Apex Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Apex Home Loans, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apex Home Loans, Inc. 3204 Tower Oaks Blvd., Suite 400 Rockville, MD 20852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,883 |
| Total Mortgage Loan Application Amount | $873,755,000 |
| Average Mortgage Loan Application Amount | $305,333 |
| Highest Mortgage Loan Application Amount | $1,355,000 |
| Average Applicant Income | $122,333 |
| Highest Applicant Income | $2,235,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Apex Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apex Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Apex Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apex Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Apex Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apex Home Loans, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 489 | $ 190,925,000 | $ 390,000 | $ 141,000 |
| Greenville County South Carolina | 355 | $ 85,365,000 | $ 240,000 | $ 91,000 |
| Howard County Maryland | 185 | $ 67,125,000 | $ 362,000 | $ 127,000 |
| Anne Arundel County Maryland | 153 | $ 49,105,000 | $ 320,000 | $ 116,000 |
| Prince George's County Maryland | 139 | $ 42,495,000 | $ 305,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 132 | $ 58,880,000 | $ 446,000 | $ 176,000 |
| Frederick County Maryland | 105 | $ 32,665,000 | $ 311,000 | $ 105,000 |
| Baltimore County Maryland | 102 | $ 27,070,000 | $ 265,000 | $ 101,000 |
| Fairfax County Virginia | 97 | $ 41,345,000 | $ 426,000 | $ 149,000 |
| Spartanburg County South Carolina | 95 | $ 20,305,000 | $ 213,000 | $ 77,000 |
| Carroll County Maryland | 77 | $ 25,805,000 | $ 335,000 | $ 111,000 |
| Orange County Florida | 52 | $ 12,790,000 | $ 245,000 | $ 109,000 |
| Baltimore City County Maryland | 52 | $ 12,300,000 | $ 236,000 | $ 102,000 |
| Worcester County Maryland | 49 | $ 10,625,000 | $ 216,000 | $ 126,000 |
| Loudoun County Virginia | 39 | $ 17,415,000 | $ 446,000 | $ 157,000 |
| Campbell County Virginia | 35 | $ 5,615,000 | $ 160,000 | $ 61,000 |
| Bucks County Pennsylvania | 34 | $ 10,550,000 | $ 310,000 | $ 126,000 |
| Bedford County Virginia | 34 | $ 7,560,000 | $ 222,000 | $ 90,000 |
| Sussex County Delaware | 33 | $ 8,285,000 | $ 251,000 | $ 163,000 |
| Lynchburg County Virginia | 31 | $ 4,035,000 | $ 130,000 | $ 56,000 |
| Delaware County Pennsylvania | 30 | $ 7,370,000 | $ 245,000 | $ 112,000 |
| Pickens County South Carolina | 27 | $ 5,625,000 | $ 208,000 | $ 82,000 |
| Prince William County Virginia | 27 | $ 8,765,000 | $ 324,000 | $ 100,000 |
| Philadelphia County Pennsylvania | 26 | $ 6,180,000 | $ 237,000 | $ 193,000 |
| Washington County Maryland | 24 | $ 4,660,000 | $ 194,000 | $ 83,000 |
| Anderson County South Carolina | 23 | $ 5,425,000 | $ 235,000 | $ 93,000 |
| Harford County Maryland | 18 | $ 4,380,000 | $ 243,000 | $ 97,000 |
| Amherst County Virginia | 18 | $ 2,560,000 | $ 142,000 | $ 56,000 |
| Alexandria County Virginia | 17 | $ 7,465,000 | $ 439,000 | $ 141,000 |
| Arlington County Virginia | 16 | $ 6,150,000 | $ 384,000 | $ 168,000 |
| Appomattox County Virginia | 15 | $ 2,145,000 | $ 143,000 | $ 63,000 |
| New Castle County Delaware | 12 | $ 2,960,000 | $ 246,000 | $ 112,000 |
| Lake County Florida | 12 | $ 2,660,000 | $ 221,000 | $ 82,000 |
| Seminole County Florida | 12 | $ 2,700,000 | $ 225,000 | $ 98,000 |
| Charles County Maryland | 11 | $ 3,585,000 | $ 325,000 | $ 110,000 |
| Queen Anne's County Maryland | 11 | $ 3,595,000 | $ 326,000 | $ 106,000 |
| Wicomico County Maryland | 11 | $ 1,825,000 | $ 165,000 | $ 96,000 |
| Camden County New Jersey | 11 | $ 2,545,000 | $ 231,000 | $ 113,000 |
| Chester County Pennsylvania | 9 | $ 2,665,000 | $ 296,000 | $ 105,000 |
| Montgomery County Pennsylvania | 9 | $ 2,915,000 | $ 323,000 | $ 146,000 |
| Polk County Florida | 8 | $ 1,410,000 | $ 176,000 | $ 50,000 |
| Osceola County Florida | 7 | $ 1,195,000 | $ 170,000 | $ 65,000 |
| Atlantic County New Jersey | 7 | $ 1,285,000 | $ 183,000 | $ 127,000 |
| Chesterfield County Virginia | 7 | $ 1,725,000 | $ 246,000 | $ 116,000 |
| Burlington County New Jersey | 6 | $ 1,410,000 | $ 235,000 | $ 97,000 |
| Gloucester County New Jersey | 6 | $ 1,140,000 | $ 190,000 | $ 107,000 |
| Buckingham County Virginia | 6 | $ 690,000 | $ 115,000 | $ 40,000 |
| Virginia Beach County Virginia | 6 | $ 1,250,000 | $ 208,000 | $ 103,000 |
| Collier County Florida | 5 | $ 1,355,000 | $ 271,000 | $ 187,000 |
| Richmond County Georgia | 5 | $ 735,000 | $ 147,000 | $ 45,000 |
| Stafford County Virginia | 5 | $ 2,105,000 | $ 421,000 | $ 103,000 |
| Duval County Florida | 4 | $ 820,000 | $ 205,000 | $ 83,000 |
| Hillsborough County Florida | 4 | $ 730,000 | $ 182,000 | $ 62,000 |
| Caroline County Maryland | 4 | $ 330,000 | $ 82,000 | $ 87,000 |
| Talbot County Maryland | 4 | $ 1,410,000 | $ 352,000 | $ 102,000 |
| Union County New Jersey | 4 | $ 970,000 | $ 242,000 | $ 84,000 |
| Northampton County Pennsylvania | 4 | $ 540,000 | $ 135,000 | $ 67,000 |
| Roanoke City County Virginia | 4 | $ 400,000 | $ 100,000 | $ 52,000 |
| Kent County Delaware | 3 | $ 535,000 | $ 178,000 | $ 51,000 |
| Brevard County Florida | 3 | $ 675,000 | $ 225,000 | $ 88,000 |
| Volusia County Florida | 3 | $ 835,000 | $ 278,000 | $ 101,000 |
| Columbia County Georgia | 3 | $ 745,000 | $ 248,000 | $ 76,000 |
| Calvert County Maryland | 3 | $ 755,000 | $ 251,000 | $ 210,000 |
| St. Mary's County Maryland | 3 | $ 675,000 | $ 225,000 | $ 214,000 |
| Hunterdon County New Jersey | 3 | $ 1,205,000 | $ 401,000 | $ 171,000 |
| Adams County Pennsylvania | 3 | $ 725,000 | $ 241,000 | $ 72,000 |
| Lehigh County Pennsylvania | 3 | $ 515,000 | $ 171,000 | $ 116,000 |
| Aiken County South Carolina | 3 | $ 375,000 | $ 125,000 | $ 54,000 |
| Florence County South Carolina | 3 | $ 285,000 | $ 95,000 | $ 87,000 |
| Laurens County South Carolina | 3 | $ 705,000 | $ 235,000 | $ 75,000 |
| Chesapeake County Virginia | 3 | $ 635,000 | $ 211,000 | $ 176,000 |
| Fairfax City County Virginia | 3 | $ 1,555,000 | $ 518,000 | $ 178,000 |
| Fauquier County Virginia | 3 | $ 1,125,000 | $ 375,000 | $ 210,000 |
| Frederick County Virginia | 3 | $ 785,000 | $ 261,000 | $ 71,000 |
| Nelson County Virginia | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Pittsylvania County Virginia | 3 | $ 335,000 | $ 111,000 | $ 66,000 |
| Richmond City County Virginia | 3 | $ 535,000 | $ 178,000 | $ 224,000 |
| Berkeley County West Virginia | 3 | $ 555,000 | $ 185,000 | $ 137,000 |
| Broward County Florida | 2 | $ 810,000 | $ 405,000 | $ 114,000 |
| Citrus County Florida | 2 | $ 250,000 | $ 125,000 | $ 176,000 |
| Miami-Dade County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 242,000 |
| Pinellas County Florida | 2 | $ 290,000 | $ 145,000 | $ 118,000 |
| St. Johns County Florida | 2 | $ 660,000 | $ 330,000 | $ 265,000 |
| Cecil County Maryland | 2 | $ 750,000 | $ 375,000 | $ 100,000 |
| Essex County New Jersey | 2 | $ 500,000 | $ 250,000 | $ 91,000 |
| Middlesex County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 203,000 |
| Salem County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Cumberland County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 65,000 |
| Guilford County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 152,000 |
| Mecklenburg County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 157,000 |
| Sampson County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 36,000 |
| Allegheny County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Franklin County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| Oconee County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 126,000 |
| York County South Carolina | 2 | $ 620,000 | $ 310,000 | $ 93,000 |
| Albemarle County Virginia | 2 | $ 750,000 | $ 375,000 | $ 83,000 |
| Culpeper County Virginia | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Henrico County Virginia | 2 | $ 620,000 | $ 310,000 | $ 92,000 |
| Manassas County Virginia | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
| Spotsylvania County Virginia | 2 | $ 890,000 | $ 445,000 | $ 146,000 |
| Alachua County Florida | 1 | $ 145,000 | $ 145,000 | $ 172,000 |
| Clay County Florida | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Okaloosa County Florida | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Palm Beach County Florida | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Putnam County Florida | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Burke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Emanuel County Georgia | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Fulton County Georgia | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Gwinnett County Georgia | 1 | $ 415,000 | $ 415,000 | $ 506,000 |
| Dorchester County Maryland | 1 | $ 485,000 | $ 485,000 | $ 189,000 |
| Garrett County Maryland | 1 | $ 485,000 | $ 485,000 | $ 427,000 |
| Kent County Maryland | 1 | $ 385,000 | $ 385,000 | $ 356,000 |
| Somerset County Maryland | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Bergen County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 722,000 |
| Morris County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Ocean County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Sussex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Cabarrus County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Craven County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 259,000 |
| Hoke County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Johnston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Moore County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Robeson County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Watauga County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 214,000 |
| Cumberland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Dauphin County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Juniata County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Lancaster County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Lebanon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Luzerne County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Monroe County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Schuylkill County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Somerset County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 249,000 |
| Wyoming County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| York County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Beaufort County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 400,000 |
| Charleston County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Dorchester County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Richland County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 77,000 |
| Union County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Amelia County Virginia | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Botetourt County Virginia | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Clarke County Virginia | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| Fluvanna County Virginia | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Hampton County Virginia | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Harrisonburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 161,000 |
| Hopewell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Orange County Virginia | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Prince Edward County Virginia | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Roanoke County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Salem County Virginia | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Shenandoah County Virginia | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Jefferson County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 131,000 |
| Morgan County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Apex Home Loans, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,862 | $541,970,000 | $291,000 | $1,085,000 | $109,000 | $2,235,000 |
| Refinancing | 724 | $247,710,000 | $342,000 | $1,355,000 | $139,000 | $972,000 |
| Cash-out Refinancing | 297 | $84,075,000 | $283,000 | $1,225,000 | $119,000 | $553,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,891 | $572,565,000 | $302,000 | $1,355,000 | $121,000 | $2,235,000 |
| Black or African American | 293 | $87,785,000 | $299,000 | $795,000 | $104,000 | $632,000 |
| Not Provided | 274 | $84,250,000 | $307,000 | $925,000 | $121,000 | $480,000 |
| Hispanic | 269 | $76,965,000 | $286,000 | $985,000 | $88,000 | $325,000 |
| Asian | 139 | $46,195,000 | $332,000 | $735,000 | $125,000 | $727,000 |
| American Indian or Alaskan Native | 11 | $2,845,000 | $258,000 | $495,000 | $111,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $720,000 | $360,000 | $385,000 | $77,000 | $81,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,075 | $640,795,000 | $308,000 | $1,225,000 | $127,000 | $2,235,000 |
| FHA-insured (Federal Housing Administration) | 521 | $135,925,000 | $260,000 | $735,000 | $81,000 | $347,000 |
| VA-guaranteed (Veterans Administration) | 219 | $83,795,000 | $382,000 | $1,355,000 | $115,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $13,240,000 | $194,000 | $385,000 | $56,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,475 | $747,415,000 | $301,000 | $1,355,000 | $115,000 | $893,000 |
| Application Withdrawn By Applicant | 345 | $109,345,000 | $316,000 | $1,225,000 | $131,000 | $2,235,000 |
| Application Denied By Financial Institution | 54 | $14,690,000 | $272,000 | $725,000 | $86,000 | $330,000 |
| Application Approved But Not Accepted | 7 | $1,495,000 | $213,000 | $365,000 | $84,000 | $146,000 |
| File Closed For Incompleteness | 2 | $810,000 | $405,000 | $465,000 | $106,000 | $148,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,829 | $859,065,000 | $303,000 | $1,355,000 | $117,000 | $2,235,000 |
| Debt-To-Income Ratio | 16 | $4,770,000 | $298,000 | $465,000 | $74,000 | $116,000 |
| Other | 10 | $2,790,000 | $279,000 | $475,000 | $88,000 | $233,000 |
| Credit History | 7 | $1,455,000 | $207,000 | $305,000 | $59,000 | $85,000 |
| Collateral | 6 | $1,290,000 | $215,000 | $425,000 | $142,000 | $330,000 |
| Employment History | 6 | $1,530,000 | $255,000 | $375,000 | $80,000 | $141,000 |
| Unverifiable Information | 5 | $1,925,000 | $385,000 | $725,000 | $119,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $930,000 | $232,000 | $315,000 | $72,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apex Home Loans, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apex Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.