000 |
| Fairfield County Ohio | 8 | $ 1,030,000 | $ 128,000 | $ 123,000 |
| San Diego County California | 7 | $ 1,355,000 | $ 193,000 | $ 125,000 |
| Ventura County California | 7 | $ 1,735,000 | $ 247,000 | $ 158,000 |
| Adams County Colorado | 6 | $ 590,000 | $ 98,000 | $ 103,000 |
| Collier County Florida | 6 | $ 1,470,000 | $ 245,000 | $ 192,000 |
| Palm Beach County Florida | 6 | $ 1,310,000 | $ 218,000 | $ 126,000 |
| Sacramento County California | 5 | $ 1,265,000 | $ 253,000 | $ 145,000 |
| Broward County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 199,000 |
| Osceola County Florida | 5 | $ 715,000 | $ 143,000 | $ 71,000 |
| Westchester County New York | 5 | $ 5,265,000 | $ 1,053,000 | $ 460,000 |
| Licking County Ohio | 5 | $ 795,000 | $ 159,000 | $ 109,000 |
| Newport News County Virginia | 5 | $ 685,000 | $ 137,000 | $ 112,000 |
| Maricopa County Arizona | 4 | $ 690,000 | $ 172,000 | $ 101,000 |
| San Bernardino County California | 4 | $ 400,000 | $ 100,000 | $ 135,000 |
| Seminole County Florida | 4 | $ 450,000 | $ 112,000 | $ 68,000 |
| Perry County Missouri | 4 | $ 460,000 | $ 115,000 | $ 79,000 |
| Montgomery County Texas | 4 | $ 660,000 | $ 165,000 | $ 117,000 |
| Tarrant County Texas | 4 | $ 630,000 | $ 157,000 | $ 106,000 |
| Gloucester County Virginia | 4 | $ 420,000 | $ 105,000 | $ 68,000 |
| Baldwin County Alabama | 3 | $ 575,000 | $ 191,000 | $ 88,000 |
| Pulaski County Arkansas | 3 | $ 395,000 | $ 131,000 | $ 115,000 |
| Jefferson County Colorado | 3 | $ 445,000 | $ 148,000 | $ 161,000 |
| Manatee County Florida | 3 | $ 255,000 | $ 85,000 | $ 152,000 |
| Sarasota County Florida | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| Volusia County Florida | 3 | $ 415,000 | $ 138,000 | $ 80,000 |
| Cherokee County Georgia | 3 | $ 285,000 | $ 95,000 | $ 89,000 |
| Fulton County Georgia | 3 | $ 625,000 | $ 208,000 | $ 90,000 |
| Gordon County Georgia | 3 | $ 195,000 | $ 65,000 | $ 85,000 |
| Miller County Missouri | 3 | $ 645,000 | $ 215,000 | $ 112,000 |
| Stoddard County Missouri | 3 | $ 335,000 | $ 111,000 | $ 139,000 |
| Washington County Missouri | 3 | $ 265,000 | $ 88,000 | $ 57,000 |
| Clark County Nevada | 3 | $ 95,000 | $ 31,000 | $ 75,000 |
| Cayuga County New York | 3 | $ 455,000 | $ 151,000 | $ 96,000 |
| Oswego County New York | 3 | $ 125,000 | $ 41,000 | $ 128,000 |
| Onslow County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 102,000 |
| Monroe County Pennsylvania | 3 | $ 365,000 | $ 121,000 | $ 85,000 |
| York County South Carolina | 3 | $ 135,000 | $ 45,000 | $ 159,000 |
| Bexar County Texas | 3 | $ 415,000 | $ 138,000 | $ 61,000 |
| Collin County Texas | 3 | $ 615,000 | $ 205,000 | $ 148,000 |
| York County Virginia | 3 | $ 575,000 | $ 191,000 | $ 65,000 |
| Madison County Alabama | 2 | $ 80,000 | $ 40,000 | $ 65,000 |
| Douglas County Colorado | 2 | $ 150,000 | $ 75,000 | $ 193,000 |
| Hartford County Connecticut | 2 | $ 480,000 | $ 240,000 | $ 174,000 |
| Citrus County Florida | 2 | $ 480,000 | $ 240,000 | $ 79,000 |
| Clay County Florida | 2 | $ 180,000 | $ 90,000 | $ 131,000 |
| Miami-Dade County Florida | 2 | $ 300,000 | $ 150,000 | $ 146,000 |
| Pinellas County Florida | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| Polk County Florida | 2 | $ 260,000 | $ 130,000 | $ 77,000 |
| Walton County Florida | 2 | $ 2,540,000 | $ 1,270,000 | $ 690,000 |
| Floyd County Georgia | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Polk County Georgia | 2 | $ 210,000 | $ 105,000 | $ 68,000 |
| Kane County Illinois | 2 | $ 520,000 | $ 260,000 | $ 227,000 |
| Lake County Illinois | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Macoupin County Illinois | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Linn County Iowa | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Essex County Massachusetts | 2 | $ 1,260,000 | $ 630,000 | $ 204,000 |
| Norfolk County Massachusetts | 2 | $ 270,000 | $ 135,000 | $ 141,000 |
| St. Louis County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 126,000 |
| Caldwell County Missouri | 2 | $ 60,000 | $ 30,000 | $ 131,000 |
| Cape Girardeau County Missouri | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Crawford County Missouri | 2 | $ 430,000 | $ 215,000 | $ 219,000 |
| Pike County Missouri | 2 | $ 410,000 | $ 205,000 | $ 185,000 |
| Stone County Missouri | 2 | $ 190,000 | $ 95,000 | $ 130,000 |
| Taney County Missouri | 2 | $ 500,000 | $ 250,000 | $ 163,000 |
| Essex County New Jersey | 2 | $ 1,960,000 | $ 980,000 | $ 451,000 |
| Morris County New Jersey | 2 | $ 500,000 | $ 250,000 | $ 130,000 |
| Passaic County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 124,000 |
| Nassau County New York | 2 | $ 160,000 | $ 80,000 | $ 135,000 |
| Wake County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| Butler County Ohio | 2 | $ 90,000 | $ 45,000 | $ 115,000 |
| Greene County Ohio | 2 | $ 170,000 | $ 85,000 | $ 229,000 |
| Mahoning County Ohio | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Spartanburg County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| Rutherford County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 151,000 |
| Shelby County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 92,000 |
| Chambers County Texas | 2 | $ 240,000 | $ 120,000 | $ 38,000 |
| Denton County Texas | 2 | $ 180,000 | $ 90,000 | $ 99,000 |
| Fort Bend County Texas | 2 | $ 70,000 | $ 35,000 | $ 103,000 |
| Lubbock County Texas | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| Rockwall County Texas | 2 | $ 620,000 | $ 310,000 | $ 270,000 |
| Albemarle County Virginia | 2 | $ 240,000 | $ 120,000 | $ 88,000 |
| Chesterfield County Virginia | 2 | $ 700,000 | $ 350,000 | $ 124,000 |
| Hampton County Virginia | 2 | $ 550,000 | $ 275,000 | $ 117,000 |
| New Kent County Virginia | 2 | $ 460,000 | $ 230,000 | $ 57,000 |
| Norfolk County Virginia | 2 | $ 690,000 | $ 345,000 | $ 199,000 |
| Prince William County Virginia | 2 | $ 1,670,000 | $ 835,000 | $ 171,000 |
| Jefferson County Alabama | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Mobile County Alabama | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Sharp County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Contra Costa County California | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| El Dorado County California | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| San Joaquin County California | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| San Mateo County California | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Santa Barbara County California | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Yolo County California | 1 | $ 205,000 | $ 205,000 | $ 347,000 |
| Yuba County California | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| El Paso County Colorado | 1 | $ 65,000 | $ 65,000 | $ 173,000 |
| Fairfield County Connecticut | 1 | $ 915,000 | $ 915,000 | $ 488,000 |
| Sussex County Delaware | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| District of Columbia County District Of Columbia | 1 | $ 595,000 | $ 595,000 | $ 285,000 |
| Baker County Florida | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Bay County Florida | 1 | $ 305,000 | $ 305,000 | $ 41,000 |
| Calhoun County Florida | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Charlotte County Florida | 1 | $ 395,000 | $ 395,000 | $ 5,000 |
| DeSoto County Florida | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Gilchrist County Florida | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Hernando County Florida | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Lake County Florida | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Lee County Florida | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Marion County Florida | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| St. Johns County Florida | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| St. Lucie County Florida | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Butts County Georgia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Camden County Georgia | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| DeKalb County Georgia | 1 | $ 235,000 | $ 235,000 | $ 279,000 |
| Fannin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Forsyth County Georgia | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Gwinnett County Georgia | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Hall County Georgia | 1 | $ 555,000 | $ 555,000 | $ 55,000 |
| Haralson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Henry County Georgia | 1 | $ 115,000 | $ 115,000 | $ 204,000 |
| Ada County Idaho | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Blaine County Idaho | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Clinton County Illinois | 1 | $ 405,000 | $ 405,000 | $ 80,000 |
| Cook County Illinois | 1 | $ 375,000 | $ 375,000 | $ 205,000 |
| Jefferson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Marion County Illinois | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Pike County Illinois | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Huntington County Indiana | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Marion County Indiana | 1 | $ 105,000 | $ 105,000 | $ 174,000 |
| Monroe County Indiana | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Putnam County Indiana | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Polk County Iowa | 1 | $ 465,000 | $ 465,000 | $ 108,000 |
| Sedgwick County Kansas | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Jefferson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 186,000 |
| Marshall County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Oldham County Kentucky | 1 | $ 715,000 | $ 715,000 | $ 285,000 |
| Pike County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Russell County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| East Baton Rouge County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Vernon County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Baltimore County Maryland | 1 | $ 375,000 | $ 375,000 | $ 146,000 |
| Prince George's County Maryland | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Hampden County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
| Middlesex County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 438,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Clay County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Atchison County Missouri | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Bollinger County Missouri | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Boone County Missouri | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Clay County Missouri | 1 | $ 85,000 | $ 85,000 | $ 275,000 |
| Cole County Missouri | 1 | $ 635,000 | $ 635,000 | $ 133,000 |
| Gasconade County Missouri | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Henry County Missouri | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Howell County Missouri | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Iron County Missouri | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Linn County Missouri | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Marion County Missouri | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Monroe County Missouri | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Pulaski County Missouri | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Merrimack County New Hampshire | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| Strafford County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 232,000 |
| Sullivan County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Bergen County New Jersey | 1 | $ 915,000 | $ 915,000 | $ 193,000 |
| Gloucester County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 258,000 |
| Hudson County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Somerset County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Union County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 179,000 |
| Bronx County New York | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Clinton County New York | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Dutchess County New York | 1 | $ 505,000 | $ 505,000 | $ 187,000 |
| Essex County New York | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Kings County New York | 1 | $ 75,000 | $ 75,000 | $ 342,000 |
| New York County New York | 1 | $ 1,105,000 | $ 1,105,000 | $ 491,000 |
| Rockland County New York | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Seneca County New York | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Dare County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 84,000 |
| Iredell County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Mecklenburg County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 390,000 |
| Orange County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Clark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Hocking County Ohio | 1 | $ 85,000 | $ 85,000 | $ 155,000 |
| Knox County Ohio | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Lake County Ohio | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Logan County Ohio | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Medina County Ohio | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Miami County Ohio | 1 | $ 65,000 | $ 65,000 | $ 204,000 |
| Montgomery County Ohio | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Muskingum County Ohio | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Pickaway County Ohio | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Sandusky County Ohio | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Oklahoma County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Deschutes County Oregon | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Marion County Oregon | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Beaufort County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Greenville County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Saluda County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 31,000 |
| Davidson County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 145,000 |
| Hamilton County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Monroe County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 167,000 |
| Williamson County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 143,000 |
| Brazoria County Texas | 1 | $ 475,000 | $ 475,000 | $ 135,000 |
| Ellis County Texas | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Henderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Hood County Texas | 1 | $ 545,000 | $ 545,000 | $ 93,000 |
| Kendall County Texas | 1 | $ 105,000 | $ 105,000 | $ 233,000 |
| Liberty County Texas | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| McCulloch County Texas | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| San Jacinto County Texas | 1 | $ 75,000 | $ 75,000 | $ 152,000 |
| Travis County Texas | 1 | $ 95,000 | $ 95,000 | $ 195,000 |
| Upshur County Texas | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Van Zandt County Texas | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Walker County Texas | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Cache County Utah | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Summit County Utah | 1 | $ 775,000 | $ 775,000 | $ 198,000 |
| Utah County Utah | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Alexandria County Virginia | 1 | $ 325,000 | $ 325,000 | $ 151,000 |
| Hanover County Virginia | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Harrisonburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| King William County Virginia | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Richmond City County Virginia | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| Williamsburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Rock County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,154 | $88,020,000 | $76,000 | $485,000 | $117,000 | $1,362,000 |
| Home Purchase | 735 | $234,305,000 | $318,000 | $11,765,000 | $133,000 | $1,100,000 |
| Other Purpose | 550 | $48,730,000 | $88,000 | $525,000 | $112,000 | $1,165,000 |
| Cash-out Refinancing | 235 | $48,865,000 | $207,000 | $925,000 | $105,000 | $560,000 |
| Refinancing | 182 | $37,400,000 | $205,000 | $1,505,000 | $104,000 | $851,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,110 | $312,710,000 | $148,000 | $2,365,000 | $120,000 | $1,362,000 |
| Black or African American | 276 | $33,130,000 | $120,000 | $995,000 | $103,000 | $773,000 |
| Not Provided | 216 | $33,170,000 | $153,000 | $1,195,000 | $116,000 | $1,074,000 |
| Hispanic | 126 | $21,370,000 | $169,000 | $1,325,000 | $122,000 | $583,000 |
| Asian | 52 | $12,570,000 | $241,000 | $1,205,000 | $157,000 | $522,000 |
| Not applicable | 47 | $37,375,000 | $795,000 | $11,765,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $1,610,000 | $161,000 | $465,000 | $90,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $53,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,844 | $454,360,000 | $159,000 | $11,765,000 | $119,000 | $1,362,000 |
| FHA-insured (Federal Housing Administration) | 10 | $2,520,000 | $252,000 | $475,000 | $118,000 | $405,000 |
| VA-guaranteed (Veterans Administration) | 2 | $440,000 | $220,000 | $355,000 | $63,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,831 | $315,505,000 | $172,000 | $11,765,000 | $123,000 | $1,128,000 |
| Application Denied By Financial Institution | 546 | $56,970,000 | $104,000 | $1,105,000 | $100,000 | $1,362,000 |
| Application Withdrawn By Applicant | 279 | $59,675,000 | $213,000 | $1,245,000 | $129,000 | $1,100,000 |
| File Closed For Incompleteness | 178 | $22,390,000 | $125,000 | $605,000 | $118,000 | $705,000 |
| Application Approved But Not Accepted | 22 | $2,780,000 | $126,000 | $775,000 | $109,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,310 | $400,350,000 | $173,000 | $11,765,000 | $123,000 | $1,128,000 |
| Debt-To-Income Ratio | 208 | $26,210,000 | $126,000 | $1,105,000 | $67,000 | $491,000 |
| Credit History | 181 | $13,155,000 | $72,000 | $585,000 | $109,000 | $877,000 |
| Other | 90 | $8,840,000 | $98,000 | $545,000 | $153,000 | $1,362,000 |
| Collateral | 49 | $6,105,000 | $124,000 | $925,000 | $114,000 | $303,000 |
| Credit Application Incomplete | 7 | $635,000 | $90,000 | $145,000 | $80,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,435,000 | $205,000 | $335,000 | $77,000 | $135,000 |
| Mortgage Insurance Denied | 2 | $310,000 | $155,000 | $185,000 | $121,000 | $170,000 |
| Unverifiable Information | 2 | $280,000 | $140,000 | $215,000 | $91,000 | $130,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.