Apci Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Apci Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apci Federal Credit Union Po Box 20147 Allentown, PA 18002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 585 |
| Total Mortgage Loan Application Amount | $69,965,000 |
| Average Mortgage Loan Application Amount | $113,000 |
| Highest Mortgage Loan Application Amount | $712,000 |
| Average Applicant Income | $125,666 |
| Highest Applicant Income | $408,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Apci Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apci Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Apci Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apci Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Apci Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apci Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lehigh County Pennsylvania | 239 | $ 30,291,000 | $ 126,000 | $ 121,000 |
| Northampton County Pennsylvania | 56 | $ 6,555,000 | $ 117,000 | $ 111,000 |
| Berks County Pennsylvania | 37 | $ 4,019,000 | $ 108,000 | $ 123,000 |
| Montgomery County Pennsylvania | 17 | $ 2,529,000 | $ 148,000 | $ 166,000 |
| Schuylkill County Pennsylvania | 16 | $ 1,267,000 | $ 79,000 | $ 84,000 |
| Carbon County Pennsylvania | 15 | $ 1,398,000 | $ 93,000 | $ 84,000 |
| Luzerne County Pennsylvania | 14 | $ 866,000 | $ 61,000 | $ 82,000 |
| Bucks County Pennsylvania | 10 | $ 2,218,000 | $ 221,000 | $ 126,000 |
| Harris County Texas | 6 | $ 493,000 | $ 82,000 | $ 134,000 |
| Riverside County California | 4 | $ 927,000 | $ 231,000 | $ 170,000 |
| Sedgwick County Kansas | 4 | $ 438,000 | $ 109,000 | $ 106,000 |
| Ascension County Louisiana | 4 | $ 349,000 | $ 87,000 | $ 92,000 |
| East Baton Rouge County Louisiana | 4 | $ 100,000 | $ 25,000 | $ 80,000 |
| Monroe County Pennsylvania | 4 | $ 501,000 | $ 125,000 | $ 81,000 |
| Maricopa County Arizona | 3 | $ 668,000 | $ 222,000 | $ 138,000 |
| Los Angeles County California | 3 | $ 425,000 | $ 141,000 | $ 123,000 |
| San Diego County California | 3 | $ 379,000 | $ 126,000 | $ 130,000 |
| Polk County Florida | 3 | $ 328,000 | $ 109,000 | $ 66,000 |
| St. Tammany County Louisiana | 3 | $ 181,000 | $ 60,000 | $ 113,000 |
| Rockingham County North Carolina | 3 | $ 147,000 | $ 49,000 | $ 87,000 |
| Texas County Oklahoma | 3 | $ 130,000 | $ 43,000 | $ 71,000 |
| Chester County Pennsylvania | 3 | $ 1,040,000 | $ 346,000 | $ 178,000 |
| Lancaster County Pennsylvania | 3 | $ 299,000 | $ 99,000 | $ 107,000 |
| Collin County Texas | 3 | $ 304,000 | $ 101,000 | $ 82,000 |
| Tarrant County Texas | 3 | $ 189,000 | $ 63,000 | $ 89,000 |
| Placer County California | 2 | $ 364,000 | $ 182,000 | $ 249,000 |
| Sussex County Delaware | 2 | $ 170,000 | $ 85,000 | $ 123,000 |
| Collier County Florida | 2 | $ 303,000 | $ 151,000 | $ 57,000 |
| Hall County Georgia | 2 | $ 380,000 | $ 190,000 | $ 139,000 |
| Newton County Georgia | 2 | $ 197,000 | $ 98,000 | $ 133,000 |
| LaPorte County Indiana | 2 | $ 277,000 | $ 138,000 | $ 132,000 |
| Butler County Kansas | 2 | $ 157,000 | $ 78,000 | $ 79,000 |
| Boyd County Kentucky | 2 | $ 116,000 | $ 58,000 | $ 71,000 |
| Tangipahoa County Louisiana | 2 | $ 177,000 | $ 88,000 | $ 117,000 |
| Washington County Louisiana | 2 | $ 152,000 | $ 76,000 | $ 109,000 |
| Pearl River County Mississippi | 2 | $ 222,000 | $ 111,000 | $ 106,000 |
| Allegheny County Pennsylvania | 2 | $ 166,000 | $ 83,000 | $ 57,000 |
| Cambria County Pennsylvania | 2 | $ 63,000 | $ 31,000 | $ 81,000 |
| Brazoria County Texas | 2 | $ 223,000 | $ 111,000 | $ 195,000 |
| Chambers County Texas | 2 | $ 105,000 | $ 52,000 | $ 59,000 |
| Jefferson County Texas | 2 | $ 104,000 | $ 52,000 | $ 70,000 |
| Jefferson County Alabama | 1 | $ 406,000 | $ 406,000 | $ 399,000 |
| Mobile County Alabama | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Russell County Alabama | 1 | $ 5,000 | $ 5,000 | $ 59,000 |
| Coconino County Arizona | 1 | $ 196,000 | $ 196,000 | $ 306,000 |
| Independence County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Sebastian County Arkansas | 1 | $ 4,000 | $ 4,000 | $ 40,000 |
| Orange County California | 1 | $ 393,000 | $ 393,000 | $ 154,000 |
| San Joaquin County California | 1 | $ 225,000 | $ 225,000 | $ 193,000 |
| Santa Clara County California | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Ventura County California | 1 | $ 5,000 | $ 5,000 | $ 67,000 |
| Adams County Colorado | 1 | $ 242,000 | $ 242,000 | $ 110,000 |
| New Haven County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 203,000 |
| New London County Connecticut | 1 | $ 218,000 | $ 218,000 | $ 110,000 |
| New Castle County Delaware | 1 | $ 250,000 | $ 250,000 | $ 98,000 |
| Brevard County Florida | 1 | $ 86,000 | $ 86,000 | $ 98,000 |
| Hillsborough County Florida | 1 | $ 254,000 | $ 254,000 | $ 210,000 |
| Lake County Florida | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Palm Beach County Florida | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Fulton County Georgia | 1 | $ 148,000 | $ 148,000 | $ 152,000 |
| Bureau County Illinois | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Kane County Illinois | 1 | $ 17,000 | $ 17,000 | $ 83,000 |
| Putnam County Illinois | 1 | $ 37,000 | $ 37,000 | $ 60,000 |
| Seward County Kansas | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Sumner County Kansas | 1 | $ 127,000 | $ 127,000 | $ 111,000 |
| Greenup County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 58,000 |
| Marshall County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Iberville County Louisiana | 1 | $ 12,000 | $ 12,000 | $ 65,000 |
| Jefferson County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Livingston County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| St. Charles County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 149,000 |
| Prince George's County Maryland | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| Worcester County Maryland | 1 | $ 275,000 | $ 275,000 | $ 161,000 |
| Bristol County Massachusetts | 1 | $ 78,000 | $ 78,000 | $ 95,000 |
| Middlesex County Massachusetts | 1 | $ 106,000 | $ 106,000 | $ 84,000 |
| Norfolk County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 181,000 |
| Worcester County Massachusetts | 1 | $ 8,000 | $ 8,000 | $ 74,000 |
| Hancock County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 202,000 |
| Lamar County Mississippi | 1 | $ 6,000 | $ 6,000 | $ 54,000 |
| Greene County Missouri | 1 | $ 9,000 | $ 9,000 | $ 58,000 |
| St. Louis County Missouri | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Camden County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Cape May County New Jersey | 1 | $ 424,000 | $ 424,000 | $ 232,000 |
| Mercer County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Middlesex County New Jersey | 1 | $ 252,000 | $ 252,000 | $ 165,000 |
| Ocean County New Jersey | 1 | $ 207,000 | $ 207,000 | $ 105,000 |
| Warren County New Jersey | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Bernalillo County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Erie County New York | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Rensselaer County New York | 1 | $ 5,000 | $ 5,000 | $ 77,000 |
| Yates County New York | 1 | $ 123,000 | $ 123,000 | $ 140,000 |
| Duplin County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Mecklenburg County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Orange County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 113,000 |
| Scotland County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 53,000 |
| Butler County Ohio | 1 | $ 72,000 | $ 72,000 | $ 120,000 |
| Lorain County Ohio | 1 | $ 78,000 | $ 78,000 | $ 89,000 |
| Medina County Ohio | 1 | $ 143,000 | $ 143,000 | $ 88,000 |
| Portage County Ohio | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Preble County Ohio | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| Osage County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 102,000 |
| Tulsa County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 155,000 |
| Crook County Oregon | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Beaver County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Blair County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Columbia County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 79,000 |
| Dauphin County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 70,000 |
| Delaware County Pennsylvania | 1 | $ 313,000 | $ 313,000 | $ 155,000 |
| Fulton County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 93,000 |
| Lackawanna County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 90,000 |
| Somerset County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Westmoreland County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 125,000 |
| Beaufort County South Carolina | 1 | $ 163,000 | $ 163,000 | $ 216,000 |
| Greenville County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Greenwood County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 177,000 |
| Spartanburg County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 137,000 |
| Washington County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 67,000 |
| Galveston County Texas | 1 | $ 48,000 | $ 48,000 | $ 163,000 |
| Hays County Texas | 1 | $ 150,000 | $ 150,000 | $ 103,000 |
| Johnson County Texas | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Ochiltree County Texas | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Travis County Texas | 1 | $ 190,000 | $ 190,000 | $ 107,000 |
| Tyler County Texas | 1 | $ 64,000 | $ 64,000 | $ 102,000 |
| Williamson County Texas | 1 | $ 180,000 | $ 180,000 | $ 121,000 |
| Fairfax County Virginia | 1 | $ 9,000 | $ 9,000 | $ 169,000 |
| Louisa County Virginia | 1 | $ 274,000 | $ 274,000 | $ 83,000 |
| York County Virginia | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Pierce County Washington | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| Marshall County West Virginia | 1 | $ 177,000 | $ 177,000 | $ 62,000 |
| Wood County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Rock County Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Apci Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 432 | $60,651,000 | $140,000 | $712,000 | $116,000 | $408,000 |
| Home Improvement | 136 | $6,755,000 | $49,000 | $534,000 | $102,000 | $249,000 |
| Home Purchase | 17 | $2,559,000 | $150,000 | $406,000 | $159,000 | $399,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 431 | $54,252,000 | $125,000 | $645,000 | $118,000 | $408,000 |
| Not Provided | 102 | $8,110,000 | $79,000 | $450,000 | $91,000 | $225,000 |
| Asian | 27 | $5,274,000 | $195,000 | $712,000 | $154,000 | $349,000 |
| Black or African American | 14 | $1,441,000 | $102,000 | $266,000 | $97,000 | $216,000 |
| Hispanic | 10 | $843,000 | $84,000 | $150,000 | $107,000 | $223,000 |
| American Indian or Alaskan Native | 1 | $45,000 | $45,000 | $45,000 | $55,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 585 | $69,965,000 | $119,000 | $712,000 | $114,000 | $408,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 531 | $63,253,000 | $119,000 | $712,000 | $116,000 | $408,000 |
| Application Denied By Financial Institution | 49 | $6,484,000 | $132,000 | $450,000 | $95,000 | $225,000 |
| Application Withdrawn By Applicant | 3 | $153,000 | $51,000 | $130,000 | $86,000 | $125,000 |
| File Closed For Incompleteness | 1 | $55,000 | $55,000 | $55,000 | $70,000 | $70,000 |
| Application Approved But Not Accepted | 1 | $20,000 | $20,000 | $20,000 | $102,000 | $102,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $2,903,000 | $131,000 | $280,000 | $88,000 | $210,000 |
| Collateral | 21 | $2,954,000 | $140,000 | $450,000 | $106,000 | $225,000 |
| Other | 4 | $432,000 | $108,000 | $185,000 | $95,000 | $120,000 |
| Debt-To-Income Ratio | 1 | $185,000 | $185,000 | $185,000 | $59,000 | $59,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apci Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apci Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.